55 & Better Expo - 2020

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& Better


Visit NorthernColorado55Better.com

The Hearing Place offers comprehensive hearing evaluations - on your terms The holidays will be here before we know it. Will you be a part of the conversation with your family this year? Take control of your hearing today with one of our easy hearing test options:

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Northern Colorado 55 & Better


October 25, 2020


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Protecting Your Eyesight Against the Silent Advance of Glaucoma

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55 & Better At A Glance

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Emotional Exhaustion During Times of Unrest

Seniors: Any Fall Can Be Life-Threatening

4 Ideas for a Celebration of Remembrance After Covid

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Increased Impact of Hearing Loss in Older Americans During the Pandemic CBD for Health and Wellness

Savings for Seniors in Northern Colorado

Finding the Best Senior Living Solution for You

Get to Know Medicare with These Resources

Editorial: Misty Kaiser, Marketing & Publications Editor Editorial 303-473-1425, kaiserm@reporterherald.com

Advertising: Christine Labozan, Advertising Director Advertising

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Maintaining Oral Health in the Time of Coronavirus

November is National Hospice and Palliative Care Month

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Volunteer Programs Promote Healthy Aging

970-635-3614, clabozan@reporterherald.com



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Andrew Howard, DDS Center for Advanced Dentistry

Dr. Howard and his team provide exceptional care focusing on the individual patient with the latest in dental technology.

Affinity at Loveland

A 55+ lifestyle community providing residents with amenities such as a movie theater, workshop, pub, library, fitness center, and more.

Banner Health, McKee Medical Center State-of-the-art medical care administered by caring, comassionate, doctors nurses and staff, making sure you have the best experience possible

Columbine Health Systems

Proudly providing senior care services and facilities for older adults in Northern Colorado since 1971.


Northern Colorado 55 & Better

Dignity Memorial/ Resthaven Funeral Home and Memorial Gardens Cemetery

Genuine care, support, and guidance, from funeral preplanning services to grief counseling in an environment of comfort

Frontier Access & Mobility

A one-stop shop for accredited home medical equipment, complex rehab equipment, home access, and auto access.

Good Day Pharmacy

A pharmacy servicing assisted living, long term care, hospice patients, and more; experts in prescription medications, solving challenges and improving the health of neighbors and patients.

Good Health Will

A local resource for affordable medical equipment and health care supplies for those in need. No referral or appointment is necessary.

Good Samaritan Society Loveland Village

Providing a full range of housing and healthcare services for those 55 and older, in a setting with breathtaking views of mountains from our beautifully landscaped 50acre campus.

Kaiser Permanente

Kaiser works hard to keep you healthy. But if you do get sick, their care teams work even harder to help you get well. Collaborating across specialties enables quicker diagnoses, more efficient treatment, and faster recoveries with better outcomes

Kirk Eye Center

Passionate about providing the highest quality, most advanced eye care and ophthalmology services with a genuine focus on the individual, using state of the art technology

Larimer County Department of Human Services

The Department of Human Services assists individuals and families achieve self-sufficiency and security through public assistance programs, services or referrals to community agencies.

Más Allá Homes

Offering private and semiprivate hospice options, working together with resident’s hospice team to provide the best care possible.

The Medical Hypnosis & Counseling Center

Using psychotherapy and hypnoanalysis to improve the quality of life both physically and emotionally.

Natural Wellness CBD

Educating consumers about CBD and providing premium products at an affordable price.

Pathways Hospice

The region’s preferred provider of hospice services through excellent patient care in all settings and comprehensive grief support.


A family of news and lifestyle publications, dedicated to informing and serving Northern Colorado residents


Robert Proctor

Robert Proctor offers real estate services through At Home Real Estate Company, providing professional assistance to both home buyers and sellers in a hometown atmosphere.

Senior Living Advisors of Colorado

Providing free assistance to find the right respite care, independent living, memory care, in-home care, or assisted living. Meeting your unique needs, desires and budget

The CBD Store

Helping people of all ages avoid the negative effects of prescription medication and discover the many health benefits of natural CBD oil.

The Hearing Place

Through thorough hearing loss consultations and clinical hearing screenings, audiologists help people at all stages of hearing loss determine how best to restore their hearing.

Thompson Schools

Providing the best education possible for Loveland children

Vitality Medical Center Using cutting edge, non-invasive, non-surgical treatment for male and female sexual health and dysfunction, incontinence, hair loss, and more

Volunteers of America

Dedicated to helping those in need rebuild their lives and reach their full potential

October 25, 2020


& Better OCTOBER 26

Evon Schones Wellness Director, Good Samaritan Society, Loveland Village Practical Tips for Preventing Falls Learn about the three common causes of falls—orthostatic Hypertension, hazards at home, sedentary lifestyle—and how to reduce them.


October 26 through November 12 from 12-1 p.m. each day, industry experts will present online livestream sessions discussing their chosen topic. Sessions are designed to be 30-40 minutes long and concluded in a question and answer period. Each session will then remain available for ondemand viewing until November 30. Visit NorthernColorado55Better.com to view the sessions as well as browse through the virtual expo.



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Sandi Squicquero The Medical Hypnosis & Counseling Center, P.C. Strategies to Manage Depression, Anxiety and Panic Attack

Dr. Michael Farrell Vitality Medical Center, Inc. Modern Day Solutions: Aging and Maintaining a Healthy Sex Life

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Visit us at masalla.life or give us a call at (970) 549-0600.

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Northern Colorado 55 & Better



Nate Lamkin Pathways Hospice Hospice 101: When Is It Time? Debunking Myths and Misconceptions

Although Hospice care has existed in this country for over 40 years and has become part of the medical mainstream, myths and misconceptions about it still persist. Join us as we do a deep dive into what Hospice is, what it’s not, and how to determine when is the appropriate time to consider Hospice care for yourself or a loved one.



Dr. Katie Cox AuD, F-AAA, Clinical Audiologist The Hearing Place New Advances in Remote Hearing Health

This webinar will include a brief discussion of the history of telehealth, how far it has come, and what The Hearing Place is doing for their patients during this time to ensure their comfort, safety, and hearing health including hearX at-home hearing evaluations, remote hearing aid adjustments through BT and apps, and provider video calls. The webinar will also cover why communicating today is so important and how to do that well (even with restrictions of social distancing and masks)


Jennifer Haislip and Greg Hershelman Dignity Memorial /Resthaven Protecting Your Family Through Prearrangement

Lisa McBride Frontier Access Mobility Auto Accessibility: Accessing your Community

Join us as we discuss why final arrangement planning is just as important as planning for college, weddings and retirement. You’ll learn how to protect yourself and your loved ones from rising costs along with what to look for in a provider.


Carmen T. Cisneros NOCO Medicare Executive, Kaiser Permanente

Medicare 101: What You Need to Know

Medicare provides health insurance coverage to 55 million people aged 65 and over and younger people with permanent disabilities. This webinar will review basic questions about the Medicare program, such as: What services does Medicare provide, and how does Medicare pay for these services?


Eric Sweatt The CBD Store What Are the Benefits of CBD?

With years of clinical studies behind its use, the health benefits of CBD oil have been shown time and time again.


Theresa Kullen LEAP Manager, Larimer County Department of Human Services LEAP: Learn More About Financial Support with Your Home Heating Costs

The Colorado Low-income Energy Assistance Program (LEAP) is a federally funded program that helps eligible hard-working Colorado families, seniors and individuals pay a portion of their winter home heating costs. Our goal is to help bring warmth, comfort and safety to your home and family by assisting with heating costs. and family by assisting with heating costs. 6

Northern Colorado 55 & Better


SENIOR LIVING PANEL Yvonne D. Myers Health Systems Director, Columbine Health Systems Continuum of Care from Patio Homes to Assisted Living to Memory Care and Hayley McCaw Sales Manager, Affinity at Loveland Active Adult Living: Live Your Own Lifestyle, Pursue Your Passions

The decision of whether or not to sell your home can be difficult. However, knowing there are other great options out there can be so much more comforting! Find out what “active adult living” really is and let us show you how much fun senior living can truly be!


October 25, 2020



Danita Nixon Owner, Senior Living Advisors of Colorado Five Steps to Successfully Stay in Your Home

Joseph Poling Operations Manager, Good Day Pharmacy and Whitney Osborn Pharmacy Manager, Good Day Pharmacy Medication Bootcamp: Simplify Prescriptions and Improve Your Health With Tips & Tools From Pharmacy Experts

90% of older adults 65 and older would like to age in place in their current home. A small minority have actually taken steps to ensure that they will accomplish their goal. At this workshop we will discuss five easy, actionable steps to increase the likelihood that you will be able to stay in your home.


Sticking to your medication routine (or medication adherence) means taking your medications as prescribed – the right dose, at the right time, in the right way and frequency. Why is this so important? Not taking your medicine as prescribed can lead to decreased health, illness becoming worse, hospitalization, and even death. Discover tools and tips for simplifying and error-proofing your routine.

Dr. Richard Williams Knee Orthopedic Surgery/Orthopedic Surgery, Banner Health Joint Replacement Surgery

Discover tips to improve your health and to achieve better surgical outcome and what is being done to make sure patients are safe from COVID if they are having surgery during the pandemic.



Precise, Expert Eye Care for Loveland Seniors Common Eye Condition Treatments:

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Cataract Care Glaucoma Diabetic Retinopathy Retinal Disease Macular Degeneration Dr. Dustin Asay and Dr. John D. Kirk, at Kirk Eye Center

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Northern Colorado 55 & Better


SAVINGS FOR SENIORS in Northern Colorado business. “We have adapted to all the state and local guidelines for social distancing and PPE, but other than that our business dynamic has not changed much,” says Hunter. She explains, “Due to the nature of our business of accepting donated items we have always practiced safety guidelines as it pertains to ensuring all our equipment and health care supplies are sanitized/ cleaned prior to customer contact.”

Frontier Access & Mobility By Pam Moore Everyone loves a bargain. But for seniors living on a fixed income who find themselves with unexpected expenses, coupon clipping and sale shopping aren’t always enough. Fortunately, there are a number of organizations that share a deep commitment to helping cut costs—and maintain quality of life—for older adults throughout Northern Colorado.

Good Health Will

Healthcare supplies and medical equipment Location: Loveland, Greeley Goodhealthwill.org Good Health Will’s mission is simple: to help people 8

Northern Colorado 55 & Better

obtain medical equipment and healthcare supplies, affordably and reliably, says executive director Joanna Hunter. As the mother of a disabled daughter, she knows firsthand what a “huge difference” having the right medical equipment can make for both the patient and the caregiver. Though inventory changes daily, some of the many items they typically carry include: • Bathroom safety equipment such as shower chairs, bedside commodes, and raised toilet seats • Ostomy supplies and related items • Catheter/urinary supplies • Tracheostomy supplies • CPAP and BIPAP equipment • Tube feeding supplies,

including liquid and powder nutrition supplies • Wound care supplies • Mobility equipment such as walkers and crutches According to Hunter, Good Health Will is the only retailer in the state that accepts donations of new and used medical equipment and healthcare supplies and then makes their products available to those in need. “Because the items are donated, we can provide a discount to our customers between 75 and 95 percent.” Additionally, those who can’t afford what they need may access their Pay it Forward fund and/or may apply for City of Loveland grants. While the pandemic forced the non-profit to slow down initially, they’ve adapted quickly, in no small part because of the nature of their


Accessible vans, wheelchair rental, and mobility equipment repair and service Location: Ft. Collins frontieraccess.com “Frontier Access & Mobility Systems is dedicated to making client care the number one priority,” says executive director Lisa McBride. Not only are they dedicated to maximizing customer service, they’re committed to minimizing customers’ costs. “We will do our very best to ensure that equipment that is covered by insurance is available and to make the process as efficient as possible.” McBride says they work closely with their vendors to negotiate the “lowest possible pricing,” in order to pass those savings on to October 25, 2020

their customers. Frontier Access & Mobility also works with local programs that offer financial assistance as well as financial institutions “that can offer opportunities that some customers would not otherwise have available.” While the pandemic has caused some changes in the way they operate, for the most part, it’s business as usual. Since coronavirus started, “We have always been required to maintain approved infection control processes, ensuring cleanliness of the equipment we provide and overall sanitation of our facilities,” says McBride. Now, they’re multiplying their efforts to keep their customers and employees safe and healthy. The pandemic has had no

bearing, however, on their commitment to their customers. According to McBride, the business prides itself on being available to support customers long after the sales transaction is complete. “We continue to provide a personal touch, giving the customer the ability to speak to a real person, to know that they are so much more than just a number to us.”

Low Income Energy Assistance Program (LEAP) Financial assistance for home heating costs Location: Available to all legal Colorado residents senioranswers.org/ financial-resources/leap/

According to Theresa Kullen, LEAP manager at Colorado Department of Human Services, LEAP was established in 1980 “to assist low-income households, particularly those with the lowest incomes that pay a high proportion of household income for home heating costs, in meeting their immediate home heating needs.” She explains it came about when Congress created the Low Income Energy Assistance Program (LIEAP), as part of the Crude Oil Windfall Profits Tax Act, to address the concerns that came with rising energy prices in the 1970s. To qualify, your household must earn no more than 60

percent of the state median income, be vulnerable to rising heating costs, and have at least one household member who is a U.S. citizen or is “lawfully present in the United States.” As a federally funded block grant program, LEAP works with Energy Outreach Colorado to keep families afloat through the colder months. “There are thousands of vulnerable households across the state that would be forced to choose between paying their heat bill and buying food or medicine,” says Kullen. ”This is a position that no one across the state should be forced into making.”


REAL ESTATE Making the decision to sell your home can be overwhelming. I truly understand that and can make the transition as easy as possible. Selling your home doesn’t have to be a burden, I CAN HELP! Serving the community for over 18 years!


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GET TO KNOW MEDICARE with these resources

(BPT) - Medicare’s Annual Enrollment Period is here - the time when people

can make changes to their Medicare coverage. Thankfully, there are


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tools and resources to help you navigate the process and select a plan to meet your needs. Here are frequently asked questions about Medicare and online resources that can help you get started.

1) How do I know which type of Medicare coverage is right for me?

Each person needs to make coverage decisions based on his or her health care needs and budget. To do that, you need to understand your options. Original Medicare (Parts A and B) is provided by the federal government and includes hospital and medical coverage, but it doesn’t cover everything. You may have out-of-pocket costs like deductibles, copays and coinsurance. Coinsurance for most Part B services, for example, is 20% of the cost. In addition, Original Medicare does not cover prescrip-

tion drugs. If you want additional coverage, there are two ways to get it: • Add Medicare supplement insurance and/or a standalone Medicare prescription drug plan (Part D) to Original Medicare. • Choose a Medicare Advantage plan (Part C), which combines Part A (hospital insurance) and Part B (medical insurance) in one plan. Most plans include prescription drug coverage (Part D), and many offer coverage for things like routine dental and eye care. Medicare Advantage plans also put a cap on your out-of-pocket costs for the year. There’s no cap with Original Medicare.

2) Does Original Medicare cover dental, vision and hearing care?

Original Medicare (Parts A and B) does not cover routine dental, vision or hearing care. Some costs may be covered if you have an eye injury or a medical condition, such as diabetes or cataracts. Many Medicare Advantage plans cover dental and vision care, including routine eye exams, glasses or contacts. Medicare Part B covers diagnostic hearing and balance exams if your doctor

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thinks you may need medical treatment, but neither Part B nor Part A covers routine hearing tests or hearing aids. Many Medicare Advantage plans offer this coverage.

3) How can I get coverage for my medications, since Original Medicare doesn’t provide it?

You have two options for prescription drug coverage: You can add a standalone Part D plan to Original Medicare, or you can join a Medicare Advantage plan that includes prescription drug coverage. Look for plans that cover the drugs you take. Each plan has a formulary that lists which drugs are covered. Most formularies are tiered, dividing drugs into different levels of cost. Typically, lowtier drugs cost less than high-tier drugs.

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4) Why are the costs for my prescription drugs going up? Can I switch plans?

Part D prescription drug plans may change copays, premiums, deductibles and other costs from year to year. They may also add or delete drugs from their formularies. If your drug costs are going up, you are free to shop for a different plan during the Medicare Annual Enrollment Period. You can look for plans using the Plan Finder at Medicare.gov.




The bottom line

You may be enrolling in Medicare for the first time; you may be looking to change coverage during the Medicare Annual Enrollment Period; you may be helping a loved one with their Medicare decisions. No matter your situation, visit GetToKnowMedicare.com to access resources to help you prepare and make confident Medicare decisions.

If you have questions about your current medicare plan, changing or addiing to your plan or even enrolling for the first time, be sure to log in to NorthernColorado55Better.com from 12 to 1 p.m. on November 6 for Kaiser Permanente’s presentation on Medicare 101. October 25, 2020


Access & Mobility for All Areas of Your Life 819 E.Mulberry St. Fort Collins, CO 80524 NorthernColorado55Better.com

Northern Colorado 55 & Better


PROTECTING YOUR EYESIGHT against the silent advance of glaucoma maintain their vision with treatment.”

The sneak thief of sight

(BPT) - “Will I go blind?” It’s a frightening thought that most people have when they are told they have glaucoma. “Patients are almost always concerned that they are go-

ing to lose their vision,” says Andrew Iwach, M.D., executive director of the Glaucoma Center of San Francisco. “The good news for the majority of patients is that we can

Glaucoma, an eye disease that damages the optic nerve, is the leading cause of irreversible blindness. Currently, it affects more than three million people in the United States. The National Eye Institute projects this number will rise by 58% over the next decade to 4.2 million people. The most common form of the disease is open-angle glaucoma, which affects 90% of patients and occurs when the

eye’s drainage canals become clogged over time, according to the Glaucoma Research Foundation. Open-angle glaucoma has been called “the sneak thief of sight” because it strikes without symptoms. In fact, experts estimate that half of the patients who have glaucoma don’t know it. As much as 40% of vision can be lost without a person noticing. And once that eyesight is lost, it’s permanently gone. “I didn’t have any symptoms prior to diagnosis,” says Richie Kahn, 34. “By then, glaucoma had already stolen part of my vision. I was surprised to learn that my brain

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was actually compensating for my vision loss by filling in the blanks.”

Hope through treatment

Since glaucoma has no symptoms in its early stages and progresses slowly, eye doctors emphasize the importance of regular eye exams to detect the disease before there’s loss of vision. The target for glaucoma therapy is to lower intraocular pressure (IOP). High IOP causes damage to the optic nerve, which produces vision loss in the disease. Approaches to lowering IOP include a wide range of eye drop medications, laser treatments that are performed in a doctor’s office, and several types of incisional surgery. Trinh Green, M.D., has lived

with glaucoma for 24 years. Like Richie, she had no symptoms of the disease, so her diagnosis came as a surprise. Her advice is to remain calm and stay optimistic throughout their care and treatment. “I think it’s very important for people to stay calm after learning they have glaucoma,” says Trinh. “There are many more treatments available in the last few years. I also owe so much to Dr. Iwach. He’s a very calming presence. Whenever there was a setback and the disease progressed, he would tell me, ‘I have a few more tricks up my sleeve.’”

they can about glaucoma. “Getting the facts, including risk factors and treatment options, can empower patients to improve their outcomes and reduce their fears,” he says. Dr. Iwach encourages all his patients to read “Understanding and Living with Glaucoma,” published by the Glaucoma Research Foundation. The free booklet offers a comprehensive introduction to glaucoma and guidance about how patients can work with their doctors to manage the disease. Patients like Richie found

power in knowledge in their fight against glaucoma. “Everyone’s journey will be different and you have to be willing to advocate for yourself,” says Richie. “I learned a lot from the Glaucoma Research Foundation. Staying informed about my particular situation allows me to be an active member of my own care team, doing my part to preserve my vision.” A free copy of “Understanding and Living with Glaucoma” can be downloaded or ordered at www.glaucoma. org/booklet.

If you have questions about glaucoma or other vision problems visit:

The power of knowledge

In addition to early detection and treatment, Dr. Iwach emphasizes the importance of patients learning everything


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Northern Colorado 55 & Better


SENIORS: Any fall can be life-threatening

Avoid falls with tips from local fall prevention specialists By Sarah Huber “Immobility is the precursor to death,” noted Dr. Steven Loecke, Loveland’s Banner Health chief medical officer, to nurse Rhona Turner seven years ago, and “those words engraved my heart in that moment,” she said. The lead fall prevention nurse at Banner Health, Turner is daily motivated to “advocate and empower others” to stay active and prevent falls. She said, “If you have a fall, it increases the chances that you may have another fall. Accidents 14

Northern Colorado 55 & Better

can happen in the blink of an eye. There are 700,000 to a million people that fall every year (and) sustain a life-changing injury. Those are eye-opening facts, and thoughtful prevention is key.”

Physical and mental wellness

First, Turner said, “staying active both physically and mentally are the greatest fall prevention measures that anyone can take.” Daily movement options include “walking, strength and balance training, Tai Chi, Yoga, playing with your grandkids – anything to stay active every day is beneficial,” she said. Many recreation centers and gyms offer programs specific to seniors, and healthcare providers

can work with patients or connect them with a physical therapist to design an exercise program to build strength and balance.

Orthostatic hypertension falls

Echoing Turner, Evon Schones, director of wellness at the Good Samaritan Society at Loveland Village and a presenter on tips for preventing falls at the 2020 55 & Better Expo, acknowledged, “One in four people over the age of 65 fall each year, and the older you get, the more likely you are to fall.” Aging adults are particularly susceptible to falls when they experience a head rush, or orthostatic hypertension. She explained, “When you change positions quickly, where the heart and brain


are suddenly elevated, gravity causes the blood to pool in your legs.” Consequently, baroreceptors in the heart signal the brain to stabilize dropping blood pressure; however, aging baroceptors are less sensitive, which can lead to dizziness, fainting nausea, blurred vision, weakness – and thus falls. Other causes of orthostatic hypertension, Schones said, are “dehydration, taking certain medications, nervous system or thyroid disorders, low blood pressure, unbalanced electrolytes, low blood sugar, bedrest” and other factors common to older adults. To reduce possible orthostatic hypertension, try these tips from Schone: • Drink decaffeinated beverages and eat foods high in water content. Try eating smaller meals throughout the day to balance blood sugar. • Do not exercise outdoors in the heat. • Wear compression socks. • Sit and stand slowly. • Home hazards Sometimes people fall not because of physical complications but because of home hazards that could be avoided by lifestyle changes. Schone said, “So often I hear about people tripping on items in the home and having a terrible fall as a result. These types of falls are easily avoided by making a few small changes around the house.” Turner urged families to October 25, 2020

perience in various aspects, fall prevention (and) safety being my inspiration, and my personal experience supporting my own parents for fall prevention, I have learned that it is imperative to talk through all possible scenarios.” To create “safety defenses” against falls, follow these recommendations from Turner: Carry “a fall communication device that is connected to emergency services (such as lifeline devices) or a cell phone.” “Take a good look at your

“take a transparent and proactive approach to plan with your loved ones” to address concerns. She added, “With 34 years of health care ex-

environment. Are there tripping hazards such as rugs or plants? Can you declutter to keep pathways clear? Do you have animals that are mindful of your movements?” “Look at your medications and review with your primary physician. Are you on diuretics or medications that create urgency to the bathroom? Can you take them when you are most awake, so they don’t interfere with sleeping? Are you starting new cardiac medications that could cause some dizziness?” “Do you have a plan if you have a fall in the bathroom or shower?” “Do you have emergency contacts and current medica-

tions listed on your refrigerator or in a place where emergency services can find them easily?” “Don’t ever be in a hurry. That phone call that you might miss will call back if it’s important and the person at the door will wait for you.” Finally, said Turner, “If you have experienced falls and feel fear when you move about, talk to somebody and share those emotions. As you address these common emotions, you will learn how to move through them and focus on what you need to do so you can prevent another fall.” The good news, Schone said, “is falls are not inevitable.”

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Northern Colorado 55 & Better


INCREASED IMPACT OF HEARING LOSS in Older Americans During the Pandemic Isolation and failure to get hearing aids checked leads to anxiety, depression and further hearing loss in many seniors

During the pandemic, the safety restrictions placed on senior living facilities, and seniors in general, have severely limited or eliminated social interactions with family and peers. This type of isolation can produce changes in communication and can lead to anxiety and depression. “This has been a very difficult time as senior facilities and individuals try to balance poor health outcomes related to COVID-19 versus poor health outcomes related to social isolation,” said

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Catherine Palmer, Ph.D., president of the American Academy of Audiology; professor, University of Pittsburgh and director of audiology for the UPMC Health System. “We’ve seen many creative ways in which people are trying to continue to interact with the seniors in their lives.” Unfortunately, during this time older adults who have been successful hearing aid users may be using their hearing aids less because they feel there is no one to interact with. According to the American Academy of Audiology, this will result in reduced sound input to the brain and can result in auditory deprivation. The individual will be perceived as not hearing as well and


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Northern Colorado 55 & Better


October 25, 2020

needing to use extra effort when communicating. “Family members and friends should encourage their loved ones to continue to use their hearing aids—there is always sound around us,” explained Palmer. Hearing aids require ongoing maintenance and, for some individuals their hearing aids may not be functioning well or at all and they may not be able to get to their audiologist for routine care. Palmer continued, “If an individual continues to use their hearing aid when it is not working, it functions like an earplug—actually blocking sound.” Luckily, many audiologists have provided online tele-health appointments and curbside care for individuals who cannot come into a clinic safely. Some senior living facilities are allowing audiologists to come into their buildings after they have had a temperature check and/or met CDC criteria. Many simple hearing aid problems can be solved over an online visit. For some individuals with milder hearing loss, who felt like they could communicate adequately, the addition of masks or online communication may

have stressed the hearing and they may seem now like they’re having more difficulty hearing. These individuals may want to access a clinic in person or find an audiologist who will visit them to begin the process of obtaining appropriate amplification that can assist them in their day-to-day communication situations. Studies have shown links between untreated hearing loss and falls and hearing loss and dementia. According to a study, by Johns Hopkins University School of Medicine, individuals with untreated mild hearing loss had a higher risk for falling that individuals without hearing loss. Another study at Johns Hopkins found that people with severe hearing loss were five times more likely to develop dementia. “Hearing is an important component of overall health,” Palmer added. “If you suspect any amount of hearing loss in yourself, a friend or family member, it’s important to get it checked as soon as possible.” For more information on hearing loss or to find an audiologist, go to HowsYourHearing.org.

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Northern Colorado 55 & Better


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HEALTH & WELLNESS Hi! I’m Carmen Cisneros, your local Kaiser Permanente Medicare specialist. I’m available to answer all your questions about our Medicare Advantage plans, and I’m here to assist you in learning how Kaiser Permanente Medicare health plans can support you in achieving your health goals. Let me be your easy resource to help you enroll in a Kaiser Permanente Medicare health plan, including aiding you on your journey as a new member. CONTACT CARMEN 970-518-5329 Kaiser Permanente Medicare specialist Questions? Need help enrolling? Visit Mykpagent.org/CarmenC Schedule a convenient date and time to join me for a live, online webinar to learn more about Kaiser Permanente Medicare health plans. I look forward to meeting you online at one of my Neighborhood Webinars! Visit Mykpagent.org/Carmenc to register.

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Caprice Sweatt was 17 years old when she was diagnosed with Crohn’s Disease, an autoimmune disease that causes the body to attack itself. The prognosis was grim—she was told she would probably be permanently disabled, unable to have children or hold a job. Three children and six grandchildren later, Caprice is a success story for CBD. CBD is an acronym for Cannabidiol, a naturally occurring chemical compound found in the resinous flowers and other parts of Cannabis Sativa, a plant with a rich medicinal history going back thousands of years. According to the International Association for Plant Taxonomy, “both hemp (varieties) and marijuana (varieties) are of the same genus, Cannabis, and


the same species, Cannabis Sativa.” Another way to say is that in this particular plant family, Cannabis is the grandparent, Cannabis Sativa is the parent, hemp and marijuana are offspring siblings – but they are not identical twins. Caprice and her husband Eric Sweat own four CBD stores in Loveland and Greeley and Pekin and Champaign, Illinois and have their own CBD product line. “I share my story to help dispel the stigma of CBD,” Caprice said. “I don’t know where I would be without it. At one point I was taking 12 pills a day, and that was going to be my prescription for life. When you’re 17, that’s a hard pill to swallow. Now I look back and think that without CBD I might be addictOctober 25, 2020

ed to pain pills. I haven’t had one in almost 35 years.” Eric and Catherine Cattarello are writing a book which will be titled, “The Greener Side of the Fence” to cut through the confusion and conflicting information about CBD and help people who are trying to decide if they want to give it a try. Eric has worked with a lot of people facing health issues who have benefitted from taking CBD oil. Most of them had been through lengthy periods when they were ill but had been told by the traditional medical establishment that nothing more could be done for them. Or even worse, many were left baffled without even a diagnosis and therefore without any kind of a treatment

October 25, 2020

“We have answers to people’s suffering. When people listen to the CBD story, we can help them help themselves.” protocol. Cattarello lives with Multiple Sclerosis and uses CBD regularly. She has personally benefitted greatly from taking CBD daily. There are three different categories of CBD products: full-spectrum CBD products contain all the minor cannabinoids, terpenes, lipids, and other molecules from the original hemp plant, offer-

ing the full range of benefits that these compounds synergistically provide. However, full spectrum hemp products have up to 0.3% THC, which is truly a trace amount; not enough to get anybody high, but it is detectable in the blood and other body fluids, so anybody who is subject to drug tests should choose a different product. Broad spectrum products contain all of the plant compounds except the THC, so consumers still derive the synergistic benefits of the other compounds. CBD isolate products are just that – CBD that has been isolated from the plant and its other compounds. Cattarrelo said, “As we all continue to age, the challenges we face tend to mul-


tiply, whether we are facing arthritis, dementia, or any of the other health issues that seem to be part and parcel to the aging process. Eric has worked with many seniors facing a range of health challenges and has been able to help people who are taking numerous medications for several health issues ween off of as much as 75% of their medications with a conservative protocol of CBD therapy. Regardless of your goals for taking CBD, Eric and his team are adamant that you should be working with your doctor.” Eric concluded, “We have answers to people’s suffering. When people listen to the CBD story, we can help them help themselves.”

Northern Colorado 55 & Better



Senior Living Solution for YOU By Emma Castleberry

Finding a new living arrangement for yourself or a loved one is always a challenge, and it can feel particularly overwhelming for the senior demographic. Aging is a complex process and there are so many different options for housing as we get older. Making the decision to move is a big step. Yvonne Myers, health systems director at Columbine Health Systems, says that nearly everyone she has helped to move into a senior living situation says, “I should have done this three years ago.” So, even if you’re considering the move but not sure yet, it’s valuable to understand your options and get started with the shopping process now. Here are some tips for how to find the best senior living solution for your particular needs.

Know Your Options Senior living options include 55+ active adult communities, care homes, independent living, assisted living, skilled nursing facilities, memory care and long-term care communities. “Each type of community is meant 20

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to serve older adults with differing needs,” says Danita Nixon, owner of Senior Living Advisors of Colorado based out of Loveland. An active adult community, like Affinity at Loveland, is the best option for seniors who are making this decision on their own. These folks might simply be tired of doing the maintenance upkeep of their home. “It’s for people who want to stay active and have lots of things to do, but don’t need additional personal care services,” says Holly Smith, Community director at Affinity at Loveland. Independent living is the next option, which provides plenty of autonomy but also the option of certain care services like meals, transportation and housekeeping. This is followed by assisted

living, which offers a higher level of personal care, and then long-term, skilled nursing or memory care, all of which provide a structured and secure environment for individuals with medical needs.

Determine Your Needs and Resources The physical, mental and emotional needs of you or your loved one will be perhaps the most important factor in determining what kind of senior living arrangement will be most useful. “Everyone has different wants and needs when it comes to a new living arrangement,” says Smith. “It’s important to understand where you or your loved one is at in their lives and what type of environment would be most


beneficial for them.” Cost will also play a role, so it’s important to determine what you can afford prior to beginning your search for a new living environment. “While price can definitely be a factor, consider what you’re paying for and decide if it’s worth it,” says Smith. “Prioritize a list of wants and needs and find somewhere that fits those. Most people don’t enjoy moving, so it’s important to find a place you would want to call home for a long time!”

Ask the Right Questions When the time comes to take a tour of a potential senior living space, it’s important to ask the right questions. The most important questions will help you understand exactly what fees and costs are expected, and what services and amenities those expenses will cover. It’s also important to ask what services are unavailable, and what situations might force a resident to move out of the community. For example, if you or your loved one require more inOctober 25, 2020

tensive physical or medical care in the coming years, will you need to move again? You’ll also want to inquire about COVID-19 policies, of course, and how the facility is keeping its residents safe.

Watch the Residents One of the best ways to learn about a potential senior living option is by watching and talking to the people who already live there. Whether it’s an active adult community or an assisted living facility, you’ll be able to get a sense of how happy the residents feel in their home space. Even in a memory or long-term care environment, you can observe how staff interact with residents. “Look at the residents,” says Myers. “Are they happy? Are they dressed nicely? Do staff know them by name? Are staff talking to them and genuinely interacting with them? Are the activities ones that your family October 25, 2020

member would want to participate in?”

Get Help A local senior advisor can be a major asset during your search and it’s never too early to enlist their services. Many of them don’t even charge for advice. “Hiring a local professional who understands the area, the industry, the challenges, the local communities, and how to evaluate the big picture can save you a lot of time, energy, money, and frustration,” says Nixon.

Trust Your Instincts At the end of the day, you’re the only one with all the necessary information to make the decision of where to live next. Have faith that you will make the right choice. “Tour a few places and go by your gut,” says Myers. “If you can see your family member or yourself in that facility, go with it. Your gut is usually right!” NorthernColorado55Better.com

Northern Colorado 55 & Better


EMOTIONAL EXHAUSTION during times of unrest

as a threat to survival. When this happens, it increases the release of stress hormones from your brain, further contributing to your experience of emotional exhaustion. When you are able to focus on small neutral or positive events, your brain is able to understand that the threat is not as dire as it may first seem. The amount of stress hormone released is decreased so you are able are able to feel more emotionally balanced.

From Mayo Clinic News Network Mayo Clinic News Network (TNS)

Local and world events have brought out strong emotions and stressors this year, often one right after another. They include COVID-19, social distancing, quarantines, stay-at-home orders, furloughs, job loss, masking, racial injustice, protests and demonstrations. There’s no question 2020 has been a year full of change and trauma. In addition to social unrest, you may be experiencing a high-pressure job, financial stress or poverty, being a caregiver, raising children, chronic illness or death of a family member or friend. You may be wondering what’s next or what else you will have to endure. As these events unfold, you may begin to feel unwell and irritable, and struggle to concentrate and motivate yourself. You may not even know what is causing how you are feeling. You can feel trapped or stuck. You’re emotionally exhausted.

What is emotional exhaustion?

When stress begins to accumulate from negative or challenging events in life that just keep coming, you can find yourself in a state of feeling emotionally worn out and drained. This is called emotional exhaustion. For most people, emotional exhaustion tends to slowly build up over time. Emotional exhaustion includes emotional, physical


Northern Colorado 55 & Better

Other strategies to reduce emotional exhaustion include: and performance symptoms.

Emotional symptoms include: • • • • • • • • •

Anxiety Apathy Depression Feeling hopeless Feeling powerless or trapped Irritability Lack of motivation Nervousness Tearfulness

Physical symptoms include: • • • •

Fatigue Headaches Lack of appetite Sore muscles or muscle tension

Performance symptoms include:

• Failing to meet deadlines • Lower workplace commitment • More absences • Performing work duties more slowly

Emotional Exhaustion Treatment

Emotional exhaustion can be treated by recognizing the stressors you are able to minimize or eliminate. When you are unable to change a stressor because it is out of your control, it is important to focus on the present moment. In your present, there are many neutral or positive events occurring. When you focus on these types of events, it gives perspective about what is happening around you. Stress often is interpreted


• Eliminate or minimize the stressor when possible • Eat a healthy, balanced diet • Exercise • Get enough sleep • Practice mindfulness to engage in the present moment Talk with a mental health provider if you believe that you are suffering from emotional exhaustion. They can help you sort through the causes and symptoms you are experiencing to determine a plan that will help you regain a sense of well-being. ——— This article is written by Jennifer Wickham, a Mayo Clinic Health System licensed professional Behavioral Health counselor in Eau Claire, Wisconsin. October 25, 2020

If you are facing anxiety, depression, or emotional exhaustion, you may be looking for professional intervention. Two local resources, Vitality Medical Center and Medical Hypnosis & Counseling Center can help you get a handle on both the mental and physical symptoms. The Medical Hypnosis & Counseling Center offers pychotherapy, teletherapy and, of course medical hypnosis to treat mental stressors. For those that suspect increased stress and anxiety may have an additional hormonal root, Vitality Medical Center treats physical aspects of aging like hormonal fluctuations in both men and women as well as other aging related issues such as erectile dysfunction, impotence, incontinence, hair loss, and more.

VITALITY MEDICAL CENTER, INC. 3534 John F Kennedy Pkwy., Suite B Fort Collins 970-672-1516, https://vitalityctr.com

THE MEDICAL HYPNOSIS & COUNSELING CENTER, PC 1180 Main St., Suite 5B, Windsor (970) 674-0191, https://www.medhypnosis1.com

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October 25, 2020


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4 ideas for a


(BPT) - If you lost a loved one during the pandemic, you were likely unable to hold the kind of memorial service you would have wanted to honor that special person. Funeral services are an essential part of the grieving process and help bring closure during some of life’s darkest moments. Thousands of families who suffered a loss during COVID-19 have opted to hold a memorial at a later date. This Celebration of Remembrance can be held at any time and at the place of your choosing. Here are four tips to help you plan the celebration that your loved one deserves, with every detail remembered.

1. Choose a date

The first step is to pencil in a date. While your loved 24

Northern Colorado 55 & Better

one may already be laid to rest, perhaps there’s a special time approaching that might be perfect for a meaningful remembrance - for example, a birthday, anniversary or your loved one’s favorite time of year. Once you’ve decided on a date, time and location, communicate these details to friends and family so they can make plans to attend and celebrate your loved one.

2. Get help from a funeral planner

Funeral professionals are experts at helping you plan a celebration of life to remember the extraordinary life of a parent, grandparent, spouse or someone else important to you. They’ll ask detailed questions to understand your loved one’s hobbies, profes-

sion, cherished memories and how they would have liked to be honored. From there, you can build a theme that will incorporate and capture all the details of your loved one, paying tribute to the legacy they have left behind.

3. Plan a theme

Gather photos, prized possessions, video clips and more that will showcase the person you loved and what made their days special and unique. You can also include music, flowers or a special meal. What were their joys, their passions and their favorite traditions? Plan to weave all these details together to tell their life story. The upside to having a Celebration of Remembrance is that it can be held at any time, so you have time to plan something truly memorable and meaningful.

4. Share a meal

Food is the ultimate com-


fort, and coming together to share a meal encourages conversation and shared memories. Consider catering that reflects your loved one’s favorites. Was he a master at the grill? Serve barbecue. Did she love an evening out with friends over cocktails and appetizers? Order fun finger foods. Perhaps your loved one had a “famous” secret recipe, the kind friends and family always asked for. Print the recipe on cards and make it available as a memento for guests to take with them after attending the Celebration of Remembrance. No matter what your loved one’s final farewell might look like, don’t put off scheduling some kind of event or memorial. Coming together for a Celebration of Remembrance provides an opportunity to truly celebrate the life of your loved one in the way you would have wanted. Think about your loved one’s final wishes. Perhaps you had conversations about it. Even if you’re not sure how they would have envisioned their final sendoff, think about what their perfect day would look like, and start planning a Celebration of Remembrance that would make them proud. For more information visit dignitymemorial.com. October 25, 2020

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Northern Colorado 55 & Better



PACE and other programs across the country are reaching out to raise awareness about hospice and palliative care. This year’s theme is “It’s About How You Live.” November is National Hospice and Palliative Care Month. This year’s theme is “It’s About How You Live.” Hospice and palliative care programs across the country are reaching out to raise awareness about hospice and palliative care. Hospice is not a place but high-quality care that enables patients and families to focus on living as fully as possible despite a lifelimiting illness. Palliative care brings this holistic model of care to people earlier in the

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Northern Colorado 55 & Better

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October 25, 2020

course of a serious illness. “Every year, nearly 1.4 million people living with a life-limiting illness receive care from hospices in this country,” said Edo Banach, president and CEO of the National Hospice and Palliative Care Organization. “These highly trained professionals ensure that patients and families find dignity, respect and love during life’s most difficult journey.” Hospice and palliative care programs provide pain management, symptom control, psychosocial support and spiritual care to patients and their families when a cure is not possible. These programs combine the highest level of quality medical care with the emotional and spiritual support that families need most when facing a serious illness or the end of life. Throughout the month of November, Programs of All-Inclusive Care for the Elderly (PACE®) will join organizations across the nation in hosting activities that help their community understand how important hospice and palliative care can be. For more information about hospice, palliative care and advance care planning, visit the National Hospice and Palliative Care Organization (NHPCO) website, http://caringinfo.org/. Videos and stories from families showing the many ways hospice and palliative care make special moments possible can be found at http://www.momentsoflife.org/.

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For more inforation on Hospice Care options contact: PATHWAYS HOSPICE 305 Carpenter Road, Fort Collins 970-663-3500 or 2525 W. 16th Street, Suite C, Greeley 970-356-4090 https://pathways-care.org/ MAS ALLA HOMES 9019 West US Hwy 34 Loveland 970-549-0600 https://masalla.life/ October 25, 2020

Serving The Windsor Community with a complete campus! NorthernColorado55Better.com

Northern Colorado 55 & Better



12 NOON TO 1 P.M. OCTOBER 26 – NOVEMBER 12 OCTOBER 26 // HEALTH // Practical Tips for Preventing Falls Presented by: Evon Schones, Good Samaritan Society, Loveland Village

NOVEMBER 2 // CBD // What Are the Benefits of CBD? Presented by: Eric Sweatt, The CBD Store

OCTOBER 27 // MENTAL HEALTH // Strategies to Manage Depression, Anxiety and Panic Attacks Presented by: Sandi Squicquero, The Medical Hypnosis & Counseling Center, P.C.

NOVEMBER 3 // FINANCE // LEAP: Learn More About Financial Support with Your Home Heating Costs Presented by: Theresa Kullen, Larimer County Department of Human Services

OCTOBER 28 // SEX // Modern Day Solutions: Aging and Maintaining a Healthy Sex Life Presented by: Dr. Michael Farrell, Vitality Medical Center, Inc. OCTOBER 29 // HOSPICE // Hospice 101: When Is It Time? Debunking Myths and Misconceptions Presented by: Nate Lamkin, Pathways Hospice OCTOBER 30 // PLANNING // Protecting Your Family Through Prearrangement Presented by: Jennifer Haislip and Greg Hershelman, Dignity Memorial /Resthaven

NOVEMBER 4 // HEARING // New Advances in Remote Hearing Health Presented by: Dr. Katie Cox, The Hearing Place NOVEMBER 5 // MOBILITY // Auto Accessibility – Accessing Your Community Presented by: Lisa McBride, Frontier Access Mobility NOVEMBER 6 // MEDICARE // Medicare 101: What You Need to Know Presented by: Carmen T. Cisneros, Kaiser Permanente


NOVEMBER 9 // SENIOR LIVING // SENIOR LIVING PANEL Continuum of Care from Patio Homes to Assisted Living to Memory Care Presented by: Yvonne D. Myers, Columbine Health Systems Active Adult Living: Live Your Own Lifestyle, Pursue Your Passions Presented by: Hayley McCaw, Affinity at Loveland

NOVEMBER 10 // MEDICINE // Medication Bootcamp: Simplify Prescriptions and Improve Your Health With Tips & Tools From Pharmacy Experts Presented by: Joseph Poling and Whitney Osborn, Good Day Pharmacy NOVEMBER 11 // AGING IN PLACE // Five Steps to Successfully Stay in Your Home Presented by: Danita Nixon, Senior Living Advisors of Colorado NOVEMBER 12 // JOINT HEALTH // Joint Replacement Surgery Presented by: Dr. Richard Williams, Banner Health PRESENTED BY:


Northern Colorado 55 & Better


October 25, 2020

Volunteer Programs PROMOTE HEALTHY AGING By Elise Oberliesen

Volunteer programs help communities thrive in many ways. Spending just few hours per week or month with local seniors helps improve their quality of life while you improve yours. Here are some ideas about the benefits of volunteering and ways you can get involved locally. Did you know a significant number of Colorado residents spend time volunteering? Colorado ranks No. 18 in the United States for pitching in when friends and strangers are in need of a helping hand, according to AmericaCorps, an organization that helps people find volunteer projects. During times like these when social isolation is at an all-time high, and mental health issues like anxiety and depression aren’t far behind, the act of volunteerism could be the answer to better health. Giving just two hours per week is said to reduce mortality and increase wellbeing among the 50 and up crowd who volunteer their time, according to research in the American Journal of Preventive Medicine. Volunteers often report a new sense of purpose and a reduction in stress. Volunteer Program Manager, Heather Pulley, with October 25, 2020

Volunteers of American, in Fort Collins said they offer three different volunteer opportunities geared towards helping older adults. “We have a handyman program for people who need safety improvements to their home, like ramps and safety rails.” Pulley said you don’t need any previous carpentry experience and it’s a great way to learn news skills and meet people. They work in groups of six to eight people. “It’s usually a half day of work, depending on complexity,” she said. The organization also run a meals-on-wheels program for people aged 60 and up can receive frozen meals. This program offers

either one meal a day or the breakfast and dinner option, she said. “There are also drivethrough meal sites. We have sites in Fort Collins, Loveland and are hoping to have a Berthoud site, which we are in final approvals,” Pulley said. The benefits of programs like this is that it promotes independence while helping older adults stay in their homes longer, she said. Among Northern Colorado seniors using the program, Pulley said they served 250 northern Colorado seniors from April through September 2020— through both the meals on wheels and warm meals programs. The Caregiver Respite


Program is another one to consider. Simply provide friendship to a homebound individual while their caregiver takes a break. Since caregivers tend to be oncall 24/7, finding time for a trip to the grocery store or a few stolen moments at a coffee shop can feel like a luxury for caregivers. “We just opened up the program. We’ve been doing limited visits outdoors and some in-home programs as well,” Pulley said. If you’re interested in these volunteer opportunities, visit voaolorado.org or call their main number at 970-472-9630 to inquire.

Northern Colorado 55 & Better


MAINTAINING ORAL HEALTH in the time of coronavirus (BPT) - Since the beginning of the pandemic, many normal aspects of everyday life have been put on hold - including dental checkups. For months dental offices were closed, or available only for dental emergencies. Now dental offices are opening again, with new health and protocols to help protect patients and employees. While regular appointments were cancelled or postponed, oral health remains a top concern for many people. According to a dental study conducted by Guardian Life, some adults who were unable to access regular preventive care stepped up their efforts to improve their own oral health at home. On average, 20% of those surveyed reported making changes to their oral health habits, mostly for the better. Many reported practicing increased flossing,brushing more frequently and thoroughly as well as eating a healthier diet. Given restricted access to preventive care during early 2020, many patients now 30

Northern Colorado 55 & Better

feel ready to schedule exams. Many said they anticipated returning to the dentist in September. Yet, survey respondents all expressed the need for increased safety precautions to reduce their anxiety around in person visits, along with enhanced communication with their dental office. While nearly three in 10 adults said they’re more anxious about visiting the dentist since the outbreak, the majority of adults (52%) claimed that their level of anxiety about visiting the dentist did not change due to the pandemic. Patients planning to visit their dentist soon ranked using protective equipment and physical distancing or limiting the number of patients in the office as their top concerns.

What you can do to maintain good oral health: Keep up with regular dental checkups.

The American Dental Association (ADA) currently recommends dental visits at least once every six months to maintain oral health and to detect issues early. While 8 in 10 adults believe oral health is important, many do not receive regular preventive dental care. Even before the pandemic began, less than half (45%) received semiannual exams. “Oral health is connected to our overall health, underscoring the importance of maintaining regular dental exams for preventive care,” said Dr. Randi S. Tillman, Chief Dental Officer,


Guardian Life. “Dental offices nationwide are working hard to keep visits safe for you and your families, so now is the perfect time to get caught up on preventive care. The dental profession has always been strongly committed to infection control protocols, and now more than ever, practices are in strict compliance with CDC guidelines.”

Contact your dentist.

Find out their current hours, appointment availability and their health and safety protocols. Ask questions like: • What protective gear are you requiring for employees and patients? • How are you limiting patients in the waiting room? Over 1 in 3 survey respondents said it was vital for their dental office to communicate their safety measures to make them feel more comfortable about returning to the dentist.

October 25, 2020

Learn about teledentistry options.

Teledentistry, digital communication and online self-service tools are now significantly more accessible from dentists. Many providers can consult with patients using electronic means like video conferencing to monitor patient oral health and discuss specific concerns. According to the survey: • One in six adults reported feeling more positive about teledentistry since the pandemic, viewing tool. • Nearly one in four were open to using teledentistry, even after dentists started seeing patients again. • Millennials and working parents were the most

likely to use teledentistry in the future. • Parents were more likely to use teledentistry for their child than themselves, both during and after the pandemic. Overall, there was increased interest in using electronic communication with dental offices, both for setting appointments and consultations. A higher percentage said they preferred to use texting and online chat. While most respondents were unaware if their provider even offered teledentistry services or whether teledentistry was covered by their dental insurance, more than one-third said they would be open to trying teledentistry. Some said they favored it over traditional in person

visits for certain conditions and situations - such as when physically unable to go in person due to caring for young children or an elderly parent, or because of work schedules. Need dental coverage for your family? Learn more about dental insurance at www.guardianlife.com/dental-insurance.

Unless otherwise noted, the source of all information is from the 2020 Guardian’s Workplace Benefits Study titled “Dental Benefits 2020” ©Copyright 2020 The Guardian Life Insurance Company of America, New York, N.Y.GUARDIAN¬Æ is a registered service mark of The Guardian Life Insurance Company of America

Whether you are concerned about your dental health or just need to schedule a routine cleaning, Dr. Andrew Howard at Center for Advanced Dentistry welcomes you to schedule an appointment today. ANDREW P. HOWARD, DDS 2641 Abarr Dr, Loveland, CO 80538 (970) 669-3918 https://www.lovelanddentist.com/

When it’s important, we plan for it ahead of time. Planning your life celebration now will give you and your family valuable peace of mind. Our guaranteed, pre-paid funeral plans protect everyone from hard financial and emotional decisions at a time of loss. We’ll help you take care of every detail, including affordable payment plans.


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October 25, 2020

To learn more about planning your life celebration visit our virtual Senior Expo booth and register for our webinar during the Senior Expo on October 30th from noon to 1:00. Visit northerncolorado55better.com.

(970) 230-5475

Visit DignityMemorial.com for a FREE Planning Guide


Northern Colorado 55 & Better


G ive thanks this Thanksgiving.

Let us come before him with thanksgiving and extol him with music and song. — Psalm 95:2

We would like to thank our residents, staff, families and the community for their support and commitment over the past year.

The Evangelical Lutheran Good Samaritan Society provides housing and services to qualiďŹ ed individuals without regard to race, color, religion, gender, disability, familial status, national origin or other protected statuses according to applicable federal, state or local laws. Some services may be provided by a third party. All faiths or beliefs are welcome. Š 2019 The Evangelical Lutheran Good Samaritan Society. All rights reserved.


Northern Colorado 55 & Better


October 25, 2020