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Buying online is fast and convenient and you can find some great bargains, but it can also come with a price tag much greater than you expected abcnews.com explains.
Identity Theft: Refers to all types of crimes in which someone wrongfully obtains and uses another personâ€™s personal data in some way that involves fraud or deception, typically for economic gain. How can this happen?
The biggest danger of online shopping is ourselves- we do not take the necessary and simple precautions to prevent it.
Top 3 Dangers of Online Shopping 1) Scams ď‚§ Scemmers are always finding new ways to trick unaware consumers. ď‚§ The number one fundamental rule to identify a scam is if it sounds to good to be true, then it is.
2) Problems with purchase Lack of full disclosure is common. Additional feels like shipping and handling may be hidden until checkout, or you may not notice the fine print that explains you only receive free shipping if you pay another fee. There is no such thing as “free lunch”. If not otherwise fully stated, you will have to pay for shipping explains Findlaw.co.uk
3) Identity Thef t The most common and most devastating danger that comes with shopping online is identity theft. Perpetrators can hack into security systems and target an individual directly by steal debit and credit card information. Another way of identity theft is when data breach occurs and your personal information is exposed. Forbes gives a great example of this.
Tips to Consider Have a firewall and keep your antivirus updated. Review your credit card statements carefully when you pay bills. Never buy from unsolicited email spammers. Subscribe to an identity monitoring ser vice. Always get to know the merchant. Learn more at IdentityHawk.com