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MONEY IN MY POCKET - THE ANT AND THE BUZZER (adapted story from the book “No Poupar Vai o Ganho! Educação Financeira”)

Once upon a time, there was a very hard working Ant. The Ant used to plant carrots, cabbages, potatoes, onions and other kind of food. Then, she used to sell them. Thus, she earned money with which she could buy other kind of food and other things, which were also important, and were sorely, missed, such as milk, fruit, books and she could pay the rent of the house. The Ant had a friend, the Buzzer! She was cheerful and willing but very naughty. She didn’t study and she didn’t like to work. Thus, as she played the guitar all summer and didn’t work, she didn’t earn money… The summer ended. The winter and the cold started. The Ant had sold what she had sown. She bought what she needed and still had 20 euros in her pocket! With the winter the Buzzer started to be worried. She was hungry and cold and she didn’t have money in her pocket. She thought and thought…and said: -

I already know…I’m going to visit the Ant!

There she went. -

Hi Ant, sorry, but you know…I’m starving and with cold. Could you please give me some money?

-

That’s a good joke! – answered the Ant. I worked all the summer while you were singing! If you sang day and night…now you can also dance!

The Buzzer was silent because she knew the Ant was right. She should really have worked so she could have money to buy food, pay the rent…well, for all she needed. But as she knew that the Ant had money, she told her: - My dear friend Ant, I’m going to make you a request. I’m very upset and worried because I have no money. I know you are my friend and you won’t say no. Can I borrow 5 euros? I promise in 30 days I will refund you with interests and capital sum…


The Ant replied: -

OK, I will lend you the money! But you will stay in debt to me. You owe me 5 euros and you must really pay me in 30 days. Debts must be paid. And you are going to sign a paper saying how much you owe and when you will pay me.

The Buzzer had to find a way to earn money to pay the debt and to manage to survive. She thought and thought and thought…and decided to use her talents to win some money. She began by planning a music show. She went to several shops and started looking at the prices. She discovered that guitars were very expensive! Finally she decided to buy the one that seemed the best and not so expensive. The guitar cost 15 euros. The Buzzer didn’t have money in her pocket so she told the shopkeeper that she would pay later. She was very worried so she decided to make a spending plan and write all that she due and what she had to spend during the month: the debt to the Ant, the guitar, food, books, the rent and the bills of water and electricity. She didn’t include the costs with transportation because she decided she would have to walk to save, since the costs were already too many. Once the Buzzer saw her spending plan, she was scared! She would really have to win a lot of money! There was only one way, to make the show a huge success. She rehearsed, played, sang and prepared herself very well, for the big day.

(…) Write your own end… Good luck! Below you will find some plans…

Ο τζίτζικας και ο μέρμηγκας

The Ant and the Buzzer By Fanis Itsios

Όταν έβαζε τις αφίσες για τη συναυλία κανείς δεν πίστεψε , νόμιζαν ότι τους κάνει φάρσα. Στην αρχή πήγε μόνο μια πασχαλίτσα και ο τζίτζικας στεναχωρήθηκε. Στη συνέχεια πήγε μόνο μια παρέα νταβανιών, μετά από μισή ώρα η πασχαλίτσα ρώτησε: «πότε θα αρχίσουμε?». Τότε ο τζίτζικας άρχισε. Από μια παρέα κατσαρίδων που περνούσε από μπροστά λέει ένας, «δεν πάμε και εμείς για να

When he put the posters for the concert no one believed it, they thought it was a joke. At first only a ladybug came and the buzzer was sad. Then a group of wasps came. An hour later, the ladybug asked, "When will we start?». Then the buzzer began. From a group of cockroaches that was passing by said one, "Why don’t we go in to laugh?"


γελάσουμε» ? «Άντε καλά πάμε» λέει άλλος. Στη συνέχεια αυξάνονταν όλο και πιο πολύ και, όταν τελείωσε η συναυλία, ο τζίτζικας δεν πίστευε πως είχε μαζέψει τόσα χρήματα ώστε να ξεπληρώσει τα χρήματα από το μυρμήγκι και τόσα χρήματα ώστε να ζήσει όλο το χειμώνα. Τότε πήγε στο μυρμήγκι του είπε ευχαριστώ και του έδωσε τα διπλάσια χρήματα .Αργότερα πήγε στο σπίτι του πήρε τηλέφωνο το μυρμήγκι και όλη την παρέα του για να πάνε σπίτι του να το γιορτάσουν. ΓΕΩΡΓΙΑ ΣΑΚΕΛΛΑΡΗ

"Let’s go," said another. Then more and more bugs came, and when the concert ended, the buzzer did not believe that he had accumulated enough money to pay back the ant and to survive through winter. Then he went to the ant, thanked him and gave him twice as much money. Later he went to his house, he called the ant and his friends to go to his house to celebrate.

by GEORGIA Sakellaris

Αφού έκανε τη συναυλία του με μεγάλη επιτυχία μάζεψε αρκετά χρήματα .Επέστρεψε τα χρήματα που του είχε δανείσει το μυρμήγκι και με τα λεφτά που του έμειναν άνοιξε ένα μαγαζί. Εκεί θα πρόσφεραν στα ζώα φαγητό και ποτά και φυσικά θα τραγουδούσε ο τζίτζικας. Για να ευχαριστήσει το μυρμήγκι που τον βοήθησε όταν τον είχε ανάγκη, του πρόσφερε τη θέση του υπεύθυνου στο μαγαζί του. Το μυρμήγκι δέχτηκε με πολύ χαρά γιατί κατάλαβε ότι ο τζίτζικας εκτίμησε τη βοήθεια που του είχε προσφέρει.

Having made his concert successful, he gathered enough money. He returned the money he had borrowed from the ant and with the money left he opened a shop. There food and drinks would be offered to the animals and of course the buzzer would sing. To thank the ant who had helped him when he needed him, he offered him the position of the manager of his shop. The ant accepted it with much joy because he realized that the buzzer appreciated the help that he had offered.

Αθανασία Λαγάρα

By Athanasia Lagaras

Συνεχεία …

Continued ...

Ο τζίτζικας κάλεσε όλα τα ζώα του δάσους όπως τον Τάσο το σαλιγκάρι , την Ελενίτσα την χελώνιτσα και άλλους πολλούς. Ο

The buzzer invited all the animals of the forest, such as Tasos the snail, Elenitsa the turtles and many others. The buzzer came on stage and sang. So he made money from the concert and


τζίτζικας βγήκε στην σκηνή και τραγούδησε και έτσι έβγαλε χρήματα και ξεπλήρωσε το μέρμηγκα και έτσι αποφάσισαν να ανοίξουν ένα καφενείο όπου εκεί θα έβγαζαν πολλά λεφτά. Και τέλος με αυτά τα λεφτά που έβγαλαν από το καφενείο τα μοιράστηκαν και ο τζίτζικας παντρεύτηκε μια τζιτζίκα και ο μέρμηγκας μια μερμήγκα και έζησαν αυτοί καλά και εμείς καλύτερα…

repaid the ant. Then they decided to open a coffee shop to earn a lot of money. Finally, they shared the money from the café, the buzzer got married to a buzzer and the ant got married to another ant and they lived lived happily ever after!

By Nikoleta Haratsari Νικολέτα Χαρατσάρη

Continued ...

Συνέχεια… With the money the buzzer bought a cheap guitar. He returned back to the forest happy and asked for help from his friends to build a music stage. He went to the ant who had a computer with Internet connection and asked him to create a page on the Internet to advertise the concert. Through facebook and twitter he invited his friends to the concert and also he distributed many posters on the street. His friends, the beavers, built a wooden music stage. The rehearsals were continuous until the time of the concert came. The animals came eagerly to watch the buzzer out of curiosity. Τα ζώα έφτασαν ανυπόμονα για να δούνε από They did not expect to see him working. The περιέργεια τον τζίτζικα . Δεν περίμεναν να τον show began and the applause did not stop. The δούνε να δουλεύει. Η παράσταση άρχισε και τα buzzer was playing the guitar and singing χειροκροτήματα δεν σταματούσαν. Ο τζίτζικας simultaneously. έπαιζε κιθάρα και τραγουδούσε ταυτόχρονα . The concert was successful since they gathered 500 €. The buzzer was able to Η συναυλία πέτυχε αφού μαζεύτηκε το πόσο repay the ant and promised not to make fun of των 500€ . Ο τζίτζικας μπόρεσε να him again. ξεπληρώσει το μέρμηγκα και του υποσχέθηκε After a few months he opened a nightclub να μην τον κοροϊδέψει ξανά . where he would be the owner, singer and guitarist. He asked the ant to work as a waiter in Μετά από λίγους μήνες άνοιξε ένα κέντρο διασκέδασης όπου ο ίδιος θα ήταν ιδιοκτήτης , the evenings and in the mornings to work in the fields and Με τα χρήματα που είχε ο τζίτζικας αγόρασε μια φτηνή κιθάρα. Γύρισε πίσω στο δάσος χαρούμενος και ζήτησε βοήθεια από τους Φίλους του για να φτιάξει μια μουσική σκηνή .Πήγε στον μέρμηγκα ο οποίος είχε ηλεκτρονικό υπολογιστή με σύνδεση ιντερνετ και του ζήτησε να του φτιάξει μια σελίδα στο ιντερνετ για να κάνει διαφήμιση τη συναυλία . Μέσω facebook και twitter κάλεσε τους φίλους του στη συναυλία και μοίρασε πολλές αφίσες στο δρόμο. Οι φίλοι του οι κάστορες του έφτιαξαν μια ξύλινη μουσική σκηνή. Οι πρόβες ήταν ασταμάτητες ώσπου ήρθε η ώρα της συναυλίας.


τραγουδιστής και κιθαρίστας . Από τον μέρμηγκα ζήτησε το βράδυ ναδουλεύει σερβιτόρος στο μαγαζί του και το πρωί να δουλεύει στα χωράφια και να προμηθεύει το μαγαζί με τα υλικά αυτά αφού ήταν εργατικός . Ο μέρμηγκας αναγκάστηκε να κάνει δυο δουλειές και κουραζόταν πολύ . Μόλις μάζεψε αρκετά χρήματα άρχισε να μην πηγαίνει στη δουλεία του και έλεγε ψέματα ότι είναι άρρωστος . Αυτό συνεχίστηκε για πολύ καιρό. Ο τζίτζικας μετά το πάθημα του έγινε πολύ εργατικός ενώ ο μέρμηγκας νόμιζε ότι τα χρήματα που έβγαλε θα του έφταναν. Δεν ήξερε όμως τι τον περίμενε . Μετά από λίγο καιρό τελείωσαν τα χρήματα του και βρέθηκε κι αυτός στην ίδια θέση που ήταν ο τζίτζικας παλιά . Ζητιάνευε τροφή και χρήματα για να επιβιώσει.

supply the shop with products. The ant had to do two jobs and was very tired. Once he earned enough money he did not go to work and lied that he was sick. This went on for a long time. The buzzer after the mishap became very hard working while the ant thought that the money he had earned would be sufficient. But he didn’t know what awaited him. After some time he run out of money and he was in the same position that the buzzer had been, begging for food and money to survive.

THE ANT’S BUDGET

INCOMING

euro

EXPENSE

euro


Sale of carrots

7

Purchase of milk

1

Sale of Cabbages

5

Purchase of fish

2

Sale of potatoes

8

Purchase of fruit

2

Sale of onions

4

Purchase of meat

3

Sale of tomatoes

5

Purchase of books

3

Sale of garlic

3

Rent of the house

7

Electricity

2

Water

1

Having fun

1

TOTAL

32 SAVINGS: 10 euro

SPENDING PLAN OF THE BUZZER

Complete the following plan:

TOTAL

22


INCOMING

euro

Entry on the show

EXPENSE

euro

Debt to the Ant

5

Guitar

15

Food

9

Rent of the house

7

Books

2

Electricity

1

Water

1

TOTAL

TOTAL SAVINGS:

40


GR6 - the ant and the buzzer - endings 3