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PAGE 22, Whidbey Classified, Saturday, November 17, 2012

Continued from previous page..... Legal Notices

tively, the “Note”), executed by Borrower as maker in favor of Whidbey Island Bank as payee. The Beneficiary is the owner and holder of the Note and the other obligations secured by the Deed of Trust and is entitled to enforce the same. Unless otherwise specified in any subsequent notice from Beneficiary or the Trustee under the Deed of Trust, any Trustee’s sale held pursuant to this Notice of Trustee’s Sale and any subsequent Notice of Trustee’s Sale will be a unified sale of all of the Property, real and personal, pursuant to RCW 62A.9A.604(a)(2). II No action commenced by the Beneficiary of the Deed of Tr ust is now pending to seek satisfaction of the obligations secured by the Deed of Tr ust in any Cour t by reason of the Borrower’s or Grantor’s default on the obligations secured by the Deed of Trust. III The Note matured and was due and payable in full on June 15, 2012. As of August 9, 2012, the Beneficiary declares that you are in default for failure to pay principal, interest and other fees, expenses and charges as herein set forth: CURRENTLY DUE TO PAY OFF ON AUGUST 9, 2012 Description Amount (a) Principal Balance $62,316.14 (b) Interest at 6.50% from 6/15/12 to 8/9/12 2,807.64 (c) Late charges 349.74 TOTAL $65,473.52 CHARGES, COSTS AND FEES (a) Attor neys’ fees & costs $0.00 (estimated) (b) Trustee’s fees 1,750.00 (c) Advances by Beneficiar y (appraisal and taxes) 5,165.15 (d) Trustee’s sale guarantee 450.02 (e) Ser vice/posting of notices 260.00 (estimated) (f) Postage/copying expense 300.00 (estimated) (g) Recording fees 100.00 (estimated) T O TA L C H A R G E S , COSTS AND FEES $8,025.17 estimated) T O TA L E S T I M AT E D AMOUNT TO PAY OFF A S O F AU G U S T 9 , 2012 $73,498.69 (estimated) If any other events of default under the Deed of Trust exist at any time pr ior to the Tr ustee’s sale, they must also be cured. The foregoing amounts will increase with the passage of time. You should contact the undersigned Trustee for a current payoff amount. IV The sum owing on the obligations secured by t h e D e e d o f Tr u s t i s : Principal $62,316.14, together with interest as provided in the underlying loan documents and such other costs and fees as are due under the Note or other instruments secured, and as are provided by statute. V T h e a b ove - d e s c r i b e d Property will be sold to satisfy the expense of sale and the obligations secured by the Deed of Tr u s t a s p r ov i d e d by statute. The sale will be

Legal Notices

made without warranty, express or implied, regarding title, possession, or encumbrances on November 30, 2012. The defaults referred to in Paragraph III must be cured before the date and time of sale. The sale may be terminated any time before the sale by the Borrower, Grantor, any guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or the Deed of Trust, paying all other amounts owing on the obligations secured by the Deed of Trust, and curing all other defaults. VI A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor and at the following addresses: Jack Sikma 9009 NE 42nd Street Ya r r o w P o i n t , W A 98004 Jack Sikma P.O. Box 141 Medina, WA 98039 by both first class mail and certified mail on July 10, 2012, proof of which is in the possession of the Trustee; and on July 12, 2012, the written Notice of Default was posted in a conspicuous place on the Proper ty described in paragraph I above, and the Trustee has possession of proof of such posting. VII T h e Tr u s t e e w h o s e name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fe e s d u e a t a ny t i m e prior to the sale. Michael D. Bohannon 19586 10th Avenue NE, Suite 300 PO Box 2326 Poulsbo, WA 98370 360-779-6665 VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described Property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they br ing a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s sale is entitled to possession of the Property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summar y proceedings under Chapter 59.12 RCW. For tenantoccupied proper ty, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060 XI

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NOTICE TO GUARANTORS NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIG AT I O N S S E C U R E D BY THIS DEED OF TRUST: (1) the guarantors may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee’s sale is less than the debt secured by the Deed of Trust; (2) the guarantors have the same rights to reinstate the debt, cure the default, or repay the debt as is given to the Grantor in order to avoid the Trustee’s sale; (3) the guarantors will have no right to redeem the Property after the Trustee’s sale; (4) subject to such longer periods as are provided in the Wa s h i n g t o n D e e d o f Trust Act, Chapter 61.24 R C W, a n y a c t i o n b r o u g h t t o e n fo r c e a guaranty must be commenced within one year after the Trustee’s sale, or the last Trustee’s sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, the guarantors will have the right to establish the fair value of the Property as of the date of the Tr ustee’s sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee’s sale, plus interest and costs. D AT E D A u g u s t 1 3 , 2012. /s/ Michael D. Bohannon MICHAEL D. BOHANNON, Trustee For further information p l e a s e c a l l (360) 779-6665 STATE OF WASHINGTON ss. County of Kitsap On this day personally appeared before me MICHAEL D. BOHANNON, to me known to be the individual described in and who executed the within and foregoing instrument, and acknowledged that he signed the same as his free and voluntary act and deed, for the uses and purposes therein mentioned. GIVEN under my hand and official seal this 13th day of August, 2012. /s/ Melissa S. Colletto Printed Name: Melissa S. Colletto NOTARY PUBLIC in and for the State of Washington. Residing at: Poulsbo, WA My Commission Expires: 10/19/13 LEGAL NO. 427855 P u bl i s h e d : W h i d b ey News-Times, South Whidbey Record. October 27, November 17, 2012.

tive’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court. The claim must be presented within the later of: (1) Thirty (30) days after the Personal Representative served or mailed the notice to the creditor as p r ov i d e d u n d e r R C W 11.40.020(3); or (2) four (4) months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in section 11 of this act and RCW 11.40.060. This bar is effective as to claims against both the decedent’s probate and non-probate assets. Date of First Publication: November 3, 2012 / s / S H E VAU N L . WRIGHT SHEVAUN L. WRIGHT Personal Representative M I C H A E L L . O LV E R , WSBA No. 7031 HELSELL FETTERMAN, LLP Attor neys for the CoPersonal Representatives Safeco Plaza Building, Suite 4200 1001- 4th Ave., S e a t t l e , W A 98154-1154 D.S.H.S. only: Mail copy with decedent’s Social Security Number, indicated as: 536-52-8915 to: Office of Financial Recovery, Attn: Estate R e c ove r y U n i t , P. O. Box 9501, Olympia, WA 9 8 5 0 7 - 9 5 0 1 (360)-753-1325). LEGAL NO. 434989 P u bl i s h e d : W h i d b ey News-Times, South Whidbey Record. November 3, 10, 17, 2012.

N. SUE ALDEN Personal Representative Attorneys for Estate: EDWIN EMERlCK, JR. McCUNE, GODFREY & EMERICK, INC., P.S. 1107 N. E. 45th, Suite 330 S e a t t l e , Wa s h i n g t o n 98105-4697 Phone: (206) 632-0575

Fax: (206) 632-8673 LEGAL NO. 437245 P u bl i s h e d : W h i d b ey News-Times, South Whidbey Record. November 10, 17, 24, 2012.

SUPERIOR COURT OF WASHINGTON FOR KING COUNTY IN RE THE ESTATE OF: KEITH C. HOLT, Deceased. NO. 12-4-05871-4SEA PROBATE NOTICE TO CREDITORS THE PERSONAL REPRESENTATIVE NAMED BELOW has been app o i n t e d a s Pe r s o n a l Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representa-

SUPERIOR COURT OF WASHINGTON FOR KING COUNTY Estate of JEAN H. McMULLEN deceased. No. 12-4-06201-1SEA N OT I C E TO C R E D I TORS The individual named below has been appointed as personal representative of the above estate. Any person having a claim against the decedent must, prior to the time such claims would be barred by any other-wise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070, by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below, a copy ofthe claim and filing the original of the claim with the court in which probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the personal representative ser ved or mailed the notice to the creditor as provided und e r R C W 11.40.020(1)(c); or (2) Four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the probate assets and nonprobate assets of the decedent. DATE OF FILING COpy OF NOTICE TO CREDITO R S W i t h C l e r k o f Court: November 7, 2012 DATE OF FIRST PUBLICATION: November 10, 2012 /s/ N. SUE ALDEN

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South Whidbey Record, November 17, 2012  

November 17, 2012 edition of the South Whidbey Record

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