LISTING OF THE WEEK:
Edmond home offers space
The Listing of the Week is a two-story brick house on a 0.38-acre wooded corner in east Edmond. PAGE 4F
The three-bedroom Cortez is a contemporary stucco home designed with a zero-lot-line concept in mind. PAGE 4F
THE OKLAHOMAN | NEWSOK.COM
SATURDAY, DECEMBER 24, 2011
THE NATION’S HOUSING
FRAUD WORRIES There are signs that the wreckage left behind by the housing bust may be reigniting dubious real estate schemes and fraud. PAGE 7F
FAUCET RISES TO CHALLENGE
Religious icons and Bibles on a shelf are just a glimpse of the images and prayer aids in the prayer-meditation room in Kory and Veronica Warr’s home in Yukon. PHOTO BY CHRIS LANDSBERGER, THE OKLAHOMAN
Space for prayer at home can make every day holy BY DYRINDA TYSON For The Oklahoman firstname.lastname@example.org
Home changed radically for Marilyn Blake and her husband, Jerry, this year: Over 10 months, their three daughters all moved out of the house, two taking jobs overseas, one going to college out of state. They went from full house to empty nest, with all that suddenly silent space. For Marilyn, it created an opportunity for a kind of retreat, a spiritual one, a place for prayer, reading and meditation. With a simple makeover — soft earth tones, a comfortable loveseat and ottoman, a desk, some books and personal treasures such as her grandfather’s pipe chest, now an end table — a vacant bedroom became a personal haven.
She said she wondered beforehand: “Will I really use it for purpose, and will it change my relationship with God?” The effect surprised her. “I didn’t know it would impact me that way, but it makes me want to go back in there and pray more, read the Bible more,” she said a few days before Christmas. She is a member of Northeast Baptist Church in Norman and its women’s ministry team. Prayer spaces are probably as old as prayer itself, although what constitutes “space” can be open to interpretation. Susannah Wesley, mother of a passel of children — among them John and Charles Wesley, founders of Methodism — was said to simply settle in her SEE HOME, PAGE 2F
SEWING UP A MAKEOVER
Kory Warr is shown in the prayer-meditation room in his home. The icons lining the walls, he says, “are like hymns in paint ... a means to draw us into worshipping God.” PHOTO BY CHRIS LANDSBERGER, THE OKLAHOMAN
Negotiating a great price takes strategy Are you hunting for a wonderful home at a rock-bottom price? If so, you and your real estate agent should avoid hardnosed bargaining that wears down the sellers by criticizing their property, said Kate Zabriskie, an expert on the art of negotiation. “Saying something nasty about the sellers’ house is like saying their baby is ugly,” said Zabriskie, author of “Negotiation Power Skills: How to Get What You Want Without Being a Jerk.” If you’re shopping for
Ellen James Martin SMART MOVES
clothes and find a shirt you like with a hole in the sleeve and missing buttons, you might convince the store manager to discount the item by stressing its bad points. But because most homeowners identify with their property, criticizing their
Pfister’s Elevate EXT kitchen faucet lets you adjust its height to accommodate taller pots or minimize splashing. The faucet has three height settings ranging from 8 to 11 inches. It also has a spout that swivels 360 degrees, a spray head with spray and stream modes, and a 70-inch pull-out hose. The product was recently included in the “This Old House” 2011 list of 100 Best New Home Products. The Elevate EXT faucet is available at Lowe’s. It can be ordered for in-store pickup if your store doesn’t have it in stock. Suggested retail price is $198.
place is more likely to make them mad than cooperative. “When it comes to buying a home, you never want to get personal in your bargaining,” Zabriskie said. What negotiating strategies make sense? Zabriskie said to stay positive and convey to the sellers, directly or through their listing agent, how much you admire and appreciate their home. Also, assuming you’re looking in an area with a strong buyer’s market, you might also wish to
use the power of time to motivate the sellers to sweeten a deal. For instance, suppose you’re seeking to buy a family home from sellers who need to move quickly due to a financial reversal. You like the property but have a few reservations about the kitchen. Through your agent, you convey your admiration for the place but also your concern about its linoleum countertops. Then you pause for a few days before making a move. “In this case, motivated
sellers could well step forward and offer you granite countertops and possibly even a price reduction to encourage your bid. Or they might give you other concessions just to get the deal closed,” Zabriskie said. Although you probably wouldn’t want to take this approach in an area where multiple bidders are the norm rather than the exception, slowing down negotiations in a neighborhood where “For Sale” homes are plentiful could SEE SMART, PAGE 2F
Basic sewing skills are all you need to give your home a decorative boost with the ideas in Lexie Barnes’ “Sew Up a Home Makeover.” Barnes provides instructions for 50 projects — everything from simple throw pillows and place mats to Roman shades and slipcovers. She provides guidance on choosing fabric and supplies as well as quick lessons on sewing techniques, so anyone who can operate a sewing machine can take on her projects. “Sew Up a Home Makeover” is published by Storey Publishing and sells for $19.95 in paperback. MCT INFORMATION SERVICES
INDEX Handy Permits Stone
3F 6F 7F
SATURDAY, DECEMBER 24, 2011
THE OKLAHOMAN | NEWSOK.COM
Backyard chapel is man’s sacred retreat BY DYRINDA TYSON
sees in secret will reward you.” Jeff said he installed the little chapel seven years ago. He bought it from a man who builds them and ships them all over North America. Jeff said his home itself, set in woods with a creek winding
For The Oklahoman email@example.com
The backyard chapel, complete with Orthodox dome and cross on top, is hardly a secret in Jeff’s Oklahoma City neighborhood. People are sometimes invited over to share the sacred space, just 10 feet by 10 feet. Neighbors, many of whom attend with Jeff and his family at St. Elijah Antiochian Orthodox Christian Church, are known to stop in occasionally while out on walks. “I tell them it’s always open, come pray,” he said. “And they do.” Sometimes neighbors slip in and out unannounced. “We don’t even know they’re there, and then they keep going,” he said. While Jeff doesn’t mind sharing the chapel, he said he preferred that his identity not be made public. The chapel is personal, for one thing, he said, and people might mistake it for boasting, for trying to be “holier than thou.” “There’s a lot of great things in the Bible, and they’re usually taken out of context,” he said. “But I think one of the ones that’s
Friends and neighbors are welcome to pray in this backyard chapel in Oklahoma City. The owner, pointing to biblical cautions against boasting, declined to be identified out of concern over being misunderstood. PROVIDED PHOTO
good for me is: ’Don’t let your left hand know what your right hand’s doing.’ ” That verse, from Matthew 6:3, is often taken to
mean acts of giving or goodness shouldn’t be trumpeted in public. Three verses later in Matthew is this teaching
from Jesus: “When you pray, go into your room and shut the door and pray to your Father who is in secret; and your Father who
Home: Family takes time for prayer FROM PAGE 1F
rocker and fling her apron over her head. Most weekdays for Kory Warr, it’s a few quiet moments first thing in the morning in his office at Praxis Development, the family commercial property management and development company he owns in Warr Acres. “The place is not as important as what goes on in there,” said Warr, a member of St. Elijah Antiochian Orthodox Christian Church in Oklahoma City. “Without that daily connection with God through prayer, my life would be a complete shambles.” He does have space dedicated at home, however. Warr and his wife, Veronica — and more recently, baby son Isaac, born Nov. 27 — live in a 1920s-era home in Yukon. A small room just off the master bedroom upstairs has a desk and comfortable chair surrounded by icons lining shelves all around the room. Warr said he has set aside space for prayer and contemplation in his homes over the years since he became a Christian. “I’ve never actually had a whole room before, but it’s great to have it,” he said. The icons were central to early Christianity, he said. “Icons are like hymns in paint,” he explained. “They are a means to draw us into worshipping God.” Icons depicting Jesus Christ and his mother Mary are especially important, he said, highlighting Christianity’s central mystery: the Incarnation — God entering humanity some 2,000 years ago in Bethlehem. “By becoming a man without ceasing to be God, he offered us the opportunity as humans to unite
A look inside Marilyn Blake’s home retreat. Blake says she uses the room for reading the Bible and for prayer.
ourselves to him,” Warr said. “And the icons of the saints remind us that through that union with Christ, we’re able to be transformed and become holy like he is holy. The icons of the saints in particular remind us that that sanctity is the rule, not the exception. That’s what is supposed to happen to us.” For Marilyn Blake, her home retreat provides an especially special place to read her Bible and pray. “Sometimes I pray those verses back to God, especially if a particular Bible verse seems to answer the need of someone who’s really on my heart,” she said. She said she often takes a few minutes in her setaside space in the mornings before heading to work at Oklahoma Heart Hospital in Oklahoma City. She said she used to listen to the radio on the way: “Now I find I leave the radio off, and I just keep praying,” she said. She recalled a recent morning when an unusual longing lingered as she
Religious icons line the shelves in the prayer-meditation room in Kory Warr’s Yukon home. “The place is not as important as what goes on in there,” he says. “Without that daily connection with God, my life would be a complete shambles.” PHOTO BY CHRIS LANDSBERGER, THE OKLAHOMAN
walked out the door and got into her car. She wanted to see God more. “I see God in the Bible, but I want to see him and hear him,” she remembered thinking. “I know most people don’t get to hear the voice of God like Moses did, but anyway, I was like, ‘God, I want to
see you more.’ ” The sun was just peeking over the horizon as she started off, the sky brilliant red. A spectacular sunrise met her yearning. “That’s the brilliance that surrounds the throne of God,” she said. “That’s the way it was communicated to me.”
Smart: Waiting could lower price FROM PAGE 1F
work to your advantage. “In many cases, moving slowly is a good idea if you believe the sellers will cut a better deal if you wait,” Zabriskie said. Here are a few other pointers: I Choose a real estate agent who knows the area and is a credible negotiator. Who you select to represent you when you buy a home can heavily influence how your deal comes
out in the end, said Leo Berard, charter president of the National Association of Exclusive Buyer Agents (www.naeba.org). He recommends that buyers begin by creating a short list of potential candidates. Give extra consideration to agents with extensive experience doing transactions in the area where you’re looking. Zabriskie said you should ask all the candidates for the names and phone numbers of clients with whom they’ve
worked on recent transactions. “Ask references openended questions about their experience with the agent. Find out if the agent really listened to them or treated them in an impersonal way,” she said. I Bargain over repairs with the support of a solid home inspector. “You’re at risk for getting yourself in a bad position if you purchase a house that has serious defects. And the more
qualified your home inspector, the more likely it is that he or she will uncover big problems before it’s too late,” Berard said. Berard urges buyers to seek a home inspector who has obtained advanced training and certification through a professional organization, such as the American Society of Home Inspectors (www.ashi.org). To contact Ellen James Martin, email her at firstname.lastname@example.org. UNIVERSAL UCLICK
through, provided the inspiration. The city recedes as trees form a canopy overhead, and wildlife make regular treks across the yard. “We just felt closer to God back there,” he said, “so we thought it would be a great place for a chapel.”
THE OKLAHOMAN | NEWSOK.COM
SATURDAY, DECEMBER 24, 2011
This audit could save you some money When you hear the word “audit,” you probably immediately go into panic mode. But not every audit has to conjure up scary images of boxes full of paperwork and scowling accountants. When it comes to a warmer house and saving money on your utility bill, an energy audit can be one of the best things you’ve ever done for yourself. Simply put, an energy audit is an in-depth inspection and analysis of your home’s structural envelope to determine where you might be wasting energy, and then to provide solutions both large and small. The auditor will take a number of measurements along the way and perform a variety of different heat-loss and heatgain calculations. All of this information is then used to determine how much heat your home is losing — or, in warmer climates, how much it’s gaining — and then offer solutions about how to reduce that loss or gain in order to make the home more comfortable and also reduce energy costs. There’s no single set procedure for how an energy audit is performed, and they can vary in scope and complexity. Typically, however, all audits address several common factors, including insulation, windows, air infiltration, heating and cooling equipment and ventilation.
Evaluating insulation One of the first and most
Calderon joins Churchill-Brown Kara Calderon has joined Churchill-Brown & Associates Realtors office at 4401 W Memorial, Suite 109, as a residential real estate sales associate. She also is executive vice president for marketing in real estate software firm a la mode’s real estate solutions division. The Santa Fe, N.M., native holds a bachelor of arts in business with a minor in art and photojournalism from Muskingum University in New Concord, Ohio.
Paul Bianchina HANDY @ HOME
important aspects of the energy audit is to inspect the levels of insulation that are present in all areas of the home. Auditors typically start with the attic, as that’s one of the most important heat-loss areas in the home, as well as one of the easiest areas to improve. They’ll measure the average levels of insulation, as well as the type and condition. Also in the attic area, the auditor will note the insulation levels on knee walls and skylight shafts. They’ll also note the amount and distribution of attic ventilation, since that plays a key role in removing moisture from the attic and preventing ice damming. For the same reasons, auditors also pay close attention to the condition of ventilation fans, chimneys, and other sources of moisture. After the attic, the crawlspace and basement will be checked, with the auditor looking for the same basic factors: insulation levels, proper amount of ventilation, and good moisture control. Finally, they’ll use probes to check the levels of insulation in the walls wherever possible. Some auditors also use thermal imaging cameras to look for heat
loss through walls and other areas of the home.
Air infiltration Air infiltration is the leakage of cold outside air into the house, and heated inside air to the outside. In other words, it’s a fancy term for drafts, and it can be a significant factor in both comfort and wasted money. In fact, depending on the age and style of the home, the U.S. Department of Energy estimates that reducing air leaks can account for energy savings of 5 percent to 30 percent per year. The auditors will look at some of the obvious areas of concern, such as window and door weatherstripping. They’ll inspect caulking around windows, doors and other penetrations through the exterior walls. They’ll often inspect flashings, intersections, vent dampers, crawlspace doors, the areas where siding overlaps the foundation and any other areas where air can leak into or out of the house. In more complex energy audits, a blower door test may be performed. For this test, the auditor removes the building’s front door, and replaces it with a specially sealed panel that has a blower motor in it. All of the other doors, windows, fans and other penetrations in the home are sealed off and the blower is activated, pulling air out of the house. This lowers the air pressure inside the house, which results in outside air being
pulled in through any available gaps or cracks. The auditor then uses a smoke stick to locate those otherwise hidden air leaks. Windows and doors are another key factor in the audit. Imagine that you have a wall insulated to R-19. The average double-pane window is less than R-2, so that’s a pretty big energy loser in the middle of the wall — even worse if it’s singlepane. As such, the auditors will pay a lot of attention to the home’s windows. They’ll measure the size of each one, and note its frame type, glass coating, and even the thickness of the space between the panes. Skylight sizes and types are also noted. The same is true for all of the exterior doors. Auditors will note the size and material of the doors, and whether there’s glass in them.
Furnace and AC Finally, auditors will examine the home’s heating and cooling equipment. They’ll usually begin with an inspection of the furnace and, if there is one, any central air-conditioning equipment. They’ll look at the size, general condition, types of filters being used and location of cold-air returns. They’ll also make note of the type of thermostat being used, and what settings are available for the homeowner to use. A lot of attention will be paid to the duct system, because that can be a real energy loser in a lot
of homes. The auditor will inspect the type of ductwork being used, the way it’s installed, the condition of the joints, and the level of insulation. Ductwork in the attic, crawlspace and basement will all be inspected.
Tying it all together All of this crawling and measuring and calculating doesn’t mean much until the auditor pulls all the information together into some conclusions that you can understand and implement, and that’s a big part of his job. The auditor will put together a written set of recommendations, covering everything from increasing insulation levels and replacing old single-pane windows, to the little things like caulking air leaks or upgrading your thermostat. Typically, the more expensive components of the package, such as replacing windows or changing out a heating system, will be accompanied by projected payback periods to help you with the financial decision-making. To find an energy auditor in your area, start by contacting your local utility company. Some utility companies have auditors on staff, or else they can direct you to reputable local companies who do audits. You can also do an Internet search under “energy audits, (your city).” Remodeling and repair questions? Email Paul at email@example.com. All product reviews are based on the author’s actual testing of free review samples provided by the manufacturers. INMAN NEWS
SATURDAY, DECEMBER 24, 2011
LISTING OF THE WEEK
Wooded corner, pond highlight brick home
The Listing of the Week is at 3116 Durango Way in Edmond.
The Listing of the Week is a two-story brick house on a 0.38-acre wooded corner in east Edmond. The 3,738-square-foot home at 3116 Durango Way has four bedrooms, 3½ baths, three living rooms, two dining rooms and an attached three-car garage. The formal living room has a fireplace. A game room is upstairs. The family room has a fireplace and built-in entertainment center. The
kitchen has a center island, walk-in pantry and breakfast bar. The master bedroom has built-ins and a bath with double vanities and whirlpool tub. A guest bedroom downstairs also has a full bath. Upstairs bedrooms have walk-in closets. The home has a decorative pond with a waterfall, a wine cellar, covered patio, open patio, storm shelter, humidifier, underground sprinkler
system and security system. The home, built in 1994 by Matt Wilson, is listed for $400,000 with Karen Blevins of ChurchillBrown & Associates Realtors. For more information, call 203-4663 or 330-0031. Nominations for Listing of the Week are welcome. Send information on single-family homes to The Oklahoman, Richard Mize, P.O. Box 25125, Oklahoma City, OK 73125. Nominations may be faxed to 475-3996.
Stockton joins Churchill-Brown NICHOLS HILLS — Lisa Stockton has joined Churchill-Brown & Associates Realtors’ Nichols Hills office, 6447 Avondale Drive, as a residential real estate sales associate. She has six years of experience selling real estate and has lived in the metro area for 15 years.
Museum Tower Penthouse, a 20,000-square-foot condominium in San Francisco, has sold for $28 million. PHOTO PROVIDED
ager of Sotheby’s International Realty’s San Francisco brokerage. “With four offers from qualified buyers in the week leading up to the closing, the sale reflects the reality that amidst all of the challenges in today’s real estate market, the San Francisco Bay Area remains an internationally recognized market for real estate investing.” The condominium has floor-to-ceiling 21-foot glass walls with 360-de-
Penthouse nets $28M in San Francisco deal SAN FRANCISCO — Museum Tower Penthouse, a 20,000-square-foot condominium sited on the top two floors of the five-star St. Regis Hotel and Residences in San Francisco, has sold for $28 million, the highest sale price for a condominium in San Francisco, according Sotheby’s International Realty Inc. The property also is believed to be the highest priced bank-owned listing in the United States, according to The Wall Street Journal. “The sale aligns with what we are experiencing in San Francisco, which is that the high-end market is now very active,” said Kathy Korte, president and CEO of Sotheby’s International Realty. “Within the last several months four properties have sold between $20 and $33 million, according to county tax records. Buyers are acting on rare opportunities such as the St. Regis penthouse, perhaps the largest new construction penthouse available for sale anywhere in the world.” The property was placed on the market this fall by Second Step Asset Management and received multiple offers, Sotheby’s International said. “One of the largest personal residences in the city, the Museum Tower Penthouse stands among San Francisco’s most prestigious properties,” said Jeffrey Gibson, vice president and brokerage man-
THE OKLAHOMAN | NEWSOK.COM
gree views of many San Francisco landmarks, six bedrooms, seven full baths and four half baths, and 2,900 square feet of terraces. The penthouse, created by international award-winning interior design firm Orlando DiazAzcuy Design Associates, also features a grand twostory entrance foyer with a waterfall, double-height living room, dining room, library and 2,500-squarefoot master suite.
Cortez offers zero-lot-line options, plenty of windows The three-bedroom Cortez is a contemporary stucco home designed with a zerolot-line concept in mind. It is only 38 feet wide and has no windows along the right side. This design concept is brought into play when additional privacy is desired along one of the lot lines or when a builder wants to construct two mirror-image units in a duplex configuration. This allows each of the units to have one wide side yard instead of two narrow ones. If these concerns aren’t relevant, windows could be added, but the home has plenty. The rear of the Cortez has more windows than walls, facing out across a covered terrace that can be screened. Sliding glass doors provide access from the kitchen-nook area and owners suite. From the dining room, you gaze into an enclosed courtyard through wide win-
dows, crowned by an arched transom. Inside, a columned archway echoes the graceful curves of the windows and defines the boundary between the dining room and the airy, vaulted living room. Counter and storage spaces are plentiful in the kitchen. A powder room is centrally located, close to the front door and a passthrough utility room that opens into the garage. Amenities in the Cortez’s generous owners suite include a walk-in closet, linen storage, oversize shower, twin basins and an enclosed water closet. A small arched window brightens the stairwell leading upstairs to two more bedrooms that share a compartmentalized bathroom. A review plan of the Cortez, including floor plans, elevations, section and artist’s conception, can be purchased for $25 by phone, mail or online. Add $5 for shipping and handling. Associated Designs, 1100 Jacobs Drive, Eugene, OR 97402. www.associateddesigns.com. (800) 634-0123.
THE OKLAHOMAN | NEWSOK.COM
SATURDAY, DECEMBER 24, 2011
Habitat for Humanity repairs veteran’s home BY DYRINDA TYSON For The Oklahoman firstname.lastname@example.org
All Vernon McDow was looking for was help with a couple of dilapidated outbuildings on his property. Instead, the Oklahoma City Army veteran and his three young daughters ended up with a practically new home just in time for Christmas. “What didn’t they do?” he countered when asked what Central Oklahoma Habitat for Humanity overhauled in his house as part of its Critical Repair Program. In less than a week, Habitat for Humanity — along with partners AT&T and Home Depot — transformed the mechanic’s home at 1222 SE 51, replacing the roof and carpet, closing in a former dining area to create a third bedroom, installing new wiring and insulation as well as replacing kitchen appliances, cabinets and countertops. Crews also went through and repaired the interior walls. “Basically, all this drywall is new,” said Erich Font, the program’s project manager. The paint in the living room was practically still drying as Habitat and AT&T and Home Depot representatives crowded inside with well-wishers Monday afternoon for the Habitat’s traditional “reveal.” McDow and his daughters — Casey, 15, Brooke, 11, and Hannah, 9 — sat together on the couch as Habitat’s chairman and CEO Ann Felton wished them well in their new home. “Hannah looks forward to growing up in this home and not moving apartment to apartment,” Felton said. “And Casey is especially excited to be sleeping in her own bedroom instead of the couch in the living room.” The family was supposed to begin moving back in later in the day, but a Christmas tree already graced one corner near the kitchen. Events took on a more festive air as an AT&T representative handed out presents, including tablet computers for each member of the family. The girls dispersed afterward, using their new gadgets to photograph their new digs and each other. Vernon McDow said the house was built in 1952, and his father bought it around 1979. McDow and his family moved in after his father died a couple of years ago. A neighbor told him to call Habitat about buildings in the backyard that were in disrepair. “They came out and took pictures, and then they came back and told me they were going to do this,” he said, waving a hand around. “And in the middle of it all, they decided they’d do more.” Habitat launched its Critical Repair Program about two years ago, targeting low-income people who need help with restoring their homes. They work with the Home Depot Veterans Initiative to help low-income veterans. McDow served in the Army from 1979 to 1985. McDow’s house was the 165th revamped under the repair program. Most projects are smaller, but this time Habitat had more money to work with, Felton said, “so we were able to do the real work, take it back to the studs.” The results run deeper than paint and carpet though. “I really don’t know what to say,” McDow told the gathering Monday. “We’ve been trying to figure out how to say thank you. This is more than I expected.” Someone in the group said, “It’s going to be a good Christmas.” McDow nodded and smiled slightly. “Oh, it’s going to be a good Christmas for the next 10, 15 years,” he said.
Hannah McDow, 9, and her sister, Brooke, 11, look over their bedroom. Repair materials remained at the McDow home Monday during the “reveal” by Central Oklahoma Habitat for Humanity. PHOTOS BY DAVID MCDANIEL, THE OKLAHOMAN
Vernon McDow looks over the kitchen of his home during the Central Oklahoma Habitat for Humanity/AT&T/Home Depot “critical home repair" reveal.
Ann Felton, chairman and CEO of Central Oklahoma Habitat for Humanity, speaks at the “reveal” of work done on the McDow family’s home.
Workers move the furniture into Vernon McDow’s home as part of the Habitat for Humanity Critical Home Repair Program.
SATURDAY, DECEMBER 24, 2011
Permits Oklahoma City Girl Scouts of Western Oklahoma, 6100 N Robinson Ave., office, add-on, $1,532,000. Downey Contracting, 2801 NE 50, amusement, add-on, $445,320. Denise Patterson Custom Homes, 8348 NW 131 Court, residence, erect, $425,000. Earl Austin Construction Co., doing business as Austin Homes, 13000 Carriage Way, residence, erect, $385,000. Landmark Fine Homes LP, 18433 Salvador Road, residence, erect, $328,000. Craig Smith Building Inc., 13504 Portofino Strada, residence, erect, $325,000. Suburban Homes/Cloverleaf LLC, 14725 Rochefort Lane, residence, erect, $300,000. Steve and Judy Riley, 12316 Hidden Forest Blvd., office, erect, $300,000. Beacon Homes LLC, 16101 Evan Shaw Court, residence, erect, $299,320. Eric Cheatham Construction Co., 12609 Lapis Lane, residence, erect, $289,000. J. Hill Homes Inc., 9413 SW 35 Terrace, residence, erect, $285,000. Beacon Homes LLC, 16009 Evan Shaw Court, residence, erect, $277,440. Beacon Homes LLC, 16120 Evan Shaw Court, residence, erect, $275,040. Hornbeek Blatt Architects, 5100 S Interstate 35 Service Road, parking, install, $250,000. Planning Design Group, 12520 NE 36, public building, install, $240,000. Cobanks Construction Inc., 13624 Rachel Court, residence, erect, $225,000. Seagull Homes, 5513 NW 130, residence, erect, $225,000. Brian Kyle Homes, 13616 Rachel Court, residence, erect, $220,000. Landstar Homes OKC LLC, 16016 Evan Shaw Court, residence, erect,
$220,000. Remington Builders Inc., 13332 Ambleside Drive, residence, erect, $210,000. JB Homes LLC, 13209 NW 4, residence, erect, $208,700. Authentic Custom Homes LLC, 8425 NW 143 Terrace, residence, erect, $201,000. Carson & Shdeed, 228 NW 59, office-warehouse, erect, $200,000. Shawn Forth Custom Homes, 18305 Haslemere Lane, residence, erect, $190,000. RW Custom Homes LLC, 1701 NW 196, residence, erect, $190,000. Earl Austin Construction Co., doing business as Austin Homes, 11301 Richaven Road, residence, fire restoration, $185,000. D.R. Horton, 8729 Ally Way, residence, erect, $182,600. Samples (Mark) Homes LLC, 7312 Kaylee Way, residence, erect, $181,000. Bradbury Homes Inc., 11752 SW 24 Terrace, residence, erect, $181,000. KD Custom Homes, 6404 Bent Wood Drive, residence, erect, $170,000. KD Custom Homes, 6421 Bent Wood Drive, residence, erect, $170,000. KD Custom Homes, 6421 Bent Wood Drive, residence, erect, $170,000. JB Homes LLC, 13113 NW 1 Terrace, residence, erect, $170,000. Timber Craft Homes LLC, 7721 Geneva Rea Lane, residence, erect, $168,420. Timber Craft Homes LLC, 7720 Twin Oaks Drive, residence, erect, $167,580. Authentic Custom Homes LLC, 8312 NW 141 Circle, residence, erect, $165,330. Two Structures LLC, 8328 NW 143 Terrace, residence, erect, $160,000. Mashburn Faires Homes LLC, 9701 Lakecrest Drive, residence, erect, $156,000. D.R. Horton, 11109 SW 40, residence, erect,
REAL ESTATE $145,800. D.R. Horton, 11228 NW 97, residence, erect, $145,500. Jeff Click Homes LLC, 17520 Red Tailed Hawk Way, residence, erect, $140,000. M&D Homes LLC, 11729 SW 24 Terrace, residence, erect, $140,000. The Hefner Co., 1 NE 2, office, remodel, $138,875. Mashburn Faires Homes LLC, 2701 SW 96 Court, residence, erect, $135,000. Mashburn Faires Homes LLC, 2700 SW 97 Court, residence, erect, $135,000. R&R Homes LLC, 10637 SW 34 Terrace, residence, erect, $130,000. R&R Homes LLC, 10737 SW 36, residence, erect, $130,000. R&R Homes LLC, 3424 Arcadia Drive, residence, erect, $130,000. Rogue Architects, 815 SW 29, retail sales, remodel, $130,000. D.R. Horton, 8716 Stacy Lynn Lane, residence, erect, $128,050. Olive Tree Homes LLC, 11305 NW 7, residence, erect, $125,000. D.R. Horton, 11217 NW 96, residence, erect, $124,800. D.R. Horton, 2309 NW 155, residence, erect, $124,100. Precision Style Homes, 12113 SW 12, residence, erect, $121,600. Monarch Construction Co. LLC, 2833 Morgan Trace, residence, erect, $120,000. Monarch Construction Co. LLC, 2901 Morgan Trace, residence, erect, $120,000. Traywick Construction, 1000 N Lee Ave., hospital, remodel, $120,000. Home Creations, 1228 Greenfield Ave., residence, erect, $113,500. Harbor Homes, 416 SW 173, residence, erect, $110,000. Rausch Coleman Homes LLC, 11817 NW 131, residence, erect, $109,000. D.R. Horton, 8725 Ally Way, residence, erect, $102,400.
George Schott, doing business as Two Turtles Property Management, 10613 SW 35, residence, erect, $100,000. George Schott, doing business as Two Turtles Property Management, 3504 Arcadia Drive, residence, erect, $100,000. Home Creations, 11128 NW 6 Terrace, residence, erect, $93,800. Jamars & Long LLC, 3017 N Stiles Ave., office, remodel, $90,000. Ideal Homes of Norman LP, 18409 Abierto Drive, residence, erect, $83,000. Dowell Properties Inc., 501 N Walker Ave., office, remodel, $83,000. Vintage Custom Homes LLC, 10612 SW 35, residence, erect, $80,000. Vintage Custom Homes LLC, 10616 SW 35, residence, erect, $80,000. Vintage Custom Homes LLC, 10701 SW 36, residence, erect, $80,000. Neighborhood Housing Services of Oklahoma City Inc., 1245 SW 18, residence, erect, $75,000. Ideal Homes of Norman LP, 1809 NW 143, residence, erect, $72,000. Cornerstone Group LLC, 10608 SW 34 Terrace, residence, erect, $70,000. Cornerstone Group LLC, 10629 SW 35, residence, erect, $65,000. Cornerstone Group LLC, 10625 SW 35, residence, erect, $65,000. Cornerstone Group LLC, 3412 Arcadia Drive, residence, erect, $65,000. Ken Jacobson, 1901 Northwest Expressway, retail sales, remodel, $50,000. Shrader & Martinez Construction Inc., 1901 Northwest Expressway, retail sales, remodel, $50,000. Tony Brooks, 14201 N May Ave., retail sales, remodel, $50,000. Dowell Properties Inc., 501 N Walker Ave., office, remodel, $50,000. Silvercliffe Construction Co., 924 NW 58, parking, install, $50,000. Dowell Properties Inc.,
THE OKLAHOMAN | NEWSOK.COM 501 N Walker Ave., office, remodel, $47,320. Danna C. Tow, 8404 Laura Lane, barn, erect, $38,000. Jacobs General Contracting, 101 N Harvey Ave., business, remodel, $35,000. Nathan Dozier, 13501 Lost Canyon Road, barn, erect, $27,000. Chris Ryan Homes LLC, 3105 SW 128, residence, add-on, $25,000. Scott Williford, 316 S Blackwelder Ave., manufacturing, remodel, $25,000. Petroleum Marketers Equipment, 14000 Quail Springs Parkway, equipment, install, $25,000. Traywick Construction, 1000 N Lee Ave., hospital, remodel, $20,000. Mayfield Construction, 911 SW 59, automotive sales, modular, $20,000. Traywick Construction, 1000 N Lee Ave., medical clinic-office, remodel, $20,000. Inter-City Construction, 3776 SE 48 Place, residence, add-on, $16,500. Cheyenne Owens, 17501 SE 104, accessory, erect, $14,900. Hao Nguyen, 8216 S Indiana Ave., residence, addon, $8,000. Tim Fiegel, 1504 NW 22, residence, fire restoration, $7,000. LC Property Improvements, 1004 NW 49, accessory, erect, $6,500. Hector Lujan, 4007 S Independence Ave., canopy-carport, add-on, $5,000. Kristy and David Deroin, 11505 Gateshead Drive, storm shelter, install-storm shelter, $4,595. John Weingartner, 11201 Kingsgate Terrace, storm shelter, install-storm shelter, $4,250. Gary Robinson, 3812 SW 43, residence, fire restoration, $4,055. IPS, 4100 S Council Road, office, move-on, $4,000. Jason Smith, 17324 Parkgrove Drive, storm shelter, install-storm shelter, $3,835. Joann McAnally, 5505
NW 114, storm shelter, install-storm shelter, $3,800. Damon Musick, 11117 SW 6, storm shelter, installstorm shelter, $3,400. Debra Rhodes, 5701 NE 107, storm shelter, installstorm shelter, $3,200. Kevin Salter, 2717 SW 135, storm shelter, install-storm shelter, $3,200. Belinda Jennings, 12836 NW 5, storm shelter, install-storm shelter, $3,100. Joshua and Annamay Moore, 11209 S Miller Ave., storm shelter, install-storm shelter, $3,000. Susan Lewis, 5209 NW 124, storm shelter, installstorm shelter, $2,900. Richard Elder, 12004 Hollyrock Drive, storm shelter, install-storm shelter, $2,825. Richard Hicks, 4629 NW 34, storm shelter, installstorm shelter, $2,795. Shawn Forth Custom Homes Inc., 3105 NW 192 Terrace, storm shelter, install-storm shelter, $2,795. Tabor Built Homes, 19213 Greenery Lane, storm shelter, install-storm shelter, $2,500. Manuel Villarreal, 635 SE 14, accessory, add-on, $2,000. Santolin Perez, 1521 SW 32, rehabilitation center, add-on, $2,000. Timberlake Construction, 2500 N Utah Ave., temporary building, move-on, $1,800. Ridgemont Commercial Construction, 7733 S Walker Ave., office, move-on, $1,500.
Demolitions Lawrence Baker, 3925 N Henney Road, chicken house. Efrain Romero, 3025 NW 28, garage. M&M Concrete & Wrecking Inc., 805 SE 49, singlefamily residence. M&M Concrete & Wrecking Inc., 4105 S Hudson Ave., single-family residence. Midwest Wrecking, 839 NE 6, residence.
THE OKLAHOMAN | NEWSOK.COM
SATURDAY, DECEMBER 24, 2011
Real estate fraud is a growing market wherewithal to qualify for a mortgage. WASHINGTON — Could today’s seducThe accounts are for real, but they don’t tive conditions in the housing market — severely marked-down prices, record low belong to the loan applicants who claim them. Account names are assigned to interest rates and hundreds of thousands applicants — who pay for the service — of foreclosures waiting to be resold — be but they are never allowed breeding new generations access to the money. of the very practices that When mortgage underled to the crash? writers check to verify the In an ironic twist, there Kenneth deposits, which are in are signs that the wreckage Harney reality fraudulent subleft over from the housing accounts, they are told the bust may be reigniting money is in the name of dubious real estate schemes and fraud. AcTHE NATION’S HOUSING the loan applicant. One investigator pretending to cording to researchers: I Property flippers are back in action in be a purchaser was verplaces such as south Florida and Las ified as having funding available in the Vegas, where condo prices crashed but amount of $850,000. The loan applicaare now seeing appreciation again in tion was to buy 935 Pennsylvania Ave. some areas. NW, in Washington, D.C., which is the I So-called “floppers” are defrauding headquarters building of the FBI. I Investors are hoodwinking lenders banks by hijacking short sales at prices into giving them low down payments and below what legitimate purchasers are rock-bottom interest rates by lying about willing to pay. In these schemes, realty their intentions to occupy the property agents obtain fraudulent appraisals to they plan to buy as a principal residence. convince banks to sell houses at belowSome investors consider such dissemmarket prices to investor groups. The investors then flip the houses at fair mar- bling nothing more than a fib, but in reality it’s bank fraud. Researchers at the ket prices to ordinary homebuyers and Federal Reserve Bank of New York have split the quick profits. I Creative “credit enhancement” com- documented that widespread falsehoods panies are “renting” the bank account by investors about occupancy played a balances they need to demonstrate to major but previously unrecognized role in lenders that they have the financial the real estate bust.
To Ann Fulmer, a former white-collar crime prosecutor who is now a vice president with mortgage fraud analytics company Interthinx, this all amounts to a “past is prologue” situation: the market conditions are ripe for a reprise of some of the worst behavior of the boom and bust. Her company’s latest study of mortgage fraud nationwide, covering loan origination and other data from the third quarter, found that applicants’ dishonesty about their employment and income was up 9 percent from the same period the year before and a stunning 50 percent from the third quarter of 2009. The reason: Borrowers increasingly are falsifying W-2s and other records in order to meet the tougher debt-to-income thresholds lenders adopted following the bust and recession. Interthinx works with major mortgage lenders to spot fraud and has access to vast loan application databases, credit bureau data and other information, and runs it all through proprietary models to establish estimates of fraud risk. For example, when an applicant claims to be purchasing a home as a principal residence, Interthinx pulls credit bureau files and public records and may find that the applicant already has other homes listed as principal residences. The anti-fraud systems also spot cases where buyers
apply to multiple lenders for the same property. For the sixth straight quarter, the states that Interthinx ranked riskiest for mortgage fraud are the same that experienced the most explosive booms and the most crushing busts between 2004 and 2008: Nevada, Arizona, California and Florida. California alone accounted for half of the 10 highest-risk metropolitan areas in the most recent rankings. Miami-Ft. Lauderdale and Cape Coral-Ft. Myers, Fla., are high on the list as well. Metropolitan Washington, D.C., which had been ranked sixth in fraud risk earlier this year, dropped to 24th place in the most recent study. San Jose, Calif., saw a 16 percent jump in “identity fraud” schemes where loan applicants seek — and get — new identities and credit histories good enough to qualify them for mortgages that would otherwise be beyond reach. Deja vu? “I wouldn’t be surprised,” Fulmer said. ”There’s so much money on the sidelines” looking for high returns in the face of a volatile stock market and low yields on conventional investments. If you have larceny in your heart, mortgages and houses can be tempting targets. Email Ken Harney at email@example.com. WASHINGTON POST WRITERS GROUP
Inspector referral fees are illegal in most states DEAR BARRY: What is your opinion about home inspectors who pay referral kickbacks to Realtors? The U.S. Department of Housing and Urban Development has said that these kickbacks are illegal, but they are still happening in the marketplace. What are your views of this practice? Randy DEAR RANDY: The legality of referral kickbacks may vary from state to state. But regardless of legality, the practice of paying referral fees to real estate agents is entirely unethical and is prohibited by recognized home inspector associations such as the American Society of Home Inspectors, the Na-
Barry Stone INSPECTOR’S IN THE HOUSE
tional Association of Home Inspectors, and similar state associations. Any home inspector who pays referral fees and is a member of one of these associations should be reported to that association for violating its professional codes of ethics. An ongoing problem for home inspectors has been the pressure that is placed on them by some real estate agents — pressure to
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50 Sunrise Hills 19851 SE 193rd, Newalla 3bd/2bath Double Wide on 1N acre Woodlake Properties 273-5777
BANK OWNED 3/1.5/2 brk new crpt, roof, tile, paint, appls, counters &cha $89.5k Realty Experts 414-8753
Mobile Home Parks Community /Acreages 338
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Beautiful, 4/3.5/2, equipped game room, conc. boat & fishing docks, 18ft loft den, stone/cedar decor/fireplace, lrg kit. & dining areas, apprx. 1/4 acre, landscaped $459,500 Call 405-830-2705 for appt. Bank Owned 3/2/2 2035sf + enclosed patio/sauna, corner lot, PC Sch $107.9k Realty Experts 414-8753 3bed rock home nice street ch&a 1car gar, hardwoods. $34,500 cash ¡ 301-6495
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Commercial RE Investment Property For Sale 355
10.37% CAP Apartment Moore
104 unit Apt Rehabbed in 2005 this community is full and profitable. Great Location near good schools generates a lot of Traffic. $2,890,000 OK@walkerinvest.com (503)781-8886 Auto Service/Fast Oil Ch Corner lot NW 23rd. Good facility/investment Must sell $339K. serious inq. only 580-504-6588 19 residential rentals for sale, $66,300 income per year/$323,000 purchase price. Call 918-225-9340
Business Property For Rent 360 PRIME RETAIL LOCATION I-35 frontage, showroom, ofcs, warehouse 10,800sf $5,000mo. 8801 S. I-35 Dale or Mike, 631-4447 SMALLBUSINESSLOCATION 1250 sq ft. S. 89th & I-35 $500mo. ph: 631-4447
for Trades 631-3200
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avoid jeopardizing a sale. By no means, however, is this a practice among all agents or all home inspectors. There are many honest real estate professionals who encourage and promote thorough disclosure of property defects. Unfortunately, there are also compromising agents who try to influence home inspectors to be less detailed in their findings. Whether or not a home inspector is persuaded in this way, referral fees cast an indelible shadow of suspicion. Homebuyers should be careful when choosing a home inspector. The best bet is someone with many years of experience and a reputation for thorough-
Office Space For Rent
7608 N Western Ave Retail/Office space, up to 2200sf avail, 370-1077 GREAT Office Space Various NW locations 300-6000sf 946-2516
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Real Estate Wanted
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CAVE CREEK ON ROCKWELL 3037 North Rockwell
495-2000 $100 off
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1 & 2 BD & Townhouses •City bus route/Shopping •Washer/Dryer hookups
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4 Bedroom Condos Isola Bella Apts. Granite countertops, Cherry wood cabinets, full size WD hook ups, fitness center, indoor pool, dog park, Putnam City Schools. 405-721-2191 Walford Apts-Midtown518 NW 12 large 1bd 1ba 1100sf $850mo $600dep washer/dryer hookup. Studio 600sf $650mo $400 dep. Basement efficiency $400mo $200dp 409-7989
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Real Estate Notices
»» ALL BILLS PAID »» Pre-Winter Special $189 1st Mo 293-3693 DREXEL ON THE PARK
Top $$$ For Your Trade! Zero Down w/your Land. WAC 405-631-7600
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DEAR ANDREA: Homebuyers typically do a final walk-through inspection, accompanied by their agent, before the close of escrow after the sellers have vacated the premises. This provides an opportunity to discover some of the defects that were concealed from view on the day of the home inspection. Apparently, this final review did not take place before you completed your purchase, or perhaps the sellers had not yet moved on the day of your walk-through. As for the sellers’ liability, they must have known about the wall damage and should have included this in their disclosures. If they didn’t know about it when
ness. If kickbacks are a problem in your area, be sure to ask the inspector, point blank, if a referral fee will be paid to the agent. DEAR BARRY: We just purchased a home and had it professionally inspected. But home inspectors can’t report defects that are concealed, and sure enough, when we moved in there were holes in the plaster where the walls had been covered by furniture. What can buyers do to protect themselves from such surprises? Should there be a second inspection when the house is vacated by the sellers? And what about the sellers’ responsibility? Aren’t they liable for these repairs? Andrea
»»»»»»»»»»»»» » Bills Paid 681-7561 » » 1 bd From $550 Move» » 2 bd From $650 In» » 3 bd From $740 Today» » Call for Special » »»»»»»»»»»»» $99 SPECIAL Lg 1bdr, stove, refrig., clean, walk to shops. $345 mo. 632-9849 $189 FIRST MONTH Quiet / Carports / Gated Military Disc 416.5257 MOMENTUM PROP MGMT Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 370-1077
HOLIDAY SPECIAL Sec. dep deferred until Feb 1! 408 Babb MWC 1bed duplex near TAFB, Mid-Del Schls, 1ba, CH&A, W/D hkup, fncd bkyd- shared, $440/mo. 405-413-1834 558 E. Indian, 1 bd, 1 ba, ch&a, ceiling fans $350mo +$350 dep 733-0702
Lakeside Community 3bd, 2ba TH, 2 car gar, FP, full size W/D from $850 721-0404
221 Steed 3bd ch/a $695 9628 NE 3 3bd ch/a $695 9333 NE 11 3bd ch/a $695 6217 SE 9 4bd ch/a $695 Others Free List 605-5477 4 bd, 1K ba, ch&a, new remodel, $770, Sec 8, 354-7413/642-3847 Near Tinker, newly remodeled 3 bd 2 ba, fncd $800+dep. 405-595-7655 109 London Ln 3/2/2 firepl. $700mo $500dep. section 8 ok. 324-2611 3 bd 1K ba 2c fnced yard fireplace $675mo + dep 10022 Isaac Dr 412-7013 1305PinewoodCt3/1/1 $495 Free List 681-7272
HEFNER ROAD & MAY, 2/2/2, 2531 W Hefner Rd appt only $900¡843-5853
Rent to Own - nice area by schools&shops. $750 +dep. Refs req'd. 3bd, 1.5 ba, ch&a, fnc'd yd, brick, 834-5635 btwn 8-8 for info
4807 S Barnes clean 2ba 1ba ch&a frig, stove $525mo $300dep 550-8059
Lakeside Community 2bd, 2ba Flat; 3bd, 2.5ba TH 2car gar, FP, full size W/D, gated. from $800 789-3705 Duplexes, 3 bed, 2 bath, 2 car, some new, some gated, call Rick, 405-830-3789.
943 NW 2nd 3bd 1.5bath 1car 900sf $750 +dep Home&RanchRlty 794-7777
600 E. Elder Lane 4bd, 2ba, CH&A, new carpet & paint, No Smoking $1,150/mo + $1,000dep 405-262-0179
Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 370-1077
1020 Clover Ln 1200sf 3bed 2ba $700 mo, $500 dep 409-7989 no sec 8
RE for rent
2016 HARDIN AVE 4bd 1ba ch&a $725mo $500dep no sec 8 812-4299
$99 Move In Special!!! Lg 1 and 2 Bdr, $345 to $420 mo. 632-9849
Bethany/ Warr Acres 464.5
Elegant 4BR 2BA Home 2000sf $1185 603-4775
7012 Spinnaker 3/2/2 $1295 6717 NW 131 3/2/2 $1195 7616 NW 27 3/1.5/2 $1095 2243 Dublin 3/2/2 $925 2901 Quail Crk 2/2/2 $1250 Express Realty 844-6101 www.expressrealtyok.com
»»»»»»»»»»»»» » Bills Paid 354-5855 » » 1 bd From $550 Move» » 2 bd From $650 In» » 3 bd From $740 Today» » Call for Specials » »»»»»»»»»»»»
3921 Pearl Way 3/1/1 $650 Free List 681-7272
Condominiums, Townhouses For Rent 441
2256 Melody 4/2/2 $1295 313 Whitman 3/2/2 $1225 8330 Belcaro 3/2.5/3 $2200 Express Realty 844-6101 www.expressrealtyok.com
N Ann Arbor, 2 bed, 2.5 bath, free heat, pay electric only, cable, appl's, fp. $750 + dep. 535-3363
2+Acres-Horses 3 Bed+Office,2Ba,CH/A, Edmond Schools Available 1/1/12. 740- 6723
$9 APPLICATION FEE Move in by Christmas 455-8150 THE BELMONT
Bethany/ Warr Acres 420.5
$159 FIRST MONTH Best Location in OKC Live LARGE 416-5259 TUSCANY VILLAGE
$99 Move In Special 1 & 2bds, carports, coin lndry $345-445 470-3535
Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 370-1077
Copper Chase TH/Condo 3/3/2, private patio, pool, tennis ct. No dep. req. $1500/mo. 623-1443
» MOVE IN SPECIAL » LARGE 1, 2 & 3 BEDS Rockwell Arms, 787-1423
Hampton House 2 bed, free heat, no section 8 $625mo + dep 924-7851
3 bed, 2 bath, 2 car, approx 1900 sf, $1100 mo, Call Alex, 990-0488
VERY, VERY QUIET Near mall, schls, hosp, Try Plaza East 341-4813
MAYFAIR Great location! 1/2 bd W/D hdwd flr quiet secure ngbrhood ¡947-5665
YUKON 2 br, 2 ba, 2 car gar $650 mo. + $500 dep. No pets 405-209-4084
3/2/2, 1400sf mol, ch/a, 308 Cherryvale Rd $975 mo, $950 dep 370-1077
11431 SPRINGHOLLOW all new 1/1 xlrg 810' wash/ dryer frig & carport $545 Redbud 748-8520
Large 4 bed off Santa Fe, gated, comm pool/rec center, $1600/mo, 440-2095. Large 4 bed off Santa Fe, gated, comm pool/rec center $1600/mo 440-2095 Exec home, 2828 Canton Dr, 4 bed, 2.1 bath, 3 car, $1700 mo, 405-205-2343
5404 NW 64 4/2/2 cha $995 12409 Covey 3/2/2 cha $995 6804 Laneer 3/2.5/2 $695 701 NW 88 3bd ch/a $595 1719 NW 31 3bed $495 Others Free List 605-5477 3232 Brushcreek, in Quail Creek on the golf course, 3 bed, 2.5 bath, 2 car, 1 FP, $2275 mo, $2000 dep. ¡ 831-0825 1333 NW 105 St. 3bd, 2ba, 2car gar, ch&a, fenced bkyd, w/d hkup, $750+$750dep No pets, No Sec. 8. 519-2845 6907 NW 59th Terr 2/1/1 plus bonus rm Xlrg liv. Remod $720mo Redbud 748-8520 Updated Executive home. Granite & travertine 3b 2+b 2liv 2din 2car Greens NW 122nd $1450 830-3399 K Off Special 924 NW 109th 3bd 2ba 2car 1300sf $850mo $800 dep, no Sec 8 409-7989
they submitted their disclosure statement, they must have discovered it when they moved their furniture. Failure of sellers to disclose known defects is illegal in most states, making them liable for repair costs. Fortunately, holes in plaster are not likely to need expensive repairs. But you can ask your home inspector to evaluate the damage. To write to Barry Stone, visit him online at www.housedetective.com.
ACTION COAST PUBLISHING
»» SECTION 8 OK»» 712 NW 88th, ch&a, $795 per mo, 942-3552
3216 SW 62nd, 2 bed, 30x30 shop Western Hts Schls, $600 mo, 414-4004
1 bd, newly remodeled, w/d hk-up, ch&a 343 NW 96. $475+$400 478-3910
3700 SW 42nd 3/1.75 $750 Free List 681-7272
3/2/2, PC Schools, ch&a, $750/mo, 1st and last, 4324 N. Grove, 503-6496.
2319 NW 10, Nice 2 bed $500 • 732-3411 Lovely 3/2/2 brick home Koi pond $1075 603-4775 3232 NW 28th 2/1 $435 Free List 681-7272
1736 SE 51 4bd ch/a $695 2508 SE 50 4bd ch/a $695 628 SE 13 3bd ch/a $695 6216 S Kelley 3bd ch/a $595 6404 Phillips 3bd $595 Others Free List 605-5477 3004 Neighbors Ln extra nice 2bd brick home with 1 car garage, ch/a, clean, only $650. Fidelity Real Estate 410-4200, 692-1661 343 SE 49th spacious 2bed home on corner lot, ch/a, well kept area, only $550 Fidelity Real Estate 410-4200, 692-1661 4bd, 1K ba, 1car $875mo $875dep. No pets, No Sec 8. 476-1550, 410-4231 29 SE 33rd 1bed 1bath, water & gas paid $350 Free List 681-7272
2101 SW 61 Terr 4bd $750 5312 S Ross 3bd ch/a $650 2629 SW 52 3bed $595 5004 S Drexel 3bed $595 2642 SW 41 2bed $495 2309 SW 43 2Bed $450 Others Free List 605-5477 4041 SW 26th nice 2bd completely remodeled, fresh paint inside & out, close to grade school, well kept area, only $425 Fidelity410-4200, 692-1661 2 & 3 BEDROOMS 1701 SW 15th, $450/mo 1524 S Rancho Dr, $500/mo 3113 S Dumas Ave, $500/mo $250 deposit ea. 631-8039 325 SW 92nd Extra sharp spacious 2bd patio home w/2ba 2car garage, ch/a, fp only $850 Fidelity RE 410-4200, 692-1661 1420 Williams Dr Rock, 2bd, 1ba, gar/dbl driveway, ch&a, all new inside. $575mo $500dep No Sec 8, 691-5479. 1160 SW 77th Ter nice 2bed brick home 2 bath 1car ch/a $650 Fidelity 410-4200, 692-1661 6111 SW 32 nice spacious 2bd home with carport clean, fenced only $450. Fidelity410-4200, 692-1661 3729 SW 39 4bd 1K ba appls ch&a $700mo $600 dep sec 8 ok 408-6361 1117 SW 26 2/1/1 ch&a Stv, ref, no pets. no sec 8 $575 +dep 681-9865
For rent/sale, McLoud, 3 bd, 2 ba, MH, 12 acres, $800/mo, 414-4004.
Village/ Nichols Hills 481.5 1119 Park Manor 3 bed, 2 full & 3 half baths, 2car, office, wd flrs, $1595mo, $1500dp TMS Prop348-0720
1724 Marian 3bd + bonus 1bath $700+dep WAC Home&RanchRlty 794-7777
408 Walnut, 3bd, 1 3/4ba 2c garage, $800+$600 deposit, no pets, no section 8, 405-830-1223 3308 Brighton Place, nice, 3 bed, 2 bath, 2 car, ch&a, $1100 mo, 405-205-2343 Big, Beautiful 3/2/2 w/ opnr, Mustang schls $1100 I40 & Mustang Rd 503-3966
Mobile Home Rentals 483 1117 S Anderson Road, Choctaw, large 2 bed, 2 ba, fenced, large cellar, $475 + $300 dep, 769-2328. MH in trailer park on SE 59th, 1100 sq ft, 3 bed, 2 bath, big living room & kitchen, 826-4637. MH in trailer park on SE 59th, 3 bed, 2 bath, big living/kitchen, 826-4637. Rent to Own: Nice 2&3bd MWC $350&up 390-9777
SATURDAY, DECEMBER 24, 2011