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collateral... Potential Collateral Options

Cash or Money Market Deposits – 100% Value Letter of Credit - Qualifying Bank – Post Collateral – May include a Fee Retail Brokerage or Trust Accounts with Marketable Securities – 50%-80% Value Certain types of Real Estate Properties (Lender Discretion) – No Mortgage Cash Surrender Value of Existing Life Insurance Policies – 100% Value

This is the most important determinations for successfully implementing these strategies. This is a critical step in the premium finance process, and meeting the lenders outside collateral requirements is required to secure the recourse loan for funding.

Daniel P. Wachs | CFP, ChFC, CLU 1431 Opus Place #630 Downers Grove, IL 60515 Phone : 630.445.1399 | Email :