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Keeping you in touch with modern luxury around the world

TABLE OF CONTENTS 4 FILM: PAVAROTTI 6 5 WAYS TO LOSE WEIGHT AND TO KEEP IT OFF 10 TRIUMPH OF THE ARABIAN 15 EXPLORING THE WORLD’S BEST RESTAURANT 20 GIFTS OF LUXURY 24 SURVIVING SUMMER: REDS THAT CAN BE CHILLED 28 CHARTING THE TOP LUXURY CREDIT CARDS 30 OWNING YOUR OWN CHATEAU IN FRANCE 34 LUXURY BACK-TO-SCHOOL ESSENTIALS 39 GREAT RESORTS OF AMERICA: BOCA RESORT & CLUB 47 SECRETS OF THEIR SUCCESS: 5 OF THE WORLD’S MOST

SUCCESSFUL PEOPLE ON HOW THEY GOT THERE

50 HOW FINE DINING CAN SAVE YOUR LIFE 59 WEIGHING YOUR OPTIONS FOR RETIREMENT


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FILM

PAVAROTTI

GENIUS IS FOREVER

P

avarotti is a documentary created from a combination of Luciano Pavarotti’s genre-redefining performances and never-before-seen footage from estate archives, the film will give audiences a stunningly intimate portrait of the beloved opera singer. Luciano Pavarotti was born in 1935, just outside of Modena in Northern Italy. After a difficult start, he had already achieved international success when his recording of “Nessun Dorma” from Puccini’s Turandot was used as the theme song for BBC’s coverage of the 1990 FIFA World Cup in Italy. The aria became immensely popular, and chosen as the official World Cup soundtrack. In the same year, the first “Three Tenors” concert was held on the eve of the FIFA World Cup Final in Rome with

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fellow tenors Plácido Domingo and José Carreras and con-

ductor Zubin Mehta. The recording of this debut concert became the best-selling classical album of all time, and led to additional Three Tenor concerts and recordings. In 1994, over 1.3 billion viewers worldwide watched the performance at Dodger Stadium in Los Angeles, an audience matched only by the recent broadcasts for the Game of Thrones series. Pavarotti’s numerous recordings, many of which were classical crossover and pop, have sold over 100 million worldwide. Pavarotti was directed by Ron Howard (Apollo 13, A Beautiful Mind, among many successful films), and was shot using the Dolby Atmos audio technology, to capture Pavarotti’s range in theaters. The Presidential Magazine 5


5

Steps to Lose Weight and Keep It Off

Tired of yo-yo diets? Set yourself up for success with the American Heart Association's tried and true tips on maintaining a healthy weight. To lose weight, you need to burn more calories than you eat. Learning to balance healthy eating and physical activity can help you lose weight more easily and keep it off.

1. Set realistic goals. Know where you are today so you know how to get where you want to be. Learn your Body Mass Index (BMI). Set yourself up for success with short-term goals, like “I will make lifestyle changes which will help me lose (and keep off) 3-5% of my body weight.” Short-term goals can seem more achievable and keep you on track toward your long-term goals. 2. Understand how much and why you eat. dia or tracking app to understand what, how much, and when you’re eating. Being mindful of Use a food diary your eating habits and aware of your roadblocks and excuses can help you get real about your goals. 3. Manage portion sizes. It’s easy to overeat when you’re served too much food. Smaller portions can help prevent eating too much. Learn the difference between a portion and a serving and how to keep portions reasonable. 4. Make smart choices. You don’t have to give up all your favorite foods. Learn to make smart food choices and simple substitutions instead. Discover healthy snacks and how fruits, vegetables, and whole grains help keep you fuller longer. 5. Be physically active. Physical activity is anything that gets your heart rate up, like walking. Aim for at least 150 minutes of moderate activity a week. Even 10-minute blocks count toward your goal.

6 The Presidential Magazine


The Presidential Magazine 7


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HORSES

TRIUMPH OF

10 The Presidential Magazine


THE

ARABIAN

BY GEORGE DAUPHIN

W

ith its origin in the Middle East, the Arabian is one of the oldest human-developed horse breeds in the world. It is, in fact, the foundation horse of almost all light horse breeds known today. This pure breed has a distinctive physical appearance — a dished face, wide-set, bulging eyes, arched neck, and a high tail carriage. The elegant appearance of the Arabian, together with a reputation for being gentle and intelligent, led to a marketing craze in the 1980s, during which horses were bought and sold as if they were fine art. They became valued, not only for their beauty, but as an investment and a tax shelter. Greed led to the over-breeding of the Arabian, and prices for these horses became artificially inflated. Breeders were willing to pay as high as $11 million for a stallion. Then came the Tax Reform Act in the mid-1980s, which eliminated the use of horse farms as tax shelters. As a result, the already over-saturated Arabian market took a big hit and the inflated prices collapsed, forcing many breeders into bankruptcy. It was not uncommon for purebred Arabian horses to be sent to slaughter. But the beauty and value of the breed prevailed over time, and today the Arabian has regained its true worth as a great horse for recreational riding and show. Amateur owners can purchase a horse for as little as $2,000, but prices can go upwards of $20,000, depending on the breeder, the training,

and other factors. Obviously, buying a horse is not all there is to owning one. Stable, veterinary care, preventative medicine, rider conditioning, training of the horse, feed, gear, education in the handling and the specifics of the breed, and required membership in professional organizations are all costs that need to be taken into account when deciding to buy a horse. The breed enjoys a popularity in Russia, Brazil, and Australia, among other countries. But it is the United States that has the largest number of Arabians — 660,000 registered — than any other nation. There is a high concentration of horse farms in the Southwest states. Arabian horses are an essential part of sell-out shows and sporting events in Florida, New York, and Colorado. Arabian horses excel in all sports and shows, but there are a few events that have prevailed among amateur riders, and continue to gain in popularity. Combined driving is an organized sport, with one, two, or four horses pulling a carriage of one, two, or three riders. Distance riding is also extremely popular. The distance rider can participate in various ways, from beginner rides at the local level, to world endurance events sponsored by international equestrian organizations. Such events can cover trails as long as 100 miles in a day. For the amateur rider, it can be a casual day with friends, or a grueling, extreme sport. Arabians are more suited for distance riding because they have shorter,

stronger backs that allow them to carry substantial weight in comfort and large nostrils and windpipe for greater lung capacity. Their hooves are more dense and larger, helping them to stay sound longer than other breeds. The goal of distance riders is to finish the trail. Coming in first is not as important. “To Finish is to Win,” means that completion of a competitive trail or endurance ride and bringing a horse to the finish line is a reward unto itself. Whether you want to learn more about Arabian horses, or you’re ready to ride, participate in equestrian shows and sports, or even breed horses, a good place to begin is the Arabian Horse Association (AHA). If you just enjoy watching these beautiful animals, you can find events in your area involving Arabian horses. The organization also publishes a bi-monthly magazine and a manual. For more information, and numerous free downloadable brochures, go to www.arabianhorses.org, or contact the AHA at: Arabian Horse Association 10805 E. Bethany Drive Aurora, Colorado 80014 Phone: 303.696.4500 Additional Reference: aljassimyafarm.com www.arabianexpressions.com www.allbreedpedigree.com www.usef.org americandrivingsociety.org ARTICLE © 2019 GEORGE DAUPHIN

The Presidential Magazine 11


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TRAVEL I

BY GEORGE DAUPHIN

I P H O T O S B Y PA O L O T E R Z I

EXPLORING THE WORLD’S BEST RESTAURANT A One of Chef Massimo Bottura’s signature dishes, which he calls “Oops! I Dropped the Lemon Tart,” a whimsical display of the chef’s culinary talent and intellect.

s if the Emilia-Romagna region of Italy needed one more reason to travel there, add Osteria Francescana, deemed the “Number One Restaurant” at the The World’s 50 Best Restaurants Awards. The restaurant’s “celebrity” chef, Massimo Bottura (above photo), describes his eatery as a “laboratory of ideas, inspired by culture.” That Northern Italian culture includes medieval architecture, fast cars, beautiful women, opera, and ceramic tiles. Chief among those assets is the culinary tradition, represented by Parmesan cheese and a prolific wine production, which includes varietals of Lambrusco, Trebbiano, Barbera, and Sangiovese. It is a rich tradition that Chef Bottura has to work with. In the following pages, we explore what is considered the “world’s best restaurant,” we profile its prolific chef and his works, and we ask world traveler Joey Toledo to tell us what it’s like to have dinner at Osteria Francescana. The Presidential Magazine 15


TRAVEL I

CONTINUED

I PHOTO BY CALLO ALBANESE E SUEO

OSTERIA FRANCESCANA

M

assimo Bottura opened Osteria Francescana in his hometown of Modena in 1995. From early on, the restaurant engaged in a profound exploration of territory and tradition, the expression of which can be found in the absolute concentration of flavors guided by Bottura’s definition: “Tradition seen from 10 kilometers away.” Today, Osteria Francescana continues to redefine Italy’s rich gastronomic heritage, ingredients and culinary traditions with the benefit of critical distance, contemporary cooking techniques, and a constant desire to ensure that the Italian kitchen evolves. Osteria Francescana has been awarded Michelin stars slowly and steadily over the years. After receiving the first and second Michelin stars, respectively in 2002 and 2006, the restaurant entered the World’s 50 Best Restaurants list in 2009. Today, Osteria Francescana is considered the best restaurant in Italy and one of the most influential in the world. Osteria Francescana was awarded a third Michelin star in 2012 and was awarded the Number 1 position on the World’s 50 Best Restaurants list in 2016 as well as in 2018.

16 The Presidential Magazine


“Cooking is not only about the quality of the ingredients but also the quality of the ideas” – Chef Massimo Bottura

M

assimo Bottura has established his voice both in and outside the kitchen. He is a speaker, author and charismatic leader. Chef Bottura has been recognized for his commitment in the fight against food waste. In 2016, he founded Food for Soul, a non-profit organization that creates social projects to empower communities in the fight food waste and social isolation. Food for Soul has opened six community kitchens in South America and Europe. Among his many accomplishments is a second restaurant in Modena; a line of balsamic vinegars and olive oils; and two books: Never Trust a Skinny Italian Chef and Bread is Gold, proceeds of which go to Food for Soul. The Presidential Magazine 17


TRAVEL I

CONTINUED

J

oey Toledo is a seasoned traveler and

passionate foodie. He recently had dinner with friends at Osteria Francescana. We

wanted to know what it was like to eat at

the World’s Best Restaurant.

COURTESY OF JOEY TOLEDO

The Presidential Magazine: What was your first impression of the world’s best restaurant? Joey Toledo: Along with the creative title that they give to each dish, you have a sense of being in a gallery with art in each plate, the tastebuds becoming an additional sense by which to experience it. TPM: Looking at the dishes on the Osteria website, they all look like small dishes. Is this the style of the restaurant? JT: There was a choice of two tasting menus. We got the one which was composed mostly of the classics, and added two dishes à la carte — the Cheeses and the “Wagyu Not Wagyu.” On hindsight, I should have also added the “Oops I Dropped the Lemon Tart” specialty. We got the Festina Lente tasting menu. TPM: Did someone have to explain the menu to you, or are you fluent in Italian? JT: The server explained each dish to us in English. TPM: How many courses did you have altogether? JT: There were 10 declared courses, plus the appetizers,

18 The Presidential Magazine

TPM: Did these small dishes satisfy your appetite? JT: The small dishes together will really fill you up. TPM: Do they make their own bread in house? JT: They make their own breads, and if you don’t watch it, it’s easy to get full on all of the crunchy breadsticks.

Gourmet foodie Joey Toledo poses with Chef Massimo Bottura at Osteria Francescana

plus the petit fours. There was an extra dessert because my companions did not finish the salad served at the end. (For those not used to the French/ European tradition of ending the meal with a salad, the restaurant staff was willing to substitute an extra round of dessert.) TPM: What was your favorite dish? Why? JT: My favorite dish was the cheese dish, which we ordered à la carte — the “Five Ages of Parmigiano Reggiano.” As stated there, it had different textures and temperatures, and it was very tasty. Also, the “Eel Swimming Up the Po River” is the best eel dish I have ever had.

TPM: Did you choose a different wine for each course, or did the sommelier make a recommendation? JT: Actually, I am not a wine person. My companions ordered a couple of bottles, which we shared. But I can’t talk about that, because I prefer water to cleanse my palate. But for those into wines, there is the wine pairing option, wherein they recommend which wine will work best with which dish. TPM: You’ve been to great restaurants all over the world. Do you agree with the critics that this is the world’s best restaurant? Why? JT: I would say to each his own taste, pun intended. ‘Best’ is very subjective, especially since in restaurants like these, they are constantly changing the

menus. Obviously, I was not able to taste all the dishes in their current menus, much less all of their specialties, like the ‘Oops I Dropped The Lemon Tart!’ So I only got a snapshot of how it is as a restaurant, compared to other top gourmet restaurants I am more familiar with. But I can say that Osteria Francescana is an excellent restaurant, and my favorite dishes were very memorable. More importantly, I liked it enough to want to return again and try its other dishes. TPM: Breaking etiquette, can we ask how much the final bill was, for how many people? JT: Well, it is breaking etiquette. And it is so dependent on what you order. They do have an à la carte menu. But the tasting menus would be around 300 euros without wine.

FOR MORE INFORMATION: www.osteriafrancescana.it www.foodforsoul.it www.phaidon.com www.theworlds50best.com www.viamichelin.com en.wikipedia.org/wiki/Modena youtu.be/YCUj2CFFetQ

P H O T O B Y PA O L O T E R Z I

(Left) “In the countryside” with snails, hare and aromatic herbs. (Below) “Five ages of Parmigiano Reggiano in different textures and temperatures” was Joey Toledo’s favorite dish.


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GIFT IDEAS FOR 2019 I COMPILED BY GEORGE DAUPHIN

GIFTS OF LUXURY GIFT-GIVING OCASSIONS FOR • • • • • • •

2019

VALENTINE’S DAY MOTHER’S DAY & FATHER’S DAY BIRTHDAYS & ANNIVERSARY GRADUATIONS & CONGRATULATIONS WEDDINGS & ENGAGEMENTS BAR MITVAH & BAT MITVAH CHRISTMAS & HANNUKAH

THE GIFT OF WINE STORAGE For the wine collector, who doesn’t have a storage system, get a recommendation for a gift item from one of our specialists: • WineCellarInternational.com • GLRWineCellars.com • OmniCraft Int’l: 714-315-3150

Take advantage of a strong Dollar abroad!

A GOOD YEAR FOR CHAMPAGNE...

T

hanks to global warming! The past few years have brought an unusual climate in Northern France, yielding the best harvest of varietals used for champagne in decades. Not every harvest is good enough to create a “vintage” champagne, but it’s a certainty that 2018 will be one of those years. (Investment in champagne futures is a new idea on the market, and if you can find one for 2018 from a reputable producer and retailer, grab it.) While we are waiting for the 2018 vintage to come out (about three years from now), prior vintages make an excellent gift idea. The Louis Roederer collection of vintage champagnes are among the best ones. Roederer’s 2008 Cristal has a perfect 100 rating from the Wine Enthusiast, and will set you back about $250 per bottle. A case, if you can find it, would make a lovely gift. Its sister, Cristal Rosé sells for upwards of $500 per bottle. And any vintage of the Roederer Blanc de Blancs is worth the price. If red wine is more to the taste of the person receiving the gift, consider the following products at the top of that class:

to get any vintage. These wines will get even better in the next 20 years, with proper storage. So, get a case. Prices start around $250 per bottle. • Eisele Vineyard Cabernet Sauvignon, 2013 or 2014. Consistent ratings at or just short of 100 makes this one of the top red wines from Napa. You may need to wait a year before drinking, depending on your taste. Prices start at $500. • Chappellet Pritchard Hill Estate Vineyard. Again, consistent ratings of 98-100 for most vintages. Drink now, or store for the next 20 years. Prices start at $250 per bottle.

• Paul Hobbs Cabernet Sauvignon Beckstoffer Las Piedras Vineyard. 2013 is a classic, but really, I’d be happy

You can ask your local wine merchant about any of these products. 1-877-spirits.com is a website that specializes in shipping gifts of fine wine and spirits.

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oak up all the sites, sounds, and floral aromas of this unique environment, known not just for its exotic animals, but for its waning natural resources, such as vanilla and ylang ylang.

20 The Presidential Magazine

t has been estimated that 60% of the world’s wildlife has vanished due to climate change. Go see the other 40% before it’s lost forever. Africa is the place to see it.

Y

osemite Park is rapidly changing under the stress of global warming. Take one of the tours offered by the Parks Dept. and see this American treasure before it changes forever.

hether you choose the Exclusive Champagne Tour, the Dom Perignon or Veuve Clicquot anniversary tours, or the Champagne & Gastronomy Tour, this is the year to visit.


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PHOTO CREDITS: FA C I N G PA G E : C O U R T E S Y O F L O U I S R O E D E R E R T H I S PA G E : © S O F I A Z H U R AV E T S N E X T PA G E : PHOTOS OF HM7 AQUAPOD COURTESY OF MB&F PHOTOS OF AUDI SPYDER COURTESY OF AUDI USA P H O T O O F P H O N O G R A P H I C P E R A M B U L AT O R C O U R T E S Y O F M E X TA X A S . C O M PHOTO OF APPLE PRODUCT COURTESY OF APPLE, INC.

The Presidential Magazine 21


GIFT IDEAS FOR 2019 I CONTINUED

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22 The Presidential Magazine

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WINE I BY GEORGE DAUPHIN

24 The Presidential Magazine


SURVIVING SUMMER: REDS THAT CAN BE CHILLED

A

S SUMMER APPROACHES, WE TEND TO STAY AWAY FROM THE WARMER, HEAVIER RED WINES. SO, HOW DO WE KEEP GETTING THE

SAME ANTIOXIDANTS THAT REDS SUCH AS CABERNETS AND MERLOTS OFFER? Let’s first address some misinformation regarding red wine. The common wisdom is that we are supposed to drink a red wine at “room temperature.” But does mean that if you’re at a garden party in South Beach where the temperature is 90 degrees, the wine in your hand should also be 90 degrees? I hope not. The myth comes from a misunderstanding of what the French refer to as “room temperature.” French winemakers prefer their reds at the temperature of the tasting rooms in the cellars where their wines are sampled and aged. That cellar temperature is about 55-58 degrees Fahrenheit. If you have a wine cellar in your house, keep it at that constant, and enjoy refreshing red wines all summer long. Obviously, the same holds for smaller wine coolers. Connoisseurs have a number of options, from built-in climate control units, to off-site storage services, which include Cat. 5 hurricane resistant vaults. If you are serious about wine, such a vault will ensure the safety of your wine during such a storm, although your house might be gone. When buying wine, here are some tips to getting the best quality and to keep your purchase from overheating: • It begins in the parking lot of the store where you purchase your wine. Park your car in a cool spot. Once you place the wine in your cool car, take it straight home.

M O R E O N S U M M E R R E D S O N T H E N E X T PA G E

The Presidential Magazine 25


WINE I CONTINUED

Don’t make stops along the way, leaving the wine to cook in an overheated car. You may consider putting a portable cooler in your trunk for just for the trip. Otherwise, the floor behind the driver’s seat may be the best spot for your purchase. • Choose your wine merchant carefully. Buy from a retailer who knows how to store wine. Make sure his wines are stored with the bottle lying down, in a cool place, away from direct sunlight, and away from the front door, where it could be affected by blasts of heat as customers walk in. • If you buy by the case, ask to see the cases before you pay for them. Make sure they were stored so that the bottles are either lying down or upside down. This applies to corked bottles. • Check to see if the store is kept clean. A clean store means the management cares about how your product is handled. You should also know that a bottle of wine, whether

corked or screw-capped, interacts with its environment. Bad odors, chemicals, agitation, and even sound will affect the quality of a wine. It sounds crazy to say that really bad, loud music will diminish the quality of a wine. But if you are spending over $100 for a bottle, you are entitled to consider every little thing that could affect that wine. There are some red wines that can be chilled on ice. Lambrusco, red viño verde, and Beaujolais — to some extent — come to mind (see the list below). But for the traditional dry red varietals — such as Cabernet Sauvignon, Merlot, Shiraz, Sangiovese, Syrah, just to name a few — you do not want to icechill them to a temperature that is lower than the aforementioned “cellar temperature.” Lastly, if a guest brings a bottle of red to your dinner party and the bottle is warm to the touch, if for whatever reason you wish to serve it immediately, a 5-minute cool-off in a regular refrigerator before opening will not do any harm.

Yeti makes many portable coolers that you can take with you to the wine shop. They come in various sizes. It helps to keep the wine at a constant temperature until you get home.

Helpful links: yeti.com winecellarinternational.com George Dauphin is a certified sommelier with extensive experience in writing about wines and spirits.

a short List of reds that can be consumed cold As a rule of thumb, if you can’t find the specific wine on the list, try one of the same varietal that your local wine shop carries and can recommend to drink cold.

VARIETAL

WINE

COUNTRY OF ORIGIN

Grolleau

2017 Domaine des Sablonnettes Anjou Les Copains D’Abord

France (Loire Valley)

Gamay

2015 Domaine Jean Descombes (Georges Dubœuf) Morgon

France (Burgundy)

Pinot Noir

2013 August Kesseler Pinot Noir

Germanuy (Rheingau)

Nebbiolo

2015 La Kiuva Arnad-Montjovet

Italy (Vallee D’Aosta)

Lambrusco

2017 Medici Ermete Concerto Lambrusco Reggiano

Italy (Emilia-Romagna)

Lambrusco

2018 Cleto Chiarli Lambrusco di Castelvetro Vigneto Cialdini

Italy (Emilia-Romagna)

Gamay

2015 Chateau du Moulin a Vent Moulin-a-Vent

France (Burgundy)

Grenache

2017 Comando G La Bruja de Rozas

Spain (Rozas de Puerto Real)

Any Varietal

Sangria — Find a recipe and make your own chilled pitcher of this delicious summer drink.

26 The Presidential Magazine


Energy, Security, Safety and Fire Protection Your Las Vegas Fire Alarm & Security System Provider The IntraWorks team is undoubtedly amongst the best in the nation. They are experts in security, safety and energy systems and know how to integrate these systems for maximum effectiveness and specialized applications.

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FINANCIAL

CHARTING THE TOP

LUXURY CREDIT CARDS W

hen considering a financial service that effectively involves spending between $250,000 to upwards of a Million Dollars of your money, there is much to consider. When choosing a luxury credit card, there is far more than we can cover on one page. There is more than just convenience — security, points, the financial company’s reputation — are just some factors to take into account. You may also want to stay informed by reading financial COMPANY

publications, as this is a very fluid sector and each company’s reputation is a factor in trust and effectiveness. You need to contact the credit card company to get a complete report. We cannot show all the perks on this page, for example. This is meant to be a starting point for your final choice. But the “choice” may not be your choice after all, as many of these cards cannot be applied for, and are available only by invitation, based on your prior record.

CARD

FEES

PRE-QUALIFICATION

BENEFITS – PARTIAL LIST

➊ SBERBANK

VISA INFINITE GOLD CARD

• Initiation Fee: $65K • $35K up front credit

• Issued by Kazakhstani bank to 100 select clients.

• Concierge services. • $250K life insurance. • Priority immigration.

➋ MASTERCARD

BLACK CARD

• Annual Fee: $495 • APR: 17.24% Variable • Additional user: $195

• Excellent Credit.

• 24/7 Luxury Card Concierge. • 0% intro APR for limited time. • Emergency roadside dispatch.

➌ COUTTS

WORLD SILK CARD

• Annual Fee: None • APR: 14.7% Variable

• Exclusive to Coutts clients. • Must be over 18. • $26K monthly credit limit.

• 24/7 Concierge services. • Priority Pass.

➍ CHASE

SAPPHIRE RESERVE

• Annual Fee: $450 • Additional user: $75 • APR: 19.24%–26.24%

• Credit score over 700. • Proof that you can handle a $10K minimum credit line.

• Intro rewards + 3X pts on travel. • Priority Pass Access; transfer pts. to partner companies.

➎ JP MORGAN

RESERVE CARD

• Annual Fee: $595

• $10 Million in J.P. Morgan bank.

• $300 + 3X pts on travel. • 24/7 concierge services. • Priority Pass access.

➏ AMERICAN EXPRESS

CENTURION® CARD

• Initiation Fee: $7.5K • Must spend over $250K • Annual Fee: $2.5K on regular card. • Late Fee: $38 or 2.99%

➐ FAB DUBAI FIRST

ROYALE MASTERCARD

• Initiation Fee: $2K • APR: Flexible

• You may need to own property • Personal Concierge. in Dubai to be invited. Must spend • 0% interest on many items over $250K on regular card. and services.

➑ STRATUS REWARDS

VISA

• Annual Fee: $1.5K

• Must spend $100K on reg. card. • You need a referral from an existing cardmember.

➒ BARCLAYS BARCLAYCARD

ARRIVAL PLUS® WORLD ELITE MASTERCARD®

• $89 (waived first year) • 670-850 credit score. • APR: 18.24% - 25.24% variable

Card carved from solid gold with diamonds & other stones.

“Best airfare redemption rate” - Credit Card Pro

From Royal Bank of Scotland. Queen Elizabeth’s credit card.

“Best Premium Travel Credit Card” - Money Mag.

Card contains Palladium.

Also known as the Amex Black Card.

FAB is First Abu Dhabi Bank. The card is embedded with a .235-carat diamond.

“The White Card” for elite travelers.

Earn unlimited 2X miles on every purchase.

28 The Presidential Magazine

• 24/7 personal concierge program; 1-1.5 rewards points per dollar spent.

• Personal Concierge. • Private jet time as redeemable reward. • 70,000 bonus miles. • No foreign transaction fees. • International Chip and PIN.


TRAVEL

BY GEORGE DAUPHIN PHOTOS COURTESY OF LEGGETT PRESTIGE

30 The Presidential Magazine


CÔTES DE BLAYE CHÂTEAU

Built in 1852, this château is 45 minutes from the center of Bordeaux. It boasts an incredible view over the Côtes de Blaye AOC vineyards, and other nearby famous vineyards. The property comes with a chapel, a swimming pool, and a caretaker couple, who live in a guesthouse. If you purchase this château, you may elect to keep them or ask them to leave.

your own

Chateau in France

is not just a dream The Presidential Magazine 31


TRAVEL

CONTINUED

W

hether you’re looking for a pied-a-terre to spend family vacations in France, or you want to follow in the footsteps of celebrities like Brad Pitt and Angelina Jolie to become a gentleman viticulturist and winemaker, there is no shortage of vintage estates for sale in France. The old cliché of “location, location, location” applies to French real estate as well. Your choice of location will depend on your interest: If it’s wine, you may want to buy around Bordeaux; if it’s skiing, the Alps is the place for you, etc. Start by buying a physical map of France and become familiar with the various regions and what they offer.

Once you’re comfortable with prices that start at one million euros, Google helps with quick dollar-to-euro conversion, as well as instant (and pretty reliable) French-to-English translation, and metric conversion as well. While it is highly recommended to learn the native language, there are real estate agencies in France that will help in that department. They include Leggett Prestige, some of whose estates are represented on these pages. Once you log on to one of their sites, you can start by falling in love with your chateau. Here’s a starting list: www.leggettprestige.com www.frenchestateagents.com

STONE PROPERTY IN VAUCLUSE. Isolated amidst vineyards, calm and nature, this mansion has great possibility as a bed-and-breakfast. Among its assets is a pool, guesthouse and beautiful garden.

STONE BUILT HOUSE IN PEYMEINADE. Close to the Alps, as

well as the Cote d’Azur, this mansion has everything: a swimming pool, tennis court, boules court, triple garage, and landscaped Mediterranean gardens. Near Cannes and the perfume capital of Grasse.

32 The Presidential Magazine


HUGE EIGHT-BEDROOM CHÂTEAU

This chateau, in the historic town of Jazeneuil, comes with a guardians house, stables, outbuildings, heated swimming pool and beautiful grounds

FAIRYTALE CHÂTEAU FROM THE 15TH CENTURY. This luxury castle has a contemporary interior and modern facilities. Potential for bed-and-breakfast and gîtes, a charming property, full of history in the heart of the black Périgord. Touristic villages nearby include Sarlat and Domme.

AVIGNON MANSION. A private mansion in the historic town of Villeneuve-les-Avignon. Sited adjacent to a Palais Pontifical — one of the summer residences of the 14th century Avignon Papacy – the mansion most likely has its origins as a cardinal’s residence. The Presidential Magazine 33


GIFT IDEAS I COMPILED BY GEORGE DAUPHIN

(LUXURY)

O T K C A B SCHOIAOLSL ESSENT

MONTAGUE FOLDING BIKES $660 to $2,499

T

he ideal ride for on campus and off campus commuting, Montague is the world’s leading maker of full-size folding bikes. From pavement bikes, to mountain bikes, to e-bikes.

PILOT TRANSLATING EARPIECE From Waverly Labs Inc. │ $179

Y

SMART FINGERPRINT PADLOCK From Tapplock Corp. │ $99

our kid will be the star of his French class with the Pilot earpiece, which translates between users speaking different languages. The Pilot App uses speech recognition, machine translation and speech synthesis to translate what was spoken. The second Pilot earpiece plays the newly translated speech for the other person. Available in 15 languages, but only three colors.

ingerprint sensor allows unlocking in under 0.8 seconds. Stores up to 500 fingerprints for multiple users. Becomes faster and more accurate with each access. Share smartphone access remotely and set access limitations with flexible dates and times, with option to revoke. Track history with time and location from the Tapplock app.

For more information: waverlylabs.com/pilot

For more information: tapplock.com

34 The Presidential Magazine

F

P H O T O O F F O L D I N G B I K E C O U R T E S Y O F M O N TA G U E B I K E S . P H O T O O F P I L O T E A R P I E C E C O U R T E S Y O F W AV E R LY L A B S . P H O T O O F F I N G E R P R I N T PA D L O C K C O U R T E S Y O F TA P P L O C K . PHOTOS OF APPLE MACBOOK PRO COURTESY OF APPLE INC. P H O T O O F L O C K M E B A C K PA C K C O U R T E S Y O F L O U I S V U I T T O N .

More info: montaguebikes.com


THE ASTROGRAPH WRITING INSTRUMENT From MB&F and Caran d’Ache

I

TORIC HEMISPHERES RETROGRADE

t’s a toy… It’s a spacecraft… It’s a pen! The checkered pattern is made from anthracite lacquer. The Astrograph comes with a magnetic miniature figurine, silver and rhodium-plated, that can be attached at will to the body of the writing instrument, and a “Launch pad” circular box. For more information: mbandf.com/en/contact/retailers

From Parmigiani Fleurier │ $29,700

T

he ultimate traveler’s timepiece. With two time zones, for the student who is away from home. More info: cellinijewelers.com

NEBULA CAPSULE II POCKET CINEMA

LOCKME BACKPACK MINI From Louis Vuitton │ $2,570

T

here are many elegant backpacks for your daughter to put her books in, but you can’t go wrong with Louis Vuitton. In soft calf leather. More info: us.louisvuitton.com

From Anker │ $580

SKI JACKET

Y

From Stefano Ricci │ $2,550

our teen will be the hit of the sleepover, party, or college dorm study group with this pocket mini projector. Compatible with every device from a smart phone to a gaming console, the Nebula Capsule II projects a clear and crisp image to a screen, sheet, wall, or canvas of a camping trip!

B

oys’ two-toned ski jacket from famed Italian designer Stefan Ricci. Hooded collar with faux fur (nylon) trim. In sizes 10-14. More info: bergdorfgoodman.com

P H O T O S O F A S T R O G R A P H C O U R T E S Y O F M B & F. PHOTO OF NEBULA COURTESY OF ANKER. P H O T O O F T O R I C R E T R O G R A D E F R O M PA R M I G I A N I F L E U R I E R .

For more information: Anker.com

APPLE’S BACK-TO-SCHOOL PROMOTION Updated MacBook Pro │ $1,199 for college students dents Updated MacBook Air │ $999 for college students

T

he updated MacBook Air and MacBook Pro are part of Apple’s Back to School promotion available to higher education students, their parents, faculty, staff and home-school teachers through the Apple Education Store, in selected markets. The promotion includes a pair of qualifying Beats headphones with the purchase of any eligible Mac or iPad, as well as education discounts on qualifying Mac, iPad, AppleCare, select accessories and services. For more information: Apple.com The Presidential Magazine 35


• HEALTHCARE • MEDICARE • LIFE INSURANCE • RETIREMENT

Create a Plan that Works for You FIND HEALTHCARE COVERAGE IN AMARILLO, TX

3 REASONS TO CHOOSE BUXTON INSURANCE Make an appointment with an insurance agent in Amarillo, TX today by calling Buxton Insurance at

806-335-5294.

2920 Duniven Circle, Amarillo TX 79109

buxtoninsurance.com 38 The Presidential Magazine

You need a health insurance agency that also offers retirement insurance and life insurance plans. Choose the experienced insurance agent from Buxton Insurance because:

 She will make sure you get the best information and the lowest rates possible  She will be your biggest advocate for health or life insurance  She will make you aware of different plans and processes


P H O T O S C O U R T E S Y O F B O C A R AT O N R E S O R T A N D C L U B

Exploring the

Great Resorts of America

The pool at the Resort Spa.

THE BASICS

BOCA RATON RESORT & CLUB

T

he Boca Raton Resort & Club—A WaldorfAstoria Resort (the official name) comprises of three premier luxury hotels: The Boca Raton Resort & Club is the main building, known for its signature pink color, tower and spas. The Yacht Club is the five-star luxury resort with varied water activities from their own marina, a private concierge lounge, and suites overlooking Lake Boca. Boca Beach Club is a private beach property of half a mile on the ocean that boasts of personal cabanas, a personal beach attendant, and complimentary hand and foot massage for each guest.

The Presidential Magazine 39


T H E G R E AT R E S O R T S O F A M E R I C A c o n t i n u e d

BOCA RATON RESORT & CLUB A WALDORF ASTORIA RESORT

40 The Presidential Magazine


BY THE NUMBERS Number of hotel rooms: 1,047 Total size of property: 337 acres Restaurants & bars on the property: 13 Number of pools: 6 pools & 1 Flow-Rider Number of slips at the marina: 32 Last purchase price for resort: $461.6 million Number of tennis courts: 30 Golf courses: 2

Boca Resort & Club courtyard with “Slave Girl� Fountain The Presidential Magazine 41


T H E G R E AT R E S O R T S O F A M E R I C A c o n t i n u e d

BOCA RATON RESORT & CLUB

HISTORY OF OWNERSHIP • 1926 — Original Architect Addison Mizner. • 1927 — Clarence H. Geist, utility millionaire. • (During the Second World War, the property was used as barracks for soldiers of the Boca Raton Army Air Field.) • 1944 — The Schine Family • 1960s — Arthur Vining Davis/Arvida Corp • 1983 — VMS Realty, Inc • 2004 — The Blackstone Group • 2019 — Michael Dell/MSD Partners Main photo: Boca Resort Lobby Below: The Commodore Lounge

42 The Presidential Magazine


Breast Cancer is #unacceptable Breast cancer kills more than 41,000 people each year in the U.S. That’s unacceptable. Join us in reducing breast cancer deaths by half by 2026. JOIN OUR FIGHT. SAVE LIVES. Komen.org/unacceptable


T H E G R E AT R E S O R T S O F A M E R I C A c o n t i n u e d

BOCA RATON RESORT & CLUB

SPAS AND RECREATION The Resort oers extensive relaxation and health/healing services, from hot stone massage to Vitamin B-12 injections at the Biostation, from mineral baths at the Waldorf-Astoria Spa to nutrition counseling. For those not so much into relaxation, there are plenty of areas for water sports, working out, or trying your skills at surďŹ ng on the Flow-rider.

Main photo: The Bath at Waldorf-Astoria Spa Below: The Flow-Rider

44 The Presidential Magazine


INTRODUCING THE FUTURE OF MARKETING.

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Well, now you can. That was not possible until now. With our proprietary software, Ai Marketing Pros has the ability to identify by name everyone who is preparing to get your services in your area right now. These are people that are looking to hire, they just have not yet decided who it is going to be from. This is a revolutionary marketing technique that you will not find anywhere else. However, not only do we provide you with a guaranteed amount of these exclusive leads each month (or we pay out of pocket), we will also nurture them and greatly increase your chance to convert them. We will put you in front of all the potential clients who are in the market for your services right now before your competitors and more often – making you the obvious choice. Stop paying hundreds of dollars for leads that are shared with 10+ of your competitors. Our leads are exclusive to you and will not be shared. Because of this and the power of our technology, we only partner with one company per area for each industry. Do you think we would be a good fit? Do you have the ability to handle extra work each month? Contact us today!

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T H E G R E AT R E S O R T S O F A M E R I C A c o n t i n u e d

BOCA RATON RESORT & CLUB

The Palm Court

DINING

501 EAST KITCHEN & BAR

A partial list of the 13 award-winning restaurants and bars scattered through the resorts.

Family-friendly dining with casual American cuisine and golf course views from the patio.

BEACHES RESTAURANT & BAR

PALM COURT

Overlooking Lake Boca and the Waterway, enjoy Tuscan cuisine and our award-winning wine list. Private dining available.

Meet and mingle in this colorful courtyard, serving up light fare and entertainment.

SEAGRILLE MORIMOTO

Dine poolside, or be served in your private cabana, with a casual menu of sandwiches, burgers and cocktails.

Internationally acclaimed for his Japanese cuisine, the Iron Chef Sushi Master Masaharu Morimoto’s bar and restaurant offers unique sushi, sashimi and maki.

THE BLUE

OCEAN BAR

With a seasonal menu, find the freshest New American fare and seafood with a focus on sustainability.

46 The Presidential Magazine

LUCCA

Our stylish bar offers stunning Atlantic Ocean views from the terrace, light fare and cocktails.

With indoor and outdoor seating that overlooks the Atlantic, enjoy fresh seafood and exceptional wines.

SERENDIPITY This family destination captures your imagination with its candy colors and sweet treats.

SHAKA BAR & GRILL Hang loose at this California beachthemed bar with tacos, burgers and frozen cocktails.


BUSINESS

Secrets of their Success Five of America’s most successful people on what it takes to get there.

“Every day, every one of us sets the stage for our sentiment, our confidence, and our success by getting dressed. When you feel great, when you feel your best, it opens up a world of possibility. Feeling confident and self-assured are important inputs into good days, successful days, and happy days.” — Katrina Lake, Founder and CEO of Stitch Fix PHOTOGRAPH BY STUART ISETT/FORTUNE MOST POWERFUL WOMEN

“I live by two principles: Persistence and Gratitude. Persistence gets me where I want to go. And gratitude keeps me from being angry while I’m getting there.” — Henry Winkler, Successful actor/producer

“If you don’t understand the details of your business, you’re going to fail.” — Jeff Bezos, the world’s richest man

“I hire smart people and get out of their way.” — Lee Iacocca, President and CEO of Chrysler Corp.

“In order to be successful, you need three things: an idea; some form of capital; and persistence. But even if you have all three, it still won’t help you if you don’t have just a little bit of luck.” — Malcolm Forbes, Founder of Forbes Magazine The Presidential Magazine 47


Where lipstick meets sawdust Blue Eye Interiors offers commercial and residential design and remodeling services. With qualified interior designers and construction crew working together, we guarantee quality work in a timely fashion.


FOOD

WHY FINE DINING CAN

“W

e eat with our eyes and not with our stomach,” says Brian Wansink, Director of the Cornell University Food and Brand Lab, and the former executive director of the USDA’s Center for Nutrition Policy and Promotion. Over the past ten years, Wansink’s work and publications have had a significant impact on the way Americans view and manage their food and beverages. As a result of his findings, for example, most bars now serve drinks in taller glasses, as we have become more aware that we tend to drink more when the glass is shorter and wider. The minisize (100 calorie) package is another result of Wansink’s research. Undoubtedly, his warnings about an “obesity epidemic” has been confirmed by other health observers. However, Wansink’s work is fraught with controversy. Many of his studies have been challenged by other professionals and journalists, who accuse him of false conclusions and sloppy scientific handling. Still, it would be unwise for us to ignore his findings, much of which is valid. Among his studies for Cornell is a 2012 experiment in which he converted a Hardee’s into two distinct areas. The report states, “One area remained unchanged with bright lights, colors, and loud music. The other area was modified into a fine dining environment by adding indirect lighting, plants, paintings, white tablecloths, and soft jazz music playing in the background.” Lunchtime customers were randomly

50 The Presidential Magazine

assigned to one of the two dining areas, where their time spent eating was recorded and their plates were weighed to measure consumption. Both groups initially ordered similar amounts of food. But, according to Cornell, “results showed that although customers in the fine dining atmosphere ate for 4.7% longer, they ate less than their fast food counterparts (86% vs. 95%). Furthermore, not only were the people in the fine dining atmosphere no more likely to order additional food, but, when they did, it contained 14% fewer calories than participants in the fast food atmosphere.” Wansink’s experiment seemed to confirm a well-established nutritional concept that faster eating results in more calorie intake. We also need to consider the difference between fast food and fine dining where beverages are concerned. Fine dining customers tend to order drinks that are generally considered healthier, such as bottled water and red wine in moderation, as opposed to the sugary drinks that commonly go with fast food. The fact that the pace is slower when dining at an upscale restaurant, especially when eating with friends, has an enormous effect on your level of stress. With a slower heart rate and a more focused mind, one can also more wisely determine when to stop eating. Wansink notes that, when asked what determines when they would stop eating, Europeans tend to say something like “When I no longer have an appetite.” They

© P I YAT O

SAVE YOUR LIFE are more in tune with their body. Whereas, Americans tend to say they stop eating when their plate is empty. So, much of our eating habits are due to cultural differences. Americans who eat while watching TV will only stop eating when the show they are watching is over. If you must eat alone, it is far better to eat at a table than in front of the TV. While it sounds odd, the best thing is to eat in front of a mirror. You are then literally watching what you eat. We should always focus on what we eat, and not eat mindlessly. In his popular book, Mindless Eating, Dr. Wansink argues that overeating is built into our culture. Chain restaurants use colors, music, and other environmental clues to get us to eat more, and spend more. Fine dining


“We should be dining instead of eating.” – Julia Child restaurants use lighting and music that tend to slow down our meal. Even when we eat at the dinner table, we then immediately settle in front of the TV for the rest of the evening. Europeans have more of an opportunity, and tradition, to go outside and walk. Walking is another habit that sets Europeans apart from us, the advantage being that their cities are smaller. Even new cities are designed for walking. Dining at a restaurant gives Americans that opportunity to at least stretch and physically make our way home, even if we have to drive there. In most cases, we begin a meal at a restaurant with an appetizer or bread, on a small plate. The meal also tends to end with a small plate if you’re having dessert. According to the Cornell studies, the ad-

vantage of a small plate is the illusion that it contains more food than it really does, and so we are psychologically convinced that we’ve eaten more. The studies have shown that if you switch the same amount of food from a small plate to a large plate, people tend to add more food to the large plate, because visually the same amount looks less on the large plate. By the same token, people drink more from a wide glass than from a tall glass, because the same amount of beverage looks less in a shorter, wider glass. If we become aware of how we eat with our eyes, we can also avoid eating from packages, which gives us the tendency to eat the entire content of the package. Because we can’t visualize the intake of food, we keep eating until the contents of

the package are finished. Food producers encourage this type of eating. Think about how a 14 oz container of Häagen-Dazs fits neatly in your hand. Then think about the calorie consequences of eating that entire container in one sitting. The same is true of potato chips. The wise thing to do when you first open a bag of chips is to put the amount of your limit in a plate or bowl. Otherwise, you will eat the contents of the entire bag. Having a portion of food in front of you limits the amount you eat, another advantage to fine dining. The Presidential Magazine is not responsible for any scientific facts associated with the studies stated in this article. You should consult a doctor before starting any diet. The Presidential Magazine 51


S

till undecided on a career path back in 2000, Andy Neal made an impression on a man who was buying a suit from him. “He gave me his business card,” Andy recalls, “He said to call him if I ever wanted to become a real estate agent.” From that moment on, selling homes was all Andy wanted to do. So he took the plunge, left his job as a suit salesman and began working for one of the largest corporate real estate companies in the UK. He enjoyed the busy corporate world but couldn’t help envy the smaller independent agencies that seemed to have repeat clients and great rapport with them. He landed a job at his local town’s number one agency, where things were so different from the corporate world. He found his boss to be one of the

best in the business, and he absorbed everything by working with him, adding to the five years experience he already had as an agent. After an additional five years with this new employer, it was time to go it alone. Then came the crash of 2008. Andy opened his own agency, Andrew & Co Estate Agents. He remembers people telling him that he was crazy giving up a good job and going it alone in a recession. He recalls, “But I knew that if I could make it during that tough period, there was nothing that could stop me once the market improved.” Almost ten years later, Andrew & Co is now the market leader in their area, has five offices and 27 staff members. Gradually one by one, he handpicked the best staff around. He knew that by building the best team, they would achieve the best results, and to this day they are still leading their market with the best agents. Having sold everything, from studio apartments, house boats, 14th Century manor houses and multi-million pound estates, it was time to explore new real estate.

INTERNAT AGENT Andy Neal’s successful path in real estate

407 619 3517

MAXIM REALTY ORLANDO 8409 Eagles Loop Circle • Windermere, Florida 34786

YOURREALTORANDY.COM


Andy had been going to Florida on vacation since the mid 80’s when his uncle had moved there. It became his dream to move there as well one day. Together with two partners, Andy established his current brokerage in 2016, moving from the UK to manage the growth of the new business, and to test his own skills as a real estate agent in the American market. “I’ve loved every minute,” says Andy, “It’s different from the UK market in many ways but the fundamentals are the same, the same skill sets needed to be good at what you do. I only started selling here in January of this year but I have already closed on over six million dollars in volume by myself.” Andy attributes his success to hard work, and meeting his goals — “just doing what I say I will,” as he puts it. He explains, “If someone tells me they are going to do something, I expect them to do it. And I’m the same — I only tell my clients what I can do, not what sounds good. I know what my strengths are and I demonstrate that when meeting potential clients. There’s always two key points to listing a property, price and marketing; if you get both right, it will sell quickly.

If not, then one of those factors needs to change. I spare no expense when it comes to marketing my clients’ homes. It’s no secret that we as real estate agents earn good commissions, so it’s only right that we invest heavily to get our clients sold.” Living in Windermere, the local market is one Andy is working hard to become known. “It’s hard as there are so many agents locally, many more that have a good reputation and sales history than I do, and most people know more than one realtor.” I don’t have a reputation here as I’m still new to the area, but I know that I’m as equally able to sell any home as they are, at any value. After 18 years of selling homes, you tend to get good at it, but I still need that lucky break where someone is willing to take a chance on me.” Central Florida isn’t the only market Andy is focusing on. He and his business partner recently completed the purchase of a brokerage in Ft. Myers with some 70 agents — Maxim Realtors LLC. “We looked at a few brokerages and decided that Maxim was the right one to invest in. The previous owners had

TIONAL International Connections … Local Expertise

invested years in expanding to what it is today, a brilliantly-run business with fantastic staff and a good local reputation. “The business was set up by a brother and sister team and they wanted to remain on board, so it made sense to continue what was already in place and push the business to the next level with the addition to our brokerage in Orlando. My business partner, along with the previous owners focus on the Ft. Myers business while my main focus is here in Orlando, where we plan to recruit more of the best agents.” For now, though, Andy is focusing on selling homes locally. “I absolutely love what I do. Every day, I enjoy going to work and meeting many amazing and wonderful families that put their trust in me to sell their most important asset. You can’t ask for much more pride than that, in my opinion. Every client is the same to me, regardless of wealth. If you know how to sell a home, the value isn’t important — what’s important is knowing how to market it to the right audience in that price range, whether it’s $100,000 or $100,000,000.


DIAMONDS

54 The Presidential Magazine


ARE NOW ALSO A

CAR’S BEST FRIEND

The Presidential Magazine 55


Meet The World’s First Diamond Car, The Rolls-Royce Ghost Elegance By Nargess Banks , Contributor, Forbes Magazine

A thousand crushed diamonds twinkle through the silkysmooth surface of the Rolls-Royce in front of me at the Geneva Motor Show. This rare Ghost was customized for an unnamed client as an ultimate expression of luxury. It indicates the British marque’s expert craft skills by previewing the world’s first ‘diamond stardust’- paint infused with a thousand ethically-sourced crushed diamonds. I am told the paint is the most expensive to grace the body of a Rolls-Royce and that the process was also long and complex. A specialist team at the carmaker’s bespoke division worked closely with the diamond specialists Jean Boulle Luxury Group who specifically sourced the natural gem-quality diamonds from Namibia, meticulously examining the dimensions of each precious stone to evaluate the transmission and reflection of light. They then created a very fine diamond powder which the Rolls-Royce technicians infused with the paint for a smooth surface and subtle shimmer. Finally, the master painter at Rolls-Royce applied the last touches with a squirrel-hair paint brush. The result really is magical. “Diamonds are Rolls-Royce’s best friend,” jokes director of design Giles Taylor as we admire the car. He says the owner is a real Rolls-Royce connoisseur - a collector and that it was he who came to the studio with this idea. “Such customers will say ‘I bet you can’t achieve this’ and it sets the challenge for us. Projects like this are an impetus to try new things.”

of bespoke is that when we have the request we then need to deliver within six months. In this case, it was the ingenuity of the paint engineers who made it possible. It was a challenge as the diamonds would lift to the surface so our technicians did whatever they could to make it work.” Rolls-Royce dedicated the exhibition stand at Geneva to showcasing the full breadth of its bespoke services. This includes ‘Dawn - Inspired by Fashion’, reflecting the color themes of the Spring/Summer 2017 fashion collections and 'Black Badge', the bespoke-engineered cars created for younger, edgier customers. I ask Taylor if his position has evolved beyond the traditional role of a car designer to help imagine experiences around personalization as the ultimate expression of luxury. “Yes, yes absolutely,” he replies. “It is a really interesting part of my job to be prepared for the unexpected. One of the core elements of our bespoke involves being able to offer unusual and rare materials. We are going to cultivate that part of the design service. We need to be at the very top of the bespoke tree. This is where we have to be to make sure we’re not just peddling bespoke.”

Rolls-Royce Wraith and Ghost Black Badge, bespoke-engineered to suit its younger, edgier customers Photo Courtesy of Rolls Royce Motor Cars

A thousand crushed diamonds were infused into the body paint of this customized, one-off Rolls-Royce Ghost. Photo Courtesy of Rolls Royce Motor Cars

Taylor’s creative studio has an innovations budget to allow the team to try new ideas in design and materials and, if they work, feed them into future production cars. “The immediacy 56 The Presidential Magazine

Rolls-Royce is already an expert at tailoring. A visit to Goodwood to see the master artisans at work, crafting the cars almost by hand, is a very special experience. Taylor, though, wants Rolls to be the carmaker offering that extra layer - that element of intrigue, of surprise, he says, “along the lines of diamond flakes in paint”. “Other carmaker will say they have bespoke too yet it is my challenge to come into this creative arena to give a customer something absolutely exquisite.” His team of creatives stay on top of what’s happening in the world in terms of design and innovation. “The customer may not have asked for something, but our job is to know their taste and to suggest it.”


Photo: www.businessinsider.com.au

Photo: www.waterfrontmagazines.co.uk

The Presidential Magazine 57


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MONEY I BY ERNESTO A. ESTRADA

WEIGHING YOUR OPTIONS FOR

RETIREMENT

T

here are different vehicles that can be used towards your retirement, from 403bs, 401ks, SEP IRAs, to Roth IRAs and IRAs. These accounts have assets invested in the markets. What do you do when the need arises to consolidate these accounts based on your retirement plan participation with past employers or your own contributions to an individual retirement account? How do you maximize the returns on your retirement nest egg? In today’s world you are faced with

many questions. How to prepare for retirement? Do you have enough for retirement or will you have enough? Will you have to work part time or full time for the rest of your life to supplement your retirement income? How do you plan for retirement and what are your choices? There is no magic bullet for every scenario. There are strategies such as rolling over a retirement plan into a Roth IRA that can provide tax free withdrawal as a result of their non-qualified status, but may have tax liabilities or penalties

during the roll over period and, potentially, at distribution. Annuities can serve as an alternative when faced with a roll over scenario or when weighing your options for retirement. Let us take a look at annuities. They typically come in three forms: variable, fixed and fixed Index. Many in the industry prefer one alternative over the other. Ultimately it comes to the client’s goals, risk reward tolerance, time frame to retirement, the retirement plan management and other factors. The Presidential Magazine 59


MONEY I CONTINUED

PRIMARY TYPES OF ANNUITY TYPE

INTEREST

RISK

REWARD

FIXED

Preset/guaranteed

Low

Predictable

VARIABLE

Tied to investment portfolio

Higher

Potentially higher or lower

INDEXED

Preset minimum. Can change according to index like stock market

Medium

Won’t sink below set level

THESE ARE VERY IMPORTANT CONSIDERATIONS: • Are you looking for higher returns? • Can you handle the higher risk associated with variable annuities? • Are variable annuities justified by the potential gains in contrast to the risk and fees associated with them? • When are you planning to retire? • How much have you saved? • How long do you anticipate your savings will last during retirement? • What is your life expectancy? • Have you given any thought to unforeseen expenses? • How will inflation and the market impact your withdrawals during distribution? Annuities can give you a guaranteed income stream for life, such as a life annuity. Variable annuities are different from fixed annuities as they offer investment options. They have fund manager fees. They represent a percentage of assets and as a result, variable annuities may come with sales loads (commissions). The no-load variables are usually used by fee-only advisors but can be used by anyone. Variables, just as in fixed and index annuities allow the owner to deposit premiums when they want. This may be a single premium payment or a series of payments. In a

C O U R T E S Y O F A N N U I T Y. O R G

variable annuity, the owners can move investments between sub accounts whenever they choose. Most variable annuities allow a certain number of transfers per year without costs and then charge a small fee for additional transfers. Some variable annuities are designed for active trading with no limits placed on the number of transfers within a year. Do fixed annuities and indexed annuities (aka equity index) have a place in

INFLATION FORECAST YEAR

DOLLAR VALUE

INFLATION RATE

2019

$100.00

1.99%

2020

$103.00

3.00%

2021

$106.09

3.00%

2022

$109.27

3.00%

2023

$112.55

3.00%

2024

$115.93

3.00%

2025

$119.41

3.00%

Based on values from the U.S. Bureau of Labor Statistics CPI

retirement? Are their surrender charges justified? Are you looking for guaranteed income for life? Are you looking for safety of principal and growth on your retirement savings? Fixed indexed annuities are made to lower the risk to the owner. They guarantee interest at a minimum and maximum rate of return for the life of the annuity. They ensure that the principal amount in the annuity will not decline as a result of downturns in the market. The annuity owner enjoys current interest returns based on Stock Indices. Annuity owners benefit from the triple compounding effect of their tax deferred status on the unpaid taxes to the IRS, the principal amount and the interest on the interest. These are all compounded simultaneously during the life of the annuity. Fixed annuities have no management fees as these annuities have no assets to manage. All of the money paid into the annuity earns interest immediately. There are surrender charges associated with fixed and indexed annuities. An annuity is a retirement plan. Careful consideration should be given to your age as taking distributions before age 59 ½ will incur a 10% tax penalty in conjunction with a tax liability. Time left to retirement and liquidity needs should be considered also as the annuity alternative should not be used as a checking account. If you are close to retirement and have a low risk tolerance a fixed or equity index may be an alternative for you? Do you have a high risk tolerance? Whether close to retirement or not, perhaps a variable annuity may be a better choice to achieve your retirement goals? You should consult with an adviser or agent that may help you during this process. *I do not offer tax advice and I am not a tax expert or tax attorney, please consult with a tax expert or tax attorney. The Presidential Magazine 60


H O U S TO N , T E X A S W W W. P R I V O S A . C O M

XXX.XXX.XXXX

I N FO @ P R I VO SA .CO M


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