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7 Ways to Be a Force for Good in Your Community

Did you win?

“Never believe that a few caring people can’t change the world. For, indeed, that’s all who ever have.” — Anthropologist Margaret Mead

ORNL Federal Credit Union is excited to announce the winner of our first quarter 2017 Membership Account prize drawing. Brandon R. won a $50 Target® gift card. Every three months, a winner is drawn at random. Congratulations, Brandon!

Do you and your friends ever talk about how messed up something is? It might be some aspect of your school, community, or the world in general. Next time you see an opportunity for improvement, don’t just grumble; do something about it! It might not seem like one teen, or even a small group of friends, could have much impact. But you’d be surprised! Think about Malala Yousafzai, the Pakistani girl who won a Nobel Peace Prize in 2014 at age 17. She’s making an impact worldwide, and she’s still a teenager. You can be a positive and powerful force for good in your community. Here are some ideas to get you started: Learn how to make thumb socks and then share them with your friends to encourage them not to text while driving.

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Host a dog wash to collect donations and supplies for an animal shelter or rescue.

Create masks and capes so children can be “superheroes.” Donate them to a homeless shelter or hospital.


Winter 2016-17

Collect cereal for your local food bank — it’s one of the most common items requested by food banks.


Join a group that paints and repairs homes for people who can’t do it themselves and can’t afford to hire someone.


Host a manicure party at a senior center or nursing home to fight isolation and loneliness.


Combat cyberbullying by promoting the nice things your classmates do for each other. Create a school-specific Facebook page where kids can submit selfless acts of kindness they see.


Explore more ways you can make the world a little better at or You might want to make a donation to support your favorite cause too! Set aside money for charity in your savings account at ORNL Federal Credit Union until you’re ready.

221 S. Rutgers Avenue Oak Ridge, TN 37830

This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material. Websites not belonging to this organization are provided for information only. No endorsement is implied. Images may be from ©iStock and/or ©Fotolia. ©2016 Bluespire Marketing |

Study Smart to Demolish Your Exams Have a big test coming up that you need to ace? Here are some tips for you to study smart and defeat the test in front of you:

Find a good study area. For most people, the right spot to study is somewhere quiet with few distractions. Move around. Although you may like studying in that quiet spot, you might actually remember the information better if you study in different places. Research shows this could help your brain build a stronger memory for the material. Narrow it down. Study what you know will be on the test, and once you know that well, you can concentrate on the smaller stuff.  est your knowledge. Quiz yourself while you study to T prepare for the real thing. Don’t worry if you don’t know it all in your mini quiz; you’re more likely to remember information later if you get stuck during practice. Create a reward. Set small studying goals and give yourself a reward when you complete them, like a short walk, a small snack, or five minutes checking Snapchat. Space it out. Trying to learn everything the night before the test is setting yourself up for failure. You’ll do better if you space out your studying over a week or more.  et some sleep. You’ll be more likely to ace the test if G you’re well-rested. Skip the all-nighter and focus on getting a good night’s sleep before the test instead. Put these techniques to your own test and see what works for you! With persistence and a good bit of concentration, you’ll be able to best the test.

ORNLFCU Managing Money - Winter 2016-2017  
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