By Partners Federal Credit Union
Auto Loans Your Way! I didn’t have the time or desire to deal with car dealers or salesmen, I just wanted a truck! Partners helped me find the perfect ride that fits my active lifestyle, then gave me an incredible rate and even better term. Thanks, Partners for my new truck, let’s talk about a house next…
Calin C. — DisneyToon Studios
Discover how easy it is to purchase or refinance a vehicle with Partners and save with a low rate and affordable payments!
OUR AUTO LOANS FEATURE:
No payments for 90 days** Lower Payment Promise on refinances 360 Total Auto Care—free paintless dent removal, emergency roadside assistance, and more for one year Free Car Buying Program—we’ll negotiate the lowest price possible And more
Apply now at PartnersFCU.org, call 800.948.6677, or visit a Partners branch today!
Imagine what we can do together. *APR = Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Rates are subject to change. Rates current as of January 1, 2014. Rate displayed includes .25% discount for automatic payments from a Partners checking account and for a term of 36 months. **Payment deferment subject to credit rating. The interest will accrue during the deferment period and becomes due once payments begin. © Partners FCU
Table of Contents
4 THE LION KING’S RETURN TO LOS ANGELES
5 CAST MEMBER FOCUS: PROVING THE POSSIBILITIES
6 BACKSTAGE AT PARTNERS
8 BEHIND THE SCENES OF WALT’S LAST DREAM
9 CLARIFYING CONVENIENCE
10 CREDIT CARDS 101
INAUGURAL EDITION January 2014
VP, Marketing: Mike Terzian AVP, Marketing: Royce Ngiam Art Direction/Design: Enrique de la Espriella Project Manager/Writer: Sandra Porter Contributing Writers: Ryan Whalin, Matthew Jones, Royce Ngiam, Mike Terzian.
Behind the Scenes of Walt’s Last Dream story provided courtesy of D23: The Official Disney Fan Club. For story opportunities, please contact Sandra Porter at Sandra.Porter@PartnersFCU.org.
imagine is a publication produced and distributed by Partners Federal Credit Union. Any duplication of the information or articles in this issue is prohibited without permission from Partners Federal Credit Union. ©Partners
THE LION KING’S
The return of the landmark stage production Disney’s The Lion King to the Los Angeles theater arena was one of the most anticipated musical experiences to come last holiday season. Since the start of its eight-week engagement in November at the Pantages Theatre, the musical production’s cast and crew have successfully delivered another amazing presentation of the sold out original Broadway show to audiences of all ages. The Lion King has enjoyed constant success with audiences from all over the world since its original production in the late 1990s. “The unparalleled worldwide success of The Lion King can be attributed to the universal thematic elements
of the original animated film on which our stage show is based,” said Jack Eldon, Vice President of Domestic Distribution. “At its core, the story is a timeless myth of self-discovery and fulfillment of one’s destiny, themes which are still relevant and transcend cultural boundaries,” he continued. The Lion King’s rich illustration of powerful messages of family, friendship, and noble character continue to be a proven success for the production in Los Angeles and around the world.
Top (l to r): Dashaun Young as “Simba” and the ensemble in “He Lives in You”; Brown Lindiwe Mkhize as “Rafiki” in the opening number “The Circle of Life”; Nia Holloway as “Nala” and “The Lionesses” in “Shadowland” from THE LION KING National Tour. Photos: Joan Marcus; ©Disney
Cast Member Focus
Proving the Possibilities Experience cannot be bought, sold, or exchanged. Only time and participation can grant one the opportunity to directly connect with it. Harriette said. Her experience in Human Resources For 90 years, the Walt Disney Company has afforded has allowed her to build some of those relationships many people the opportunity to have an experience by working with the Dixie Landings Resort, Coronado that would not only affect them professionally, but in Springs Resort, Disney’s Yacht and Beach Club, and the many other aspects of their lives. Harriette Carlton is Disney Cruise Line—just to one of those individuals. Her name a few. Cast Member experience “As I’ve helped new Cast Members tells a story of tremendous understand their traditional Harriette exemplifies the Disgrowth, exploration, and reney tradition of extraordinary lationship development. Her benefits, I believe my experiences services as a Cast Member professional resume reads in Human Resources have helped serving Cast Members. “As I’ve like a story of an individual me in my position today.” helped new Cast Members who set out to take advanunderstand their traditional tage of all the opportunities benefits, I believe my experiences in Human Resources The Walt Disney Company (Disney) had to offer— have helped me in my position today,” said Harriette. and she did just that! Just as she shared information about employee benefits as HR Manager, developing ways to spread As the Assistant Vice President of Business the word of membership in her current role Development at Partners, Harriette has in Business Development at Partners has experienced a Cast Member journey that laid the foundation for her professional has taken her from an attractions hostess progress at Disney. “I make sure everyone at the Magic Kingdom and Epcot, to a I come in contact with here at Disney number of management positions in knows about Partners membership,” she housekeeping and even further. Most continued. prominent in her professional career is her contribution to growing and Harriette’s continuous and diverse career developing Cast Members by working with Disney illuminates the possibilias a Human Resource Manager for ties available to Cast Members. Her over 15 years. Being part of a company devotion to building relationships that has continuously employed has not only been an important thousands of people all component to her career path, over the world has given but is also her advice to any and her a chance to not only all who enjoy working within cultivate the company’s Disney and want to grow within workforce, but build the company. “Explore the oprelationships that would portunities. Network and get strengthen her roots in to know other Cast Members the Disney culture and and their stories. Get involved family. with company-sponsored events,” Harriette’s veteran ad“I take huge pride vice to all looking to learn and in the relationships grown within The Walt Disney that I’ve built,” Company.
Backstage at Partners
Partners I-Drive Facility
Innovation, collaboration, and efficiency—just a few key elements cited by Partners Senior Vice President and Chief Operations Officer, Christopher Parker, as he spoke about the current renovations taking place at the credit union’s largest operational facility, located on the second and third floors above the Orlando, Florida branch. Over the span of several months, the renovation of what is known as I-Drive, Partners’ headquarters and branch facility, has been in progress in support of its
operational departments that serve the credit union. This facility stands to provide Partners with stateof-the-art technology for departments such as the Member Service Center, Information Technology, and Risk Management. “By becoming an extraordinary model for business, Partners will drive operational excellence,” stated Parker. Enhancing these business units will allow for the innovative collaboration of Partners Cast Members to work together in a more creative, dynamic, and efficient environment.
From top to bottom: Renovation Phase 1 (breakdown of all existing walls); Phase 2 (all new modular desk systems in place); Finished 3rd floor elevator lobby area; Finished workstations; Touchdown spaces themed after Disney and Disney/Pixar films.
New GC3 Cast Commons Branch From concept to fruition, the new Partners branch located in the GC3 Cast Commons (Glendale, California) features function, style, and technology to serve Cast Members onsite. Much detailed planning and development went into the creation of this full-service branch that would eventually serve all Cast Members working in the Glendale area.
Scheduled for completion in the first quarter of 2014, I-Drive will also include popular Disney film themed meeting spaces with versatile rooms to support small and larger sessions, new restrooms, a modern cafeteria-style break room with lounge seating, and even a game room with a billiard table. A contemporary modular office design system will encompass the working spaces of each department, making it the perfect space while maximizing the layout.
From top to bottom: Concept Design; Interior space with framing and walls in place; Main furniture structure, branding and Marketing signage in place.
Behind the Scenes of Walt’s Last Dream Presented by D23: The Official Disney Fan Club
In the final months of his life, Walt went before studio cameras to unveil his greatest vision yet. For any Disney fan, the scene is iconic—Walt Disney in a room decorated with models and artistic renderings, describing his concept for the futuristic city of EPCOT. This experimental community would prove to be his last and greatest dream, and the “EPCOT Film”, shot on October 27, 1966, would be one of his final on-screen appearances. Production sheets show the small crew that was summoned to Stage 1 on the Disney lot that day to document Walt’s EPCOT pitch. Director Arthur Vitarelli was a Hollywood veteran and frequent second unit or assistant director at the Disney Studio, working on a long list of films including Mary Poppins and The Shaggy Dog.
In these rare photographs, you can see the filmmakers and Walt setting up for production. While based on the top-secret EPCOT planning rooms at the WED Enterprises campus in Glendale, the film’s sets were custom built on a Disney soundstage for the production. For more D’SCOVERED stories, join D23 for free today at D23.com.
The Partners Difference
Often times, people get discouraged from joining a credit union due to the misconception that account access will be very limited. Some are unaware of the vast web of opportunities to access their account from practically anywhere in the world! From virtual access via mobile banking, smart phone applications, and 24-hour telephone service, to face-to-face contact with a branch representative, credit unions maintain a strong presence within the financial industry.
Everyday consumers are in search of banking that wonâ€™t demolish their finances with excessive fees but will provide a safe and convenient experience. As part of the CO-OP Network, Partners convenient access extends from The Walt Disney Company (TWDC) facilities to ATMs and financial institutions nationwide. Letâ€™s clear up the misconception right now! Check out the multitude of ways to access your Partners account:
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Credit Cards 101:
Choosing the right credit card for you
Consider your needs and wants when shopping for a credit card. Domestic and foreign travel, car rental, and Internet shopping are among the top uses for credit cards. Think about what you will use the card for, what type of limit you will need, and other factors that will affect your usage. Here are a few items to consider when selecting the credit card for your lifestyle: •
Spending Habits—Will this be your everyday or emergency card? Will you carry a balance or pay off your credit card bill in full each month? Interest Rate—Does the credit card offer an introductory rate? Examine your spending habits and determine whether a non-variable or variable rate will work for you. Rewards Program—Get more from your credit card by taking advantage of a program that offers incentives. Credit Limit—The amount of money made available for spending using your credit card is based on your credit history, so be mindful of your credit limit, as it can have a negative or positive effect on your credit score.
Fees and Penalties—Balance transfer fees, cash advance fees, late fees, and foreign transaction fees … get familiar with them so you understand your monthly billing.
Partners offers a premium selection of Visa Credit Cards for every lifestyle. Remember to carefully choose a card, so that you can maximize all of its features and benefits.
Everyday Banking with Partners. Relocating to the United States was exciting! Since I was a Cast Member I qualified for Partners, so the first thing I did was open an account. After establishing myself, I was able to get a Partners Auto loan and Visa® credit card. My experience with Partners truly made me feel a part of the Disney family in the U.S. Erin—Partners Member since 2013 Jennifer Disney Technology Solutions and Services
Experience the Partners difference and take advantage of lifetime membership that offers:
Free Checking with a Partners debit card Online and mobile banking for 24/7 account access Visa credit cards with no hidden fees Auto loans with competitive rates Mortgage loans to purchase your dream home And much more!
Partners Membership is open to Cast Members, Employees and their immediate family members. Join today at PartnersFCU.org, call 800.948.6677, or visit a Partners branch today!
Imagine what we can do together. Federally Insured by the NCUA.
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