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lgjf{rg cl3 lj/f]wsf sfo{qmdx? u/]klg 7"nf] 36gf eg] 36]g . ;d|udf zflGtk"0f{ tj/n] lgjf{rg eof] . olx jif{ b]zsf] bf]>f] /fhgLlts zlQmsf] ?kdf pbfPsf] g]skf -Pdfn]_sf] lhNnf ;Dd]ngaf6 g]t[Tjdf s[i0f yfkf cfP . pgL ;lxt lhNnf ;ldltdf w]/} h;f] gofF cg' x f/sf 5g\ . hgo' 4 af6 zflGtk"0f{ /fhgLltdf cfPsf] Pdfcf]jfbL -dfcf]jfbL_ sf:sLdf klg gofF g]t[Tj cfPsf] 5 . kf6L{ k'g{u7g ug{ eGb} k'/fgf] ;f9] # ;osf] lhNnf ;ldltnfO{ eu+ ul/ ** ;b:oLo ;ldlt ag]sf] 5 . ;ldltsf] ;+of]hs lj3l6t td'jfg /fHo ;ldltsf ;+of]hs x/L clwsf/L -s'df/_ ag]sf 5g\ . a}zfvsf] klxnf] ;ftf x'g] lhNnf ;Dd]ngn] gofF g]t[Tj rog ug]{ 5 . g]kfnL sf+u|]; sf:sLsf ;efklt o1axfb'/ yfkf ;ef;b ePkl5 sfo{afxs ;efklt lai0f' afF:tf]nf rog ePsf 5g\ . g]skf–dfcf]jfbL sf:sLsf] ;Dd]ng klg @)&) d} eof] . O{Grfh{sf] Joj:yf x6fP/ ;]qm]6/Ldf ;flaqf b'/f -cf:yf_ rog ePsL l5g\ . ladfg:ynsf] 6'ªu\ f]÷a;kfs{ xNnfdfq} kf]v/]nLsf] ;kgf h:t} ag]sf] kf]v/f If]qLo cGt/f{li6«o ljdfg:ynsf] lg0f{o aif{sf] cGTolt/ ePsf] 5 . lg0f{on] sf:sLnfO{ w]/} 7'nf] v';L lbPsf] 5 . uPsf] ;f]daf/ g]kfn gfu/Ls p88\ og k|flws/0fsf] a}7n] rLgsf] sDkgL l;Pdl;nfO{ @! ca{ ?k}ofdf lgdf{0f ug{ lbg] ;xdltkl5 lgdf{0f x'g] cfzf knfPsf] dfq 5}g\ cfd kf]v/]nLn] v';L 5g\ . lg0f{o ePsf] s]lx lbgd} kf]v/f cfP/ k|wfgdGqL ;'zLn sf]O{/fnfn] ljdfg:yn lgdf{0f x'G5 9'Ss x'g'xf];\ eg]/ k6s–k6s eg]kl5 ljZjf; al9 knfPsf] 5 . z' q maf/ dfq} ko{6gdGqL eLd cfrfo{n] klg ;f]lx s'/f bf]xf]¥ofPsf 5g\ . $) aif{otfsf] ljdfg:yn ;kgfn] d't{ lng]df w]/}

cfzfjfbL 5g\ . ljdfg:yn lgdf{0fsf] nflu eGb} ;/sf/n] @)#! ;fndf l5g]8fF8fdf # xhf/ ! ;o ^ /f]kgL hUuf clwu|x0f u/]sf] 5 . ljdfg:yn lgdf{0fsf] lg0f{on] @)&) ;fn sf:sLsf] nflu dfq geP/ b]zs} nflu ;'vb jif{ ag]sf] 5 . jif{kfs{ aGg] eGg] xNnfdf dfq} l;ldt ePsf] 5 . kf]v/fdf Jojl:yt a;kfs{sf] cefj 5 . aiff}{b]lvsf] a;kfs{ aGg] xNnf aif{ @)&) df Jofks ePklg lgdf{0f x'g ;s]g\ . kf]v/f pkTosf gu/ ljsf; ;ldltsf] cWoIf eP/ cfPsf sf+u|];sf g]tf lai0f' af:tf]nfn] ;'sD' af;L a:tL x6fP/ a;kfs{ agfpg] eg]/ ;'rgf hf/L u/]klg ToxfFeGbf s'/f dfyL p7\g ;s]g . cd{nfdf ljklQ cd{nfsf] hldg efl;g yfn]kl5 b]zs} Wofg otflt/ tflgof] . ;+ljwfg;efsf] lgjf{rg ;DkGg eP nuQ} PSsf;L cd{ n fsf] hldgdf 7"nf–7"nf Ejfª k/]kl5 %) 3/eGbf al9 la:yflkt ePsf 5g . sf:sLsf nflu jif{s} ;a}eGbf b'Mvb 36gf xf] of] . s/f]8f}+ ?k}of a/fa/sf] Iflt ePsf] 5 . cd{nfdf /x]sf] 7"lna]+zLkmf“6df hldgdf d+l;/af6 z'? ePsf] Ejfª kg{ r}t;Dd klg /x\of] . cd{nfaf;Ldfq geP/ ;du| sf:sL lrGtfdf 5 . cd{nfsf ljleGg :yfgdf sl/j ^) eGbf al9 Ejfª k/]sf 5g . Ejfª kg{ /f]lsof]; eg]/ :yflgon] ;s]hlt ;a} yf]s u/] . ufpFd} gfuk'hf ug]b{ l] v lnP/ lhNnfdfq xf]O{g k|wfgdGqL;DdnfO{ cd{nfsf] kL8f ;'gfPsf 5g\ . ;/sf/n] pRr:t/Lo cWoog ;ldlt u7g ul/ k|ltj]bg ;fj{hlgs u/]sf] 5 . e"uj{ ljb\x?sf cg';f/ cd{ n fdf e" l dut kfgLsf sf/0f

hldgdf Ejfª k/]sf] xf] . e"ldut kfgL Joj:yfkg geP;Dd efl;g] qmd /f]lsg] ;Defjgf g/x]sf] cWoog k|ltj]bgn] atfPsf] 5 . ;/sf/n] Ejfª k'gs{ f] nflu tyf s]lx k'jf{wf/ lgdf{0fsf] nflu s]lx ah]6 k7fPsf] 5 . ;f] ah]6 xflQsf] d'vdf lh/f h:t} ePsf] atfO{Psf] 5 . ;fdflhs ?kdf ;fdflhs ?kdf x]gk{' bf{ jif{ @)&) sf:sLsf nflu ;' v b g} /x\ o f] . ;fdflhs ?kdf 7'nf–7'nf clk|o To:tf] s]lx 36gf ePgg\ . ;dfhdf s]lx dfqdf ePklg ;fgfltgf t x'g] g} eP . ;fdflhs ?kdf rrf{df /x+b} cfPsf] afun'ª a;kfs{ klg aif{sf] cGTolt/ cln al9 rrf{df /x\of] . To; If]qsf xf]6ndf x'b} cfPsf] elgPsf] of}g Joj;fo x6]sf] 5 . sf:sL k|x/L k|d'vsf] ?kdf cfPsf k|x/L pkl/Ifs a;Gts'df/ nfdfn] To; If]qdf k|x/L v6fPkl5 of}gsdL{x? cGoq nfu]sf 5g\ . aiff}{b]lv rrf{df /x+b} cfPsf] / To; If]qsf afl;Gbf clxn] eg] v';L 5g\ . t/, of}g Joj;fodf nfu]sf o'jtLx? afun'ª a;kfs{sf xf]6]naf6 x6]klg cGoqsf 7fpFdf k'Ug] u/]sf 5g\ . To; k]zfdf cfa4x?nfO{ a} s lNks k] z f tyf /f]huf/sf] Joj:yf ug{ ;lsPdf ;d:of Go"lgs/0f x'b} hfg] atfO{G5 . cy{sf lx;fan] cfyL{s b[li6sf lx;fjn] ko{6sLo zx/df ljleGg k' j f{ w f/x? ylkg] qmd a9\bf] 5 . @)&) ;fndf klg ljleGg If]qdf k'jf{wf/ ylkPsf 5g\ . ko{6g;+u ;DalGwt xf]6n, /]i6'/]08 nufot cGo klg v' n ] s f 5g\ . To;}u/L Joj;flos lx;fjn] lrKn]9'ª\ ufdf ;]nj]h 6fj/ l8kf6{d]G6n :6f]/ @)&) ;fndf v'n]sf] xf] . dx]Gb|k'n / afFsL clGtd k[i7df===

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6'+ufpg] kIfdf cfFkm' /x]sf] dGqL kf}8]nn] atfP . g]kfnL lqms]6/n] /fli6«o÷cGt/fli6«o k|ltof]lutfx? gv]Ng] lg0f{o ubf{ cfkm'x?nfO{ ;d]t b'vMnfu]sf] atfPsf dGqL kf}8]nn] v]nf8Lx?n] o; laifodf eg] k'g/fjnf]sg ug{ cfu|x u/] . dGqL kf}8]nn] lqms]6 Pzf]lzo;g ckm g]kfn -Sofg_ n] /fli6«o lxtnfO{ s'Nrg gkfpg] atfPsf 5g\ . o'jf;+3 g]kfnsf] 1fkgkq a'emb} zlgaf/ dGqL kf}8n] n] v]nfl8sf] dfusf] laifodf ;a} nfUG'fk]{ atfP . /fli6«o tyf cGt{/fli6«o v]n alxisf/ sf] 3f]if0ff u/]sf] g]kfnL lqms]6 6f]nLnfO{ Sofgn] ug]{ elgPsf] sfjf{xL af/] ;Grf/sdL{sf] l11f;fdf dGqL kf}8]nn]

sfjfxL{sf] s'/f cfkm'n] slxst}af6 g;'g]sf] atfP . æv]nfl8sf] c;Gt'li6 ;'g]sf] 5' ,t/ sfjf{xLsf] s'/f eg] slxaf6 klg ;'g]sf] 5}g Æ pgn] eg] . dGqL kf}8n] n] v]n / v]nfl8sf] ;d:of ;dfwfg ug]s{ f] bfloTj ;a}eGbf klxnf Sofg To;kl5 /fli6«o v]ns'b kl/ifb clg dfq v]ns'b dGqfnosf] ePsf] eGb} ;/sf/n] Sofg / v]ns'b kl/ifb\;u+ ;dGjo ul//x]sf] hfgsf/L lbP . o'jf;+3 g]kfnsf dxf;lrj /flhj kfxf/Ln] v]nf8Lx?nfO{ dlxgfb]lv tnj glbg', ;Demf}tf kfngf gug'{, Sofg leqsf] e|i6rf/ a9\b} hfg' h:tf sf/0fn] ubf{ Sofg lju7g ug{' kg]{ dfu /fVf]sf x'g .

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d'Nosf lrqx? k|b{zgL  kf] v/ fkq ;+jfbbftf kf] v/ f, @( r} q kf]v/f;+u} hf]l8Psf] ko{6sLo ufFp k'DbLe'DbL l:yt zflGt :t'kf glhs} /x]sf] /fgLjg l/6«]8 k|flndf !@ xhf/ d'No b]lv # nfv %) xhf/ d'Nosf lrqx? k|b{zgLdf /flvPsf] 5 . /fgLjg l/6«]8 / ljb'nf 6«;sf] ;+o'Qm cfof]hgfdf /fgLjg l/6«]8df cfof]hgf ePsf] lrqsnf k|b{zgLdf pQm d'No a/fa/sf lrqx? k|bZf{gL ;lxt ljlqmdf /flvPsf] cfof]hsn] hgfPsf] 5 . eQmk'/sf snfsf/ /fds[i0f l;jfn, /ljg 3]d;' ' / ljsf; td'4f/f # lbgb]lv aif{ lbg nufP/ 5jfnL, sfuh nufotsf a:taf6 sf]/LPsf lrqx? k|b{zgL;+u} ljqmL ;d]t u/Lg] ePsf] 6«;sf u+uf;fu/ k|hfkltn] atfP . ;'jfn4f/f sf]/LPsf lrqx? dWo tLg k6s /fli6«o k|ltof]lutfdf ljh]tf ePsf] lrqx? ;d]t k|b{zgLDf /flvPsf] k|hfkltn] hgfP . zlgaf/ b]lv cfw'lgs 5jfnLsf] lrqsnf k|b{zgL -o'lgs :6« cf6{ PShLlj;g_ ;'? ePsf] xf] . snfsf/ tyf ljb'nf 6«;sf] ;xof]ufy{ P+j sd{rf/Lsf] cIfosf]if :yfkgfy{ cfof]hgf ePsf] Ps xKt] pQm lrqsnf k|b{zgLsf] zlgjf/ ci6«]nLog /fhb't lung jfO{6n] u/] . lrqsnf k|bz{gLsf] cjnf]sg ub}{ pgn] o:tf lrqsnf k|b{zgLn] g]kfndf klg lrqx?sf] /fd|f] ljsf; ePsf]df k|+z;f u/] . kf]v/f glhs} /x]sf] /fgLjg l/6«8] af6 b]lvg] b[Zon] cfkm'x?nfO{ cfglGbt t'NofPsf] atfPsf jfO{6n] lrqsnf k|bz{gLaf6 ;fdflhs sfo{df ;xof]u u/]sf]df o:tf sfo{s|dnfO{ ;kmn kfg{ ;j}sf] ;fy / ;xof]u cfjZos ePsf] hf]8 lbP . ljb'nf 6«;n] ljut Ps aif{ b]lv b'O{ dlxgfdf SofG;/ /f]u ;DalGw ;r]tgf hufpb} lgz'NsM :jf:Yo lzlj/ ub}{ cfPsf] /flgjg l/6«]8sf cWoIf ljho >]i7n] atfP . SofG;/ /f]uaf6 s'g} klg dlxnfx?n] d[To'j/0f ug{ gk/f]; eGb} cfkm'x?n] o:tf] cleofg ;'? u/]sf] >]i7n] atfP .

egf{ v'Nof] Û u'?s'n ljBf ;bg pRr df=lj= gofFahf/, kf]v/f–( df z}lIfs ;q @)&! sf nflu g;{/Lb]lv sIff ( ;Dd s]xL ;Lldt l;6x?df gofF egf{ v'ns] f] hfgsf/L u/fOG5 . ljBfnosf ljz]iftfx? M ™;Dk"0f{ sIffx?df afndgf]lj1fg s]Gb|Lt lzIf0f k|0ffnLsf] k|of]u . ™sdhf]/ / ljleGg ;d:of ePsf ljBfyL{x?sf nflu pko'Qm jftfj/0f;lxt ljz]if Counseling sf] Joj:yf ePsf] . ™bIf, cg'ejL / k]zfut dof{bf ePsf lzIfs lzlIfsfx?åf/f cWofkg u/fOg] . ™ ljBfyL{x?sf] cg'zf;g / l;sfOdf Self-Motivation Nofpgsf nflu ljz]if Motivational sIffx?sf] Joj:yf . ™x/]s ljBfyL{sf] Ifdtf klxrfg u/L ;f] cg'sn' sf] lzIf0f tyf k/fdz{sf] Joj:yf . ™k|To]s ljBfyL{sf] ;'Id d"Nofª\sg u/L lgoldt ?kdf ;dodf g} cleefjs;Fu k/fdz{ ug]{ Joj:yf . ™k"j{ k|fylds txdf k"0f{ dG6]Zj/L lzIf0f ljlwsf] k|of]u . ™cfw'lgs v]ns"bsf ;fdu|L;lxt v'nf, zfGt Pj+ ef}lts ;'ljwf ;DkGg ljBfno . ™;+uLt, g[To tyf snf -Arts_ sf lgoldt sIffx?sf] Joj:yf . ™;'ljwfo'Qm Library, Science Lab tyf Computer Lab sf] Joj:yf . ™oftfoft tyf k"0f{ cfjf;Lo ;'ljwfsf] Joj:yf . egf{ kmf/d ljt/0f eO/x]sf] 5 . k|j]z k/LIff ldlt M @)&)÷!@÷#) ut] / @)&!÷)!÷)$ ut] ;do M laxfg !!M)) ah]bl] v k/LIff x'g] ljifox? M c+uh]| L, ul0ft, g]kfnL / lj1fg cGo hfgsf/Lsf nflu ljBfnodf ;Dks{ ug'{xf]nf .

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;'/IffsdL{sf] b'?kof]u gu/

dGqL ePkl5 ;'/IffsdL{sf] cl3 kl5 nufP/ lx8\g kg]{ cj:yfn] ;'/ Iff lgsfonfO{ x}/fgL kf/]sf] 5 . /fi6«klt pk/fi6«klt, k|wfgdGqL, k|wfgGofolw;, ;efd'v, u[xdGqLn] kfpg] ;'/Iff ;a} dGqLn] vf]Hg] k|a[lQ a9\b} uPsf] 5 . /fHon] cltljlzi7 JolQmnfO{ lbg] ;'/Iff kbLo lhDd]jf/L cg'?k x'g] ub{5 . /fHosf ljlzi7 JolQmnfO{ lbg] ;'/Iff clxn] b]vfpgsf nflu ePsf] 5 . åGåsf] ;dodf lbPsf] ;'/ Iff clxn] ;xh jftfj/0fdf vf]Hg' cfkm"nfO{ 5'§} b]vfpg] ;f]v xf] . kbdf ePsf] a]nf a9L lhDd]jf/L axg ug'k{ g]{ x'bF f To;sf] cj:yfnfO{ dx;'; u/]/ ;'/Iff lbg' kb{5 . ;'/Iff Joj:yf lhDd]jf/Lsf] lx;fan] eGbf ;dfhdf cfkm"nfO{ 5'§} x'F eGg] b]vfpgsf nbflu ePsf] 5 . ;'/IffsdL{nfO{ x}/fg kfg]{ sfd dGqL, g]tf k|zf;sb]lv Jofkf/Ln] ;d]t ug]{ u/]sf 5g\ . ;'/IffsdL{sf] :s6Lªdf dGqL b]vL bnsf g]tfx?n] lhNNf e|d0f ug{ yfn]sf 5g\ . h;nfO{ klg :sl6ª ug]{ kg]{] cj:yfaf6 d'lQm kfpg u[xdGqfnon] kl/kq g} ug'{ k/]sf] lyof] . cGo dGqLnfO{ x'g] ckm\7]/f] / c;'/Iffsf] jftfj/0f gePsf] 7fpFdf :s6Lª ug{ gkg]{ kl/kq ePsf] 5 . u[xdGqfnon] u/]sf] kl/kq kl5 ;'/IffsdL{n] Joxf]g'{ kg]{ tgfajf5 d'lQm kfpg ;S5g\ . h;n] ;'/Iffsf] cj:yf Joxf]5{ / c;'/lIft 7fpFdf dfq :s6Lª ug'{ k5{ . ;a} dGqL, g]tfn] :s6Lª vf]Hg' hgtfaf6 cnu aGg' xf] . dGqL x'g' eg]sf] hgtf;+u 3'nldn x'g' klg xf] . hgtfsf g]tfnfO{ hgtfn] ;'/Iff lbG5g\ . ;'/Iff3]/ fdf a:g' eg]sf] hgtfaf6 6f9f x'g' xf] . dGqLn] lhNnfdf hfFbf k|zf;s ;'/IffsdL{ sfof{nosf xfdLnfO{ clwkl5 nfpg vf]Hg] k|j[lQ x/fpg'k5{ . ;'/Iff;Ddsf] k|Tofe"tL dGqLaf6 x'g' kb{5 . ;'/Iff lgsfon] s;}af6 nfb]/ xf]O{g jf:tlastfsf] cfwf/df ;'/ Iff Joj:yf ldnfpg' kb{5 . cgfjZos :s6Lª ubf{ OGwg, ;'/ IffsdL{sf] b'?kof]u x'G5 . hgtfsf] ;]jf / ;'/Iff lbg] sfd cGoGq vr{ ubf{ To;sf] c;/ dGqL / g]tfn] Joxf]g'{k5{ . u[xdGqfnon] u/]sf] kl/kq s;}nfO{ 7"nf] b]vfpg / s;}nfO{ ;fdfGo b]vfpgsf nflu geO{ b]zdf ;'/Iff cj:yfdf ;'wf/ cfPsf] 5 eGg] Jojxf/ af6} b]vfpg ;Sg' kb5{ .

!))Ü Uof/ ] 06L pkrf/ 

/]8qm; sf:sLdf 9'ª\ufgf k':tsfnonfO{ k':ts ;xof]u

kf]v/fkq ;+jfbbftf kf]v/f, @( d+l;/

g]kfn /]8qm; ;f];fO6L sf:sL zfvfsf] kf]v/fdf zlgjf/ ;DkGg #) cf}+ clwj]zgn] ;efkltdf afdb]j 9'ª\ufgf lglj{{/f]w rog ePsf 5g\ . ;efkltsf nflu tLg hgfsf] pDd] b jf/L k/] s f] d f lnnfw/ a/fn / ef] h axfb' / clwsf/ Ln] dgf] g o lkmtf{ lnPkl5 9' ª \ ufgf lglj{/f]w ePsf x'g\ . !@ ;b:osf nflu ## hgfsf] pDd] b jf/L k/] s f] lyof] . @! hgf pDd] b jf/n] lkmtf{ lnPkl5 ;b:odf klg ;j{;Ddt ePsf] xf] . pkl:yt ;ef;bx? lgjf{rgsf]

kf]v/fkq ;+jfbbftf kf]v/f, @( d+l;/

d'Qms d~r kf]v/fsf] lgoldt d'Qms jfrgsf] &! cf}]F >[ªvnf zlgjf/ kf]v/fdf ;DkGg eof] . ;f] cj;/df @ bh{g htL d'Qmssf/x?n] b]z / ;d;fdlos

ljz'4 xa{n ;fO{8 O{km] S6 5} g .

gSsnLb] lv ;fjwfg

df5fk'R5] « xaf] { 6] «8

free

hom

k[YjLrf] s, kf] v/ f -kf] v/ f lahg] z sDKn] S;leq_

kmf] g g+= )^!–%#!*^&, (*$^!–#&$!*

tkfO{st'f]n  f M cfh lk|ohg e] 6

d] if M pQd e] fhg j[if M ckJoo cfo a[l4 ldy'g M ss6{ M sd{ k|flKt l;+x M efUo a[l4 sGof M ;fdflhs ;] jfdf nfe

j[lZrs M zq' a[l4 ljBf a9\g]  wg' M ds/  M kfl/ jfl/ s ;'v k/ fqmd a9\g]  s’De M dLg M ;+lrt wgdf nfe

jf: t' Pjd\ Hof] ltif k/ fdz{ s] Gb| u} x|fkf6g, kf] v/ f–$, df] afOnM (*$^)%#&((

dHhfn]  xf: g'xf] ;\ lsGg k/ ] g <

u'?n]  xl/ nfO{ ;f] Wg'eP5 M u'? M xl/ , / fdsf]  wg'if s;n]  efr] sf]  xf]  < xl/  M ;/ , d} n]  t xf] Og a? Zofdn]  efr] sf]  xf] nf < u'? M uf] ?, t] / f]  lbdfudf t uf] a/  el/ Psf]  / x] 5 < -xl/ n]  3/ df cfP/  afnfO{ eg] 5, af cab] lv xfdLn]  v] taf/ Ldf xfNg]  dn lsGg k/ ] g <_ a'af M lsg 5f] / f < xl/  M ;/ n]  eGg' ePsf]  d] / f]  lbdfuddf uf] a/  el/ Psf]  5  .

sflGtk'/ df Uof/ ] G6L

/ f] huf/ sf ;fy xf] 6n tflnd @) cf} + jif{b] lv % tf/ ]  xf] 6nsf ;] km kbdf sfo{/ t / lxcfPsf /  xf] 6n Dofg] hd] 06 u/ ] sf k|lzIfs4f/ f cfkm} + k|lzIf0f, ;+rflnt xf] 6n tflnd ;DaGwL bIf /  u'0f: t/ Lo ;fy}  l;kd'ns tflnd lnO{ : jb] z ljb] z tyf : j/ f] huf/  nflu ;'lglZrt ug'{xf] ; . s's, j] 6/ , xfp; lslk·, k|mG6 clkm; tyf af/  d] gsf nflu . ♦ b] zljb] zsf % tf/  ] xf] 6nsf cfwf/ df kf7oqmdnfO{ cfkm}  k|lzIf0f u/ fOg]   . ♦ % tf/ ]  xf] 6nsf h: t}  cfw'lgs ;fdfu|L4f/ f l/ on 6«] lg· u/ fOg]   . ♦ tf/  ] xf] 6ndf lkmN8 lelh6, lkmN8 6« ] lg· /  Uof/  ] l06sf ;fy / f ] huf/  lbg]   . ♦ k|lzIffyL{nfO{ ;xh aftfj/ 0fdf k9fpgsf nflu nfOj|] / Lsf]  Joj: yf . ♦ a} lblzs / f] huf/ sf nflu k|f] ;] ; tyf 8s'd] G6sf]  klg Joj: yf

Uof/ ] G6Lsf ;fy Audio Visual ;lxt Conversation -s'/ fsgL_ df cfwfl/ t / xL km/ /  c+u|] hL af] Ng ;Sg]  sIffx?df egf{ v'Nof]   . ;fy}  xf] 6n ;DjGwL d] gkfj/  rflxPdf xfdLnfO{ ;Demg'xf] ; .

sflGtk'/  xf] 6n 6«] lg· ;] G6/  o"Pkmcf]  /  >L sDKn] S;sf]  jLrdf

kmf] gM–)^!–%#&(!%, %$)**$, %#!^!%

kl/j] z sf d' Q ms jfrg u/] s f lyP . gjlgt ;flxTo ;fu/sf cWoIf nId0f yfkf, d'Qms d~rsf ;Nnfxsf/ s[i0f b]jsf]6f, ;fljqL uf}td, cho rfkfFufO{, ?b| /]UdL /] Zdf sfsL{ nufPtn] d'Qms afrg u/]sf lyP .

kf]v/fkq ;+jfbbftf kf]v/f, @( d+l;/

nfoG; Snan] :ofª\hfsf] ksjfbL uflj;– $ df /x]sf] hfgsL pRrdfWolds ljBfnodf k':tsfno :yfkgf ug{ ? ;ft nfveGbf a9Lsf] k' : ts tyf sDKo'6/ ;xof]u u/]sf] 5 . nfoG; Snasf] …k|fO8 k|f] h] S 6 km/ Ph' s ] ; gÚ sf] i faf6 nfoG; k' : tsfno :yfkgf ug{ pQm ljBfnonfO{ k' : ts tyf sDKo' 6 / ;xof] u ul/ Psf] #@% jL jfgsf ueg{ / d'Qmk|;fb >]i7n] hfgsf/L lbP . ueg{ / >] i 7n] ljBfno Joj:yfkg ;ldltsf cWoIf xl/ nfn vgfn, k|frfo{ n]vgfy u} x]| / lzIfs Clif/fd e08f/ LnfO{ Ps sfo{ q mdsf] cfof] hgf u/]/ k':ts tyf sDKo'6/ x:tfGt/0f u/] s f lyP .

]

2070 ;fn cfiff( d;fGtsf] jf;nft 1= 2= 3= 4= 5= 6= 7= 8= 9=

cg';ÚrL

z]o/ kÒ+hL hu]*f tyf sf]ifx? C)fkq tyf aG* ltg{ af+ls shf{ ;fk^ lg]If]k bfloTj eÚQmfgL lbgÚkg]{ ljnx? k|:tfljt nfef+z cfos/ bfloTj cGo bfloTj

rfnÚ cf=j= ? 320,000,000 48,938,471 3,120,145,297 143,957 61,344,000 3,402,444 52,928,036 3,606,902,205 rfnÚ cf=j= ?= 55,729,719 155,536,796 229,071,386 380,185,866 46,512,600 2,675,548,086 34,717,008 29,600,744 3,606,902,205

1 2 3 4 5 6

7 sÚn bfloTj

;DklQ 1= 2= 3= 4= 5= 6= 7= 8= 9=

cg';ÚrL

gub df}Hbft g]kfn /fi^« a}+sdf /x]sf] df}Hbft a}+s÷ljQLo ;+:yfdf /x]sf] df}Hbft dfu tyf cNk ;Òrgfdf k|fKt xÚg] /sd nufgL shf{ ;fk^ tyf ljn v/Lb l:y/ ;DklQ u}/ a}+lsé ;DklQ cGo ;DklQ sÚn ;DklQ

8 9 10 11 12 13 14 15 16

ut cf=j= ? 320,000,000 26,697,633 2,571,917,745 50,476 35,200,000 2,589,167 41,812,545 2,998,267,566 ut cf=j= ?= 45,410,169 118,429,487 124,679,081 508,909,435 46,000,000 2,090,755,772 41,146,604 22,937,018 2,998,267,566

v=

u=

ljj/)f

cg;ÚrL 18 19 20 21 22 23 24 22 25 26 27 28

rfnÚ cf=j=

ut cf=j=

? 393,956,483 210,444,804 183,511,679 3,279,048 28,519,452 10,329 215,320,508 31,092,487 44,792,386 139,435,634 8,327,729 131,107,906 9,200 131,117,106 131,117,106 11,919,737 35,612,531 37,652,153 (2,039,622) 83,584,837

? 338,301,495 206,698,225 131,603,270 3,854,884 19,982,228 7,368 155,447,750 27,822,580 41,910,215 85,714,955 12,056,185 73,658,770 96,061 73,754,831 73,754,831 6,704,985 19,807,853 21,465,145 (1,657,292) 47,241,993

cfDbfgL÷vr{ é= o; aif{sf] ;DkÒ)f{ ultljlwaf^ gub k|jfx r= gub tyf a}+sdf /x]sf] zÚ? df}Hbft %= gub tyf a}+sdf /x]sf] clGtd df}Hbft

o; jif{ ?= 63,190,333 421,846,678 390,142,995 3,173,903 10,329 28,519,452 312,930,424 207,880,141 29,826,551 31,679,870 36,838,877 6,704,985 108,916,255 (593,825,514) (593,120,043) (705,471) 548,099,593 548,227,552

(127,959) (7,186,319) (512,600) (6,673,719) (32,908,420) (32,908,420)

23,095,595 797,428,172 820,523,767

1=

vÚb

2=

k|lt

gfkmf.sÚn z]o/

cfDbfgL

k|ltzt

cfDbfgL

3= k|lt z]o/ ahf/ dÒNo 4= dÒNo cfDbfgL cgÚkft 5= z]o/ kÒ+hLdf nfef+z-jf]g; ;lxt_ 6= z]o/ kÒ+hLdf gub nfef+z eÚQmfgL 7= Jofh cfDbfgL. shf{ tyf ;fk^ 8= sd{rf/L vr{ . sÚn ;~rfng vr{ 9= sÚn lgIf]k tyf ;fk^Ldf Jofh vr{ 10= ;^xL w^a( cfDbfgL.sÚn cfDbfgL 11= sd{rf/L af]g; . sÚn sd{rf/L vr{ 12= vÚb gfkmf . shf{ ;fk^ 13= vÚb gfkmf . sÚn ;DklQ 14= sÚn shf{ . lgIf]k 15= sÚn ;~rfng vr{ . sÚn ;DklQ 16= hf]lvd efl/t ;DklQdf kÒ+hLsf]ifsf] kof{Kttf s= k|fylds kÒ+hL v= kÒ/s kÒ+hL u= sÚn kÒ+hL sf]if 17= t/ntf cg"kft 18= lgis[o shf{ . sÚn shf{ 19= Jofh b/ cGt/ 20= aÚs g]^jy{ 21= sÚn z]o/ 22= sÚn sd{rf/L 23= cGo

;Òrsfé k|ltzt ?= ?= cgÚkft k|ltzt k|ltzt k|ltzt k|ltzt k|ltzt k|ltzt k|ltzt k|ltzt cgÚkft k|ltzt k|ltzt k|ltzt k|ltzt k|ltzt k|ltzt cgÚkft k|ltzt k|ltzt ?= xhf/df ;+Vof ;+Vof

bn axfb'/ s'“j/ cWoIf Pj+

;Dk"0f{ s'“j/ kl/jf/ kf]v/f–!%

ljj/)f k|fylds k+ÒhL 1= rÚQmf k+ÒhL 2= k|:tfljt af]g; z]o/ 3= z]o/ lk|ldod 4= lkmtf{ gxÚg] cu|flwsf/ z]o/ 5= ;fwf/)f hu]*f sf]if 6= ;l~rt gfkmf÷-gf]S;fg+_ 7 o; jif{sf] gfkmf gf]S;fg 8= k+ÒhL lkmtf{ hu]*f sf]if 9= k+ÒhL ;dfof]hg sf]if 10= sn Og P*efG; 11= cGo :jtGq sf]ifx? #^fpg] VoftL (Goodwill) jfktsf] /sd ;LdfeGbf a(L nufgL ul/Psf] /sd ljQLo :jfy{ /x]sf] sDkgLsf] lwtf]kqdf nufgL u/]sf] /sd cjf:tljs ;DklQ (Fictitious Assets) o; j}+ssf] lgb]{zg kfngf gu/L :jk|of]hgsf] nflu #/hUuf vl/b u/]sf] /sd l;df eGbf a(L cfjf; ejg lgdf)f tyf hUuf ljsf;df nufgL u/]sf] /sd tf]lsPsf] ;doleq ljs|L ljt/)f ug{ g;s]sf] z]o/ k|Tofe'lt k|rlnt P]g tyf sfg"gn] k|ltaGw u/]sf] JolSt tyf ;d'xnfO k|bfg u/]sf] shf{ tyf ;"ljwfx? kÒ/s k+ÒhL 1= c;n shf{sf] nflu ul/Psf] shf{ gf]S;fgL Aoj:yf 2= cltl/Qm shf{ gf]S;fgL Joj:yf 3= xfOla|* k+ÒhL pks/)fx? 4= ;Ú/If)f g/flvPsf] ;xfos cfjlws C)f 5= ;^xL ;lds/)f sf]if 6= ;DklQ kÒgd{Ònof++sg sf]if 7= nufgL ;dfof]hg sf]if hDdf k+ÒhLsf]if -s± + v_

rfnÒ jif{ 364,088,110 320,000,000 36,249,780 6,099,474 5,589,217

ut jif{ 339,810,488 320,000,000 19,532,813 722,355 5,442,465

-

-

(3,850,361)

(5,887,146)

-

-

27,862,851 26,862,851 1,000,000 391,950,961

21,967,085 20,967,085 1,000,000 361,777,572

344,932,635 172,466,317 47,018,327 191,621,793

252,071,372 126,035,686 109,706,200 213,774,802

2070 ;fn cfiff( d;fGtsf] hf]lvd efl/t ;DklQ ljj/)f tflnsf rfnÚ jif{

ef/ /sd

gub df}Hbft ;Úg -ljlgdo of]Uo_ g]kfn /fi^« a}+sdf /x]sf] df}Hbft g]kfn ;/sf/sf] C)fkqdf ul/Psf] nufgL g]kfn /fi^« a}+s C)fkqdf ul/Psf] nufgL cfkm|g} dÚ@tL /;Lbsf] lwtf]df kÒ)f{ ;Ú/lIft xÚg] u/L k|bfg ul/Psf] dÚ@tL /;Lb lwtf] shf{ ;/sf/L C)fkqsf] lwtf]df kÒ)F{ ;Ú/lIft xÚg] u/L k|bfg ul/Psf] shf{ jrtkqsf] kfpg'kg]{ Jofh /sd o'jf tyf ;fgf Joj;foL :j/f]huf/ sf]if :jb]zL a}+s tyf ljQLo ;+:yfx?df /x]sf] df}Hbft / d'@lt /l;bsf] bfjL cGo a]+s tyf ljQLo ;+:yfsf] dÚ@tL /;Lbsf] lwtf]df kÒ)f{ ;Ú/lIft xÚg] u/L k|bfg ul/Psf] dÚ@tL /;Lb lwtf] shf{ ljbzL a}+sx?df /x]sf] df}Hbft dfu]sf] avt k|fKt xÚg] /sd ( Money at Call ) cGt/fli^«o >])fLs[t a}+ssf] Uof/])^Ldf uPsf] shf{ cGt/fli^«o >])fLs[t a}+sdf u/]sf] cGo nufgL cGt/ j}+s ;fkl^ z]o/, l*j]~r/ Pj+ a)*df ePsf] nufgL cGo nufgLx? shf{, ;fk^ tyf ljN; v/Lb. l*:sfp)^ l:y/ ;DklQx? kfpg' kg{] v'b Aofh /sd cGo ;a} ;DklQx? -vÚb clu|d s/ bflvnf afx]s_ ;Ldf gf#]sf] l/on :^]^ / cfjf;Lo #/ shf{ s= hDdf

ut jif{ ?= 367,720,101 357,585,006 333,790,590 3,804,821 7,368 19,982,228 279,245,782 197,911,026 27,075,391 30,191,543 19,737,099 4,330,724 78,339,224 (541,662,537) -

0% 0% 0% 0% 0% 0% 0% 0% 0% 20% 20% 20% 20% 20% 20% 20% 100% 100% 100% 100% 100% 100% 150%

ut jif{

2,692,666,087 34,717,008 29,192,046

hf]lvd efl/t ;DklQ 45,814,277 76,037,173 1,512,600 2,692,666,087 34,717,008 29,192,046

2,091,273,384 41,146,604 22,517,840

hf]lvd efl/t ;DklQ 126,717,703 1,000,000 2,091,273,384 41,146,604 22,517,840

3,646,920,406

2,879,939,191

3,029,958,038

2,282,655,531

21,429,800

10,714,900

17,804,800

8,902,400

55,729,719 155,536,796 45,000,000 22,900,200 408,699 229,071,386

380,185,866

1,512,600

/sd 45,410,169 118,429,487 45,000,000 31,172,860 419,178 633,588,516

-

1,000,000

jf;nft jflx/sf] sf/f]jf/ (Off Balance Sheet Assets) ljN; sn]S;g clu|d ljb]zL ljlgdo ;Demf}tf 6 dlxgf eGbf sd cjlwsf] k|lttkq -kÒ/} /sd_ cGt/fli^«o >])fLs[t ljb]zL a}+ssf] sfp)^/ Uof/])^Ldf hf/L uPsf] Uof/])^L 6 dlxgf eGbf a(L cjlwsf] k|lttkq -kÒ/} /sd_ lj*a)*, k/km/d]G; a)* / k|Tofe"lt (Underwriting) ;DjGwL k|ltj$tf k"g vl/b ug]{ zt{df la`mL ul/Psf] shf{ clu|d e'QmfgL Uof/)^L (AdvancePayment Guarantee) ljQLo tyf cGo hdfgt (Financial and other Guarantee) ckl/jTo{ shf{ k|lta$tf (Irrevocable Loan Commitment) cfos/ jfkt ;Defljt bfloTj Acceptance ;lxt cGo ;a} k|sf/sf ;Defljt bfloTjx? e'QmfgLsf nfuL bfjL k/]]sf] hdfgt (Unpaid Guarantee Claims) v= hDdf ;+rfng hf]lvd ;DaGwL Joj:yf -u_ sÚn hf]]lvd efl/t ;DklQ -s_ + -v_+ -u_

(532,135,783) (9,526,754) 831,043,414 831,347,632 (304,218) (53,608,682) (45,000,000) (8,689,432) 80,750 (31,174,735) (31,174,735) 282,936,685 514,491,488 797,428,172

k|dÚv ljj/)f

xfd|f o; jT; uf]q s'“j/ ;dfh kf]v/f– !% sf ;b:o kf]v/f–!% 6'6'·f lgjf;L rGb| axfb'/ s'“j/ -xl/_ sf] j}b] lzs /f]huf/Lsf] lznl;nfdf blIf0f sf]l/ofdf sfo{/t x'bf“ csNkgLo c;fdoLs lgwg ePsf]df xfdL ;Dk"0f{ s'j“ / jGw'x? ddf{xt zf]sfs'n ePsf 5f}+ . o; b'Mvb 3l8df :juL{o cfTdfsf] rL/zflGtsf] sfdgf ub}{ kl/jf/hg, Oi6ldqx?df w}o{wf/0f ug]{ zlQm k|fKt xf]; elg OZj/ ;+u k|fy{gf ub{5f}+ .

jf;nft adf]lhdsf] ;DklQ - On Balance Sheet Assets _

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0% 10% 20% 20% 50% 50% 50% 50% 100% 100% 100% 100% 100% 100%

172,158,726

172,158,726

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cf=j=2066.67

cf=j=2067.68

18.17%

26.04%

17.59

9.10

cf=j=2068.69 30.39% 14.76

8.79% 8.75% 4.26% 0.00% 19.23% 1.10% 0.76% 76.95% 6.03%

12.09% 30.94% 6.64% 0.03% 12.07% 1.08% 0.83% 86.19% 2.87%

10% 10% 15.69% 37.60% 8.81% 0.02% 18.95% 1.83% 1.36% 91.37% 2.84%

204.00 13.82 11.00% 11.00% 15.94% 39.90% 8.04% 0.00% 24.10% 2.23% 1.58% 82.52% 2.33%

10.90% 0.87% 11.77% 25.36% 0.42% 4.42% 84,566 798,000 59

10.39% 0.91% 11.30% 21.16% 1.01% 4.72% 150,033 798,000 98

19.68% 0.93% 20.61% 29.56% 0.48% 5.43% 334,656 3,200,000 106

14.83% 0.96% 15.79% 31.01% 1.21% 5.43% 346,698 3,200,000 109

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laxfgL ;xsf/Lsf] e|d0f 6f]nLnfO{ ufp“n]x?åf/f :jfut  kf] v/ fkq ;+jfbbftf kf] v/ f, @( r} q Go"/f]8l:yt laxfgL art tyf C0f ;xsf/L ;+:yf lnld6]8sf e|d0f 6f]nLnfO{ klZrdsf ufpn]x?åf/f eJo :jfut u/]sf 5g\ . ut z'qmaf/ b]vL ;'? ePsf] e|d0f ;xsf/L ;DaGwL r]tgf lbg] nIosf ;fy 6f]nL DofbL, afun'ª, kj{t ;lxt sf:sLsf s]xL ufpx?df k'us ] f] lyof] . DofbL, afun'ª, kj{t ;lxt sf:sLsf s]xL ufpsf cfdf ;d'xn] e|d0f 6f]nLnfO{ afhfufh ;lxt :jfut u/]sf]df ;:yfsf cWoIf /fdrGb| zdf{n] ;'vL JoQm u/] . uf“pdf e|d0f calwe/ ;xsf/L ;DaGwL r] t gf lbg ;:yfn] laleGg sfo{qmd u/]sf] lyof] . ;fy} ufpn]x?f/f ul/Psf] :jfut sfo{qmddf e|d0f 6f]nLsf ;b:ox?n] cflys ;xof]u klg u/]sf lyP . pkfWoIf wd{/fh e08f/Ln] o; eGbf cuf8Lsf] aif{ x?df lasl;t zx/x?sf ;xsf/L canf]sg ul/ ;s]sf]n] xfn ufpx?sf] ;xsf/L can]fsg ul/ s]xL lzIff ldn]sf] atfP .

ePsf] 5 . ljhoL 6f]nLnfO{ k|d'v cltly s];L, dfgfy{ ;b:o a]gL axfb'/ a:g]t ;Nnfxsf/, /fd axfb'/ aflgof, lvdnfn clwsf/L, lzj ;df{, g/x/L e66\/fO{, g/gfy e6\6/fO{ nufPtn] gub k'/:sf/ ljt/0f u/]sf lyP . k|f]T;fxg :j?k ;xefuL l6dnfO{ hgxL Ps xhf/ k|bfg ul/Psf] Snjsf ;lrj df] x g yfkfn] hfgsf/L lbP . k|ltof]uLtfsf lg0ff{osdf /fh u'?ª,rGb| u'?ª / dfwj u'?ª lyP . Snjsf cWoIf hLj gf/fo0f >]i7sf] cWoIftfdf ePsf] sfo{ q mdsf] pb3f6g ub]{ k|d'v cltly s];Ln]] o'jf lkl9x? ;r]t gePsf sf/0f ;+:s[lt nf]k x'b} uPsf] atfP . pgn] ;+:s[lt xfd|f] klxrfg ePsf] atfpFb} o;sf] ;+/If0f ljgf dfgj cl:yTj /xg g:sg] bfjL u/] . ;f]lx cj;/df sfo{qmddf ;xof]u k'/fpg] JolQm tyf ;+:yfnfO{ k|z+;fkq ljt/0f ul/Psf] lyof] . Snjsf gj lgjf{lrt ;b:o tf/f clwsf/L / ;'dg a:g]tnfO{ ;d]t ;Ddfg ul/Psf] lyof] . sfo{qmddf :jfut dGtJo l4lto pkfWoIf z'lzn j:g]t / ;+rfng df]xg yfkf tyf a}s'07 kf}8]nn] u/]sf lyP .

 kf] v/ fkq ;+jfbbftf kf] v/ f, @( r} q sf:sLsf] cd{nsf] 7'nLj];L kmfF6df olt j]nf kf]v/]nL h]7f] a'9f] wfg /f]Kg] tof/L u/L ljp /fVg] ;dodf hldg} e/L e+ufnf / ;'Vvf eP kl5 s[ifsx? lrlGtt ePsf 5g . aif{e/L cfkm'x?n] vfO{ ar]sf] wfgn] 3/ vr{ ;d]t wfGg] u/]sf :yfgLox?n] o;kfnL wfg /f]Kg g} gkfpg] eP kl5 cfkm'x?nfO{ lrGtf nfu]sf] :yfgLo Ps s[ifs x/L e§/fO{n] atfP . sf:sLsf] cd{nfdf hldg efl;g] qmd g/f]lsP kl5 k|efljt If]q kl/k/L wfg v]lt gug{ lj1x?n] ;'emfj lbP kl5 pgLx? emg cGof]ndf k/]sf] e§/fO{n] atfP . cd{nf If]qdf ! ;o %% j6f e+ufn k/]sf sf/0f tyf e'ldut ?kdf kfgL /x]sf]n] xfn ;f] If]q kl/j/L kfgL hDdf x'g] u/L wfg ;lxt s'g} v]lt gug{ zlgaf/ cd{nf k'u]sf] 6f]nLn] s[ifsx?nfO{ ;'emfj lbPsf] xf] . ;/sf/4f/f ul7t & ;b:oLo cd{nf ;d:ofsf] k|ltj]bg tof/L ;ldltsf Ps ;b:o >Lsdn åj]bLn] aiff{ofd ;'? x'g nfu]sf]n] cd{nfsf] ;d:of emg a9\g ;+Sg] z+s]t ub}{ e+ufn k/]sf uf8ndf kfgL hfg lbgaf6 /f]Sg tyf e+ufn ePsf] 7fFp kl/j/L s/La @% ld6/ k/Llwdf wfg v]lt gug{ cfu|x u/]sf x'g . cd{nfsf] 7'nLj];L kmfF6df kf]v/]nL h]7f] a'9f] wfg v]lt x'g] u/]sf] :yfgLo x/L e§/fO{n] atfP . s/La $ xhf/ /f]kgL If]qkmndf

cd{nfdf wfg v]lt x'g] eP klg hldg efl;g] ;d:ofn] k|efljt ePsf] s/La % ;o /f]kgL If]qkmndf o; aif{ wfg v]lt gug{ å'j]bLn] ;'emfj lbPsf x'g . s/La ( s/f]8 d'No a/fa/sf] wfgsf] pTkfbg x'g] ;f] If]qdf wfg /f]Kg gkfPdf o;n] cy{tGqdf ;d]t k|efj kfg{ ;Sg] lj1x? atfp5g . wfgsf] ljsNkdf ;'Vvf v]lt tyf yf]k] jfnLx? nufpg lj1x?n] cfu|x u/]sf x'g . cd{nfsf] ;f] If]qdf lxpbdf ;d]t 7fFp 7fFpdf kfgLsf wf/f / lxNffDd] v]tx?df xfn ;'Vvf ePsf] 5 . cd{nf If]qdf ;txsf] kfgL gldg d'lgaf6 lx8]sf]n] dflyNnf] ;xtsf] hldgdf ;'Vvf ePsf] åj]bLn] atfP . aif{ e/L vfg] wfg nufpg] tof/L ;'? ug'{ kg]{ s[ifsx? cd{nfsf] hldg eflifg] ;d:ofn] xfn pgLx? lrlGtt ePsf 5g . wfgsf] ljp /fVg] lsg g/fVg] eGg] b'jLwfdf cfkm'x? k/]sf] atfpb} :yfgLon] o;df ;/sf/n] oxfFsf] v]t cg';f/sf] jfnL pknAw u/fpg dfu ;d]t u/]sf 5g .æcg]q hfcf}+ eg] cfkm\gf] hUuf hldg cd{nfdf 5, hj/h:tL v]tdf wfg nufcf}+ eg] st} vf8\ndf cfkm} kl/G5 sL eGg] xfdL 7'nf] qf;df 5f}+ .Æ :yfgLo Ps s[ifs tLy{ tfdfªn] eg] . xfn;Dd cd{nfdf k/s]f e+ufnfx?sf] If]qkmn dfq Ps ;o /f]kgL eP klg To;sf] k|ToIf k|efljt If]qkmn % ;o /f]kgL ePsf]n] kfgL hDg] u/L s'g} klg v]lt jfnL gnufpg åj]bLn] cfu|x u/] .

s]lx jif{;Dd c:tJo:t /x]sf] kf]v/fsf] ;8s kl5Nnf] ;dodf eg] Jojl:yt x'b} uPsf] 5 . ca ;8s b' 3 { 6 gfx? klg 36\ g ] 5g\ . kf]v/fsf w]/} h;f] leqL ;8sx? klg rflSn/x]sf 5g\ . ljleGg 6f]nsf :yflgoaf;Lsf] kxndf ;8s rflSnPsf x'g . ;kmf / ;'Gb/ x'g] qmd klg a9\b} 5 . @)^( af6 z'? ePsf] ;8s km/flsnf] agfpg] cleofg @)&) df cl3 ga9]klg eTsfO{sf If]qdf eg] Jojl:yt ePsf 5g\ . ;flxTo / /+udf ko{6sLo kf]v/f ;flxTo, snf / /+udf klg cl3 g} 5 . k|To]s xKtf h;f] s'g} g s'g} ;flxlTos sfo{qmdx? x'g] sf:sLdf ;Demgfnfos s]lx sfo{qmd klg eP . ;flxTosf] nf]slk|o / rf]l6nf] laBf d'Qmssf] /fli6«o uf]li7 dfq geP/ d'Qmssf] lgod g} kf]v/fdf aGof] . k|l;4 ;flxTosf/ ;?eQmsf] lj1fgsf syf efu ! klg k|sflzt eof] . sl/j b'O{ bzsb]lv z'Gotf 5fPsf] kf]v/]nL /+ud~rdf @)&) ;fnn] 7'nf] pT;fx b]vfPsf] 5 . rlr{t /+usld{ s[i0f pbf;Ln] gf6s ‘cGt/f{li6«o /S;Lel§’ c;f/df lgb]{zg u/]/ kf]v/]nL /u+d~rnfO{ km]/L dfyL NofP . -u'?ª rnlrqsf] s]Gb| kf]v/fdf @)&) df cfwf bh{gsf] xf/fxf/Ldf lkmNd ag] . dfcf]T;] u'?ªsf] ;'/fs / e]+ -kfx'gf_, s[i0f u'?ªsf] 86L{ kf]v/f, dgf]h u'?ªsf] u]6kf; tyf k|Ltd u'?ªsf] 5f]/f5f]/L klg l/lnh eP . kf]v/faf6} gfO{s] lkmNdsf] lgdf{0f z'? ePsf] 5 . cGo

rnlrq tyf Do'lhs lel8of] klg kf]v/faf6 alg/x]sf 5g\ . v]ndf pT;fx ;fxf/f Snjn] cfof]hgf ub}{ cfPsf] cfxf /f/f uf]N8sksf] !@ cf}+ ;+:s/0f klxnf] k6s cfof]hsn] r'Dg ;kmn eof] . # nfv &% xhf/ ?k}o /fzLsf] uf]N8sksf] pkfwL ;fxf/fn] cfkm\g} kf]N6fdf kfbf{ sf:sL v]n If]qdf pT;fx ylkPsf] 5 . ;fxf/fn] cfxf /f/f / PGkmfn] ;kmn kf]v/f sk ub}{ cfPsf 5g\ . To;f] t kl5Nnf] ;dodf lqms]6df klg o; If]qsf] qm]h a9\bf] 5 . r}tsf] clGtd ;ftfaf6 kf]v/fdf /fli6«o k|ltof]lutf e}/x]sf] 5 . dlxnf /fli6«o elnjn k|ltof]lutf, /fli6«o Xof08an klg kf]v/fdf g} ;DkGg eP . lt k|ltof]lutf ;kntf k"j{s eP . aiff}{b]lv k'jf{wf/ lgdf{0f x'g g;s]sf] b]zs} 7'nf] kf]v/f /+uzfnfdf lgdf{0fsf of]hgf ylkPsf 5g . cl3Nnf] cfyL{s aif{af6 lgdf{0fsf of]hgf kg{ z'? ePsf] /+uzfnfdf jif{ @)&) df klg lg/Gt/tf kfof] . lhNnf v]ns'b ljsf; ;ldlt sf:sLdf ;'dg b]jsf]6f g]t[Tjdf gofF 6Ld cfPkl5 @)$) ;fnb]lv k'jf{wf/ lgdf{0f x'g g;s]sf] /+uzfnfdf ;]dL se{8 xn lgdf{0f ePsf 5g\ . @)&) df cfr{/Lsf] ejg lgdf{0f z'? ePsf] 5 . To;f] t lhNnfe/sf v]nfl8x?sf] k|ltef phfuf/sf] nflu /fi6«klt /lgª l;N8 zlgaf/b]lv z'? ePsf] 5 . nuftf/ tLgjif{b]lv a[xt v]ns'b dxf]T;j klg e}/x]sf] 5 .

@!(( af]s]/ cfpg'xf];\ x]nf] ub}{ hfg'xf]; gjjif{sf] z'esfdgf ;lxt @!(( df d]df]/L sf8{ / l;dsf8{ ;lxt df]jfO{n ;]6 k|fKt ug'{xf];\ . ;Dks{M l6= Pg= OG6/k|fOh]h k[YjLrf]s, kf]v/f df]=(*$)^))!!)

9

t t t t t t

rfkfsf]6 :jf:Yo rf} sLsf] ;fdflhs k/LIf0f kf] v/ fkq ;+jfbbftf kf] v/ f, @( r} q ;/sf/n] :jf:Yo ;]jfnfO{ kf/ blz{ / u'0f:t/Lo agfpg] p2]ion] lt ;+:yfsf] ;fdflhs kl/If0f sfo{qmd o;jif{b]lv sf:sLdf klg ;'? u/]sf] 5 . :jf:Yo ;+:yfnfO{ pQ/bflo agfpb} n}hfg] qmddf zlgjf/ r}t @ ( ut] rfkfsf]6 pk:jf:Yo rf}sLsf] ;fdflhs kl/If0f ;DkGg ePsf] 5 . g]kfn ;dtf kmfp08]zgn] rf/ lbg;Dd ;f] pk :jf:Yo rf}sLsf] ;]jf k|jfxaf/] cWoog u/L k|fKt ljj/0fnfO cfd e]nfdf ;fj{hlgs u/]sf] lyof] . ;o a9L :yfgLo ;d'bfosf] ;xeflutfdf ePsf] e] nfdf :jf:Yo ;+:yfsf :jf:Yosld{ tyf ;/f]sf/jfnfsf] lhDd]jf/Laf/] 5nkmn ePsf] lyof] . ;f] ;df/f] xdf k/LIf0fsf] cg'udgk5L ;+jf] wg ub}{ al/i7 hg :jf:Yo k|;fzs Pj+ hg :jf:Yo sfof{no sf:sLsf k|d'v /d]zk|;fb clwsf/Ln] l;ldt ;fwg >f]tsf afah'b pk :jf:Yo rf}sLsf] ;]jfnfO{ k|efjsf/L agfpg :yfgLo ;d'bfo g} rgfvf] x'g'kg]{ atfpg'eof] . pkrf/eGbf klg /f]u nfUg} glbg ;~rflnt k|ltsf/fTds ;]jfnfO{ ;a}n] a9LeGbf a9L u|x0f ug{ pxfFsf] cfu|x lyof] . @% a9L lgMz'Ns cf}ifwL pk:jf:Yo rf}sLd} kfO{g'sf ;fy} eQf;xltsf] k|;"tL ;]jf, kl/jf/ lgof]hgsf c:yfoL ;fwg, s'i7/f]u / Ifo/f]usf] cf}ifwL Pj+ :jf:Yo :jo+ ;]ljsf;Fu;d]t s]lx cf}ifwL xg] hfgsf/L lb+b} plgx?af6 ;]jf lnP/ ;fdfGo /f]unfO{ ;+qmd0f x'gaf6 hf]lug cfu|x u/] . ;fdflhs kl/Ifs sljtf yfkfsf] kl/If0faf6 k|fKt ljj/0fsf cfwf/df e]nfn] ;f] pk :jf:Yo rf}sLsf nflu !! j6f sfo{of] hgfdf lhDd]jf/ lgsfon] k|lta4tf hgfPsf 5g\ .

n]s;fO{8df klg ;~rflnt ;]nj]hn] lrKn]9'ª\ufdf ;'ljwf;DkGg 6fj/ v'n]sf] 5 . hxfF ;a} k|sf/sf ;lkª ug{ ;lsG5 . /f]on ;xsf/L ;+:yf a'4rf]Fsl:yt cfkm\g} ;'ljwf;DkGg ejgdf ;/]sf] 5 . dx]Gb|kn' sf] ef8fsf] sf]7faf6 sf/f]af/ ug]{ /f]on ;xsf/L ;xsf/L If]qdf k|/] 0ff ag]sf] 5 . /f]ons} af6f] kR5fpFb} df5fk'R5«] ;xsf/L ;+:yfn] Go"/f]8df cfw'lgs ejg lgdf{0f yfn]sf] 5 . ;~rf/ If]qdf ;~rf/ If]qdf klg @)&) ;fn kmnbfoL eof] . ;a} kqsf/x?sf] ;femf ;+:yf g]kfn kqsf/ dxf;+3 sf:sLdf lgjf{rgaf6} gofF g]t[Tj lgjf{lrt ePsf] 5 . clwsf+z gofF cg'xf/ dxf;+3df lgjf{rgdfkm{t k'u]sf] xf] . /fds[i0f 1jfnL g]t[Tjsf] dxf;+3sf cl3 y'k}| r'gf}lt klg 5g . cfw'lgs ejg lgdf{ 0 f ;DkGgb] l v lnP/ kqsf/x?sf] Joj;flos lxt tyf Ifdtf clej[l4sf nflu dxf;+3n] sfo{ ug'{kg]{ b]lvG5 . ljTb} u/]sf] jif{df kf]v/fdf # j6f PkmPd /]l8of] ylkPsf 5g\ . dlxnf pBdL4f/f ;~rflnt / dlxnfx?n] g} sfo{/t /]l8of] hggL, d]3f / ;f/ª\uL ;~rflnt eP . 6«flkms Joj:yfkg / ;8s rflSnb} c:tJo:t /x]sf] kf]v/fsf] 6«flkms Joj:yfkgdf klg /fd|} ;+s]t z'? ePsf] 5 . kf]v/fsf] d'Vo ;8sdf PstkmL{ kfls{ª ug{ z'? ul/Psf] 5 . 6«flkms ;+s]tx? klg ;8ssf ljleGg :yfgdf /fVg yflnPsf] 5 .

gof“ z}lIfs ;qsf nflu egf{ v'Nof] !!!

cfkm\gf] :yfkgfsf] kRrL;f}“ a;Gt kf/ ul/, z}lIfs u'0f:t/ tyf ljBfnosf] ef}lts ;'ljwf ;DkGgtfsf] b[li6sf]0faf6 kf]v/f pkTosfsf] z}lIfs hutdf cfkm\gf] k[ys pkl:ytL u/fO{ ;s]sf] o;

d]l/uf]N8 af]l8{ª xfO :s'n gof“ufp“, kf]v/f–!% df gof“ z}lIfs ;q @)&! sf nflu g;{/Lb]lv sIff gf}+;Dd egf{ v'Nof] .

Gorkha English Boarding School Deep Height, Pokhara- 16 Ph: 061-440171,9856022090

WANTED S.N.

Admission Open from Grade Nursery to Grade Nine S.N.

Post

Qualification

1.

Math Teacher (Secondary Level) -1

M.A., M.Sc. or M.Ed.

2.

Nepali Teacher (Secondary Level)-1 ( Parttime)

(M.A., M.Ed.)

3.

Science Teacher -1 (Lower Sec. level)

B. Sc. or Equivalent

1. Application must be in own handwriting along with detail bio data. Application and the Photocopy of certificates should be submitted within Sunday,2nd Baisakh, 2070 (15th Apr, 2014) in the school office. 2. The written exam, class observation and interview will take place on Monday, 3rd Baisakh, 2071 (16th Apr, 2014) in the school office at 10 A.M. Only short listed candidates will be called for the interview and exam.

Principal

Level

Post

egf{ sfo{qmd tyf k|s[ofx?M

No.

1. 2.

Pre-Primary Primary

1 1

2 2

3.

Primary

1

2

4. 5.

Primary .

1 1

2 .

.

. .

.

sIff g;{/Ldf k|j]lzsf k/LIff lagf g} egf{ ul/g]5. Pn=s]=hLb]lv sIff $ ;Dd nAwfª\s kq / cGt/jftf{sf] cfwf/df .sIff % b]lv sIff ( ;Dd k|j]z k/LIff / cGtjf{tfsf] cfwf/df

ljBfnosf ljz]iftfx? M  zx/sf] sf]nfxn jftfj/0faf6 k[ys / zfGt jftfj/0fdf ;~rflnt.     

k':tsfno / lj1fg k|of]uzfnfsf] ;d'lrt Joj:yf ePsf]. kf]v/f pkTosfe/ a;sf] ;'ljwf. ljBfyL{x?nfO{ ljleGg ;dodf Psychologist tyf Counsellor x?af6 k/fdz{sf] Joj:yf. Friday Club k|s[ofaf6 ljBfyL{x?sf nflu Jojxfl/s ;Lk l;sfO ;DalGwt sIffx?. v]ns'b / g[Tosf cltl/Qm sIffx?sf ;fy} ;+uLt ufog tyf lrqsnf ;DaGwL sIffx?.

Marigold Boarding High School

Naya Gaon, Pokhara- 15 Phone: 061-431900,430270, 430271, 9841895734, 9804147431, 9856034988 E-mail:marigoldschool@wlink.com.np web: www.marigold.edu.np

km] jf k|sfzg k|f=ln=åf/ f k|sflzt kf] v/ fkq / fli6«o b} lgssf nflu k|wfg ;DkfbsM k'0o kf} 8] n, ;DkfbsM / tg u'?ª, k|aGw lgb] {zsM gf/ fo0f e08f/ L sfof{noM gof“ahf/ , kf] v/ f, kmf] gM )^!–%#@%)*, )^!–%@)^%! k\mofS;M )^!–%#&*%&, E–mail: pokharapatra@yahoo.com, pokharapatradaily@gmail.com d'b|0fM lxdfno ckm\;] 6 k|] ;, gof“ahf/ , kf] v/ f, ;+: yfks ;Dkfbs lji0f'k|;fb >] i7 .


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