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What Can Happen If You Fail to Insure Your Arizona Business

Published By: PJO Insurance Brokerage By Patrick O’ Neill 4103 E. Prickly Pear Trail Phoenix, Arizona 85050 Office: 480-248-7495 Fax: 480-248-7493


When it comes to your business, you need to take all necessary precautions in order to ensure it is always safe. This includes keeping it safe for your employees and the public also. You never know what might transpire and take place, so taking the necessary steps to protect everyone is essential. This starts out with business insurance. Without business insurance in Arizona, you are simply asking for trouble. There are all sorts of problems that may arise due to this, so if your business is in Arizona, or anyone else, you need to cover yourself. Should you accident harm someone, such as being involved in an accident or someone becomes injured on your property, you need liability insurance. If you don't have insurance, the individual who is injured is able to sue you. And, without any insurance, you don't have coverage against this, which may lead to you losing thousands of dollars in settlements, if not more. On top of this, if you are not able to pay the settlement, you may end up being forced to give over control of the business, simply because you didn't have the necessary business insurance. Of course, you might have workers who are injured while on the job. No matter the business you run or the job the individual is performing, there is always that chance of someone becoming injured while working for you. Although it isn't always plausible, it is always possible.

PJO Insurance Brokerage | 4103 E. Prickly Pear Trail Phoenix. Arizona 85050 | 480-248-7495 | http://pjobrokerage.com


If your employee is injured, you don't want to have to pay for this out of pocket, as medical bills can become incredibly expensive, especially if the injure is severe. Instead, by having the Scottsdale AZ liability insurance, you are covered, as this insurance is going to provide for the injured worker. Thankfully, no matter what happens, it is able to cover the worker, as long as it wasn't due to worker negligence. In this case, if there is an investigation taken place, and they determine the worker was incompetent and was performing a task without following the given safety guidelines, the insurance may not cover it and force the individual to pay for the entire medical bill themselves. Like most other insurance companies, it is not going to pay for services that is should not have to, so always make sure employees are following their training professionally.

PJO Insurance Brokerage | 4103 E. Prickly Pear Trail Phoenix. Arizona 85050 | 480-248-7495 | http://pjobrokerage.com


What Can Happen If You Fail toInsure Your Arizona Business