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Contents page Cover story

16-21 Surrogacy A Controversial Issue

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Beauty

28-29 Style and Treat Your Own Hair’s

Entertainment

42-44 Bollywood Mirchi - Aishwarya Returns to the

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Silver Screen

“Desi Magic”

“Gunday”

- Ameesha Patel’s New Baby, - Katrina Kaif Refused Role in

Business 50

13 new Radisson hotels to be built in India

Technology 32

Manual Spam Actions Viewer

Health 60 62

Retina Test May Detect Risk for Stroke Diabetes at Your Feet

Lifestyle

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Train Your Baby to Self- Soothe..Try Ferberizing

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Married Life - Understanding Your Spouse’s New Behavior

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Put Yourself First

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Horoscope

q&a iMMIGRATION 54-55 Affidavit of Support

lEGAL TALK

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58-59 Revised Florida Limited Liability Act Article

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from the Editor*

hi!

The natural ways to be healthy just make sense: nourish the body with the foods it needs, move it in the way it likes and relieve stress. This simple recipe for health, however, isn’t always easy to follow, especially in our busy lives. This might sound strange, but for a long time, becoming truly healthy was something I always meant to do. For years, I’d think and plan myself into so many health kicks, but instead, I’d end up kicking myself year after year for not following through. I’ve never been unhealthy per se, I just knew that I could do a lot more to change my diet and lifestyle to maximize my energy and vitality. Being immersed in the world of natural health is proving tremendously beneficial to my well-being. Since we started Pardes Magazine, I’ve been lucky to meet some of the industry’s most skilled and influential health professionals. A consequence of sharing with them my desire to achieve a finer fettle is that these generous people have equipped me with some of the tools I need to cleanse myself inside and out. In the next issue and beyond, I would like to introduce you to these wonderful professionals who have so much unique, expert knowledge to share. Be on the lookout for great doctors’ review that we are so blessed to have in Pardes Magazine. Of course, our cover story this month is surrogacy, a hot topic, as I like to call it. This too is a major health issue. While there are few statistics on the surrogacy industry in India, the country has become a hub for medical tourism because of the availability of advanced technology, the large number of medical professionals and the relatively cheap costs. One of Bollywood’s biggest stars, Shahrukh Khan, said his newborn had been carried by a surrogate, bringing social respectability and some trendiness to the practice. However, the law has not caught up to assisted reproductive technology such as surrogacy that would allow many individuals to become parents who previously could not. India is trying to protect low-income families who, in their desperation to earn a salary, could get hurt in the process. Uneducated individual are entering into this agreement without considering their health and, in some cases, become ruthlessly exploited. I do believe we should be aware of pro and cons of our fast-growing world today. This it for the month of September I look forward to bringing you loads of interesting, insightful and inspiring facts and features. Thank you for having me. Wishing you health, happiness and harmony.

Jaffri Y.

editor-in-chief, info@pardesmagazine.com www.pardesmagazine.com

Pardes

magazine Editor-in-Chief Jaffri Y. info@pardesmagazine.com Creative & Art Director Halima Yousuff hdesign@pardesmagazine.com Managing Director Mohammed Imran imran@pardesmagazine.com Managing Editor Keri Lyttle Photographer Pure Emotions Photography Akbar Hakim - HakimsonsStudio (Georgia) Public Relation Georgia Rizwan Muhammad Abroad Relation Mumbai India Kavita Nalwa Assit. Graphic Designer Tahira Mariam Shahan Irfan Contributors & Columnists Radhika Arora, Esq. Keri Lyttle Attorney Tasneem Zaman Fiza Pirani Dr. Kinna Patel, DPM Publisher Wholesaleprinted Inc.

GENERAL INQUIRIES P.O. BOX 26120 FT. Lauderdale, FL. 33320

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Email: info@pardesmagazine..com Online: www.pardesmagazine.com All material appearing in Pardes Magazine is copyright unless otherwise stated or it may rest with the provider of the supplied material. Pardes Magazine takes all care to ensure information is correct at time of printing, but the publisher accepts no responsibility or liability for the accuracy of any information contained in the text or advertisements. Views expressed are not necessarily endorsed by the publisher or editor. We reserve the right to edit any articles and ads to fit our requirements.

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Surrogacy A Controversial Issue

Surrogacy in India is not only a controversial issue, but also a growing business.

Surrogacy is the process where an adult female carries and delivers a baby for a couple. This adult female is termed a surrogate mother and may or may not be genetically related to the baby. Surrogacy becomes necessary when it is dangerous or impossible for a woman to get impregnated or carry a fetus herself. The idea of being a surrogate mother has several social and legal implications that vary from country to country. There are also cases of commercial surrogacy, which is an increasing trend in India. Surrogacies as medical and social processes are two different issues and need to be tackled sensitively, particularly in a country like India which is ridden with social prejudices. www.pardesmagazine.com

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Surrogacy as a Medical Issue Surrogacy becomes a necessity for a couple in case they are not medically able to bear a child. Medical instances that could lead to surrogacy include abnormalities of the womb, repeated IVF (in vitro fertilization) implantation failures and recurring pregnancy loss. Surrogacy can be full or partial, depending on the involvement of partners in this process.

A partial surrogacy, also termed as traditional or straight, involves the insemination of the intended father’s sperm with the surrogate’s egg. This artificial process is done through either intrauterine insemination (IUI) or intracervical insemination (ICI). In any of the procedures followed, the success rate of surrogacy is not 100% and is dependent on a number of factors such as: 1) the egg donor’s age, 2) the surrogate’s health and capability of getting pregnant, 3) the quality of the zygote formed and 4) the effectiveness of IUI, ICI and IVF processes. Among all these factors, the age of egg donor is the most significant in surrogate pregnancy.

Under full or gestational surrogacy, an embryo is implanted in the surrogate’s womb. This embryo is created via IVF by either: a) taking the sperm and egg of the intended parents, b) fertilizing a donated egg with sperm of the intended father, or c) using donor sperm and eggs. 18

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Surrogacy has its own share of risks that are similar to those associated with IVF. Therefore, a thorough screening of all those associated in a surrogacy is strongly recommended.

Surrogacy as a Social Issue Surrogacy has several social issues and legalities associated with it. Surrogacy is an arrangement usually between close associates where responsibilities and accountabilities are well defined. It requires a thorough understanding of the medical process and a social acceptance of the same. Without a proper understanding of the entire process, the surrogate mother often becomes a figure of scorn and ridicule. They are often subject to exploitation, particularly if they do not have legal or institutional support. Usually, the parents need to take care of the provisions, travel expenses, clothing, medical and opportunity cost of a surrogate mother. Expenses beyond these are considered to be of commercial www.pardesmagazine.com

nature and any surrogates demanding them are said to be commercial surrogate mothers. If at one end there are altruist surrogates, there are commercial ones at the other. Legal conflicts may also arise with surrogates, where the surrogate may fight to gain custody of the child. To prevent any such disputes, it is always desirable to sign a contract before the commencement of the pregnancy. However, in cases where there are no contracts, the possibilities of litigations increase. As there are several cases of surrogate mothers claiming custody of their child, a complete transparency needs to exist between all parties engaged in the process. Even in cases where a contract is in place, a surrogate mother could still obtain legal custody of the child. In such cases, the surrogate has to forego the cost paid to her by the parents during her pregnancy term. In many countries, surrogates are protected by governmental laws and regulations. Pardes Magazine

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Surrogacy as a Business Surrogacy is a booming business in India. In fact, it is more affordable obtain a surrogate mother in India than in many other countries. While prices vary, a couple may pay only $12,000 for a surrogate in India (including all medical expenses and the surrogate’s fee), but pay up to $70,000 for the same procedure in U.S. Such significant difference has attracted more foreign nationals to travel to India for a surrogate mother (foreigners must obtain a medical visa, not a tourist visa, for this procedure). Nevertheless, surrogacy in India has emerged as a new avenue of income for medically eligible women between 21 and 35 years of age. Besides being medically incapable of birthing a baby, some couples may use a surrogate due to a lack in patience or a fear of giving birth. Further, taking a hiatus from work could mean a loss of substantial amount of earning which many upmarket women are unwilling to forego. Increased

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infertility among men is another reason for the growth of commercialization of surrogacy in India. This procedure has also caught the interest of celebrities. Very recently, Shah Rukh Khan and his wife Gauri had a son through a surrogate mother. The entire episode was kept under wraps till there was about a month to go for the baby to be born. Though there was no mention of any money in this surrogacy, it is believed that the surrogate mother received a handsome amount for her service.

Surrogacy and the Indian Government In India, commercial surrogacy is an unorganized industry worth billions of dollars. Being disorganized, there is neither protection for these surrogate mothers nor any legislative ways of preventing exploitation. Most of the commercial surrogates are from economically weaker

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sections of society and offer their wombs for a meager price. These women are also oblivious to the severe health impact of repeated surrogacy. Therefore, in an effort to protect the interests of surrogate mothers and lessen their vulnerability, the government of India has set up a committee for the examination and probable legislation of the ART (Assisted Reproductive Technologies) Bill of 2010. The government arrived at this decision after the Planning Commission of India recommended substantial changes and instructed the ICMR (Indian Council of Medical Research) for further consultations. The first draft of the ART Bill was prepared in 2008 and thereafter revised in 2010. To date, the bill is still undergoing revisions, and has not been signed into law. This ART Bill is held under controversy as it currently prohibits singles, LGBT and unmarried couples, and couples married for less than two years from seeking a surrogate mother. Health experts have also taken issue with the bill as they feel

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that it fails to protect surrogate mothers to the fullest. According to these experts, this bill is directed towards protecting the interests of technology providers and not the surrogates. The bill needs to be modified to look after the interests of the egg donors, sperm donors and surrogates. However, despite these controversies, the premise of the bill is to promote healthy practices and remove any inherent conflicts between the surrogates, the technology suppliers, the legislative system, and those who are seeking a surrogate. It aims at opening up the market for commercial surrogacy and removing all legal handicaps that affect its unhindered functioning. Surrogacy in India is still a controversial issue and needs to be resolved in a more pragmatic manner. Creating awareness among the masses, protecting surrogates through laws, providing adequate medical services and upholding women’s rights are ways of making surrogacy an acceptable practice in Indian society.

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Photography - Pure Emotions Photography Model - Zan DiCicco Hair & Makeup - Monique McLaughlin Venue - Ringling Museum of Art Designer: Charisma Designer Studio

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LIFESTYLE

Married Life:

By Keri Lyttle

Understanding Your Spouse’s New Behavior

M

arriage is a journey of life that is traversed by two people, together. It’s not unusual for a person to change during the journey, so don’t panic if you notice some new behaviors in your spouse after getting married. But don’t keep yourself in the dark! Read on to find out about the “what and why” of the changes you may see in your beloved’s behavior.

The real side comes out When two people first enter into a relationship, they are always on their best behavior. But once they get married and start living together, all the pretenses get stripped away to reveal the real picture. So, it is better to be ready to face the inevitable changes and learn to adapt to them. It’s also is quite common to discover a habit of your spouse that you disprove of. However, if you can’t adapt to it and find it unbearable, bring it up and have a thoughtful discussion on how to resolve it.

Different gestures of love You may wonder why your other half has stopped surprising you with special gifts. Perhaps it’s because he/ she doesn’t feel the need to make such gestures after marriage. But that doesn’t mean that they don’t love you anymore. Those gifts in the beginning were just one kind of gesture. What is your partner doing now that’s a different kind of gesture? Perhaps it’s in always being the one to pick up the kids after school, cooking dinner, mowing the 24

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lawn, or maybe something as simple as letting you take over the TV, even when their favorite show is on. Remember that love is expressed in many different ways.

Less upkeep It is naïve to expect your beloved to be all dressed up, all of the time. When they go out, they may present the best side of themselves: styling their hair, wearing expensive clothes, accessorizing themselves to stand out. But at home, they should be free to relax and let their guard down. Sure, their hair may look a mess and their cloths may be out of date, but they deserve the chance to be themselves while in their own homes.

Needing time alone Is your other half not as talkative as before? Where did that jabbering person run off to? They’re right there. But every now and then, they’ll need to take a time out and be alone. Life can be hectic when you’re single. But with a wife/husband, and possibly even kids to worry about, life can be even more hectic. Understand that a little personal R&R can reenergize and rejuvenate your partner, and benefit to your marriage overall. In the end, there could be a number of reasons behind your spouse’s new behaviors. While our suggestions may help point you in the right direction, the best way to understand your spouse’s new behavior is to open a dialogue with them.

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BEAUTY

Style and Treat Your Own Hair!

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B

e it a wedding or any other party, it’s not rare to see women rush to salons to get their hair done. For this, you need to make a prior appointment at a salon and spend a whole lot of money to get what you want. But sadly, salon experiences are not always good; despite spending so much, people are often not satisfied with the result. So avoid the disappointments and save money by doing your hair yourself! Here’s how:

Pump up the volume Limp hair is a common problem that flattens your look. In order to add some volume, you can prepare a hair mask with half a cup of yoghurt and an egg white. Leave the mask in for 30 minutes, then rinse with lukewarm water and shampoo. This protein pack goes a long way in adding volume to your hair. Using this mask once a week is enough to see desirable results.

Tame the wild beast Apple cider vinegar is great for treating wild, frizzy locks! All you need to do is mix equal parts of apple cider vinegar and water and use it as a final rinse after washing your hair with a shampoo. Regular use not only helps in preventing frizz, but also adds shine to your hair.

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Straight-haired women often spend a fortune on getting curls. If you’re one of them, you will be delighted to know that you need not visit a salon to get them. Instead, follow these steps: 1. Don’t wash your hair for two days before the event. This is because shampooed hair cannot hold curls for too long. 2. Before using the curling iron, use a hairspray to mist your strands. 3. Take a few strands of hair and wrap them around the curling rod. Then slide the strands out of it. 4. Now, use your fingers to curl them until they cool off. You may find the ringlets to be tighter just after doing them, but you need not worry as they will loosen up by the time you reach the party. 5. Lastly, don’t forget to apply hair spray on the curls to keep them in place.

Bouncing beauty Looking to add some movement to your hair? Consider getting a layered cut! This adds body and movement to your hair. Once you get the cut, blow dry your hair and put in some smooth rollers. Leave the rollers in for awhile, then remove them and comb your strands with your fingers to get the desired bounce in your hair. So spare yourself the hassle and expense of another salon visit and try these tips for yourself! Pardes Magazine

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TECHNOLOGY

Manual Spam Actions Viewer A New Feature in Google’s Webmaster Tools Google has added a new feature in Webmaster Tools that proposes to eliminate all doubts concerning when exactly the search rankings of a site are affected by a manual webspam action. It’s known as the Manual Actions viewer, and one can get it now under the tab of “Search Traffic”. This tool complements Google’s email notifications that are sent when the search engine finds spam issues and takes action against websites, giving webmasters a chance to rectify the website’s status at any hour of the day. According to Google’s statement, it removes less than 2% of domains from its index because of spam. So, the majority of webmasters won’t find much when visiting the Manual Actions viewer. All they would see is a message that says, “No manual webspam actions found.” But if the Manual Actions viewer finds a site to be affected, it will show webspam issues under two headings: partial matches and site-wide matches. Google, in both cases, will indicate the nature of the existing problem from the listed categories that include keyword stuffing, hidden text, pure spam, thin content and so on. When partial matches get listed, the affected URLs 32

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will be shown by Google for each type of spam issue. However, this is restricted to 1,000 URLs for each type of issue that is listed. According to Google, this would be more than enough for most of the sites, apart from the big ones like YouTube. Webmasters can also opt for “Request a Review” button, whenever manual webspam actions get listed. Clicking on them will open a pop-up window where a webmaster can provide Google with the details regarding how its problems have been solved. Google visitors in the reconsideration request page will be first invited to use the Manual Actions viewer to ensure the manual action actually takes place. Google has introduced this tool as a part of its ongoing efforts to inform spam-related issues to webmasters in a more effective manner. Each of the manual action categories, which are almost a dozen in number, used in the new feature is receiving a dedicated info/help page. It has got some brand new videos of Matt Cutts, the head of Google’s Webspam team, explaining the nature of the webspam issue that has been identified by Google. The Manual Actions viewer can be availed in all the languages that are currently supported by Google Webmaster Tools.

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LIFESTYLE

By Fiza Pirani

PutYourself

First

“It’s not selfish to love yourself, take care of yourself, and to make your happiness a priority. It’s necessary.” - Mandy Hale Selfishness is often viewed as one of the more negative human traits, so it’s no surprise that we’ve grown up trying to avoid being called this “S” word. We don’t want to seem full of ourselves because we know people will look down on us. Instead, we’ve grown accustomed to swinging to the opposite end of the spectrum — and we’re becoming too generous. Think about it for a second. A working parent has several obligations. Make sure the kids get to school, go to work, have dinner ready on the table, make sure the bills are paid...I could go on. In the chaos of parenting, you forget to cater to yourself. You put every task before your own needs and before you know it, you stop going to the gym because your kid has soccer practice every evening and by the time it’s over, you’re far too exhausted. You forget about your doctor’s appointment because your partner wants something different for dinner and you have to make a trip to the grocery store. In the midst of being too generous to others, you forget to be generous to yourself. This phenomenon is called “caregiver anxiety.” It refers to those who give too much of themselves for others and who forget the things that make them happy. In the end, while you may have made someone else’s 40

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life a little easier, you’ve made yours a great deal worse. So, it’s time to be a little selfish. Before I continue, it is important to understand that being selfish does not mean putting others down or causing others any evil or harm. It simply means that you are able to realize when you deserve to be treated well and that you have earned the right to be pampered. So make time for yourself in your busy schedules, because whether you are comfortable with being called the “S” word or not, you need it to be happy. Do not feel guilty for telling your friend that you have to reschedule lunch because you need to go get your annual checkup. Don’t feel guilty about taking a day off from watching the kids and finding a babysitter just to spend one afternoon a month curled up with a book on your front porch. Imagine if all of your personal needs were met, how great would you feel? You would be happier and friendlier. You would be healthier and more productive. And you would feel like giving back. It’s true; the happiest people are the most altruistic. So embrace your selfish nature, because you never know; being a little selfish may just make you a little more selfless.

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Hottest News

MIRCHI WOW Bollywood

Aishwarya Returns to the Silver Screen irector Sanjay Bhansali has succeeded in convincing Ash to take a muchdeserved break from playing the role of a full-time mommy and groove to a special dance item in his much delayed but eagerly-awaited magnum opus, “Ram Leela”. Of course, Bhansali’s camp declined to make any confirmation of the news, but close sources said that the director erected an elaborate set at Reliance Media Works, Film City to make sure her return to the silver screen was glamorous as possible. The source further added that the shooting of the song began late August, and was wrapped up early September, marking the completion of the shooting of the film. According to sources, it was not easy convincing the Bachchan bahu, and Bhansali had to wait for quite some time before Ash finally agreed to the proposal. Ash and Bhansali share a wonderful rapport and this will be the fourth film of Aishwarya with him. This should not come as a surprise to anyone because whenever the actress has worked with the director, be it in “Guzaarish”, “Devdas” or “Hum Dil De Chuke Sanam”, she got considerable critical acclaim. According to a source in the production house, the film’s producers were keen on snagging Priyanka Chopra for the dance number, but Bhansali wanted his blue-eyed girl. “Ram Leela” will hit theaters this fall on November 15.

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Katrina Kaif Refused Role in “Gunday” Katrina Kaif has come a long way from her disastrous debut in Kaizad Gustad’s 2003 film, “Boom”. In fact, she’s now one of the top contenders for the numero uno position in Bollywood. However, if recent reports are to be believed, the hottie had annoyed Aditya Chopra, the Yash Raj scion, by refusing “Gunday”. This movie was apparently offered to her before Priyanka Chopra came on board. It will be released early next year and features newbies Arjun Kapoor and

Ranveer Singh in the lead roles. Word is that Katrina was not comfortable getting paired opposite new actors and cited the usual date problem to refuse the offer. A source quoted that a lot of allowances were made by Aditya Chopra when Kats informed him that she was not comfortable doing the bikini scene in her forthcoming film “Dhoom 3”. Moreover, she is the only actress to have played the lead heroine in five films of YRF. So, naturally, Adi was confident of her saying

yes to “Gunday”. Also, the director of the film was Ali Abbas Zafar with whom she had worked earlier in “Mere Brother Ki Dulhan” and shares a wonderful professional relationship. But instead, Kats laid several conditions in front of Adi about the role, shocking him. According to the source, Adi coldly informed Kat that she was not needed anymore for the film and opted for her arch rival instead. Since then, he has cooled off the British beauty.

Ameesha Patel’s New Baby, “Desi Magic” Miss Patel, who made a rocking debut with “Kaho Naa… Pyaar Hai” in 2000 and then embarked on a not-sorocking filmy career thanks to some poor choices of films, is making a comeback with her own production venture “Desi Magic” which is already on the floors. The actress, during a recent hot photo shoot, called her maiden production her own “baby”. She said that it feels like she is mothering the project and seeing it take its first steps, learning to crawl, walk and have its falls as well, but overcoming each and every hurdle. And now that “Desi Magic” out, it’s like she has sent her child to “school”. Now, all she wants is to see it do well and “graduate” with the best marks. The film that Ameesha is producing, www.pardesmagazine.com

of course, has her in the lead; and we will get to see two Ameeshas in it as she is in a double role, playing a Punjabi girl Mahie Deol and a spoilt brat Sonia Saxena. She admitted that it is really challenging and grueling to play the dual roles. This is the first time she is doing a double role, which calls for a lot of homework as the characters she is playing are absolutely chalk and cheese. She added that there are days when she has to change her costume, hair, makeup as well as her attitude about 7 to 8 times a day to be both the characters. The film is being directed by Mehul Atha, a debutant, and stars Zayed Khan, Randhir Kapoor and Ravi Kishan in main roles. It’s slated to be released on February 28 next year.

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Alia Bhatt and Her Laws of Attraction

Ever since Mahesh Bhatt’s little girl, Alia, was spotted with Arjun Kapoor watching a film at a suburban multiplex, tongues started wagging that the two are seeing each other. However, Alia seems to be completely unperturbed by the rumors. She maintains that she is not dating Arjun. According to her, the two get along really well and she is not going to dissociate herself from her friends because of such rumors. Though the actress is trying hard to convince everyone about her “single” status, she was recently seen in the birthday bash of Arjun as well. Interestingly, Arjun is not the only one to be linked with Alia. Earlier, she was also linked with Varun Dhawan and Siddharth Malhotra, the co-stars of her debut film, “Student of The Year”. However, 44

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she proclaims both are her friends. While the young actress admits that she finds both Varun and Arjun attractive, she is very clear that she does not want to enter into a relationship at this point in her life. She hardly gets much time at her disposal. Since her father is a part of the industry, nobody questions her about her “alleged” linkups back home. She is, in fact, quite candid to accept that she has had her share of boyfriends in the past. In school, she had two boyfriends. Alia has also become the favorite of Ranbir Kapoor. In fact, he was the one who told Imtiaz Ali about her, getting her a role in “Highway”. Other films in her kitty include “Humpty Sharma Ki Dulhania” and

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LIFESTYLE t’s understandable that it’s your parental instinct which makes you feel like picking up your baby the moment it starts wailing. But you need to stop yourself from doing that because you need to train your child to soothe itself. This process is called “ferberizing”, a technique that was invented by Dr. Richard Ferber. Its objective is to solve sleep issues. The technique requires the child to cry sometime before being comforted.

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Train Your Baby to Self-Soothe: Try Ferberizing

The Ferber Method Ferber observed that babies who do not sleep properly at night cannot soothe themselves. If they are constantly rocked and nursed to sleep at bedtime, they won’t develop the habit of going to sleep on their own. Hence, every time they wake up at night, they would want to be rocked to sleep, which can be troublesome for the parents or caregiver who too needs rest at night. The technique of Ferber involves the concept of “progressive waiting”. With the parents’ help, children can learn to go to sleep on their own. Here is the method at a glance: 1. After the soothing bedtime routine is over, put the drowsy but not sleeping baby in its bed. 2. The baby may start crying the moment you leave the room, but you should wait outside for 5 minutes before going to console the child. 3. When you go to console the child, try to pat and rub the baby to silence, but do not pick it up from bed. Leave the room after briefly soothing the child. 4. If it starts wailing again, wait for 15 minutes before offering your tender care. Repeat this 15 minutes cycle until your baby goes to sleep. You may install a camera in the child’s room if you are worried. This way, you can monitor the child’s actions. You will find that your baby will gradually become calmer because it will learn that its tantrums won’t be met any longer.

TPros and Cons of Ferber Method Ferber’s method of sleep training may start working within a week, but on the other hand, it entails hearing a whole lot of wailing. Parents often find it difficult to refrain themselves from soothing the baby, which interferes with the method, thereby encouraging more nighttime waking up and making sleep training harder.

Controversy Regarding the Method Parents often find it ruthless and absurd to let their baby wail it out. They feel that letting the baby be emotionally scars it, undermining the parental bond. To wrap it up, it may be said that every child reacts differently. Do what you feel is right for your baby.

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49 September 2013 Florida


BUSINESS

13 new Radisson hotels to be built in India

Carlson Rezidor Hotel Group seems to be undeterred by the news of the birth of a separate state of Telengana as they are still planning to continue their investment in Andhra Pradesh. The international group that runs the Radisson group of hotels in India is reported to be searching for new locations in the state. However, their ambitions are not limited to Andhra Pradesh alone, but are extended to a national level. The chairman of Carlson Rezidor Hotels, South Asia, Mr. K.B. Kachru, stated that the group is looking forward to building 13 new hotels in India by next year. Essentially a franchise and management concern, Radisson Group does not own any properties in India, but has 63 projects and 44 under-construction ones in the country. Kachru further added that they are hoteliers and are ready to go anywhere that smells of opportunity. He said that because their focus is on business, they are 50

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pretty unaffected by the various political developments. Kachru also maintained that Radisson is planning to have at least 3 more hotels in Andhra Pradesh by the year 2015. The group of hotels is targeting cities and towns like Vijayawada, Vishakhapatnam, Warangal, Tirupati, Karimnagar, etc., as locations of their hotels. The focus in Andhra Pradesh will be on mid-scale offering. This is because it has been found by Carlson’s research that Andhra Pradesh is a better market for mid-range hotels instead of upscale ones. These are hotels with tariffs of INR 3000 to INR 4000. When asked if the strategy will be applied to the rest of the country as well, Kachru said that the plan can work except for in the metro cities, as the expensive real estate there leaves no other option but to build luxury buildings. It is impossible to make money with mid-scale hotels where

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the land itself costs almost half the price of the entire project. An added draw of building hotels outside metros is the growth of new business models, like that of multi-use development property in which a part of the structure is used for a different purpose. For example, the ground floor of a hotel can be used as retail outlets. Kachru said that such business models provide better ROI. The present slowdown with less business activities and the resultant fall in expenditure on promotions and events by companies is having a snowball effect on the sector of hospitality. Kachru also stated that hotels need to invent new ways to draw guests. The focus should be on domestic tourism, technological investment and online business so that more clicks could be converted into booking and MICE (meetings, incentives, conferences and exhibitions) could be promoted.

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51 September 2013 Florida


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53 September 2013 Florida


IMMMIGRATION

Affidavit of Support An Overview The Affidavit of Support is a critical document in the United States immigration process. When sponsoring a relative to immigrate to the United States, the sponsor must prove to the immigration official that he/she will be financially responsible for the intending immigrant and will not rely on tax-funded public benefits to cover for their expenses. In the familybased context, an Affidavit of Support must be filed when sponsoring parents, spouses, unmarried children (under ages 21) including orphans, married sons and daughters as well as brothers and sisters of U.S. citizens. The same is required for spouses and unmarried sons and daughters (regardless of age) of permanent residents. In the employment-based context, an Affidavit of Support must be filed if the petitioning employer is a relative of the intending immigrant and is a U.S. citizen or a lawful permanent resident, or if a relative of the intending immigrant owns 5% or more of the petitioning entity and is a U.S. citizen or a lawful permanent resident.

So, what is an Affidavit of Support and why is it so critical for immigrant processing? Simply stated, the Affidavit of Support, or AOS, is a “legally enforceable contract” between the executor of the AOS and the U.S. government, where the executor of the AOS accepts financial responsibility for the living expenses of the foreign national who is immigrating to the United States. The AOS may be filed by any other person, other than the principal sponsor of the intending immigrant, provided certain conditions are fulfilled. If the immigration official is not satisfied by the evidence submitted to meet the income requirements, it is likely that the intending immigrant will be denied the immigrant visa and deemed “inadmissible” on public charge grounds.

Question: I am a U.S.

citizen but I have been employed outside U.S. by a foreign corporation on a contract basis for the past one year and still have about one more year on my contact left. I would like to

sponsor my mother. Can I file an Affidavit of Support while I am still employed abroad? Depends. One of the requirements of a sponsor to file the Affidavit of Support is that he/she must be domiciled in the U.S. Domicile means the place where a sponsor has his/her principal residence with the intention of maintaining that residence for the foreseeable future. Therefore, if you can show that your stay abroad is temporary and you have maintained an intent to keep your domicile in the United States, despite your temporary employment, you are eligible to file the Affidavit of Support.

Question:

How can I find out what amount to show in order to satisfy the immigrant official that I have enough money to support my immigrant relative? The sponsor must show that he/she has the means to maintain in income of at least 125% of the Federal Poverty Guidelines (FPG) for the sponsor’s household size which includes the immigrants being sponsored and previously sponsored by the same sponsor. This amount is provided in USCIS Form I-864P and is updated annually. However if the sponsor is on active duty in the U.S. armed forces and is petitioning for a spouse or child, he/she must only demonstrate the means to maintain an income equal to at least 100% of the amount in the FPV.

Question: Can anyone else other than

the principal sponsor sign an Affidavit of Support and be financially responsible for

DISCLAIMER: This article contains general information and is not legal advice and should not be treated as such

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the intending immigrant? Yes, if the principal sponsor cannot demonstrate the 125% (or 100% when applicable) of the Federal Poverty Guidelines, the Affidavit of Support may be signed by a “joint sponsor” who is willing to accept the financial responsibility with the principal sponsor. Like the principal sponsor, the joint sponsor must be a U.S. citizen or lawful permanent resident and domiciled in the U.S. Also, the joint sponsor must demonstrate income or assets that independently meet the FPG requirements. No individual may have more than one joint sponsor.

Question: My income

is a little short of the 125% of the Federal Poverty Guidelines and I do not have a joint sponsor. Is it possible to use any of my assets to make up for the deficiency??

Yes, the U.S. immigration laws allow for evidence of assets owned by the sponsor either to make up for the deficiency or to satisfy the entire income required, but the nature of the assets must be so that they can readily be converted to cash within one year. In order to qualify using assets, the total net value (total value minus any encumbrances owed) must generally equal five times

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(in certain exceptions three times) the difference between the sponsor’s total household income and the minimum income requirement for the current year.

Question: When does the obligation under the “Affidavit of Support” end? The financial obligation under the “Affidavit of Support” to reimburse U.S. government agencies for benefits provided ends when the immigrant has either become a U.S. citizen or has already earned or can be credited with 40 quarters of work (approximately 10 years of full-time work) pursuant to the Social Security Administration’s regulations. Other events where the obligation ends is when the sponsored immigrant loses or abandons permanent resident status or dies. It is important to remember that divorce does not terminate the obligation under the “Affidavit of Support”. The above information is not legal advice but only provided for informational purposes. It is a general overview of the “Affidavit of Support” requirements. There are numerous rules and regulations to complete a legally sufficient affidavit of support document and legal counsel should be sought for a full and complete review of these requirements.

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57 September 2013 Florida


LEGAL TALK

Florida’s Revised Limited Liability Company Act and Your Business On June 14th, 2013, Governor Rick Scott signed into law Florida’s Revised Limited Liability Company Act (“Revised LLC Act”), which will be effective for every limited liability company (“LLC”) organized in Florida on or after July 1st, 2014. This is the first time the Act has had a major overhaul in the past 14 years. The Revised LLC Act may affect your business and provisions in your existing and future Florida LLC operating agreements. Therefore, it is imperative to understand the importance of a LLC operating agreement and what the upcoming changes with the Revised LLC Act really mean for you and your business.

What is a LLC? A LLC is a business entity that is essentially a hybrid entity considered to be structurally flexible since it may be taxed as a partnership or corporation depending on the number of owners (who are known as members) it has and what the members decide to do. All members of a LLC have limited liability for the debts 58

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and claims against the LLC. The main advantage of a LLC is that it is not burdened with the ownership restrictions imposed on a small business corporation such as a sub chapter S corporation. A LLC may have more than hundred members or as few as one. Corporations, partnerships, trusts, charitable organizations, pension plans, and Non Resident Aliens may hold ownership interests of a LLC. Typically, the allocation of profits and losses are proportionate to the membership interest. A LLC is usually operated by one or more of its managers. These managers handle the day-to-day activities of a LLC. The managers may be some of the members, all of the members or it may even be managed by a business entity or person that has no ownership interest in the business. A management agreement should govern the relationship of the non-member manager since such a non-member manager will not share in the profits and losses and will most likely be paid a salary or a commission as agreed upon in the management agreement.

What is an Operating Agreement? An operating agreement for a LLC is basically a contract

September 2013 Florida

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Radhika Arora, Esq, Principal Managing Attorney at Arora Law Firm, practices in the areas of complex business transactions, asset protection and tax law. between the members or managers for how they will operate their business. Operating agreements should always be tailored specifically to your business. Using a downloaded form operating agreement does not reflect the custom nature of your business and the specific setup the members would like to establish and may create substantial legal issues for you in the future. An experienced business attorney should be retained to create a customized operating agreement for your LLC that suits your business’ needs and complies with the applicable laws that govern the business activities and management of LLCs.

What are some of the changes that will take effect with the new Florida LLC Act? In general, the current Florida LLC statute provides rules that apply in the absence of an agreement among the members. It sets forth certain provisions that may not be waived by the parties in an operating agreement. The Revised LLC Act is largely based on the 2011 version of the Revised Uniform Limited Liability Company Act (“RULLCA”) promulgated by the National Conference of Commissioners on the Uniform State Laws (“NCCUSL”), which means it is modernized and a more flexible statutory model bringing the current Florida LLC laws up to speed and more in line with the existing laws for Florida corporations. The Revised LLC Act also includes provisions that are desirable and cherrypicked from LLC acts of Delaware and other influential commercial states, ABA Revised Prototype LLC Act, the Revised Model Business Corporation Act, and Florida’s partnership acts. The Revised LLC Act corrects some of the issues with the current Florida LLC laws and makes it easier and clearer; for example, by clearly providing that the electronic signatures are acceptable. It is important to note also that the Revised LLC Act provides that a person who becomes a member of a LLC is bound by and subject to the operating agreement even if they don’t sign it. It also expands the list of items that are non-waivable under Florida law and provides that an operating agreement may not allow for indemnification for specific wrongful or unauthorized conduct. Further, the Revised LLC Act allows for the filing of a statement of authority with the Florida Department of State. This is to create a safeguard for LLCs that want to limit the power of one or more members, managers, or other persons to bind the LLC. Provisions related to dissociation of members and dissolution of LLCs have also been modified in

the Revised LLC Act. Further, it more importantly addresses the management structure of LLCs. The Revised LLC Act eliminates the use of the term “managing member,” leaving LLCs to exist as either member-managed or manager-managed going forward. After the Revised LLC Act comes into effect, existing LLCs that were previously managed under a managing member will be deemed to be member-managed. A great benefit with the Revised LLC Act is that it also promotes foreign investment in Florida while cutting out a complex step for companies outside the United States to have to domesticate in Delaware first. The Revised LLC Act will allow a company based outside of the United States to domesticate as a Florida LLC while retaining its status as a foreign entity. Before this change, foreign entities that wanted to operate in Florida had to first domesticate in Delaware and then register their Delaware LLC in Florida as a foreign LLC. While this is not a complete list of changes provided in the Revised LLC Act, these are some of the important improvements that are yet to come once the Revised LLC Act will become effective.

When will the Revised LLC Act become effective? The Revised LLC Act will become effective on an elective basis for existing Florida LLCs beginning July 1, 2014 and will be mandatory by January 1, 2015. If you are currently a member or manager of a Florida LLC, or plan to organize or enter into a contract with a Florida LLC, the best course of action to make sure that the new statutory provisions of the Revised LLC Act do not adversely affect you in any unforeseen manner by having a proper and thorough operating agreement prepared by an experienced business attorney. It is also important to have your existing LLC’s operating agreement carefully reviewed to determine whether revisions are needed to avoid unexpected consequences in light of the Revised LLC Act. Since the right kind of business entity structure affects an asset protection strategy that you may wish to adopt, it is essential to understand how the Revised LLC Act will affect your business. The minimal investment now in properly structuring your business and amending the operating agreement or management agreement could save your business from legal pitfalls in the future after the Revised LLC Act becomes effective.

Disclaimer: This article is not intended to be legal advice. Legal advice depends on each and every person’s particular circumstance. This article is for informational purposes only and must not be used for avoiding any penalties that may be imposed under the Internal Revenue Code. Arora Law Firm and Radhika Arora, Esq. specifically disclaim any responsibility for positions taken by readers in their individual cases or for any misunderstanding on the part of readers of this article or publication.

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59 September 2013 Florida


HEALTH

Retina Test May Detect Risk for Stroke

A stroke is caused by blood clotting or bleeding in the cerebral artery. Sudden vision problems in one or both eyes can be a warning of a stroke. A field vision eye checkup can be performed to determine whether a part of the sight is missing or destroyed, generally by relating with the side of the brain is affected. The assistant professor in the Singapore 60

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Eye Research Institute at Singapore’s National University, Mr. Mohammad Kamran Ikram, led a recent study on the link between strokes and retina health. In it, he and his team found that people with high blood pressure are more vulnerable to having strokes. Their report was published in the American Heart Association journal, Hypertension. Each of the 2,907 people in the study had photographs taken of their retinas, which is the light-sensitive layer of cells that are located at the back of the eyeball. The patients were tracked for about 13 years with other risk factors like age, race, sex, blood sugar, cholesterol levels, BMI, blood pressure and smoking taken

into consideration. Regular assessments were done to see exactly how much damage happened to the retinal blood cells It was found that people with mild hypertensive retinopathy had a 35% greater chance of having a stroke, while the ones with moderate to severe problems were 137% more vulnerable to an attack. Even patients who were on medication and had their blood pressure under control had double the risk of having blood clots than the ones who had mild damages, and about a 198% higher risk for people who had moderate to severe hypertensive retinopathy. The researchers also concluded that retinal examination is a cheaper

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and non-invasive way of identifying those who were most vulnerable to a stroke. However, Mr. Ikram said that it is too early to announce any alterations in clinical practice. Other similar studies need to confirm their findings and determine whether retinal imaging is actually useful in offering additional information on the risk factors of stroke in people with hypertension. However, if you are someone who has been having vision problems, it is advised that you visit the nearest ophthalmologist to get a retinal checkup done. You never know, further danger may be awaiting you in the form of a stroke.

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61 September 2013 Florida


HEALTH

Dr. Kinna Patel, DPM

Diabetes andYourFeet People with diabetes are often unaware of the multiple complications that come with having such a condition. It is important to have routine appointments with your Primary Care Physician/Endocrinologist/Podiatrist and check your blood sugar daily to maintain a healthy blood sugar level to avoid serious complications. While diabetics, and the rest of the population, tend to care for the upper body regularly, the feet are often forgotten about until a problem arises. Two main problems occur from being diabetic, and it is important to be aware of these situations to better understand your body dynamics.

Peripheral vascular disease (PVD) is a common side effect

to diabetes in which circulation is poor. It is a disorder that blocks blood flow to the arteries of the legs. What this means is that if you have a cut or wound, it will take longer to heal then someone who is not affected by diabetes. Poor blood flow makes you at risk for developing gangrene (death of tissue due to poor circulation) which in turn can lead to an amputation. Symptoms to be aware of are pain or 62

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difficulty walking, numbness, and skin discoloration. Contact your local Podiatrist if you have any of these symptoms; a simple non-invasive test can determine if you are at risk for PVD.

Diabetic

neuropathy

occurs in uncontrolled diabetes in which the nerves become damaged. Symptoms include burning, numbness, tingling and sharp, shooting pains. As a result, you may not be able to feel heat, cold, or pain which can lead to wounds on your feet/legs that you are unaware of. About 15% of all diabetics will develop ulcers at some point, and these wounds could lead to an infection and precedes 84% of all lower leg amputations. It is important to check your feet daily for any openings, reddness, or swelling and contact your local Podiatrist immediately if you notice any abnormalities. Do not wait for it to get worse! Many other foot problems can lead to serious complications including, but not limited to athletes foot, calluses, corns, dry skin/fissures, fungal nails, blisters, ingrown nails, open wounds/lesions, and warts— all of which can be a portal for infection.

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Tips: Remember to keep your blood sugar under control and check your feet daily. Wash your feet in warm water and check the temperature of the water with your elbow since you might not be able to gauge temperature with your feet appropriately. Dry in between the toes and apply lotion to the entire feet to avoid dryness/cracks. Do not apply lotion in between the toes because it can lead to a fungal infection. Trim your nails straight across without rounding the corners and avoid digging/picking at the skin around the nail. Never walk bearfoot, even around the house and find shoes that fit properly and always remember to wear cotton diabetic socks. Always check the insides of your shoes to make sure nothing is inside them. Elevate your feet when resting and exercise your feet/legs even when at rest to maintain good blood flow. And last but not least, maintain routine checkups with your Primary Care Physician and Podiatrist! Following these quick and easy tips will help you avoid any serious problems in the future. As always, contact your doctor if you have any questions!

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63 September 2013 Florida


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Pardes Magazine September Florida Issue 2013