Friday, August 23, 2013 • Port Orchard Independent
Legal Notices Continued from previous page..... trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 04/24/2013 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Neang Avila (425) 586-1900. (TS# 7023.103408) 1002.232334 -File No. Date of first publication: 08/02/13 Date of last publication: 08/23/13 PO 836177 7021.16287 Grantors: Northwest Trustee Services, Inc. Bank of America, N.A. Grantee: David J. West and Jill L. West, husband and wife Ref to DOT Auditor File No.: 200811170095 Tax Parcel ID No.: 1024-012-018-2001 Abbreviated Legal: PTN. OF GOV’T LOT 1, S10-T24NR1E Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeowner-
ship/post_purchase_couns elors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On August 30, 2013, at 10:00 a.m. under the covered area at the front entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of KITSAP, State of Washington: Parcel I: That portion of Government Lot 1, Section 10, Township 24 North, Range 1 East, W.M., in Kitsap County, Washington, described as follows: Commencing at a point on the U.S. Government meander line which is 667 Feet North and approximately 90 Feet East of the Southeast corner of Government Lot 1; thence West 903 Feet to the true point of beginning; thence West 60 Feet; thence South 90 Feet; thence 60 Feet; thence North 90 Feet to the point of beginning. Parcel II: An easement 22 Feet wide for ingress and egress over the following described tract: Commencing at a point on the U.S. Government meander line which is 667 Feet North and approximately 90 Feet East of the Southeast corner of Government Lot 1, Section 10, Township 24 North, Range 1 East, W.M., in Kitsap County, Washington; thence West 1083 Feet to Rocky Point Road; thence South along Rocky Point Road, 90 Feet; thence East 420 Feet; thence South 32 Feet; thence West 150 Feet; thence North 10 Feet; thence West 270 Feet to Rocky Point Road; thence North 22 Feet to the point of beginning; Except Rocky Point Road on the West. More Accurately Described As: Parcel I: That portion of Government Lot 1, Section 10, Township 24 North, Range 1 East, in Kitsap County, Washington, described as follows: Commencing at a point on the U.S. Government meander line which is 667 Feet North and approximately 90 Feet East of the Southeast corner of Government Lot 1; thence West 903 Feet to the true point of beginning; thence West 60 Feet; thence South 90 Feet; thence 60 Feet; thence North 90 Feet to the point of beginning. Parcel II: An easement 22 Feet wide for ingress and egress over the following described tract: Commencing at a point on the U.S. Government meander line which is 667 Feet North and approximately 90 Feet East of the Southeast corner of Government Lot 1, Section 10, Township 24 North, Range 1 East, W.M., in Kitsap County, Washington; thence West 1083 Feet to Rocky Point Road; thence South along Rocky Point Road, 90 Feet; thence East 420 Feet; thence South 32 Feet; thence West 150 Feet; thence North 10 Feet; thence West 270 Feet to Rocky Point Road; thence
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For Kitsap Countywide Legal listings, please turn to Real Estate Now/Kitsap Classifieds North 22 Feet to the point of beginning; Except Rocky Point Road on the West. Situate in the County of Kitsap, State of Washington. Commonly known as: 4128 Northwest 29th Street Bremerton, WA 98312 which is subject to that certain Deed of Trust dated 11/07/08, recorded on 11/17/08, under Auditor’s File No. 200811170095, records of KITSAP County, Washington, from David J. West and Jill L. West, husband and wife, as Grantor, to Sound Escrow, Inc., as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Sound Mortgage, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP, under an Assignment/Successive Assignments recorded under Auditor’s File No. 200908250274. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 04/17/2013 Monthly Payments $48,975.90 Late Charges $1,959.00 Total Arrearage $50,934.90 Trustee’s Expenses (Itemization) Trustee’s Fee $725.00 Title Report $946.08 Statutory Mailings $21.08 Recording Costs $14.00 Postings $70.00 Total Costs $1,776.16 Total Amount Due: $52,711.06 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $238,033.82, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 30, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/19/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/19/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/19/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or
the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS David J. West 4128 Northwest 29th Street Bremerton, WA 98312 Jill L. West 4128 Northwest 29th Street Bremerton, WA 98312 David J. West 2006 West 3rd Avenue Apt 3 Spokane, WA 99201 Jill L. West 2006 West 3rd Avenue Apt 3 Spokane, WA 99201 by both first class and certified mail, return receipt requested on 03/04/13, proof of which is in the possession of the Trustee; and on 03/05/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 04/17/2013 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Winston Khan (425) 586-1900. ( T S # 7021.16287) 1002.243461File No. Date of first publication: 08/02/13 Date of last publication: 08/23/13 PO 836179
NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, LOREN JOSEPH GRAF AND TARA SENA GRAF
AKA TARA SENA DUGLIO AKA TARA SANA NIGHTINGALE MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERENCED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF WASHINGTON. NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THEN THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY THIS OBLIGATION, WE WISH TO INFORM YOU THAT WE ARE A DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE TO US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW. NOTICE OF TRUSTEE’S SALE I NOTICE IS HEREBY GIVEN that the undersigned Bishop, White, Marshall & Weibel, P.S. will on August 30, 2013 at 10:00 am at the front steps to the Kitsap County Courthouse, 614 Division Street, in the City of Port Orchard located at Kitsap County, State of Washington, sell at public auction to the highest bidder, payable, in the fonn of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in Kitsap County, State of Washington, to-wit; THE FOLLOWING APARTMENT OF THE CONDOMINIUM, ACCORDING TO SURVEY MAP, SET OF PLANS, AND CONDOMINIUM DECLARATION: SUBJECT, HOWEVER, TO POSSIBLE PARTIAL DEFEASANCE OF THIS UNDIVIDED INTEREST IN THE COMMON AREAS AND FACILITIES UPON INCLUSION OF ANY SUBSEQUENT PHASES TO THE CONDOMINIUM BY RECORDED SUBSEQUENT PHASES AS PROVIDED IN THE CONDOMINIUM DECLARATION DESCRIBED ABOVE: TOGETHER WITH THAT PRO-RATA PORTION OF THE DECLARANT’S INTEREST IN THE COMMON AREAS AND FACILITIES OF THE PROPERTY IN ANY SUBSEQUENTLY ADDED PHASES AS PROVIDED IN THE CONDOMINIUM DECLARATION DESCRIBED ABOVE: CONDOMINIUM: SUNN
FJORD (PHASES II THROUGH VIII) VOLUME: 4 PAGES: 16 THROUGH 82, INCLUSIVE SURVEY MAPS AND PLANS RECORDING NO.: 8408280120 DECLARATION RECORDING NUMBER(S) 8012080079 AMENDED DECLARATION RECORDING NO. (S) 8103170069,81072100 76, 8110060075, 8 1 1 0 0 9 0 0 4 0 , 8014055712,80140557 12,811290060,8207220 048, 8408280119, 8408280121 AND 200501140006 RECORDS OF:KITSAP COUNTY, WASHINGTON UNIT NO.: J-305 PHASE NO.: VI. which is subject to that certain Deed of Trust dated October 27,2006, recorded October 30, 2006, under Auditor’s File No. 200610300406 records of Kitsap County, Washington, from Loren J. Graf, a Single Person and Tara S. Daglio, a Single Person, as Grantor, to Pacific NW Title of Kitsap, as Trustee, to secure an obligation in favor of Navy Federal Credit Union as beneficiary. The sale will be made without any warranty concerning the title to, or the condition of the property. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason ofthe Grantor’s default on the obligation secured by the Deed ofTrust. III The default(s) for which this foreclosure is made is/are as follows: Amount due to reinstate by April 29, 2013 Delinquent Monthly Payments Due from 2/1/2012 through 4/1/2013: 4 payment(s) at $1575.48 11 payment(s) at $1436.31 Total: 22,101.33 Late Charges: 15 late charge(s) at $48.49 for each monthly payment not made within 15 days of its due date Total Late Charges: 727.35 Other Fees: 120.00 Corporate Advances: 1,561.00 TOTAL DEFAULT $24,509.68 IV The sum owing on the obligation secured by the Deed of Trust is: $172,863.56, together with interest from January 1, 2012 as provided in the note or other instrument, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on August 30, 2013. The payments, late charges, or other defaults must be cured by August 19, 2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before August 19, 2013 (11 days before the sale date) the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, or other defaults, is/are cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashier’s or certified checks from a State or federally chartered bank. The sale may be terminated any time after August 19, 2013 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder ofany recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms ofthe obligation and/or Deed of Trust, and curing all other defaults. VI A written notice of default was transmitted by the beneficiary or Trustee to the Borrower and Grantor at the following address(es): Loren J. Graf 1725 W Sunn Fjord Ln #1305 Bremerton, WA 98312 Tara S. Daglio 1725 W Sunn Fjord Ln #1305 Bremerton, WA 98312 Loren J. Graf 400 Ten Oaks Dr. Georgetown, TX 78633 John Patrick Lowe Trustee 318ENopal Uvalde, TX 78801 Loren J. Graf C/O Michael V. Baumer, Attorney 7600 Burnet Road, Suite 530 Austin, TX 78757 Tara S. Graf aka Tara S. Daglio, aka Tara S. Nightingale 6685 NE Pine St Suquamish, WA 98392 Loren J Graf 6685 NE Pine St Suquamish, WA 98392 Tara S. Graf C/O Dale A. Magneson, Attorney PO Box 659 Silverdale, WA 98383 Tara S Daglio 400 Ten Oaks Dr. Georgetown, TX 78633 Michael P. Klein Trustee 755 Winslow Way E #201 Bainbridge Island, WA
98110 by both first class and certified mail on Jannary 2, 2013, proof of which is in the possession ofthe Trustee; and the Borrower and Grantor were personally served on January 2, 2013, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If the Trustee’s Sale is set aside for any reason, the submitted bid will be forthwith returned without interest and the bidder will have no right to purchase the property. Recovery of the bid amount without interest constitutes the limit of the bidder’s recourse against the Trustee and/or the Beneficiary. XI NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY
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