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Lancaster County Edition | November 2017 • Vol. 23 No. 11

The Diabetes Disconnect page 4

special feature: giving from the heart page 11

wartime vets, spouses may qualify for benefit page 18


The face of Medicare is changing

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monthly plan premiums

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Get a $10 reward card when you call. There’s no obligation to enroll.

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8 a.m. to 8 p.m., 7 days a week. A licensed agent will answer your call. )LQGDVDOHVPHHWLQJDQG5693RQOLQHDW ZZZ&RYHQWU\0HGLFDUHFRPVHDW

Aetna Medicare is a PDP, HMO, PPO plan with a Medicare contract. Our SNPs also have contracts with State Medicaid programs. Enrollment in our plans depends on contract renewal. Our dual-eligible Special Needs Plan is available to anyone who has both Medical Assistance IURPWKHVWDWHDQG0HGLFDUH6HH(YLGHQFHRI&RYHUDJHIRUDFRPSOHWHGHVFULSWLRQRISODQEHQHČ´WVH[FOXVLRQVOLPLWDWLRQVDQGFRQGLWLRQV RIFRYHUDJH3ODQIHDWXUHVDQGDYDLODELOLW\PD\YDU\E\VHUYLFHDUHD7KLVLQIRUPDWLRQLVQRWDFRPSOHWHGHVFULSWLRQRIEHQHČ´WV&RQWDFWWKH SODQIRUPRUHLQIRUPDWLRQ/LPLWDWLRQVFRSD\PHQWVDQGUHVWULFWLRQVPD\DSSO\%HQHČ´WVSUHPLXPDQGRUFRSD\PHQWVFRLQVXUDQFHPD\ FKDQJHRQ-DQXDU\RIHDFK\HDU0HPEHUVZKRJHWČ&#x160;H[WUDKHOSČ&#x2039;DUHQRWUHTXLUHGWRČ´OOSUHVFULSWLRQVDWSUHIHUUHGQHWZRUNSKDUPDFLHVLQ order to get Low Income Subsidy (LIS) copays. You must continue to pay your Medicare Part B premium. The Part B premium is covered for IXOOGXDOPHPEHUV3UHPLXPVFRSD\VFRLQVXUDQFHDQGGHGXFWLEOHVPD\YDU\EDVHGRQWKHOHYHORI([WUD+HOS\RXUHFHLYH3OHDVHFRQWDFW WKHSODQIRUIXUWKHUGHWDLOV2WKHUSKDUPDFLHVSK\VLFLDQVDQGRUSURYLGHUVDUHDYDLODEOHLQRXUQHWZRUN7KHIRUPXODU\SKDUPDF\QHWZRUN DQGRUSURYLGHUQHWZRUNPD\FKDQJHDWDQ\WLPH<RXZLOOUHFHLYHQRWLFHZKHQQHFHVVDU\$VDOHVSHUVRQZLOOEHSUHVHQWZLWKLQIRUPDWLRQ and applications. For accommodation of persons with special needs at sales meetings, call 1-833-811-3126 and TTY 711. Participating physicians, hospitals and other health care providers are independent contractors and are neither agents nor employees of Aetna. The availability of any particular provider cannot be guaranteed, and provider network composition is subject to change. All persons eligible for Medicare may receive a $10 reward card with no enrollment obligation. Non Coventry Medicare Advantage members must attend a sales PHHWLQJVFKHGXOHDQDSSRLQWPHQWRUUHTXHVWDQLQIRUPDWLRQNLWWRUHFHLYHWKHRÎ?HU&XUUHQW&RYHQWU\0HGLFDUH$GYDQWDJHPHPEHUV PXVWFDOOWKHQXPEHULQWKHDGYHUWLVHPHQWDQGSDUWLFLSDWHLQWKHPHPEHUVXUYH\WRUHFHLYHWKHRÎ?HU1RWWRH[FHHGPRUHWKDQRQH UHZDUGFDUGSHUSHUVRQ2Î?HUYDOLGZKLOHVXSSOLHVODVW Š2017 Aetna Inc.

2

November 2017

50plus LIFE â&#x20AC;˘

www.50plusLifePA.com


Is This Thing On?

Is This Thing On? 10 Great Apps Abby Stokes

There are more than a million apps (programs for your smartphone and tablet) out there for fun, guidance, distraction, and information. Here are 10 apps handpicked just for you to enjoy: TED – TED is food for the brain (without the calories). The app offers access to truly brilliant, inspirational, and educational talks. Each talk is less than 20 minutes. Find Friends – If you’re meeting up with someone and you want to know where they are, or if you want to check where your family member or friend is on the road without calling or texting, you can see their progress on a map. Everyone you track or who tracks you must opt-in, so you won’t be able

to track your friends or be tracked without explicit consent. Skype – Skype allows you to video conference, text, or call for free or at a fraction of the price all over the globe. If you’re in a WiFi area, you can connect free of charge or bank money in your Skype account to make calls. Productive – Productive has a higher goal than other “to-do” apps. You don’t simply tick items off of a list; it encourages you to change

routines and habits. Lists are simple to browse, and the calendar pages make tracking progress a breeze. Pixify – Pixify transforms photos into tiny works of painted art. Simply select which artwork you’d like your photo to imitate, or use the custom tab to change brush size, style, and image resolution. Triposo – Triposo elevates itself above most travel guide apps with 50,000 destinations worldwide

complete with information on bars, restaurants, hotels, tours, and attractions. It works offline, which is perfect for when you’re ambling about somewhere new without a data connection. Citymapper – If you live in or visit one of the cities listed (which include London, Paris, Berlin, and New York), Citymapper is a great tool to easily find your way around. It zeros in on your location and then provides travel options, routing, and, where possible, live times for transit. Sleep Cycle Alarm Clock – Sleep Cycle analyzes your sleep and provides detailed statistics when you wake. please see APPS page 8

Pet of the Month

Rocko Howdy! I’m Rocko, a 2-yearold red-eared slider that loves to swim around my tank and bask under my heat lamp. The best home for me is going to be one with an owner experienced in water-turtle care, as we require quite a bit of maintenance. A perk of a well-maintained tank is that it doubles as a relaxing water fountain! If you’re interested in learning more about me, come by for a visit. Rocko’s ID number is 215302. For more information, please contact the Humane League of Lancaster County at (717) 393-6551.

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50plus LIFE •

November 2017

3


Cover Story

The Diabetes Disconnect Corporate Office

3912 Abel Drive, Columbia, PA 17512 Phone 717.285.1350 • Fax 717.285.1360 Chester County: 610.675.6240 Cumberland County/Dauphin County: 717.770.0140 Berks County/Lancaster County/ Lebanon County/York County: 717.285.1350 E-mail address: info@onlinepub.com Website address: www.onlinepub.com

PRESIDENT AND PUBLISHER Donna K. Anderson

EDITORIAL

Vice President and Managing Editor Christianne Rupp Editor, 50plus Publications Megan Joyce

ART DEPARTMENT Project Coordinator Renee McWilliams Production Artist Lauren McNallen

BUSINESS DEVELOPMENT Account Representatives Matthew Chesson Janette McLaurin Tia Stauffer Angie Willis Gina Yocum Events Manager Kimberly Shaffer Marketing Coordinator Mariah Hammacher

ADMINISTRATION Business Manager Elizabeth Duvall

Member of

Awards

50plus LIFE is published by On-Line Publishers, Inc. and is distributed monthly among senior centers, retirement communities, banks, grocers, libraries and other outlets serving the senior community. On-Line Publishers, Inc. will not knowingly accept or publish advertising which may be fraudulent or misleading in nature. Views expressed in opinion stories, contributions, articles and letters are not necessarily the views of the publisher. The appearance of advertisements for products or services does not constitute an endorsement of the particular product or service. The publisher will not be responsible for mistakes in advertisements unless notified within five days of publication. On-Line Publishers, Inc. reserves the right to revise or reject any and all advertising. No part of this publication may be reproduced or reprinted without permission of On-Line Publishers, Inc. We will not knowingly publish any advertisement or information not in compliance with the Federal Fair Housing Act, Pennsylvania State laws or other local laws.

4

November 2017

50plus LIFE •

By Sandra Gordon If you’ve been diagnosed with diabetes, keeping track of your blood sugar can feel like a full-time job. You might be more tired than usual too. Given all that’s going on, it’s easy to lose track of the fact that diabetes can be a catalyst for other major conditions, including heart disease, kidney failure, bone-weakening osteoporosis, arthritis, diabetic neuropathy (nerve damage), and vision problems. Being aware of the connection, though, is important because you can be an advocate for your own health and take charge of the situation. To reduce your risk of complications, these steps can help you derail the diabetes domino effect. Go on a fact-finding mission. Your HbA1C level is the best gauge of diabetes control because it’s an average of your blood sugar over the past two to three months. Generally, you’re shooting for a number below 7 percent. Anything above 7 signals your blood sugar isn’t as well controlled as it could be. “If your HbA1c is high, be your own detective and solve the mystery,” says Margaret Eckert-Norton, PhD, RN, a certified diabetes educator. In addition to daily fasting blood-sugar testing, “I ask my patients to do more random checking of their blood sugar instead of sticking with a set routine,” she says. Eckert-Norton suggests monitoring your blood sugar frequently during the day, such as an hour or two after breakfast and lunch and before bed, for a week or so. Then, show your data to your doctor to see if your medication needs adjusting. Blood sugar that’s not well managed can quickly damage the tiny capillary blood vessels in your eyes, kidneys, and in extremities, such as your feet, which can lead to diabetic retinopathy, joint damage, and limb amputation. These blood vessels are thinner than a hair. “There’s strong evidence that managing Type 2 diabetes reduces the risk of these complications considerably,” says endocrinologist Kevin Pantalone, DO. Chronic high blood sugar can also affect your risk of heart attack and stroke. Cardiovascular disease is the No. 1 killer of patients with Type 2 diabetes. That’s why you’ll also want to aggressively control your blood pressure and cholesterol by following your

diabetes eating plan and taking high blood pressure and/or cholesterol-lowering medication, such as a statin drug, if necessary. Don’t wait to lose weight. “When most patients are diagnosed with Type 2 diabetes, they’ve already lost 50 percent of their body’s ability to make insulin,” Pantalone says. Still, shedding pounds (if you need to) as close to diagnosis as possible, when you still have 50 percent capacity, can make blood sugar easier to control over the long run and can help prevent diabetes complications, including heart disease, stroke, and osteoarthritis. There’s a strong link between diabetes and osteoarthritis. Researchers suspect that high blood sugar may damage cartilage in joints. But losing weight is a fix for both conditions. Shedding as little as 15 pounds can cut knee pain in half and reduce blood sugar, enabling some people to taper off insulin and other medications. Overall, “overweight is the master condition that drives the development of other major conditions,” Pantalone says. But losing weight tends to make everything better. Quit it! Smoking increases the risk of death from heart attack in people with diabetes by 52 percent, according to a study in BMJ Open. Kicking the habit is not only good for your heart and blood sugar control, it’s also important for bone health. People with Type 1 and Type 2 diabetes have an increased risk of fractures. Researchers suspect it may be due to the interplay between insulin and osteocalcin, a hormone found in bone. Switch medication. Some medications to manage blood sugar can cause weight gain, but several newer ones are available that don’t have this side effect. If you start to put on pounds after you’ve been diagnosed, ask your doctor about changing your medication. Be sure to fill your prescriptions quickly and use injectable insulin exactly as it is prescribed. Don’t try to stretch insulin by skipping injections or taking smaller doses. If the cost of insulin is a problem, ask your doctor about different, less expensive types of insulin available. www.50plusLifePA.com


See where you are. In addition to keeping your regular doctorâ&#x20AC;&#x2122;s appointments to monitor your blood sugar, see an ophthalmologist regularly. Diabetes can cause blood vessels in the eye to leak, which causes blurry vision and leads to vision loss. But in the early stages, you might not notice it. A yearly dilated eye exam can detect and treat the problem before it progresses. Exercise your options. â&#x20AC;&#x153;Physical activity acts like insulin. If youâ&#x20AC;&#x2122;re more physically active, the amount of injectable insulin you may need might go down,â&#x20AC;? says diabetes researcher William Herman, MD, MPH. Try to exercise 30 minutes per

day at least five days per week with moderately intense activities, such as brisk walking, jogging, swimming, or cycling. â&#x20AC;&#x153;Exercising five times per week really helped me,â&#x20AC;? says Ron Saul, 69, a former NFL offensive lineman for the Washington Redskins who was diagnosed with Type 2 diabetes at age 50. â&#x20AC;&#x153;I do the elliptical machine 45 minutes each day and lift weights, and feel great.â&#x20AC;? Besides helping to manage blood sugar, being active can provide a feeling of well-being that can make you want to keep up the good work. Sandra Gordon is an award-winning writer who delivers expert advice and the latest developments in health, nutrition, parenting, and consumer issues.Â

With Diabetes Looming, Area Grandmother Decides to â&#x20AC;&#x2DC;Make a Choiceâ&#x20AC;&#x2122; Q: What were your health status The Health Promotion Council and lifestyle like before you took recently announced the launch of steps to change them? Makeachoice.org, a new online Linda Dâ&#x20AC;&#x2122;Ambrosia: I was carrying resource to help in the fight against a lot of extra weight, so I developed diabetes and obesity. high blood pressure. Part of a I couldnâ&#x20AC;&#x2122;t walk very collaboration with the Pennsylvania far without losing my breath, my joints Department hurt, and I was tired of Health, all of the time. Makeachoice.org is a I knew if I didnâ&#x20AC;&#x2122;t statewide initiative connecting make a change that a diabetes diagnosis Pennsylvanians was right around the to personal corner. success stories, diabetes education programs, and Q: How was Type 2 diabetes a free online affecting both you resource (www. Linda Dâ&#x20AC;&#x2122;Ambrosia and your family? makeachoice.org) to LD: I have family help encourage and members with both Type 1 and inspire Pennsylvanians to prioritize their health and make a choice to live Type 2 diabetes. I saw firsthand how a healthier lifestyle. debilitating and cruel the disease can be. Seeing someone whose sugar is too Linda Dâ&#x20AC;&#x2122;Ambrosia, of Harrisburg, low and not being able to wake them was recently named a healthy up is a frightening experience. champion for the Make A Choice Also, seeing them struggle with initiative. Read on to learn how high day-to-day issues that come with blood pressure and a frightening diabetes, like thinking clearly or fainting spell finally prompted keeping medications organized and Dâ&#x20AC;&#x2122;Ambrosia to begin improving her health, energy, and longevity. please see DIABETES page 8 www.50plusLifePA.com

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KNEE PAIN? IMAGINE LIFE WITHOUT THE DEBILITATING PAIN OF KNEE OSTEOARTHRITIS Are you suffering from the effects of knee osteoarthritis? The good news is there is a breakthrough in treating knee osteoarthritis that may help you gain your life back again.

CUTTING-EDGE TREATMENT AND TECHNOLOGY ARE HELPING PAIN SUFFERERS AVOID KNEE REPLACEMENT AND STAY ACTIVE IN THEIR 50s, 60s, 70s, AND EVEN 80s! The following symptoms may start gradually and then worsen: â&#x20AC;˘ Swelling and tenderness â&#x20AC;˘ Buckling or locking of knee joint â&#x20AC;˘ Cracking or popping sounds â&#x20AC;˘ Decreased range of motion â&#x20AC;˘ Pain in the morning or after inactivity â&#x20AC;˘ Pain when walking

If you suffer from any of these symptoms, call us today at (717) 285-0001!

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Non-surgical, Drug-free Treatment for Knee Osteoarthritis November 14th and 28th â&#x20AC;˘ 7â&#x20AC;&#x201C;8 p.m.

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50plus LIFE â&#x20AC;˘

November 2017

5


The Beauty in Nature

Sweet Gums and Bradford Pears

Clyde McMillan-Gamber

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Sweet gum and Bradford pear trees and finches, which add much more are planted on lawns and along streets beauty and intrigue to the sweet in southeastern Pennsylvania, as gums. elsewhere, for their attractive shapes, Bradford pears are domestic trees summer shade, colored leaves, and that are not native to North America. multitudes of white flowers on the But this ornamental species is pear trees in April. becoming ever more feral in this area. But autumn foliage is the greatest And by late October and well into beauty on these trees. November, their shiny leaves turn to Sweet gum and maroon and bright Bradford pear leaves red and are quite don’t start turning attractive clinging to colors until late their twigs. in October but This type of pear continue well into also grows oliveNovember. Their brown, berrylike brightly colored, fruits that are mature glossy fall foliage by autumn. Squirrels glows in the lowand mice eat many of slanting fall sunlight those small fruits. Photo by Bruce Marlin after most other And a variety of Bradford pear autumn leaves have berry-eating birds— fallen from their twig including American moorings. robins, eastern And the strikingly bluebirds, cedar colorful foliage of waxwings, blue jays, sweet gums and and starlings—feast Bradford pears is heartily on them as beautiful against the well. These animals green of coniferous add to the appeal of needles and the gray Bradford pears in of deciduous limbs autumn and winter. Photo by Famartin and trunks. And the birds that Sweet gum Sweet gums are digest the pulp of Southern trees, those fruits pass the sparingly established in scattered little seeds from them in their droppings thickets and woodland edges in the as they fly here and there across the wild in southeastern Pennsylvania. countryside. Baby trees sprout from Most sweet gums we see here were some of those seeds in many scattered planted. pastures, abandoned fields, and But all trees of this species bear roadsides, even creating pure stands beautiful yellow, red, and maroon of feral Bradford pear trees that are leaves, all colors on the same tree, especially lovely in November. during the latter part of October and This November, watch for these into November. two species of trees on lawns, And they produce brown, meadows, and roadsides. Their pingpong-ball-sized, bristly seed balls attractive autumn leaves—and the that have several openings in each one pretty, interesting critters on them to that release many small, dark seeds consume their fruits—brighten many that are eaten by seed-eating birds a gray November day. during fall and winter. Clyde McMillan-Gamber is a retired Those birds include two kinds of Lancaster County Parks naturalist. chickadees and a variety of sparrows www.50plusLifePA.com


At Your Fingertips Helpful numbers, hotlines, and local businesses and organizations eager to serve you—all just a phone call away. Cancer care Lancaster Cancer Center Greenfield Corporate Center 1858 Charter Lane, Suite 202 (717) 291-1313

Financial Services Internal Revenue Service (717) 291-1994

CHIROPRACTIC Tomasetti Family Chiropractic 113 Oakridge Drive, Mountville (717) 285-0001

Funeral & Cremation Services Cremation Society of Pennsylvania Serving Lancaster County (800) 720-8221

Coins & Currency Steinmetz Coins & Currency, Inc. 350 Centerville Road, Lancaster (717) 299-1211

Gastroenterology Regional Gi 2112 Harrisburg Pike, Lancaster 690 Good Drive, 2nd Floor, Lancaster 426 Cloverleaf Road, Elizabethtown 4140 Oregon Pike, Ephrata (717) 869-4600

Dental Services Dental Health Associates 951 Rohrerstown Road, Lancaster (717) 394-9231 Lancaster Denture Center 951 Rohrerstown Road, Lancaster (717) 394-3773 Emergency Numbers Central Pennsylvania Poison Center (800) 521-6110 Office of Aging (717) 299-7979 or (800) 801-3070 Employment Lancaster County Office of Aging (717) 299-7979 Entertainment Casino at Delaware Park 777 Delaware Park Blvd., Wilmington (800) 417-5687 Dutch Apple Dinner Theatre 510 Centerville Road, Lancaster (717) 898-1900 Eye Care Services Campus Eye Center 2108 Harrisburg Pike, Suite 100 Lancaster (717) 544-3900 222 Willow Valley Lakes Drive Suite 1800, Willow Street (717) 464-4333

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U.S. Financial (800) 595-1925, ext. 2122

Health & Medical Services Alzheimer’s Association (717) 651-5020 American Cancer Society (717) 397-3744 American Diabetes Association (888) DIABETES American Heart Association (717) 393-0725 American Lung Association (717) 397-5203 or (800) LungUSA American Red Cross (717) 299-5561 Arthritis Foundation (717) 397-6271 Consumer Information (888) 878-3256 CONTACT Helpline (717) 652-4400 Disease and Health Risk (888) 232-3228 Domestic Violence (800) 799-7233 Flu or Influenza (888) 232-3228

Hearing Services Pennsylvania Office for the Deaf and Hard of Hearing (800) 233-3008 V/TTY RX Hearing Aid Service 127 College Ave., Lancaster (717) 397-2046 Home Care Services Visiting Angels Living Assistance Services Hanover: (717) 630-0067 Lancaster: (717) 393-3450 York: (717) 751-2488 Home Improvement Haldeman Mechanical Inc. 1148 Old Line Road, Manheim (717) 665-6910 Housing Marietta Senior Apartments 601 E. Market St., Marietta (717) 735-9590

Transition Solutions for Seniors Rocky Welkowitz (717) 615-6507 Supermarkets Darrenkamp’s Elizabethtown: (717) 367-2286 Lancaster: (717) 464-2708 Mount Joy: (717) 653-8200 John Herr’s Village Market 25 Manor Ave., Millersville (717) 872-5457 Travel Passport Information (877) 487-2778 Veterans Services Korean War Veterans Association (717) 506-9424 Lebanon VA Medical Center 1700 S. Lincoln Ave., Lebanon (717) 228-6000 or (800) 409-8771 Volunteer opportunities RSVP of the Capital Region (717) 454-8647

Insurance Medicare (800) 633-4227

yoga Little Yoga Place Semi-Private and Private Yoga Landisville, PA (717) 471-8328

Nutrition Meals on Wheels (717) 392-4842 Pharmacies CVS/pharmacy www.cvs.com

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Real Estate Berkshire Hathaway Home Services Rocky Welkowitz (717) 393-0100 Retirement Communities Colonial Lodge Community 2015 N. Reading Road, Denver (717) 336-5501 Senior Move Management Armstrong Relocation Services 1074 E. Main St., Mount Joy (717) 492-4155

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DIABETES from page 5 on track, was eye-opening to me. Q: What finally led you to decide to work on your health? LD: One day while I was at work, I experienced a fainting spell that turned out to be a common symptom of high blood pressure. My physician put me on medication for high blood pressure, and I didn’t like how it made me feel. After about six months, I decided to make a change and finally take care of myself. That day, I made a choice to put myself first and take care of my body—and when you take care of your body, you are also taking care of your mind. I was tired of being tired and taking medication. I didn’t like myself and hated shopping for clothing. Q: What immediate steps did you take to improve your health? LD: I began educating myself about how I could change my eating habits. I started planning menus that included healthier choices. I joined an organization to help me with my weight loss and learned healthier eating habits. It’s interesting because I was very strict about what I served my family; they had to eat vegetables and fruits at every meal. (Once again, I always put myself last.) On Sunday nights, I loaded my lunchbox up with foods that I knew were safe to snack on without feeling guilty. I shopped and prepared meals and snacks in advance so there was no excuse to choose other options.

Once I had the support of the weight-loss organization and my family, the weight started coming off. I was then able to go off the medication and started adding exercise into my life. I began with slow, short walks and then became a member of a gym so the weather couldn’t be an excuse to not exercise. Soon, I was able to add more mileage to my walks, I walked faster, and I felt so much better. The fatigue disappeared too. Q: How has your fitness routine evolved over time? LD: With working full time, I realized that if I went home before my walks or going to the gym, I would not do anything. I would vacuum, clean, watch TV, and tell myself that I would do it tomorrow. That did not work. I now have an extra pair of sneakers and socks under my desk and walk at lunchtime. I also walk after work before I go home, so there is no excuse. It’s done and I feel great when I know that I put in time for me! I looked more closely at my health insurance and discovered that I could attend more than one gym. I have (jogged) a few half marathons. I walk the dogs, and I take my granddaughter for walks and enjoy spending time running after her! I also have a gym bag packed with an extra pair of sneakers and workout gear so wherever I am, I have a choice. Q: What achievements or changes are you most proud of?

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Q: How did you become involved with the Make A Choice initiative and what do you like about it? LD: I volunteered for a weightloss program and met others who were struggling to lose weight. I was contacted by one of the group members who remembered who I was and remembered my journey. I am excited to be a part of the Make A Choice initiative as it is intended to inspire and help all Pennsylvanians to get on track to live a healthier lifestyle. By doing so, they

50plus LIFE •

can prevent the onset of diabetes and other serious health conditions. Q: What advice do you offer someone who is facing a diabetes diagnosis and feeling overwhelmed? LD: You can make a change to be fit and live the life that you want and deserve no matter what your age. There are support groups as well as specific diabetes-prevention and diabetes self-management programs that will give you the support and guidance you need to get started. A list of these programs can be found at www.makeachoice.org. Put yourself first, and the feeling of being overwhelmed will lessen as you see and feel the changes in your body. You will have more energy, have more choices in your life, and become a stronger person inside and out. Get your family and neighbors on board too. Now, my neighbors and I walk together at least twice a week. I get to spend time with them and we motivate each other. It’s a great feeling. To learn more about diabetes prevention and management programs in the Capital Region, visit www.makeachoice. org. To see more about Linda D’Ambrosia’s journey to health and wellness, go to www.makeachoice.org/ healthy-champions.

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LD: I’m really happy that I am a role model for my daughters and granddaughter. If they don’t make a choice to take care of themselves, they could one day develop diabetes and other health issues. They all eat very healthy, exercise, and run races with me, which is a great way to spend time with my family. Keeping my weight down and staying as healthy as I can is the best feeling. I want to see my grandchildren grow up and keep doing the things that I couldn’t do 15 years ago. I also found that I can eat things that I want to and I don’t deprive myself of anything. Finding a balance is key to keeping the weight off, staying off high blood pressure meds, and preventing diabetes.

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Savvy Senior

Jim Miller

Elder Mediation Can Help Families Resolve Caregiving Conflicts

Dear Savvy Senior, Are there any services that you know of that help families resolve caregiving conflicts? My mother—who just turned 82—recently had a stroke, and to make matters worse, my two siblings and I have been perpetually arguing about how to handle her caregiving needs and finances. – Bickering Siblings Dear Bickering, It’s not unusual when adult children disagree with each other regarding the care of an elder parent. If your siblings are willing, a good possible solution is to hire an “elder care mediator” who can help you work through your disagreements peacefully. Here’s what you should know. Elder Mediation While mediators have been used for years to help divorcing couples sort out legal and financial disagreements and avoid court battles, elder care mediation is a relatively new and specialized service designed to help families resolve disputes that are related to aging parents or other elderly relatives. Family disagreements over an ill or elderly parent’s caregiving needs, living arrangements, financial decisions, and medical care are some of the many issues that an elder care mediator can help with. But don’t confuse this with family or group therapy. Mediation is only about decision-making, not feelings and emotions. The job of an elder mediator is to step in as a neutral third party to help ease family tensions, listen to everyone’s concerns, hash out disagreements and misunderstandings, and help your family make decisions that are acceptable to everyone. Good mediators can also assist your family in identifying experts such as estate planners, geriatric www.50plusLifePA.com

care managers, Mediation website (www.nafcm.org), Finding a or healthcare Mediator which can help you search for free or or financial low-cost, community-based mediation To locate professionals programs in your area. an elder who can supply Unfortunately, there is currently mediator, start important no formal licensing or national by contacting information for your area agency credentialing required for elder family decision mediators, so make sure the person on aging—call making. you choose has extensive experience (800) 677-1116 Your family to get your local with elder issues that are similar to also needs to number—which what your family is dealing with. know that the may be able to Also, be sure you ask for references mediation process refer you to local and check them. Most elder mediators is completely resources, or are attorneys, social workers, confidential counselors, or other professionals who search online at and voluntary, are trained in mediation and conflict Mediate.com. and it can take resolution. Another anywhere from good option is November is National Jim Miller is a regular contributor to a few hours to the National Family Caregivers Month the NBC Today show and author of The several meetings Association for Savvy Senior Book. www.savvysenior.org depending on Community the complexity of your issues. And if some family members Welcome to 2017’s live far away, a conference or video call can be used to bring everyone together. If you’re interested in hiring a private elder care mediator, you can expect to pay anywhere from $100 to d Tour Historic and Unique more than $500 per hour depending hosted by Homes Open for this Event on where you live and whom you Susquehanna Valley Chamber of Commerce d Holiday Music choose. Or, you may be able to get d Trolley and/or Horsedrawn help through a nonprofit community Carriage Rides mediation service that charges little to (Weather Permitting) nothing.

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Such is Life

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EOE

My eyes are bleeding. I was at my yearly, routine eye exam when my doctor said, “There’s bleeding around your retina in your left eye.” I panicked and cried, “What causes that?” She didn’t know and referred me to a retina specialist. I had to have a complete physical, a ton of bloodwork, a heart ultrasound, an EKG, and an ultrasound of my carotid arteries. The first thing that was ruled out was hypertension. In constant worry, I thought, “What if it’s my heart? What if I need eye surgery?” Then I reached the bottom line: “What if I’m going to die?” At my next appointment, the bleeding had gotten worse in my left eye and had spread to my right eye as well. Times between visits took months. I spent a chunk of my life lost in darkness. I’ve spent so many chunks of my life uselessly ruminating that sometimes I think I’ve lived most of my life that way. I make up scenarios, even when nothing is wrong. I vividly envision my husband, Bob, in a car crash. I “see” him in the emergency room. I wonder who I’d call first. My friend is a “think positively” person. When I told her about my eye, she said, “Everything will be fine.” I said, “You don’t know that.” You see, that’s never a given. But blindness isn’t a given either. So, what is the answer when I don’t know what will happen? Hope. My bottom-line cure to

preoccupied thoughts is not thinking positively or negatively in the first place. I developed a new motto: “Just for today, no negative thoughts.” I must say that to myself 100 times a day. The negative thoughts still almost constantly come, but each time they do, I catch myself and say the motto. I say it not just about the big things, like fires, accidents, or bleeding eyes, but for all those streaming, pestering thoughts like, “My pants are a little tight.” And so, instead of picturing myself blind, I think, “I’m grateful for, right now, having such a loving husband who’s my best friend. I’m grateful for, right now, my beloved pets, a computer that is working, my home, the honor of communicating with my readers each month.” I may not have these things tomorrow, but I do now. And “now” is the only thing I truly know. As I write this column, I still don’t know why my eyes are bleeding. Yet, I’m choosing not to spend every day filled with “what if” thoughts. The time will go by between now and my next appointment, no matter how I think. If I get dreadful news, I’ll be devastated. But at least I won’t have lost yet another big chunk of my life. With my new motto, each day has been sparkling. Nationally syndicated, award-winning columnist Saralee Perel can be reached at sperel@saraleeperel.com or via her website: www.saraleeperel.com.

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Giving From the Heart Donation Options for Nonprofit Giving Interested in making a donation to a nonprofit? The following are the four primary methods donors use to support causes they value while adding meaning and purpose to their own legacies. 1. The Outright Gift. If you write a check, give some clothing, or transfer some stock to a nonprofit, you are making an outright gift. This is by far the most popular way for donors to give to nonprofit organizations. Nonprofits love the outright gift because it provides resources they can put to use immediately, a critical need for most. In addition, this method typically has low overhead costs and few administrative complications,

financial liabilities, or requirements for specialized staff training. Donors tend to choose the outright gift because it is easy to understand and appropriate for gifts of any size to nonprofits of any size. The outright gift also brings donors the satisfaction of knowing that their dollars are going directly to work for a cause they believe in. They can see tangible results of their giving during

their lifetimes. Outright gifts also provide most donors with the full measure of tax deduction and tax avoidance for which they qualify. 2. The Bequest (and beneficiary designations). Donors can create a bequest by putting a paragraph of instructions in their will. They can accomplish much the same result by adding the name of their nonprofit to their IRA or life

insurance policy beneficiary form. At the end of the donors’ lives, the designated nonprofits receive these gifts as specified. For many donors, the most important advantage of a bequest is that it allows them to retain their assets until the end of their lives— ensuring their funds’ availability should they need these assets to meet unexpected crises. Donors also like the bequest because it can be kept confidential. This is important for those who wish to remain anonymous and not become candidates for ongoing fundraising efforts. Many donors like the idea that they can easily change their bequests should their area of please see GIVING page 13

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November 2017

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Art & Antiques by Dr. Lori

New Trends in Wine-Glass Collecting Lori Verderame

senses to work in unison. Here is some information about wine glass shape and its impact. A wine glass in the shape of a balloon will allow the drinker to experience more aspects of a wine than a glass of a different shape. A small, narrow wine glass will keep wine cooler in the glass and help the drinker concentrate on the wine’s specific traits. Because more people are regularly drinking easyto-enjoy wines, such as Sauvignon Blanc, and light A hand-blown, reds, such as Valpolicella, Murano-glass wine collectors are looking for glass circa the 1950s. smaller, crystal wine glasses

Wine lovers seek to understand and enjoy all things grape. And for antique and vintage wine and barware collectors, collecting the right glass for their favorite wine is equally important. I have found that many wine lovers are quickly becoming wine glass or goblet collectors. Crystal glasses and wine glasses had fallen out of favor with millennials and other spirited drinkers who didn’t want to be presented with the chore of hand washing delicate crystal or storing glassware with every use. But finding the perfect wine glass from bygone days is fast becoming a new and fun collecting trend. Wine aficionados say that enjoying wine is as much about smelling it as it is about tasting it. So, your wine glass should be of a shape that allows both

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from the 1940s-’50s, as well as larger, blown wine glasses from the early 1900s and the 1970s. When it comes to bold red wines, just like flamboyant and fantastic Italian paintings, look for a wine glass with a large bowl. The large bowl allows the red wine to swirl around and make contact with the air, breaking down any bitter tannin taste. This tradition of enjoying a big, hefty glass of red wine has resulted in new trends in the antiques world. Not only are wine lovers looking for appropriate glasses, but they are also seeking out antique and old-style furniture. Many wine lovers are buying freestanding wooden storage cabinetry for vintage wine glasses, barware, and collectible wine bottles. Wine lovers are looking for sturdy glass stemware that can host a nice, big glass of Bordeaux, Burgundy, or Malbec. So bigger is better when it comes to a complex wine, which means wine glasses of traditional shapes and styles are all the rage now. Antique collectors are looking to the shape of old glasses from the Renaissance and Baroque periods as

Dr. Sol DeJesus: neurologist and movement disorder specialist Jennifer Musser: PWR moves certified and physical therapist Susan Ludwig: Owner NeurosciFIT LLC Exhibitors and vendors include: Pharmaceutical companies Parkinson’s groups Community groups

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Dr. Lori Verderame is a Ph.D. antiques appraiser, author, and award-winning TV personality who stars on History channel’s The Curse of Oak Island. Dr. Lori presents antique appraisal events to worldwide audiences and reviews objects online at www.DrLoriV.com or (888) 431-1010.

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models for the enjoyment of bold red wines. Also, they are amassing collections of dainty, tapered-stemmed wine glasses in cut crystal or glass that recalls the glassware of the 18th century or French Rococo period. These are more suited to delicate white wines. Why did we drink wine in a stemmed glass in the first place? A stem allows the heat from our hands to be transferred only to the stem and not to the area where the glass hosts the wine. So always hold your wine glass by the stem. Stemless wine glasses are growing in popularity, yet there are fewer antique and vintage options of stemless wine glasses for collectors to collect. It isn’t as easy to find an antique stemless wine glass, but many people are drinking wines, dare I report, from non-traditional stemless wine glasses of various shapes, most of which date from the 1960s and 1970s. When it comes to collecting trends, overall, social practices rule, and enjoying wine is no exception. When you are taking of the grape, remember the all-important wine glass shape.

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GIVING from page 11 primary interest change. For the small percentage of donors whose estates may be subject to estate taxes, the bequest by will is an effective way to reduce such taxes. This option works for any amount of money. Because IRA funds that remain in a donor’s estate will likely be subject to a high income-tax rate, these funds also make tax-effective end-of-life gifts. Bequests tend to be quite large. This is logical since, with a bequest, donors are freed from the sense of constraint they might feel in making a large gift during their lifetime. Another advantage for both donors and nonprofits is that bequests typically entail no significant costs that might diminish the actual amount received by the nonprofit: If a donor bequests $25,000, the nonprofit will get $25,000. Although bequests are not tax deductible during the donor’s lifetime, for many donors, the advantages often override this tax-deduction disadvantage. 3. Life Income Gifts. The two most common options for life income gifts are the charitable gift annuity and the charitable remainder trust. Life income gifts are simple in concept. The donor gives money or another asset to the nonprofit today, and the nonprofit owns and manages this money until the donor’s death, while paying out an annual fixed payment (typically) to the donor or a designated beneficiary. With CGAs and CRTs, the nonprofit gets the funds that remain after the donor’s death. As logic would suggest, the more financial benefit the donor gets, the less benefit the nonprofit gets. Life income gifts are typically deferred gifts. With some exceptions, the nonprofit gets to spend the money only after the donor’s death. With very few exceptions, the donor cannot change the arrangement once it has been made. The CGA is relatively straightforward; it is more complicated than a bequest, but simpler than a gift trust. The arrangement is bound by a simple contract. The payout is guaranteed by the assets of the nonprofit. The donor gets a tax deduction at the time the gift is made, based on the true gift amount of the asset—but not on the portion that is slated to be returned to the donor as part of the lifetime payout. Many donors like the CGA. They are pleased that their cash flow will increase and that they will have guaranteed income for life. They will typically enjoy an immediate (although partial) tax deduction, and their nonprofit will get whatever money is left over when they die. Gift trusts (CRTs and their many variations) and other split-interest instruments are not simple. Because these trusts represent a world of technical complexity, with many variations and exceptions, a detailed exploration of them is best left to those who might feel these options are appropriate for their situations. The adviser community can provide a wealth of information on these arrangements and on the full range of split-interest gift techniques. A gift trust may be the right method when a potential donor has a strong charitable intent, is without heirs who need an inheritance, and has significant assets tied up in an illiquid property that does not generate enough (or any) income. A gift trust might provide the donors with a significant increase in income while providing the charity of their choice with a greatly enhanced gift, given that capital gains and estate tax “savings” would go to the nonprofit in the form of a larger gift, rather than to the IRS as a tax payment. Gift trusts are often proposed at minimum levels of $100,000 or even lower. The minimums at many commercial-trust companies, however, are in the $250,000–$400,000 range. 4. The Family Foundation. A family foundation is a separate financial entity established to hold, manage, and distribute gifted assets. It is the most complex means of giving, somewhat akin to managing a small business. It lets www.50plusLifePA.com

the donor establish a legacy that will remain in perpetuity. People also set up foundations to provide a learning and relationshipbuilding experience for family members. Some donors like that the family foundation lets them retain a high degree of administrative control, but others may not enjoy that level of involvement. The family foundation carries with it the responsibility to adhere to a large body of government regulations. With a family foundation, the donated assets remain intact and generally grow over time. Annual distributions are made over time, generally at a minimum level of 5 percent of trust assets per year. Source: Robert Livingston, Colorado Planned Giving Roundtable

Questions for Donors to Ask Themselves • W hat are my values and objectives? What causes do I feel strongly about? What do I want to accomplish with my giving? What giving methods can best help me achieve my charitable goals? • W hen do I want to give money— now or at the end of my life? • W hen do I want my nonprofit to be able to spend the money that I give—now or at the end of my life? • How engaged in the process do I want to be? Am I comfortable with more paperwork, more tax forms, and more consultations with my lawyer, accountant, and financial advisor? Or would I prefer to just give money to a cause that I believe in (now or at my death) as simply and economically as I can? • Do I seek to gain financial advantage by giving money away? Do I look to my nonprofit for advantageous financial products? • W hat true net advantage is there to me (or to my nonprofit) in giving away money through one of the more complex methods as compared with the outright gift and the bequest?

50plus LIFE •

November 2017

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From the Office of Aging

About Our Company For more than 20 years, On-Line Publishers, Inc. has celebrated serving the mind, heart, and spirit of the 50plus community of Central Pennsylvania. Our corporate office is located outside Columbia, Pa.

Publications

50plus LIFE is a monthly newspaper touching on issues and events relevant to the 50+ community. The Resource Directory for the Caregiver, Aging, and Disabled is published annually in distinct county editions with information from local businesses and organizations that meet the needs of these groups. 50plus Living, an annual publication, is a guide to residences and healthcare options for mature adults in the Susquehanna and Delaware valleys. BusinessWoman is a monthly magazine with a focus on business. It features profiles of local executive women who are an inspiration to other professionals. Lifestyle and wellness articles are also included to round out the publication and address the many facets of a woman’s life. All publications are available in print and digital formats.

Events

OLP Events, our events division, produces six 50plus EXPOs annually in Chester, Cumberland, Dauphin, Lancaster (two), and York counties. Entrance to the event, health screenings, and seminars held throughout the day are free to visitors. The women’s expo is a oneday event featuring exhibitors and interactive fun that encompass many aspects of a woman’s life. In 2018, women’s expos will be held in Hershey in the spring and in Lebanon, Lancaster, and Carlisle in the fall. OLP Events presents the Veterans’ Expo & Job Fair, a free, two-part event that takes place in York and in Wyomissing in the spring, in the Capital Area in late summer, and in Lancaster in the fall. The Veterans’ Expo connects active and retired military members and their families with benefits, resources, and employers.

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November 2017

New Medicare Card Design Coming in 2018

50plus LIFE •

Code LSN

Jacqueline A. Burch

Recently, the federal Centers for will not change benefits those with Medicare and Medicaid Services Medicare receive. revealed its new Medicare card There will be a 21-month transition design, which will remove Social period where doctors, healthcare Security numbers in an effort to providers, and suppliers will be able to combat identity theft and strengthen use either the current Social Securityfraud protections. based Medicare number or the new, CMS has assigned all those with unique Medicare number. Medicare benefits a new, unique CMS will be working with Medicare number containing a healthcare providers to answer combination questions of numbers and ensure and uppercase they have the letters. The information new Medicare needed to number make a replaces the successful current Social transition Security-based to the new number. Medicare CMS will number. Sample of new Medicare card design begin mailing The newly coming in 2018. the new cards designed to Medicare Medicare card beneficiaries in April 2018 to meet can be seen in the Medicare & You the statutory deadline for replacing 2018 handbook now being mailed all existing Medicare cards by April to about 58 million Americans, 2019. including roughly 2.5 million People with Medicare will receive Pennsylvania Medicare beneficiaries. their new card in the mail and be For more information, you can instructed to safely and securely visit www.cms.gov/newcard. destroy their current card and Jacqueline A. Burch, MSW, LSW, is keep their new Medicare number the executive director of the Lancaster confidential. County Office of Aging. The issuance of the new number

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Reverse Mortgage – Know the Facts from the Myths A reverse mortgage is a financial tool that can provide security in your retirement years by tapping into your largest financial asset: the ownership of your own home. You’ve worked hard over your lifetime and tried your best to save for retirement. However, with many Americans living longer, many folks are concerned that they may outlive their retirement savings. And the idea of having to scrimp and save throughout one’s retirement is not very appealing! Most everyone has heard a bad story about reverse mortgages of the past. But most seniors are not familiar with the new guidelines that will lay to rest those concerns. Here are just some facts to consider: The bank does not own your home! You and only you remain on the title. Your heirs will have access to the remaining equity after paying off the balance of the reverse mortgage, or they may just walk away. Because a reverse mortgage is government insured, no one is saddled with any debt after you pass away. A reverse mortgage can be repaid at

any time with no prepayment penalty. To obtain a reverse mortgage, only one spouse needs to be over the age of 62, and the younger spouse can Rob Miller, President remain in the home without a mortgage payment as long as he or she desires, even if the older spouse has passed away. Of course, the property taxes and homeowner’s insurance must be paid and the home maintained. The amount of money that will be available to you is determined by the appraised value of your home, the amount of equity you have, and the age of the homeowners. Because of the new guidelines, you really owe it to yourself to learn the facts from the myths when it comes to a reverse mortgage. To learn more, contact Rob Miller, NMLS No. 142151, President of Glendale Mortgage, NMLS No. 127720, to discuss the possibilities. (610) 853-6500/toll-free: (888) 456-0988

Do you have an ear to the ground? Would you like to see your name in print? 50plus LIFE is looking for

Local Liaisons We want to include your neighborhood news in 50plus LIFE— but we need your help!

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Your Financial Partner Glendale Mortgage NMLS 127720 is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. If you qualify we will reimburse you for the cost of the appraisal at closing. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Licensed by the Pennsylvania Department of Banking, State of Delaware Bank Commissioner, and the New Jersey Department of Banking and Insurance. www.nmlsconsumeraccess.org

50plus LIFE just earned 4 Media Awards! 1st Place

Division C Profile “Suspense Author Rewrites ‘Retirement’” by Megan Joyce

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We’re looking for volunteers to serve as our designated Local Liaisons in Central Pennsylvania. If you seem to always know what’s happening in your community and would be willing to send us brief stories, event info, and photos, email mjoyce@onlinepub.com for more information.

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www.50plusLIFEpa.com 50plus LIFE •

November 2017

15


Dear Pharmacist

Nootropes Help You Think with Clarity Suzy Cohen

mane mushroom that promotes the growth of nerve cells in the brain. When you grow new nerve cells, it’s helpful, right? Nootropes are the way of the world, and even kids know about them because on the street, they are termed “smart pills.” Some college kids like nootropic supplements to help them get through finals and exams.

In recognition of Alzheimer’s Disease Awareness Month, this month’s column will focus on natural remedies that support brain health and memory. Keep in mind that if there is anything you want to try, first ask your physician if it’s right for you. I am not a doctor, and besides, individual response varies. Now, for some intelligent, brainloving options, all available at health food stores nationwide (and possibly in your garden!): Lion’s Mane This is a medicinal mushroom, not an animal-derived furry ingredient. It is classified as a nootrope. Have you ever heard of that word before? Nootropics (“noah-trope-icks”) are defined as substances that

Photo by J.M. Garg

Bacopa Monnieri

Photo by Shashidhara Halady

Centella Asiatica

November is National Alzheimer’s Disease Awareness Month can improve cognitive function. Nootropic substances, whether they are medications or supplements, simply contain supportive nutrients that will help you maintain optimal

brain function. Lion’s mane is known botanically as Hericium erinaceus, and it possesses well-known regenerative effects. There’s an active ingredient in lion’s

Bacopa Monnieri There is a gorgeous white flower that is a nootropic herb. It helps you maintain optimal brain function due to its strong, protective effect on one particular memory compound called acetylcholine. Bacopa blocks acetylcholinesterase (which breaks down acetylcholine), and acetylcholine is a highly desired neurotransmitter!

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50plus LIFE •

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Gotu Kola (Centella asiatica) Gotu kola, commonly called pennywort, contains compounds that support neurotrophin secretion. Brain-derived neurotrophic factor, or BDNF, is the most well studied of the neurotrophins. It helps maintain brain integrity and signals nerve cells to survive and differentiate. Gotu kola seems to help with mental fatigue. If your practitioner approves of these gentle remedies, you could certainly try them independently, or you can find multitasking formulas that contain these as well as other key

nutrients and amino acids. Just be careful because some nootropic supplements are dangerous and, in fact, some are not supposed to be on the market anymore. Buy from trusted brands and companies. It’s completely within your rights to ask for a company’s “certificate of analysis” for purity and heavy-metal testing. If they don’t provide that document to you, run. This information is not intended to diagnose, prevent, or treat your disease. For more information about the author, visit SuzyCohen.com

Grand Purple Gala Returns to Lancaster Today, an estimated 5.4 million Americans are living with Alzheimer’s disease, and out of the top 10 causes of death in America, Alzheimer’s disease is the only one that cannot be prevented or cured. To help raise money to find a cure, the third annual Grand Purple Gala took place at the Hamilton Ballroom, Lancaster, on Oct. 13. Proceeds of this lively, one-night event benefited the Walk to End Alzheimer’s, a major fundraising event for the Alzheimer’s Association. Co-chairs Catherine Chilcoat and Coleen Frazier, with the help of volunteer coordinator Mary Lawhead and silent auction coordinator Julie Ehrgood, began hosting the Grand Purple Gala in 2015 to benefit the Walk to End Alzheimer’s while having a night of food, education, and dancing. Jean Engard, president of Comfort Keepers, has agreed to chair the next Grand Purple Gala in 2018. The evening kicked off with a cocktail hour followed by dinner and a presentation emceed by Patsy Sympson, host on Fun 101.3 FM. After dinner, Marisa Witmer, the Franklin & Marshall College

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student recognized with the Angel of Alzheimer’s Award in 2016, gave the keynote address. Witmer spoke about her study on the diabetes medication Metformin and its connection with Alzheimer’s. Witmer won the grand champion prize in the North Museum & Science Engineering Fair for her research. The 2017 Angel of Alzheimer’s Award was presented to Mary Howard Reed, a volunteer for the Alzheimer’s Association. This year, the Grand Purple Gala carried a masquerade theme, and guests were encouraged to dress up and participate in a costume competition. An engaging rendition of “My Girl,” led by 2010 PA State Senior Idol winner Chris Poje, got everyone up and dancing the rest of the night. A silent auction and raffle went on throughout the evening with prizes from spas, restaurants, retail stores, and more. If you missed out on the Grand Purple Gala this year, don’t worry—it will be back in 2018. For more information, visit www. alz.org.

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50plus LIFE •

November 2017

17


Aid & Attendance Veterans’ Benefit

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Sponsor & Exhibitor Opportunities Available

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November 2017

50plus LIFE •

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Wartime Vets, Surviving Spouses May Qualify for A&A Benefit For many aging or disabled veterans who need help with activities of daily living, finding the funds to pay for the care they need is a common concern. Many veterans aren’t aware of the Aid & Attendance pension they have earned for themselves and their surviving spouses through their service to their country. The Aid and Attendance pension provides benefits that reduce the cost of care for wartime veterans and surviving spouses who require assisted living/ personal care. Veterans and surviving spouses who are eligible for a VA pension and require the aid and attendance of another person, or are housebound, may be eligible for additional monetary payment. “Aid & Attendance is most often used [to pay] for a personal care home and/or home care,” Daniel Tooth, director of the Lancaster County Department of Veterans Affairs, said. Tooth added that a common misconception about the benefit is “that all veterans can receive this benefit. Only wartime veterans and their surviving spouses are eligible.” When a veteran turns 65, the VA automatically classifies them as disabled, and if they meet income and asset criteria, they are eligible for a basic pension. Because Aid and Attendance and Housebound allowances increase the pension amount, people who are not eligible for a basic pension due to excessive income may be eligible for pension at these increased rates.

A&A and Housebound benefits are non-service-connected benefits (disability need not be a result of service). A veteran or surviving spouse may not receive Aid and Attendance benefits and Housebound benefits at the same time, nor may they receive non-service and service-connected compensation at the same time. If a veteran is currently receiving disability compensation from the VA, they cannot receive both the disability compensation and the A&A pension, but they can file for the increased pension based on non-service-connected health issues. If the application is approved, the VA will pay whichever benefit has the highest dollar amount. If the veteran is receiving compensation for a serviceconnected injury, that compensation would not be counted as income. Aid & Attendance (A&A) The Aid & Attendance increased monthly pension amount may be added to your monthly pension amount if you meet one of the following conditions: • You require the aid of another person in order to perform personal functions required in everyday living, such as bathing, feeding, dressing, toileting, adjusting prosthetic devices, or protecting yourself from the hazards of your daily environment (e.g., using a stove or other household appliances). www.50plusLifePA.com


• You are bedridden, in that your disability or disabilities require that you remain in bed apart from any prescribed course of convalescence or treatment. • You are a patient in an assisted living or personal care facility due to mental or physical incapacity. • Your eyesight is limited to a corrected 5/200 visual acuity or less in both eyes or concentric contraction of the visual field to 5 degrees or less. Housebound This increased monthly pension amount may be added to your monthly pension amount when you are substantially confined to your immediate premises because of permanent disability. How to Apply In eastern Pennsylvania, you may apply for Aid and Attendance or Housebound benefits by writing to the Philadelphia VA Regional Office, P.O. Box 8079, Philadelphia, PA 19101. Call the office tollfree at (800) 827-1000 for more information. When considering a move to a personal care home or nursing facility, the community’s administration will often assist in making sure you have the necessary information collected and that it is complete prior to submission. What You Need You must have military discharge or DD 214. You should include copies of the Aid & Attendance Form 10 or VA 21, signed by a doctor, M.D., or D.O., validating the need for Aid and Attendance or Houseboundtype care. The VA does not accept physician assistant, nurse, or social worker signatures. Eligibility requirements include (canceled checks or statements are required for documentation of expenses): 1. Ninety continuous days of service in the U.S. military with at least one day during a wartime period as established by the U.S. Congress, e.g., World War II, Korea, Vietnam. www.50plusLifePA.com

2. A medical diagnosis or condition that required the assistance of another person to meet the daily necessities of life, such as hygiene, eating, bathing, etc. Example: Alzheimer’s disease or other dementia, stroke, blindness, etc.

We Want YOU! •K  orean war veterans (of all service branches) who served anywhere in the world 1950–1955 • Veterans (of all service branches) who served in Korea 1945–present

3. Household income that is below the established limits. Authorized out-of-pocket household medical expenses can be deducted from income. These expenses can include: • Medicare and health insurance premiums • Prescription drugs • Co-payments for doctors and prescriptions • Skilled nursing care or home care • A ssisted living (personal care in Pennsylvania) and nursing care expenses when required by medical conditions • Funeral expenses • Incontinence supplies Household income and medical expenses include both veteran and spouse. The household asset limit is $80,000, not including the home and/or auto. The objective is to use medical expenses to reduce income. Income can be verified through SS 1099, tax returns, bank statements, etc. Although there is not currently a look-back period and penalty on asset transfers to reduce wealth, as is the case with Medicaid applications, Tooth warned changes are on the horizon for 2018. “There is a two-year look-back on asset transfers coming next year,” Tooth said. Even if you don’t qualify for the Aid & Attendance benefit, you may still qualify for the Basic Pension based on age and income or Pension with Housebound Benefits if you are housebound. For more information, check out the Aid and Attendance page on the Department of Veterans Affairs’ website (www.benefits. va.gov/pension/aid_attendance_ housebound.asp), VeteranAid.org, or call the Philadelphia VA Regional Office toll-free at (800) 827-1000.

The mission of the KWVA/USA is to defend our nation. Care for our veterans. Perpetuate our legacy. remember our missing and fallen. Maintain our memorial. Support a free Korea.

Come and enjoy the camaraderie of your fellow veterans at a monthly meeting of the local chapter of the Korean War Veterans Association (KWVA). We meet on the second Wednesday of each month at Wood Crest Villa — Bluebird Commons, 2001 Harrisburg Pike, Lancaster, PA 17601, starting with lunch at noon. This invitation includes spouses/companions and drivers. There is no charge for attendance. Dress code is casual. We currently have 90+ registered members. Come join us. Hopefully, you will find it habit forming.

For more information call: Bill Kelley, VP (717) 560-9424.

Stories of ordinary men and women called to perform extraordinary military service. From 1999–2016, writer and World War II veteran Col. Robert D. Wilcox preserved the firsthand wartime experiences of more than 200 veterans through Salute to a Veteran, his monthly column featured in 50plus LIFE. Now, for the first time, 50 of those stories— selected by Wilcox himself—are available to own in this soft-cover book.

Simply complete and mail this form with your payment to the address below to order Salute to Our Veterans. On-Line Publishers • 3912 Abel Drive, Columbia, PA 17512 Name_ _______________________________________________________ Address_ ______________________________________________________ City_______________________________ State_ ____ Zip_ ______________ Phone_ _____________________ Email______________________________ Number of copies_ ______ (Please include $20.80 for each copy) Credit card #______________________________________ Exp. date________ Signature of cardholder_________________________________CVV #________

Or send a check made payable to On-Line Publishers, Inc. You can also order online at www.50plusLIFEpa.com! 50plus LIFE •

November 2017

19


Social Security News

‘Wounded Warriors’ Site Supports Veterans By John Johnston

Social Security’s expedited process is available Supporting veterans and active-duty members to military service members who become disabled of the military is a key part of Social Security’s mission. Our disability program has helped while on active military service on or after Oct. 1, 2001, regardless of where the disability occurs. countless wounded warriors and their loved ones. Even active-duty military who continue to Every Veterans Day, the nation collectively receive pay while in a hospital or on medical leave honors the brave people who risk their lives to protect our country. should consider applying for disability benefits if they’re unable to work due to a disabling For those who return home with injuries, Social Security is a resource they can turn to for condition. Active-duty status and receipt of military pay doesn’t necessarily prevent payment of disability benefits. Social Security’s Wounded Social Security disability benefits. Warriors website is www.socialsecurity.gov/ Although a person can’t receive Social Security woundedwarriors. disability benefits while engaging in substantial The Wounded Warriors website has answers to many commonly asked questions and provides work for pay or profit, receipt of military payments Veterans Day is Nov. 11 should never stop someone from applying for other useful information about disability benefits, including how veterans can receive expedited disability benefits from Social Security. You can learn more by visiting our veterans page processing of disability claims. at www.socialsecurity.gov/people/veterans. Benefits available through Social Security are different from those available from the Department of Veterans Affairs; they require a separate application. John Johnston is a Social Security public affairs specialist.

Every Hero Has a Name.

50plus LIFE’s editorial content just earned 4 awards! Bronze Award

Is your military hero also your spouse, child, grandchild, friend, or neighbor?

“Pinups Honor 21st-Century Patriots” by Lori Van Ingen

Help us put a face and a name to the courageous men and women who are currently serving or who have served in any branch of the U.S. Armed Forces.

Bronze Award “Still in the Game’” by Megan Joyce

Salute to Service

is an online photo gallery honoring the military heroes in our lives.

Merit Award

Upload your hero’s picture, name, and information at VeteransExpo.com/salute-to-service.

“Celebrating Central PA’s Many Cultures’” by Lori Van Ingen

Bronze Award “Suspense Author Rewrites Retirement” by Megan Joyce

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November 2017

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Older But Not Wiser

The Spin    

Sy Rosen

After listening to politicians for the past year, I realized something very important: I should stop listening to politicians. However, they are good at one thing—spinning. Making everything sound better than it really is. Well, maybe it’s time we seniors get in on the spin bandwagon. We’ve all heard the spin that wrinkles are really “wisdom lines.” I want to take this to the next level. One image of seniors is that we constantly repeat ourselves. I suggest we spin this by saying we are simply “reinforcing our ideas” (mostly to people who are not smart enough to understand what we are saying the first time). Unfortunately to many, a walker is a symbol of our declining years. We can change this impression by calling it a “self-powered mobility device.” As we get older, we are subject to shrinking, about 1-2 inches in height. However, if we spin “shrinking” to “downsizing,” we are strongly implying that it’s something we want to do. Many people across the country are happily moving into smaller homes. Well, we’re happily moving into smaller bodies. And it doesn’t hurt that “downsizing” is a current term (by “current” I mean about 30 years old). “Early-bird dinner” has become a punch line for getting older. We will now call it a “late lunch.” And it’s nobody’s business that our next meal is an early breakfast. As we get older, we go to the bathroom several times a night. We should spin these bathroom excursions and call them “evening aerobics.” Reading the obits has become an obsession as we age. We want to make www.50plusLifePA.com

sure nobody we know is in the obits and, more important, that we’re not in there. Instead of “checking the obits,” I now call it “longevity data research.” It gives a scientific flair to our obsession. As we age, many of us get a “turkey neck.” This is not a flattering description, so I suggest we call it a “flap app.” OK, this really makes no sense, but by using “app” we are giving it a youthful spin. And it helps that it rhymes—we are now joining the ranks of rappers. Large-print books are also associated with getting older. I suggest we call it “extreme lettering.” By using the word “extreme,” we’re getting in on the extreme sports culture of our country. Another stereotype of getting older is that we are forced to be alone, feeling depressed. Let’s change this image of solitary unhappiness by calling it “The Garbo.” Greta Garbo famously said, “I want to be alone.” Yet another symptom of getting older is loss of hair. We should stop using the negative word “bald” and start calling our shiny scalp “skin bling.” The word “bling” indicates we are kind of hip (if “hip” is still a hip word). Another stereotype is that we live in the past, thinking of days gone by. By spinning this and calling us “time travelers,” I’m giving us a sci-fi aura. And time traveling doesn’t have to mean that we actually go there physically—we can go there mentally. Right now I am thinking I am 16 years old. Oh man, I’m getting a pimple. I would write more, but I feel like taking a nap. I mean, a “mental power regenerator.”

            

  





  

 



50plus LIFE •

November 2017

21


Deal Me In

The Best Bet without Using Brainpower is … By Mark Pilarski

Dear Mark: When it comes to making the best bet in a casino, your advice has been playing perfect strategy at either blackjack or video poker. Here’s my issue with that. I am not interested in learning a new skill in any game that I will probably play once a month, for only four hours at best. But I also don’t want to make stupid bets that have a high house edge. So, what is your recommendation for either a game or wager where I don’t have to use my wits and still get a fair shake against the house? – Cliff W. Fortunately, Cliff, the good news is there are alternative wagers so that you are not just limited to perfect play at blackjack or video poker when it

comes to getting a “fair shake against the house.” The best bet in the entire casino where you don’t have to use your noggin is to walk up to a crap table and make a bet on the pass line, and double odds underneath. It gets even better if you can get even higher multiple odds. For instance, if you have a $5 pass line bet and the point is 4, if you win, your pass line bet is paid at even money (1:1), bringing you $5 in

The house edge is tied to the odds of the bet. At double odds the house edge drops to 0.6 percent, 10x odds to 0.2 percent, and 100x odds, all the way down to 0.02 percent.  Bellying up to a crap table and joining the euphoria of this fast-paced game need not be intimidating, as long as you stick to a simplified strategy of betting the pass line and taking odds. Also, Cliff, there are two bets on a Baccarat game that offer a somewhat higher edge, and again, with no need to use your gray matter—especially because you don’t even have to know the rules as the hitting sequence is predetermined. The house advantage is either 1.17 percent when betting the bank hand

winnings. Your pass line bet alone has a house edge of 1.4 percent. The pass line wager itself is somewhat competitive against perfect play at video poker or blackjack, but not equal to or better than. So, Cliff, let’s enhance the wager to give it equal footing. By taking double odds ($10), you are paid at true odds (2:1) on that portion of the bet, bringing you $20 on the win.

please see BET page 31 4

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November 2017

50plus LIFE •

www.50plusLifePA.com


Lancaster County

Calendar of Events

Support Groups Free and open to the public Mondays, 10 a.m.; Thursdays, 2 p.m. Our Journey Together Cancer Support Group Lancaster Cancer Center Greenfield Corporate Center 1858 Charter Lane, Suite 202 Lancaster (717) 291-1313, ext. 143 Nov. 1, 7-8:15 p.m. Alzheimer’s Caregivers Support Group Willow Lakes Outpatient Center 212 Willow Valley Lakes Drive Willow Street (717) 464-9365 Nov. 2 and 16, 6:30-7:30 p.m. Women’s Divorce/Separation Support Group Mental Health America of Lancaster County Community Services Building Room B-103 630 Janet Ave., Lancaster (717) 397-7461 mha@mhalancaster.org

Senior Center Activities

Nov. 13, 10-11 a.m. Alzheimer’s Caregivers Support Group Garden Spot Village Concord Room 433 S. Kinzer Ave., New Holland (717) 355-6076 jmorton@gardenspotvillage.org

Nov. 20, 2 p.m. Lancaster County Parkinson’s Support Group Landis Homes 1001 E. Oregon Road, Lititz (717) 509-5494

Nov. 15, 7 p.m. Memory Loss Support Group Pleasant View Retirement Community Stiegel Dining Room – Town Square North 544 N. Penryn Road, Manheim (717) 664-6696 kdisalvo@pleasantviewrc.org

Nov. 21, 10:30-11:30 a.m. Dementia Caregiver Support and Education Group Masonic Village Health Care Center Courtyard Conference Room 1 Masonic Drive, Elizabethtown (717) 367-1121, ext. 33764

Nov. 16, 10-11:30 a.m. Bereavement Support Group Masonic Village Sycamore North Recreation Room 1 Masonic Drive, Elizabethtown (717) 367-1121, ext. 33576

Nov. 22, 6-8 p.m. Epilepsy Foundation of Eastern Pennsylvania Support Group Lancaster General Hospital – Stager Room 5 555 N. Duke St., Lancaster (800) 887-7165, ext. 104

Nov. 16, noon Brain Tumor Support Group Lancaster General Health Campus Wellness Center 2100 Harrisburg Pike, Lancaster (717) 626-2894

Nov. 27, 2-3 p.m. Parkinson’s Support Group Garden Spot Village Theater 433 S. Kinzer Ave., New Holland (717) 355-6259 slapp@gardenspotvillage.org

Community Programs Free and open to the public Nov. 1, 2 p.m. Korean War Veterans Association Meeting Oak Leaf Manor North 2901 Harrisburg Pike, Landisville (717) 299-1990 pcunningham1841@verizon.net Nov. 2, 9 a.m. to 2 p.m. Veterans’ Expo and Job Fair Spooky Nook Sports 2913 Spooky Nook Road Manheim (717) 285-1350 www.veteransexpo.com Nov. 3, 5-9 p.m. First Friday Reception: Brett Greiman Mulberry Art Studios 19-21 N. Mulberry St., Lancaster (717) 295-1949 www.mulberryartstudios.com

Nov. 4-13 Massing of the Colors Memorial Display Masonic Village Veterans Grove 1 Masonic Drive, Elizabethtown (717) 367-1121 Nov. 6, 6 p.m. Red Rose Singles Meeting Centerville Diner 100 S. Centerville Road, Lancaster (717) 406-6098 Nov. 8, 7-9 p.m. Philatelic Society of Lancaster County Open House Woodcrest Villa Bluebird Commons, Ground Floor 2001 Harrisburg Pike, Lancaster (717) 723-1864

Library Programs Lititz Public Library, 651 Kissel Hill Road, Lititz, (717) 626-2255 Nov. 14, 6:30 p.m. – Town Hall with Rep. Mentzer and Sen. Aument Nov. 15, 7 p.m. – Beekeeping Class Nov. 16, 7 p.m. – Concert: Break from Blue Collar

www.50plusLifePA.com

Nov. 11, 2 p.m. Veterans Day program Masonic Village Freemasons Cultural Center Brossman Ballroom 1 Masonic Drive, Elizabethtown (717) 367-1121 Nov. 16, 2 p.m. Centerville AARP Chapter 4221 Meeting Pheasant Ridge Community Center 209 Longwood Court West, Lancaster (717) 786-4714 Nov. 21, 2-3:30 p.m. Late 19th-Century Immigration to America Willow Valley Genealogy Club Willow Valley Communities Orr Auditorium 211 Willow Valley Square, Lancaster www.genealogyclubwv.com (717) 397-0439

Cocalico Senior Association – (717) 336-7489 Nov. 13, 9:45 a.m. – Veteran Recognition Nov. 17, 10 a.m. – How the Amish Deal with Challenges of Technology Nov. 21, 9 a.m. – How to Winterize Columbia Senior Center – (717) 684-4850 Nov. 7, 9:30 a.m. – Enjoying Life with Good Hearing and Hearing Screenings Nov. 17, 9:30 a.m. – Mid Penn Legal Services Program Nov. 28, 10:30 a.m. – Linda Bradley Music Program Elizabethtown Area Senior Center – (717) 367-7984 Nov. 3, 11 a.m. – Fraud Bingo Nov. 11, 7 a.m. – Bazaar and Pancake Breakfast Nov. 27, 10:30 a.m. – Country Christmas Music with Dan Martin Lancaster House North Happy Hearts Club Senior Center – (717) 299-1278 Mondays, 9:30 a.m. – Senior Exercise Class Thursdays, 12:30 p.m. – Bingo and Pinochle Fridays, 12:30 p.m. – Party Bridge Lancaster Neighborhood Senior Center (717) 299-3943 Mondays and Wednesdays, 9 a.m. – Geri Fit Exercise Program Thursdays, 10:30 a.m. – Sail Exercise Nov. 1, 10:30 a.m. – Hospice Lancaster Rec. Senior Center – (717) 392-2115, ext. 147 Nov. 2, 10:30 a.m. – Memory Workout by Montessori on Wheels Nov. 15, 10:30 a.m. – Virtual Tour of Landis Valley Museum Nov. 16, 10:30 a.m. – Petroglyphs in Pennsylvania by Pennsylvania Historical Museum Lititz Senior Center – (717) 626-2800 Nov. 1, 9:15 a.m. – Walkers/Shuffleboard/Wii Bowling Nov. 6, 10 a.m. – Penn State Nutrition Nov. 30, 10:15 a.m. – Music and Dancing with Lost and Found Luis Munoz Marin Senior Center – (717) 295-7989 Nov. 1, 9 a.m. – Diabetic Care Nov. 10, 11 a.m. – Fresh Express Nov. 22, all day – Thanksgiving Celebration Millersville Senior Center – (717) 871-9600 Nov. 13, 10:30 a.m. – Penn State Nutrition Nov. 15, 10:30 a.m. – Reflections on Life and Reminiscing Nov. 17, 10:30 a.m. – Chair Yoga Next Gen Senior Center – (717) 786-4770 Nov. 1, 9:30 a.m. – Memorial Service Nov. 17, 10 a.m. – Pop Pop’s Doowap Music Nov. 28, 10:30 a.m. – Holiday Craft Rodney Park Happy Hearts Club Senior Center – (717) 393-7786 Tuesdays, noon – Pinochle Wednesdays, 1 p.m. – Varied Activities Thursdays, noon – Bingo

50plus LIFE •

November 2017

23


Nursing & Rehabilitation Centers Bethany Village – The Oaks

325 Wesley Drive • Mechanicsburg, PA 17055 (717) 766-0279 • www.bethanyvillage.org Number of Beds: 69 Rehabilitation Unit: Yes Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes Scheduled Entertainment: Yes

Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Accreditations/Affiliations: CARF/CCAC; Eagle, LeadingAge PA Comments: Maplewood Assisted Living also available.

Homeland Center

1901 North Fifth Street • Harrisburg, PA 17102-1598 (717) 221-7902 • www.homelandcenter.org Number of Beds: 95 Rehabilitation Unit: No Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes Scheduled Entertainment: Yes

Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Accreditations/Affiliations: AAHSA, LeadingAge PA (PANPHA), NHPCO, PHN, HPNA Comments: A beautiful, full-service continuing care retirement community with a 150-year history of exemplary care.

The Middletown Home

999 West Harrisburg Pike • Middletown, PA 17057 (717) 944-3351 • www.middletownhome.org Number of Beds: 102 Rehabilitation Unit: No Alzheimer’s Unit: No Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Respiratory, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes

Scheduled Entertainment: Yes Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Comments: Our campus offers skilled nursing and rehabilitation services, personal care, and independent living residences.

StoneRidge Towne Centre

7 West Park Avenue • Myerstown, PA 17067 (717) 866-6541 • www.stoneridgeretirement.com Number of Beds: 135 Rehabilitation Unit: Yes Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Physical, Occupational Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes Scheduled Entertainment: Yes

Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Comments: A devoted team providing care and compassion in the heart of Myerstown. Personal care available.

Claremont Nursing & Rehabilitation Center 1000 Claremont Road • Carlisle, PA 17013 (717) 243-2031 • www.ccpa.net/cnrc Number of Beds: 282 Rehabilitation Unit: Yes Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes Scheduled Entertainment: Yes

Private Rooms Available: No Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Comments: Featuring Transitions at Claremont, a dedicated, 39-bed, shortterm rehab unit. Claremont provides quality skilled nursing and secured dementia care.

Mennonite Home Communities

1520 Harrisburg Pike • Lancaster, PA 17601 (717) 393-1301 • www.mennonitehome.org Number of Beds: 188 Rehabilitation Unit: Yes Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes Scheduled Entertainment: Yes

Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Accreditations/Affiliations: Equal Housing, LeadingAge PA Comments: Person-centered care with reputation for compassion and excellence. Established in 1903. Respite care available w/minimum stay.

Pleasant Acres Nursing & Rehabilitation Center 118 Pleasant Acres Road • York, PA 17402 (717) 840-7100 • www.yorkcountypa.gov Number of Beds: 375 Rehabilitation Unit: No Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Physical, Occupational Respiratory Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes

Scheduled Entertainment: Yes Private Rooms Available: No Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Comments: Elm Spring Residence Independent Living on campus.

Thornwald Home

442 Walnut Bottom Road • Carlisle, PA 17013 (717) 249-4118 • www.ucc-homes.org Number of Beds: 117 Rehabilitation Unit: No Alzheimer’s Unit: No Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes Scheduled Entertainment: Yes

UCC Homes

Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Comments: A place to be yourself and celebrate your life.

This is not an all-inclusive list of agencies and providers. These advertisers are eager to provide additional information about their services.

24

November 2017

50plus LIFE •

www.50plusLifePA.com


Nursing & Rehabilitation Centers Transitions Healthcare – Gettysburg

595 Biglerville Road • Gettysburg, PA 17325 (717) 334-6249 • www.transitionshealthcarellc.com Number of Beds: 135 Rehabilitation Unit: Yes Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Respiratory, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes

Scheduled Entertainment: Yes Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Accreditations/Affiliations: PHCA, PACA Comments: Fully staffed Transitions Healthcare employees in skilled nursing and sub-acute rehab. Tours are encouraged!

If you would like to be featured on this important page, please contact your account representative or call (717) 285-1350.

This is not an all-inclusive list of agencies and providers. These advertisers are eager to provide additional information about their services.

The Bookworm Sez

The American Spirit Terri Schlichenmeyer

One nation, under God, indivisible. Those words deeply mean something to you. Maybe you’ve fought for them. Maybe you say them daily. You see the news and they leap to mind, whether you’re optimistic for the future or pessimistic about current events. And in the book The American Spirit by David McCullough, you’ll see how the former better describes our nation. For the past 50 years or so, author and historian McCullough has given many speeches. He’s been honored to talk to graduating classes, business organizations, and politicians throughout that time, and he says he often returns home knowing that “the American spirit [is] still at work.” Yes, we’ve always been divided— and united. We were united by people like John Adams, Thomas Jefferson, and Manasseh Cutler, men about whom much has been written. And yet, says McCullough, there were other “giants” in history that we never hear much about: Henry Cabot Lodge Jr., Speaker Joe Martin, www.50plusLifePA.com

Margaret Chase We are a Smith, Frank country that Church … the list is values education. endless. We mostly “want “How can we to belong to know who we something larger are and where we than ourselves.” We are headed,” asks are a nation made McCullough, “if of people born we don’t know here and around where we have come the world. We are from?” stewards of and Knowing why our teachers for historic cities grew, and why sites. they were important, And “When explains us in better bad news is riding detail; take the “Pitt high …” says from Pittsburgh The American Spirit: Who We Are McCullough, “… and the loss would and some keep and What We Stand For By David McCullough be devastating,” crying that the c. 2017, Simon & Schuster McCullough says, as country is going to 176 pages an example. the dogs, remember We also should it’s always been study the “energy” of the documents going to the dogs in the eyes of some, created by the Founding Fathers— and that 90 percent, or more, of the and about those fathers, we must people are good people … remember that they were “living men” “We all know that. Let’s all pitch and fallible humans. They wrote with in. And never lose heart.” their reputations in mind, “staking The news makes you want to their lives on what they believed …” scream? Come over here and join the

club—but bring your copy of The American Spirit. There’s a lot we can learn together. We can do that, says author David McCullough, by reading history to get a bigger picture of the arms-wideopen optimism shared by America’s brightest citizens. Here, in this anthology of speeches, McCullough displays unparalleled storytelling skills with tales of those preachers, politicians, visionaries, men, and women whose work meant everything to a growing nation. It’s hard not to get caught up in McCullough’s eagerness to know those tales, and it’s hard not to be stirred by them. This book is small, but its message is huge. So, if you’re a student of current events, give it the introspection and time it demands. Do that, and The American Spirit could pledge for you a new outlook. The Bookworm is Terri Schlichenmeyer. Terri has been reading since she was 3 years old and she never goes anywhere without a book. She lives on a hill in Wisconsin with two dogs and 14,000 books.

50plus LIFE •

November 2017

25


Tinseltown Talks

Turning 90, L.Q. Jones Reflects on Hollywood Journey

Nick Thomas

For over 50 years, L.Q. Jones was a familiar supporting character actor in some 100 films and hundreds more television shows. Lanky, tough, and athletic, he could tackle any role, although he was often cast as the “heavy” in Westerns and dramas, projecting the “bad guy” image with merely a sinister smirk or a menacing twinkle in the eye. Over summer (Aug. 19) Jones turned 90, and two days later he hosted a showing of The Wild Bunch at Grauman’s (now the TCL) Chinese Theatre. Born and raised in Texas as Justus McQueen, relatives took care of the young boy after his mother was killed in a car accident. “I was born in Beaumont, although they may try to disclaim me, but it’s too late now!” said Jones from his

L.Q. Jones over the years. Buchanan Rides Alone (Columbia, 1958), Major Dundee (1965, Bresler Productions), The Patriot (1998, Interlight)

home in LA. “We moved around quite a bit, to Houston to Dallas to Oklahoma City, back to Beaumont, and finally Port Neches. I had a horse by the time I was 8 or 9 and grew

up around tough rodeo people—my uncle was into roping—so Westerns were easy and fun.” In college, at the University of Texas at Austin, his roommate for

Job Opportunities LANCASTER COUNTY EMPLOYERS NEED YOU!! Age 55 or over? Unemployed? The 55+ Job Bank is one of three services offered by Employment Unit at the Office of Aging. Jobs are matched with those looking for work. Based on an evaluation of your skills and abilities, we can match you with a position needed by a local employer. Some employers are specifically looking for older workers because of the reliability and experience they bring to the workplace. There is a mix of full-time and part-time jobs covering all shifts, requiring varying levels of skill and experience, and offering a wide range of salaries. The other services available through the Office of Aging are the Senior Community Service Employment Program (SCSEP) and the regularly scheduled Job Search Workshops.

For more job listings, call the Lancaster County Office of Aging at

(717) 299-7979 or visit

www.co.lancaster.pa.us/lanco_aging

Lancaster County Office of Aging 150 N. Queen Street, Suite 415 Lancaster, PA 26

November 2017

50plus LIFE •

over a year was Fess Parker. While the future Daniel Boone actor moved west to Hollywood, Jones headed south and took up ranching in Nicaragua. When Parker sent his buddy a copy of Leon Uris’s war novel Battle Cry, about to be filmed, Jones thought one character could be his ticket to fame and was encouraged by Parker to come out to Hollywood. “Within two days of arriving, I had the part of L.Q. Jones in Battle Cry and probably would never have been in the business had it not been for Fess.” Despite lacking Hollywood experience, Jones had worked some comedy acts during college to help pay the bills, so he played the comicrelief character in the 1955 war drama please see L.Q. Jones page 31

E.O.E.

WAREHOUSE ASSOCIATES – FT

Local wholesaler seeking reliable, self-motivated individuals to perform timely, quality work handling daily duties for shipping, receiving, and storing materials weighing up to 70 pounds. Need high school diploma/ GED; three months’ related experience; and ability to work overtime. SN100022.01

FOOD SERVICE – PT

Educational facility needs persons to assist operations in various food-service areas, including dish room, kitchen, prep/serving areas, dining rooms, deli, catering, and receiving. Need driver’s license, preferably six months’ related experience, and ability to lift up to 40 pounds. SN100059.02

VIEW OUR JOB LIST

SHUTTLE VAN DRIVER – PT

Need reliable individuals who are comfortable driving a 14passenger shuttle van to pick up hospital staff at a designated location, drive them to their destination, and return to original point after their shift. Need valid driver’s license and clean driving record. SN100062.04 SN-GEN.03

We list other jobs on the Web at www.co.lancaster.pa.us/ lanco_aging. To learn more about applying for the 55+ Job Bank and these jobs, call the Employment Unit at (717) 299-7979.

— Volunteer Opportunities — One of the available specialized volunteer opportunities at Lancaster County Office of Aging is that of APPRISE counselor. Counselors work with a diverse group of consumers with one commonality: There is some type of connection to Medicare. You may work with a consumer who is receiving Medicare and having problems with secondary coverage, or you may be helping the child of a Medicare consumer who’s trying to help a parent who doesn’t have drug coverage. APPRISE counselors meet with consumers who are new to Medicare, and they screen consumers to determine if they’re eligible for any benefits that help pay for the costs of Medicare. The orientation process includes shadowing experienced APPRISE counselors, working through online training modules, and attending new counselor training provided by the state Department of Aging. This process occurs during weekdays, mostly at the Office of Aging in Lancaster. For more information about this volunteer opportunity, contact Bev Via, volunteer coordinator, at (717) 299-7979 or aging@co.lancaster.pa.us.

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‘The Day I Died’: The One-Year Career of Vaughn Meader By Randal C. Hill On Nov. 22, 1963, when a Milwaukee cabbie picked up his passenger, the driver recognized 27year-old Vaughn Meader of the wildly successful comedy album The First Family. “Did you hear about Kennedy in Dallas?” asked the driver. Meader, figuring it was a joke setup, answered, “No, how does it go?” Then he heard the world-changing news on the taxi’s radio. Born in Maine in 1936, Meader moved around often before settling in Brookline, Massachusetts. He finished Brookline High Scool in 1953 and joined the Army shortly afterward. While stationed in Germany, Meader found an interest in music and, with some fellow soldiers, formed a country-music band called the Rhine Rangers. Back in the States, he became a piano-playing nightclub performer in Greenwich Village. When John F. Kennedy became president—and a national presence—Meader discovered his facility for crowd-pleasing JFK impersonations when he tossed out a few Kennedyesque lines onstage one night. Meader, who bore a passing resemblance to the young president, quickly mastered Kennedy’s gestures and facial expressions and moved onto the standup circuit with an amusing Kennedy-based shtick. On Oct. 22, 1962 (the same night as JFK’s historic Cuban Missile Crisis speech), and before a live audience, Meader, three writer friends, and a small ensemble recorded The First Family. In the course of 17 skits, Meader offered spot-on send-ups of both John and Robert Kennedy while Naomi Brossart provided the voice of Jackie. The Cadence Records disc poked good-natured fun at JFK’s PT-109 history, Kennedy athletics, White House kids, and even Jackie’s breathy description of her White House redecoration. Released in November, in its first six weeks The First Family racked up sales of 6.5 million discs—the fastest-selling LP in history at that time—and won the Grammy Album of the Year award for 1963. Meader became an overnight celebrity. While Jackie Kennedy disliked her portrayal, JFK enjoyed much of the album and gave several copies as Christmas gifts that year. He even opened a

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Democratic National Convention dinner with the line, “Vaughn Meader was busy tonight, so I came myself.” After the assassination, Cadence Records destroyed all unsold copies of The First Family to avoid being accused of “cashing in” on the president’s death. Meader never did another JFK impression and would sometimes refer to the Dallas tragedy as “the day I died.” He drifted around the country, unsuccessfully trying new routines before descending into depression and embracing a hazy world of booze and drugs. He found God in the late 1960s and returned to Maine, where he managed a pub in the small town of Hallowell. To further distance himself from his once-famous past, he reclaimed his given first name of Abbott (Vaughn was his middle name). Near the end of his life, Meader, a lifelong smoker, sold the movie rights to his story to pay his medical expenses for ongoing COPD treatments, though the movie was never made. On Oct. 29, 2004, Vaughn Meader died in obscurity at age 68, a mere footnote in 1960s entertainment history. Randal C. Hill is a rock ’n’ roll historian who lives at the Oregon coast. He may be reached at wryterhill@msn.com.

Give someone you love the gift that entertains, informs, and inspires, month after month! Or renew an existing subscription! Get a 12-month subscription to 50plus LIFE for just $10. Mail form to: 50plus LIFE, 3912 Abel Drive, Columbia, PA 17512 Please start a gift subscription for: Beginning (month) _ ___________________________ Name_ _____________________________________ Street_ _____________________________________ Apt._ ______________________________________ City/State_ __________________________________ Zip_ _______________________________________ Sign card from: Your name___________________________________ Street_ _____________________________________ Apt._ ______________________________________ City/State_ __________________________________ Zip_ _______________________________________ Your phone number____________________________ Paper (or papers/$10 per edition): Expires 12/31/17 qChester qCumberland qDauphin qLancaster qLebanon qYork

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DENTAL Insurance Physicians Mutual Insurance Company

A less expensive way to help get the dental care you deserve If you’re over 50, you can get coverage for about $1 a day* Keep your own dentist! NO networks to worry about No wait for preventive care and no deductibles – you could get a checkup tomorrow

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*Individual plan. Product not available in MN, MT, NH, RI, VT, WA. Acceptance guaranteed for one insurance policy/certificate of this type. Contact us for complete details about this insurance solicitation. This specific offer is not available in CO, NY;call 1-800-969-4781 or respond for similar offer. Certificate C250A (ID: C250E; PA: C250Q); Insurance Policy P150 (GA: P150GA; NY: P150NY; OK: P150OK; TN: P150TN)

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Puzzle Page

CROSSWORD

Solutions for all puzzles can be found on page 30

Across SUDOKU

1. Stinging insect 5. Role play 10. Equal 14. Toward shelter 15. Morning prayers 16. ____ Godiva 17. Bellow 18. Zodiac sign 19. Exhort 20. Aerie 21. Common contraction 22. Kinsman 24. Grotesque 26. Scare word 27. Explosive

30. Gr. letter 33. Looney Tunes coyote 37. Food, e.g. 39. Veneration 41. Actress Jillian 42. Succeed 43. Curtain 46. Genetic material 47. Raiment 48. Adder 49. Young bird 51. Footfalls 54. Yes 56. In what place 57. Water (Fr.)

59. Ancestry 61. Defects 63. Newspaper workers (abbr.) 64. Chafes 68. Lager 69. Inn 71. Foresaw 72. And others (Lat.) 73. Delete 74. Thought 75. Sunburns 76. Catches oneâ&#x20AC;&#x2122;s breath 77. Curious

25. Precious metal 27. Salamanders 28. Moron 29. Shade 31. Euphoric 32. Be obliged 34. Scoop 35. Central 36. Maternal 38. Geological period 40. Before (poet.) 44. King of Judah 45. Gape 50. Pickle

52. Gems 53. Adage 55. Firstborn 58. Guide 60. Man and Wight 61. Gr. cheese 62. Skinny 63. Gr. letters 65. Change 66. Social affairs 67. Rock 68. Wager 70. Mineral

Down 1. Alert 2. Burn balm 3. Oceans 4. Vex 5. Spam medium 6. Thomas a Becket, e.g. 7. Elevator man 8. Dead heat 9. Result 10. Feisty 11. Above a viscount 12. Boundary 13. Cereal grass 23. Current

Your ad could be here on this popular page! Please call (717) 285-1350 for more information.

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Medicare Open Enrollment Help Available Medicare beneficiaries will have the chance to get personalized help from APPRISE Medicare counselors at numerous locations during this year’s open enrollment period, which ends Dec. 7. APPRISE counselors offer impartial assistance to Medicare beneficiaries so they can receive the most comprehensive healthcare and prescription coverage at the best price possible. They also screen beneficiaries to determine eligibility for several benefit programs that can help with the costs of Medicare and prescription coverage. If you are already enrolled in a Medicare Advantage or a Part D prescription drug plan, you can make an appointment to meet with an APPRISE counselor during the open enrollment period by contacting Lancaster County Office of Aging at (717) 2997979 or (800) 801-3070. You can also email the agency at aging@co.lancaster.pa.us. If you are a new Medicare beneficiary and would like to meet with a counselor for an introduction to Medicare and to enroll in secondary coverage or a prescription drug plan, you will be scheduled during a time other than one of the open enrollment period appointments.

These Herbs May Ease Diabetes Symptoms Type 2 diabetes afflicts millions of people around the world. Medication such as insulin can help keep your blood sugar levels stable, but according to the Medical News Today website, these herbs can also have a beneficial effect: Aloe vera. Known for its skincare benefits, aloe may also help increase the amount of insulin produced by the pancreas. It can be consumed as juiced pulp added to beverages or as extracts available as supplements.

Bitter melon. Used for centuries as a traditional medicine in China and India, the seeds from this melon appear to lower blood sugar levels. It’s also effective when its pulp is mixed with water and when consumed as juice.

Cinnamon

Fenugreek. The seeds from this herb contain fibers that help slow the digestion of sugar and other carbohydrates. They may also help to lower cholesterol as well.     Always check with your physician before taking any herbs or supplements, of course.

Adamstown Public Library 3000 N. Reading Road, Adamstown Nov. 6, 10:30 a.m. – 5:30 p.m. Cocalico Senior Association 156 W. Main St., Reinholds Nov. 2, 9 a.m. – 4 p.m. Columbia Senior Center Columbia United Methodist Church 510 Walnut St., Columbia Nov. 9, 9 a.m. – 1 p.m. Lancaster County Office of Aging 150 N. Queen St., Suite 415, Lancaster Nov. 2, 9:30 a.m. – 3:30 p.m. Nov. 6 and 9, 9:30 a.m. – 3:30 p.m. Nov. 13 and 16, 9:30 a.m. – 3:30 p.m. Nov. 20, 9:30 a.m. – 3:30 p.m. Nov. 27 and 30, 9:30 a.m. – 3:30 p.m. Dec. 4 and 7, 9:30 a.m. – 3:30 p.m. Lititz Public Library 651 Kissel Hill Road, Lititz Nov. 1, 10 a.m. – 5 p.m. Nov. 8, 11 a.m. – 5 p.m. Manheim Township Library 595 Granite Run Road, Lancaster Nov. 15, 10 a.m. – 5 p.m. Nov. 29, 10 a.m. – 5 p.m. Next Gen Senior Center 184 S. Lime St., Quarryville Nov. 6, 9 a.m. – 1 p.m. Quarryville Public Library 357 Buck Road, Quarryville Nov. 14, 1–7 p.m.

Puzzles shown on page 29

Puzzle Solutions

Cinnamon. This tasty spice offers many benefits for diabetes patients, including positive results in maintaining appropriate blood sugar and insulin levels as well as decreasing blood pressure. Consult with your doctor before using it as a supplement, though.

Milk thistle. An extract called silymarin from this herb has antioxidant and anti-inflammatory properties, which are beneficial for people with diabetes.

Lancaster County Annual Enrollment Period Appointment Locations and Dates

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November 2017

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BET from page 22 or 1.36 percent with a player hand wager. Dear Mark: Are dealers allowed to give you advice with your hand while youâ&#x20AC;&#x2122;re playing blackjack? â&#x20AC;&#x201C; Jack K. It pretty much depends, Jack, on where you are playing. All casinos have their own internal rules and regulations. At the casinos where I either pitched cards or managed, giving advice was either forbidden, frowned upon, ignored, or they didnâ&#x20AC;&#x2122;t care, just as long as, when you peeked under your ace, you didnâ&#x20AC;&#x2122;t advance advice to the player. As to where you play, Jack, all you can do is ask to see if it is allowed.

And as for trusting any advice you get from the dealer, well, thatâ&#x20AC;&#x2122;s another story. Gambling Wisdom of the Month: â&#x20AC;&#x153;I have seen a pregnant woman stand at a 21 game, oblivious to labor pains, until we thought we were going to become midwives, and leave only when we summoned an ambulance.â&#x20AC;? â&#x20AC;&#x201C; Harold S. Smith Sr., I Want to Quit Winners (1961) Mark Pilarski is a recognized authority on casino gambling, having survived 18 years in the casino trenches. Pilarski is the creator of the bestselling, award-winning audio book series on casino gambling, Hooked on Winning. www.markpilarski. com

L.Q. JONES from page 26

Photo credit: Warner Bros

Photo credit: Warner Bros

LQ Jones right clowning around in his first film, Battle Cry.

Strother Martin, L.Q. Jones (top bunk), and Robert Ryan in The Wild Bunch.

like a veteran. After adopting his screen characterâ&#x20AC;&#x2122;s name, the lad from Texas quickly settled into Hollywood and soon became a favorite supporting actor in Sam Peckinpahâ&#x20AC;&#x2122;s films, such as The Wild Bunch. â&#x20AC;&#x153;Sam was a genius and I loved him, but he was a basket case. He drove everybody nuts.â&#x20AC;? That was evident during the production of Major Dundee with Charlton Heston. â&#x20AC;&#x153;Heston was using a real saber for one scene. Sam made him so mad, Chuck came within an eyelash of cutting Sam in twoâ&#x20AC;&#x201D;and it scared Chuck because he damn near did it. Sam found a way to get under your skin to get what he wanted out of you.â&#x20AC;? Jones calls The Wild Bunch a â&#x20AC;&#x153;hell of a movie,â&#x20AC;? but he believes

Peckinpahâ&#x20AC;&#x2122;s â&#x20AC;&#x153;Ride the High Country was the best Sam ever made, just gorgeous to watch, although I cry like a baby at the ending.â&#x20AC;? He says itâ&#x20AC;&#x2122;s â&#x20AC;&#x153;one of the best Saturday-afternoon Westerns you could ever sit and watch over a bowl of popcorn.â&#x20AC;? And while he had a few lead roles in films, Jones was content as a supporting actor. â&#x20AC;&#x153;I suppose I could have worked my way up the acting food chain, but character work was very rewarding and great fun. I loved playing the heavies because I could do what I wanted and got to work with the best in the business, so I consider myself very lucky.â&#x20AC;?

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Nick Thomas teaches at Auburn University at Montgomery, Ala., and has written features, columns, and interviews for over 650 newspapers and magazines.Â

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50plus LIFE Lancaster County November 2017  
50plus LIFE Lancaster County November 2017  

50plus LIFE — formerly 50plus Senior News — is a monthly publication for and about Central Pennsylvania’s baby boomers and seniors, offering...