al u n n A 3rd o Heart tt Hear cheon Lun y 27 ar Febru 2 p
Sleep, Women and Heart Disease pages
Fresh orida l F m o r F Recipes pages
How to Prepare Young Ad ults for Financ ial Independe nce p ages 1
11:30am – 1:00pm
Doors open at 11am
Individual ticket $30
Sponsor table $250
Royal St. Cloud Golf Links | 5310 Michigan Ave | St. Cloud, FL 34769
HE SCR ALTH EEN ING S
et g r o ’t f r n o D ea w o t ! RED
IE F L E
F RES IRST T PON CON DER TES T
T N E L
CTI U A
visit osceolawoman.com for tickets or call 407-891-9771 with questions All proceeds to benefit Go Red for Women®
Go Red for Women is the American Heart Association’s movement to end heart disease in women
FEATURES Sleep, Women and Heart Disease p. 8-9
Fresh From Florida RECIPES p. 24-25 How to prepare young adults for Financial Independence p. 18-19
LIFE & WORK
HOME & STYLE
4 REASONS YOUR ARTERIES ARE HARDENING
KEEPING UP WITH NEW DEVELOPMENTS IN VETERINARY CARE
WAYS TO GET THE BEST PRICE WHEN YOU SELL YOUR HOME
SLEEP, WOMEN & HEART DISEASE
PRESIDENTIAL PREFERENCE PRIMARY
FRESH FROM FLORIDA RECIPES
HEART TO HEART LUNCHEON
HOW TO PREPARE YOUNG ADULTS FOR FINANCIAL INDEPENDENCE
DO FLICKERING LIGHTS SHOW A SERIOUS ELECTRICAL PROBLEM
PROTECT YOURSELF FROM LONG-TERM CARE COSTS
GET YOUR GLOW ON 6 TIPS TO MAKE YOUR SKIN AND HAIR GLOW
p 8-9 p 10
HOW ROBOTIC SURGERY BENEFITS HERNIA PATIENTS
p 22-23 p 24-25
from the publisher
| VOL. 5 NO. 4 | OSCEOLAWOMAN.COM
Dear Osceola Women, MAGAZINE
The hustle n bustle of our holiday season has come and gone. Don’t get me wrong, I love the holidays but sometimes I feel as if I need a mini vacation to regroup from the madness. Who is with me on that!?
Publisher Sales Manager Art Director
Not only is it a New Year, but we also have a new decade to celebrate and let’s not forget its an election year! This time of the year we often set goals and recommit ourselves to be “better” person in the coming year. Be sure to share your goals and ideas for the new year with your peers. This will help you stay committed and may even help others in 2020. As I mentioned above, its an election year! I sure do love politics but could do without the extra promo advertisements in my mailbox or never-ending TV commercials. But that is just my thought. The Supervisor of Elections has provided an article that gives great information on What You Need to Know before voting. I often say, “You cannot complain, if you don’t vote”. Everyone’s opinion counts, make sure to vote! On pages 6 & 7, Osceola Regional Medical Center discusses “4 Reasons Your Arteries Are Hardening”, this is an important read for women. Did you know that February is designated “American Heart Month”? Did you also know that heart disease is the number one killer, in women? Scary fact but it is true. In our Life & Work section you will find an article of Young Adults & Financial Independence. This is a great article for those that have teens or college aged children. Make sure read how you can help prepare the young adults in your life for financial independence. Don’t forget to share these ideas with your girlfriends! One of my favorite pieces in each magazine is the Recipes. On pages 24 and 25, we have found 4 mouthwatering recipes that are Fresh From Florida! The main ingredients are in season and grown right here in Florida. These recipes will be a hit at your next gathering or even just to make at home for your loved ones. Hope you enjoy them! I wish you all the best of luck in the New Year!
4 osceolawoman.com | JAN/FEB 2020
(email@example.com) KENA BLAIN (firstname.lastname@example.org) JUDY SMITH
Contributing Writers OSCEOLA REGIONAL MEDICAL CENTER LISA MITCHELL
DR. GARY BORGMAN, DVM
PO BOX 701644 ST CLOUD, FLORIDA 34770
407.891.9771 WWW.OSCEOLAWOMAN.COM FACEBOOK.COM/OSCEOLAWOMANMAGAZINE AVAILABLE AT: CELEBRATION Celebration Hospital Walgreens POINCIANA Walgreens Poinciana Medical Center HARMONY Pro Health SOLIVITA The Bistro
ST. CLOUD Walgreens Chimento’s Spaghetti House Sincerely Yours St. Cloud Civic Center St. Cloud City Hall Q Bellas CF Fitness DaVita Medical Group KISSIMMEE Walgreens
Breck’s Gourmet Cookies Fat Boy’s Bar-B-Q Kissimmee City Hall City Centre DaVita Medical Group Osceola County Property Appraiser’s Office Pizza City
OSCEOLA WOMAN MAGAZINETM IS PUBLISHED BIMONTHLY AND IS AVAILABLE FREE OF CHARGE, BY SUBSCRIPTION, DISPLAY STANDS IN APPROVED PRIVATE AND PUBLIC ESTABLISHMENTS AND AUTHORIZED DISTRIBUTORS ONLY. TRADEMARK AND U.S. COPYRIGHT LAWS PROTECT OSCEOLA WOMAN MAGAZINETM. NO PART OF THIS MAGAZINE MAY BE REPRODUCED WITHOUT THE WRITTEN PERMISSION OF THE PUBLISHER. OSCEOLA WOMAN MAGAZINETM IS NOT RESPONSIBLE FOR ANY EDITORIAL COMMENT (OTHER THAN ITS OWN), TYPOGRAPHICAL ERRORS FROM ADVERTISEMENTS SUBMITTED AS CAMERA-READY OR ANY REPRODUCTIONS OF ADVERTISEMENTS SUBMITTED AS CAMERA-READY. IF AN ADVERTISEMENT DOES NOT MEET OUR STANDARDS OF ACCEPTANCE, WE MAY REVISE OR CANCEL IT AT ANY TIME, WHETHER OR NOT IS HAS BEEN ALREADY ACKNOWLEDGED AND/ OR PREVIOUSLY PUBLISHED. THE ADVERTISER ASSUMES SOLE RESPONSIBILITY FOR ALL STATEMENTS CONTAINED IN SUBMITTED COPY AND WILL PROTECT AND INDEMNIFY THE OSCEOLA WOMAN MAGZINETM, ITS OWNERS, PUBLISHERS, AND EMPLOYEES AGAINST ANY AND ALL LIABILITY, LOSS OR EXPENSE ARISING OUT OF CLAIMS FOR LIBEL, UNFAIR TRADE NAMES, PATENTS, COPYRIGHTS AND PROPRIETY RIGHTS, AND ALL VIOLATIONS OF THE RIGHT OF PRIVACY OR OTHER VIOLATIONS RESULTING FROM THE PUBLICATION BY THIS MAGAZINE OF ITS ADVERTISING COPY. PUBLISHER SHALL BE UNDER NO LIABILITY FOR FAILURE, FOR ANY REASON, TO INSERT AN ADVERTISEMENT. PUBLISHER SHALL NOT BE LIABLE BY REASON OF ERROR, OMISSION AND/OR FAILURE TO INSERT ANY PART OF AN ADVERTISEMENT. PUBLISHER WILL NOT BE LIABLE FOR DELAY OR FAILURE IN PERFORMANCE IN PUBLICATION AND/OR DISTRIBUTION OF ALL OR ANY PORTION OF AN ISSUE IS DELAYED OR SUSPENDED FOR ANY REASON. THE PUBLISHER WILL EXERCISE REASONABLE JUDGMENT IN THESE INSTANCES AND WILL MAKE ADJUSTMENTS FOR THE ADVERTISER WHERE AND WHEN APPROPRIATE. OSCEOLA WOMAN MAGZINETM ASSUMES NO RESPONSIBILITY FOR UNSOLICITED MATERIAL OR REPRODUCTIONS MADE BY ADVERTISERS. THIS MAGAZINE WILL BE PUBLISHED BY THE 15TH OF EVERY OTHER MONTH. THE OPINIONS OF OUR AUTHORS DO NOT NECESSARILY REFLECT THE OPINIONS OF OSCEOLA WOMAN MAGAZINETM, OUR PUBLISHER, OUR EDITORIAL TEAM AND/OR OUR ADVISORY BOARD. THE AUTHORS ARE SOLELY RESPONSIBLE FOR THE CONTENT OF THEIR SUBMITTED MATERIAL.
441 A’S ID OR FL P RN TU
4 417 417
N. JOHN YOUNG PKWY
YOUR NEIGHBOR. LIFESAVER. FOR ALL YOUR FAMILY’S EMERGENCIES – BIG AND SMALL
When you need emergency care, you want to see an expert fast. Osceola Regional Medical Center offers efficient, high-quality emergency care at three locations in Orange and Osceola Counties. We have shorter ER wait times and offer care for adults and children, including a dedicated pediatric emergency room and Osceola County’s only Level II Trauma Center at our main campus in Kissimmee. So, when you or your loved ones are sick or injured you can have the peace of mind that comprehensive emergency care for your whole family is close to home, right in your neighborhood.
12100 S. JOHN YOUNG PARKWAY ORLANDO, FL 32837 HUNTERSCREEKER.COM
LEVEL II TRAUMA CENTER | PEDIATRIC ER 700 WEST OAK STREET KISSIMMEE, FL 34741 OSCEOLAREGIONAL.COM
4056 MILLENIA BLVD. ORLANDO, FL 32839 MILLENIAER.COM
THREE LOCATIONS CARING FOR YOUR FAMILY
Are Hardening DIABETES You may not have heard of the term atherosclerosis, but you probably know it by another name: hardening of the arteries. Atherosclerosis is a buildup of plaque—a waxy, fatty substance—in the arteries. This plaque can rupture or ﬁssure, causing blood clots to form on the exposed surface, and may lead to heart attack or stroke. Plus, you may not even know you have atherosclerosis since it usually does not have any symptoms.
Diagnosis Atherosclerosis can be diagnosed in a number of ways, including blood tests, electrocardiograms, CT scans and stress tests. During a physical exam, a doctor may actually hear the presence of plaque (which disrupts blood flow) by placing a stethoscope on a large artery. Forms of atherosclerosis include coronary artery disease, which is atherosclerosis in arteries that feed the heart; carotid artery disease, or atherosclerosis in arteries that supply blood to the brain; and peripheral arterial disease, where arteries that supply blood to the arms, legs and pelvis are blocked.
HIGHCHOLESTEROL CHOLESTEROL HIGH
High cholesterol and atherosclerosis often go hand-in-hand. High levels of saturated fat in the diet lead to higher LDL cholesterol levels (“bad” cholesterol), which can increase the risk of atherosclerosis. But healthy levels of HDL cholesterol (the “good” kind) can decrease risk.
DIABETES DIABETES Diabetes—Both type 1 and type 2 diabetes are characterized by an excess of blood sugar. Too much sugar—aka glucose—in the bloodstream produces some chemicals that damage artery wall cells and reduces other chemicals that promote increased blood flow.
OBESITY OBESITY HIGH CHOLESTEROL SMOKING
Smoking and secondhand smoke damage blood vessels, which directly increases the risk of atherosclerosis. They also lower HDL cholesterol levels and raise blood pressure. Smoking is the single most potent and most preventable cause of atherosclerosis and vascular events.
Risk factors Many of these risk factors are reversible or preventable. 6 osceolawoman.com | JAN/FEB 2020
SMOKING DIABETES OBESITY Obesity is thought to promote plaque formation in many ways. It contributes to other risk factors, like high cholesterol, HTN and diabetes, and causes chronic inflammation that injures blood vessels and leads to plaque formation.
Treatment and prevention Atherosclerosis takes years to develop but taking charge of modifiable risk factors at any age is a key component in treating this disease. Exercise, exercise, exercise is the most important element in treating and preventing atherosclerosis, along with a healthy diet and weight. Exercise reduces the load on the blood vessels, lowering the risks for stroke and heart attacks. It also helps to regulate blood sugar and
blood pressure. A healthy diet with a careful watch on caloric food intake directly impacts reaching and maintaining your goal weight. Speak to your doctor about your individual risk management plan to prevent atherosclerosis and take action today.
Osceola Regional Medical Center
offers the most comprehensive services in the treatment of heart disease and stroke at the Heart and Vascular Institute and its Comprehensive Stroke Center – the highest level of stroke care in Osceola County. For more information,
1. MAKE IT YOURS
4. BUILD IT IN
2. STAY SUPPORTED
5. GIVE IT TIME
3. BREAK IT UP
6. KEEP IT GOING
Lean into your own personality to get into the groove. Your favorite music, your ideal time of day and activities you actually enjoy are more likely to keep you motivated.
Make sure you have the right gear for each activity for added comfort and support. That may mean a new sports bra, moisture-wicking shirt, or shoe inserts.
It's OK to break up your total physical activity goal into shorter sessions. Aim for at least 150 minutes of moderate aerobic activity per week. Short bursts a few times a day can get you there without feeling overwhelming.
Create space in the natural flow of your life to add activity so it doesn't feel like a chore. Sneak it into quality time with family and activities you're already doing.
It can take a while for a behavior to become a habit. Try to be active around the same time each day – even if you don't go all out every time – to help the routine stick.
If you miss a day or a workout, don't worry about it. Skip the guilt and focus on what you will do tomorrow!
Sleep, Women and Heart Disease Exercise and eating nutritious foods aren’t the only things that can help increase heart health; sleep is also a factor. The better night’s sleep you get, the healthier your heart will be. According to a 2011 study by the American Heart Association, poor sleep quality is linked to an increased risk of high blood pressure, a potential cause of heart disease. “Our study shows for the ﬁrst time that poor quality sleep puts individuals at signiﬁcantly increased risk of developing high blood pressure,” said Susan Redline, M.D., the study’s co-author, in a statement.
Recommended Amount of Sleep So how much sleep is the right amount? Lundberg is hesitant to put an exact number on it. She says it varies from person to person, but that most people need seven hours per night. When we are young, we need more than that. As we grow older, we may need less, she says. According to the American Heart Association, studies have found that most people need six to eight hours of sleep each day and that too little or too much can increase the risk of cardiovascular problems.
Negative Effects of Sleep Deprivation The heart is significantly impacted when the body doesn’t get enough sleep. As Dr. Gina Lundberg, clinical director of Emory Women’s Heart Center, says, “People who are sleep deprived have slower metabolism and more difficulty losing weight. They also have the effect of not wanting to exercise or participate in other healthy habits.”
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Positive Effects of Good Sleep The positive effects of a good sleep are immediately evident when we wake up feeling refreshed and ready to take on the day. Beyond just feeling good, Lundberg explains the solid benefits to our bodies. “The positive effect of sleep is not just on your heart health but also on your stress hormones, your immune system, your breathing, and your mental status,” she says. “People who get seven to eight hours of sleep have more alertness and better focus. They have less depression and anxiety. Getting a good night’s sleep has a positive impact on your metabolism and weight loss benefits.”
Issues for Menopausal Women As women’s’ bodies go through menopause, sometimes their sleep is affected. This, Lundberg says, is often due to hot flashes and night sweats. “Some is due to changes in their activity level and metabolism,” she adds. “Many women complain of the inability to fall asleep and many others complain of the inability to stay asleep.”
How to Improve Your Sleep Habits Do you suﬀer for a lack of restful sleep? If so, there several things you can do to improve your situation.
Exercise: Try getting adequate exercise.
Avoid excess caffeine: Avoid excess stimulants, such as caffeine, particularly before bed as they may keep you awake.
Establish an evening routine: “Have an evening routine of preparing for bed that includes turning off electronic devices and having soothing activities such as a hot shower or bath,” recommends Lundberg. “Drinking chamomile or herbal sleepytime tea can also be helpful, as can reading, praying or meditating.”
3rd Annual Women’s
Aims to Educate Women on HEART DISEASE St. Cloud Regional Medical Center and Osceola Woman Magazine have joined forces to host Osceola County’s 3rd Annual Women’s Heart to Heart Luncheon during the month of February which is nationally known as American Heart Month. According to the American Heart Association, heart disease is the number one killer among women in the United States. The good news is, most cardiac events can be prevented through education and lifestyles changes by women. The 3rd Annual Women’s Heart to Heart Luncheon aims to help educate women in the community and help bring awareness to cardiovascular health. The event will feature a Q & A session with board-certified physicians from St. Cloud Medical Group, who will help educate those in attendance as they enjoy a heart-healthy lunch. There will be free health screenings, a silent auction, a local heart disease survivor testimonial and more. Additionally, the most anticipated portion of the event, is now the “Hottest First Responders Contest”, judged by those in attendance. Women are encouraged to wear red to this event to show their support of the cause. All proceeds raised will to go the American Heart Association’s Go Red for Women movement.
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EVENT DETAILS: 3rd Annual
HEART to HEART
Date: February 27, 2020 Time: 11:30am to 1:00pm with doors opening at 11am
Cost: $30 individual tickets, $250 sponsor tables All proceeds benefit the American Heart Association’s Go Red for Women movement. Location: Royal St. Cloud Golf Links 5310 Michigan Ave. St. Cloud, FL For more information or to purchase tickets visit osceolawoman.com or call 407-891-9771 with any inquires.
AWARD-WINNING PARKS, NATURAL GETAWAYS AND HISTORIC CHARM
DISCOVER THE CITY OF KISSIMMEE KISSIMMEE LAKEFRONT PARK
SHINGLE CREEK REGIONAL TRAIL
HISTORIC DOWNTOWN KISSIMMEE
@CITYOFKISSIMMEE JAN/FEB 2020
BeneďŹ ts Hernia Patients Most hernias develop over time and usually do not go away on their own. Surgery is often needed to repair the hernia and relieve symptoms. Traditionally, repair had been through open surgery, but now minimally invasive robotic surgery is a viable option for hernia repair and offers several significant advantages to consider.
Repairing a Hernia Repairing a hernia involves strengthening the weakened tissue area. This is done through surgery, closing the site of the hernia and, in many cases, inserting a surgical mesh that bolsters the area. In the past, this process was done through traditional open surgery, using larger incisions to reach and repair the defect, and then placing the mesh. More recently, laparoscopic surgery became another option for hernia repair. Laparoscopic surgery is minimally invasive, with small incisions made at the surgical site. Surgeons insert small instruments into the incisions along with a tiny 2D camera to help guide the surgeon during the procedure. Robotic surgery improves upon the capabilities of laparoscopic surgery. In addition to being minimally invasive, robotic surgery for hernias provides surgeons with increased precision and accuracy during the procedure and enhance benefits for patients.
About Hernias Hernias occur when organs or fatty tissue squeeze through a weak spot in the surrounding muscle or tissue into another area of the body where they do not belong. A hernia can occur in various places, such as the abdomen, groin, diaphragm or site of a previous incision. Hernias often develop from a combination of weakened muscles, aging and strain in the abdominal and groin areas. Physical activity, obesity, pregnancy, coughing, or straining during bowel movements can cause hernias.
12 osceolawoman.com | JAN/FEB 2020
How Robotic Surgery Works Robotic surgery uses a clinical robotic surgical system that allows the surgeon to control a 3D camera and mechanical arms to perform the surgery. The camera and instruments are passed through tiny incisions at the surgical site. The surgeon is seated at a console in the operating room and controls the arms of the robot using a system of controls that mirror the surgeonâ€™s movements and guide the camera and other tools. Dr. Bobby Gibbons, a general surgeon with Orlando Health Medical Group Surgery, explains the advantages of robotic surgery from a surgeonâ€™s
point of view. “The camera inside the body provides a three-dimensional view we didn’t have before, and the wristed instrumentation allows a full 360-degree range of motion not possible with traditional surgical instruments.”
Benefits of Robotic Surgery For hernia repair, the advantages of a better view of the surgical site and better manipulation of the mesh to ensure it is applied completely over the weakened area enhance outcomes and reduce the chance of the hernia reappearing. Also, because robotic surgery is less invasive than open surgery, patients have fewer wound complications, a lower risk of infection, less pain and an overall faster recovery. Patients may be discharged the same day versus staying in the hospital multiple days as with traditional open surgery. Shorter hospital stays and recovery times mean a return to normal activities sooner.
When choosing a robotic surgery provider, skill and experience is important. Several Orlando Health hospitals, including Orlando Health Dr. P. Phillips Hospital, are accredited as a Center of Excellence in Robotic Surgery by the Surgical Review Corporation. Orlando Health also has been designated an “Epicenter” for the da Vinci® Surgical System based on excellent patient outcomes, a superb safety record and the surgeons’ extensive experience performing a large number of successful robotic surgeries. The epicenter designation also means that Orlando Health surgeons serve as robotic surgery trainers to other doctors from across the country and around the world. Dr. Gibbons practices at Orlando Health Medical Group Surgery office locations in Dr. Phillips and at Orlando Health Emergency Room and Medical Pavilion – Osceola. For more information or to schedule a consultation, visit OrlandoHealth.com/Robotics or call (407) 354-1202. JAN/FEB 2020
Keeping Up With NEW DEVELOPMENTS As I write this article, we are looking forward to the upcoming North American Veterinary Conference (Now called VMX) at the Orange County Conference Center, beginning January 17. We are fortunate to have this conference so close and I have attended all but one session. This conference, first organized by the University of Florida School of Veterinary Medicine about 35 years ago with 900 veterinarians attending, now attracts about 15,000 veterinarians from all over the world. It is an exciting opportunity to learn! Dr. Stephanie Volpe, Dr. David Salazar and I will be in attendance. I always get updated and motivated! After 50 years in this profession, and 46 years in Osceola county I always embrace this opportunity to “keep up”. We will share our new knowledge in future articles in Osceola Woman and on our website www. KissimmeeAnimalHospital.com For the past two years, I have attended lectures on CBD products for pets. The jury is still out on this subject, because there is little scientific evidence to date. Dr. Volpe plans to focus on
this subject. More information to follow. Dr. Volpe and I will be shopping for new equipment in the huge exhibit hall, and plan to upgrade our diagnostic ultrasound imaging equipment. We have had two ultrasound units over the years, but the new machines are ultra-high definition compared to early versions. Dr. Volpe is well trained in diagnostic ultrasound imaging so we will be writing about this in the new future.
Dr. Gary Borgman, D.V.M. There is plenty of information available on the internet. Three recommended sites are: UC Davis: VetMed.UCDavis.edu/tags/nutrition WSAVA: WSAVA.org/Committees/globalnutrition-committee Tufts University: VetNutrition.Tufts.edu
Other developing disciplines in our profession include pain control, external and internal
parasite control and treatment, and allergy treatment protocols. I distinctly remember Dr. Shelton, my parasitology professor stating that “all dogs have fleas” and he was right in 1966. Now, flea control can be essentially 100% effective for dogs and cats. We have the products and protocols. So instead of primarily treating flea bite allergy, we now address and treat atopic dermatitis and otitis. It is still a challenge, but the protocols keep getting better. I always attend several dermatology lectures. Proper pet nutrition is also a very confusing and challenging problem and opportunity. It seems everyone in the pet stores is an opinionated expert on pet nutrition. The grain free dog food fad has now been appropriately challenged since cardiac issues have been linked to this type of diet. More about this later. As always, we welcome any questions about pet health issues. The veterinarians and staff of Kissimmee Animal Hospital (Tel 407-846-3912) and Poinciana Pet Clinic (Tel 407-518-0880) are available to take your calls. We are here to help and to serve.
The veterinarians and staﬀ of Kissimmee Animal Hospital 407-846-3912 and Poinciana Pet Clinic 407-518-0880 are available to answer your questions about dog and cat nutrition or any other pet health issues. We are here to help and to serve.
14 osceolawoman.com | JAN/FEB 2020
Kissimmee Animal Hospital, Inc. Serving Osceola County since 1974 WE
R YOU S! PET
Annual Wellness Examination Preventative Medicine & Vaccines
VARICOSE VEINS ARE A MEDICAL ISSUE
Complete Medical Dental & Surgical Facility State-of-the-art Ultrasound Telemedicine In-house laboratory, X-ray and Dental X-ray
Call us to schedule your pet’s Annual Wellness Visit!
Stephanie Volpe, D.V.M
Gary Borgman, D.V.M
Kissimmee Office 403 E. Vine St. 407.846.3912
Andrew Prather, D.V.M.
Poinciana Pet Clinic 884 Towne Center Dr. 407.518.0880
We L VE that we’ve been making you Smile for Over 20 Years!
• Non-Surgical Procedures • All Procedures Done In Office • No Down Time Call Today for Your FREE Healthy Leg Screening! SERVING CENTRAL FLORIDA FOR OVER 18 YEARS Accepting Cigna LocalPlus Plans starting January 1, 2020
•New Patients & Emergencies Welcome •Evening Appointments
•Personalized Service for the Entire Family
Lizette A. Dryer D.M.D. P.A.
Family & Cosmetic Dentistry
2618 13TH ST. ST. CLOUD, FL (Across from KFC & Dairy Queen)
Se Habla Espanol Most Insurances Accepted
VASCULAR VEIN CENTERS Hunter’s Creek Professional Park, near the pond 1128 Cypress Glen Circle Kissimmee
Most Insurance Accepted Including MEDICARE JAN/FEB 2020
Presidential Preference PrimaryWhat you need to know
This year will be a busy one for elections. With a total of three for the year, we will kick off with the Presidential Preference Primary on March 17. There are some important pieces of information for you to know about this election.
✔ Florida has a closed primary system. This
means you must be registered with a party to vote in their primary election.
✔ There will be a Democratic Primary and a
Republican Primary. The Democratic ballot will have 16 Democrats to choose from and the Republican ballot will have 4 Republicans.
✔ Only registered Democrats and Republicans will be eligible to vote in this election. If you are registered as No Party Affiliation or with a minor party, you will not be eligible to vote.
✔ Voters can check to see which party they are
registered with by visiting www.voteosceola.com or by calling the Elections Office at 407-742-6000.
✔ Anyone who is registering to vote for the first
time in Florida, or would like to change their party affiliation for this election, will need to do so by February 18.
✔ Early Voting will be open from March 2 to
March 15 at 7 locations around the county. You can visit any location during this time period to cast a ballot. For a live look at wait times during this window, visit www.voteosceola.com. The website also contains a list of Early Voting locations
16 osceolawoman.com | JAN/FEB 2020
including the new location that is opening at the Narcoossee Community Center!
✔Elections Office staff has been hearing that some
citizens believe that they must re-register prior to this election in order to obtain a new voter ID card. That is not true. We do not have voter ID cards in the state of Florida. The office sends out voter information cards but these are not required to be able to vote. If for some reason the Elections Office were to update your information card, you would automatically receive a new one in the mail.
Be aware that there are bad actors who are trying to affect our elections. If you come across questionable information online or out in public, please call the Elections Office at 407-742-6000. It is also suggested that you stay connected with the Elections Office through our texting service and/or social media on Facebook or Twitter to receive up to date information and reminders. To join our text information service, text the word “voter” to 31996. Your Supervisor of Elections, Mary Jane Arrington, would like to remind all voters that whether you prefer to vote by mail, vote early or vote on Election Day, your vote is important. See you at the polls!
How to Prepare Young Adults for
IN INDEPENDENCE As you prepare your young adult for college and beyond, it’s important to talk about the road to financial independence, which includes building healthy credit. This is vital for big life moments like getting a car, apartment, house or job, and your child’s credit report will be the financial resume necessary to help him or her achieve these goals.
sure you always pay on time, because your child will inherit that part of your credit story. Set clear guidelines about card usage before adding anyone as an authorized user. Then, monitor your young adult’s card use and always pay on time, because all reported account activity, including negative information, will impact both your credit.
• Explain the importance of on-time payments: It’s essential to consistently pay all bills on time to build credit health and a story of trustworthiness on your child’s financial resume. If your young adult is renting, the landlord may report rental payments to the credit reporting agencies, so ensure he or she always pays on time.
How to Prepare Young Ad
Use these tips to talk to your student about how to build a ﬁnancial resume to be proud of, so he or she can conﬁdently take steps toward ﬁnancial freedom and ﬂexibility.
• Help build credit history early:
It can be challenging to get started on your own without previous credit history. As a parent, you can help start building your child’s financial resume early by adding him or her as an authorized user on your credit card. Just be
18 osceolawoman.com | JAN/FEB 2020
Prepare Adu How to Prepare How toYoung Talk about putting your student’s name on phone or utility accounts, and then maintaining good standing with on-time payments. Timely student loan payments can also help build credit health. Explain that if accounts go into collections or delinquency, that information will hurt credit health.
everything else on file. Inaccuracies can negatively impact credit health and ability to get credit. Everyone is eligible for one free credit report from each of the nationwide credit reporting agencies each year. Have your child take advantage of this opportunity at annualcreditreport.com.
be sure your young adult does some research to find the best fit for his or her situation. Opening a card, keeping the balance low and making on-time payments can help young adults build their financial resume’s story of responsibility, which could lead to more creditworthiness in the future.
• Monitor credit reports regularly:
Those building credit for the first time should understand what financial story they’re telling creditors. Young adults who move often should confirm that their current address is on their report, along with accurate, up-to-date information for
• Carefully consider a credit card:
When your young adult is ready for it, discuss opening one credit card in his or her name, to start building credit length -- another important credit score factor. A student credit card may be a good choice because they generally have lower limits. But
For more tips on how to build credit health, follow @ TransUnion on Instagram and download the TransUnion parent toolkit at transunion.com/ pathtocredit. The college years can be a critical time for young adults in many ways. Parents should encourage students to use these years to get started building the credit health they’ll need to achieve their ﬁnancial goals.
Skip a week
It's as easy as OFF and ON
Grass doesn't need as much water in the cooler months. Just set your timer to OFF the week you don’t want to water and back to ON for the week you do. To learn more please visit our Ways to Conserve section on www.tohowater.com.
If you’re fortunate, you’ll live independently and in good health throughout your retirement years. However, if you ever needed some type of long-term care, such as a stay in a nursing home, would you be ﬁnancially prepared? To answer this question, you may want to evaluate two variables: your likelihood of needing long-term care and the cost of such care. Consider the following: • Someone turning age 65 today has an almost 70% chance of eventually needing some type of long-term care, according to the U.S. Department of Health and Human Services. • The average cost for a private room in a nursing home is about $100,000 per year, while a home health aide costs about $50,000 per year, according to Genworth, an insurance company. Clearly, these numbers are worth thinking about. If you needed several years of long-term care, the expense could seriously erode your savings and invest-ments. And keep in mind that Medicare typically pays only a small percentage of long-term care costs. Therefore, you may want to evaluate the following options for meeting these expenses:
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Protect Yourself Against
COSTS ◆ SELF INSURE –
You could "self-insure" against long-term care expenses by desig- nating some of your investment portfolio for this purpose. However, as the above numbers suggest, you’d likely have to put away a lot of money before you felt you were truly protected. This could be especially difficult, given the need to save and invest for the other expenses associated with retirement.
◆ LONG TERM CARE INSURANCE –
When you purchase long-term care insurance, you are essentially transferring the risk of paying for long-term care from yourself to an insurance company. Some policies pay long-term care costs for a set number of years, while others cover you for life. You can also choose optional features, such as benefits that increase with inflation. And most long-term care policies have a waiting period between 0 and 90 days, or longer, before benefits kick in. You’ll want to shop around for a policy that offers the combination of features you think best meet your needs. Also, you’ll want an insurer that has demonstrated strength and stability, as measured by independent rating agencies. Here’s one
final point to keep in mind: Long-term care premiums get more expensive as you get older, so if you’re interested in this type of coverage, don’t wait too long to compare policies.
for long-term care can exceed the death benefit significantly. Hybrid policies can vary greatly in several ways, so, again, you’ll need to do some research before choosing appropriate coverage.
◆ HYBRID POLICY –
A "hybrid" policy, such as life insurance with a long-term care/ chronic illness rider, combines long-term care benefits with those offered by a tra-ditional life insurance policy. So, if you were to buy a hybrid policy and you never needed long-term care, your policy would pay a death benefit to the beneficiary you’ve named. Conversely, if you ever do need long-term care, your policy will pay benefits toward those expenses. And the amount of money available
Ultimately, you may decide you’re willing to take the chance of never needing any type of long-term care. But if you think that’s a risk you’d rather not take, then explore all your coverage options carefully. There’s no one right answer for everyone – but there’s almost certainly one for you.
Have questions about your 401(k)? CALL 407-891-7833 to make an appointment with Cleve Grissom - Your Edward Jones Financial Advisor
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Ways to get the
BEST PRICE when you sell
Looking to sell your home in 2020? I have put together some of the best tips on how to generate interest and get the best possible price for your home or investment. KEY TAKEAWAYS • In order to attract attention, consider custom designs or additions. • Remove all clutter from the home for buyers to be able to picture themselves in the space. • Offer things or terms that might sweeten the deal for buyers but not hurt your bottom line. • Make sure the exterior of your home looks appealing to potential buyers. • Consult a local real estate agent to price the home right.
Differentiate from the Neighbors
In order to attract attention and to make your home more memorable, consider custom designs or additions, such as landscaping, high-grade windows or a new roof. This can add value to your home as well as add aesthetics. Any improvements should be practical and use colors and designs that will appeal to the widest audience.
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Additions should complement the home and its other amenities, such as building a deck or patio adjacent to an outdoor swimming pool. Beware of over improving! It may pay to freshen up your home but with some renovations, such as adding a bathroom or putting new shingles on a roof, might not always pay. The average amount recouped for a bathroom remodel is about 58%. For a new roof, it's even less. If you're going to invest in home improvements, make sure they are going to give you a return on your money. When it comes to custom features you might think buyers are going to be interested in, make sure they are included in the home's listing information
Clean the Clutter
It is imperative to remove all clutter from the home before showing it to potential buyers because buyers need to be able to picture themselves in the space. This might include removing some furniture to make rooms look bigger and putting away family photographs and personal items. You may even want to hire a stager to help you make better use of the space. Staging costs can range from a couple hundred dollars for a basic consultation to several thousand dollars, particularly if you rent modern, neutral furniture for showing your home.
Sweeten the Deal
In a sellers’ market like Osceola County is in currently, there are several things to choose from that might not cost the seller that much on the bottom line but bring value to the buyer. For example; it's important to note that some buyers are motivated by the option to close in a short amount of time. If it is possible for you to close on the home within 30 to 60 days, this may set your deal apart and get you a contract. Another tip is to offer a transferable home warranty, which can cost $300 to $400 for a one-year policy and will cover appliances, such as air conditioners and refrigerators, that fail. Depending on the policy, other appliances and house gadgets may be covered as well. A potential buyer may feel more at ease knowing that he or she will be covered against such problems, which could make your home more attractive than a competing home. Finally, it's important to note that some buyers are motivated by the option to have the sellers offer them some credit toward closing costs, or offer to pay closing costs entirely will in some cases receive more attention from house hunters looking at similar homes. However, in a sellers’ market this doesn’t usual work well. Sellers will have several offers at once.
Improve Curb Appeal
What better way to set your home apart than to make it attractive at first glance? Sellers often overlook the importance of their home's curb appeal. The first thing a buyer sees is a home's external appearance and the way it fits into the surrounding neighborhood. Try to make certain that the exterior has a fresh coat of paint, and that the bushes and lawn are well manicured. In real estate, appearances mean a lot.
Get Your Home in "Move In" Condition
Aesthetics are important, but it's also important that doors, appliances and electrical and plumbing fixtures be in compliance with current building codes and in working order.
Pricing It Right
Pricing the home appropriately is one of the most important steps of listing a home. Make sure you consult a local real estate agent and go to online real estate sites to see what comparable homes are going for in your area. Making sure they are comparable is also important. These above tips, coupled with an attractive price, will put you at the top of any buyers list when searching for a home.
Please call Kena Blain, 407-572-4444, Davis Real Estate Group, if you would like to know the value of your home, list it or buy a new home. Kena has over 40 years plus working and living in Osceola County. Knowledge is power...
K E NA B L A I N REALTOR®
Florida Sweet Corn, Tomato & Avocado Salsa INGREDIENTS
4 ears Florida sweet corn 2 large Florida tomatoes, diced 1 large Florida avocado, peeled, pit removed and diced ½ cup Florida bell pepper, chopped fine ½ cup red onion, chopped fine ¼ cup fresh cilantro, hand-torn 1 lime, juiced 1 teaspoon powdered cumin Dash of hot sauce (your favorite) Sea salt and fresh ground pepper, to taste
Remove corn from cob. In a medium mixing bowl combine all ingredients and mix thoroughly. Taste and adjust seasoning with salt, pepper, and hot sauce.
Florida Fruit Sangria INGREDIENTS
1 bottle of Florida wine 1-2 cups Florida orange juice 1-2 cups of Florida berries (such as strawberries and/ or blueberries) 1-2 cups of cubed Florida fruit (such as watermelon, passion fruit, papaya and/or mango) 1-2 cups of sliced Florida fruit (such as star fruit and/ or muscadine grapes) 1-2 cups ginger ale Pour the Florida wine and orange juice into a large pitcher. Add all the Florida fruit except the berries. Place in the refrigerator to chill. Before serving add the Florida berries and ginger ale. Serve in a tall glass over ice.
24 osceolawoman.com | JAN/FEB 2020
Pan Grilled Florida Red Snapper with Strawberry & Avocado Salsa INGREDIENTS
4 (6-ounce) Florida red snapper fillets 1 ripe Florida avocado, diced 2 cups Florida strawberries, finely chopped 1 jalapeño pepper, finely chopped ¼ cup red onion, finely chopped 2 tablespoons cilantro, finely chopped 1 teaspoon fresh lime juice 1 ½ tablespoons fresh lime zest ¼ teaspoon Florida sugar 1 tablespoon olive oil Sea salt and fresh ground pepper, to taste
Stir jalapeño, avocado, strawberries, onion, cilantro, lime juice, sugar and sea salt together in a bowl. Cover and set aside. Salsa may be made several hours ahead and chilled. When making ahead, add the sugar, salt, and avocado when ready to serve. Preheat stovetop grill pan over high heat. Pat fillets dry, then brush both sides with the oil; sprinkle with the lime zest, salt, and pepper. Lay fillets on grill pan skin side down and cook 4 to 5 minutes on each side, turning once, until cooked through. Transfer fillets skin side up to individual serving plates. Carefully remove skin; top with avocado-strawberry salsa.
Florida Strawberry Tiramisu INGREDIENTS
1-pound fresh Florida strawberries 2 tablespoons Florida sugar 2 tablespoons Florida honey 1 ¼ cups strawberry preserves 1-pound Italian mascarpone cheese, room temperature 1 cup heavy whipping cream, chilled 1 teaspoon vanilla extract 1 package ladyfinger cookies
In a large bowl combine softened mascarpone, sugar, and honey and mix thoroughly. In
a separate bowl whisk heavy cream and vanilla until stiff peaks form. Gently fold this mixture into the mascarpone mixture. Use individual bowls or small dessert dishes to serve. Place sliced strawberries in the bottom of the dish, followed by a dollop of preserves,
next add crumbled lady fingers, then a dollop of the mascarpone mixture. Continue layering (can be one layer or fill to the top). Store in refrigerator until ready to serve. JAN/FEB 2020
lights at the beginning of HVAC cycles show a serious electrical problem? Many things in your home rely on electricity—from charging your phone to keeping the temperature inside where you want it. That’s why it’s frustrating when electricity in our homes doesn’t work the way we expect. For many homeowners, this stress can come to a head when lights ﬂicker after their heating and cooling system starts to kick in. The question remains: Do dimming or flickering lights at the beginning of HVAC cycles show a serious electrical problem? It varies.
When are dimming or flickering lights considered usual? If you’re noticing dimming that lasts for a fraction of a second when your HVAC starts, it likely isn’t something to be worried about. While it might not feel like it, your home has a limited amount of electricity it can use at any given time. Large appliances—like your HVAC system—need a substantial amount of electricity
26 osceolawoman.com | JAN/FEB 2020
to start up. When those appliances turn on, they take a larger amount of the available electricity. This means the other appliances in your home, like your lights, have a lower amount of power available to them. If this is the only issue you are facing, your lights should dim for less than a second and quickly return to full brightness. If you’re irritated by the flickering, schedule an appointment with Osceola Air, LLC. We’ll assess the situation and see if an equipment upgrade or circuit changes can alleviate the problem.
When should I be concerned about flickering lights? Flickering lights can also signify a more serious matter. Don’t assess the situation yourself. The problem could be dangerous for you or your home.
Call a professional if you experience:
Lights that continue to flicker.
The normal flickering that occurs when there isn’t enough power to keep up with all appliances in your home should last a fraction of a second. If your lights continue to flicker on and off when you start your HVAC system—or continually at any other time—you could have a challenge with your wiring.
Lights that dim considerably.
When you experience typical dimming, the effect is enough that you notice a small, brief change. If the intensity of your lights suddenly drops considerably, you might have something wrong with the outdoor compressor on your air conditioner.
A circuit breaker trip when you turn on your HVAC.
Circuit breakers are an essential part of your home’s electrical system. When they trip and shut off power to a section of your space (powered by a specific circuit), they are attempting to protect you from a problem with your circuit. While it may be that you have too many appliances on the same circuit, it’s best to bring a professional in to confirm there isn’t a more serious problem.
Any time your HVAC system and lights don’t work together, it’s not a bad idea to call a professional in to take a look. The team at Osceola Air, LLC is here to oﬀer you the help you need. When you need us, you can give us a call at 407-908-8651 or schedule an appointment online at www.OsceolaAir.com. We’ll make sure everything is in order so your household can feel safe in your home.
ZACK MCMORROW, Osceola Air
For more information or to make an appointment call
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Don’t forget to spay or neuter them! 3096 Michigan Ave. Kissimmee, FL 34744
Get Your Glow On: 6 Tips to Make Your Skin and Hair Shine
Face it, winter is brutal for your skin and hair. Between the harsh, cold wind outside and the dry, overheated air inside, it's hard to look your best all winter long. On top of that, everyone tends to overindulge in unhealthy food and drinks during the winter months. Fortunately, there are strategies you can use to enhance your looks while boosting your body's natural ability to fight off the ill effects of winter. Here are some tips to look your best - even when the weather does its worst.
Treat your skin with TLC
Gently cleanse, exfoliate and moisturize your skin every day. Find products best suited for your skin type and be consistent about using them. Thoroughly remove makeup before bed and use extra moisturizer overnight so you'll wake up with a brighter, clearer complexion each morning.
28 osceolawoman.com | JAN/FEB 2020
Deep condition your hair
Just as you use a good moisturizer to help replenish and protect your skin every day, find hair conditioners or deep conditioning oils that can prevent your hair from drying out, frizzing or turning brittle. Look for products using natural ingredients, and that are designed for your hair type.
Hydrate well from the inside out
If you want hair and skin that aren't overly dried out, it's not enough to just condition or moisturize them from the outside. Staying well hydrated, by drinking at least eight glasses of water each day, will help your body maintain healthier, more beautiful skin and hair. You'll also feel better, inside and out.
VVVVVVVVVVVVVVVVVVVVVVVVVVVVVVVVVV Lastly, avoid drinking too many beverages that are dehydrating - like tea and coffee, soda and alcoholic drinks.
antioxidants, fiber, anti-inflammatory compounds and phytonutrients.
Detox with a Green Smoothie Cleanse and Apple Cider Vinegar Cleanse
The Apple Cider Vinegar Cleanse involves consuming a six-day meal plan day alongside a daily dose of apple cider vinegar. Apple cider vinegar can contain strains of good bacteria and enzymes essential for breaking down foods and acetic acid for various health benefits.
Both cleanses developed by JJ Smith help to remove toxins from your system, resulting in brighter eyes, lusher hair and glowing, beautiful skin.
The Cleanse can help rid your body of toxins, jump-start your weight loss and improve gut health and skin health.
The Green Smoothie Cleanse is a 10-day detox made up of green leafy veggies, fruit and water. Green smoothies are filling and healthy, aiding the body to lose weight, increase energy, reduce cravings and improve digestion. Raw ingredients are more nutritious and loaded with beneficial vitamins, minerals,
For even better results, supplement the cleanses with Liver Focus, which contains scientifically validated ingredients to accelerate your results. You can mix the supplement directly into water or take it alongside the cleanses. This powerful supplement helps to accelerate fat burning in the body, gives you brighter eyes and glowing skin and has a
significant impact on liver health and weight loss.
Boost your vitamin intake
Many vitamins help keep your skin, hair and nails healthy and beautiful: Vitamins A, B, Biotin (B7), C and K, plus fish oil. These vitamins are found in a variety of foods such as fruits and veggies (especially dark leafy greens), fish, nuts and seeds. To be sure you're getting enough of all these vitamins, you can also take vitamin supplements.
Protect your skin and hair from the elements
If you spend time outdoors, especially doing winter sports, keep your skin and hair covered. Exposing them to harsh wind, cold temps and winter glare can be damaging. Wear sunscreen to protect your skin from UV damage - yes, even in the winter! Snow and ice reflect UV rays, making them even more damaging than being at the beach in the summer. Taking care of your health and your beauty are really one and the same. Steps like these will make you feel good and look good, too.
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IN AIR REPAIR
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Call us today or visit us online OsceolaMemGds.com
Cac1817985 © 2020 Lennox Industries Inc. Lennox Dealers are independently owned and operated businesses.
Help children in YOUR community and become a Volunteer Child Advocate for Guardian Ad Litem
12/17/19 2:49 PM
407.742.6655 www.guardianadlitem.org 30 osceolawoman.com | JAN/FEB 2020
YOUR PLACE IN HISTORY STARTS HERE.
Trust the advice of a real estate professional with 40+ years of living and working in Osceola county KENA BLAIN REALTOR®
121 E. 13th St • St. Cloud, FL 34769 JAN/FEB 2020
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YOUR ROAD TO RECOVERY. Our experienced general surgeons are accomplished in both traditional and minimally invasive surgical procedures. For conditions ranging from hernias and appendicitis to cancer and other life-threatening diseases, youâ€™ll have access to a full spectrum of surgical care from trusted experts.
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