LISTING OF THE WEEK
The Listing of the Week is a custom home with a pool and storm shelter on 1 acre in Mustang’s Bittercreek addition. PAGE 4E
The Keizer is a small home with a big heart. Brick veneer gives it a look of solidity, while the recessed front porch extends a warm welcome. PAGE 6E
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SATURDAY, JUNE 16, 2012
Arbor Creek has all write turns INNOVATION | EDMOND ADDITION’S LITERARY THEME INCLUDES DONATIONS TO SCHOOL LIBRARIES BY DYRINDA TYSON For The Oklahoman email@example.com
EDMOND — Pity the construction manager who has to order deliveries to addresses along Road Not Taken or Sonny Blues. “He gets all kinds of grief from suppliers,” laughed Caleb McCaleb, owner and president of McCaleb Homes. Those street names and others in the Arbor Creek addition, north of Second Street east of Interstate 35, might sound familiar to anyone who paid attention in their high school English class. Poet Robert Frost published “Road Not Taken” in 1916, and author James Baldwin first published his short story “Sonny’s Blues” in 1957. McCaleb’s 10 Bungalow Collection home designs are named for literary figures, from the 1,428square-foot Frost to the 2,380-square-foot Steinbeck. And the streets surrounding them in Arbor Creek stem from their works. Expansion can keep the company’s staff of seven busy. “Each time we have a new section of streets to name, we all sit down together, research all those famous authors — their books, their poems — and come up with some street names,” said Jennifer Hodgens, sales manager. Five years ago, McCaleb Homes representatives approached Texas-based designer Carol Lavender looking for fresh ideas. Lavender, who has designed other homes for McCaleb, told them to seek out historic areas around the metro area. “She said, ‘Go take as many pictures of those as you can,’ ” Hodgens said. “So we did that solid for about two years.” Lavender used the photos as references for new designs, drawing heavily
Kenneth Harney THE NATION’S HOUSING
FICO SCORES EXPLAINED Fannie Mae and Freddie Mac are averaging credit scores of around 760 on approved mortgages this year. Are you a little fuzzy about what can push your scores up or down? PAGE 3E
IN BRIEF MOD PODGE STILL STICKING AROUND
Homebuilder Caleb McCaleb is building bungalows in Edmond’s Arbor Creek addition, where all the house plans and street names come from literature. The model home at 732 Road Not Taken is the Steinbeck plan. PHOTOS BY NATE BILLINGS, THE OKLAHOMAN
Literary twists McCaleb Homes’ house plans include several names from literature:
Jennifer Hodgens, in sales, McCaleb Homes owner Caleb McCaleb and Darcy Oviatt, sales, stand in the kitchen of McCaleb Homes’ model at 732 Road Not Taken in Edmond.
on the Arts and Crafts movement of the early 20th century, which emphasized simplicity, natural materials and fine finishes. Then, armed with new designs, McCaleb Homes began building bungalows
and nothing but bungalows in Arbor Creek. “We were really biting our fingernails wondering if it would take off or not,” Hodgens said. “But thankfully, it really has.” As the first bungalows neared completion,
Street signs in the Edmond addition of Arbor Creek.
McCaleb Homes launched its Books for Bungalows program, donating $1,000 to an elementary school library each time it sells a home. New homeowners often request money go to
I Frost I Whitman I Alcott I Cooper I Baldwin I London I Emerson I Hemingway I Sheldon I Steinbeck
a specific school. “Now I think we’ve hit every district,” McCaleb said. Hodgens said visiting SEE DESIGN, PAGE 2E
Empty nest results in big decisions As your kids grow up and move on to their adult lives, you realize you’ll soon have a much larger house than you and your spouse need. Do you sell the property and walk away from what you consider an idyllic suburban setting — letting go of neighborhood friends and happy memories? And if you sell, what sort of place do you buy and how much do you spend? These questions are extremely difficult for parents who’ve spent years absorbed in raising their offspring with very little thought to their own future housing plans, said Eric Tyson, author of “Personal Finance for Dummies” and several real estate books. He said pre-retirement years are a good time for empty nesters to take stock of their housing needs and overall financial situation, though many people fail to seize that opportunity. Cary Carbonaro, a financial planner since 1990, said it’s rare for those in her profession to help clients assess their housing choices. “Whether to sell your family home or stay is a very personal decision. As advisers, we can’t tell
Ellen James Martin SMART MOVES clients what to do. But we can help them sort out the financial implications of their alternatives,” said Carbonaro, who’s affiliated with the National Association of Personal Financial Advisors (www.napfa.org). Here are a few pointers for empty nesters: I Look at both the pros and cons of selling your present property. As Carbonaro notes, some parents of grown children look forward to downscaling to a smaller place with fewer maintenance demands. “The idea of a less complicated lifestyle can be appealing,” she said. Yet others yearn to take over their kids’ old rooms in ways that
would be enjoyable to them. “They transform the extra bedrooms into hobby rooms, for crafts, exercise or home offices,” she said. Others count on frequent family gatherings. But many will find the expense of keeping such a large house unjustified. “Do you really want to pay for all that space, including your taxes and utility costs, just so you can entertain your kids for a week or two each year? Probably it would be less expensive to put them up in a nearby hotel for those few days,” Tyson said. I Ask for professional advice to help make a solid decision. By going through a professional group, you should be able to locate a planner to hire for just the few hours it takes to talk through your housing options. Another course that Tyson recommends involves seeking advice from a certified public accountant trained as a “personal financial specialist.” The American Institute of CPAs awards this designation. You can locate a personal financial specialist by visiting the organization’s website: www. aicpa.org.
Mod Podge made decoupage all the rage in the late ’60s and ’70s. Even the label of the glue looks like a throwback to the flower-power era. But the stuff is still going strong with a new generation of devotees. The versatile decoupage medium gets a 21stcentury spin in Amy Anderson’s book “Mod Podge Rocks! Decoupage Your World.” Anderson shares more than 40 Mod Podge projects she and fellow craft bloggers have created. They include furniture, home accessories, holiday decorations, jewelry and even a pair of fabricaccented boots. The book also includes a primer on the various types of Mod Podge (who knew there was one with hologram glitter and one for outdoor use?) along with basic techniques. “Mod Podge Rocks!” is published by Lark Crafts and sells for $14.95 in softcover.
I Include retirement planning in your housing analysis. If you lack funds for retirement but have substantial equity in your property, selling the big family home could open the way for investments that are potentially more lucrative. Tyson said “many people romanticize about living somewhere cheaper and simpler.” But he cautions there can be many hidden costs associated with selling one home and moving to a distant state to buy another smaller place. “There are always financial trade-offs involved. Maybe you’ll spend less to buy a house in the new area and your taxes will be lower. But remember there are likely to be many expenses to fix up your house for sale, to move and to buy the new place,” he said. Also, he recommends you factor in how living in a remote area — away from a major airline hub — might increase your travel costs and those of grown offspring who wish to visit. To contact Ellen James Martin, email her at firstname.lastname@example.org. UNIVERSAL UCLICK
DECORATIVE KNOBS Hobby Knobs let you put your own stamp of personality on cabinet doors and dresser drawers. Hobby Knobs are knobs and pulls with flat tops that can be decorated any way you like. You can glue on buttons, attach vintage dice, jazz them up with fabric or otherwise let your imagination roam. The hardware is available in an antique bronze or satin nickel finish. The items can be ordered at www.hobbyknobs. com. Knobs are $4.95 each. Pulls are $7.95 and fit holes spaced 4 inches apart. Shipping is extra. MCT INFORMATION SERVICES
INDEX Stone Permits
5E 8E, 9E
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THE OKLAHOMAN | NEWSOK.COM
Left: Lights illuminate frosted-glass cabinets in the kitchen at 732 Road Not Taken. PHOTOS BY NATE BILLINGS, THE OKLAHOMAN
Design: Bungalows fit with theme FROM PAGE 1E
the schools and presenting the money is one of her favorite parts of the job. “One time we had a little kid stand up and say, ‘We’re rich!’ ” she recalled. “They’re always so grateful and so excited about books and about reading.” And it was only a short leap from Books for Bungalows to a literarythemed neighborhood. “We’ve built homes for two separate sets of English professors,” Hodgens said. “It kind of attracts that.” The concept fits in well with Arbor Creek, where the homes with their wraparound porches, bright accents and throwback designs give the neighborhood a slice-ofAmericana feeling. Inside, though, they’re thoroughly modern. The 2,380-square-foot model home at 732 Road Not Taken, the Steinbeck plan, is dominated by an open kitchen featuring granite countertops and possibly the smartest pantry design around — open the frosted glass door, and the light inside automatically comes on. Close the door, and it goes off. “Everybody loves that,” Hodgens said. The city of Edmond has been flexible when it comes to street names, McCaleb said, though Road Not Taken was problematic at first. “They kept calling it Road Not Taken Road,” he said. The issue has been resolved, he added.
Fun with names The street names may evoke smiles — or confusion. But it’s a win-win, McCaleb said. “Usually the people who are really into reading will pick up on the street names when they come in,” he said. “Other times, people are like ‘What is that?’ And it gives us a chance to explain where it
Street signs in Arbor Creek.
PHOTOS BY NATE BILLINGS, THE OKLAHOMAN
Storied streets Streets in McCaleb Homes’ Arbor Creek addition in Edmond have names from literature. Streets and the authors who originally penned the words are: I Nature Lane — Ralph Waldo Emerson. I Sonny Blues — James Baldwin. I Bell Tolls — Ernest Hemingway. I Falling Sky Drive — Sidney Sheldon. I Leaves of Grass — Walt Whitman. I Yellow Woods Way — Robert Frost. I Silent Sun — Walt Whitman. I Clear Midnight Drive — Walt Whitman. I First Light Lane — Ernest Hemingway. I Road Not Taken — Robert Frost.
The breakfast nook is cozy yet functional in the McCaleb Homes model at 732 Road Not Taken.
came from.” McCaleb Homes has built other themed neighborhoods, including the equestrian-heavy Steeplechase. But with Arbor Creek’s last phase about to open, McCaleb and his staff are facing a new but familiar challenge. “Right now, we’re brainstorming for a good idea for a theme around the next community,” A swing makes a porch a place to linger at 732 Road Not Taken. Hodgens said.
This view shows the master bathroom at 732 Road Not Taken at Arbor Creek in Edmond.
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SATURDAY, JUNE 16, 2012
FICO credit scores, by the numbers WASHINGTON — In a marketplace where lenders are demanding recordhigh FICO credit scores — Fannie Mae and Freddie Mac are averaging around 760 on approved mortgages this year — are you a little fuzzy about what can push your scores up or down? Take “inquiries,” which Fair Isaac Corp., the developer of the iconic score methodology dominant in the mortgage field, says are among the most widely misunderstood components of its system. Do multiple inquiries — requests by lenders and others to pull your national credit bureau reports — knock your score down? Do you know whether your lender is entering the correct code to minimize damage to your score when you’re shopping for a mortgage and generating lots of inquiries? If you’re young or otherwise new to the world of credit, could
multiple inquiries do enough damage to prevent you from getting approved for a home purchase? Given the importance of maintaining high scores, FICO senior scientist Frederic Huynh agreed to run through the key rules governing how inquiries affect homebuyers and mortgage applicants in an interview with me and a post on Fair Isaac’s Banking Analytics blog, http://banking analyticsblog.fico.com/. Start with the basics: Yes, racking up large numbers of inquiries can lower your score. The FICO models consider them significant because extensive behavioral research has shown that “consumers who are seeking new credit accounts are riskier,” more prone to defaults, according to Huynh. “Statistically people with six or more inquiries on their credit reports can be up to eight times more likely to declare bankruptcy than
Kenneth Harney THE NATION’S HOUSING
people with no inquiries on their reports,” he said. So inquiries do matter. But this doesn’t mean that if you’re shopping for a home loan or refinancing, and six lenders pull your credit reports, that you’re going to be hit with six separate inquiries and have your score lowered. The FICO models, Huynh said, ignore all mortgagerelated inquiries during the 30 days immediately preceding the computation of the score. All mortgage inquiries during the 45 days preceding your loan application only count as no more than a single inquiry. The same buffer zones cover shopping for auto loans and
Preservationist to recount humor of drawn-out ordeal FROM STAFF REPORTS
Preservationist and “do-it-yourself hero” Ron Tanner will perform his comic monologue — about his nearly decadelong home-renovation ordeal — at the Gaylord-Pickens Oklahoma Heritage Museum, 1400 Classen Drive, at 7 p.m. Monday. Tanner bought a wrecked Victorian house in Baltimore a decade ago because his girlfriend fell in love with the place. Never mind that it was condemned. And a former frat house. His Realtor said, “Don’t do it. This place will Ron Tanner eat you alive!” The crumbling brownstone was so trashed — full of garbage and fratboy furniture, including a walk-in closet full of term papers — that nobody would buy it. The bank was selling it “as is.” But his girlfriend, Jill, realRon Tanner ly wanted the wrote book on house. And Ron rethis house’s really wanted Jill. So storation. he bought the place. That was the beginning of their adventure, which everyone said would surely ruin them. Neither knew anything about fixing houses. And they had been dating only a few months. Tanner wrote a book about it: “From Animal House to Our House: a Love Story.” He is touring the country with a slideshow that takes viewers through the harrowing and hilarious times he and Jill experienced. Spoiler alert: Everything turned out fabulous. Jill and Ron got married in the house. Then, in 2008, This Old House magazine featured their work.
Ron and Jill Tanner’s Victorian brownstown after renovation. PHOTOS PROVIDED
This view shows the fireplace before the Tanners renovated the house.
Tanner now is a licensed house inspector, and he and Jill run a website about old house renovation, Houselove.org.
student loans — but no other forms of credit. In any event, Huynh said, a single inquiry usually is not a big deal, knocking less than five points off your score per pop. But experts in the credit-reporting field say that despite FICO’s good intentions, bad things can happen on inquiries. This is especially true for people with “thin” credit files, such as young, first-time homebuyers and others without extensive credit histories. Larry Nelson, owner of KCB Information Services in Pekin, Ill., a credit reporting agency active in the mortgage field, said a recent applicant lost her preapproved home loan at closing because five new inquiries for an auto loan suddenly appeared on her credit reports. This deflated her FICO score to 610, a loss of 30 points and put her below the minimum score required for the mortgage.
How could this happen, since auto loans are one of the three protected classes of credit where multiple inquiries within a short time period are OK? According to Nelson, unless loan officers properly code the purpose of the inquiry when they report it to the national credit bureaus — an auto loan in this case — it won’t necessarily be identified in credit files that way. Nelson’s homebuyer had double bad luck: None of the inquiries that should have been covered by the 30-day buffer carried the correct purpose identification. Plus Fannie Mae and Freddie Mac have begun requiring lenders to pull a second set of credit reports before closing to ensure that applicants’ FICO scores haven’t changed significantly. In this case, there was a sudden spike of score-injuring inquiries in the bureaus’ files and the buyer couldn’t close on the loan.
Nelson said glitches like this “are becoming more commonplace” and can hurt unwary consumers. He strongly urges mortgage applicants to avoid all credit-related shopping — for credit cards, furniture, home improvements, you name it — in the weeks before their closing because a string of inquiries can mount up and knock the home purchase off track or delay it. Of course not all inquiries indicate active credit seeking, Huynh said, even though your files are accessed. For example, if you’re checking on your credit before applying for a mortgage — either through www.annualcreditreport. com, where they are free once a year or by simply buying them from Equifax, Experian or TransUnion — your FICO score goes untouched. Ken Harney’s email address is email@example.com. WASHINGTON POST WRITERS GROUP
SATURDAY, JUNE 16, 2012
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Multiple offers make a return in some areas BY AL HEAVENS The Philadelphia Inquirer
This photo by Mission: Allergy Inc. shows a house dust mite as seen with an electron microscope, enlarged about 200 times. Experts say dust’s constant accumulation has nothing to do with poor housekeeping. Dust is a naturally and continually forming collection of some pretty gross stuff. AP PHOTO
You can’t defeat dust, but you can control it BY DIANA MARSZALEK For The Associated Press
Once a week, Diane Foernssler takes up arms against the dust that invades her Darien, Ill., home, using everything from the vacuum cleaner to a special mop for blinds and baseboards. On those other six days, however, the dust wins. “It’s everywhere and it never goes away,” said Foernssler, a fitness trainer and mother of two. “It’s a losing battle.” Unfortunately, she’s right. Experts say dust’s constant accumulation on all those books, clothes and knickknacks has nothing to do with poor housekeeping. It’s a naturally and continually forming collection of some pretty gross stuff. “It has nothing to do with being dirty,” said Dr. William Berger, a Mission Viejo, Calif., allergist and author of “Asthma and Allergies for Dummies.” “You can leave your house closed for two or three weeks and come back and there will be dust.” A whole lot of it. According to Berger, the average six-room home in the United States collects
40 pounds of dust each year. The main contributors to all that indoor dust are microscopic dust mites; the breakdown of fibers from household fabrics and furniture; and human and animal dander (the nice name for skin flakes). The dust mites, which have a taste for human skin, come in “countless numbers” in your bedding alone, let alone other spots around the house, Berger said. Getting rid of them is impossible; Females lay 20 to 50 eggs every three weeks. Dust and dust mites are a large part of indoor air pollution, a leading environmental health risk — primarily because people spend about 90 percent of their time indoors, according to Molly Hooven, a spokeswoman for the Environmental Protection Agency. Dust and dust mites can trigger asthma attacks and allergies. There are, therefore, reasons for keeping dust to a minimum that are far more important than maintaining appearances, Hooven said. So while eradicating dust altogether may be a pipe dream, there are steps you can take to mitigate its accumulation in your home. The first is the same old trick that shows up on housekeeping tip sheets again and again: Get Rid of
All That Stuff. “The more clutter there is the more dust there is,” Berger said. Things like books, clothing and toys such as stuffed animals are prime collectors of dust, he said. So are the pennants and posters kids like to hang on their walls. Berger suggests concentrating dust-fighting efforts on bedrooms, since we spend about one-third of our lives asleep. “The bedroom should be as bare as possible,” Berger said. That means having an uncarpeted floor, minimal furniture and only the current season’s clothes in the closet. For walls, using paint that can be cleaned with water is helpful. So are HEPA (short for High-Efficiency Particulate Arresting) air filters. Occasionally using those old standbys — a vacuum and a can of Endust — also provides at least temporary relief, Berger said. But if you’re looking to keep allergens, not just unsightliness, at bay, Berger suggests protecting yourself even more. Encase mattresses, box springs and pillows in allergy-proof covers. With summer approaching, Berger recommends air conditioning over fans, which simply blow dust around. (Remember to change air conditioner filters.)
Dreiling joins Churchill-Brown Cordova Kastner
Kastner joins Prudential Prudential Alliance Realty, 4101NW 122, has added Cordova Kastner as a residential real estate sales associate. Previously, she worked in real estate sales and has been involved in land development and sales. Most recently, she retired from a career as a schoolteacher.
Prudential adds Stark Prudential Alliance Realty, 4101NW 122, has added Katy Stark as a residential real estate sales associate. She previously was an administrative assistant for Christian Heritage Academy.
EDMOND — Craig Dreiling has joined ChurchillBrown & Associates’ office at 201 N Bryant Ave. in Edmond as residential real estate sales associate. The Kansas native has lived in the Oklahoma City area for two years. He has 11 years of experience selling real estate. He holds a bachelor’s degree in business from the University of Kansas and a residential auctioneer designation.
PHILADELPHIA — Guess what’s back in the real estate vocabulary for many neighborhoods and communities? Multiple offers. Not everywhere, and not in every price range, but for houses that are priced properly and in the right location, it’s war — or maybe just a semi-polite skirmish. The top advice for buyers in these situations: Unless a buyer is paying cash, an offer must be accompanied by a preapproval letter from a lender for an amount higher than the asking price. No seller is going to wait for a buyer to shop for a mortgage if there are preapproved buyers in the competition already. Buyers who really want a house need to take decisive action, brokers say. “Snooze and you lose,” said Diane Williams of Weichert Realtors in Blue Bell, Pa. Multiple bids are a sign of reduced inventory in the price range that’s popular for a location. In many instances, however, it may be that the house for sale is desirable. Gary and Cindi Patrick’s meticulously maintained house in Franconia Township, Pa., had two offers and sold within 16 days of listing for $410,000, $2,000 below asking price. The Patricks, who lived in the house for more than 13 years, are retiring and moving to Florida.
“Our experience with the sale of our home was rather exciting,” Cindi Patrick said. She added that she had concerns with selling in this market, but had attempted to keep the house updated and well-maintained, “which we feel paid off when shown.” Their choice of neutral colors seemed to appeal to potential buyers “in that they can easily picture themselves living here,” she said. “As a result, we felt we would attract interest. However, we were pleasantly surprised to have as much interest as we did, and to receive an immediate offer.” Philadelphia-area agent Jeff Block of Prudential Fox & Roach said he has four multiple-offer listings already sold and several more under agreement of sale. “The market is becoming really balanced, which is a great sign,” Block said. “We had virtually no multiple offers over the past several years, since we were in a solid buyers’ market.” Block said there was a lot of interest in homes priced well for the market. “And in this market, depending on the situation and pricing, multiple offers don’t necessarily mean a home sells for at or over full asking price,” he said, confirming the Patricks’ experience. What it does mean, Block said, is that “the market is establishing the proper level for where that home should be.” MCT INFORMATION SERVICES
LISTING OF THE WEEK
The Listing of the Week is at 1359 E Eagle Nest Terrace in Mustang.
Custom home has pool, storm shelter, 3-car garage The Listing of the Week is a custom home with a pool and storm shelter on 1 acre in Mustang’s Bittercreek addition, near SW 59 and Morgan Road. The 2,334-square-foot home at 1359 E Eagle Nest Terrace has four bedrooms, 2½ baths, one living room, two dining areas and an attached three-car garage. The living room has a fireplace, bay window and ceiling fan. The formal dining room has a bay window. The kitchen has a breakfast bar, eating space and butler’s pantry. The master bedroom has a ceiling
fan, walk-in closet and bath with whirlpool tub. Two other bedrooms have ceiling fans. The home has custom woodwork throughout, a covered patio, security system and underground sprinkler system. The home, built in 2001, is listed for $292,900 with Russell Jones of RE/MAX Twin Rivers Real Estate. For more information, call 431-6521. Nominations for Listing of the Week are welcome. Send information on single-family homes to The Oklahoman, Richard Mize, P.O. Box 25125, Oklahoma City, OK 73125. Nominations may be faxed to 475-3996.
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SATURDAY, JUNE 16, 2012
Sellers are unwilling to repair foundation defects DEAR BARRY: We are in escrow on a house, and the sellers’ disclosure statement listed no defects. But our home inspector found major foundation and drainage problems, and the contractor bid is over $40,000. Our Realtor said that the sellers can refuse to cover these costs. Is that possible? What is the average amount that buyers are usually credited with this kind of problem? Val DEAR VAL: In situations like this, repair costs are entirely negotiable. It all depends on how much you are willing to accept and how much the sellers can be persuaded to pay. In a buyers’ market, it is easier to get sellers to pay for repairs. But some sellers are stubborn and would rather lose the sale than give in to repair demands. You will need to decide how strongly you feel about buying the property and whether it is worth the additional cost of repairs. From that perspective, you can decide how firmly to negotiate.
The fact that the sellers disclosed no defects casts a shadow of doubt on their trustworthiness, although it is possible that they were unaware of the foundation problems. Either way, $40,000 in repairs is no small issue. So be careful in your negotiations. If they will not budge, it might be time to look for another property. DEAR BARRY: We are selling our home, and because we live in the Rocky Mountains, the buyers’ home inspector did a radon test. On the day he was scheduled to pick up the testing equipment, he arrived two hours earlier than scheduled and let himself into the house without contacting us or our agent. My kids came home from school when he was packing up his truck. What recourse do we have for this intrusion into our home? Did he have the right to enter without permission? Diane DEAR DIANE: The inspector should have called you or the agent to say that he would be ar-
Barry Stone INSPECTOR’S IN THE HOUSE
riving early to pick up the radon equipment. Failure to provide notice of early arrival and unauthorized entry into your home were breaches of professional protocol. He and the agent should be made aware of your displeasure, and an apology would be in order. However, as long as no damage was done, there is no point in taking legal action. Hopefully, your formal chastisement will ensure that the inspector enters no one else’s home without permission. DEAR BARRY: The home we are buying is being sold as-is. Our home inspector said there is a carbon monoxide leak in the attic, and there are no carbon monoxide detectors in the home. Are we responsible for these re-
Joanna DEAR JOANNA: In many states, sellers of homes are required to install carbon monoxide (CO) detectors, regardless of whether the sale is “as-is.” More important, however, is the fact that CO was found in the attic. This is a potentially life-threatening condition that calls for immediate evaluation of all fuelburning fixtures to determine the source. This condition should be addressed by a qualified licensed contractor prior to close of escrow. DEAR BARRY: I bought a 10year-old house a year ago. The home inspection was clean, but I just discovered something the home inspector missed. Water has been leaking into the garage, above the door header. Two contractors have bid $11,000 for the repairs. My home inspector took a second look and offered to pay me $2,500, as long as I sign a paper absolving him of further liability. What should I do? Paul
DEAR PAUL: If the inspector offered to pay you $2,500, he probably recognizes that he made an error in his inspection. If the inspection contract that you signed has a limit on liability, you may have to accept the amount that he has offered. You should read the contract to see what it says about liability limitations. There is also the possibility that the leak developed during the year since you purchased the house, but that could be difficult to prove one way or the other. In cases of this kind, home inspectors will sometimes offer a settlement simply to avoid the cost of litigation. If you want to pursue the matter, find out if the inspector has insurance for errors and omissions. If so, he is required to notify the insurance company about your claim. In that case, the total cost of repairs could be covered. To write to Barry Stone, visit him on the web at www.housedetective.com. ACTION COAST PUBLISHING
Making home work: design follows trends BY LISA BOONE Los Angeles Times
LOS ANGELES — It happened by accident. When Kurtis and Wanda Weller Sakai went to remodel their 1971 ranch house in Ojai, Calif., the original plan was to add a fourth bedroom for Kurtis to use as an office. “We realized that if we went over 500 square feet, the add-on permits would get very expensive,” Kurtis said. A new master suite consumed much of that square footage, so architect Darwin McCredie shifted gears and added to the front of the house a compact 14-by-14-foot office — no bathroom, no walk-in closet, to stay under that magic number of 500. The result is a work space that feels apart from the rest of the house, a quality enhanced by the fact that the office is accessible only by an exterior door at the end of a long covered porch. “It feels a little funny going out there in my paja-
Arley, 9, and Kurtis Sakai visit in Kurtis’ office at the family’s home in Ojai, Calif. The home is a 1971 ranch house recently remodeled in a modern style. MCT PHOTO
mas sometimes,” said Kurtis, a designer of athletic footwear for clients such as Teva and Patagonia. But as someone who always had worked out of a spare bedroom, he now finds the separation that comes with the new office to be a revelation. “The detachment feels serious.” And that is the point: At a time when so many people are bringing the office home, there’s a growing desire for more separation, physical and psychological, between work and personal life. One of the
most recent surveys on the subject, by the project management software company Wrike, found that, among 1,000 respondents, 83 percent worked from home at least part of the day. “It is such a pleasant thing to truly have a sense of separation,” Kurtis said. “My office might as well be down the street. It’s a physical and mental space where I keep all of my problems. You can truly forget about your work and not have it stare at you while you’re walking down
the hallway.” At a recent home tour organized by the American Institute of Architects’ Los Angeles chapter, three of the five homes had a detached office. It’s an increasingly common solution for L.A.’s creative class, including architects. “Architects are very happy about this solution as they reduce overhead costs and have the opportunity to spend more time with their family,” said Carlo Caccavale, associate director of the Los Angeles AIA chapter.
Less home closer to nature is more BY LISA BOONE Los Angeles Times
LOS ANGELES — After living in what they had thought was their dream house — six bedrooms, five bathrooms, 3,900 square feet, complete with orange orchard and pool — Wanda Weller Sakai and Kurtis Sakai found themselves wanting something different. Something less. “We realized we’d rather downsize to something smaller and more humble and use whatever money we had left over to make something nice for ourselves. One of the wake-up calls was seeing how much time and money I had to spend on water, property taxes, utilities and landscaping,” Kurtis said, adding that the monthly water bill in summer was $700. “I started to think that, for the long haul, it didn’t make sense to be in a house
that big.” So they sold the house and bought a 1,700square-foot, 1971 ranch house fixer nearby at the foot of Los Padres National Forest. Working with architect Darwin McCredie, the couple created what McCredie calls “a transparent house” by adding 6-foot-wide glass sliders to every room. McCredie also added a master suite and office and rearranged rooms inside the home’s original footprint. The gabled roof of the garage was altered into a streamlined box, the bookend to the new office for Kurtis Sakai at the other end of the house. Covered porches in front and in back, added to combat the Ojai sun, play out as a sort of Modernist take on the hacienda. “That is what connects all the rooms in the house and creates outdoor
Pocket office gains popularity One of the biggest trends in new residential design, according to the National Association of Home Builders, is the pocket office — a small space devoted to paying bills, budgeting and other household affairs. Pocket offices generally are about half the size of a formal home office. They’re often set up in high-traffic areas such as the kitchen or a great room, where family members interact. In the Kurtis and Wanda Weller Sakai’s home, Kurtis’ separate work room is complemented by an alcove pocket office that Wanda uses just off the living room. Given the shrinking size of technology — from desktop computer to laptop and now to tablet — a large home office no longer makes sense for many households. That’s been particularly true during the real estate slump, which has forced families to make the most of limited space rather than trade up to a larger home. Another factor driving the trend: the growth of multigenerational living. Bedrooms that in years past would have been converted into home offices are increasingly being used as living quarters for extended family. MCT INFORMATION SERVICES
rooms,” McCredie said. “If you have a boring house, or even an ugly house, then the porch and the columns become the architecture.” A new retaining wall in the front yard “gives the house a strong base,” McCredie said, and provides more flat, functional land. Sakai installed drought-tolerant plants that he said take just about
30 minutes a week to maintain. Inside, the home’s warm Modernism is courtesy of Wanda Weller Sakai, formerly director of design for Patagonia, now a fashion instructor at Otis College of Art and Design in Los Angeles and owner of the Modern Folk Living boutique in Ojai, Calif. MCT INFORMATION SERVICES
Bill Beauter, co-founder of Make Architecture in Los Angeles, designed a 200-square-foot detached work space for “The Office” actor Rainn Wilson. The architect recalled starting his practice a dozen years ago with Jess Mullen-Carey out of Beauter’s garage. “There are benefits to not having to go anyplace, especially if you want to tackle something immediately,” Beauter said. “But some people just don’t want to encumber their personal space.” For many, an office at home but not in the home is proving to be the best way to reconcile work and family life. Filmmaker and commercial director John Dolan said he chose a detached structure in his Studio City, Calif., backyard even though he could work in an office in Hollywood. He likes the quiet and privacy. He also likes being by his two boys, ages 4 and 5. “That is the biggest challenge of working from home,” Dolan said. “Being in a detached space helps a
lot. But it’s hard for the kids to understand that I’m working.” A plus: “being able to have lunch with them and clear my head by jumping on the trampoline with them.” Developer Billy Lehman recently installed a K4 Kithaus, a prefab design often used as an extra bedroom or office, in the Brentwood backyard of a writer-producer couple with kids. The couple found it was impossible to get work done in the home, so they added a dedicated building in back. Lehman and wife Dana Goodyear, a writer for the New Yorker, work from home in a separate structure too. “The psychological journey to walk from the house to the guest house is gigantic,” Lehman said. “We bring our work as close to where our heart life is. Working from home has been amazing for me. For the last 19 months I can see my baby whenever I want. It gives me great purpose and motivation in my work.” MCT INFORMATION SERVICES
SATURDAY, JUNE 16, 2012
Now is a good time to sell your home
Q: Is now a good time to put my house on the market, or should I wait another six to eight months? A: Generally speaking, now is a great time to put your house on the market because the inventory of homes for sale has declined. Buyers don’t have the choices that they did a year or two ago. That’s boosting prices and helping sellers. Contact a real estate agent who has experience in your specific neighborhood. He or she can pull the data that show how many other homes are for sale in your area and give you an idea how long it might take for you to find a buyer. I expect more bankowned homes to hit the market sometime after Labor Day, so selling now, ahead of that extra competition, could prove to be a smart move.
Offering solidarity, welcome The Keizer is a small home with a big heart. Brick veneer gives it a look of solidity, while the recessed front porch extends a warm welcome. At its core, a roomy country kitchen flows right into a spacious vaulted great room, with no more than ceiling variation and a peninsular counter for separation. Working in the kitchen, you can keep tabs on everything in this large gathering space, from chatting with visitors to supervising homework in progress. The kitchen ceiling is a lofty 11 feet high and flat. It transitions to vaulted in the great room at the rear, and the dining area, full of glass, facing the street. Wide windows on both sides of the fireplace brighten the family room. A sliding-glass door on one side allows access to a rear patio, ideal for outdoor dining on warm days. The owners’ suite is fairly large for a
home this size, completely filling the entire right side. A vaulted ceiling further expands the sense of volume here, and a walk-in closet provides abundant storage space. Other notable features include a linen closet and an oversized shower. Obscured glass fills a large double window that bathes the room in natural light. Two more bedrooms plus a bathroom cluster together on the left. One of these rooms could be used as a home office or hobby room, if desired. The large linen closet in the hallway is convenient to all three rooms. Laundry appliances are handy but out of sight, in a pass-through utility room that connects the Keizer’s kitchen to the garage. A review plan of the Keizer 30-230, including floor plans, elevations, section and artist’s conception, can be purchased for $25 by phone, mail or online. Add $5 for shipping and handling. Associated Designs, 1100 Jacobs Drive, Eugene, OR, 97402. www.associateddesigns.com. (800) 634-0123.
Tapping in to hidden space: renovate instead of expand BY JENNIFER V. HUGHES The Record
HACKENSACK, N.J. — When it comes to renovation projects, contractors say homeowners often don’t — pardon the pun — think outside the box. Want a closet? You can steal some space from a neighboring room. Want a room? You can repurpose that little-used closet into something more practical. When your contractor takes a peek behind your walls, you might be surprised to find you have usable space you never knew existed. A savvy contractor often can come up with an innovative solution for home design and construction problems. “People sort of get tunnel vision,” said Richard Graniere, owner of Wayne, N.J.-based Advantage Contracting. “They work in the existing space instead of working within the outside perimeters of the house. They get blinded by the walls.” One of the easiest ways to repurpose space is to take down nonload-bearing walls, and Graniere said most walls in your home are nonload bearing. Even a load-bearing wall can be removed, but it requires support beams to be erected in its place. “You can really open things up,” he said. The contractor Dominic Mangiarelli recalls the case about four years ago of a woman who asked him to renovate a bathroom, but also talked about how much she wanted more closet space for her fivebedroom Colonial in Livingston, N.J. In the process of the renovation, Mangiarelli
THE OKLAHOMAN | NEWSOK.COM
Jennifer Scherer in her new, bigger closet at her home in Paterson, N.J. Her contractor removed built-in shelves and took space from another room. MCT PHOTO
had to take down a wall between the bathroom and the hallway. In the middle, he discovered a cavity between a chimney and the hallway wall. “It was small, only about 18 inches by 18 inches, but to her it was a gold mine,” he said. Mangiarelli carved out the space for a linen closet in that cavity. A custom door for such a small size would be very expensive, but Mangiarelli came up with a novel idea: He used one panel of a bifold door. A little paint and spackle and a carpet remnant completed the job. “She was just as excited about that closet as she was about the weeks of work I put into the bathroom,” Mangiarelli said with a laugh. Since then, Mangiarelli has done the hidden-closet trick at least two more times. He recalled another “happy surprise,” when he was working with a woman on a bathroom renovation. She wanted to get rid of her bathtub to gain some more space and go with just a shower stall. Mangiarelli advised against it, knowing it would bump down her eventual resale value. In-
stead, he realized that he could swipe some space from an L-shaped closetchanging room that abutted the bathroom. “She wasn’t using the space in the closet, and it really helped the bathroom,” he said. He kept the tub, added the stall shower and made the client happy. “There are always ways to find space,” he said. Shelia Manigault could read between the lines of her house. During a large renovation project on her Washington Township, N.J., home, she knew her family no longer needed the walk-in hallway closet upstairs. Instead, Manigault and her contractor, Glen Lumia, owner of Creative Design Construction and Remodeling, decided to turn the space into a computer-homework nook for her kids. One of the closet’s walls abuts the staircase. They decided to cut a window-size hole in that wall to make the space more airy. “I wanted them to have a little corner to go study and sit on the computer and still not be in their bedrooms,” she said. MCT INFORMATION SERVICES
Q: I own an investment house and already refinanced through the government’s Home Affordable Refinance Program. Still, the house is worth much less than what I owe on the mortgage, and I’m not eligible to refinance again through the government program. The rent is just enough to cover the mortgage and association dues. I really have no hardship, but I feel stuck. Short of walking
Gary M. Singer REAL ESTATE LAW
away, what are my options? A: Investing in anything carries risk. I have several shares of Facebook that I probably will grow old with. In your case, it doesn’t sound as if you can escape without taking a financial hit. But you do have options that can help minimize your loss. First, you can keep renting the property. By doing this, your mortgage is slowly getting paid off, and the house is less and less “underwater” with every passing season. Eventually, you will regain equity in the house. If you do not want to take the long-term view on this, you can try to complete a short sale while still making the payments.
This will be difficult to do, especially with a tenant in place, but it may work out with a little luck. Walking away is the worst option, in my opinion, because the lender will foreclose and likely chase you down for the amount you owe on the mortgage. Q: Is it possible for my wife to buy a house without involving me as long as she can qualify for the loan by herself? A: Yes. But if this house is going to be your primary residence, you may need to sign some of the collateral documents, even if you are not on the loan. Gary M. Singer is a Florida attorney and board-certified as an expert in real estate law by the Florida Bar. He is the chairman of the Real Estate Section of the Broward County Bar Association and is an adjunct professor for the Nova Southeastern University Paralegal Studies program. MCT INFORMATION SERVICES
SATURDAY, JUNE 16, 2012
SATURDAY, JUNE 16, 2012
Building permits Oklahoma City Hornbeek Blatt Architects, 4810 N Linn Ave., school, add-on, $2,128,000. Hornbeek Blatt Architects, 8400 Greystone Ave., school, add-on, $2,100,000. Hornbeek Blatt Architects, 1301 W Wilshire Blvd., school, add-on, $1,665,740. Hornbeek Blatt Architects, 501 SE 25, school, add-on, $950,000. Timber Craft Homes LLC, 4101 Oakdale Farm Circle, residence, erect, $780,000. M.S. Consultants Inc., 7101 S May Ave., restaurant, erect, $740,000. McDonalds Corp., 13300 Piedmont Road, restaurant, erect, $600,000. Silvergate Construction Inc., 10414 Creek Meadow Drive, residence, erect, $600,000. Canterra Homes, 13101 Endor Circle, residence, erect, $450,000. Ron Walters Homes LLC, 15716 Via Sierra, residence, erect, $380,000. Lechase Construction Services LLC, 100 N Mustang Road, office, remodel, $380,000. Authentic Custom Homes LLC, 9036 NW 147 Terrace, residence, erect, $370,000. No name provided, 4001 Huntington Parkway, residence, erect, $318,000. Rice Custom Homes LLC, 14105 S Independence Ave., residence, erect, $314,000. Chad Hemphill Construction LLC, 309 NW 155, residence, erect, $300,000. Jacobs General Contracting, 20 N Broadway Ave., office, remodel, $300,000.
Bancfirst, 7901 N MacArthur Blvd., bank, remodel, $284,000. Stonegate Manors LLC, 3017 Hackberry Road, residence, add-on, $265,000. Stonegate Manors LLC, 3017 Hackberry Road, residence, add-on, $265,000. Design Development Service, doing business as Elite Quality Homes, 8520 SW 109 Court, residence, erect, $254,200. Ray Owens Homes LLC, 1513 NW 173 Terrace, residence, erect, $250,000. Artisans Three Designs LLC, 5605 NW 164 Terrace, residence, erect, $240,000. R.W. Custom Homes LLC, 1600 NW 196, residence, erect, $240,000. Manchester Green Homes LLC, 1417 NW 187, residence, erect, $235,800. Timber Craft Homes LLC, 6409 Cherokee Grove Court, residence, erect, $235,000. Silvergate Construction Inc., 5220 White Fences Road, residence, erect, $235,000. Seagull Homes, 5601 NW 130, residence, erect, $225,000. Oxford Homes LLC, 6013 NW 156, residence, erect, $222,000. Ray Owens Homes LLC, 1512 NW 173 Terrace, residence, erect, $220,000. Ironwood Homes LLC, 19520 Talavera Lane, residence, erect, $220,000. Ideal Homes of Norman LP, 2420 NW 180, residence, erect, $214,000. Timber Craft Homes LLC, 8312 NW 142, residence, erect, $212,635. Manchester Elite Homes LLC, 9316 SW 30 Place, residence, erect, $211,375. Joe Roberts Construction Co., 8412 Heather Glen Drive, residence,
REAL ESTATE erect, $209,000. Joe Roberts Construction Co., 9121 NW 82, residence, erect, $200,000. Monarch Properties LLC, 6009 NW 155, residence, erect, $200,000. Stone Creek Homes Ltd., 4900 SW 126, residence, erect, $200,000. Stone Creek Homes Ltd., 4904 SW 126, residence, erect, $200,000. Eason Homes LLC, 9300 Megans Way, residence, erect, $195,000. Katleron Construction Inc., 12713 Williamson Farms Blvd., residence, erect, $190,000. Manchester Elite Homes LLC, 9321 SW 30, residence, erect, $189,300. Aaron Tatum Custom Homes LLC, 409 SW 170, residence, erect, $189,000. 4Corners Construction LLC, 5809 SE 145, residence, erect, $187,000. 2K Country Homes LLC, 8716 Ensenada Court, residence, erect, $187,000. Quality Designed Homes LLC, 11733 SW 22 Terrace, residence, erect, $186,000. Authentic Custom Homes LLC, 14305 Brinley Way, residence, erect, $185,025. Hollingsworth Homes LLC, 4100 Wedgewood Drive, residence, erect, $180,000. M.D. Merryfield Inc., 2132 Pine Creek Ave., residence, erect, $180,000. Taber Built Homes LLC, 2417 NW 155, residence, erect, $180,000. Lachance Quality Homes LLC, 18825 Red Oak Drive, residence, erect, $170,000. Ideal Homes of Norman LP, 18029 Cristobal Blvd., residence, erect, $168,000. Aaron Tatum Custom Homes LLC, 17212 Serrano Drive, residence, erect, $165,000.
4Corners Construction LLC, 5817 SE 145, residence, erect, $160,000. Taber Built Homes LLC, 2413 NW 155, residence, erect, $160,000. Hn-Rds LLC, 6900 Northwest Expressway, restaurant, remodel, $150,000. Patrick and Rebecca Murphy, 12201 S Choctaw Road, residence, erect, $150,000. Vintage Custom Homes LLC, 312 SW 174, residence, erect, $150,000. Dodson Custom Homes LLC, 3109 NW 192 Terrace, residence, erect, $149,200. Visionary Properties Inc., 2501 W Memorial Road, retail sales, remodel, $145,597. Ideal Homes of Norman LP, 18401 Cola Drive, residence, erect, $130,000. A.C. Owen Construction, 121 SW 89, bank, remodel, $125,000. Ideal Homes of Norman LP, 18400 Bodegon Road, residence, erect, $122,000. Ideal Homes of Norman LP, 14105 Wagon Boss Road, residence, erect, $122,000. J&A Homes LLC, 19001 Summer Grove Ave., residence, erect, $120,000. Site Excell Ventures LLC, 3558 W Reno Ave., tower-antenna, install, $120,000. Sooner Traditions LLC, 19405 Thomas Court, residence, erect, $120,000. American Building Contractors & Developers LLC, 3021 Canton Trail, residence, erect, $115,000. American Building Contractors & Developers LLC, 3101 Canton Trail, residence, erect, $115,000. American Building Contractors & Developers LLC, 3017 Canton Trail, residence, erect, $115,000. American Building Contractors & Developers LLC, 3013 Canton Trail, residence, erect, $115,000. Specialty Construction,
THE OKLAHOMAN | NEWSOK.COM 5400 N Grand Blvd., office, remodel, $110,000. Harbor Homes, 416 SW 168, residence, erect, $110,000. Ideal Homes of Norman LP, 13325 SW 3, residence, erect, $100,000. Rausch Coleman Homes LLC, 8528 SW 48, residence, erect, $100,000. Rausch Coleman Homes LLC, 9600 Kylie Drive, residence, erect, $100,000. Williamson Farms LLC, 4908 SW 124, clubhouse, erect, $100,000. Sooner Traditions LLC, 2400 NW 194, residence, erect, $100,000. Star Construction, 9613 SW 18, residence, erect, $99,000. Jenco Construction Co., 10551 SE 59, school, remodel, $96,000. Ideal Homes of Norman LP, 9529 SW 27, residence, erect, $92,000. Foster Signature Homes LLC, 10641 SW 35, residence, erect, $90,000. Foster Signature Homes LLC, 10637 SW 35, residence, erect, $90,000. Foster Signature Homes LLC, 3608 Arcadia Drive, residence, erect, $90,000. Home Creations, 12044 NW 133 Terrace, residence, erect, $86,200. Home Creations, 2441 NW 197, residence, erect, $85,500. Ideal Homes of Norman LP, 11440 NW 131, residence, erect, $85,000. Home Creations, 2444 NW 197, residence, erect, $83,600. Home Creations, 2445 NW 197, residence, erect, $83,600. Home Creations, 12040 NW 133 Terrace, residence, erect, $82,800. Home Creations, 2437 NW 197, residence, erect, $79,100. Home Creations, 620 Inverleith Circle, residence, erect, $78,200.
Home Creations, 19816 Sonatina Drive, residence, erect, $78,000. Home Creations, 19800 Sonatina Drive, residence, erect, $77,800. Rug and Carpet of OKC, 4404 N Western Ave., retail sales, remodel, $75,000. Clayton Homes, 4017 N Henney Road, manufactured home, move-on, $68,000. Jenco Construction Co., 5701 Mackleman Drive, school, relocate, $62,500. Nationwide Permit Consultants, 1901 Northwest Expressway, retail sales, remodel, $52,750. HSE Architects PLLC, 3366 Northwest Expressway, medical clinic-office, remodel, $50,000. S&R Construction, 13325 N MacArthur Blvd., bank, remodel, $50,000. Grace Baptist Church, 9300 S Anderson Road, church, install, $50,000. Shelly McInroe, 529 W Main, remodel, remodel, $40,000. Clayton Homes, 3308 SE 89, manufactured home, move-on-mobile home park, $35,900. A.C. Owen Construction, 121 SW 89, canopycarport, erect, $25,000. China Town Inc., 1229 NW 27, parking, install, $25,000. AT&T Mobility, 3558 W Reno Ave., accessory, modular, $20,000. Mark Lewis, 10300 Olde Tuscany Road, cabanagazebo, erect, $20,000. Caleb Cawhorn, 11926 SW 16, manufactured home, move-on-mobile home park, $19,900. Debara Schaug, 11229 Heatherwood Drive, barn, erect, $19,800. Charles McLain, 9009 NW 10, manufactured home, move-on-mobile home park, $19,500. Pascual Briones, 7101 SEE PERMITS, PAGE 9E
THE OKLAHOMAN | NEWSOK.COM
Permits FROM PAGE 8E
Dogwood Drive, residence, supplement, $18,000. Seagull Homes, 13129 Cottingham Road, residence, erect, $18,000. No name provided, 5503 NW 150, accessory, erect, $18,000. A-Better View, 18000 SE 70, accessory, erect, $15,000. David Whitaker, 4300 Maxine, accessory, erect, $13,000. Lilia Chavira, 3008 SW 57, residence, add-on, $10,000. Tommy Davis, 4612 SE 104, canopy-carport, erect, $10,000. Jacobs General Contracting, 101 N Robinson Ave., office, remodel, $10,000. Doc Poulin Construction, 5721 NW 115, residence, remodel, $9,000. Fredrick Pahlke Jr, 1621N May Ave., retail sales, remodel, $8,000. Don Metcalf, 16001 SW 74, accessory, erect, $7,980. Dan Holbrock Illini Properties, 7101NW 10, retail sales, erect, $6,000. Next Nav, 1603 SE 22, tower-antenna, install, $5,500. No name provided, 10441 NW 50, tower-antenna, install, $5,500. OK Storm Shelters LLC, 9113 NW 83, storm shelter, install-storm shelter, $5,100. RBA Architects, 430 N Durland Ave., office, supplement, $5,000. Gary C. Hobbs, 6004 NW 153, storm shelter, install-storm shelter, $4,750. Cheryl Davies, 16216 Stillmeadows Drive, storm shelter, install-storm shelter, $4,600. Tim Parker, 504 SW 154 Court, storm shelter, install-storm shelter, $4,595. Vernon M. Hill, 2609 SW 94, storm shelter, install-storm shelter, $4,595. No name provided, 1100 SW 70, storm shelter, install-storm shelter, $4,595. Adam Buersmeyer,
8800 NW 113, storm shelter, install-storm shelter, $4,500. Matt Shields, 9117 NW 92, storm shelter, installstorm shelter, $4,500. Scott Hurt, 10913 San Lorenzo Drive, storm shelter, install-storm shelter, $4,500. Ron and Gwyn Miller, 9216 Knightsbridge Road, storm shelter, installstorm shelter, $4,495. Jay A. Munneke, 7701 Twin Oaks Drive, storm shelter, install, $4,200. Leo Hansen, 2105 NW 59 Place, residence, addon, $4,000. Rodney Tsoodle, 17301 Crab Apple Place, storm shelter, install-storm shelter, $4,000. Rose E. McAgee, 11809 Greenwick Drive, storm shelter, remodel, $4,000. Vortech Storm Shelters, 4004 NE 138, residence, remodel, $3,975. Frank Stubblefield, 11217 SW 38, storm shelter, install-storm shelter, $3,600. Kenneth Baker Construction, 3212 SE 57, residence, remodel, $3,500. Travy and Kevin Walls, 11300 N Pennsylvania Ave., storm shelter, install, $3,500. Jaci Savage, 11304 SW 38, storm shelter, installstorm shelter, $3,395. Melissa Gieger, 12405 Ladonna Drive, storm shelter, install-storm shelter, $3,395. Brian and Chrystal Doherty, 641 Waterview Road, storm shelter, install-storm shelter, $3,300. Dustin Goodner, 9301 NW 75, storm shelter, install-storm shelter, $3,300. James and Sandra Doherty, 6721 Evergreen Canyon Road, storm shelter, install-storm shelter, $3,300. Laurie Richardson, 5408 NW 112, storm shelter, install-storm shelter, $3,300. Bambi Rogers, 2213 NW 193, storm shelter, installstorm shelter, $3,200. Chris Wilkins, 10300 Ashewood Drive, storm shelter, install-storm shelter, $3,200. Jennifer Delaney, 18208 Willow Oak Lane, storm shelter, install-storm shelter, $3,200.
Farms, Ranches For Sale, Okla. 308
The Perfect 80 acres 790241 S3400 RD Tryon OK Beautiful rolling 80, 5 ponds, Large horse barn 5bed, 2ba, 2600 2001 $329,900 Carl C21 Premier 405-258-6096
6508 NW 130th, $119.9K, Open Sat-Sun 2-4, 3/2/2, Deer Creek Schools, 405-410-8000, owner.
RE for sale Bethany/ Warr Acres Acreage For Sale
A "Must See" 4 to 14 Beautiful acres Guthrie/Coyle area Price Reduced Owner Financing 405-273-5777 www.property4sale.com Now Accepting Major Credit Cards TENKILLER LAKE, 3bd, 3ba, log home, 1yr. old with 38 acres, near marina. Boat slip avail. Terrific investment, potential development. $385,000. Consider financing. 918-640-8556
2600 Tropicana 3bd, 2ba Like new. Near Lake $129,500 • 650-7667 BY OWNER 3BR near Lake Best area $123.9K 603-4775
BEAUTIFUL 3/2.5/1 approx 1777' $129,000 Lisa Cleaton & Assoc 373-2494
OWNER FINANCING $2000 down No Credit Ck 4010 Pearl Way 3/1 $54K ¡596-4599 ‘ 410-8840¡ Open House Sunday 2-4 www.4516se23rd.com 2bed, 1ba, 405-570-2626
ATTENTION HUNTERS: By Owner. 5 acres next to 800 acres government land, fixer upper house, Tenkiller Lake area. $39,500 Will finance. 918-774-3741
604 Fox Hunt Ln 1950 sq ft. 165,000 ex cond. open floor 405-562-7003 3bed, 2ba,
Unfinished home & 5A NE of Shawnee, potential 3bd, 2ba, blacktop rd TERMS Milburn o/a 275-1695 paulmilburnacreages.com PIEDMONT OPEN SUN 2-5 Model home. New hms on 1/2 ac lots. From NW Expwy & Sara Rd go 4.5 miNCleaton&Assoc373-2494 HARRAH: 2 acres + 2100 sq ft 4 bdrm double wide + storm shelter $34,000 Cash ¡ 301-6495 Call for Maps! See why we sell more acreages than anyone in Okla. E of OKC. o/a 275-1695 63ac springs, cabin w/m roof, barn, lg trees, go to www.greercountyfarm.info 817-249-9136
PRICE RED 3/2/3 + off on 5 ac MOL approx 2320' w/storm shelt $229,900 NEW EVERYTHING 3bd 3ba approx 2169' on 2.06 ac MOL storm shelt $182,000 OPEN plan 3/2/2 approx 1576' on 1.07 ac mol won't last long! $152,000 Carmen 833-0106 Cleaton & Assoc 373-2494
Bank Owned 3/2/1 on .44 acre, 30x50 shop $59,900 Realty Experts 414-8753
OWNER FINANCING 1-10 Acres Many Locations Call for maps 405-273-5777 www.property4sale.com
OPEN 2-4 4108 NW 34th 2/2/2, cvrd patio, fp $99,950 Bateman Co. 324-2022
1N to 10A, E. of OKC, pay out dn. before 1st pmt. starts, many are M/H ready over 400 choices, lg trees, some with ponds, TERMS Milburn o/a 275-1695 paulmilburnacreages.com
(MUST SELL) 2008 18X80 3Bed 2bath on 2 acres, well & septic. Ready to go, looks new. Appraises $50K Sell $22,900 CASH. Serious inq. only 405-570-4291
Bank Owned Brick 3/2/2 Updated roof, appls, paint, carpet & more! $84,900 Realty Experts 414-8753 Bank Owned Brick 3/2/2 1200sf mol .25ac $54,900 Realty Experts 414-8753
OPEN HOUSE 5708 Shiloh Dr. 2432sf. Gated community. $219,900
2/1, 1161sf, lot next door incld, $42,000 obo AS IS 2115 N Bath. 405-751-2029
Hidden Brookhaven Gem Professionally updated 3bed,3bath,2living,large kitchen. Open Sat&Sun 10-4. 5410 Brookhaven Place. $495,000
OPEN SUN 2-4 Cottonwood Farms 4/2/2 aprox 2011' too many xtras to list $192,400 9041 NW 81st Yukon. Richard 313-1726 Cleaton & Assoc 373-2494
Open Houses 334.2 PIEDMONT OPEN SUN 2-5 Model home. New hms on 1/2 ac lots. From NW Expwy & Sara Rd go 4.5 miNCleaton&Assoc373-2494 YUKON OPEN SUN 2-4 Cottonwood Farms 4/2/2 aprox 2011' too many xtras to list $192,400 9041 NW 81st Yukon. Richard 313-1726 Cleaton & Assoc 373-2494
Mobile Homes, Manufactured Houses 339 Special Gov't Program! Own Land/Family land ZERO DOWN! New and Repo homes avail. E-Z qualify by phone. Top dollar for your TRADE in. $2,000 furn allowance with purchase. WAC 405-631-7600 405-834-8814 (MUST SELL) 2008 18X80 3Bed 2bath on 2 acres, well & septic. Ready to go, looks new. Appraises $50K Sell $22,900 CASH Serious inq. only 405-570-4291 Cash 4 Clunkers! Guaranteed $5,000 for any trade towards down pymt of new home. WAC 405-631-7600 405-834-8814 Abandoned D/W Repo set up on 5 Acres!! Ready to move in. Free phone application 405-631-7600 Double Wide REPO Like New $395mo. wac 405-577-2884
Kerry Meyers, 18709 Chestnut Oak Drive, storm shelter, install-storm shelter, $3,200. Daniel and Raechelle Davidson, 10929 SW 31, storm shelter, installstorm shelter, $3,100. Amy Miraku, 17105 Platinum Lane, storm shelter, install-storm shelter, $3,000. Benito Sanchez, 2241 SW Binkley, residence, supplement, $3,000. Bradley Ching, 9716 Bryant Terrace, storm shelter, install-storm shelter, $3,000. Bradley Hart, 209 Bellgate Drive, storm shelter, install-storm shelter, $3,000. David Terrill, 16409 Ernest Court, storm shelter, install-storm shelter, $3,000. Deborah Wooldridge, 10517 Westover Ave., storm shelter, install-storm shelter, $3,000. Ground Zero, 265 SW 137 Terrace, storm shelter, install-storm shelter, $3,000. Irving Tang, 1116 SW 100 Terrace, storm shelter, install-storm shelter, $3,000. Jacob E. Mays, 17321Prado Drive, storm shelter, install-storm shelter, $3,000. Jann Schwabe, 2713 NW 60, storm shelter, installstorm shelter, $3,000. Joseph Cutaran, 9005 Ians Place, storm shelter, install-storm shelter, $3,000. Kenneth Parker, 12900 Elrond Drive, storm shelter, install-storm shelter, $3,000. Majestic Homes, 3528 NW 175, storm shelter, install-storm shelter, $3,000. Mary E. Stagg, 512 SW 125 Terrace, residence, install-storm shelter, $3,000. Sharon Thomas, 16408 Seminole Drive, residence, install-storm shelter, $3,000. Truc Nguyen, 513 SW 164 Terrace, residence, install-storm shelter, $3,000. Evelyn Miner, 4125 NW 48, residence, remodel, $3,000. No name provided, 16204 Stillmeadows Drive, storm shelter, installstorm shelter, $3,000.
Mobile Homes, Manufactured Houses 339 NEW 3bd/2bth $1500 down, 7.5% $281mo. 405-324-8010 REPO REPO REPO 4bd/3bth $648MO. wac 405-324-8000 Rent to Own: Nice 2&3bd MWC $350&up 390-9777
Real Estate Notices
I BUY HOUSES Any condition. No cost to U 410-5700
Real Estate Wanted
I BUY & SELL HOUSES 27 YRS EXP 650-7667 HOMESOFOKCINC.COM
Vacation Property For Sale 347 Gated community with 5 lakes in Sulphur near Arbuckle Lake: 2 bed, 1 bath, large kitchen, separate dining, 1272 sf, ch&a, appliances; separate guest house, 315 sf, large room with bath; $99,000; 405-206-3895 FSBO @ Texoma Complete remodel: roof, heat & air, wiring, floors, tanks in&out. sleeps 10+, 2 baths, borders corp., 100 yards to white sand beach! 580-817-0241
SATURDAY, JUNE 16, 2012
Ground Zero, 12605 Smithfield Lane, storm shelter, install-storm shelter, $3,000. Bobbie H. Carter, 12505 Crystal Gardens Drive, storm shelter, installstorm shelter, $2,995. Carma Esther, 1509 N Harvard Ave., storm shelter, install-storm shelter, $2,995. Chad Wiggins, 12500 Lapis Lane, storm shelter, install-storm shelter, $2,995. Christina and Melvin Ulmer, 8309 Heather Glen Drive, storm shelter, install-storm shelter, $2,995. Charles Bert, 1128 SW 132 Place, storm shelter, install-storm shelter, $2,995. Dalton Parks, 10700 W Country Drive, storm shelter, install-storm shelter, $2,995. Donald J. Roberts, 12110 Cliff Rose Drive, storm shelter, install-storm shelter, $2,995. Donald Lee, 5308 NW 121, storm shelter, installstorm shelter, $2,995. Gary Bryant, 7908 Westhaven Drive, storm shelter, install-storm shelter, $2,995. John Nguyen, 1040 SW 126, storm shelter, installstorm shelter, $2,995. Kenneth Trimm, 9405 Buttonfield Ave., storm shelter, install-storm shelter, $2,995. Leigh Ann Morrill, 17508 Brass Drive, storm shelter, install-storm shelter, $2,995. Mark Richards, 12004 Corn Flower Place, storm shelter, install-storm shelter, $2,995. Mary K. Culpepper, 13300 Oakcliff Road, storm shelter, install-storm shelter, $2,995. Mike Thrift, 3408 NW 166 Court, storm shelter, install-storm shelter, $2,995. Monte and Kristi Ellis, 10220 SW 25, storage, install-storm shelter, $2,995. Patty Leonard, 15912 San Nicolas Drive, storm shelter, install-storm shelter, $2,995. Robert R. and Shirley R. Jones, 1716 NW 179, storm shelter, install-storm shelter, $2,995. Shelly Williams, 11740 Hackney Lane, storm
Investment Property For Sale 355
19 Houses For Sale Most rented on Section 8. May break up and finance. 405-414-7450
Wilshire Valley Apts. Newly Remod 1, 2 & 3bed S8-get an extra bed with income!. Call 475-9984.
Office Space For Sale
700sf Nice Office Space avail. on NE 23rd in Nicoma Park $42,500obo. 323-3976
Business Property For Rent 360 PRIME RETAIL LOCATION I-35 frontage, showroom, offices, warehouse 10,800sf ¡ 8801 S. I-35 Dale or Mike, 631-4447 3928 E. Reno $2000 mo house & large 1500 sq ft whse 601-5905 235-5028 Beer Tavern, Southside, Reasonable. 947-1992 or cell 219-1021
Office Space For Rent
1st Mo Rent 1&2 Bedrooms Furnished & Unfurnished NEWLY REMODELED GATED COMMUNITY
CAVE CREEK ON ROCKWELL
7608 N Western Ave Retail/Office space, 1200sf avail, 370-1077 GREAT Office Space Various NW locations 300-6000sf 946-2516
Warehouse Space For Rent 363.5 K Office, K Warehouse for lease. Various sizes. 221 W Wilshire 842-7300
Grand Lake Monkey Island 440ft water front with house, docks, restaurant (Ozzie's). Best reasonable offer buys at the end of summer. Serious Buyers Only! 918-257-5726
Established Business For Sale
1st Mo Rent Selected Units LARGE TOWNHOMES & APARTMENTS • Washer, Dryers, pools • PC Schools, fireplaces
WILLIAMSBURG 7301 NW 23rd
1st Mo Rent Selected units 2 & 3 bed Townhouses Washer/Dryers, Fireplaces, P.C. Schools
8100 N. MacArthur Blvd.
1 & 2 BD & Townhouses •City bus route/Shopping •Washer/Dryer hookups
Valencia Apts 2221 N. Meridian
BUSINESS FOR MWC SALE Retail Liquore Store NW OKC Good Location Contact Steve Kim 405-802-4577
MOVE IN NOW! Pd. water/garbage Quiet. Try Plaza East•341-4813
Free Month Rent! 1&2bd QUIET! Covered Parking Great Schools! 732-1122
$99 SPECIAL Lg 1bdr, stove, refrig., clean, walk to shops. $345 mo. 632-9849 Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 370-1077
$99 Move In Special!!! Lg 1 and 2 Bdr, $345 to $420 mo. 632-9849
Condominiums, Townhouses For Rent 441 Available now! NANTUCKET flat, gated, 3200 W Britton Road, 2 bed, all appls, wood floor, fp, cov pkg, $700 + $400 dep, 728-8476.
RE for rent Del City
Clean, remodeled 2 bed 4328 SE 39th No Sec 8. $600mo Call 672-8547 4412 SE 42 Ter 3/1.5/2 $775 Free List 681-7272
625 Firelane 3/2/2 $995 22655SthrlyFrms3/2.5/5 $2395 6021 Oak Tree 5/3/3 $2500 16128CanteraCrk3/2/2$1295 1413 Folkstne5/3.5/2 $1750 1403 Fretz 2/2/1 $675 731 Rockridge 3/2/2 $950 Express Realty 844-6101 www.expressrealtyok.com Heart of Edmond 3/1.5/2 no pets sec 8 or smokers $795mo $395dep. 333 E 14th St. 405-822-1109 3 bed, 2 bath, 2 car, built 2001, $1050 month, call Alex, 990-0488.
Midwest Wrecking, 9905 S Morgan Road, single-family residence. Midwest Wrecking, 1736 E Euclid, single-family residence. M&M Concrete & Wrecking Inc., 6900 S Byers Ave., school. No name provided, 1122 NW 97, residence.
Papageorge joins office in Edmond EDMOND — Andy Papageorge has joined Churchill-Brown & Associates Realtors’ office at 201 N Bryant Ave. in Edmond as a residential real estate sales associate. Papageorge previously lived in the San Francisco Bay area where he sold real estate for 18 years. He has lived in the Oklahoma City area for four years. He is a retired air traffic controller and taught air traffic control at the Mike Monroney Aeronautical Center in Oklahoma City.
» BEAUTIFUL HOME » 3227 Castlerock Rd $850mo, $800dep, 2/2/2 appl, FP, close to Quail Sprgs Mall 405-474-9805 8705MacArthur4/2/2 $1195 1112 NW 34 3/1 $750 12941 Carrie Ct 3/2/2 $1095 Express Realty 844-6101 www.expressrealtyok.com 3 bed, 1 bath, $550 month, $300 deposit, no section 8, near OCU, 1917 NW 28th, 843-6693 Nice, 2 bed, living, formal dining, hw flrs, stove/ frig, 1 car, $595. 2709 NW 14th 301-5979 No pets, No Sec8 Open House Sunday 1-2, 3 bed, 1K bath, $800 mo/$750 dep, sec 8 okay, 1332 NW 104, 410-9433. Exec Home, Greens, 3liv, 2 din, 3 bd, 2.5ba, 2car, FP, 2700 sf, $1,450 mo, 4400 Windsong Way » 755-6036
Also Choctaw 3/2/2 aprx 1400sf kit appls $850 + deps 454-2314, 664-3751
Very nice 2/1/1, $525mo, $400dep, no pets, 1301 N Independence, 732-4351.
$395mo » $400dep no pets. 910 NW 9th 2/1/1 fenced . 408-0294
Quiet NW Townhome, 1 bed + study, 1K bath, $550 mo ‘ 748-3868
Near Tinker, Carl Albert schl dist. 2 bed 1 bath fncd. nice, clean $675mo + dep 405-626-7718
3Bd, 1.5Ba, Sec. 8, fenced, N. Highland & other areas, $750$800. $0 Deposit. 875-9414
10717 Lejean, 2 bed, 1 bath, fenced yard, $475 + $300 dep, 769-2328.
1 bed furn $375. 2bed trailer unfurn $395. refs req. $150dep, 321-4773
3bd 2ba 2car fireplace 1230sf $875mo+dep WAC Home&RanchRlty 794-7777
1 Month FREE!
Nice 1bd, liv, din, stov/frig, w/d hkup, hwd flrs, c/fans, blinds, 2701 NW 14th, $460. no pets, no sec 8. 301-5979
416 W. Forest Dr, 3BR, 1.5BA, $750/mo. Need references. 405-946-3164
Furnished/Unfurnished Bills Paid » Wkly/Monthly Wes Chase Apts, Elk Horn Apts, Hillcrest 370-1077
Duplex in Canyon North 7024 Elk Canyon Court Available July 7, 2012 3bed, 2ba, 2 Car Garage, 1,300 1FP, 1-story Traditional Duplex, 1983 central heat, central A/C, city sewer, $800.00 per month Contact JSF at 405-401-5669
The Plaza 1740 NW 17th 1bd 1ba, 800sf, ch/a, wood flrs, $585mo, $250 dep 409-7989 no sec 8
Ideal Homes of Norman LP, 15241 Stillwind Drive, storm shelter, installstorm shelter, $2,300. Aurelio Quinonez, 1233 SE 22, residence, add-on, $1,500. No name provided, 2149 SW 61, canopy-carport, add-on, $1,200. Games Greforio, 2145 SW 61, canopy-carport, add-on, $1,100. Sabri Foods, 550 E Memorial Road, retail sales, remodel, $1,000. G.T., 6600 SE 74, temporary building, move-on, $1,000.
648 NW 109th 3bd 2ba 2car 1200sf, $850 mo $850dp no sec8 409-7989
Florence 429 NW 11th Midtown Studio, Wood Floors, Exposed Brick walls, Free Laundry ch/a $675 mo $400 deposit; 409-7989 No section 8
525 SW 26th 3bed 2bath 1 car garage, 1545 sf, ch/a, $700 mo, $400 dep, no sec 8 409-7989
SAN-TEE APTS 1bd plus electric. $325mo 408-5836
2bd $575 Casady751-8088
Commercial RE Commercial Property For Sale
704 SE 31st 1bed 1 bath $425mo 408-5836
SAN-TEE APTS SMALL EFFICIENCY $275MO + $135DEP + elec 408-5836
LAKE TEXOMA waterfront. Gorgeous view 2bd 2ba mobile w/2lrg decks. furn. $110,000 580-656-2999
3037 North Rockwell
shelter, install-storm shelter, $2,995. Stephen Real, 6021 SE 88, storage, install-storm shelter, $2,995. Steve Martindale, 8317 NW 77 Place, residence, install-storm shelter, $2,995. Toby Brown, 8849 NW 121 Terrace, storm shelter, install-storm shelter, $2,995. No name provided, 19008 Pinehurst Trail Drive, storm shelter, install-storm shelter, $2,995. No name provided, 1805 NW 195 Circle, storm shelter, install-storm shelter, $2,995. No name provided, 6133 SE 58, storm shelter, install-storm shelter, $2,995. No name provided, 19700 Adagio Lane, storm shelter, install-storm shelter, $2,995. No name provided, 9112 Crooked Creek Lane, storm shelter, installstorm shelter, $2,995. Carlos Quintano, 10212 Buccaneer Drive, storm shelter, install-storm shelter, $2,950. Gregory Metz, 16204 Josiah Place, storm shelter, install-storm shelter, $2,900. Howard Geis, 2701 NW 157, storm shelter, installstorm shelter, $2,900. Jugh and Donna Bond, 3001 SW 92, storm shelter, install-storm shelter, $2,900. Neal Adams, 5108 SE 86, storm shelter, installstorm shelter, $2,900. Stephen Ross, 1209 SW 113, storm shelter, installstorm shelter, $2,900. Dustin Combs, 10908 NW 118, storm shelter, install-storm shelter, $2,800. Johnny Thompson, 11808 Cherry Point Lane, storm shelter, installstorm shelter, $2,800. Jeremy and Keli Grubisa, 3505 Austrian Pine Lane, storm shelter, install-storm shelter, $2,750. Tim Lykes, 3315 NW 21, storm shelter, installstorm shelter, $2,725. Sean Kelley, 3420 E Hefner Road, storm shelter, install-storm shelter, $2,650. Diana Nevarez, 627 Collin Drive, manufactured home, move-on, $2,500.
Nice $595 all bills pd large 1bd, liv, stov/frig, new carpet, 2315K W Park Pl (NW 10/Penn) 301-5979 NW-Clean Quiet 1 bd, W & D hkup, NO pets/sec 8 $375 mo + dep, 521-1073
MAYFAIR Great location! 1/2 bd W/D hdwd flr quiet secure ngbrhood ¡947-5665
•ABC• Affordable, Bug free, Clean » 787-7212»
Furnished/Unfurnished Weekly/Monthly 370-1077
220 S Norman Ave 3bd 2bath garage. $695mo 408-5836
1304 NE 8th, 1 bed, 1 bath, ch&a, nice, sec 8 okay, 436-4648.
KAT Properties-Apt & Homes for rent. Scan this with your phone app
Valley Brook Cute 3bed w/stove, refrig, carport, $525 mo 596-8410 4924 S Kathy Drive, $695 rent, $500 dep, sec 8 ok, 3/1.5/2, 324-2611.
8411 Wakefield spacious 2bd duplex, 2 full baths, 1 car garage, Westmoore Schools $700mo. Fidelity RE 692-1661, 410-4200 3212 Dumas Lane nice 2bd home with 1car garage, fresh paint, new carpet, only $475 Fidelity RE 692-1661, 410-4200 605K SW 34th Spacious 1bd washer dryer hookup fridge, stove ch/a water & garbage pd $375 Fidelity RE 692-1661, 410-4200 3 bed 1.5 bath 2 liv areas RENT TO OWN, down pymt negotiable $750 mo, 606-6655.
917 SW 49th 2bd 1car garage, fenced, fresh paint, clean. Only $550 Fidelity692-1661, 410-4200 2820 SW 39, Nice 3bd, fncd bkyd, No pets/Sec 8 $500+ $400dep 703-4713 2 bed, w/d hookup fncd yard, 1 car gar $525mo $250 dep 631-8039 Nice 3bd, 1ba ch&a, appls, fncd yard $795mo 721-3757¡2747 SW 64 St 3325 St.Claire 2bed 2bath 1car garage $450mo 408-5836 2504 SW 32nd 3bd 1.75 bath $575 mo 408-5836 1132 SW Binkley3/1/1 $525 Free List 681-7272
NEW IN THE RIDGE!! 3695 MERLIN CT. 3bd + study 2ba 3car 2067sf. $1700mo $1700dep. no pet/sec 8 Maria 618-0563
Mobile Home Rentals 483 Rent to Own: Nice 2&3bd MWC $350&up 390-9777
Rooms For Rent
Room for rent in Mesta Park, $400 month, no pets, 521-8668.
SATURDAY, JUNE 16, 2012