To get an auto warranty or not to get one?
I’ve just recently bought a brand new car and it’s an Opel Insigna. I didn’t particularly liked the dealer who was selling me the car. Plus he was extra pushy and wasn’t familiar with the concept of “no”. I couldn’t wait to get him out of my face. But before I could escape from him he had one more trick up his sleave. He asked if I want an auto warranty. My answer was that I will think about it and will get back to him. Actually this was the first excuse which popped into my mind. When I got home after doing long drive with my new baby the warranty question was still on my mind. So I started up my laptop and searched for extended warranties for cars. I don’t know what I would do today if there weren’t internet almost anywhere. I’ve started looking up articles and quotes to educate myself. This is what I’ve learned. When you purchase a new vehicle you must get insurance which in case of an accident the insurer is paying for the damage and not you, But, and this is a huge but the insurance it’s general and it doesn’t cover everything. If you want an extended one you need to search for a particular company or go online or reach out to a third party. If you’re like me then you like to tinker with your car so for me aftermarket parts are a must. If you customize your car then you might void your warranty so you need to be extra careful on what you’re modifying on your car. You know that insurance companies need only one excuse to not pay you. Don’t give them the satisfaction. Luckily there are some reputable companies out there who are doing aftermarket auto warranties. Before you sign any contract make sure that the company has a good rating, if you have people who have done business with them earlier then ask for their opinion. Also one of the most important things you need to do is read the fine print. You know the good old saying the devil is in the details. So make sure that you fully understand what you are paying for and when you will be paid. You know that they can hide many things in the small print. From my point of view getting an auto warranty is a must. Insurance can do you so much but if you have dumb luck and have an accident which isn’t covered by the insurance company then you will have to pay for everything from your own pocket. This is where warranties come in where you can have the extended option which cover everything or you can have only custom one which cover those parts what the insurance company doesn’t. Whichever you decide to choose educate yourself first ask for a second third and fourth opinion as well. I’ve gotten myself a great deal, no shady stuff paying low and getting the maximum benefits.