PUI_Spring_LuxuryCollection2012.pdf

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The Luxury Collection Presented by Pacific Union International

SPRING 2012 ISSUE 16


Pacific Union International Extraordinary service, extraordinary experiences Our delivery on that commitment has made us the leading luxury real estate brand in Northern California. For us, “Luxury” is measured by the quality of our people and our service, not the price of a property. We deliver extraordinary experiences to clients. We exceed expectations. And we respect the gravity of what it means for you to buy or sell a property by retaining only the most experienced, most productive real estate professionals.

ON THE COVER:

Our real estate professionals have a higher average sales volume than professionals with any other brand in the Bay Area. More experience means better results for you. The average sales price for properties we list is higher than that of any other company in our marketplace. Our luxury leadership reflects the superior service we deliver. We have an exclusive relationship with Christie’s International Real Estate, the property division of the legendary auction house. The Christie’s global network enables us to market our sellers’ properties to more buyers in more places than any other brand.

Villa Sorella Estate Alamo, California This luxurious Italian estate features a 5411± sq.ft. 4+ bedrooms, 4.5 baths main house & a 3625± sq.ft. 5+ bedrooms, 3.5 baths guest house on a level 1.5 acre parcel with media cottage, fitness center, pool and full-size tennis court. Offered at $6,250,000

We have 18 offices in the greater Bay Area - more than any other independent real estate brand. That means we have more agents with more neighborhood-level knowledge than just about anyone else. Sincerely,

Mark A. McLaughlin Mark A. McLaughlin Chief Executive Officer PACIFIC UNION INTERNATIONAL, INC.

▶ Dana Green 925.339.1918 dana@danagreenteam.com www.VillaSorellaEstate.com

PacUnion.com


The Bay Area’s Dominant Real Estate Source Our offices are located in the most desirable neigborhoods throughout the Bay Area.

Napa Valley, Napa 707.251.8805

Napa Valley, St. Helena 707.967.1340

Sonoma

Santa Rosa

Napa

707.547.3800

Sonoma

Kentfield

707.939.9500

415.448.1100

Larkspur

Solano

415.945.6300

Mill Valley, Downtown 415.380.6100

Ross

415.464.8686 415.464.8608 415.461.8686

Southern Marin

415.383.1900

Tiburon/Belvedere

415.789.8686

Contra Costa

San Francisco Civic Center

Orinda

Berkeley le

Alameda

415.474.6600

San Francisco Presidio San Francisco South Beach

510.982.4400

Oakland, Montclair 510.339.6460

San Mateo

415.766.6600

Relocation

Santa Clara

800.305.7989

PACIFIC OCEAN

925.743.9330 925.258.0090

415.345.3000

N

Danville

Marin

Santa Cruz

PacUnion.com


Breathtaking Valley Views in Blackhawk

61 Eagle Ridge Place | Danville | Offered at $4,980,000 Located on the most prestigious street of Blackhawk, this absolutely stunning home offers 8000± sq. ft. of living space with breathtaking valley views. This one-story home offers 3 bedrooms plus a sumptuous master suite retreat, 5.5 baths, gym and complete guest house. Designed for large scale entertaining there is an enormous living room with sunken bar, formal dining room, wine cellar and spacious gourmet kitchen. The outdoor living areas are exceptional. The backyard is a personal resort with abundant patio areas, outdoor kitchen, fire pit, gorgeous pool and spa, and magnificent view. Enjoy evening sunsets overlooking the valley while entertaining friends and family in this simply stunning setting.

▶ Schlendorf Jackson Team 925.997.3966 schlendorfjackson@pacunion.com

▶ www.EagleRidgePlace.com

PacUnion.com


Spectacular Westside Danville Mediterranean - Stunning Views!

415 Cliffside Drive | Danville | Offered at $3,850,000 Fabulous Westside home with beautiful panoramic views of Mt. Diablo and valley. This Mediterranean style home of just over 7200± sq. ft. features 5 bedrooms, 5 full baths, 2 half baths, fabulous great room, formal dining and living room, entertaining room w/ built in bar, wine cellar and gym. The resort style backyard is lushly landscaped and has great patio with built-in BBQ and fireplace surrounding the gorgeous pool and spa. Additionally the gated residence has a 4 car garage. Very private but close to downtown Danville.

▶ Schlendorf Jackson Team 925.997.3966 schlendorfjackson@pacunion.com

▶ www.415Cliffside.com

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Great for Entertaining & Everyday Living

14 Alamo Springs Court | Danville | Offered at $2,499,000 This gorgeous custom-built home with amazing Las Trampas views offers four bedrooms, four and one-half baths, office, formal living room and dining room, family room, bar with wine refrigerator, sink and dishwasher, butler’s pantry, bonus room, 1,200 bottle wine cellar and a 4-car garage. The chef’s kitchen includes professional grade appliances, beautiful cabinetry, granite slab countertops and a walk-in pantry. The amazing master suite is spacious and luxurious. There are four fireplaces, stunning stone and hardwood floors, solid wood doors and so much more. The property is on .47± acres with large patio, play area and amazing hill views. No expense was spared in the design of this beautiful home! Please call for a private viewing!

▶ Lisa Jakub 925.413.8680 lisa.jakub@pacunion.com

▶ www.14AlamoSpringsCourt.com

PacUnion.com


More than a home. A destination, a lifestyle, a work of art…

55 El Mirador Drive | Nicasio | Offered at $3,595,000 Situated on more than ten acres, this spectacular estate is one of the most magical properties in Nicasio if not all of Marin. Once owned by the Grateful Dead’s Lead Guitarist, Jerry Garcia, 55 El Mirador offers the most discriminating buyer the utmost in privacy, panoramic views of Mount Tamalpais, Mount Diablo and points beyond. Custom built in 1989; this +/- 7100 square foot Mediterranean estate features five bedrooms and seven baths. Nestled on a fabulous knoll top in the exclusive Rancho Santa Margarita neighborhood, the vistas are breathtaking. The grounds feature gorgeous landscaping, organic gardens and lawns as well a wonderful pool, waterfall, spa and a play area for children.

▶ Laura & Kristin 415.819.7472 team@lauraandkristin.com

Fabulous New Westside Danville!

Fabulous Gated Estate Property

717 Calmar Vista | Danville | Offered at $1,900,000 Westside Danville New Construction - June Completion! Outstanding floor plan of just over 4000± sq. ft. with 5 bedrooms (one bedroom down), 4 full baths and bonus room. Wonderful kitchen, breakfast and family room.

1129 Brown Avenue | Lafayette | Offered at $1,760,000 This contemporary home was built in 1995 and is situated on a 3.28± acre level knoll with views of Mt. Diablo. It has 4 bedrooms (3 suites), 3.5 baths, chef’s kitchen with adjoining family room & formal dining room. Separate guest house with kitchen & bath, beautiful yard with lawns & solar pool and 4-car garage.

▶ Schlendorf Jackson Team 925.997.3966 schlendorfjackson@pacunion.com

▶ Paul & Virginia Ratto 925.998.9501 vvarni@pacunion.com

PacUnion.com

▶ www.1129BrownAvenue.com


New Homes | 10 Year Warranty | Easy SF Commute

The Landing at Hamilton | Southern Novato | Starting in mid $700’s The Landing at Hamilton is a secluded enclave of luxurious homes reflecting timeless style and contemporary conveniences. These thoughtfully designed homes focus on sophistication, beauty, and community. Residents will enjoy spacious and refined interior spaces, along with the peace of mind associated with living in such a charming neighborhood adjacent to a rich wildlife sanctuary. Approximately 16 miles North of the Golden Gate Bridge and benefits from easy access to recreation, dining, shopping, schools, transportation, and the myriad benefits of living at Hamilton Field in Novato. Pricing begins in the mid-$700,000s and ranges up to approximately $850,000 for the larger homes. There are four floor plans ranging in size from ~2,432 square feet to ~3,073 square feet. To see our video, go to www.TheLandingNovato.com.

▶ Kyle Frazier 415.350.9440 kyle@imaginemarin.com

▶ www.TheLandingNovato.com

PacUnion.com


Quintessential Family Home / Heart of Ross

4 Allen Avenue | Ross | Offered at $2,695,000 This spacious 5+ bedroom 3 bath brown shingled beauty is perfectly sited on a large flat lot behind brick pillars and framed by a circular driveway reminiscent of a by-gone era. It is conveniently located in the heart of Ross, steps to award winning Ross School and the quaint Commons. This home features an open floor plan including a formal living and dining room and an eat-in kitchen adjoining the family room. Most rooms open to the outdoors perfect for entertaining. Upstairs is family friendly with 3+ bedrooms & a master suite. This home has it all: location, privacy, convenience and easy access to nature and San Francisco. Live the Marin dream!

▶ Tracy McCulloch 415.377.7466 mcalper@comcast.net

▶ www.4AllenAvenue.com

Captivating Coastal Contemporary Overlooking the Bay

1778 Vistazo West | Tiburon | Offered at $3,250,000 Welcome to Vistazo West, one of the most sought after locations in Old Town Tiburon. Near the end of a dead end street abutting Old St.Hillary’s open space this extraordinary residence offers the perfect blend of modern amenities with an ideal floorplan appealing to all lifestyles. The floorplan, with 4 bedrooms, 3.5 baths, approximately 3800 (+/-) square feet, has an easy flow. Sweeping views of the San Francisco Bay, Golden Gate Bridge Towers, Belvedere Island, and Downtown Tiburon, one must see to appreciate this captivating setting. Thoughtfully designed and extremely well built in the early 1990’s. Nearby steps lead you down an easy path just short distance to Downtown Tiburon and the commute ferry to San Francisco.

▶ Shana Rohde-Lynch 415.789.9999 shana@pacunion.com

▶ www.1778VistazoWest.com

PacUnion.com


Commanding Views Of Muir Wood National Park, The Pacific Ocean, And The Bay From Almost Every Window!

55 Ridge Avenue | Mill Valley | Price Upon Request Situated on the edge of the civilization, but just 20 minutes to San Francisco and 10 minutes to downtown Mill Valley, this uniquely designed and perfectly situated home provides the ultimate modern sanctuary. Designed by Lorcan O’Herlihy and recipient of the 2007 A.I.A award this spectacular home features 4 Bedrooms, 3.5 Baths and commanding views the Pacific Ocean, the Bay, and Muir Woods National Park. Soaring spaces, large expanses of windows and a wealth of wood, this warm and contemporary home is elegantly comfortable with a dramatic great room featuring the dining/ living area and the custom Italian kitchen by Poliform. Only 10 miles from a world-class city and bordering a national forest, 55 Ridge Avenue is truly an opportunity not to be missed.

▶ Matthew Pouliot 415.265.7020 matthew.pouliot@pacunion.com

▶ www.PouliotProperties.com

PacUnion.com


Prepare to Fall in Love!

65 Del Casa Drive | Mill Valley | Offered at $1,450,000 Close to downtown, Boyle Park, tennis club & award-winning schools! This adorable home boasts 3+Bedrooms including a pampering master suite, and 2.5 Baths. The chef’s kitchen truly is the heart of the home with easy access to the level back yard and a separate cottage family room or office. Other amenities include two fireplaces, plenty of storage and parking, vaulted ceilings, and gorgeously landscaped grounds.

▶ Matthew Pouliot 415.265.7020 matthew.pouliot@pacunion.com

▶ www.65DelCasaDrive.com

French Country in Marin!

877 Marin Drive | Mill Valley | Offered at $1,399,000 Renovated,restored and expanded, this 3BR/2BA vintage inspired gated home gracefully combines European sensibility with California indoor/outdoor living. Meandering brick and slate paths lead to sun drenched decks,terraces and abundant gardens. Period details abound including a family room with vaulted open beam ceilings. Other features include a gourmet kitchen, a lavish master suite, four fireplaces, a detached two car garage, and copious amounts of storage. This French-country mountain chalet is close to all your favorite hiking trails and yet is just 20 minutes to San Francisco!

▶ Matthew Pouliot 415.265.7020 matthew.pouliot@pacunion.com

▶ www.877MarinDrive.com

PacUnion.com


San Francisco Views from Mill Valley

2 Tamalpais Avenue | Mill Valley | Offered at $3,395,000 The light and magic of this charismatic home is a rare find so near to downtown Mill Valley. Located at the foot of Middle Ridge and just 3 minutes to the Plaza. This 4 bedroom, 3.5 bath home was remodeled in 2007 with designer finishes and recently upgraded again in 2010-2011. The custom Snaidero kitchen is the center piece of this singular sensation, one of a kind home. The city view is crystal clear from the living room, dining room combo and master suite; all with limestone decks for outdoor/indoor enjoyment. The private level lawn, deck/patio combo and veggie garden have sunlight all day long and feel like your own personal spa retreat.

▶ Stephanie Witt 415.377.7553 stephanie.witt@pacunion.com

▶ www.2TamalpaisAve.com

Quintessential Ross

2 Fernhill Avenue | Ross | Offered at $2,695,000 Located in one of the most coveted areas in Marin, this magazine worthy home features four bedrooms and two and one-half baths. Gated and surrounded by lush landscape, this special home is beautifully appointed with great attention to detail. The excellent floor plan encourages indoor/outdoor living and enjoyment. The newly landscaped back yard is perfect for play and entertaining. Natural light graces the rooms of this traditional brown shingle, and the style and functionality of this home and property make it a dream come true.

▶ Marilyn Rich 415.461.8608 marilyn@finelivingmarin.com

▶ www.2FernhillAvenue.com

PacUnion.com


Classic, Contemporary, Convenient Home in Hayes Valley 807-809 Fell Street | San Francisco | Offered at $1,275,000 Built as a single family residence at the turn of the last century, this light filled Victorian home retains many of the period details so widely admired today, including tall Bay windows, classic molding, original fireplaces and hardwood floors. Includes 2-car side-by-side parking plus guest space, deck and garden area. This remodeled property is very flexible and can be used for either a single family home with 4BR/2BA or as two units with 3BR/2BA and 1BR/1BA (possible great rents). Nearby are the very popular Hayes Valley and Alamo Square shops and restaurants, public transportation, a Facebook/Google bus stop and easy access to the 101 freeway, all adding to the appeal of this lovely home.

▶ Alice Micklewright 415.595.0321 amicklewright@pacunion.com

▶ www.807-809Fell.com

Quintessential Lower Rockridge Craftsman

Berkeley Masterpiece

449-59th Street | Oakland | Offered at $709,000 Move-in ready stunning 2 Bedroom/2 Bathroom + Study/Office alcove. Handsome upgrades maintain its architectural spirit. Architect-designed eat-in kitchen. Green: soapstone kitchen counters, marmoleum kitchen floor, low energy appliances, tankless water heater. Close to BART, College Ave & more. Special!

1324 Grizzly Peak Blvd. | Berkeley| $850,000 Ageless masterpiece by architect Warren Callister. Magnificent proportions, soaring ceilings, majestic living room. All rooms look onto spectacular garden. Intimate bedroom, study and bath on first level, lovely private in-law with private garden entry on lower level.

▶ Francine Di Palma 510.982.4421 francinedp@yahoo.com

▶ Carol Neil 510.982.4427 cneil@pacunion.com

▶ www.FrancineDiPalma.com

PacUnion.com

▶ www.1324GrizzlyPeak.com


Stately Crocker Highlands Home

1090 Ardmore | Oakland | Offered at $1,775,000 Distinctive architectural elements, graceful elegance, great natural light, generous proportions and filtered bay views are just a few of the highlights of 1090 Ardmore Avenue. The gracious living room opens to the back yard and front balcony. The beautiful dining room is adjacent to kitchen…perfect for entertaining. At the heart of the home is a great eat-in kitchen that opens to the patio and yard featuring expansive grass areas inspiring true indoor/outdoor living. Upstairs are 4 bedrooms and 2 baths including a peaceful master suite. Measured at over 4000 square feet on a 12,160 sq ft lot this 4+ bedroom, 3.5 bath is not your typical Crocker Highlands home.

▶ Carla Buffington 510.735.6605 cbuffington@pacunion.com

▶ www.1090Ardmore.com

Breathtaking Views In Point Richmond

34 Belvedere Avenue | Point Richmond | Offered at $849,000 This unique and stylish remodeled contemporary waterfront home will make you feel as if you are on vacation all year long. Decks and walls of windows that face sweeping views including San Francisco, Golden Gate, Mt Tam, San Rafael Bridge are just the beginning! Amazing light and terrific indoor/outdoor flow. Enjoy a sense of privacy and serenity. The amazing cooks’ kitchen has been thoughtfully remodeled and will not disappoint! 4 bedrooms and 3.5 baths including a lower level guest suite. Just steps from the beach, less than half a mile from charming Point Richmond and close to transportation this home offers convenience and yet is away from it all!

▶ Carla Buffington 510.735.6605 cbuffington@pacunion.com

▶ www.34Belvedere.com

PacUnion.com


Stately John Hudson Thomas

Two Houses on One Lot

Claremont Court | Berkeley | Offered at $1,900,000 The Weber House, John Hudson Thomas, 1924. Secluded on lush, level grounds in one of Berkeley’s finest neighborhoods, this stately Pennsylvania Dutch home has been in the same family for nearly 50 years. Elegant proportions and details; a versatile six bedroom, four and one-half bathroom plan. An extraordinary opportunity.

1004-06 59th Street | Oakland | Offered at $489,000 Two charming houses on one lot, a Brown shingle 2+BR/1.5BA, and a 1+BR/1BA rear cottage both loaded with original detailing but modern kitchens and baths, upgraded electrical, heating, plumbing, roof and new foundation systems. Just a short distance from city centers, public transportation, Emeryville shopping.

▶ Gini Erck 510.338.1339 gerck@pacunion.com

▶ www.GiniErck.com

▶ Fritz 510.338.1348 fritzhoch@aol.com

▶ www.FritzSellsHomes.com

Upper Rockridge

Mid-Century Jewel

6167 Ocean View Drive | Oakland | $1,195,000 This big and beautiful 1994 traditional 4BR/3.5BA home is located on a great street in the coveted Upper Rockridge neighborhood. Many upgrades including a gorgeous newer kitchen/family room, baths, California Closets, hardwood floors & more. Lovely, light & bright rooms throughout. Don’t miss this one!

66 Alvarado Road | Berkeley | Offered at $1,600,000 This Spectacular 5BR/4BA Mid-Century Jewel was designed by Frederick Confer for the garden site of the Hart Estate. Surrounded by beautiful private gardens, the one level light-filled home has recently been tastefully remodeled & updated. The new open plan combines the dining room & kitchen with the living room without interrupting the architecture.

▶ Dee Knowland 510.338.1318 deeknowland@aol.com

▶ Leslie Avant 510.338.1341 lavant@pacunion.com

▶ www.DeeKnowland.com

PacUnion.com

▶ www.66Alvarado.com


Live Your Dream!

Contemporary Craftsman Style Home

1375 Legs Lane | Sonoma | Offered at $4,500,000 Magnificent 13+/- acre knoll top estate in “The Ranch” built by renowned Cello-Maudru Construction Co. Artfully constructed of the finest materials and craftsmanship, this impeccably maintained home has 360 degree views of SF, the Bay, 4 bridges, vineyards of Sonoma Valley and the North Bay. Separate en-suite studio with private terrace and wondrous views.

8811 Egg Farm Lane | Kenwood | Offered at $1,799,000 Contemporary Craftsman style home on one country acre. Beautifully updated with designer touches and open single-level floor plan. Cooks kitchen, Great room, library, wine storage, pool, spa, cabana, outdoor grill and fireplace, mature gardens and raised vegetable and flower beds, small olive orchard. Minutes to historic Sonoma.

▶ Maurice Tegelaar 707.934.2288 mtegelaar@pacunion.com

▶ www.SonomaViewEstate.com

▶ Maurice Tegelaar 707.934.2288 mtegelaar@pacunion.com

▶ www.EggFarmLane.com

Live the Town & Country Lifestyle

Condominium Living in the Heart of Wine Country

4930 Bennett Valley Road | Santa Rosa | Offered at $1,920,000 Overlooking Bennett Valley and the hills beyond, this exquisite residence has it all. Whether relaxing by the sun-splashed pool or enjoying sunrises from the spacious terraces and decks, this home has the graciousness of peaceful country living, but with all the amenities needed for today’s contemporary lifestyle.

105 Alice Street | Santa Rosa | Offered at $210,000 Gated townhome living at its best in central Santa Rosa. If you are looking for a quiet spot to call home or your second home in the wine country, this is a must see. Two master suites up with 1/2 bath on main level. Fireplace for these cool nights. Two verandas for outdoor living. Walk to nightclubs, fine dining and shopping. Minutes from wineries!

▶ Maurice Tegelaar 707.934.2288 mtegelaar@pacunion.com

▶ www.BennettValleyRoad.com ▶ Teri Shaughnessy 707.331.0366 ts8020@gmail.com

PacUnion.com

▶ www.TeriSellsRealEstate.com


Spectacular Views

Surrounded By Natural Beauty

17140 Keaton Avenue | Sonoma | Offered at $724,900 This beautiful 4 bedroom, 3.5 bath home is situated on a wooded .65+/- acre lot with sweeping views of hills and vineyards. With 2700+ sq. feet, this home is perfect for entertaining. The upper level consists of a spacious living room and dining area with windows opening to the deck with its spectacular views.

13125 Arnold Drive | Glen Ellen | Offered at $1,095,000 Located on 2.44+/- acres of natural beauty, this home is an ideal country home in the charming town of Glen Ellen. This custom built classic Spanish style offers 4 bedrooms, 2 of which are master suites, in 3800+ square feet of gracious living. The main level includes a large formal living room and dining room.

▶ Jacque Scott ▶ www.17140KeatonAvenue.com 707.337.1041 jacque.scott@pacunion.com

▶ Jacque Scott ▶ www.13125ArnoldDrive.com 707.337.1041 jacque.scott@pacunion.com

Eastside Charmer

21 Units In The Wine Country

19447 Victoria Court | Sonoma | Offered at $699,900 This charming Eastside Sonoma home is situated on a .33 +/- acre lot. The expansive backyard deck offers great opportunities for entertaining. Features include 3 large bedrooms, 2 baths, formal living room, dining area, and family kitchen. A large family room with floor to ceiling stone fireplace completes the floor plan.

1301 Prentice Drive | Healdsburg | Offered at $2,885,000 A rare opportunity to acquire a 21 unit apartment building in the wine country. This “vintage 1970’s” property consists of two 2-story buildings. The property features a desirable unit mix of 16 two bedroom units and 5 one bedroom units. There is covered parking onsite for 21 vehicles. Solid income producer at 11x gross rents

▶ Jacque Scott 707.337.1041 jacque.scott@pacunion.com

▶ www.WeSellSonoma.com

▶ Jeff & Tracey Schween 707.480.7653 jeff@schweens.com

PacUnion.com

▶ www.1301PrenticeDrive.com


Mortgage Services Professionals Mortgage Services Professionals is a joint venture of Pacific Union International and Wells Fargo Home Mortgage. As a responsible mortgage lender, we work closely with customers to help them explore and explain options, helping them find home financing that helps meet individual budgets and homeownership goals.

Call us today for a complimentary consultation 877-369-3332

Mortgage Rates Remain Near Historic Lows RATES ON 30-YEAR FIXED-RATE MORTGAGES ON CONVENTIONAL, CONFORMING LOANS 18% 15% 12% Average, 1972-2011: 8.815

9% 6% 3% 0%

MOST RECENT MONTH MARCH 2012: 3.954%

1972

1976

1980

1984

1988

1992

1996

2000

2004

2008

2012

SOURCE: Freddie Mac’s Primary Mortgage Market Survey. Rate shown is the rate on a 30-year fixed-rate mortgage on a prime conventional, conforming loan with an LTV of no more than 80%. These are historical figures, and the most recent rate shown doesn’t necessarily reflect a rate that is currently available. PMMS data is provided “as is”, with no warranties of any kind, express or implied, including, but not limited to warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user’s sole risk.

MOST RECENT MONTHLY AVERAGE: MARCH 2012 3.954% 4.019% APR Payment example: $200,000 30-year fixed-rate mortgage with a 20% down payment. The average origination fee for a loan of this size would have been $1,560.00, or .78 points. The APR quoted above does not include other closing costs. One point is one percent of the loan amount. This loan would have had 360 scheduled monthly principal and interest payments of $949.53. This monthly payment amount does not include property tax or homeowner’s insurance, which must be paid in addition to your loan’s principal and interest. Your actual payment may be higher. The rate, points, APR, and payment amount are based on the most recent monthly average from Freddie Mac’s survey. These specific loan terms may not have been offered by Wells Fargo Home Mortgage during that month.

PacUnion.com/Bay-Area-Mortgage-solutions


Your goals deserve our attention. With our wide range of programs and dedication to personal service, you can feel confident that we’ll provide you with the information you need to help you choose the home financing to fit your current needs and future goals.

Put your goals into action, call your Mortgage Services Professionals mortgage consultant today. All first mortgage products are provided by Mortgage Services Professionals, LLC. Mortgage Services Professionals, LLC may not be available in your area. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.

Meet Our Team Serving S A N F R A N C I S C O

Dennis Kowalski | NMLSR ID 282816 | dkowalski@msploan.com | 415.259.8618

Tina Jennings | NMLSR ID 653876 | tina.jennings@msploan.com | 415.505.4891

Victoria Johnston | NMLSR ID 776711 | vjohnston@msploan.com | 415.314.5664 Serving W I N E C O U N T R Y

Reina Perkins | NMLSR ID 856071 | reina.perkins@msploan.com | 707.318.3774 Sheila O’Neill | NMLSR ID 371029 | sheila.oneill@msploan.com | 707.501.8856 Serving M A R I N C O U N T Y

Adam Wise | NMLSR ID 653875 | adam.wise@msploan.com | 415.297.9473

David Grose | NMLSR ID 737283 | david.grose@msploan.com | 415.359.4025

Stephanie Heaton | NMLSR ID 849134 | stephanie.heaton@msploan.com | 415.813.4526 Serving E A S T B A Y

Christopher Perez | NMLSR ID 893123 | chris.perez@msploan.com | 925.785.2006 Jim Stewart | NMLSR ID 457860 | jim.r.stewart@msploan.com | 510.338.1333

Micaelanne Hogarty | NMLSR ID 318325 | micaelanne.hogarty@msploan.com | 510.338.1336 Vince Wirthman | NMLSR ID 313777 | vince.wirthman@msploan.com | 510.504.5683

Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. ©2012 Mortgage Services Professionals, LLC. All Rights Reserved. NMLSR ID 459292 #947879 04/12-07/12

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