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DAUPHIN AND CUMBERLAND COUNTY AUGUST | SEPTEMBER 2012

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Central Pennsylvania’s News Magazine For Kids Over Fifty


Changing times From menno Haven Times are changing and so is the idea of retirement. As our world continues to get smaller through technology, media, and transportation our retirees are continuing to use these tools to connect, grow, and thrive. LeadingAge is the national organization for notfor-profit homes caring for the aging. They help us stay on the leading edge of trends for the elderly through expert resources. On June 8, LeadingAge shared the article “For the First Time, More than Half of Adults Age 65 and Older are Online” by Bruce Rosenthal that tells about how our senior population is staying connected on-line. “As of April 2012, 53% of American adults age 65 and older use the Internet or e-mail, according to the report Adults and Internet Use from the Pew Internet & American Life Project. Though these adults are still less likely than all other age groups to use the Internet, the latest data represent the first time that more than half of seniors are going online. After several years of very little growth among this group, these gains are significant. Overall, 82% of all American adults ages 18 and older say they use

the Internet or e-mail, at least occasionally, and 67% do so on a typical day. For most online seniors, Internet use is a daily fixture in their lives. Among Internet users age 65 and older, 70% use the Internet on a typical day. (Overall, 82% of all adult Internet users go online on an average day.) Internet usage is much less prevalent among members of the “G.I. Generation” (adults who are currently age 76 and older) than among other age groups. As of April 2012, Internet adoption among this group has only reached 34%, while home broadband use has inched up to 21%. A growing share of seniors own a cell phone. Some 69% of adults ages 65 and older report that they have a mobile phone, up from 57% in May 2010. Even among those currently age 76 and older, 56% report owning a cell phone of some kind, up from 47% of this generation in 2010. Despite these increases, however, older adults are less likely than other age groups to own these devices. Some 88% of all adults own a cell phone, including 95% of those ages 18-29. Social networking site use among seniors has grown significantly over

the past few years: From April 2009 to May 2011, for instance, social networking site use among Internet users age 65 and older grew 150%, from 13% in 2009 to 33% in 2011. As of February 2012, one third (34%) of Internet users age 65 and older use social networking sites such as Facebook, and 18% do so on a typical day. Among all adult Internet users, 66% use social networking sites (including 86% of those ages 18-29), with 48% of adult Internet users making use of these sites on a typical day. By comparison, e-mail use continues to be the bedrock of online communications for seniors. As of August 2011, 86% of Internet users age 65 and

older use e-mail, with 48% doing so on a typical day. Among all adult Internet users, 91% use e-mail, with 59% doing so on a typical day. Among all adult Internet users, 91% use e-mail, with 59% doing so on a typical day.” Each person wants to be connected and have purpose everyday. Technology is obviously helping seniors and will continue to help us all as we grow older each day. It will be exciting to see how technology is helping the elderly 20 years from now. We will be once again saying “times are changing.” Menno Haven is a nonprofit continuing care retirement community providing care to the elderly in a Christian spirit.

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Don’t wait until it’s too late. Call today! www.mennohaven.org 717.262.2373 Chambersburg, PA Menno Haven is a non-profit retirement community providing care for the elderly in a charitable spirit and is committed to providing equal housing for all. *Offer excludes Northfield Villas. Offer expires August 31, 2012.

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Today at 50+

| AUGUST • SEPTEMBER 2012

Visit our website: www.todayat50plus.com


PUBLISHER’S For Central Pennsylvania’s Kids Over Fifty web site: www.todayat50plus.com facebook: today at 50 plus Louise E. Sukle Publisher/Editor lsukle@pressandjournal.com Jim Lewis Content Editor today@pressandjournal.com

Maxine Etter General Manager maxineetter@pressandjournal.com

louise sukle

Aging has its perks The older we get, the wiser we get. Well, that's the prevailing wisdom anyway. But could aging be the secret to happiness? Weakening muscles, fading vision, aches and pains in parts of our bodies we never noticed before… chalk it off to the inevitable: we're just getting old. Hmmm…sounds bad. But maybe not. As unfathomable as it may seem to young people, grandma or grandpa are happier than they are.

Virginia Lauzon Graphic Designer

A Gallup poll carried out in 2008 covered more than 340,000 people nationwide, ages 18 to 85, asking various questions about age and sex, current events, personal finances, health and other matters.

Dave Brown 717.944.4628 Sales Manager davebrown@pressandjournal.com

The results, published in the Proceedings of the National Academy of Sciences, were good news for old people, and for those who are getting old.

Barb Nusz 717.743.0515 Advertising Representative barbnusz@pressandjournal.com

On the global measure, people start out at age 18 feeling good about themselves, and then, apparently, life begins to throw curve balls. They feel worse and worse until they hit 50. At that point, there is a sharp reversal, and people keep getting happier as they age. By the time they are 85, they are even more satisfied with themselves than they were at 18.

Sara Sowers 717.944.4628 Sales Assistant sarasowers@pressandjournal.com Lynne Gomboc Circulation lynnegomboc@pressandjournal.com

photo by in the moment photography by hollis

Terry Burger Noelle Barrett Marlene Brown Contributing Writers

note |

For those poor souls under 50 who may sometimes feel gloomy, keep the faith. The view may seem a bit bleak right now, but look at the bright side: You're getting old!

Media kits are available upon request. Today at 50+ Published bi-monthly by Press And Journal Publications Business Office: 20 S. Union St., Middletown, PA 17057 office: 717.944.4628 fax: 717.944.2083 www.pandjinc.com Today at 50+ will not knowingly accept or publish advertising which may be fraudulent or misleading in nature. Today at 50+ reserves the right to edit, revise or reject any and all advertising which, in its judgment is unwholesome or contrary to the interest of this publication.

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E-mail me: lsukle@pressandjournal.com

Count your age by friends, not years. Count your life by smiles, not tears. ~ John Lennon

AUGUST • SEPTEMBER 2012 |

Today at 50+ 3


Roth IRA: For your SOCIAL SECURITY retirement and beyond HELP Submitted by Chris Dixon, AAMS Edward Jones Financial Advisor

You may already know that the Roth IRA is a great retirement-savings vehicle. But did you realize that some of its benefits could pay off for the next generation of your family? When you contribute to a Roth IRA, your earnings can grow tax free, provided you don’t start taking withdrawals until you’re 59½ and you’ve had your account at least five years. And the potential for tax-free earnings

can continue even when your beneficiaries inherit your Roth IRA, though you’ll need to consult with your tax advisor on this issue. Furthermore, since you aren’t required to take distributions from your Roth IRA, you can leave your account intact for as long as possible, potentially leaving more money available for your beneficiaries. Your Roth IRA is, first and foremost, an investment for your retirement. But, as we’ve seen, it may be of value in other ways, too.

When it comes to meeting your financial goals, you really only need to see one person. At Edward Jones, we strive to meet all your financial services needs while providing exceptional personalized service.

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Because we serve individual investors and business owners, all of our energy and resources are dedicated to helping you reach your long-term financial goals. That’s why we live and work in your community. We meet with you face to face to discuss the key steps to creating your financial strategy. When it comes to meeting your financial goals, you really only need toYou seetalk, one we person. Edward Jones, we strive listen,Atand we get to know you. to meet all your financial services needs while providing exceptional personalized Estateservice. Planning* Retirement Plan Rollovers

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Why go anyWhere else?

and Consolidation

Because we serve individual investors and business owners, all of our energy andRetirement resources are dedicated to helping you reach Individual Insurance your long-term Accountsfinancial goals. That’s why we live and work in your community. We meet with you face to face to discuss the key steps toAnnuities creating your financial strategy.Business Retirement

Plans

You talk, we listen, and we get to know you.

Fixed Income

EstateInvestments Planning*

Portfolio and Retirement

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Individual Retirement For more information or to schedule a complimentary Accounts Insurance financial review, call or stop by today.

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Business Retirement Plans

*Estate-planning services are offered through Portfolio Edward Jones Trust Company. Edward Jones Trust Fixed Income and Retirement Company and Edward Jones are separate subsidiaries of the Jones Financial Companies, L.L.L.P. Investments Plan Reviews

ChrisorDixon, AAMS® a complimentary For more information to schedule Financial Advisor financial review, call or stop by today. .

29 S Union St Suite 110

*Estate-planning services are offered through Edward Jones Trust Company. Edward Jones Trust Middletown, PA 17057 Company and Edward Jones are separate subsidiaries of the Jones Financial Companies, L.L.L.P.

717-944-1206

Chris Dixon, AAMS® Financial Advisor 29 S Union St Suite 110 Middletown, PA 17057 717-944-1206

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Today at 50+

www.edwardjones.comMember Member SIPC www.edwardjones.com SIPC

| AUGUST • SEPTEMBER 2012

By John Johnston Social Security Public Affairs Specialist

Get your Social Security statement online If you would like to get a Social Security Statement, which provides estimates of your future benefits, it is now available online at www.socialsecurity.gov. “Our new online Social Security Statement is simple, easyto-use and provides people with estimates they can use to plan for their retirement,” said Michael J. Astrue, Commissioner of Social Security. “The online Statement also provides estimates for disability and survivors benefits, making the Statement an important financial planning tool. People should get in the habit of checking their online Statement each year, around their birthday, for example.” In addition to helping with financial planning, the online Statement also provides workers a convenient way to determine whether their earnings are accurately posted to their Social Security records. This feature is important because Social Security benefits are based on average earnings over a person’s lifetime. If the information is incorrect, the person may not receive proper benefits. The online Statement provides you the opportunity to save or print the document for future reference, or to have handy for discussions with family members or a financial planner. According to the American Customer Satisfaction Index, users are giving the online Statement a score of 89, making it competitive with our other top-rated, best-in-government online services, such as the Retirement Estimator and online retirement application. To get a personalized online Statement, you must be age 18 or older and must be able to provide information about yourself that matches information already on file with Social Security. In addition, Social Security uses Experian, an external authentication service provider, for further verification. You must provide identifying information and answer security questions in order to pass this verification. Social Security will not share your Social Security number with Experian, but the identity check is an important part of this new, thorough verification process. When your identity is verified, you can create a “My Social Security” account with a unique user name and password to access your online Statement. In addition, your online Statement includes links to information about other online Social Security services, such as applications for retirement, disability, and Medicare. For more information about the new online Statement, please visit www.socialsecurity.gov/mystatement.

Have you heard of QR codes yet? They look like this ➜

Here is a quick introduction: QR is short for Quick Response (they can be read quickly by a cell phone.) Your cell phone needs a QR code reader. It takes literally one minute for someone with an iPhone or Android phone to find and install the reader. Your cell phone reads the code and can Scanning this QR code will take you take you directly to website links and Facebook directly to the Today pages without having to type in the address. at 50 Plus website.

Visit our website: www.todayat50plus.com


HealthCare Reform Medicare changes 2012 By Jan L. Brown, Attorney at Law

The challenge to Healthcare Reform Law, known formally as the Patient Protection and Affordable Care Act or ACA, known informally as Obamacare, has been front page news. Twenty-eight states, including Pennsylvania, are challenging the Law and the United States Supreme Court is expected to render its decision on the constitutionality of the law this summer. Under the existing law, 2012 brought new benefits to Medicare beneficiaries, especially for the Prescription plan. The Supreme Court’s decision may alter the information in this article covering the new benefits. The biggest change for Medicare beneficiaries in 2012 deals with new benefits in the prescription (RX) plan coverage which offers help in paying for prescriptions once someone reaches the “donut hole.” When someone reaches $2,930 in RX costs, they have “hit” the “donut hole” and have no RX coverage/benefit until they have spent $4,700 on RX costs. Once someone has spent $4,700 on RX, they are out

of the “donut hole” and once again covered by Medicare RX benefits. Prior to 2012, there was no help with the costs when someone was “in the donut hole”; the person had to pay 100% of any needed RX costs. But in 2012, once the $2,930 limit has been reached, (this includes the costs paid by the Drug plan and the person on Medicare (including the deductible and co-payments); there are new benefits to help offset the costs of prescriptions. These new benefits include: for covered brand name drugs - a 50% discount and for generic drugs – the charge is 86% of the Plan’s costs - still a reduced rate for the Medicare recipient. Once the total out of pocket costs reach $4,700, then the Medicare beneficiary is “out of the donut hole” and Medicare again picks up most of the costs of prescriptions with only a small coinsurance payment by the Medicare beneficiary. Confusing, yes, it is! And it is also hard trying to keep track of the entire Medicare recipient’s deductible, co-payments, coinsurance costs coupled with the Plan’s costs. Under the current law, the donut hole is eliminated completely in 2020. Another new benefit for 2012 covers limited treatments for depression, obesity and alcohol misuse. Medicare added benefits to cover counseling sessions and screenings, includ-

Nobody puts baby (boomers) in a corner Those between the ages of 48 and 66, otherwise known as the Baby Boomer generation, are often an overlooked, untapped market – and you have to wonder why. Baby Boomers number 78 million across the United States and hold 70% of its wealth. Want to know more? Call us.

ing follow up treatments to deal with depression, obesity and alcohol misuse. And in an attempt to curb Medicare fraud, the Government is trying to elicit Medicare beneficiaries help in detecting and reporting fraud with a new program -Senior Medicare Patrol (SMP). Most Medicare fraud occurs when Medicare is billed for supplies or services that were never given. Medicare is encouraging Medicare recipients to review their billing summaries (EOBs aka Explanation of Benefits) from their providers and Plan and report any false services or products on their bills to Medicare by calling 1-800-MEDICARE (1800-633-4227). The estimate costs of Medicare fraud is more than $60 Billion ($60,000,000,000) a year which of course causes higher premiums for Medicare beneficiaries. These 2012 Medicare changes will be helpful to Medicare beneficiaries, especially those who need many or exceptionally expensive medications. Remember, these benefits are currently in place and available unless the Healthcare Law is held to be unconstitutional by the US Supreme Court. If that happens, then these benefits

will not be available unless Congress creates new laws adding these new benefits and coverage to Medicare. Jan L. Brown and Associates is a law firm founded in 1993 to help older persons and their families. The practice has over 37 years of combined experience and practices exclusively in the areas of estate planning, probate and elder law. Elder law addresses the legal issues of seniors, their families and those who care for them. Estate planning includes Wills, Powers of Attorneys, Living Wills, Trusts and Guardianships. The information presented is for educational purposes only and should not be taken as legal advice as every client and situation is different and requires specific review and analysis. If you would like an appointment, please call (717) 541-5550.

The Law Office for Older Persons Their Families

&

Jan L. Brown & Associates Attorneys-at-Law

Practice Exclusively In:

Attorney Jan L. Brown

•E  state Planning & Probate: Wills, Trusts, Powers of Attorney, Tax Planning, Special Needs Trusts

Attorney Jacqueline Kelly

•E  lder Law: Protecting Assets From Nursing Home Costs, Qualifying for Benefits, Incapacity Planning

845 Sir Thomas Court, Harrisburg 17109

(717) 541-5550 www.janbrownlaw.com

Attorney Christa Aplin

Contact Barb Nusz 717-743-0515 or barbnusz@pressandjournal.com Like us on Facebook: Today at 50 plus

Members of the National Academy of Elder Law Attorneys

AUGUST • SEPTEMBER 2012 |

Today at 50+ 5


Sleeping with Einstein By T.W. Burger As for me, I was perfectly willing to let the little fella have the run of the house.

He looked out of the narrow trap, little button eyes shiny as glass in the beam of the flashlight, his right forepaw still resting on the peanut. I mean, we were going to be at the little cottage on the northern Maine coast for three days. He was there all year. Who the hell am I to tell him he doesn’t belong? It was the first visit for us. The place belongs to good friends, who had been urging us to give it a try for years and years. There is no electricity, only a generator. And it’s maybe five miles to a paved road. For light, the house was piped for gas lamps, and there were plenty of kerosene lanterns, and a fireplace. The house was so close to the shore that at high tide it was like living on a houseboat. It was invigorating. So, filled with the pioneer spirit, I said what the hell. Leave the little critters alone. We kept our food put away, not that they ate much. And if you can’t live with a little bit nibbled off your bar of soap, well, you should stay in the ’burbs. Look, it’s Maine. It could have been worse. I was happy it wasn’t bears or moose. Bears smell bad, a moose can take out a lot of crockery with those antlers. But I made the tactical error of telling my friend Candy about our roommates in a phone call. Big mistake. Candy, it turns out, is not overly fond of mice. I don’t know how this came about, given that she and Alan have a platoon or more of Special Forces trained cats, and has probably not actually seen a mouse since the Carter Administration. She got pretty excited. Candy at top RPM is a force of nature, a sort tsunami in a minivan. She told me where to find the traps. There are the traditional wooden guillotine types that bash the critters’ heads in, and there are little Hav-A-Hart traps that capture them alive so you can release them out in the woods. Naturally, I chose the latter, figuring that of all the sins I have committed in a long and interesting life, the murder of a couple of Mainiac mice would not be on the ledger.

The little traps are quite ingenious, really. A long, narrow box with a scoop-shaped trap door at the front, hinged at the top. The trap rests on its back end and on a little bar on the bottom just behind the front door. There is no mechanism. The weight of Mickey stepping into the trap makes the door fall shut, and Mr. Bright Eyes is in the slammer. I dropped a few roasted peanuts into the box, laid the lid back, and set the trap on the kitchen counter. I went back to my reading table and its kerosene lamp and settled in to squint at my book. My admiration for Abraham Lincoln grew steadily. I heard a funny little plastic sound and an alarmed squeak. And there I was looking at the little guy with his bright black eyes. I swear he looked worried. Don’t worry, my friend, I told him, I’m going to put you out where you can make your living without leaving mouse emissions in the soap dish. A little way out in the woods, I let him go. I came in the house and set the trap again. Within moments, I heard the lid pop shut. Flashlight in hand, I lifted the trap door. No mouse. But the peanut was gone. I set the trap again, baited with another roasted peanut. Same thing, maybe 10 minutes later; no peanut, and no mouse. I looked over at the drawer where the guillotine traps laid, springs coiled and ready for their dark purpose. I was tempted. My little friend had outsmarted the kinder, gentler trap three times. Did I really want to let a mouse with those kinds of smarts remain in the gene pool? Lots of Grade B Sci-Fi movie plots unspooled in my mind. Race of supermice building strength in the Forests of Maine, waiting for The Right Moment. That sort of thing. I put the trap down, and went to get ready for bed. I may have left one or two peanuts on the counter by mistake. I really don’t remember. As I rolled myself up in the comforter for the long, cold night ahead, I think I heard him skittering and scampering here and there, and I might have heard what could have been the sound of gnawing on peanuts that might have accidentally been left behind. I fluffed my pillow. “G’night, Einstein,” I said, and settled in for the night.

Terry W. Burger is a freelance writer living in Gettysburg and the author of “Burger to Go,” which can be found at burger2go.wordpress.com and burger2goclassics@wordpress.com.

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Today at 50+

| AUGUST • SEPTEMBER 2012

Visit our website: www.todayat50plus.com


LET’S DO THE

Numbers: 49% Percentage of people over 50 who are single.

55% Percentage of leisure time Americans over 65 spend watching TV.

1 in 8

Chance that an American today is over 65.

$14,000 Median income for women over 65.

16

Average number of drugs prescribed each year to an American over 60.

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6 million

$

The federal grant a university in Texas received in 2004 to breed radioactive armadillos for possible use in war.

3%

Percentage of leisure time Americans over 65 spent exercising.

30 years Increase in the average life expectancy of an American between 1900 and 2000.

Today at 50+ 7


A Tool Shed In The

Sky By Craig W. Armstrong When it in comes to technology, buzz words are part can be put into categories. Software-as-a-Service (SaaS) are of the landscape. The Internet is called the Web, millions of applications delivered by way of the Internet and accessed Americans carry a PDA (personal data assistant) and what through a Web browser. Gmail is an example. You access would we do without Tweets from Ashton Kutcher? The latest Gmail through the Internet, probably via Google (a Web entry to the vocabulary of technology is the cloud. What is the browser). The e-mails you send and receive are stored in the cloud? Can you buy it? Do you rent it? Will it fit on a flash cloud. Infrastructure-as-a-Service (IasS) is a place in the cloud drive? The answer to all of these questions is kind of. where users access operating systems, storage and databases. Think of the cloud like a tool shed in the sky. Most IT departments can use this area of the cloud to supplement people have a cell phone with access to the their own server as well as to access resources Internet. They use their phone to check e-mail, from the cloud server. It’s like a server farm in Think of get on Facebook and text others. These phones the sky. Platform-as-a-Service (PaaS) is where “the cloud” like a the building blocks are stored. Developers use also access apps, which can do anything from checking the local weather to finding the best service to build applications. It’s kind of tool shed in the sky. this Italian restaurant within 50 miles. Now imaglike renting tools to build an engine. ine if all the wonderful things the phone does Companies and individuals can use these were generated by the phone itself. If this was the case, cell services separately or in combination. Some are free and some phones would probably be the size of backpacks. Instead, your charge on a per-use basis. For many companies, this is a cost cell phone accesses this information from the Internet and it savings versus buying additional equipment and employing is within the Internet that the companies that provide these additional staff. services reside. The place where they reside is the cloud. Now you know. The cloud is not some mysterious overSome cloud services are free, such as Gmail or Yahoo lord in the sky. It’s not an alien and it’s not something from Mail. Some services you pay for. The cloud is a tool shed full “The Matrix.” It’s just another piece of technology that can of services and technologies. These services and technologies make your life simpler.

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Today at 50+

| AUGUST • SEPTEMBER 2012

Visit our website: www.todayat50plus.com


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Wine and cheese aim to please By Kathryn Otto Schuylkill County Wine Festival Times are changing from the earlier days of wine, cheese and bread. Wines are now paired with all courses of a gourmet meal from the appetizer to the dessert. Pairing a complete meal with wine has become more innovative so that it can take entertaining to greater dimensions. Whether you are a food novice or culinary expert, knowing the best wine to pair with various foods has become a special trait in fine entertaining. Vineyard tours, wine tasting and wine festivals are becoming increasingly popular as more wineries are opening their doors. The growing, harvesting, and processing wine practices have a great influence on the flavors, which are produced providing a complete flavor profile. The flavor perception is related to our sense of smell as the original aroma is critical to have the full taste

of the wine. The body of the wine is the feel it has on the tongue and can include crisp, tangy, sweet, smooth, light, medium, or full. Some wines have more body which is why we pair the wine with the food. As mentioned earlier, wine festivals are becoming more popular and often include a variety of foods for pairing. Many festivals also include wine related items to purchase, and entertainment. A souvenir glass is included in the ticket price and a lesser price for the designated driver. A new “twist” at many festivals includes table displays which are judged for prizes. In addition, tickets may also be purchased for a raffle drawing of wine related theme baskets. Do you want to experience a relaxing afternoon with family and friends? You may just enjoy a wine festival in a park enjoying the cool, crisp fall air and the festivities as you “swirl, smell, and sip” a variety of wines.

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Oh no! What did Aunt Ethel forward now! By Bitner ’s Computer Services One of the biggest things I get asked about is how to stop a friend from forwarding e-mails to them. No one wants to hurt someone’s feeling by telling them to stop and for the person forwarding the e-mail; they feel they are being “thoughtful.” But take a moment. How really thoughtful is it to click the forward arrow, then a bunch of e-mail addresses and hit send? Well, is that effort truly “thoughtful?” I don’t think so… Here are some rules for forwarding emails that those who are being truly thoughtful follow: Don’t forward anything without editing out all the forwarding >>>>, other e-mail addresses, headers and commentary from all the other forwarders. If you must forward, only forward the actual content of the email that is valuable. Think carefully about if what you are forwarding will be of value (accurate information — check Snopes.com), appreciated or humor-

ous to the person on the other side. Or do you just think it is worthy? If you cannot think of why the person you are forwarding to would like to receive the e-mail – then don’t forward it. It should go without saying that forwarding of chain e-mails; regardless how noble the topic may seem, virus warnings or anything that says “forward to everyone you know” simply shouldn’t be forwarded. The above rules will help qualify if an e-mail is worth forwarding. If someone cannot follow these rules, then they really have no excuse to have hurt feelings when asked to stop. And if you are asked to stop forwarding, realize the person on the other side certainly has the right to make that request. Unfortunately, when it comes to receiving unwanted forwarded e-mails, if you fear hurting someone’s feelings by asking them to stop forwarding you e-mail, know they probably meant well, were really thinking of you, were trying to make a point – ahhh, just hit delete.

You’re invited to the 4th annual

Schuylkill County

Wine Festival

Sunday, Sept. 2 • 1-6 pm Hegins Park - Hegins, PA

Flavorful Wine Tasting • Regional Cuisine Spices • Jewelry • Chocolate • Cheese ... and more Live Entertainment

15 per person ~ $5 designated driver $ 12 advance ticket (available until Aug. 31) $

Call for group rates of 10 or more

For more information contact: Mary or Bob Tobash 570.682.9660 or Yvonne Specht 570.682.9805 Visit our Website:

www.schuylkillwinefestival.com www.schuylkill.org

AUGUST • SEPTEMBER 2012 |

Today at 50+ 9


Older and wiser? Contributed by Columbia Cottage

Getting older means getting wiser; however, some seniors feel anything but wise when their memories start to fade. Seniors are finding it ever more important to hold onto the memories they have because these fond memories and gathered information accumulated over a lifetime make up part of who we are. Although memory loss used to be thought of as an inevitable part of aging, several studies within the last five years have indicated that elderly memory loss can be slowed if seniors are willing to stay active! One study conducted at UCLA and partly funded by the Fran and Ray Stark Foundation Fund for Alzheimer’s Disease Research, provided “evidence which suggests that people can preserve their memory by adding memory exercises and stress reduction to a diet and exercise routine.” A second study done from 1998-2004, coming from the Harvard School of Public Health focuses on social activity reducing memory loss. “The results showed that individuals with the highest social integration, evaluated by marital status, volunteer activities, and contact with parents, children and neighbors, had the slowest rate of memory decline. About 13% of Americans over the age of 65 have some form of dementia and half of

those over age 85 will develop dementia of some kind. Therefore there is reason to seek out engaging activities, whether it is crossword puzzles, walking and talking to a neighbor, jigsaw puzzles, brain fitness games, or simply stress-free relaxing. Henry L. “Roddy” Roediger III, Ph.D., a human memory function scholar at Washington University, says “If a person wants to remember an event or some information over the long term, they must be actively engaged, thus retrieving information from memory serves that purpose well. Repeated retrieval over time is critical to effective, long-term retention.” While the grandkids may think, “Grandma, I’ve heard this story a million times!” the repeated recollection of stories may be a beneficial way of reducing memory loss. Share the traditions dear to their hearts and video-record stories and tales of the past to be passed down to future generations. It is important to keep family history alive, but also to keep the brain and memory active! The brain is the filing cabinet which holds all of our life experiences. Do your part to keep the files tidy and the drawers open so that you can continue to recollect and to hold on to those thoughts which mean so much to you! Keeping the brain active may just be the key to lower our dementia issues in the future.

23rd Annual

Hegins Valley Arts & Crafts Faire September 15 2012

Saturday 9 am to 3 pm

“Come To The Country” Over 200 selected craftsmen from PA and nearby states will be demonstrating and displaying their finest work. A delicious variety of foods prepared for your eating pleasure - all day including breakfast starting at 7 a.m. Show will be held rain or shine. Parking - $2.00 (Benefits Hegins Park Association)

HEGINS PARK

Approximately 6 miles West on Rt. 25 from Exit 112 on Interstate 81. Watch for signs to Hegins Park.

For Information Call: 570-682-9541 or

570-682-8181

Compliments of: Tobash Insurance Agency - Hegins, PA

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Today at 50+

| AUGUST • SEPTEMBER 2012

Columbia Cottage A Good Family Decision!

Call Christine Horn today! 717-832-2900

103 N. Larkspur Dr Palmyra (Rt.322 E. of Hershey Behind Bruster’s)

www.columbiacottages.com

Lebanon County’s Only Assisted Living!

Handmade crafts unique in any décor By Kathryn Otto Hegins Valley Arts & Crafts Faire Are you ready to incorporate small additions to your home? Adding handmade crafts may be just what you’re looking for. Craft fairs are an interesting place to find the “unusual.”. Going to a craft fair is a relaxing and welcome release from the summer heat, picnics, swimming pools, crowded beaches, and hectic highways. Enjoying a day at a craft fair in an atmosphere of cooler and calmer days at a location surrounded by trees is a welcome change. The tempting aromas of many food selections such as kabobs, sticky buns, whoopee pies, pretzel twists, homemade soups, various hot and cold drinks, etc. are available to please the palate of faire goers. Some vendors also offer tasting of their products such as salsa, dips, sauces, and spreads prior to purchasing. You can browse and shop among the many crafters where you will surely find something to add to your home or yard décor. Pottery, soaps, paintings, wreaths, rugs, furniture, primitive and decorative items to name just a few.

Jewelry crafted from various methods and clothing items are offered for a more personal touch. Some craft fairs also include crafts being made on site such as corn brooms, metal working, glass painting, and sheep to shawl spinning. Chances for raffle baskets are also offered at many fairs. The baskets or trays include a variety of items donated by the craft vendors. Special tickets are available for purchase. Are you looking for a relaxing experience this fall and have never attended a craft fair? This may be the year to select one and enjoy a day out with friends having fun looking, shopping, and eating at a craft fair.

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The top five questions about cataract surgery PREMIER Eye Care Group One of the best ways to your reduce stress when you face any medical procedure is to learn about the surgery and what you can expect. Cataract surgery is one of the safest and most common surgeries in the world, however when you learn that a doctor is going to operate on your eyes it is normal to be apprehensive. We hope that the following answers will help you feel more comfortable when facing cataract surgery. Does cataract surgery hurt? Your surgery center will make you as comfortable as possible. A mild sedative is usual given to patients, helping them to relax. The pre-operative nurse administers numbing eye drops, and the surgeon uses more eye drops making the operation pain-free. Staff members even offer warm blankets to patients who are chilled in the operating room. Am I awake during surgery? Patients are awake during cataract surgery, but the sedative often makes it difficult for patients to remember being awake. Because of the sedative, it is necessary for you to have someone drive you home after your procedure. General anesthesia is rarely necessary. How much time does it take to recover? Cataract surgery is performed as an outpatient procedure. The majority of cataract patients feel well as they leave the surgery center telling us that they are going out to

breakfast or lunch. Most patients resume normal activities the next day and notice great improvements to their vision at their one-day post-operative appointment. Occasionally patients will have blurred vision for a few days because of swelling. Our surgeons ask that patients continue their drops for several days, but live life as normal. Swimming is discouraged for two weeks. Does my insurance cover the cost of the procedure? Most insurance companies, including Medicare, cover most of the costs with cataract surgery. But every insurance plan is different. The amount of coverage will depend on your deductible and co-pay. Your choice for an implantable lens may also impact the amount insurance pays for cataract surgery because some “premium” implantable lenses have an out-of-pocket expense. “My friend didn’t need glasses after her cataract surgery, will I be free of glasses also?” This is an excellent question to ask your surgeon. Your eyes may be very different than your friend’s, but from all the pre-operative testing your doctor will be able to explain what you can expect. You may have a choice of implantable lenses, such as a toric lens implant for people with astigmatism, which can make you less dependent on glasses. Be sure to discuss your situation with your surgeon. Not everyone is a candidate for some premium, multifocal IOLs which deliver near and distant vision.

PREMIER CATARACT SURGERY “The joy of waking up each morning, opening my eyes and being able to see perfectly without the use of contact lens or glasses is almost beyond belief. The procedure has enhanced my quality of life and allowed me the opportunity to engage in all types of physical activity without worrying about the impediment of contact lens or glasses.” John Consevage

Dr. Barton’s cataract patient with Toric lenses Surgical results may vary among patients

92 Tuscarora Street Harrisburg 232-0843

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2745 N. Front Street 1524 Cedar Cliff Drive Harrisburg Camp Hill 238-6757 761-3077 www.premiereyes.com

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Today at 50+ 11


Big-impact

health activities you can do in

15 minutes or less

The American baby boomer generation isn’t content sitting still - they live full lives working, traveling and pursuing their favorite hobbies. Age is only a number for this determined group whose population is pushing an estimated 78 million. If you are one of the many active baby boomers, you understand your health is a priority, but that doesn’t mean you want to spend long hours each day making sure you stay well. Luckily some of the best things you can do for yourself only take a matter of minutes each day. Dr. Wendy Bazilian, a doctor of public health, registered dietitian and author knows the importance of optimizing health for baby boomers. Simple healthy activities, when done on a daily basis, can have a huge cumulative effect on health and wellness. Here are four big-impact health activities from Dr. Bazilian that you can do in 15 minutes or less:

1. Be flexible with gentle stretches

Stretching might seem like a basic physical activity, but its positive effects can be substantial. Especially for boomers, stretching for five to 15 minutes each day can help keep muscles and joints flexible, and help increase overall body health. Plus as you age, stretching can help maintain your mobility levels and decrease the risks of falls. Try gentle stretches to get your blood flowing in the morning or before you take a walk. Want to try something different? Yoga blends stretching and strength for a wonderful workout for people of all ages.

Time requirement: 15 minutes or less

2. Get an oil change in your kitchen

3. Boost omega-3 fish oil in your diet

4. Eat more fresh fruits and veggies each day

The right kind of oils can benefit your health and wellness, and the wrong ones can put you at risk for high cholesterol, heart disease and even cancer. Cooking healthy means stocking your pantry with the right kinds of oils so you can enjoy the foods you love the right way. Two to keep on hand are extra virgin olive oil and organic grapeseed oil. Olive oil contains monounsaturated fats which can help boost healthy HDL cholesterol while at the same time help to reduce unhealthy LDL cholesterol levels. Lower cooking temperatures or cool/room temperature usage is best. Organic grapeseed oil has a more neutral flavor and a high smoke point, allowing for higher temperature cooking while using a lighter hand in measures with this healthier cooking oil.

Recently, there’s been a lot of talk about omega-3 essential fatty acids and their ability to prevent common disease as well as benefit brain and overall health. Because you can only get these essential fats through what you eat, Americans often don’t get as much as they need. Include food sources like wild salmon and sardines, as well as plant sources like walnuts and flaxseeds.

Few foods can provide the high levels of nutrients your body needs than fresh produce, yet more than 80 percent of us are not getting enough. It’s important to aim to make half your plate fruits and vegetables at meals every day. And try to incorporate fresh fruits and veggies daily, and don’t forget about frozen and dried options without added sugars or preservatives. They’re super nutrientrich, too. The tasty options are endless - from berries, apples, bananas, and cherries to broccoli, tomatoes, carrots, cabbage, and kale. Be adventurous and try a new recipe that features a veggie you’ve never had before. Or, taste local flavors by visiting your neighborhood farmers market. Whether for a snack or with a meal, fresh produce is great for any baby boomer’s diet.

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Time requirement: five minutes or less

| AUGUST • SEPTEMBER 2012

Time requirement: two minutes or less

Time requirement: five minutes or less

Source: ARA

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How To Stay Happy Life has its inevitable ups and downs, and the challenges we experience might not always seem fair. But there’s no need let your happiness depend upon life’s uncontrollable circumstances. “What you want and what you get are not always one and the same,” says Amy Shea, author of the new book “Defending Happiness and Other Acts of Bravery,” a collection of short stories about her life’s journey with adversity. “The key is to find what makes you happy and defend it.” In her book, Shea details how tough circumstances have not deterred her from living life on her own terms. For example, she ultimately came to view her battle with breast cancer as a gift of opportunity.  “What is possible to do in one’s life changes remarkably when one fears death more than embarrassment,” she says. Shea has experienced poverty, divorce, cancer and the daily woes of aging, parenting and being parented, but believes that come what may, she is prepared to defend her right to be happy. She offers these insights for those seeking happiness as they age: • Your emotions do not need to be an automatic reaction to what happens to you. By believing that,

you abdicate choice. It is not life that is happy or not. It’s you. • Don’t forget to simply sit from time to time and do some inner wandering. Original thought happens a lot more easily this way than while texting on the treadmill. • Life is neither fair nor kind - but it is full of beauty and humor, and open to direction. • When it comes to picking your battles, energy is like eye cream: expensive. So use just what you need and put it right where you want it. • Aging won’t be smooth and firm and flawless, but it is not the enemy. In fact, there are certain things about youth you won’t miss at all. • All of us have individual wiring that can get buried from time to time under habits we’ve formed. Be deeply committed toward the wiring that makes you happy. • View life as a dynamic creative disturbance and don’t forget to show up - it’s worth whatever trouble it takes. Source: StatePoint. More insights can be found in Shea’s new book and online at www.DefendingHappiness.com. Whether you’re experiencing adversity or simply going through the daily annoyances - you can empower yourself by going after, and protecting your happiness.

Saturday, October 20, 2012 City Island, Harrisburg, PA 5k Walk Registration: 8:00 a.m. Welcome: 8:30 a.m. Show and Go Start: 8:45 a.m.–11:00 a.m. To get involved: 1.888.227.5445, option 3 makingstrideswalk.org/harrisburg

Visit cancer.org/stridesonline today to sign up and start raising funds to end breast cancer! The official registration and financial information of the American Cancer Society, East Central Division, Inc. may be obtained from the Pennsylvania Department of State by calling toll free, within Pennsylvania, 800.732.0999. Registration does not imply endorsement. Ohio residents may call 717.783.1720.

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AUGUST • SEPTEMBER 2012 |

Today at 50+ 13


homophobia Acceptance

By Noelle Barrett

among older Americans

Douglas Dockey was walking toward a Medical forms don’t commonly include a transgender box, and among those 55 gay bar in State College when he heard posters do not include LGBT people. The forms at OBGYN docfor Today at 50+ the taunt. assume a person is straight. and older is well tors often “Hey, where are you going faggot.” “My OBGYN is very, very supportive and open,” said Cara The speaker, a man Dockey did not know, then took a swing at below 50 percent. Akright at a recent conference in Hershey called Out and Equal. the 61-year-old Dockey. Still, every year she is asked to fill out forms that ask what The Highspire resident, who is gay, is one of many LGBT (les- The result is that kind of birth control she is using. “I’ve been open with doctor, but bian, gay, bisexual, transgender) individuals over 55 who have faced the doctor is clueless.” LGBT seniors feel sometimes violence, prejudice, and hostility in their lifetimes. CPLAN is working to identify gay-friendly healthcare speThough national attitudes of acceptance of homosexuals may cialists – especially for women – nursing homes, senior centers, isolated. be softening – President Obama recently acknowledged a personal doctors, and attorneys. belief that same-sex couples should be permitted “We’re really trying to be that hub of to marry – incidents such as that experienced by resources,” said Marven. “The more you get into Dockey in State College remain too common. it, the more needs you see. We are trying to be “We see people [in the US] being killed by methodical about it.” gay bashers,” he said. “In other countries, you can There are also supportive churches surfacbe put to death [for being gay].” ing in the area. It is harder for the older LGBT population to “[The Unitarian Church of Harrisburg] is find acceptance among their peers. what’s known as a welcoming congregation,” “These folks lived in a time when [homosexusaid the Rev. Dana Howard, the church’s openly ality] was considered a mental illness,” said Louie gay pastor. “I would say 10 percent of our conMarven, of the LGBT Community Center Coalition gregation is [LGBT].” of Central Pennsylvania. As a result, he said, some The church takes a progressive stand on LGBT seniors go back into the closet. religion, she said. “If God is love, our job is to The phenomenon prompted the LGBT Comspread it.” munity Center Coalition in Harrisburg to start a new But many churches take a different view. program last year that focuses on gay seniors – the “There are a lot of religious people who have Central PA LGBT Aging Network, or CPLAN. The been hateful,” said Akright. “If you go to PRIDE, program promotes a healthy quality of life, through they line up chanting and waving flags. We are education, programming and outreach, and social talking about churches in our area.” activities. LGBT seniors have been dealing with Last fall, CPLAN hosted a showing of “Gen violence and hatred for decades. For Dockey Silent,” a documentary that exposed discrimination the ridicule and violence started in junior high against older homosexual in care facilities. The film school. highlights the harsh realities of discrimination by “What I went through has been perpetual,” staff and shows the suffering endured by those in he said. “It gets easier, but it doesn’t go away.” the LGBT community. Like the time he was waiting to use an ATM “In the research that I’ve done, a lot of the machine behind a man talking on a cell phone. time when it comes time to disclose orientation to “I asked him if he was soon done, and he their provider, there is a fear of disclosing,” said started calling me a faggot to the person on the Donald Anklam, CPLAN intern. phone.” His biggest concern is nursing homes and “Ignore, ignorance,” said Dockey. “You’re retirement facilities. There are no federal laws that not going to change [homophobic people]. ban discrimination based on sexual orientation in You can’t interfere with their First Amendment public housing. On the state level, the Fair Housing rights.” Act does not ban gender identity or sexual orientaPublic discrimination hurts, but the pain tion housing discrimination. This means that LGBT couples who are both in a is greater when it comes from a family member. Akright said she and her partner care facility may be prevented from sharing a room. Discriminatory treatment of Teddy Maurer do not always find acceptance within their families. residents by staff can also discourage visitors, he said. “I think some people (in my family) were disappointed and concerned about “Ten years from now, due to health and financial situations, I could be in a what other people would think when I came out,” she said. “There is sometimes nursing home,” said Dockey. “That’s the question I’ll have to face. Will I be acan uncomfortable feeling when my parents introduce us as Cara and her friend. I cepted?” sometimes feel uncomfortable, especially if it’s someone who is religious.” Anklam and his partner always carry powers of attorney papers when they National polls show growing acceptance of homosexuality – nearly half of travel, but he said some seniors may not realize the importance of them. Americans now support same-sex marriages. But those statistics are sharply delin“Our goal (at CPLAN) is to educate people so they can educate themselves,” eated by age. Acceptance among those 55 and older is well below 50 percent. The he said. result is that LGBT seniors feel isolated. Even in safe zones and places where there are allies, bias and discrimination “There are many people over 50 that are living unsocial and solitary,” still lurks. Dockey said. “They don’t have the network of friends and family that straight “There is the assumption that everyone is straight,” said Marven. people do.” A visit to the doctor’s office can sometimes result in subtle discrimination. CPLAN offers monthly social events to bring the LGBT community >>

14

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| AUGUST • SEPTEMBER 2012

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Why miss a decibel of life? Memories: 65 decibels

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"HOMOPHOBIA" continued from preceding page together and foster a comfortable and healthy social life. While some have no one to talk to, others may feel uncomfortable at gay bars and clubs. One of the more popular events was a Golden Oldies Dance. “We had music from the ’50s to ’70s and TV shows playing from those eras,” said Anklam. “There was dancing and food to go along. It was a good turnout and everyone liked the event.” CPLAN members also do advocacy work in the Capitol building. “CPLAN drops materials in the offices of legislators,” Dockey said. “We talk about legislation initiatives, send support letters, and make phone calls.” Often, their words fall on deaf ears, but Dockey sees progress. President Obama’s decision to repeal the military’s Don’t Ask, Don’t Tell policy is a step in the right direction, he said. And he hopes the momentum will continue with a Supreme Court ruling in the next five years to allow same-sex couples to marry. “We would like to see gay marriage legalized in Pennsylvania and some [anti]-discrimination laws as well,” said Akright. “There is a need to be in a place where you can be who you are. Even if policies and law changes, it doesn’t change attitudes.” But no matter how people respond, Dockey said he will never quit advocating. “If you don’t ask, they will never say yes,” he said. Rev. Howard Dana of the Unitarian Church of Harrisburg says his congregation is "welcoming" of those in the LGBT community.

Photo / Noelle Barrett

Memories: 65 decibels Submitted by Gable Associates

A decibel of sound is… • hearing your grandchild constantly ask “why” but also, the “I love you” that comes after your answer • laughing at your husband’s same old joke, for the fourth time, because it makes him happy • understanding the words of affection that pass, spontaneously, between a couple Decibels of sound move us. They shape what we do, help us create relationships and experience life around us. Many factors can contribute to hearing loss. Some are preventable, such as noise-induced hearing loss from listening to loud music at a concert or on your MP3 player, that can damage the fine hair cells of your inner ear. Prolonged exposure to noise can cause severe damage with no chance of regeneration, which is why people in loud work environments (construction, factories, airports, music, etc.) should wear hearing protection.

Other causes of hearing loss are less preventable, including: • heredity • illness • reactions to medications • injury • aging • complications during pregnancy

Do you have a feeling that your hearing is not what it should be? Do you ask others to repeat sentences? Do other people complain that the television is too loud? Are there family pressures, or safety concerns about your hearing? If you suspect a hearing loss, contact a hearing care professional as soon as possible. A hearing care professional determines with the help of a hearing test whether or not a hearing loss is present. If NO hearing loss is present, you won’t need any further help. In any case just a few decibels can mean so much. A whisper of gossip. A scream of joy. A word of praise. Two glasses clinking in celebration. Hearing is more than a decibel of sound. Hearing is quality memories of life.

Need specialized healthcare? At Spring Creek, our team of dedicated professionals is committed to meeting your loved one’s skilled nursing needs. Our short-term and sub-acute rehabilitation programs deliver patient-centered care to maximize recovery. With a full array of exemplary services, we offer:

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Come see us for yourself. Tours given daily.

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The ad will publish as shown unless notification of corrections are given within 24 hours of receipt. Thanks!

15


Prostate cancer is the most common non-skin cancer in America and the older you are, the more likely you are to be diagnosed with this serious disease. “There is good news for those who want to take control of their risk,” says Dan Zenka, senior vice president of Communication at the Prostate Cancer Foundation (PCF). “Recent research shows that eating right can help decrease the chance of developing prostate cancer, reduce the likelihood of recurrence and slow the progression of the disease.”   Here are 10 nutrition tips for men to stay healthy as they age: • Avoid “empty” calories by eliminating junk food. Snack on fruits, vegetables and nuts instead. Swap out soda and opt for water or natural juices. • Rely on herbs, spices and garlic for flavor, not sugar, salt and fat. • While fat is a necessary component of a healthy diet, limit the amount you consume from red meat and dairy. Avocados, olives, nuts, seeds and tofu are healthy sources of fat. Trans fatty acids found in margarine, however, should be avoided. • Avoid taking more than 1,500 mg of calcium per day. Skip the supplements and consume your calcium from leafy green vegetables, beans and fish. • Eat more fish. Evidence from several studies suggests that fish can help protect against prostate cancer because they contain “good fat,” particularly omega-3 fatty acids. • A lack of vegetables in the diet is a risk factor for aggressive prostate cancer. Vegetables in the broccoli family are especially beneficial. Use olive oil for

cooking for a maximum health benefit. • Avoid over-supplementation with megavitamins. Too many vitamins, especially folate, may “fuel the cancer,” and while a multivitamin is not likely to be harmful, if you follow a healthy diet with lots of fruits, vegetables, whole grains, fish, and healthy oils, you likely won’t even need a multivitamin. • Marinate meat and turn it frequently to prevent charring. Charred meat of any type can produce carcinogens. Alternatively, get your protein from vegetarian sources. • No matter how sound your diet is, regular exercise is its perfect pair. Recent research has suggested that exercise may be one of the best natural antioxidants, eliminating inflammatory molecules that drive cancer. • While eating well and exercising may make a difference in the long run, it doesn’t always eliminate your risk of having prostate cancer. Start talking to your doctor about your prostate health and remember to get a prostate screening during your annual physical. While cutting out your favorite foods may seem tough at first, there are delicious ways to enjoy foods that are good for you. For recipe ideas, visit www. pcf.org/nutrition. Nutrition and wellness go hand-in-hand. Taking control of what you put into your body is a great first step toward reducing your risk for prostate cancer and other dangerous diseases. Source: StatePoint

Crucial Nutrition Tips For Men

Taking control of what you put into your body is a great first step

16

Today at 50+

| AUGUST • SEPTEMBER 2012

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Having the discussion By Linda Knecht Community Relations Director Elmcroft of Dillsburg

Talking with a loved one about their changing care needs isn’t easy. However, not taking the time to understand safety concerns and your loved one’s situation may have undesirable results.   A successful conversation depends upon the relationship we have with the person, as well as their mental, emotional and physical condition.  It’s easy to put off these serious and necessary conversations to avoid conflict or awkwardness.  This necessary exchange is an opportunity to share concerns, understand your loved one’s wishes and establish a mutually agreeable plan to meet the person’s needs.  Here are a few hints for a successful conversation: Share your own feelings and offer reassurance that you will support them and can be depended upon to act in their best interest. Help your loved one maintain a sense of control by guiding them to make smart choices in regard to the type of care they choose. Respect your own needs in relation to your loved one’s expectations of you – be honest about your time and energy limits.

To the extent possible, have an open and honest discussion about their wishes, abilities and options.  While the thought of such dialogue may be uncomfortable, you will be in a better position to make decisions later when your loved one may not be able to do so.  The best decisions are the ones in which you feel comfortable that your loved one is cared for and safe.

Community makes it a fair to remember Submitted by Elizabethtown Fair The United States is home to a diverse population that celebrates its cultural richness and variety through local festivals, community events, and other grassroots activities. Almost all counties across the US hold a county fair. Generally the county and state fairs are held late summer through early autumn. Fairs are also known by many different names around the world, such as agricultural show, carnival, county fair or state fair, festival, market and show. Flea markets are sometimes incorporated into a fair. Today, over 3,200 fairs are held in North America each year. Over five-1/2 million fairgoers that attend fairs each year can attest to the quality of what fairs have to offer. The Pennsylvania State Association of County Fairs consists of 110 agricultural fairs, associations or societies across Pennsylvania that have as their focal point education and showcase of agriculture, horticulture, tourism and more.

Se Citize nior n Wedn s’ Day e Augu sday st 22

Local community fairs feature rides, livestock and animal exhibits, pet show, dairy show, tractor parade, Masters of the Chainsaw, live entertainment, contests, arts and crafts auction, baked goods auction, family entertainment, petting zoo, food, fireworks, and more. Participants display or trade produce or other goods, parade or display animals and often to enjoy associated carnival or fun fair entertainment. Fair visitors are able to see, hear, touch, smell and taste the richness and variety of what the world has to offer.

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“An American Tradition”

AUGUST 20-25 Monday-Saturday until 11 pm

Rides Open Daily 2 pm • Noon on Saturday

FREE ENTERTAINMENT NIGHTLY Competitive & Agricultural Exhibits www.pafairs.org/etownfair

AUGUST • SEPTEMBER 2012 |

Today at 50+ 17


here have all the tellers gone? Online banking has become a way of life for millions of Americans, but there are still people who don’t trust cyberspace with their money.

By Craig W. Armstrong Do you write checks for cash? Do you pay bills through the mail? Do you know the name of the teller at your bank? Do your friends and co-workers mock you for these things? Maybe it’s time to try online banking. The history of online banking begins in the days of skinny ties and hair bands: the 1980s. The technology was in its infancy then, and within the next 10 years, things would dramatically change. In the 1990s, computers in the home and the use of the Internet became more common. People began buying things online and sites like eBay and Amazon helped people become more comfortable sending their money through cyberspace. In 1994, the first online banking service was introduced in the United States. From this point on, the handling of money would never be the same. The biggest issue people initially had with online banking, and some still do, is security. As technology has advanced, so has the security of online banking. Millions of dollars are spent each year to develop the most secure online protection. Encryption programs make sure only the people intended to see your information are the ones seeing it. The main benefit of online banking is convenience. You

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Today at 50+

| AUGUST • SEPTEMBER 2012

have 24/7 access to your account information, and you can actually pay your bills while wearing your pajamas. Millions of people also pay their bills online. The money is automatically taken out of their account and electronically transferred to pay their bills. This means no more trips to the post office for stamps and no more trips to the mailbox. Another benefit of online banking ties into more technology. Many financial institutions will e-mail customers information about their account and, more importantly, when suspicious activity is taking place. Being notified by e-mail can also alert customers when their account has a low balance. Online banking can also save money. It makes overhead costs lower for banks, which allows them to offer higher interest rates on money markets or saving accounts. Online banking is becoming the norm, but it is hard to believe it will take over completely. People will always be needed to make you feel secure about your money and where it is going. Remind your friends of that the next time you mail your bills.

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Enhanced dining:

Nourishes the soul as well as the body By Staff, The Middletown Home

Cooking

Corner with Marlene Catalano Brown

I’m always a little sad when August arrives because I know that my favorite time of year is coming to an end. I like to spend as much time outside enjoying the last days of summer and still serve delicious dinners. Also, anything with crab reminds me of the seashore - my favorite place on earth. Slow Cooker Maryland Crab Soup 2 tbsp olive oil 1 large sweet onion, chopped 1 celery stalk, chopped ½ lb carrots, chopped 1 clove garlic, finely chopped 3 lbs baby red skin potatoes, cubed 1 bag (1 lb) frozen soup vegetables 1 lb “special” crabmeat (small pieces & perfect for soup) 15 oz. can tomato sauce ¼ cup cream sherry 1 tbsp whole grain Dijon mustard 1 tbsp Worcestershire sauce 2 tbsp Old Bay seasoning a couple shakes of hot sauce 1 tbsp prepared horseradish 1 packet Flavor Boost Chicken concentrated broth salt and pepper to taste ½ cup chopped parsley.

Some Continuing Care facilities have improved food services to a more home-like atmosphere. New furniture is often employed to create a better atmosphere, growing from tray service to table service. Culture change strongly supports providing choices for residents - including familiar foods they ate in their own kitchen. Research, combining neuroscience, psychology and good old observation, has guided the belief that the elderly, even those with dementia who are given choices, have improved self-esteem, mood, and mental capabilities. Even their physical or functional status may improve as they are motivated to engage in their activities of daily life. It is important to continue to anticipate the needs and wants of residents who have difficulty or can no longer make decisions, striving to know them better through verbal and nonverbal communication. When looking for a Long Term Care Facility, investigate if the facil-

ity has transformed from an institutional model to a social model in which residents are provided with optimal opportunities and environment to enjoy the rest of their days, or to rehab to their prior living situation. Growth continues with education, experiential learning and discussion. To quote Linda Bump, a leader in Culture Change, “Food is the heart of our home ... and most often one of our life’s daily pleasures. When the dining experience of our elders is enhanced, we nourish their souls, as well as their bodies. Facilities are called to best serve elders’ nutritional needs while best serving their psychological and psychosocial needs. To honor our elders’ preferences in dining, we honor their past and best serve their future.”

Safe & Secure We currently have availability in our

West VieW terrace apartments

Saute onion through potatoes in olive oil over medium high heat till soft. Transfer to slow cooker. Stir in the remaining ingredients and cook on low 3 to 6 hours. (This is a great soup to freeze.) Green Salad with Blue Cheese Dressing 4 oz blue cheese, chopped ½ cup lowfat mayonnaise ½ cup lowfat sour cream 1 tbsp vinegar salt and pepper to taste 2 heads of romaine lettuce ½ pint box grape or cherry tomatoes, halved Place cheese, mayonnaise, sour cream, vinegar, salt and pepper in a food processor; blend until smooth. Slice each head of romaine in half lengthwise. Top each half with sliced grape tomatoes. Pour dressing over each half. Marlene Catalano Brown is a Central PA freelance photographer and has written “My Way” - a collection of recipes and photos which can be purchased at Bookworm Bookstore, West Shore Farmer’s Market, Midtown Scholars, downtown Harrisburg and Hornings Linglestown. Contact Marlene at mcatbr545@aol.com or 717-545-3232 or visit her website www. marlenescreativeexposures.com.

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• Low monthly rent • Utilities included • One meal daily in the dining room THE

MIDDLETOWN HOME A Continuing Care Retirement Community

To schedule a tour call (717) 944-3351, ext 4128 999 W. Harrisburg Pike Middletown, PA 17057

www.middletownhome.org

AUGUST • SEPTEMBER 2012 |

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I don’t understand this “Facebook” business... so I don’t like it! It’s OK. You’re not alone. But aren’t you curious about some of this Internet stuff...like Facebook for instance? Your grandchildren can’t live without it. Your children follow it. Jeez, even your friends are talking about it. But what the heck is it? In simple terms, Facebook falls under the Internet’s category of “Social Media” which lets you connect with friends, co-workers, and others who share similar interests or who have common backgrounds. You can look at your grandkid’s photos, find old high school buddies - know what’s going on in your community. Facebook users are able to search for friends and acquaintances by e-mail address, school, or just by typing in a name or location for search. When people become “friends” they are able to see each other’s profiles, including contact information. Sound scary? Facebook gives you the option to control what others see, right down to individual photos or various pieces of personal information such as your address, phone number, and screen name. You choose only what you want to share. So, if you are having thoughts about trying out Facebook, start slow. Go to Facebook and type in: Today At 50 Plus in the search window and take a look. Comment on it or link to it. Or not. It’s that simple. When you “like” Today at 50 Plus, that means you’ll be notified when new stuff shows up. You’ll also be the first to know when our new Web site for “Kids Over Fifty” is launched. It’s clear that Facebook is here to stay (at least until something new comes along). Become a part of the conversation and connect with people, news, and events in your community. Connect with Today at 50 Plus.

Join the conversation today.

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| AUGUST • SEPTEMBER 2012

Just scan this QR code with your smartphone. Don’t know what a QR code is? See page 4.

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Marci’s

MEDICARE

ANSWERS

● Dear Marci, My doctor told me that I need to get the shingles vaccine and that my Medicare Part D plan should cover it. If that’s true, what will I pay for it? —Walter Dear Walter, If you have a Medicare Part D plan, it must cover your shingles shot. How much you pay will depend on where you get the shot. You will typically pay the least for your shingles shot if you are vaccinated at: a pharmacy that is in your drug plan’s network (an “in-network” pharmacy); or a doctor’s office that can work with a pharmacy that will bill your Part D plan for the entire cost of the vaccination process; or can bill your plan for the vaccine directly using a special computer billing system called Dispensing Solutions. If you receive the shot from an in-network pharmacy or from a doctor that can bill your Part D plan, you should only need to pay the plan’s approved copay at the time you get vaccinated. However, you will typically need to pay more for the shingles vaccine if you get it from a doctor who cannot bill your plan for it. In this case, you will have to pay the entire cost of the vaccination up front and then follow your Part D plan’s rules to get a refund. When you are reimbursed by the plan, you will only be reimbursed for your Part D plan’s approved payment. Keep in mind that you will be responsible for the difference between the doctor’s charge and the plan’s approved payment. If you have Extra Help, the program that helps pay for your prescription drugs, you can go to any doctor or in-network pharmacy. Your vaccination will be covered and you will only be responsible for the Extra Help copay. Keep in mind that you may need to pay the entire bill up front and then be reimbursed by your Part D plan, if you get vaccinated by a provider who does not directly bill your Part D plan. Don’t forget that it’s important for you to check with your Part D plan before you get the shingles shot, so that you can find out how to get it covered at the lowest cost. —Marci ● Dear Marci, I was told by my doctor that I might be considered a hospital outpatient, as opposed to a hospital inpatient. What’s the difference, and what does this have to do with Medicare? —Norman Dear Norman, Generally, an outpatient hospital service is any type of medical care you receive at a hospital that your doctor does not expect will require an overnight stay. However, in some cases, you might stay overnight at a hospital and still be considered an outpatient. To be considered a hospital inpatient, you need to be formally admitted to the hospital. The difference in your hospital status can affect your Medicare coverage for other services. For example, Medicare will only cover your stay in a skilled nursing facility (SNF) if you have spent at least three consecutive days as a hospital inpatient. Inpatient hospital services, like SNF stays, are generally covered under Medicare Part A, while outpatient services are usually covered under Medicare Part B. Emergency room services or outpatient clinic services, such as same-day surgery, are generally considered outpatient services. Check with your doctor to see if you are an outpatient or inpatient, since this difference can affect the way Medicare covers the health care services you receive. —Marci Marci’s Medicare Answers is a service of the Medicare Rights Center (www.medicarerights.org), the nation’s largest independent source of information and assistance for people with Medicare. To speak with a counselor, call (800) 333-4114. To subscribe to “Dear Marci,” the Medicare Rights Center’s free educational e-newsletter, simply e-mail dearmarci@medicarerights.org. To learn more about the services that Medicare will cover and how to change plans, log on to Medicare Interactive Counselor at the Medicare Rights Center’s website at www.medicareinteractive.org.

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BOOK review

Don’t Sing at the Table: Life Lessons from my Grandmothers by Adriana Trigiani

New York Times Bestselling author Adriana Trigiani shares the wisdom handed down to her from her unforgettable grandmothers, Lucia and Viola, which she began collecting for her own daughter. Trigiani expounds on her grandmothers’ simple values that have shaped her own life: own your own business; plan on the rainy day; good manners are not negotiable; and, of course, don’t sing at the table. HarperCollins Publishers

SHARE WHAT YOU’RE READING Read a book you think we should review? Send us an email: today@pressandjounal.com

did you or didn’t you “Four Eyes”

For those of us stuck wearing awful glasses, the re-emergence of Cat Eye glasses are a tragic reminder of school days. There were kids who would come to school wearing their glasses, only to put them away in their case and then squint their eyes at the blackboard all day.

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AUGUST • SEPTEMBER 2012 |

Today at 50+ 21


-mile e v fi s u o A vigor ore m o d l l i walk w appy h n u n a good for rwise but othe than t l u d a y health and e n i c i d e all the m in the y g o l o h c psy world.

White y e l d u D ~ Paul ve preventi founder

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cardiolo

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Peppermill

family restaurant

Where Seniors Are Special RegUlaR MenU OFFeRS: • Seniors Menu Section • Daily Senior Specials • Mondays & Tuesdays - all Day Seniors 10% Discount FREE

DAILYLS IA SPECyday ever HOURS: M-F 6 am-9 pm Sat 7 am-9 pm Sun 7 am-3 pm

Fam Dinin ily its Fing at est! Homemade Food made on site

Celebrate “the kids over fifty”

Redeem for 10% Discount

Peppermill family restaurant

Wesley Plaza Off Rt. 15 • Wesley Dr. Exit 1010 Wesley Dr., Mechanicsburg 717-697-3111

Expires 09/30/12 • Not valid with any other offers

6 myths about moving to a retirement living community Submitted by bethany Village Today’s retirement living choices are vastly different compared to choices of the past, although there are still misconceptions about what they offer. Below are 6 myths about living and moving into a retirement community. Myth #1: I should delay moving until I have health problems. To get the most out of living at a retirement community, the best time to move is while you’re healthy and active enough to participate in social, educational and recreational programs and take advantage of the amenities the community offers as well the area they are located. Myth #2: My current home will be the best place to live in retirement. Many people believe that staying in their home gives them the most freedom and independence; however, by staying at home they spend twice as much time doing maintenance on the home than they would if they were in a retirement community. They also spend far less time socializing and engaging in learning activities. Myth #3: If I move, I’ll have no control over my life. With home maintenance and other daily chores provided by the community, you’ll have more control over how you spend your time and a vast array of opportunities conve-

niently close. Myth #4: My current home is the best option to lead an active life and stay connected with friends. With today’s busy lifestyles, those that choose to stay in their home may become isolated due to friends and family moving away or not being available to help. Studies have shown that low social interaction is as bad for your health as smoking 15 cigarettes a day! Living in a retirement community will give you the opportunity to find new friends as well as re-connect with old ones. Myth #5: I will lose my privacy. At most retirement communities, your home is your private retreat. While your new neighbors will welcome your company, they’ll also respect your need for privacy and alone time. Myth #6: Life at a retirement community will be boring. Living among like-minded folks who share your interests can be fun! Plus, with fewer responsibilities, you can pursue lifelong learning, fitness and personal projects. Although moving to a retirement community is an adjustment, more often than not, people realize change is for the better and that the myths about living and moving into a senior living community are just that!

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Cookout safety By Peppermill family restaurant Picnics, barbecues, and potlucks are wonderful ways to celebrate! But whatever your plans, take care to prepare and transport food safely. Bacteria begin to multiply between 40°F and 140°F, so it’s important to keep food at the correct temperature to the moment of cooking and/or serving. Transporting Food • Make sure your cooler will keep foods at 40°F, or plan foods that are less perishable, such as luncheon meats, cheese, peanut butter, etc. Keep drinks in a separate cooler, since it will be opened more often. Don’t partially precook meat or poultry before transporting; if it must be precooked, cook until done then chill before packing in the cooler. Pack condiments in small containers rather than taking whole jars. • Put the cooler in the inside of the car rather than the hot trunk, and keep it in the shade at your destination; replenish ice often. If you cook food ahead of time, chill thoroughly before putting it in the cooler. If you take hot food, wrap the dish in aluminum foil and towels to keep it above 140°F; if it’s a long trip it may be best not to take a hot dish.

• Takeout foods like fried chicken or barbecue should be eaten within 2 hours of purchase. Safe Grilling • Be sure all utensils, plates, and cooking surfaces are clean, and your hands are washed well before handling food. • Take only as much food out of the cooler as you’re going to cook right then. When meat is cooked, transfer to a clean plate or platter - never place cooked meat on a platter which held raw meat. • The USDA recommends fully cooking meats to ensure bacteria is destroyed. To be sure bacteria are destroyed, hamburgers and ribs should be cooked to 160° F or until the center is no longer pink and juices are clear. Cook ground poultry to 165° F and poultry parts to 180° F. Reheat precooked meats until steaming hot. • Never reuse marinades that have come in contact with raw meat, chicken or fish, and don’t put the cooked food back into an unwashed container or the dish that contained the marinade.

Orchestrate a retirement that hits all the right notes!

Enjoy a harmonious lifestyle in a comfortable,

maintenance-free home with wellness amenities and excellent healthcare available—all at Bethany Village’s convenient campus. Call 717-766-0279 to schedule a tour!

Find us on facebook!

www.BethanyVillage.org

325 Wesley Drive • Mechanicsburg, PA 17055

AUGUST • SEPTEMBER 2012 |

Today at 50+ 23


WE’VE LAUNCHED

our NEW web site will HAVE stories AND educational features PLUS BLOGS AND CONTESTS targeted to Dauphin and Cumberland countIEs’ Kids Over Fifty.

to learn more about our PUBLICATION’S unique educational advertising format Contact BARB NUSZ at 717.743.0515 or barbnusz@pressandjournal.com

JUMP TO IT!

Scan the QR code* on left with your smartphone. (*Don’t know what a QR code is? See page 4)


today-website-aug-sept12