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fices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Te l e p h o n e : To l l - f r e e : 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On May 3, 2013, at 10:00 a.m. outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Island, State of Washington: Lot 25, Block 1, Plat of Lost Lake Grove, Division No. 1, as per Plat recorded in Volume 7 of Plats, Pages 2 and 3, records of Island County, Washington. Situate in the County of Island, State of Washington. Commonly known as: 1540 Lake Drive Camano Island, WA 98282 which is subject to that certain Deed of Trust dated 01/02/02, recorded on 01/07/02, under Auditor’s File No. 4007528, records of Island County, Washington, from Mayla Kay Hixson, a single person, as Grantor, to H and L Services, Inc., as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Home Mortgage Inc., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 12/24/2012 Monthly Payments $8,948.37 Late Charges $300.20 Lender’s Fees & Costs $1,268.70 Total Arrearage $10,517.27 Trustee’s Expenses (Itemi z a t i o n ) Tr u s t e e ’s F e e $542.50 Title Report $0.00 Statutory Mailings $168.00 Recording Costs $128.00 Postings $70.00 Sale Costs $0.00 Total Costs $908.50 To t a l A m o u n t D u e : $11,425.77 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $41,547.63, together with interest as provided in the note or other instrument evidencing the Obligation from 05/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 3, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/22/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be

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discontinued and terminated if at any time before 04/22/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 04/22/13 (11 days before the sale date), and before the sale by the B o r r o w e r, G r a n t o r, a n y Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Mayla Kay Hixson 1540 Lake Drive Camano Island, WA 98282 Unknown Spouse and/or Domestic Partner of Mayla Kay Hixson 1540 Lake Drive Camano Island, WA 98282 by both first class and certified mail, return receipt requested on 02/28/12, proof of which is in the possession of the Trustee; and on 02/28/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and a l l t h o s e w h o h o l d b y, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 12/24/2012 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Vonnie McElligott (425) 586-1900. (TS# 7023.97079) 1002.209914File No. LEGAL NO. 467712 Published: Whidbey NewsTi m e s , S o u t h W h i d b e y Record. April 3, 24, 2013.

IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF ISLAND In the Matter of the Estate of: EMMA ENDICOTT, Deceased. No. 13-4-00039-5 PROBATE NOTICE TO CREDITORS RCW 11.40.030 The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the Decedent must, before the time the claim would be barred by any o t h e r w i s e a p p l i c a bl e statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided u n d e r R C W 11.40.020(1)(c); or (2) four months after the date of first publication of this notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and RCW 11.40.060. This bar is effective as to claims against both the Decedent’s probate and nonprobate assets. Date of First Publication: March 20 , 2013 /s/ MICHAEL M. WALLER, WSBA No. 6310 Law Offices of Christon C. Skinner, P.S. Attorneys for Personal Representative 791 SE Barrington Drive Oak Harbor, Washington 98277 /s/ J. EARL FISHER, Personal Representative Cour t of Probate Proceedings: ISLAND COUNTY SUPERIOR COURT Cause No. 13-4-000395 LEGAL NO. 464878 P u bl i s h e d : W h i d b ey News-Times, South Whidbey Record. March 20, 27, April 3, 2013.

your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Te l e p h o n e : To l l - f r e e : 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On May 3, 2013, at 10:00 a.m. outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Island, State of Washington: Parcel A: That portion of the Northwest Quarter of the Southwest Quarter of Section 24, Township 32 North, Range 2 East of the Willamette Meridian, described as follows: Commencing at the Northwest corner of said Northwest Quarter of the Southwest Quarter; thence North 89 Degrees 51’ 08” East along the North line of said Subdivision, a distance of 1,121.80 feet to the True Point of Beginning; thence continue North 89 Degrees 51’ 08” East along said North line 195.76 feet to the Northeast corner of said Subdivision; thence South 0 Degrees 13” 09” West along the East line of said Subdivision, a distance of 1,109.50 feet to an intersection with the North line of the South 220.20 feet of said Subdivision; thence North 89 Degrees 43’ 55” West along said North line, a distance of 197.20 feet to a point that is South 0 Degrees 17’ 38” West from the True Point of Beginning; thence North 0 Degrees 17’ 38” East a distance of 1,108.08 feet to the True Point of Beginning. Parcel B: An easement for ingress and egress, roadway and utilities, over, under and upon that portion of the Northwest Quarter of the Southwest Quarter of Section 24, Township 32 North, Range 2 East of the Willamette Meridian, described as follows: 1. The South 60 feet of the West 330 feet of said Northwest Quarter of the Southwest Quarter of said Section 24. 2. The East 60 feet of the West 390 feet of the South 190.20 feet of said Northwest Quarter of the Southwest Quarter of said Section 24. 3. The North 60 feet of the South 250.20 feet of the East 791.80 feet of the West 1,121.80 feet of said Northwest Quarter of the Southwest Quarter of said Section 24. 4. A circle of culde-sac, the center point of being at the northeast corner of the South 220.20 feet of the West 1,121.80 feet of said northwest Quarter of the Southwest Quarter of said Section 24. Also an easement described in instrument filed under Audit o r ’s F i l e N o . 3 0 6 8 9 3 Records of Island County,

Washington. All Situated in Island County, Washington. Commonly known as: 312 Echo Ridge Way Camano Island, WA 98282 which is subject to that certain Deed of Trust dated 02/17/05, recorded on 02/24/05, under Auditor’s File No. 4126452, records of Island County, Washington, from James L. Starck and Lisa M. Starck, husband and wife, as Grantor, to Chicago Title Company- Island Division, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Loancity.com, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. solely as nominee for Loancity.com, its successors and assigns to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 4315290. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 12/27/2012 Monthly Payments $34,282.56 Late Charges $1,388.53 L e n d e r ’s F e e s & C o s t s $3,316.09 Total Arrearage $38,987.18 Trustee’s Expenses (Itemization) Trustee’s Fee $775.00 Title Report $1,064.00 Statutory Mailings $30.00 Recording Costs $14.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,953.00 Total Amount Due: $40,940.18 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $352,871.13, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 3, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/22/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 04/22/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 04/22/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust,

plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS James L. Starck 312 Echo Ridge Way Camano Island, WA 98282 Lisa M. Starck 312 Echo Ridge Way Camano Island, WA 98282 James L. Starck 312 Echo Ridge Way Camano Island, WA 98282-6640 Lisa M. Starck 312 Echo Ridge Way Camano Island, WA 98282-6640 James L. Starck 940 Sprague Street Edmonds, WA 98020 Lisa M. Starck 940 Sprague Street Edmonds, WA 98020 by both first class and certified mail, return receipt requested on 06/05/12, proof of which is in the possession of the Trustee; and on 06/05/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 12/27/2012 Northwest Tr u s t e e S e r v i c e s , I n c . , Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Vonnie McElligott (425) 586-1900. (TS# 7037.95311) 1002.218444File No. LEGAL NO. 467723 Published: Whidbey NewsTi m e s , S o u t h W h i d b e y Record. April 3, 24, 2013.

vised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR O R A N AT T O R N E Y L I CENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING A S S I S TA N C E H o u s i n g counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telep h o n e : To l l - f r e e : 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Te l e p h o n e : To l l - f r e e : 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On May 3, 2013, at 10:00 a.m. outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of ISLAND, State of Washington: Unit 4, Ridgehaven Condominium, according to Declaration thereof recorded May 15, 1992, under Auditor’s File No. 92008907, records of Island County, Washington; being a portion of Lot 24, Plat of Ridgehaven III and IV, according to the plat thereof recorded in Volume 13 of Plats, page 53, records of Island County, Washington. Situate in the County of Island, State of Washington. Commonly known as: 1121 Southwest Barrington Drive, #4 Oak Harbor, WA 98277 which is subject to that certain Deed of Trust dated 12/01/06, recorded on 12/07/06, under Auditor’s File No. 4188644, records of ISLAND County, Washington, from Lloyd L. Lam and Jessica Minder, Husband and Wife, as Grantor, to Land Title Company of Island County, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Alaska USA Mortgage Company, LLC, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Alaska USA Mortgage Company, LLC, its successors and assigns to Green Tree Servicing LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 4326131. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the re-

cording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 12/18/2012 Monthly Payments $4,431.60 Late Charges $0.00 Lender’s Fees & Costs $117.18 Total Arrearage $4,548.78 Trustee’s Expenses (Itemization) Trustee’s Fee $1,000.00 Title Report $660.90 Statutory Mailings $20.00 Recording Costs $14.00 Postings $ 7 0 . 0 0 To t a l C o s t s $1,764.90 Total Amount Due: $6,313.68 IV. The sum owing on the Obligation is: Principal Balance of $149,999.45, together with interest as provided in the note or other instrument evidencing the Obligation from 07/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 3, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/22/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 04/22/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 04/22/13 (11 days before the sale date), and before the sale by the B o r r o w e r, G r a n t o r, a n y Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Lloyd L Minder aka Lloyd Lam 1121 Southwest Barrington Drive, #4 Oak Harbor, WA 98277 Lloyd L Minder aka Lloyd Lam 351 Southwest 1st Avenue Oak Harbor, WA 98277 Jessica Minder 1121 Southwest Barrington Drive, #4 Oak Harbor, WA 98277 Jessica Minder 351 Southwest 1st Avenue Oak Harbor, WA 98277 by both first class and certified mail, return receipt requested on 11/01/12, proof of which is in the possession of the Trustee; and on 11/01/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee

7037.95311 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: James L. Starck and Lisa M. Starck, husband and wife Ref to DOT Auditor File No.: 4126452 Tax Parcel ID No.: 91858 Abbreviated Legal: Ptn. NW SW, 24-32-2, Island County, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining

7042.28416 Grantors: Northwest Trustee Services, Inc. Green Tree Servicing LLC Grantee: Lloyd L. Lam and Jessica Minder, husband and wife Ref to DOT Auditor File No.: 4188644 Ta x P a r c e l I D N o . : 801100000040 Abbreviated Legal: Unit 4, Ridgehaven Condo Notice of Trustee’s Sale Pursuant to the Re-

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South Whidbey Record, April 03, 2013  

April 03, 2013 edition of the South Whidbey Record