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2 | Maximum Living | September/October 2013

3701 Hodgin Rd. (Located on Hodgin Rd. at 37th St.)

Richmond, IN 47374

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Arbor Trace is part of the CarDon family of care, with senior living communities throughout South Central Indiana. We’ve been family owned and operated since 1977, and we take as much pride in caring for your family as we do our own.









Local women tackle college .............................................. 4 How to change your life: the risks, rewards...................... 8 Create old-school stationery ..............................................10 6 quick tips for health ........................................................ 11 Make fast, healthy pear crisp any season ........................ 12 Plan now for great-tasting tomatoes next year ............... 13 Restaurant profile: No. 9 Grill ........................................... 14 Family culture created by default or design.......................15 Plan your fall with this handy event guide........................ 16 Train ride offers fun for all ages ....................................... 19 Spouses have a significant benefit..................................... 20 Exercise trend: shorter bouts at higher intensity ..............19 Tech Q&A: Keep receipts organized.................................. 22

Brian Guth, content editor, (765) 973-4489,


September/October 2013 | Maximum Living | 3

Judi Willett, left, Lou Anne Manning and Nancy Saum have been studying at local campuses. JOSHUA SMITH / PALLADIUM-ITEM

‘Now it’s my turn’ Local women share their motivation for going back to school By Pam Tharp


Maximum Living

hen Nancy Saum walked into her first class at Ivy Tech Community College two years ago, she confronted every mature student’s fear: The younger students thought she was the instructor. 4 | Maximum Living | September/October 2013

Saum, 54, the mother of three grown daughters, didn’t allow their mistake to derail her decision to seek more schooling. The Centerville resident had waited to enroll at Ivy Tech until her three adult daughters had completed their degrees. “When I graduated from high school, circumstances didn’t allow me to go on to college,” Saum said. “I always wanted to go and now it’s my turn.” Returning to college in mid-life is almost as common now as enrolling immediately after high school, said Lou Anne Manning, 47, of Lynn. Many members of the baby boom generation, ranging in age from mid-60s to mid-50s, are back in the classroom, she said.

“They encourage me a lot,” said Manning, who plans to earn a master’s degree in physical therapy. She completed her associate’s degree in general studies at Ivy Tech this spring and is enrolled at IU East for the fall semester to work toward a bachelor’s degree. Having a college degree was always a goal, Manning said. “I wanted to go to college more than anything, but fear kept me back,” Manning said. “After our oldest son was injured and lost the function of an arm and hand, he wanted a guitar. He said ‘I will learn to play this guitar and I will enroll in Berklee College of Music.’ He’s done both, so I decided I couldn’t let fear hold me back any more.” Judi Willett, 48, went to Ball State University right after high school and earned a bachelor’s degree in graphic design. Last year, Willett, who is a community relations and marketing specialist at Reid Hospital, decided to pursue a master’s degree in management at IU East, after her daughter entered Anderson University. “It’s how I filled my empty nest,” Willett said. “We can be guilty of putting ourselves last. Turning points sometimes move us on to new adventures.” Willett’s not alone in being an older student in the master’s degree program and she said she enjoys the mix of backgrounds and experiences reflected in the class. The class schedule is designed for working adults, meeting every other weekend on a Friday nights and all-day on Saturdays, as well as some online coursework, Willlett said. Returning to school after years away from tests and homework is a challenge, the women say, but they notice being more mature is a plus. “I don’t think about what it would be like if I had gone to school right after high school. Every experience connects to the future,” Manning said. “I learned a great deal in those 20 years and I needed that time. My life experiences have been very valuable to me in my schooling.” Maturity, though, can only go so far when it comes to college math, the biggest academic hurdle for Saum and Manning. “I never had algebra,” Manning said. “The professor was very helpful to me. I found if you put your mind to it, you can do it.” Math education had changed significantly since Saum was in school. “What I learned in high school, they’re teaching at the sixth-grade level now,” Saum said. “But I found it was like riding a bike. When I got into it, the math started coming back to me. Everyone at Ivy Tech is very supportive.” Ivy Tech academic advisors and instructors are very helpful to non-traditional students, Manning said. The community college also has multiple activities for students that expand their experiences, she said. Juggling a job and school is the hardest part of being an adult student, Saum said. Saum is a medical clerk at the Wayne County Health Department, working about 30 hours a week. She’s taking 12 credit hours each semester See SCHOOL, Page 6

SOME AREA LEARNING OPPORTUNITIES Richmond: Excel Center for high school diplomas, (; Purdue College of Technology (https://; Indiana University East (; Ivy Tech, (; Earlham College (, Earlham School of Religion (; Bethany Theological Seminary, ( Preble County, Ohio: Sinclair Community College, (

“We can be guilty of putting ourselves last. Turning points sometimes move us on to new adventures.” Judi Judi Willett, Willett, who’s who’s working working on on her her master’s master’s degree degree at at IU IU East East

Judi Willett works at Reid Hospital. JOSHUA SMITH / P-I

September/October 2013 | Maximum Living | 5

“After our oldest son was injured and lost the function of an arm and hand, he wanted a guitar. He said ‘I will learn to play this guitar and I will enroll in Berklee College of Music.’ He’s done both, so I decided I couldn’t let fear hold me back any more.” Lou Lou Anne Anne Manning, Manning, IU IU East East student student

Lou Anne Manning of Lynn, Ind., finished a degree at Ivy Tech and plans to earn a master’s in physical therapy. JOSHUA SMITH/ P-I

School Continued from Page 5

and needs four more classes to complete her associate’s degree in accounting. “It’s hard to find the time to fit in the classes and do the homework and work,” Saum said. “You have to be great at time management,” Willett said. “You find out what you can do. You just have to make up your mind.” Willett has faced an additional challenge in completing her master’s degree. She was diagnosed this year with breast cancer and had a lumpectomy before she started back for the next class session. She’s now three-quarters of the way through the four-semester master’s degree program, and says this degree might not be the end of her educational pursuits. “I haven’t ruled out more schooling,” Willett said. “I love learning and I really enjoy the classroom.” Saum also is pondering her future. “I haven’t decided yet whether to go for a bachelor’s degree,” Saum said. “Will there be an advantage in higher

6 | Maximum Living | September/October 2013

“What (math) I learned in high school, they’re teaching at the sixth-grade level now. But I found it was like riding a bike. When I got into it, the math started coming back to me.” Nancy Saum, Ivy Tech accounting student

UPCOMING WORKSHOPS, EVENTS » Leadership, Artistry, Creativity and Collaboration, 6-8 p.m. Oct. 3, Indiana University East. Part of the Creating Innovation Series of the Center for Leadership Development. An evening of music with David Frantz and Lee Krahenbuhl. No cost. Registration required at » Book discussion on “Lean In” by Sheryl Sandberg, 11:30 a.m.-1 p.m. Oct. 9, Community Room, Whitewater Hall, Indiana University East. Part of the Read to Lead program of the Center for Leadership Development. No cost. Register for a box lunch. Information and registration: read-to-lead.php » Managing Conflict, 1-4 p.m. Oct. 17, Indiana University East, Richmond. Part of the Management Series of the Center for Leadership Development. Introduces methods to manage disagreements encountered in manager/ leadership positions. Cost $75 per person. Some discounts available. Information and registration: management-series.php. » Money Management, 11:30 a.m.-1 p.m. Oct. 22, Community Room, Whitewater Hall, Indiana University East, Richmond. Part of the Career Advantage Series of the Center for Leadership Development. Money-saving tips and tools for budgeting. No cost. Reservation required. Information and registration: leadership/programs/career-advantage-series.php.

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Nancy Saum works as a medical clerk. JOSHUA SMITH/ P-I income and other benefits? I want to get my associate’s degree and then see what’s next.” Those who are thinking about returning to school shouldn’t let age or doubts hold them back, the women said. “Don’t look back. It’s never too late to reinvent yourself,” Manning said. “Failing isn’t an option.”

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September/October 2013 | Maximum Living | 7



Life can be difficult and uncertain, especially when faced with the prospect of change. Although change is often the key that will positively alter the path of our lives, we shy away from it for fear of leaving behind our comfort zones and entering into the unknown. This fear robs us of our freedom to make the life choices that can bridge the gap between where we are and where we want to be. It might take courage to move from the COLUMN BY known to the unknown, but the price of SUSAN growth is a sacrifice of certainty. GILLPATRICK Six steps to making any needed change in your life:


» Identify excuses You might be unhappy in a number of areas of your life but complaining about it does not change affect change. Are you just skillfully playing the victim role? If you have chosen to stay stuck because of fear, then the change you need is not going to appear on its own. Be honest with yourself. Identify the excuses and rationale that have been keeping you in your life “as is.” » Take responsibility Only you can change you. Motivation must come from within. Take responsibility and closely look at what part of your life has kept you imprisoned from your own potential. Don’t blame your own refusal to make changes based on external things. When you do this, you give over all responsibility to things you cannot control. For example, “I would have realized more of my potential, but no one was ever interested in mentoring me.”


Understand everything is risky Change is a fact of life and participating in change means stepping into the unknown. It means taking a risk. Wouldn’t life we boring if we always knew outcomes before actions? The riskiest step is always the first. But with every step in the right direction, your courage muscles get stronger. Realize risk leads to growth Growth always involves risk, and risk always involves fear. Unfortunately, some people wait for an ironclad guarantee that everything will work out exactly right, until all risk is removed and they stagnate where they are. Don’t wait on the sidelines while the world passes you by.

8 | Maximum Living | September/October 2013


Value your needs Many busy women (and men) spend all their time, effort and energy meeting the needs of other people. Remember to place value on your own needs too. Without a focused priority, you might become molded by your environment, and that will foster a stagnate life. Value your time Do not play the “when-then game.” Don’t tell yourself, “When the children are grown, I’ll take some time for myself.” Or, “When I feel like I can make a difference, I will look for a new job.” Sometimes we wait our whole lives for a “when” that never comes. Value time and do not assume you have until “forever” to take a risk and make a change that can excel your life in new directions.


Evolve rather than age Worrying about growing older is a waste of time. Celebrate the knowledge that aging brings an insight and personal growth that is only intensified through life experience. Instead of aging, evolve. Evolving changes your focus from fearing loss to celebrating accomplishment. What you have learned throughout your life can enlighten current and future generations. Having an “evolving”

attitude inspires authority to renew yourself and make whatever changes will lead you to that renewal. Connect rather than wait Connect with others and connect to a larger perspective. Aging can bring worries about health and fears of loneliness and isolation. Connection brings strength when we feel we are weak. Positive relationships encourage and bring courage to make new and better decisions throughout any life transition.


Act before crisis At its simplest and most benign, fear is an internal warning cry that danger is nearby and we had better do something about it. Many times it takes a warning cry like a marriage failure or a worrisome medical diagnosis to realize we need to make changes. Do not wait for a crisis to occur to have an awakening about the quality and value of your life. Begin making changes now, and you will be more prepared once any crisis has occurred. Do not let comfort control Move past the comfort of fears. Fears are familiar and therefore mislead us into thinking they are just a part of who you are. We ruminate over them, fearing they will control us and causing us to live our lives in a state of self-preservation. While life cannot be a 24-hour thrill ride, you deserve more than just contentment. Expand your comfort zone and allow yourself the opportunity for awareness and inspiration.

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Imagine the worst What, specifically are you fearful about? Name it. Say it out loud. Then ask yourself, “What is the worst thing that could happen if I take this risk?” Even if you run smack into a wall on your way to making a life change, then at least you will have gained some insight and knowledge. You may even find this knowledge gives you courage to tackle more risks. No matter what the scenario, you will have gained the power and influence to decide your own response. Imagine the best Imagine how your life will be different and better once you initiate change in your life. Anticipate the joy, the excitement, and the empowerment that comes from being a leader in your own life. Begin with small steps, but take action. There are no “microwave miracles” in successful life changes. It might take some time to see results. The only instant change is in attitude. You’ll finally be in charge of the direction and outcome of your life. Imagine the best, then live it! Susan Gillpatrick is a licensed professional counselor and crisis management specialist for Centerstone. If you or a family member is struggling with unmanageable anger issues, contact Centerstone for more information. If you or someone you love needs help, contact Centerstone at 888-291- HELP (4357) or visit If you are in crisis, call Centerstone’s 24-Hour Crisis Intervention Hotline at 800-681-7444.

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R September/October 2013 | Maximum Living | 9


Notecards can be made by spraying cardstock with chalkboard paint. Get in the back-to-school mood by making notecards that incorporate old-school elements such as chalkboards, vintage maps, notebook paper and brown paper lunch sacks. AP

Associated Press


y classroom days are decades behind me, but I still miss the nerdy pleasure of heading back to school each September with new notebooks and folders, color coded by subject of course. Pretty stationery, however, feels like an acceptable substitute. A stack of blank notecards holds the same promise of a fresh start as school supplies do, especially a set that incorporates oldschool elements like chalkboards, vintage maps, notebook paper and brown paper lunch sacks. Chalkboard art has become a big trend in home decorating, from wall hangings that mimic vintage menu boards to entire walls covered with chalkboard paint. But I decided to seize upon that trend and shrink it down to notecard size. Turning a notecard into a mini-chalkboard is as easy as applying a few coats of spray paint to a piece of cardstock, and the resulting surface can be customized in countless ways. Make yourself a pile of blank chalkboard cards, and you won’t be limited to the clichéd greetings on store-bought cards — you can personalize them for any occasion. Or make a set as a gift for someone else, and include a box of chalk. Don’t like your handwriting? Draw a cute cupcake on a birthday card or even a simple smiley face — it’s a chalkboard, not a fine art canvas. A chalk ink marker allows for bolder, smoother lines, but a regular piece of school chalk adds rustic appeal. In either case, if you mess up, you can always erase it and start over! A light spritz with aerosol hairspray will set the chalk enough that it won’t get smudged going through the mail. I made small cards in order to maximize the number I could get out of a single sheet of painted cardstock, but there’s no reason they couldn’t be bigger.

10 | Maximum Living | September/October 2013


For six 41⁄4-by-3 5⁄8-inch cards: » 1 sheet of 81⁄2-by-11-inch cardstock, any color (this will be covered with paint) » 2 sheets of 81⁄2-by-11-inch cardstock for the card interior (I used kraft paper, but white or any light- to medium-color is fine) » chalkboard spray paint » craft knife and straight edge or paper trimmer » glue stick or double-sided tape » corner-rounding paper punch (optional) » chalk » chalk ink markers (optional) » 6 pieces of 81⁄2- by-11 inch lighter weight paper for envelopes (I used notebook paper, old maps and paper lunch bags) » 1 sheet of cardstock to make an envelope template


1. Working outside or in a well-ventilated area, spray one sheet of cardstock with chalkboard spray paint. Two or three light coats applied several minutes apart should be sufficient. 2. When the painted cardstock is thoroughly dry, cut it in half lengthwise and then cut each piece into three pieces, each measuring 4¼ by 3 5⁄8 inches. These will become your card fronts. 3. Cut each of the other two pieces of cardstock into three rectangles, each measuring 35⁄8 inches by 81⁄2 inches. Fold in half to form a card. 4. Glue a chalkboard card front to the front of each card. Or for variety, cut some of the chalkboard fronts into “speech bubble” shapes, or trim them with decorative edge scissors. Use a paper-punch to round the corners of the cards, if desired. 5. To “season” the chalkboards, rub a piece of chalk over the surface of the cards and erase it with a soft cloth. I found the surface fairly forgiving — if you make a mistake or don’t like your lettering, wipe it down with a barelydamp cloth and start over. 6. To make the envelopes, search online for free, A2 envelope templates. I used one from a blog called Artsy Bride ( ). Download and print the template on cardstock at 85 percent of its original size. Cut out the template and trace it onto notebook paper, a map or a lunch bag. 7. Cut out the envelope shape and fold the sides and flaps in, gluing where necessary to hold the envelope together.

Avoid isolation Studies show that people live longer if they have social interactions with others. If you live alone make sure that you participate in social activities such as church groups, going out to eat with friends or joining a club.

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Mom did know best Confused by all of the health news? Remember what your mom always told you â&#x20AC;&#x201D; eat your vegetables, go out and play, and get plenty of rest. Eating a balanced diet, being physically active and getting plenty of rest are the building blocks of good health. Mom did know best!

Reliable sources There are medication commercials on TV, ads in magazines and ads on the Internet. The source of your medication information should be your health care provider or a pharmacist. Remember, the purpose of the ads is to promote the products, not to be a reliable source of information.

Balance is key Keeping your life in balance can reduce stress. Make sure you allow enough time for rest and relaxation as well as the other activities in your life.

One of the easiest ways to control calories and save money is to pack your lunch when you are going to be away from home at meal time. You can control the portion size, and limit the amount of salt, fat and calories of the food you prepare. Packing your lunch is also a money saver.

Try something new The produce section of your grocery usually has a large variety of fruits and vegetables, some of which might be unfamiliar to you. Many times there will be information cards present with suggestions on how to prepare the item. Purchase a small amount of the item until you know whether you like it. Source: Reid Hospital and Health Care Services

September/October 2013 | Maximum Living | 11


MAKE THIS FAST AND HEALTHY PEAR CRISP ANY SEASON It doesn’t matter if the fruit isn’t at its peak ripeness in this dish By Sara Moulton Associated Press

Sometimes, even on a weeknight, you really crave a little dessert. But making dessert takes time, and you already are spending time cooking up the main event, namely dinner. That’s where this recipe comes to the rescue. It’s a quick, easy and delicious pear crisp that calls for just five ingredients — pears, granola, lemon juice, apricot jam and a pinch of salt. Ralph Waldo Emerson was onto something when he wrote: “There are only 10 minutes in the life of a pear when it is perfect to eat.” In other words, most of the time, no matter where it comes from, our pears aren’t at the peak of perfection. And for those times, when pears are unripe and you don’t have time to let them ripen, this recipe comes in mighty handy. Baking an unripe pear not only makes it tender, it also crystallizes and magnifies the fruit’s flavor. Happily, any kind of pear — and there are many varieties — will work in this recipe, as will a mix of varieties. Pears also have a lot to offer in terms of health. They’re a good source of vitamin C and a great source of fiber. As for granola, there are a zillion brands in the cereal aisle of the supermarket. The problem is that many of them are laden with fat and sugar even as they masquerade under a healthy halo. That’s why the recommended portion on the back of most granola boxes is just 1⁄4 cup. Pour yourself a normal, adult-sized portion and you might as well be tucking into a breakfast of waffles and sausage. So when you shop for granola, look for a brand that’s lower in fat, sugar and calories than the competition — and that also contains lots of nuts, seeds and dried fruit. And if you want to bump up the nutritional value of this recipe even more, you also could add 1⁄4 cup of ground flaxseed. With all of that said, I wouldn’t worry too much about the amount of granola in this recipe. Per serving, it’s about what the granola box recommends, and mostly serves to put the crisp on this pear crisp. Heck, you’d be much better off serving this dessert for breakfast than dogging a big bowl of nothing but granola.

12 | Maximum Living | September/October 2013

Speedy pear crisp requires only five ingredients and is healthy as well as delicious. MATTHEW MEAD/AP

SPEEDY PEAR CRISP START TO FINISH: 1 HOUR (15 MINUTES ACTIVE) SERVINGS: 8 ⁄2 cup plus 1 tablespoon apricot preserves or sweetened fruit spread 4 pears (about 2 pounds), peeled, cored and thinly sliced 2 tablespoons lemon juice Table salt 2 cups purchased granola


Heat the oven to 350 F. Lightly coat a shallow 6-cup baking dish with cooking spray. In a small saucepan over medium-low, heat the preserves until melted and easily stirred. Set the sliced pears in a large bowl, then drizzle the preserves over them. Add the lemon juice and salt, then toss well. Spread the pears evenly in the prepared baking dish. Sprinkle the granola evenly over the pears, then cover the dish loosely with foil and bake 30 minutes. Remove the foil and bake another 15 minutes, or until the pears are tender. Serve hot or cold. Nutrition information per serving: 210 calories; 25 calories from fat (12 percent of total calories); 2.5 g fat (0.5 g saturated; 0 g trans fats); 0 mg cholesterol; 50 g carbohydrate; 5 g fiber; 27 g sugar; 3 g protein; 55 mg sodium.


I’ve said it before and I’ll say it again: Home-grown tomatoes are not the best-tasting ones. Not necessarily, that is. Now, I’m not advocating tossing in your trowel and doing your harvesting at the supermarket. What I am saying is that choosing the best variety is the important thing if you’re looking to grow a great-tasting tomato. Grow an Early Girl to perfection, harvest it at its peak of flavor and take a bite, and you’ll taste a good tomato. But not — in my opinion — a great tomato. A tomato that has been handled carefully keeps pretty well for a couple of days, so you could actually buy a great-tasting tomato from a store or farm stand. But only if that tomato is a great-tasting variety. Unfortunately, the best-tasting varieties don’t usually have the qualities demanded of a commercial tomato: tough skins to withstand handling, high yields, concentrated ripening, disease resistance. So you do generally have to grow your own to get the best taste. And now is a good time to start, by doing two things. 1. TASTE A LOT OF TOMATOES Try eating various kinds of tomatoes now, while they are abundant and tasty. Taste the varieties offered at farm stands and local farms, and those growing in the backyards of friends and neighbors. Cook up and taste any varieties you want to consider for canning, because cooking a tomato dramatically changes its flavor. A fresh San Marzano tomato tastes like cotton but cooks into a delectable sauce. Fresh or cooked, you’ll be amazed at the range in flavor among tomato varieties. Settle for nothing but the best. 2. SOURCE SEEDS Once you’ve found some great-tasting tomato varieties, plan for next year. If you have the variety’s name, you may be able to find it in a seed catalog and simply order seeds for next season. Good sources for many tomato varieties include Tomato Growers Supply Company (888-478-7333,, Totally Tomatoes (803-663-0016,, Sustainable Seed Co., (877-620-SEED, and Seed Savers Exchange (319-382-5990, But there’s no need to forsake the best tomatoes just because you can’t put a name on them. Many greattasting tomatoes are nonhybrid, or heirloom, varieties. That means you can easily save the seeds.

Seeds from hybrid tomatoes also often yield plants with good-tasting fruits — sometimes even fruits identical to those from the mother plant — if they were called “hybrid” by seed sellers merely to discourage seed saving. Saving tomato seeds entails nothing much more than squeezing a bit of the seed-gel mix out of the cavity of a tomato fruit into a glass. That gel contains inhibitors that keep the seeds from sprouting while still inside the fruit. Leach and ferment those inhibitors away by adding some water to the seed-gel mix. After letting the slurry sit for a day or so, pour it through a fine strainer, wash the seeds well in running water, and spread them out to dry. Now you’re all set for good eating next year. By the way, the tomato seeds I’m squirrelling away now are from the heirloom varieties Gardener’s Delight, Belgian Giant, Amish Paste and Anna Russian, as well as the hybrid Sungold and two unnamed varieties passed down to me from a couple of local gardeners. Mmmm.


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September/October 2013 | Maximum Living | 13

A server takes care of customers at the No. 9 Grill in Cambridge City, Ind. MILLICENT MARTIN EMERY / PALLADIUM-ITEM



Cambridge City is expanding its food and lodging offerings as it aims to become more of a destination for visitors from within and outside Wayne County. No. 9 Grill is one of the newest restaurants. It offers an unusual name rooted in history. The Fortman family remodeled the Old No. 9 Lodge into the No. 9 Grill. It’s located in the heart of downtown along U.S. 40 within easy walking distance of antique shops. It offers plentiful seating with quaint brick and Americana decorating in the front, while the rear of the restaurant MILLIE features a modern bar area with televiMARTIN sions, so patrons have a choice for the EMERY atmosphere they would like to experience. No. 9 also can please a variety of tastes and needs. A casual meeting with friends could include appetizers such as shrimp cocktail, loaded fries, fried pickles or Mac ‘N Cheese Bites. Those seeking something healthier can pick salads ranging from Southwest Salad to Chicken Caesar. Nearly a dozen sandwich options are available, everything from Philly Cheese Steak to fish filets, burgers and the Turkey Bacon Club, which features avocado mayonnaise. Vegetarians have choices such as the Classic Cheese and the Swiss and Shroom. Heartier fare is also available, ranging from filet mignon (the priciest item on the menu at $24.99 for 10 ounces) to Haddock filets, Cajun Shrimp Pasta and

14 | Maximum Living | September/October 2013

The No. 9 Grill features American-themed decor. Customers can look out at Old National Road. MILLICENT MARTIN EMERY / P-I

IF YOU GO » What: No. 9 Grill » Where: 27 W. Main St. (U.S. 40), Cambridge City, Ind. » Info: or (765) 334-8315

chicken Alfredo. Most dinner entrees are $9.99 to $10.99, except the New York Strip, Rib Eye and House Sirloin. Kids’ meals are $3.99, with options such as penne alfredo and chicken nuggets. If there’s room for dessert, fruit cobbler, cheesecake and fudge brownie sundaes are among the choices for $5.99.


DEFAULT OR DESIGN A friend and I discovered that we shared a connection with a particular young family. “They’re lovely,” I said. It nagged at me later that I had tagged such a remarkable family with such a bland description. Lovely could be a straw hat with artificial flowers worn to the Kentucky Derby. Lovely wasn’t an apt description, but it was the only thing I could think of at the time. I thought about it later because my best thoughts are always my after-the-moment-has-passed thoughts. The best word to describe them would have been “intentional.” They are married, have three small children and a vision for life. They have a sense of purpose about work, home, family and each ordinary day. They live within modest means, yet practice generosity. She routinely turns out epicurean wonders like shaved asparagus pizza for others who can use a little help. She, along with little eyes watching and little hands helping, crafts beautiful meals. They are intentional about how they spend time as a family, discriminating about what their children take in, opting for books, crafts and outings over television and media. Their faith isn’t relegated to Sunday mornings, but shapes their day-to-day living. They value face-to-face conversations more than electronic messages with emoticons and no vowels. An article in Forbes discussed what separates great leaders from average leaders. “Great leaders create culture by design, while average leaders allow culture to evolve by default,” wrote Mike Myatt.

It is actually strong leadership at work in this little family. What sets them apart is that they are not evolving by default, passively letting life happen to them, but actively pursuing life and attempting to shape it as they go. It is far easier to be a family by default. LORI Families that evolve by default require a BORGMAN lot less work and thought. The adults do their thing, the kids do their thing, and they meet over take-out or fast food a couple of nights a week and wonder why nobody seems to connect. When you create a family by design, you make the choices instead of letting others make the choices for you. You decide. You decide to introduce children to great works of art, to allow them to paint, make music, make a mess, play uninterrupted, putter alongside you in the kitchen, the garden, the workshop and the garage, discovering how tools work and pieces fit. That sort of family is sometimes out of step with culture. It is a family that moves slower, ambles off the beaten path and goes against the grain. That sort of family life takes thinking ahead, creating opportunities, checking benchmarks and being deliberate about choices. There’s not much middle ground when it comes to growing a family. It really is family by default, or family by design. Lori Borgman’s tongue-in-cheek book, “The Death of Common Sense and Profile of Those Who Knew Him,” is available online. Contact the author at

September/October 2013 | Maximum Living | 15

CALENDAR OF EVENTS Music » Richmond Symphony Orchestra concerts: 7:30 p.m. Sept. 21 (Russian masterpieces), Oct. 19, (international sampling) and 3 p.m. Dec. 8 (pops), Civic Hall Performing Arts Center, 380 Hub Etchison Parkway, Richmond. Adult and senior, $15, box seat: $20; students through grade 12, free. (765) 966-5181 or » Friday Night Gospel Sings, 7 p.m., Fridays, Go Ministries International, 5125 U.S. 40, New Paris, Ohio. Sept. 27, Common Ground (bluegrass); Oct. 4, Stony Creek (bluegrass); Oct. 11, The Riddells (Southern Gospel); Oct. 18, Kings Road (Southern Gospel); Oct. 25, Sons of Liberty (Southern Gospel). (937) 437-0092 » Concert Choir and Women’s Chorus, 8-9:30 p.m., Sept. 27, Earlham College, 801 National Road W., Richmond. Free admission, no tickets required. (765) 983-1373 or » Closest Thing To The King In Concert Shawn Klush with Elvis’ Original Sweet Inspirations, 8-10 p.m., Sept. 27, Civic Hall Performing Arts Center, 380 Hub Etchison Parkway, Richmond. Tickets are $35 (plus $2 fee for all credit card purchases). (765) 973-3350 » Let’s Hang On - Frankie Valli Tribute, 8 p.m., Oct. 12, Civic Hall Performing Arts Center, 380 Hub Etchison Parkway, Richmond. A tribute to one of the greatest vocal groups of all time, Frankie Valli and The Four Seasons. Four male vocalists and two female artists sing and dance their way through the classics, backed by a live band. $25 for adults, $18 for students. Group rates available. (765) 973-3350, (888) 248-4242, or » Christian pianist Dino Kartsonakis, 7 p.m., Oct. 18, First Baptist Church, 1601 S. A St., Richmond. Also presenting Triumphant Quartet on Nov. 21. $15 each per concert. Tickets: First Baptist Church office at (765) 962-3074, Jan Clark at (765) 977-3001, or purchase at Trinity Gifts & Books in the Gateway Mall. » Earlham’s Percussion and Jazz Ensembles and Sones de Mexico Ensemble, 7:30 p.m.-9 p.m., Oct. 18, Earlham College, 801 National Road W., Richmond. The first half of the program features Earlham’s Percussion and Jazz Ensembles. The second half features two-time Grammy nominated sextet Sones de Mexico Ensemble, a not-for-profit organization founded by Earlham graduate Juan Dies. Free. No ticket required. » The Pumpkin Bash dinner-dance, 5:30 p.m., Oct. 19, Richmond Senior Center, 1600 S. Second St., Richmond. Dinner at 5:30 p.m., music by The Impossibles at 6:30 p.m. » Earlham Chamber Music Concert, 4-5:30 p.m., Nov. 10, Earlham College, 801 National Road W., Richmond. Stout Meetinghouse. Free admission, no tickets required.

Theater » “Brighton Beach Memoirs,” Richmond Civic Theatre, 1003 E. Main St., Richmond. Shows at 7:30 p.m. Fridays and Saturdays and 2 p.m. Sundays on Oct. 11-13 and 18-19. $15 for adults, $12 for seniors ages 65 and older and

16 | Maximum Living | September/October 2013

A couple walks past art for sale at the Fourth Street Fair. This year’s festival is Oct. 5-6. PALLADIUM-ITEM FILE PHOTO $12 for students with ID. This first play in Neil Simon’s autobiographical trilogy is a portrait of the writer as a young teen in 1937 living with his family in a Brooklyn walk-up. » “Ain’t Misbehavin’,” 8 p.m., Nov. 23, Civic Hall Performing Arts Center, 380 Hub Etchison Parkway, Richmond. Traveling show encompasses 30 musical numbers featuring Harlem in its heyday. $28 for adults, $20 for students with group rates available. (765) 973-3350, (888) 248-4242, or » “The Sound of Music,” Richmond Civic Theatre, 1003 E. Main St., Richmond. 7:30 p.m. Fridays and Saturdays and 2 p.m. Sundays Dec. 6-8 and 13-15. Adult, $15; seniors (65-plus) and students with ID, $12. » The Church Basement Ladies musical comedy: “A Mighty Fortress Is Our Basement,” 4 and 8 p.m., Jan. 14, 2014, Civic Hall Performing Arts Center, 380 Hub Etchison Parkway, Richmond. This nationally touring show is a celebration of the church basement kitchen and the women who work there. Church Basement Ladies is a new musical comedy featuring four distinct characters and their relationships as they organize the food and solve the problems of a rural church about to undergo changes in 1964. Tickets are $28 for adults or $24 for groups and go on sale to the public in late September. (765) 973-3350, (888) 248-4242 or

Festivals » New Paris Applefest, Sept. 27-29, downtown New Paris. or (937) 437-4247 » Oktoberfest, Sept. 28-29, Historic Depot District, Fort Wayne Avenue, Richmond. Food, games, vendors, arts and crafts, live music and more. (765) 966-5654 » 4th Street Fair, Oct. 5-6, south of the Wayne County Courthouse. Foods, decorations, vendors, arts and crafts, live music and dance. For all ages. Free admission. Booth spaces available. (765) 962-1010

CALENDAR OF EVENTS » Fall Gathering, Noon-5 p.m., Oct. 5-6, Preble County Historical Society, 7693 Swartsel Road, Eaton, Ohio. Featuring bluegrass and Celtic music (free admission Oct. 5, and $5 for adults on Oct. 6).

History and literature » Victorian Dinner, 6 p.m., Sept. 27, Quaker Hill Conference Center, 10 Quaker Hill Drive, Richmond. Enjoy a taste of history. Chef Jen Ferrell will be serving a fivecourse authentic Victorian dinner. Staff will have period attire. Cost is $40 and space is limited to 40 guests. Christmas dinner planned. (765) 962-5741 or » Indiana Writer Michael Martone, 7-8:30 p.m., Oct. 1, Stout Meetinghouse, Earlham College, 801 National Road W., Richmond. Free. Martone is one of today’s most celebrated authors focusing his writing on Indiana/ the Midwest. His books include “Alive and Dead in Indiana,” “The Blue Guide to Indiana,” “The Flatness,” “Racing in Place,” “Double-Wide” and “Four for a Quarter.” » Convocation: The Creation of Anne Boleyn: A New Look at England’s Most Notorious Queen, 1 p.m.-2:20 p.m., Oct. 2, Earlham College, 801 National Road W., Richmond. Susan Bordo’s first book, “The Flight to Objectivity,” has become a classic of feminist philosophy. In her new book, “The Creation of Anne Boleyn,” Bordo challenges the mythology surrounding Anne Boleyn’s life and afterlife, exploring how generations of polemicists, biographers, novelists and filmmakers re-imagined Anne: martyr, cautionary tale, prototypical “mean girl,” feminist icon and everything in between. Free. » African-American History of Preble County, 18201900, 10 a.m.-4 p.m., Oct. 4, Preble County Fine Arts Center, 601 Hillcrest Drive, Eaton, Ohio. Preble County District Library will reveal new research findings on African-American history in Preble County. Highlights will include early African American graves, jobs held, places of residence, church attendance, family names, and much more. Guest speakers: Ohio Humanities Council Speaker Cathy Nelson, Minister Donne Hayden, local historian/author Walt Mast, PC Room Librarian Marlene Ressler, & Wayne County Historical Museum Director Jim Harlan. Registration requested by Sept. 20: (937) 456-4970 or email $5 fee for lunch. » Billy Yank: The Life of a Soldier, 2 p.m., Oct. 5, Preble County District Library, 450 S. Barron St., Eaton, Ohio. Mark Holbrook from the Ohio Humanities Council portrays an Ohio Civil War soldier. (937) 456-4970 or » Tales from the Departed Walking Tour, 1-5 p.m. Oct. 5, Earlham Cemetery, 1101 National Road W., Richmond. $10 per car. Learn about the lives of some prominent local citizens who have come back to life just for the day to tell you their stories. (765) 962-5756

First United Methodist Church, 300 National Road W., Richmond. » For the Love of Grapes Wine Festival, 7-10 p.m. Oct. 11, 4th Floor Blues Club, 923 N. E St., Richmond. Tickets: or at local businesses. (765) 966-5654 » Fall Books and More Sale, 12:30-4:30 p.m. Oct. 18 and 10 a.m.-2 p.m. Oct. 19, Morrisson-Reeves Library, 80 N. Sixth St., Richmond. Thousands of items. Fiction and non-fiction books for adults and kids, magazines, CDs, DVDs, videos, magazines, puzzles, reords and more for $2 or less. (765) 966-8291 or » BRAvo! - The Signature Event, Oct. 19, Reid Hospital & Health Care Services, 1100 Reid Parkway, Richmond. A fundraiser for breast cancer awareness programs. (765) 983-3102 » Holiday Arts and Crafts Bazaar, 11 a.m.-3 p.m .Nov. 1-2, Golay Community Center, 1007 E. Main St., Cambridge City, Ind. Free admission. (765) 478-5565 » Central United Methodist Women’s Bazaar, 9:30 a.m.-2 p.m., Nov. 2, Central United Methodist Church, 1425 E. Main St., Richmond. Fall and winter items, baked items and candy, antiques and collectibles, floral arrangements, cafe and luncheon. (765) 962-8543 » “Girls That Shine” Gala, 7 p.m., Nov. 2. Location to be announced. Walk the red carpet at the annual Girls Inc. gala. Tickets/info: Girls Inc., 121 N. 10th St., Richmond, or by calling (765) 962-2362. » Alternative Gift Fair, Dec. 7, Morrisson-Reeves See CALENDAR, Page 18


Fundraisers » Annual salad smorgasbord, 11 a.m.-1 p.m., Oct. 10,

September/October 2013 | Maximum Living | 17

CALENDAR OF EVENTS Continued from Page 17

Library, 80 N. Sixth St., Richmond. Instead of the typical gift, attend the fair and make a donation in someone’s name to one of many local organizations. Recipient’s card wrapped in envelope or box. (765) 993-0381 or

Speaker » Ellen Gustafson, 1-2:20 p.m., Nov. 13, Earlham College’s Carpenter Hall, 801 National Road W., Richmond. Ellen Gustafson is co-founder of Food Tank: the Food Think Tank, a new organization highlighting innovative ideas in agriculture and food systems that help alleviate hunger, obesity and poverty. She co-founded FEED Projects, LLC. Under her leadership FEED provided more than 65 million free school meals to children around the world. CNN and Fortune Magazine list her as one of today’s most powerful female entrepreneurs. Free.

Kids and family » Family Fun Fest, 11 a.m.-1 p.m., Sept. 28, 10th Street Park, Richmond. Near South 10th and A streets. Games, face painting and prizes for families. Free. (765) 983-7426 » Preschool Story Time, 10-11 a.m., first and third Tuesdays of the month, Joseph Moore Museum, 801 National Road W., Richmond. Bring your favorite 3- to 5year-old for stories, activities and time to explore the museum. Free. (765) 983-1303 or joseph-moore-museum/ » Children’s show Billy Blagg’s “The Science of Magic,” Oct. 7, Civic Hall Performing Arts Center, 380 Hub


Etchison Parkway, Richmond. A science program geared to grades 4-6. Open to school classes and homeschoolers. Shows at 9 a.m. and 12:30 p.m. Children: $2. Teachers/ chaperones free. Tickets: (765) 973-3350. » Haunted Museum Tour, 6:30-9 p.m. Oct. 18-19 and 25-26, Wayne County Historical Museum, 1150 N. A St., Richmond. Kids encouraged to dress in costume. This is an event for the whole family, nothing too scary! Adults, $5; children ages 3-17, $3. Ages 2 and younger admitted free. (765) 962-5756 » “Tom Sawyer,” Nov. 2-3, Richmond Civic Theatre, 1003 E. Main St., Richmond. Presented by Stage One Youth Theatre. Adults, $8; students, $6. (765) 962-1816 » “How I Became a Pirate,” Nov. 15, Richmond Civic Theatre, 1003 E. Main St., Richmond. Presented by Stage One Youth Theatre. Tickets: Adults, $8; students, $6.

Art » “The Color of Water: Works by Beth Forst,” through Sept. 29, Richmond Art Museum, 350 Hub Etchison Parkway, Richmond. 10 a.m.- 4 p.m. Tuesdays-Fridays and 1-4 p.m. Sundays. Free. » One Flight Up, Sept. 23 to Oct. 25, Earlham College’s Runyan Center, 801 National Road W., Richmond. Featuring works by Walt Bistline, assistant professor of photography and Sungyeoul Lee, assistant professor of metals, both of Earlham College. Free.

Technology » Free computer classes, Centerville-Center Township Public Library, 126 E. Main St., Centerville. For all ages. Call (765) 855-5223 to register. New topic: Getting Started Buying & Selling on eBay from 1-4 p.m. Oct. 22. » Free computer classes, Morrisson-Reeves Library, 80 N. Sixth St., Richmond. Various classes offered on introduction to computers, Internet usage, Microsoft software, electronic books and other topics. Schedule varies. Call (765) 966-8291 or go to for reservations.

Health and Fitness » Richmond American Discovery Hiking Club, around the area. Hike various woods and parks with a group. Call for schedule. (765) 966-2523 » Yoga, 5 p.m. Mondays, Golay Community Center, 1007 E. Main St., Cambridge City, Ind. $3/members or $5/non-members. Childcare available.

Environment » E-Waste Recycling Program, 9 a.m.-noon, third Saturday of the month, Rosa’s Office Plus, 20 S. 11th St., Richmond. Bring e-waste (full list of electronics available from Cope Environmental Center), used toner cartridges, cell phones, plus documents to shred. Free, except for document shredding, which costs $5 per box.

18 | Maximum Living | September/October 2013



Whitewater Valley Railroad’s Valley Flyer arrives in Metamora near shops and eateries. MILLICENT MARTIN EMERY / PALLADIUM-ITEM By Millicent Martin Emery Special content editor

From a boy celebrating a third birthday to seniors enjoying a leisurely afternoon, the Whitewater Valley Railroad offers a variety of trips. The railroad museum is operated by enthusiastic volunteers, with most of the trips running from Connersville to Metamora. The Labor Day journey drew residents from various Indiana counties as well as Ohio. Valley Flyer trips leave Connersville’s Grand Central Station at 455 Market St. at 12:01 p.m. Saturdays, Sundays and major holidays from May through October. The journey to Metamora takes about an hour and 20 minutes, and then passengers have two hours to stop for lunch at a restaurant, enjoy a picnic along the canal or get an ice cream cone to lick while wandering. The restored canal town features a canal and lock, working grist mill, operating replica horse-drawn canal boat and a historic covered aqueduct. There’s plenty of time to browse the many shops for everything from modern lunch bags and home decor to antique dishes and collectible Elvis dolls and records to current books and DVDs. Food such as cheeses and fudge can be taken home. Themed trips are offered throughout the year. In October, the railroad offers a trip on Oct. 12 with Abraham Lincoln, plus a Wild West Train on Oct. 19. Fall Foliage Flyer trips are offered on Thursdays and Fridays, as well as earlier departures and extended layovers during Canal Days on the first weekend of the month. Shorter trips from Connersville to a pumpkin patch are also offered on Oct. 26-27 for $9 for ages 2 and older. Families might also enjoy the Santa Claus Limited, Polar Express or special holiday excursions in November and December.

A couple discusses the Metamora attractions and plans their time in the town. MILLICENT MARTIN EMERY / PALLADIUM-ITEM

IF YOU GO » What: Whitewater Valley Railroad » Cost: Tickets are sold to adults (ages 13 and older), children (ages 2 through 12); kids younger than 2 ride for free when accompanied by an adult. Fares vary for themed events, but the Valley Flyer roundtrip fares are $22 for adults and $14 for children. Oneway fares are $16 for adults and $9 for children. Caboose tickets are $25 for adults and $16 for children. » Info: (765) 825-2054 or

Parking is plentiful at the station on Market Street. Tickets can be bought there or in advance via phone or online. MILLIE MARTIN EMERY/ P-I

September/October 2013 | Maximum Living | 19



ocial Security can be an important financial asset for married couples when the time comes to apply for retirement benefits. In many cases, one spouse may have earned significantly more than the other, or have worked for a longer span of years. Or it could be that one spouse stayed home to do the work of raising the children or caring for elderly family members while the other focused on a career. Regardless of your situation, Social Security will look at all possibilities to make sure both spouses receive the maximum benefit possible. Even if you have not paid Social SecuriTERESA ty taxes, it’s likely you’ll be eligible to BRACK receive benefits on your spouse’s record. If you did work and pay into Social Security, we will check eligibility based on your work record and your spouse’s to see which amount is higher. You can apply for spouses benefits the same way that you apply for benefits on your own record. You can apply for reduced benefits as early as age 62, or for 100 percent of your full retirement benefits at your “full retirement age.” You can find your full retirement age, based on your birth year, at The benefit amount you can receive as a spouse, if you have reached your full retirement age, can be as much as one half of your spouse’s full benefit. If you opt for early retirement, your benefit may be as little as a third of your spouse’s full benefit amount. If your spouse has already reached full retirement age but continues to work, your spouse can apply for retirement benefits and request to have the payments suspended until as late as age 70. This would allow the worker to earn delayed retirement credits that will mean higher payments later, but would allow you to receive your spouse’s benefit. You can also apply for spouse benefits based on the

20 | Maximum Living | September/October 2013

earnings record of an ex-spouse or deceased spouse if you were married for at least 10 years. Spouses can consider a number of options and variables. We make it easier to navigate them. A good place to start is by visiting our benefits planner at Take note of the “Benefits As A Spouse” section. If you are ready to apply for benefits, the fastest, easiest, and most convenient way is to apply online! You can do so at Whether you receive benefits on a spouse’s record or your own, rest assured we will make sure you get the highest benefit we can pay you. Learn more at Teresa Brack is Social Security manager in Richmond, Ind.


HIGHER INTENSITY By Beth Roessner Gannett


he latest craze among fitness enthusiasts and gym rats alike is high-intensity interval training. The regime allows for a full-body workout in a short period of time, catering to those who don’t have hours to spend on the treadmill or at the gym, and want results. “It stokes your metabolism a lot quicker than longerduration cardio,” said Cathy Serif, owner of Balanced Training Boot Camp. “The whole idea really is alternating low to moderate intensity with high intensity bouts of exercise.” These workouts can be customized and tailored to fit an individual’s needs and goals, and commonly take less than 30 minutes. The three common types of HiiT works are cardiovascular, strength training or a combination of the two, said Serif. The bursts of activity produce EPOC, exercise postoxygen consumption, which stimulates the metabolism. When the metabolic rate is high, calories will continually be burned throughout the day, well after the workout. “Any time you increase your cardiovascular endurance, it’s going to make it so that you reach the zone that burns the fat faster,” said Dr. Matt Diltz, orthopedic surgeon at Eisenhower Desert Orthopedic Center. “The goal is to make it easier for your body to sustain the exercise and you’re going to burn more fat with it.” A typical cardio workout, like one performed on a treadmill or an elliptical machine, does raise the metabolic rate. But after the workout the metabolism drops. Even those who stay at the gym for three hours at a time, might not sustain their metabolic response because the power exerted is so low when compared to the duration, explained T.J. Morgan. At his gym, CrossFit Palm Springs, Morgan is about intensity. Through the combination of Olympic lifting, gymnastics and rowing or running, workouts train individuals across a broad spectrum of exercises. With interval training, the body and hormonal systems of the brain are conditioned to adapt to changes quickly, which helps exercisers avoid adaptation, something that must be constantly fought, said Morgan. Morgan says with CrossFit workouts, more emphasis is put on the intensity and less on the programmed intervals of rest. HiiT workouts also increases a person’s Vo2 max, the

Lauren Conway of Cathedral City performs high-intensity workouts like squats, pullups and burpees integrated with Olympic lifting and gymnastics at CrossFit Palm Springs. WADE BYARS/GANNETT

amount of oxygen a person can take in during exercise. These minimalist workouts also benefit the muscles and bones. HiiT training won’t build a lot of muscle, but it does help sustain it. A common cardio workout would be alternating sprinting and jogging, one-minute sprint followed by a twominute recovery jog. The intervals are repeated as needed, up to 30 minutes, going over 30 minutes would instead become an endurance activity. Moves like push-ups, pull-ups, burpees or squats, are commonly included, but they are often intensified to increase the heart rate and difficulty. Serif implements these exercises along with core conditioning, hill training and body-weight exercises. Overexertion or over-training could lead to a greater risk of injury. Check with a doctor before beginning an exercise plan. Serif says HiiT should be done no more than three to four times a week.

September/October 2013 | Maximum Living | 21



You’ve got tech questions, here are the answers. Kim Komando helps you make the most of your technology by answering your thorniest tech questions. So if you’re wondering what to buy, how to plug it in or how to fix it, Kim can help.

Kill junk mail for good Q: Every day, my mailbox is stuffed to the brim with junk mail. Is there any way I can get rid of some of this? A: It takes some effort, but you can cut COLUMN BY down on your junk mail in a big way. The KIM Federal Trade Commission has a page that KOMANDO lets you opt out of all sorts of advertising mail. You can use a service like Catalog Choice or PaperKarma to cut down on the influx of mail, too. Remember to not post your physical address online, because many advertisers can see it if it’s on the Internet. Once you’ve taken these steps, it may take a while for the mail to disappear. Junk mail is usually sent out weeks or even months in advance. Over time, you should see it decrease, though.

Best receipt-keeping apps Q: My wallet is stuffed with receipts. Are there any apps that let me organize my receipts a little better? A: There are a few great receipt-scanning apps. These turn your paper receipts into digital receipts for easy storage and organizing. Lemon Wallet not only scans and organizes receipts, but it also lets you scan your credit and loyalty cards. It even offers perks at select retailers. Wave can tie your receipts to your bank’s transaction record automatically. It uses text recognition to organize your receipts for you and lets you take payments right from the app. If you already have a digital organization system, just use an app like CamScanner to scan your receipts. You can save them as PDF files and transfer them to your computer with ease.

Video-streaming gadget Q: I’m looking to buy a gadget for watching online video. Should I get a Roku, Apple TV or Google’s new Chromecast? A: It depends on what you want. If you use iTunes, Apple TV ($100) is your only choice. The Roku has more

22 | Maximum Living | September/October 2013

non-Apple streaming options and a range of cheaper models. The $35 Chromecast is a good budget solution, and works with both Android and iOS, on PC and Mac. But it has fewer streaming options at the moment. Plus, it requires a computer with the Chrome browser, a smartphone or a tablet to control it.

Remove a keylogger Q: I think someone installed a keylogger on my computer. Would using System Restore get rid of it? A: If it’s a commercial keylogger, maybe. However, a hacker-made keylogger is invisible to Windows, so no. Your best bet is to use a free keylogger detection program like KL-Detector. If it finds something, you’ll need to try a security solution like AVG Rescue CD or a paid keylogger removal program like SpyReveal. If that doesn’t work, you should wipe your drive and start over. It’s a hassle, but keyloggers are that serious.

Crowdfund your medical bills Q: I have an expensive surgery coming up. My friend suggested I look for help on crowdfunding sites, but most of those ban medical bill projects. Do any sites allow it? A: Yep. Some sites are designed specifically for medical bills. Giveforward lets you create a site for yourself or for a friend in need. It can be for a treatment, surgery or just for the cost of living with a disease. You can even crowdfund a funeral service or other memorial costs. There are other sites not specifically designed for this purpose, but you can use them to help you out. For example, Take Them a Meal is a good way to offset the cost of food to help save for your treatment. Don’t be afraid to ask for help on your social media profiles or blogs, as well. Kim Komando hosts the nation’s largest talk radio show about consumer electronics, computers and the Internet. To get the podcast, watch the show or find the station nearest you, visit Email her at

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“Our Favorite Thing About Friends Fellowship?” “The healthy and delicious food. Best of all, it’s prepared by someone else!” (L) June Livengood (since 2001) (R) Marie Forman (since 2006)

Call Pam for a tour 765-962-6546 • A Community for Carefree Living…“It’s just nicer here!” PI-0000165778

September/October 2013 | Maximum Living | 23

Every bra tells a story... Itâ&#x20AC;&#x2122;s time to tell yours. BRAvo! dates to remember Decorated bras due at Reid Sept. 16 BRAvo! Night: Centerville Homecoming football game Sept. 20 BRAvo! Day at Earlham College football game Sept. 28 Decorated bra voting begins Sept. 30 BRAvo! Night at RHS Homecoming football game

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Max living Sept./Oct. 2013  

Over 50 and Living in the Whitewater Valley.

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