Page 1

Unique Coverage for Unique Uni Uniq que Risks Risks sks Professional Liability Insurance Services , Inc. 速

underwriting@plisinc.com www.plisinc.com

800 -761-7547

速 UNDERWRITING FACILITIES

no appointment required

24 - 48 hr quote turnaround

CE & webinars available (1-4 hrs) Not available in all states

in-house underwriting/claims authority

AM best rated A

risk management available for all PLIS products (see reverse side)

Call & Speak Directly to an Underwriter!

scan with your smart smartphone for quick access to our website

Copyright 息 2013 PLIS速, Inc. and its licensors. All rights reserved. Professional Liability Insurance Services, Inc. dba Professional Liability Insurance Services, Inc. - Underwriting Facilities; Professional Liability Insurance Services - Underwriting Facilities; Texas Professional Liability Insurance Services, Inc. - Underwriting Facilities; Professional Liability Insurance Services, Incorporated - Underwriting Facilities; in the state of New York and California, CA License #0G17062 as Texas Professional Liability Insurance


EVOLVING WITH THE MARKET...

® UNDERWRITING FACILITIES

PLIS, Inc.® - Underwriting Facilities offers a variety of unique coverages available to address the ever-changing exposures in today’s market. PLIS continuously pursues expanding our services while educating our clients on the significance of our exclusive programs. PLIS is structured with product specialist teams for each of our programs. The interchangeability of these teams has allowed us to provide over 30 years of superior customer service that continues to be our main focus. Programs & Commissions:

20% 20%

20%

17.5%

20%

15%

15%

15%

Call & Speak Directly to a Knowledgeable Underwriter on any of our Programs!

800-761-7547 This brochure is designed to provide basic information regarding available programs & coverages. This piece is distributed as a marketing brochure and the reader understands that PLIS, Inc. is not engaged in rendering legal or accounting services. If legal advice or other expert assistance is required, the services of a competent counsel or other professional, as applicable, should be sought. PLIS, Inc. does not guarantee the accuracy or timeliness of the information provided given there are constant changes in statutory law and risk exposures. PLIS, Inc. shall not be held liable for any loss or damage of any kind, whatsoever, caused by you or your client’s use of this information. All coverage features are still subject to individual underwriting and certain coverage features may be restricted. This is not part of any insurance contract and confers no rights upon you or your client. This brochure does not amend, extend or alter any coverage afforded by any policy. For a complete understanding of any insurance purchased, read the policy, declarations page and any endorsement, and discuss with your client. Actual terms and conditions may be amended by endorsement or affected by state laws. No part of this brochure may be reproduced, altered or utilized in any form or by any means, electronic or mechanical, including photocopying, recording or by any information storage or retrieval system, without permission in writing from PLIS, Inc. Inquiries should be addressed to: PLIS, Inc; 5802 Thunderbird, Building 10, Suite 100, Lago Vista, TX 78645.


First Party Coverages Reputational Harm Policies

All Manufactured Consumer BRAND NEW A COVERAGE Goods Considered SUBLIMIT OPTIONS AVAILABLE! Including Food & Beverage In Manufacturers of Any Size

(available for additional premium)

Business Interruption & Extra Expense Policy for a Food Borne Illness Event Restaurant Industry

Business Interruption & Extra Expense Policy for a Food Borne Illness Event Hospitality Industry


Recall Crisis Recovery Recall Crisis Recovery PLUS RCR (RCR PLUS) NEW! Enhanced Recall Coverage(s) - All Manufactured Consumer Goods Considered Under This Program Including Food & Beverage! Coverage Features: • Malicious & Accidental Contamination • Product Extortion • Reimbursement for the following: - Loss of Revenues - Pre-recall Expenses - Recall Expenses - Rehabilitation Expenses • Insured’s Customer’s Loss of Profits

$25 Million Capacity Coverage for Foreign Facilities Considered!

NEW PLUS Coverage Sublimit Options (available for additional premium): • Governmental Ban or Seizure • Adverse Publicity • Counterfeit Products • Long Term Agreement Endorsement • Inoculations, Vaccinations & Testing (consumers & employees)

Crisis Management Services Included: • 24/7 Live Recall Event/Contamination Expertise • Assistance with the Following: - First Signs of Error in Manufacturing - Physical, Chemical & Biological/Pathogen Contamination - Decision Making, Data Collection & Regulatory Insight - Government Response & Ongoing Government Requirements - Executing a Recall & Preparing for Inspections - Media Analysis & Media Event Control - 1-800 Recall Hotlines for Customer Concerns/Brand Management - Rapid Business Recovery Expertise & Actions • Crisis Management Plan Reviews • On-Going Product Safety Information & Guideline Support

scan to quickly access the application


Business Interruption Coverage for a Food Borne Illness Event

Restaurant Industry $125,000,000 in Capacity Available Trade rade Name Restoration® (TNR®) Coverage Responds to: Food

Borne Illness, Accidental & Malicious Contamination from publicity of an actual or alleged outbreak involving the same Trade Name Workplace Violence incidents (per location coverage) Extortion Threats Product Recalls of Manufacturing entities owned by Insured (available as a part of TNR policy OR on a stand alone basis) Impact

Coverage Provides: Business

Interruption Response Expenses (extra expenses), including: Cost of marketing efforts Overtime of regular staff & hiring temporary staff Costs to remove contaminated product from the restaurant Other mitigation related expenses such as cleaning Costs of inoculation, vaccinations and testing for employees and customers Expert and immediate crisis management services, including: 24/7 customer/crisis helpline Proactive & cohesive operating team with solutions specific to client's needs Assistance with health department staff, regulatory requirements, effective marketing, restoration of community reputation & media control Incident

Additional Program Features Available: Coverage

HACCP certified underwriters with over 40 years of combined food and beverage industry experience, including farm to fork field experience.

extends to international locations owned by entities domiciled in the US or Canada Full policy limits for adverse media Separate programs for CORPORATE & FRANCHISEES No 10% threshold required to trigger coverage (no waiting period) Loss of royalty revenue for franchisors Up to 18 months period of restoration / rehabilitation Coverage available for both Supplier and Restaurant caused events Full policy limits for malicious contamination caused by products extortion threats Coverage extends to new, reported locations No per location limits (at underwriters discretion) No 12 month waiting period for loss adjustment

scan to quickly access the application


Business Interruption Coverage for a Food Borne Illness Event

Hospitality Industry Coverage Covera ge Responds to:  Premises Contamination  Accidental Contamination  Malicious Contamination

Coverage Provides: Risks include, but not limited to the following:

Hotels Resorts

 Business Interruption  Extra Expenses, including:  Extra staffing to address a crisis  Costs to remove contaminated product  Expert & immediate Crisis Management Services:  Customer/Crisis Information/Help Line  Unique blend of industry experience  Proactive & cohesive operating team with solutions specific to client’s needs  Assistance with restoration of community reputation, effective marketing & media control

Water Parks Sports Venues Museums Zoos Amusement Parks Bowling Alleys Skating Rinks

Additional Pol Policy icy Features:       

NO DEDUCTIBLE applies to Crisis Management Services Removal 7 day/10% Waiting Period Available No 12-month waiting period for loss adjustment Up to 6 Month Period of Restoration/Rehabilitation available Coverage available for both restaurant & supplier caused events Coverage available for Extortion Threat Payments Full policy limits for malicious contamination caused by product extortion threats

Dance Halls Coffee Shops Movie Theaters Candy Stores Libraries

scan to quickly access the application


Third Party Coverages Employment Practices Liability Policy Broad Range of Employers

Allied Medical Errors & Omission Policy 60+ Professional Categories

Miscellaneous Errors &Omissions Policy 200+ Professional Categories

Real Estate Errors & Omissions Policy Small to Medium Agencies

Cyber Liability Policy Technology Professionals


Employment Practices Liability Policy Broad Range of Employers Policy Coverage Features Include:  First Dollar Defense for EEOC Administrative Proceedings Coverage (up to $2,500-$5,000) - before the deductible applies    

50% Deductible Reduction Possible Punitive and Exemplary / Liquidated Damages (where insurable) Family Medical Leave Act (FMLA) (where insurable)* Equal Pay Act (EPA)

   

Worker’s Adjustment & Retraining Notification (WARN) (where insurable)* Reorganization/Downsizing (where insurable) Uniformed Services Employment & Reemployment Rights Act (USERRA) Prior Acts (premium discount available for inception coverage)

 Third Party (premium discount available for removal of coverage)  Broad Discrimination, Harassment and Inappropriate Employment Conduct Definitions  Domestic Partner Included in the Definition of Insured  Broad Reporting Language for Incidents or Claims (Complaints/Demands) – Both Written or Oral Complaints  Pay on Behalf/Duty to Defend Policy  Claims Made & Reported Policy *not available in all states

Features Available* :  FLSA (Wage & Hour) Defense Sublimit  Immigration Reform & Control Act Defense Costs & Extra Expense Sublimit  Defense Outside the Limits *additional premium may apply

All Companies & Sizes Considered Limits up to $5M/10M

scan to quickly access the application


Miscellaneous Errors & Omissions 240+ Professionals Policy Coverage Features Include: • • • • •

Claims Made & Reported Policy Pay on Behalf / Duty to Defend Policy Prior Acts Coverage Available (premium discount available for inception coverage) Punitive & Exemplary Coverage (where insurable) Insurable Limits from $100,000 to $5,000,000

NEW! Included In Policy! • •

First Dollar Defense for Disciplinary Proceedings Included (up to $10,000) First Dollar Subpoena Defense Coverage (up to $5,000) Supplementary Payments Included (up to $15,000 for Loss of Earnings)

Features Available (additional premium may apply): • • • • • •

Deductible Reduction/Credit (up to 75%) Electronic Media Sublimit - New! Defense Outside the Limits Bodily Injury & Property Damage Sublimit Personal Injury Sublimit Aggregate Deductible

scan to quickly access the application


E&O Coverage for Over 240 Professionals Coverage is available to a wide variety of professions, including but not limited to: Accounting/Finance Accountants Benefit Plan Consultants Billing Services Bookkeeper Credit Reference Services Credit Report Bureau Debt Collection Services Debt Counseling Mortgage Broker Payroll Processing Services Premium Finance Companies Student Aid Consultants

Advertising/Marketing Advertising Agencies Public Relations Consultants

Animal/Farm/Landscaping Related Animal Groomers Canine Beauticians Farm Administration Consultants Farm Animal Testing Fish Farming Consultants Forestry Consultants Irrigation Consultants Nursery/Gardening Svcs Poultry Processing Designers/Consultants Tree Surgeons-Consultants

Broadcasting/Design/Publishing CAD Drafting & Design Closet/Space Designers Exhibition Designers Interior Decorator Kitchen Planners and Designers Landscape Designers Lighting Consultants Photographer Print Editing Printers Video Editing Services Videographer

Career/Employment Placement Career Research & Guidance Svcs Employee Relations Consultants Manpower Resources Consultants Nursing Agencies (temping) Recruitment Consultants Relocation Agents

Counselors/Therapists Counseling Services Healthcare Reimbursement Counseling Marriage Guidance Counselors Speech Therapists Voluntary Counseling Services

Computer Computer Consultants Data Processors / EDP Graphic Artist Graphic Designers

Health/Fitness/Beauty Acupuncturists Aromatherapists Chiropractors CPR Training (no medical) Dental Equipment Consultants Dental Hygienist Ear Piercers Electrolysis Exercise & Diet Control Consultants Fitness Assessment Centers Fitness Instructors Forensic and Accident Investigators Hair Styling Demonstrators & Exhibitors Hair Stylists Health & Safety Lecturers Health Screening Centers Health Spa Health Studios Homeopaths Hypnotherapists Naturopaths Restaurant Opticians Optometrists Permanent Makeup Physiotherapists Podiatrists (non-medical) Reflexologists Skin Care Consultants Sports Clubs Weight Watching Clinics Yoga Instructors

Insurance Actuaries (excluding P&C Ins Co’s) Adjusters Insurance Adjusters & Surveyors Insurance Agents & Brokers Insurance Investigators Insurance Consultants Loss Adjusters and Assessors Title Agent

Legal Arbitrators (Conciliation - Negotiation) Bailiffs Court Reporters / Stenographers Expert Witnesses Liquidators & Receivers Litigation Support Svcs Mediators Notary Publics Patent Agents/Svcs Polygraph Servers Probation Officer Process Servers

Management/Consulting Accident Prevention Art Consultants Burglar Alarm Installers (Consultants) Business Administration Consultants Consultants/Advisors Customs Consultants Export Consultants Financial Planning Consultants Fire Prevention Consultants Food Service Consultants

Fund Raising Consultants Management Consultants Private Construction Consultants Quality Control Consultants Real Estate Consultant Risk Management Consultants Textile Consultants Theatrical Consultants Time & Record Management Utilities Supply Consultants

Social Services Agencies for Domestic Services Alcoholics/Families Assistance Services Family Planning Organizations Private Child Placement Welfare Counseling

Other Abstractor Antique Appraisers Auctioneers Bakery Cemeteries & Memorial Parks Communications Services Contest Managers Contractor Convention Managers Cost Estimation Services Document Appraisers Documentation Information Retrieval Duplication Services Efficiency Experts Electrician Event Planners Freight Forwarders Funeral Directors Jewelry Appraisers Librarians Market Researchers Mass Mail Marketing Medical Answering Svcs Medical Billing & Collection Service Meeting Planners Messenger Services Museum Professional Personal Property & Appraisers – No Inventory & No Liquidator Appraisers Public Record Services Reproduction Scanning Services Restaurant Shipping & Freight Sign Makers & Installers Stock Takers Telephone Answering Service Third Party Administrators Translators Travel Agents Typing Services Wedding Service Agents

If the Profession is Not Listed Above... CALL US!


Including but not limited to: Services

Allied M Medical edical Errors & Omission Omission Policy

Adult Day Care Dispatcher/Call Services Estheticians Hearing Aid Services Halfway House/Hospice Sheltered Workshops Sperm Banks

Centers/Clinics/Schools Cardiac Stress Testing Center Diet Centers Health & Fitness Centers Medical Arts Schools Mental Health Clinics

Personnel Audiologist Chiropractic Assistant Doctor’s Office Assistant Health Educator Medical Assistant Medical Case Manager Medical Personnel Pools Occupational Therapy Assistant Speech/Language Pathologist Ward Clerk

Management Case Management Practice Management

60+ Professionals

Policy Coverage Features Include: Claims Made & Reported Policy Pay on Behalf / Duty to Defend Policy Prior Acts Coverage Available (premium discount

• • •

available for inception coverage)

Punitive & Exemplary Coverage (where insurable) Insurable Limits from $100,000 to $5,000,000

• •

NEW! Included In Policy! First Dollar Defense for Disciplinary Proceedings Included (up to $10,000) First Dollar Subpoena Defense Coverage (up to $2,500) Supplementary Payments Included

• • •

(up to $15,000 for loss of earnings)

Consultants Allied Health Care/Medical Consultant Disease Management Consultant Management Consultant/Medicaid Skin Care Consultants

Facilities Drug & Alcohol Detox Facilities Occupational Rehabilitation Facilities

Agencies Home Health Agencies Social Services Agencies

Placement

Features Available*: • • • • • •

Deductible Reduction / Credit (up to 75%) Electronic Media Sublimit - New! Defense Outside the Limits Bodily Injury & Property Damage Sublimit Personal Injury Sublimit Aggregate Deductible

*additional premium may apply

Adoption Foster Jobs - Handicapped

Technicians Diagnostic Imaging & X-Ray EEG / EKG Tech Imaging Tech Mental Health Technician

Therapists Massage Therapist Occupational Therapist Recreation Therapist Speech / Hearing Therapists Sports Medicine Therapist

scan to quickly access the application


Real Estate Errors & Omissions Policy Small to Medium Agencies Policy Coverage Features Include: • • • • •

Claims Made & Reported Policy Pay on Behalf / Duty to Defend Policy Prior Acts Coverage Available (premium discount available for inception coverage) Punitive & Exemplary Coverage (where insurable) Insurable Limits up to $2M/$3M

NEW! Included In Policy! • •

First Dollar Defense for Disciplinary Proceedings Included (up to $10,000) Supplementary Payments Included (up to $15K for loss of earnings reimbursement)

Features Available*: • • • • • •

Deductible Reduction/Credit (up to 75%) Defense Outside the Limits Bodily Injury & Property Damage Sublimit Personal Injury Sublimit Tenant Discrimination Sublimit (Personal Injury) Lockbox Sublimit *additional premium may apply

Real Estate Agents & Brokers Closing Agents Land Surveyors Lease Brokers Property Administrators Property Managers Rental Agents Real Estate Auctioneers & More...

scan to quickly access the application


Cyber Liability Policy Technology Professionals How often do you hear about hackers breaking into systems, stealing confidential information or companies loosing electronic data accidentally? Electronic data is internet, e-mail, voicemail and fax. All can lead to allegations of failure to prevent unauthorized access, negligence, libel/slander, etc.

Coverage Features Include:

Wrongful Acts Include:

 Limits from $100K/100K to $5M/5M  Deductibles Start at $500  Prior Acts Coverage (premium discount available for inception coverage)  Claims Made and Reported Policy Form  Pay on Behalf Policy  Duty to Defend

      

Hacker Attacks Computer Virus Attacks Theft of Electronic Data Denial of Service Personal Injury Infringement of Copyright Plagiarism, Piracy or Misappropriation of Ideas

scan to quickly access the application


Specialty R Risk is Management, Inc. Established in 1998, Specialty Risk Management® (SRM®) is a national, independent crisis management & risk management consulting organization that includes a 24/7 IMMEDIATE HELPLINE - longest running hotline. hotline. SRM is available to all insureds under the PLIS Programs and is not an ordinary risk management service...

1st Party Risk Management SRM has extensive industry experience in Food law, Public Health laws, HIPAA privacy laws, mechanics of the CDC, local & state health depts and much more... Services regarding a Food Borne Illness or Recall include: - Media/marketing response, - Health Department response/interaction - Customer response/interaction - Staff effectiveness - Rapid business recovery activities & so much more! Proactive services include Hotspot Email Alerts throughout the policy year regarding regulatory changes, recalls & food borne illnesses that may affect your clients. In addition, Expansive resources & tools are provided such as: - Early Warning Signs - Quick Crisis Response (flip charts. pocket manuals, etc.) - Emergency Procedures - Anatomy of a FBI or Recall Guide

3rd Party Risk Management SRM is a highly trained, experienced staff who hold numerous state & national level professional licenses & certifications in the areas of risk management & human resources. Clients are provided individual problem solving & wide range of consulting services. EPL Clients can obtain assistance in the following: • Workplace Violence • Discrimination Claims & Investigations (Age, Sex, Pregnancy, etc) • Americans With Disabilities Act (ADA) • Employment Handbook Assistance • Personnel Policies &Procedures (Drug & Alcohol, Sexual Harassment, etc.) • Orientation & Training Materials • Department Of Transportation Regulations • HACCP, OSHA • Wage & Hour Issues • Family Medical Leave Act (FMLA) • Worker’s Compensation Issues & so much more! Clients can obtain assistance in the following: E&O Clients - Indemnification Agreements - Loss Control Procedures - Proper Disclaimer Language on Documentation - Individual Contract Reviews & so much more!

R

PLIS Brochure  
Read more
Read more
Similar to
Popular now
Just for you