Page 1

s ’ n e m o o Exp nd Coun

a Cumberl

ty

17 0 2 , 1 1 Nov9.a.m. – 2 p.mn. ter Complimentary

e Expo C le e l s i l r a s C t., Carli 100 K S OUPON H THIS C IT  W N y.com ISSIO dMyDa REE ADM

n yToSpe a W t a e aGr

F

Cumberland County Edition | November 2017 • Vol. 18 No. 11

The Diabetes Disconnect page 4

wartime vets, spouses may qualify for benefit page 10

special feature: giving from the heart page 13


The face of Medicare is changing

0

Plans starting at

$

monthly plan premiums

6ZLWFKWR0HGLFDUHFRYHUDJHWKDWȴWV WKHZD\\RXOLYH :LWKRXUSODQV\RXȇOOHQMR\  $0 monthly plan premiums  Health and prescription drug coverage in one simple plan

Get a $10 reward card when you call. There’s no obligation to enroll.

Âť A limit on the medical costs you pay each year 6HHKRZRXUSODQVČ´W\RXUV&DOOWRGD\WROHDUQPRUH

1-833-811-3126 (TTY: 711)

8 a.m. to 8 p.m., 7 days a week. A licensed agent will answer your call. )LQGDVDOHVPHHWLQJDQG5693RQOLQHDW ZZZ&RYHQWU\0HGLFDUHFRPVHDW

Aetna Medicare is a PDP, HMO, PPO plan with a Medicare contract. Our SNPs also have contracts with State Medicaid programs. Enrollment in our plans depends on contract renewal. Our dual-eligible Special Needs Plan is available to anyone who has both Medical Assistance IURPWKHVWDWHDQG0HGLFDUH6HH(YLGHQFHRI&RYHUDJHIRUDFRPSOHWHGHVFULSWLRQRISODQEHQHČ´WVH[FOXVLRQVOLPLWDWLRQVDQGFRQGLWLRQV RIFRYHUDJH3ODQIHDWXUHVDQGDYDLODELOLW\PD\YDU\E\VHUYLFHDUHD7KLVLQIRUPDWLRQLVQRWDFRPSOHWHGHVFULSWLRQRIEHQHČ´WV&RQWDFWWKH SODQIRUPRUHLQIRUPDWLRQ/LPLWDWLRQVFRSD\PHQWVDQGUHVWULFWLRQVPD\DSSO\%HQHČ´WVSUHPLXPDQGRUFRSD\PHQWVFRLQVXUDQFHPD\ FKDQJHRQ-DQXDU\RIHDFK\HDU0HPEHUVZKRJHWČ&#x160;H[WUDKHOSČ&#x2039;DUHQRWUHTXLUHGWRČ´OOSUHVFULSWLRQVDWSUHIHUUHGQHWZRUNSKDUPDFLHVLQ order to get Low Income Subsidy (LIS) copays. You must continue to pay your Medicare Part B premium. The Part B premium is covered for IXOOGXDOPHPEHUV3UHPLXPVFRSD\VFRLQVXUDQFHDQGGHGXFWLEOHVPD\YDU\EDVHGRQWKHOHYHORI([WUD+HOS\RXUHFHLYH3OHDVHFRQWDFW WKHSODQIRUIXUWKHUGHWDLOV2WKHUSKDUPDFLHVSK\VLFLDQVDQGRUSURYLGHUVDUHDYDLODEOHLQRXUQHWZRUN7KHIRUPXODU\SKDUPDF\QHWZRUN DQGRUSURYLGHUQHWZRUNPD\FKDQJHDWDQ\WLPH<RXZLOOUHFHLYHQRWLFHZKHQQHFHVVDU\$VDOHVSHUVRQZLOOEHSUHVHQWZLWKLQIRUPDWLRQ and applications. For accommodation of persons with special needs at sales meetings, call 1-833-811-3126 and TTY 711. Participating physicians, hospitals and other health care providers are independent contractors and are neither agents nor employees of Aetna. The availability of any particular provider cannot be guaranteed, and provider network composition is subject to change. All persons eligible for Medicare may receive a $10 reward card with no enrollment obligation. Non Coventry Medicare Advantage members must attend a sales PHHWLQJVFKHGXOHDQDSSRLQWPHQWRUUHTXHVWDQLQIRUPDWLRQNLWWRUHFHLYHWKHRÎ?HU&XUUHQW&RYHQWU\0HGLFDUH$GYDQWDJHPHPEHUV PXVWFDOOWKHQXPEHULQWKHDGYHUWLVHPHQWDQGSDUWLFLSDWHLQWKHPHPEHUVXUYH\WRUHFHLYHWKHRÎ?HU1RWWRH[FHHGPRUHWKDQRQH UHZDUGFDUGSHUSHUVRQ2Î?HUYDOLGZKLOHVXSSOLHVODVW Š2017 Aetna Inc.

2

November 2017

50plus LIFE â&#x20AC;ş

www.50plusLifePA.com


Such is Life

For All of Us Worriers

About Our Company For more than 20 years, On-Line Publishers, Inc. has celebrated serving the mind, heart, and spirit of the 50plus community of Central Pennsylvania. Our corporate office is located outside Columbia, Pa.

Publications

Saralee Perel

My eyes are bleeding. I was at my yearly, routine eye exam when my doctor said, “There’s bleeding around your retina in your left eye.” I panicked and cried, “What causes that?” She didn’t know and referred me to a retina specialist. I had to have a complete physical, a ton of bloodwork, a heart ultrasound, an EKG, and an ultrasound of my carotid arteries. The first thing that was ruled out was hypertension. In constant worry, I thought, “What if it’s my heart? What if I need eye surgery?” Then I reached the bottom line: “What if I’m going to die?” At my next appointment, the bleeding had gotten worse in my left eye and had spread to my right eye as well. Times between visits took months. I spent a chunk of my life lost in darkness. I’ve spent so many chunks of my life uselessly ruminating that sometimes I think I’ve lived most of my life that way. I make up scenarios, even when nothing is wrong. I vividly envision my husband, Bob, in a car crash. I “see” him in the emergency room. I wonder who I’d call first. My friend is a “think positively” person. When I told her about my eye, she said, “Everything will be fine.” I said, “You don’t know that.” You see, that’s never a given. But blindness isn’t a given either. So, what is the answer when I don’t know what will happen? Hope. My bottom-line cure to www.50plusLifePA.com

preoccupied thoughts is not thinking positively or negatively in the first place. I developed a new motto: “Just for today, no negative thoughts.” I must say that to myself 100 times a day. The negative thoughts still almost constantly come, but each time they do, I catch myself and say the motto. I say it not just about the big things, like fires, accidents, or bleeding eyes, but for all those streaming, pestering thoughts like, “My pants are a little tight.” And so, instead of picturing myself blind, I think, “I’m grateful for, right now, having such a loving husband who’s my best friend. I’m grateful for, right now, my beloved pets, a computer that is working, my home, the honor of communicating with my readers each month.” I may not have these things tomorrow, but I do now. And “now” is the only thing I truly know. As I write this column, I still don’t know why my eyes are bleeding. Yet, I’m choosing not to spend every day filled with “what if” thoughts. The time will go by between now and my next appointment, no matter how I think. If I get dreadful news, I’ll be devastated. But at least I won’t have lost yet another big chunk of my life. With my new motto, each day has been sparkling. Nationally syndicated, award-winning columnist Saralee Perel can be reached at sperel@saraleeperel.com or via her website: www.saraleeperel.com.

50plus LIFE is a monthly newspaper touching on issues and events relevant to the 50+ community. The Resource Directory for the Caregiver, Aging, and Disabled is published annually in distinct county editions with information from local businesses and organizations that meet the needs of these groups. 50plus Living, an annual publication, is a guide to residences and healthcare options for mature adults in the Susquehanna and Delaware valleys. BusinessWoman is a monthly magazine with a focus on business. It features profiles of local executive women who are an inspiration to other professionals. Lifestyle and wellness articles are also included to round out the publication and address the many facets of a woman’s life. All publications are available in print and digital formats.

Events

OLP Events, our events division, produces six 50plus EXPOs annually in Chester, Cumberland, Dauphin, Lancaster (two), and York counties. Entrance to the event, health screenings, and seminars held throughout the day are free to visitors. The women’s expo is a oneday event featuring exhibitors and interactive fun that encompass many aspects of a woman’s life. In 2018, women’s expos will be held in Hershey in the spring and in Lebanon, Lancaster, and Carlisle in the fall. OLP Events presents the Veterans’ Expo & Job Fair, a free, two-part event that takes place in York and in Wyomissing in the spring, in the Capital Area in late summer, and in Lancaster in the fall. The Veterans’ Expo connects active and retired military members and their families with benefits, resources, and employers.

For more information, call (717) 285-1350 or visit www.onlinepub.com.

Account Representative On-Line Publishers, Inc., a 22-year-old publisher and event-production company, is seeking an account representative to sell our award-winning 50plus LIFE, Resource Directories, events, and websites.

If you are hardworking, positive, outgoing, and enjoy selling products you believe in, please email your resumé and compensation history/requirements to danderson@onlinepub.com or mail to D. Anderson c/o On-Line Publishers, 3912 Abel Drive, Columbia, PA 17512.

www.onlinepub.com

50plus LIFE ›

EOE

November 2017

3


Cover Story

The Diabetes Disconnect Corporate Office

3912 Abel Drive, Columbia, PA 17512 Phone 717.285.1350 • Fax 717.285.1360 Chester County: 610.675.6240 Cumberland County/Dauphin County: 717.770.0140 Berks County/Lancaster County/ Lebanon County/York County: 717.285.1350 E-mail address: info@onlinepub.com Website address: www.onlinepub.com

PRESIDENT AND PUBLISHER Donna K. Anderson

EDITORIAL

Vice President and Managing Editor Christianne Rupp Editor, 50plus Publications Megan Joyce

ART DEPARTMENT Project Coordinator Renee McWilliams Production Artist Lauren McNallen

BUSINESS DEVELOPMENT Account Representatives Matthew Chesson Janette McLaurin Tia Stauffer Angie Willis Gina Yocum Events Manager Kimberly Shaffer Marketing Coordinator Mariah Hammacher

ADMINISTRATION Business Manager Elizabeth Duvall

Member of

Awards

50plus LIFE is published by On-Line Publishers, Inc. and is distributed monthly among senior centers, retirement communities, banks, grocers, libraries and other outlets serving the senior community. On-Line Publishers, Inc. will not knowingly accept or publish advertising which may be fraudulent or misleading in nature. Views expressed in opinion stories, contributions, articles and letters are not necessarily the views of the publisher. The appearance of advertisements for products or services does not constitute an endorsement of the particular product or service. The publisher will not be responsible for mistakes in advertisements unless notified within five days of publication. On-Line Publishers, Inc. reserves the right to revise or reject any and all advertising. No part of this publication may be reproduced or reprinted without permission of On-Line Publishers, Inc. We will not knowingly publish any advertisement or information not in compliance with the Federal Fair Housing Act, Pennsylvania State laws or other local laws.

4

November 2017

50plus LIFE ›

By Sandra Gordon If you’ve been diagnosed with diabetes, keeping track of your blood sugar can feel like a full-time job. You might be more tired than usual too. Given all that’s going on, it’s easy to lose track of the fact that diabetes can be a catalyst for other major conditions, including heart disease, kidney failure, bone-weakening osteoporosis, arthritis, diabetic neuropathy (nerve damage), and vision problems. Being aware of the connection, though, is important because you can be an advocate for your own health and take charge of the situation. To reduce your risk of complications, these steps can help you derail the diabetes domino effect. Go on a fact-finding mission. Your HbA1C level is the best gauge of diabetes control because it’s an average of your blood sugar over the past two to three months. Generally, you’re shooting for a number below 7 percent. Anything above 7 signals your blood sugar isn’t as well controlled as it could be. “If your HbA1c is high, be your own detective and solve the mystery,” says Margaret Eckert-Norton, PhD, RN, a certified diabetes educator. In addition to daily fasting blood-sugar testing, “I ask my patients to do more random checking of their blood sugar instead of sticking with a set routine,” she says. Eckert-Norton suggests monitoring your blood sugar frequently during the day, such as an hour or two after breakfast and lunch and before bed, for a week or so. Then, show your data to your doctor to see if your medication needs adjusting. Blood sugar that’s not well managed can quickly damage the tiny capillary blood vessels in your eyes, kidneys, and in extremities, such as your feet, which can lead to diabetic retinopathy, joint damage, and limb amputation. These blood vessels are thinner than a hair. “There’s strong evidence that managing Type 2 diabetes reduces the risk of these complications considerably,” says endocrinologist Kevin Pantalone, DO. Chronic high blood sugar can also affect your risk of heart attack and stroke. Cardiovascular disease is the No. 1 killer of patients with Type 2 diabetes. That’s why you’ll also want to aggressively control your blood pressure and cholesterol by following your

diabetes eating plan and taking high blood pressure and/or cholesterol-lowering medication, such as a statin drug, if necessary. Don’t wait to lose weight. “When most patients are diagnosed with Type 2 diabetes, they’ve already lost 50 percent of their body’s ability to make insulin,” Pantalone says. Still, shedding pounds (if you need to) as close to diagnosis as possible, when you still have 50 percent capacity, can make blood sugar easier to control over the long run and can help prevent diabetes complications, including heart disease, stroke, and osteoarthritis. There’s a strong link between diabetes and osteoarthritis. Researchers suspect that high blood sugar may damage cartilage in joints. But losing weight is a fix for both conditions. Shedding as little as 15 pounds can cut knee pain in half and reduce blood sugar, enabling some people to taper off insulin and other medications. Overall, “overweight is the master condition that drives the development of other major conditions,” Pantalone says. But losing weight tends to make everything better. Quit it! Smoking increases the risk of death from heart attack in people with diabetes by 52 percent, according to a study in BMJ Open. Kicking the habit is not only good for your heart and blood sugar control, it’s also important for bone health. People with Type 1 and Type 2 diabetes have an increased risk of fractures. Researchers suspect it may be due to the interplay between insulin and osteocalcin, a hormone found in bone. Switch medication. Some medications to manage blood sugar can cause weight gain, but several newer ones are available that don’t have this side effect. If you start to put on pounds after you’ve been diagnosed, ask your doctor about changing your medication. Be sure to fill your prescriptions quickly and use injectable insulin exactly as it is prescribed. Don’t try to stretch insulin by skipping injections or taking smaller doses. If the cost of insulin is a problem, ask your doctor about different, less expensive types of insulin available. www.50plusLifePA.com


See where you are. In addition to keeping your regular doctor’s appointments to monitor your blood sugar, see an ophthalmologist regularly. Diabetes can cause blood vessels in the eye to leak, which causes blurry vision and leads to vision loss. But in the early stages, you might not notice it. A yearly dilated eye exam can detect and treat the problem before it progresses. Exercise your options. “Physical activity acts like insulin. If you’re more physically active, the amount of injectable insulin you may need might go down,” says diabetes researcher William Herman, MD, MPH. Try to exercise 30 minutes per

day at least five days per week with moderately intense activities, such as brisk walking, jogging, swimming, or cycling. “Exercising five times per week really helped me,” says Ron Saul, 69, a former NFL offensive lineman for the Washington Redskins who was diagnosed with Type 2 diabetes at age 50. “I do the elliptical machine 45 minutes each day and lift weights, and feel great.” Besides helping to manage blood sugar, being active can provide a feeling of well-being that can make you want to keep up the good work. Sandra Gordon is an award-winning writer who delivers expert advice and the latest developments in health, nutrition, parenting, and consumer issues.

With Diabetes Looming, Area Grandmother Decides to ‘Make a Choice’ Q: What were your health status The Health Promotion Council and lifestyle like before you took recently announced the launch of steps to change them? Makeachoice.org, a new online Linda D’Ambrosia: I was carrying resource to help in the fight against a lot of extra weight, so I developed diabetes and obesity. high blood pressure. Part of a I couldn’t walk very collaboration with the Pennsylvania far without losing my breath, my joints Department hurt, and I was tired of Health, all of the time. Makeachoice.org is a I knew if I didn’t statewide initiative connecting make a change that a diabetes diagnosis Pennsylvanians was right around the to personal corner. success stories, diabetes education programs, and Q: How was Type 2 diabetes a free online affecting both you resource (www. Linda D’Ambrosia and your family? makeachoice.org) to LD: I have family help encourage and members with both Type 1 and inspire Pennsylvanians to prioritize their health and make a choice to live Type 2 diabetes. I saw firsthand how a healthier lifestyle. debilitating and cruel the disease can be. Seeing someone whose sugar is too Linda D’Ambrosia, of Harrisburg, low and not being able to wake them was recently named a healthy up is a frightening experience. champion for the Make A Choice Also, seeing them struggle with initiative. Read on to learn how high day-to-day issues that come with blood pressure and a frightening diabetes, like thinking clearly or fainting spell finally prompted keeping medications organized and D’Ambrosia to begin improving her health, energy, and longevity. please see DIABETES page 6 www.50plusLifePA.com

A History of Caring ... A Commitment To Excellence Since 1867.

We know you want to live

life on your own terms.

We care for you ...

wherever you call home.

Pursue your favorite hobbies or engage in our many activities. Options for independent and supportive care available. Our residents are the honored guests of the best resort in town!

A continuum of care ... focused on quality of life. Making a difference ... with dignity and respect. Live every moment. Homeland ... is where the heart is.

717-221-7901

717-221-7890

1901 North Fifth Street Harrisburg, PA 17102

2300 Vartan Way, Suite 270 Harrisburg, PA 17110

www.HomelandCenter.org

www.HomelandatHome.org

50plus LIFE ›

November 2017

5


DIABETES from page 5 on track, was eye-opening to me. Q: What finally led you to decide to work on your health? LD: One day while I was at work, I experienced a fainting spell that turned out to be a common symptom of high blood pressure. My physician put me on medication for high blood pressure, and I didn’t like how it made me feel. After about six months, I decided to make a change and finally take care of myself. That day, I made a choice to put myself first and take care of my body—and when you take care of your body, you are also taking care of your mind. I was tired of being tired and taking medication. I didn’t like myself and hated shopping for clothing. Q: What immediate steps did you take to improve your health? LD: I began educating myself about how I could change my eating habits. I started planning menus that included healthier choices. I joined

an organization to help me with my weight loss and learned healthier eating habits. It’s interesting because I was very strict about what I served my family; they had to eat vegetables and fruits at every meal. (Once again, I always put myself last.) On Sunday nights, I loaded my lunchbox up with foods that I knew were safe to snack on without feeling guilty. I shopped and prepared meals and snacks in advance so there was no excuse to choose other options. Once I had the support of the weight-loss organization and my family, the weight started coming off. I was then able to go off the medication and started adding exercise into my life. I began with slow, short walks and then became a member of a gym so the weather couldn’t be an excuse to not exercise. Soon, I was able to add more mileage to my walks, I walked faster, and I felt so much better. The fatigue disappeared too.

A Compassionate Daily Care Program For Older Adults • Safe Environment • Professional Staff • New Friendships • Activities, Exercise, And Fun • VA-Approved Center

(717) 975-9762

3 Crossgate Drive • Mechanicsburg, PA 17050

Call Or Visit Today!

Open Mon. – Fri., 7 a.m. – 5:30 p.m.

www.CPARC.org

Q: How has your fitness routine evolved over time? LD: With working full time, I realized that if I went home before my walks or going to the gym, I would not do anything. I would vacuum, clean, watch TV, and tell myself that I would do it tomorrow. That did not work. I now have an extra pair of sneakers and socks under my desk and walk at lunchtime. I also walk after work before I go home, so there is no excuse. It’s done and I feel great when I know that I put in time for me! I looked more closely at my health insurance and discovered that I could attend more than one gym. I have (jogged) a few half marathons. I walk the dogs, and I take my granddaughter for walks and enjoy spending time running after her! I also have a gym bag packed with an extra pair of sneakers and workout gear so wherever I am, I have a choice. Q: What achievements or changes are you most proud of? LD: I’m really happy that I am a role model for my daughters and granddaughter. If they don’t make a choice to take care of themselves, they could one day develop diabetes and other health issues. They all eat very healthy, exercise, and run races with me, which is a great way to spend time with my family. Keeping my weight down and staying as healthy as I can is the best feeling. I want to see my grandchildren grow up and keep doing the things that I couldn’t do 15 years ago. I also found that I can eat things that I want to and I don’t deprive myself of anything. Finding a balance is key to keeping the weight off, staying off high blood pressure meds, and preventing diabetes.

Q: How did you become involved with the Make A Choice initiative and what do you like about it? LD: I volunteered for a weightloss program and met others who were struggling to lose weight. I was contacted by one of the group members who remembered who I was and remembered my journey. I am excited to be a part of the Make A Choice initiative as it is intended to inspire and help all Pennsylvanians to get on track to live a healthier lifestyle. By doing so, they can prevent the onset of diabetes and other serious health conditions. Q: What advice do you offer someone who is facing a diabetes diagnosis and feeling overwhelmed? LD: You can make a change to be fit and live the life that you want and deserve no matter what your age. There are support groups as well as specific diabetes-prevention and diabetes self-management programs that will give you the support and guidance you need to get started. A list of these programs can be found at www.makeachoice.org. Put yourself first, and the feeling of being overwhelmed will lessen as you see and feel the changes in your body. You will have more energy, have more choices in your life, and become a stronger person inside and out. Get your family and neighbors on board too. Now, my neighbors and I walk together at least twice a week. I get to spend time with them and we motivate each other. It’s a great feeling. To learn more about diabetes prevention and management programs in the Capital Region, visit www.makeachoice. org. To see more about Linda D’Ambrosia’s journey to health and wellness, go to www.makeachoice.org/ healthy-champions.

Like 50plus LIFE? Then “Like” 50plus LIFE!

www.facebook.com/50plusLIFEPA

“Like” us on Facebook to receive a free 6-month subscription!

Plus, you’ll receive event updates, story links, and more!

6

November 2017

50plus LIFE ›

www.50plusLifePA.com


These Herbs May Ease Diabetes Symptoms Type 2 diabetes afflicts millions of people around the world. Medication such as insulin can help keep your blood sugar levels stable, but according to the Medical News Today website, these herbs can also have a beneficial effect: Aloe vera. Known for its skincare benefits, aloe may also help increase

the amount of insulin produced by the pancreas. It can be consumed as juiced pulp added to beverages or as extracts available as supplements. Cinnamon. This tasty spice offers many benefits for diabetes patients, including positive results in maintaining appropriate blood sugar and insulin levels as well as decreasing

blood pressure. Consult with your doctor before using it as a supplement, though. Bitter melon. Used for centuries as a traditional medicine in China and India, the seeds from this melon appear to lower blood sugar levels. It’s also effective when its pulp is mixed with water and when consumed as juice.

Milk thistle. An extract called silymarin from this herb has antioxidant and anti-inflammatory properties, which are beneficial for people with diabetes.     Always check with your physician before taking any herbs or supplements, of course.

At Your Fingertips Helpful numbers, hotlines, and local businesses and organizations eager to serve you—all just a phone call away. Emergency Numbers American Red Cross (717) 845-2751 Central Pennsylvania Poison Center (800) 521-6110 Cumberland County Assistance (800) 269-0173 Energy Assistance Cumberland County Board of Assistance (800) 269-0173 Eye care services Kilmore Eye Associates 890 Century Drive, Mechanicsburg (717) 697-1414 Funeral & Cremation Services Cremation Society of Pennsylvania Serving Cumberland County (800) 720-8221 Funeral Directors Cocklin Funeral Home, Inc. 30 N. Chestnut St., Dillsburg (717) 432-5312 Health & Medical Services Alzheimer’s Association (717) 651-5020 American Diabetes Association (800) 342-2383 Arthritis Foundation (717) 763-0900 CONTACT Helpline (717) 652-4400 The National Kidney Foundation (800) 697-7007 PACE (800) 225-7223 Social Security Administration (Medicare) (800) 302-1274 Vision Resources of Central Pennsylvania (717) 238-2531 www.50plusLifePA.com

Healthcare Information Pa. HealthCare Cost Containment Council (717) 232-6787 Hearing Services Duncan Nulph Hearing Associates 5020 Ritter Road, Suite 10G Mechanicsburg (717) 766-1500 Pennsylvania Office for the Deaf and Hard of Hearing (800) 233-3008 V/TTY Home Care Services Asbury Home Services (717) 591-8332 Hospice Services Homeland Hospice 2300 Vartan Way, Suite 115, Harrisburg (717) 221-7890 Housing Assistance Cumberland County Housing Authority 114 N. Hanover St., Carlisle (717) 249-1315 Property Tax/Rent Rebate (888) 728-2937 Salvation Army (717) 249-1411 Insurance Apprise Insurance Counseling (800) 783-7067 KeyNet BusinessNetwork (877) 753-9638 lift chairs Sofas Unlimited 4713 Carlisle Pike, Mechanicsburg (717) 761-7632 Nursing/Rehab Homeland Center 1901 N. Fifth St., Harrisburg (717) 221-7902

Nutrition Meals on Wheels Carlisle (717) 245-0707 Mechanicsburg (717) 697-5011 Newville (717) 776-5251 Shippensburg (717) 532-4904 West Shore (717) 737-3942 Orthopedics OSS Health 856 Century Drive, Mechanicsburg (717) 747-8315 Personal Care Homes Homeland Center 1901 N. Fifth St., Harrisburg (717) 221-7902 Pharmacies CVS/pharmacy www.cvs.com salons Earl Gibb for Hair 123 Third St., Lemoyne (717) 737-4347 Services Cumberland County Aging & Community Services (717) 240-6110 Toll-Free Numbers Bureau of Consumer Protection (800) 441-2555

Domestic Violence (800) 799-7233 Drug Information (800) 729-6686 Flu or Influenza (888) 232-3228 Health and Human Services Discrimination (800) 368-1019 Internal Revenue Service (800) 829-1040 Liberty Program (866) 542-3788 Medicare Hotline (800) 638-6833 National Council on Aging (800) 424-9046 Organ Donor Hotline (800) 243-6667 Passport Information (888) 362-8668 Smoking Information (800) 232-1331 Social Security Fraud (800) 269-0217 Social Security Office (800) 772-1213 Veterans Services American Legion (717) 730-9100 Governor’s Veterans Outreach (717) 234-1681

Cancer Information Service (800) 422-6237

Lebanon VA Medical Center 1700 S. Lincoln Ave., Lebanon (717) 228-6000 or (800) 409-8771

Consumer Information (888) 878-3256

Veterans Affairs (717) 240-6178 or (717) 697-0371

Disease and Health Risk (888) 232-3228

Not an all-inclusive list of advertisers in your area.

50plus LIFE ›

November 2017

7


Nursing & Rehabilitation Centers The listings with a shaded background have additional information about their center in a display advertisement in this edition.

Bethany Village – The Oaks

325 Wesley Drive • Mechanicsburg, PA 17055 (717) 766-0279 • www.bethanyvillage.org Number of Beds: 69 Rehabilitation Unit: Yes Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes Scheduled Entertainment: Yes

Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Accreditations/Affiliations: CARF/CCAC; Eagle, LeadingAge PA Comments: Maplewood Assisted Living also available.

Homeland Center

1901 North Fifth Street • Harrisburg, PA 17102-1598 (717) 221-7902 • www.homelandcenter.org Number of Beds: 95 Rehabilitation Unit: No Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes Scheduled Entertainment: Yes

Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Accreditations/Affiliations: AAHSA, LeadingAge PA (PANPHA), NHPCO, PHN, HPNA Comments: A beautiful, full-service continuing care retirement community with a 150-year history of exemplary care.

The Middletown Home

999 West Harrisburg Pike • Middletown, PA 17057 (717) 944-3351 • www.middletownhome.org Number of Beds: 102 Rehabilitation Unit: No Alzheimer’s Unit: No Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Respiratory, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes

Scheduled Entertainment: Yes Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Comments: Our campus offers skilled nursing and rehabilitation services, personal care, and independent living residences.

StoneRidge Towne Centre

7 West Park Avenue • Myerstown, PA 17067 (717) 866-6541 • www.stoneridgeretirement.com Number of Beds: 135 Rehabilitation Unit: Yes Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Physical, Occupational Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes Scheduled Entertainment: Yes

Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Comments: A devoted team providing care and compassion in the heart of Myerstown. Personal care available.

Claremont Nursing & Rehabilitation Center 1000 Claremont Road • Carlisle, PA 17013 (717) 243-2031 • www.ccpa.net/cnrc Number of Beds: 282 Rehabilitation Unit: Yes Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes Scheduled Entertainment: Yes

Private Rooms Available: No Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Comments: Featuring Transitions at Claremont, a dedicated, 39-bed, shortterm rehab unit. Claremont provides quality skilled nursing and secured dementia care.

Mennonite Home Communities

1520 Harrisburg Pike • Lancaster, PA 17601 (717) 393-1301 • www.mennonitehome.org Number of Beds: 188 Rehabilitation Unit: Yes Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes Scheduled Entertainment: Yes

Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Accreditations/Affiliations: Equal Housing, LeadingAge PA Comments: Person-centered care with reputation for compassion and excellence. Established in 1903. Respite care available w/minimum stay.

Pleasant Acres Nursing & Rehabilitation Center 118 Pleasant Acres Road • York, PA 17402 (717) 840-7100 • www.yorkcountypa.gov Number of Beds: 375 Rehabilitation Unit: No Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Physical, Occupational Respiratory Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes

Scheduled Entertainment: Yes Private Rooms Available: No Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Comments: Elm Spring Residence Independent Living on campus.

Thornwald Home

442 Walnut Bottom Road • Carlisle, PA 17013 (717) 249-4118 • www.ucc-homes.org Number of Beds: 117 Rehabilitation Unit: No Alzheimer’s Unit: No Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes Scheduled Entertainment: Yes

UCC Homes

Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Comments: A place to be yourself and celebrate your life.

This is not an all-inclusive list of agencies and providers. These advertisers are eager to provide additional information about their services.

8

November 2017

50plus LIFE ›

www.50plusLifePA.com


Nursing & Rehabilitation Centers The listings with a shaded background have additional information about their center in a display advertisement in this edition.

Transitions Healthcare – Gettysburg

595 Biglerville Road • Gettysburg, PA 17325 (717) 334-6249 • www.transitionshealthcarellc.com Number of Beds: 135 Rehabilitation Unit: Yes Alzheimer’s Unit: Yes Skilled Licensed Nursing: Yes Therapy: Speech, Occupational, Respiratory, Physical Long-Term Care: Yes Respite Care: Yes 24-Hour Medical Care: Yes Recreational Activities: Yes

Scheduled Entertainment: Yes Private Rooms Available: Yes Semi-Private Rooms Available: Yes Pet Visitation Allowed: Yes Beauty/Barber Shop: Yes Medicare: Yes Medicaid: Yes Accreditations/Affiliations: PHCA, PACA Comments: Fully staffed Transitions Healthcare employees in skilled nursing and sub-acute rehab. Tours are encouraged!

If you would like to be featured on this important page, please contact your account representative or call (717) 770-0140.

This is not an all-inclusive list of agencies and providers. These advertisers are eager to provide additional information about their services.

The Bookworm Sez

The American Spirit Terri Schlichenmeyer

One nation, under God, indivisible. Those words deeply mean something to you. Maybe you’ve fought for them. Maybe you say them daily. You see the news and they leap to mind, whether you’re optimistic for the future or pessimistic about current events. And in the book The American Spirit by David McCullough, you’ll see how the former better describes our nation. For the past 50 years or so, author and historian McCullough has given many speeches. He’s been honored to talk to graduating classes, business organizations, and politicians throughout that time, and he says he often returns home knowing that “the American spirit [is] still at work.” Yes, we’ve always been divided— and united. We were united by people like John Adams, Thomas Jefferson, and Manasseh Cutler, men about whom much has been written. And yet, says McCullough, there were other “giants” in history that we never hear much about: Henry Cabot Lodge Jr., Speaker Joe Martin, www.50plusLifePA.com

Margaret Chase We are a Smith, Frank country that Church … the list is values education. endless. We mostly “want “How can we to belong to know who we something larger are and where we than ourselves.” We are headed,” asks are a nation made McCullough, “if of people born we don’t know here and around where we have come the world. We are from?” stewards of and Knowing why our teachers for historic cities grew, and why sites. they were important, And “When explains us in better bad news is riding detail; take the “Pitt high …” says from Pittsburgh The American Spirit: Who We Are McCullough, “… and the loss would and some keep and What We Stand For By David McCullough be devastating,” crying that the c. 2017, Simon & Schuster McCullough says, as country is going to 176 pages an example. the dogs, remember We also should it’s always been study the “energy” of the documents going to the dogs in the eyes of some, created by the Founding Fathers— and that 90 percent, or more, of the and about those fathers, we must people are good people … remember that they were “living men” “We all know that. Let’s all pitch and fallible humans. They wrote with in. And never lose heart.” their reputations in mind, “staking The news makes you want to their lives on what they believed …” scream? Come over here and join the

club—but bring your copy of The American Spirit. There’s a lot we can learn together. We can do that, says author David McCullough, by reading history to get a bigger picture of the arms-wideopen optimism shared by America’s brightest citizens. Here, in this anthology of speeches, McCullough displays unparalleled storytelling skills with tales of those preachers, politicians, visionaries, men, and women whose work meant everything to a growing nation. It’s hard not to get caught up in McCullough’s eagerness to know those tales, and it’s hard not to be stirred by them. This book is small, but its message is huge. So, if you’re a student of current events, give it the introspection and time it demands. Do that, and The American Spirit could pledge for you a new outlook. The Bookworm is Terri Schlichenmeyer. Terri has been reading since she was 3 years old and she never goes anywhere without a book. She lives on a hill in Wisconsin with two dogs and 14,000 books.

50plus LIFE ›

November 2017

9


Aid & Attendance Veterans’ Benefit Wartime Vets, Surviving Spouses May Qualify for A&A Benefit For many aging or disabled veterans who need help with activities of daily living, finding the funds to pay for the care they need is a common concern. Many veterans aren’t aware of the Aid & Attendance pension they have earned for themselves and their surviving spouses through their service to their country. The Aid and Attendance pension provides benefits that reduce the cost of care for wartime veterans and surviving spouses who require assisted living/personal care. Veterans and surviving spouses who are eligible for a VA pension

and require the aid and attendance of another person, or are housebound, may be eligible for additional monetary payment. “Aid & Attendance is most often used [to pay] for a personal care home and/ or home care,” Daniel Tooth, director of the Lancaster County Department of Veterans Affairs, said.

BECAUSE YOU SERVED...

ELMCROFT WOULD LIKE TO SERVE YOU. Call Elmcroft today to find out about the

Veteran Benefits

Tooth added that a common misconception about the benefit is “that all veterans can receive this benefit. Only wartime veterans and their surviving spouses are eligible.” When a veteran turns 65, the VA automatically classifies them as disabled, and if they meet income and asset criteria, they are eligible for a

basic pension. Because Aid and Attendance and Housebound allowances increase the pension amount, people who are not eligible for a basic pension due to excessive income may be eligible for pension at these increased rates. A&A and Housebound benefits are non-service-connected benefits (disability need not be a result of service). A veteran or surviving spouse may not receive Aid and Attendance benefits and Housebound benefits at the same time, nor may they receive non-service and service-connected compensation at the same time.

Call today to schedule a tour!

A Rehabilitation Center & Senior Living Community

Enhance your life at Vibralife We welcome calls regarding the Aid & Attendance veterans’ benefit

717-591-2100

you or your loved one may be entitled to!

717.496.4479

129 Walnut Bottom Road | Shippensburg | elmcroft.com

10

November 2017

50plus LIFE ›

w w w.vibralife.net www.50plusLifePA.com


Aid & Attendance Veterans’ Benefit If a veteran is currently receiving disability compensation from the VA, they cannot receive both the disability compensation and the A&A pension, but they can file for the increased pension based on non-serviceconnected health issues. If the application is approved, the VA will pay whichever benefit has the highest dollar amount. If the veteran is receiving compensation for a service-connected injury, that compensation would not be counted as income. Aid & Attendance (A&A) The Aid & Attendance increased monthly pension amount may be added to your monthly pension amount if you meet one of the following conditions:

How to Apply In eastern Pennsylvania, you may apply for Aid and Attendance or Housebound benefits by writing to the Philadelphia VA Regional Office, P.O. Box 8079, Philadelphia, PA 19101. Call the office toll-free at (800) 827-1000 for more information. When considering a move to a personal care home or nursing facility, the community’s administration will often assist in making sure you have the necessary information collected and that it is complete prior to submission.

• You require the aid of another person in order to perform personal functions required in everyday living, such as bathing, feeding, dressing, toileting, adjusting prosthetic devices, or protecting yourself from the hazards of your daily environment (e.g., using a stove or other household appliances).

What You Need You must have military discharge or DD 214. You should include copies of the Aid & Attendance Form 10 or VA 21, signed by a doctor, M.D., or D.O., validating the need for Aid and Attendance or Housebound-type care. The VA does not accept physician assistant, nurse, or social worker signatures. Eligibility requirements include (canceled checks or statements are required for documentation of expenses):

• You are bedridden, in that your disability or disabilities require that you remain in bed apart from any prescribed course of convalescence or treatment.

1. Ninety continuous days of service in the U.S. military with at least one day during a wartime period as established by the U.S. Congress, e.g., World War II, Korea, Vietnam.

• You are a patient in an assisted living or personal care facility due to mental or physical incapacity. • Your eyesight is limited to a corrected 5/200 visual acuity or less in both eyes or concentric contraction of the visual field to 5 degrees or less. Housebound This increased monthly pension amount may be added to your monthly pension amount when you are substantially confined to your immediate premises because of permanent disability. www.50plusLifePA.com

• Prescription drugs • Co-payments for doctors and prescriptions • Skilled nursing care or home care • A ssisted living (personal care in Pennsylvania) and nursing care expenses when required by medical conditions • Funeral expenses • Incontinence supplies Household income and medical expenses include both veteran and spouse. The household asset limit is $80,000, not including the home and/ or auto. The objective is to use medical expenses to reduce income. Income can be verified through SS 1099, tax returns, bank statements, etc. Although there is not currently a look-back period and penalty on asset transfers to reduce wealth, as is the case with Medicaid applications, Tooth warned changes are on the horizon for 2018.

Check out our NEW

“There is a two-year look-back on asset transfers coming next year,” Tooth said. Even if you don’t qualify for the Aid & Attendance benefit, you may still qualify for the Basic Pension based on age and income or Pension with Housebound Benefits if you are housebound. For more information, check out the Aid and Attendance page on the Department of Veterans Affairs’ website (www.benefits.va.gov/pension/ aid_attendance_housebound. asp), VeteranAid.org, or call the Philadelphia VA Regional Office tollfree at (800) 827-1000 or one of the communities in this section. The communities included in this special feature are eager to help you become more familiar with the Aid and Attendance benefit. Call to make an appointment to take a tour and speak with them to see how they can help your loved one live in a safe environment with the attention they need for a happy and healthy life.

Online Resource Directory!

2. A medical diagnosis or condition that required the assistance of another person to meet the daily necessities of life, such as hygiene, eating, bathing, etc. Example: Alzheimer’s disease or other dementia, stroke, blindness, etc. 3. Household income that is below the established limits. Authorized outof-pocket household medical expenses can be deducted from income. These expenses can include: • Medicare and health insurance premiums

Convenient print edition plus extensive online access. Discover support and services available to meet challenges you may encounter as a senior, as someone who is caring for an older loved one, or a person with a disability.

www.ResourceDirectoryPA.com 50plus LIFE ›

November 2017

11


‘The Day I Died’: The One-Year Career of Vaughn Meader By Randal C. Hill

Nov. 2, 2017 9 a.m. – 2 p.m. Spooky Nook Sports

FREE PARKING!

2913 Spooky Nook Rd., Manheim

Please, join us! This combined event is FREE for veterans of all ages, active military, and their families.

At the Expo

Veterans Benefits Community Services Products and Services Available Support/Assistance Programs Education/Training Services

At the Job Fair

Employers Job Counseling Workshops/Seminars Resume Writing Assistance Principal Sponsor:

Sponsored by: AT&T • Blue Ridge Communications • Cigna / Cigna’s Health Improvement Tour Disabled American Veterans • ESPN 92.5 / 92.7 • Fulton Financial Corporation • LCTV Pennsylvania American Legion • Pennsylvania National Guard Outreach Office Pennsylvania State Headquarters VFW • WFYL • WHTM abc27 • Worley & Obetz, Inc.

Sponsor & Exhibitor Opportunities Available

www.veteransexpo.com (717) 285-1350 www.olpevents.com

12

November 2017

50plus LIFE ›

Brought to you by:

On Nov. 22, 1963, when a Milwaukee cabbie picked up his passenger, the driver recognized 27year-old Vaughn Meader of the wildly successful comedy album The First Family. “Did you hear about Kennedy in Dallas?” asked the driver. Meader, figuring it was a joke setup, answered, “No, how does it go?” Then he heard the world-changing news on the taxi’s radio. Born in Maine in 1936, Meader moved around often before settling in Brookline, Massachusetts. He finished Brookline High Scool in 1953 and joined the Army shortly afterward. While stationed in Germany, Meader found an interest in music and, with some fellow soldiers, formed a country-music band called the Rhine Rangers. Back in the States, he became a piano-playing nightclub performer in Greenwich Village. When John F. Kennedy became president—and a national presence—Meader discovered his facility for crowd-pleasing JFK impersonations when he tossed out a few Kennedyesque lines onstage one night. Meader, who bore a passing resemblance to the young president, quickly mastered Kennedy’s gestures and facial expressions and moved onto the standup circuit with an amusing Kennedy-based shtick. On Oct. 22, 1962 (the same night as JFK’s historic Cuban Missile Crisis speech), and before a live audience, Meader, three writer friends, and a small ensemble recorded The First Family. In the course of 17 skits, Meader offered spot-on send-ups of both John and Robert Kennedy while Naomi Brossart provided the voice of Jackie. The Cadence Records disc poked good-natured fun at JFK’s PT-109

history, Kennedy athletics, White House kids, and even Jackie’s breathy description of her White House redecoration. Released in November, in its first six weeks The First Family racked up sales of 6.5 million discs—the fastest-selling LP in history at that time—and won the Grammy Album of the Year award for 1963. Meader became an overnight celebrity. While Jackie Kennedy disliked her portrayal, JFK enjoyed much of the album and gave several copies as Christmas gifts that year. He even opened a Democratic National Convention dinner with the line, “Vaughn Meader was busy tonight, so I came myself.” After the assassination, Cadence Records destroyed all unsold copies of The First Family to avoid being accused of “cashing in” on the president’s death. Meader never did another JFK impression and would sometimes refer to the Dallas tragedy as “the day I died.” He drifted around the country, unsuccessfully trying new routines before descending into depression and embracing a hazy world of booze and drugs. He found God in the late 1960s and returned to Maine, where he managed a pub in the small town of Hallowell. To further distance himself from his once-famous past, he reclaimed his given first name of Abbott (Vaughn was his middle name). Near the end of his life, Meader, a lifelong smoker, sold the movie rights to his story to pay his medical expenses for ongoing COPD treatments, though the movie was never made. On Oct. 29, 2004, Vaughn Meader died in obscurity at age 68, a mere footnote in 1960s entertainment history. Randal C. Hill is a rock ’n’ roll historian who lives at the Oregon coast. He may be reached at wryterhill@msn.com.

www.50plusLifePA.com


Giving From the Heart Donation Options for Nonprofit Giving Interested in making a donation to a nonprofit? The following are the four primary methods donors use to support causes they value while adding meaning and purpose to their own legacies. 1. The Outright Gift. If you write a check, give some clothing, or transfer some stock to a nonprofit, you are making an outright gift. This is by far the most popular way for donors to give to nonprofit organizations. Nonprofits love the outright gift because it provides resources they can put to use immediately, a critical need for most. In addition, this method typically has low overhead costs and few administrative complications, financial liabilities, or requirements for specialized staff training. Donors tend to choose the outright gift because it is easy to understand and appropriate for gifts of any size to nonprofits of any size. The outright gift also brings donors the satisfaction of knowing that their dollars are going directly to work for a cause they believe in. They can see tangible results of their giving during their lifetimes. Outright gifts also provide most donors with the full measure of tax deduction and tax avoidance for which they qualify. 2. The Bequest (and beneficiary designations). Donors can create a bequest by putting a paragraph of instructions in their will. They can accomplish much the same result by adding the name of their nonprofit to their IRA or life insurance policy beneficiary form. At the end of the donors’ lives, the designated nonprofits receive these gifts as specified. For many donors, the most important advantage of a bequest is that it allows them to retain their assets until the end of their lives—ensuring their funds’ availability should they need these assets to meet unexpected crises. Donors also like the bequest because it can be kept confidential. This is important for those who wish to remain anonymous and not become candidates for ongoing fundraising efforts. Many donors like the idea that they can easily change their bequests should their area of primary interest change. For the small percentage of donors whose estates may be subject to estate taxes, the bequest by will is an effective way to reduce such taxes. This option works for any amount of money. Because IRA funds that remain in a donor’s estate will likely be subject to a high income-tax rate, these funds also make tax-effective end-of-life gifts. Bequests tend to be quite large. This is logical since, with a bequest, donors are freed from the sense of constraint they might feel in making a large gift during their lifetime. Another advantage for both donors and nonprofits is that bequests typically entail no significant costs that might diminish the actual amount received by the nonprofit: If a donor bequests $25,000, the nonprofit will get $25,000. Although bequests are not tax deductible during the donor’s lifetime, for many donors, the advantages often override this tax-deduction disadvantage. www.50plusLifePA.com

3. Life Income Gifts. The two most common options for life income gifts are the charitable gift annuity and the charitable remainder trust. Life income gifts are simple in concept. The donor gives money or another asset to the nonprofit today, and the nonprofit owns and manages this money until the donor’s death, while paying out an annual fixed payment (typically) to the donor or a designated beneficiary. With CGAs and CRTs, the nonprofit gets the funds that remain after the donor’s death. As logic would suggest, the more financial benefit the donor gets, the less benefit the nonprofit gets. Life income gifts are typically deferred gifts. With some exceptions, the nonprofit gets to spend the money only after the donor’s death. With very few exceptions, the donor cannot change the arrangement once it has been made. The CGA is relatively straightforward; it is more complicated than a bequest, but simpler than a gift trust. The arrangement is bound by a simple contract. The payout is guaranteed by the assets of the nonprofit. The donor gets a tax deduction at the time the gift is made, based on the true gift amount of the asset—but not on the portion that is slated to be returned to the donor as part of the lifetime payout. Many donors like the CGA. They are pleased that their cash flow will increase and that they will have guaranteed income for life. They will typically enjoy an immediate (although partial) tax deduction, and their nonprofit will get whatever money is left over when they die. Gift trusts (CRTs and their many variations) and other split-interest instruments are not simple. Because these trusts represent a world of technical complexity, with many variations and exceptions, a detailed exploration of them is best left to those who might feel these options are appropriate for their situations. The adviser community can provide a wealth of information on these arrangements and on the full range of split-interest gift techniques. please see GIVING page 17

Healing the Invisible Wounds of Military Conflict Dog T.A.G.S. (train, assist, guide, serve) program works with veterans suffering from Post Traumatic Stress Disorder or traumatic brain injury through the operation of a service dog program at no cost to the veteran for equipment or training. We are staffed entirely by unpaid volunteers, so we rely on public donations to continue to help heal the invisible wounds of war.

Dog Train Assist Guide Serve

To donate, please visit our website: www.dogtagsprogram.org Thank you for your support!

50plus LIFE ›

November 2017

13


Art & Antiques by Dr. Lori

New Trends in Wine-Glass Collecting Lori Verderame

Wine lovers seek to understand and enjoy all things grape. And for antique and vintage wine and barware collectors, collecting the right glass for their favorite wine is equally important. I have found that many wine lovers are quickly becoming wine glass or goblet collectors. Crystal glasses and wine glasses had fallen out of favor with millennials and other spirited drinkers who didn’t want to be presented with the chore of hand washing delicate crystal or storing glassware with every use. But finding the perfect wine glass from bygone days is fast becoming a new and fun collecting trend. Wine aficionados say that enjoying wine is as much about smelling it as it is about tasting it. So, your wine glass should be of a shape that allows both

senses to work in unison. Here is some information about wine glass shape and its impact. A wine glass in the shape of a balloon will allow the drinker to experience more aspects of a wine than a glass of a different shape. A small, narrow wine glass will keep wine cooler in the glass and help the drinker concentrate on the wine’s specific traits. Because more people are regularly drinking easyto-enjoy wines, such as Sauvignon Blanc, and light A hand-blown, reds, such as Valpolicella, Murano-glass wine collectors are looking for glass circa the 1950s. smaller, crystal wine glasses

from the 1940s-’50s, as well as larger, blown wine glasses from the early 1900s and the 1970s. When it comes to bold red wines, just like flamboyant and fantastic Italian paintings, look for a wine glass with a large bowl. The large bowl allows the red wine to swirl around and make contact with the air, breaking down any bitter tannin taste. This tradition of enjoying a big, hefty glass of red wine has resulted in new trends in the antiques world. Not only are wine lovers looking for appropriate glasses,

but they are also seeking out antique and old-style furniture. Many wine lovers are buying freestanding wooden storage cabinetry for vintage wine glasses, barware, and collectible wine bottles. Wine lovers are looking for sturdy glass stemware that can host a nice, big glass of Bordeaux, Burgundy, or Malbec. So bigger is better when it comes to a complex wine, which means wine glasses of traditional shapes and styles are all the rage now. Antique collectors are looking to the shape of old glasses from the Renaissance and Baroque periods as models for the enjoyment of bold red wines. Also, they are amassing collections of dainty, tapered-stemmed wine glasses in cut crystal or glass that recalls the glassware of the 18th

Cocklin Funeral Home, Inc., is Presenting a Life-Saving Initiative to the Area AREA’S LARGEST SELECTION!

Vital ICE The Custom-Branded, In-Case-of-Emergency App

FREE DELIVERY & SETUP!

Between and

FROM $

498

14

November 2017

4713 Carlisle Pike, Mechanicsburg

761-7632

www.sofasunlimited.com 50plus LIFE ›

Vital ICE provides a platform on which to list your (and your dependents’, if applicable) vital medical information, such as blood type, allergies, medications, medical history, ICE contacts, and much more. This information will then be readily available to EMS and other first responders when they need it most.

Please download the FREE app and enter the code

5312 to start using today!

30 N. Chestnut St., Dillsburg, PA 17019 • (717) 432-5312

www.50plusLifePA.com


century or French Rococo period. These are more suited to delicate white wines. Why did we drink wine in a stemmed glass in the first place? A stem allows the heat from our hands to be transferred only to the stem and not to the area where the glass hosts the wine. So always hold your wine glass by the stem. Stemless wine glasses are growing in popularity, yet there are fewer antique and vintage options of stemless wine glasses for collectors to collect. It isn’t as easy to find an antique stemless wine glass, but many people are drinking wines,

dare I report, from non-traditional stemless wine glasses of various shapes, most of which date from the 1960s and 1970s. When it comes to collecting trends, overall, social practices rule, and enjoying wine is no exception. When you are taking of the grape, remember the all-important wine glass shape. Dr. Lori Verderame is a Ph.D. antiques appraiser, author, and award-winning TV personality who stars on History channel’s The Curse of Oak Island. Dr. Lori presents antique appraisal events to worldwide audiences and reviews objects online at www.DrLoriV.com or (888) 431-1010.

Volunteer Spotlight Couple Devotes Retirement to Volunteering clipping coupons Barbara and for our troops John Swarner of every Wednesday Shermans Dale for several hours. have dedicated all In total, the center of their time to volunteering since has distributed $176,000 worth retirement. of coupons to the They have nation’s troops and volunteered for the their families. Central Perry Food All of their Bank for 10 years, Barbara and John Swarner volunteering is done helping to pack up food donations and through RSVP of the Capital Region. The Swarners to distribute the food to families in are grateful that they are able to Perry County on Saturdays at St. volunteer and help others in their Paul Lutheran Church. community, and they appreciate the As volunteers of the Perry many volunteering opportunities County Fair, the Swarners assist offered by RSVP. with the antique toy exhibit. They catalogue the items and help set up For more information on volunteering with RSVP of the and organize the exhibit. Capital Region, please contact Barbara Swarner also volunteers Becky Gibbons at perrycumb@ at the Central Perry Community rsvpcapreg.org or (717) 541-9521. Senior Citizens Center, where she assists with the program Troopons, Do you know a 50+ volunteer who gives selflessly to others? Tell us what makes him or her so special and we will consider them for 50plus LIFE’s Volunteer Spotlight! Submissions should be 200 words or fewer and photos are encouraged. Email preferred to mjoyce@onlinepub.com or mail nominations to 50plus LIFE, Volunteer Spotlight, 3912 Abel Drive, Columbia, PA 17512.

www.50plusLifePA.com

Confused About Your Insurance Choices? Let us guide you in choosing the right Medicare Supplement or Medicare Advantage policy. We can also help you to select a Medicare Part D plan that includes your specific medications.

• • • • • •

Walk-In Enrollment Center Medicare Counseling Medicare Advantage Plans Medicare Supplements Final-Expense Planning Our Services are Always Free!

We’re here to help!

Call: (877) 753­-9638 www.keynetquote.com

1409 State St., Harrisburg, PA 17103

Afternoon & Evening Hours Thursday & Friday Mornings & Afternoons Saturday

123 3rd St., Lemoyne

FOR HAIR!

737.4347

Exquisite Hair Cutting

KEIy eLAM O R E ssociates Medical • Diagnostic testing • Disease evaluation • Routine eye care • Emergency care and treatment

Surgical • Cataract removal and intraocular lens implants • Retinal injections (macular degeneration) • Glaucoma surgery

Optical • Complete optical department • Contact lens dispensing and instructions • Authorized Sports Eye Injury Prevention Center

Eye Care for Life! V. Eugene Kilmore, Jr., M.D. • John W. Pratt, M.D. • Foster E. Kreiser, O.D. Ryan J. Hershberger, O.D. • Michelle A. Thomas, O.D.

890 Century Drive, Mechanicsburg, PA 17055 (717) 697-1414 • www.kilmoreeye.com

50plus LIFE ›

November 2017

15


Savvy Senior

Elder Mediation Can Help Families Resolve Caregiving Conflicts

Jim Miller

Dear Savvy Senior, Are there any services that you know of that help families resolve caregiving conflicts? My mother—who just turned 82—recently had a stroke, and to make matters worse, my two siblings and I have been perpetually arguing about how to handle her caregiving needs and finances. – Bickering Siblings Dear Bickering, It’s not unusual when adult children disagree with each other regarding the care of an elder parent. If your siblings are willing, a good possible solution is to hire an “elder care mediator” who can help you work through your disagreements peacefully. Here’s what you should know.

Elder Mediation While mediators have been used for years to help divorcing couples sort out legal and financial disagreements and avoid court battles, elder care mediation is a relatively new and specialized service designed to help families resolve disputes that are related to aging parents or other elderly relatives.

ow h nS o i sh a F

or

es iz Pr

omen’s Expo Cumberland County

Do

De m on str at io ns

717.770.0140

Sh op pi ng

Family disagreements over an ill or elderly parent’s caregiving needs, living arrangements, financial decisions, and medical care are some of the many issues that an elder care mediator can help with. But don’t confuse this with family or November is National group therapy. Family Caregivers Month Mediation is only about decisionmaking, not feelings and emotions. The job of an elder mediator is to step in as a neutral third party to help ease family tensions, listen to everyone’s concerns, hash out disagreements and misunderstandings, and help your family make decisions that are acceptable to everyone. Good mediators can also assist your family in identifying experts such as estate planners, geriatric care managers, or healthcare or financial professionals who can supply

November 11, 2017 Look for

9 a.m. – 2 p.m.

the

Carlisle Expo Center 100 K St., Carlisle

Pop-up! y Holida g in Shopp

Fun!

Health & Wellness • Finance • Home Technology • Beauty • Nutrition Spa Treatments

and more!

Principal SPONSORs:

SPONSORs: SM

aGreatWayToSpendMyDay.com

FREE ADMISSION with coupon ($5 value) omen’s Expo Cumberland County

16

November 2017

Nov. 11, 2017 • 9 a.m. – 2 p.m.

When you patronize our advertisers, please let them know you saw their ad in

important information for family decision making. Your family also needs to know that the mediation process is completely confidential and voluntary, and it can take anywhere from a few hours to several meetings depending on the complexity of your issues. And if some family members live far away, a conference or video call can be used to bring everyone together. If you’re interested in hiring a private elder care mediator, you can expect to pay anywhere from $100 to more than $500 per hour depending on where you live and whom you choose. Or, you may be able to get help through a nonprofit community mediation service that charges little to nothing. Finding a Mediator To locate an elder mediator, start by contacting your area agency on aging—call (800) 677-1116 to get your local number—which may be able to refer you to local resources, or search online at Mediate.com. Another good option is the National Association for Community Mediation website (www.nafcm.org), which can help you search for free or low-cost, community-based mediation programs in your area. Unfortunately, there is currently no formal licensing or national credentialing required for elder mediators, so make sure the person you choose has extensive experience with elder issues that are similar to what your family is dealing with. Also, be sure you ask for references and check them. Most elder mediators are attorneys, social workers, counselors, or other professionals who are trained in mediation and conflict resolution. Jim Miller is a regular contributor to the NBC Today show and author of The Savvy Senior Book. www.savvysenior.org

Carlisle Expo Center • 100 K St., Carlisle 50plus LIFE ›

www.50plusLifePA.com


GIVING from page 13 A gift trust may be the right method when a potential donor has a strong charitable intent, is without heirs who need an inheritance, and has significant assets tied up in an illiquid property that does not generate enough (or any) income. A gift trust might provide the donors with a significant increase in income while providing the charity of their choice with a greatly enhanced gift, given that capital gains and estate tax “savings” would go to the nonprofit in the form of a larger gift, rather than to the IRS as a tax payment. Gift trusts are often proposed at minimum levels of $100,000 or even lower. The minimums at many commercial-trust companies, however, are in the $250,000–$400,000 range. 4. The Family Foundation. A family foundation is a separate financial entity established to hold, manage, and distribute gifted assets. It is the most complex means of giving, somewhat akin to managing a small business. It lets the donor establish a legacy that will remain in perpetuity. People also set up foundations to provide a learning and relationship-building experience for family members. Some donors like that the family foundation lets them retain a high degree of administrative control, but others may not enjoy that level of involvement. The family foundation carries with it the responsibility to adhere to a large body of government regulations. With a family foundation, the donated assets remain intact and generally grow over time. Annual distributions are made over time, generally at a minimum level of 5 percent of trust assets per year.

Questions for Donors to Ask Themselves • W hat are my values and objectives? What causes do I feel strongly about? What do I want to accomplish with my giving? What giving methods can best help me achieve my charitable goals? • W hen do I want to give money— now or at the end of my life? • W hen do I want my nonprofit to be able to spend the money that I give—now or at the end of my life? • How engaged in the process do I want to be? Am I comfortable with more paperwork, more tax

forms, and more consultations with my lawyer, accountant, and financial advisor? Or would I prefer to just give money to a cause that I believe in (now or at my death) as simply and economically as I can? • Do I seek to gain financial advantage by giving money away? Do I look to my nonprofit for advantageous financial products? • W hat true net advantage is there to me (or to my nonprofit) in giving away money through one of the more complex methods as compared with the outright gift and the bequest?

Source: Robert Livingston, Colorado Planned Giving Roundtable

www.50plusLifePA.com

50plus LIFE ›

November 2017

17


Social Security News

‘Wounded Warriors’ Site Supports Veterans By John Johnston

Social Security’s expedited process is available Supporting veterans and active-duty members to military service members who become disabled of the military is a key part of Social Security’s mission. Our disability program has helped while on active military service on or after Oct. 1, 2001, regardless of where the disability occurs. countless wounded warriors and their loved ones. Even active-duty military who continue to Every Veterans Day, the nation collectively receive pay while in a hospital or on medical leave honors the brave people who risk their lives to protect our country. should consider applying for disability benefits if they’re unable to work due to a disabling For those who return home with injuries, Social Security is a resource they can turn to for condition. Active-duty status and receipt of military pay doesn’t necessarily prevent payment of disability benefits. Social Security’s Wounded Social Security disability benefits. Warriors website is www.socialsecurity.gov/ Although a person can’t receive Social Security woundedwarriors. disability benefits while engaging in substantial The Wounded Warriors website has answers to many commonly asked questions and provides work for pay or profit, receipt of military payments Veterans Day is Nov. 11 should never stop someone from applying for other useful information about disability benefits, including how veterans can receive expedited disability benefits from Social Security. You can learn more by visiting our veterans page processing of disability claims. at www.socialsecurity.gov/people/veterans. Benefits available through Social Security are different from those available from the Department of Veterans Affairs; they require a separate application. John Johnston is a Social Security public affairs specialist.

Do you or does someone you know have an interesting hobby or collection? A special passion or inspirational experience? A history of dedicated volunteer work? If so, tell us, and we’ll consider your suggestion for a future profile story! Just fill out the questionnaire below and return it to:  LIFE, 3912 Abel Drive, Columbia, PA 17512, or email your responses to Megan Joyce, editor, at mjoyce@onlinepub.com. Your name: ___________________________ Your phone number/email address: _____________________________________________________ Name of person nominated (if not you):__________________________________ Their town of residence: _______________________________ Please receive their permission to nominate them. Nominee’s age range: 50–59

60–69

70–79

80–89

90+

Why would you/your nominee make a great profile? ____________________________________________________________________________ __________________________________________________________________________________________________________________________ __________________________________________________________________________________________________________________________ __________________________________________________________________________________________________________________________ __________________________________________________________________________________________________________________________ 3912 Abel Drive, Columbia, PA 17512

18

November 2017

50plus LIFE ›

(717) 285-1350 • (717) 770-0140 • (610) 675-6240

50plusLIFEPA.com

www.50plusLifePA.com


50 plus Expo Brings Community Resources and Crowds to Carlisle

By Megan Joyce The clock struck 9 a.m. not a minute too soon. The lobby of the Carlisle Expo Center was filled to bursting as the crowd accumulated, waiting for the doors to open for the start of the 18th annual Cumberland County 50plus Expo on Oct. 19. OLP Events, the events division of Central Pennsylvania-based OnLine Publishers, Inc., and Cumberland County Aging and Community Services presented the day of information and resources for the area’s 50+ community. “I wanted to see what’s out here and mingle with the people,” Harry D., a second-year visitor from Mechanicsburg, said. “There was a lot of information that I got [last year], so I came back to see what’s new this year.” More than 80 exhibitors displayed products and services for travel, housing, medical services, nutrition, home improvements, finances, and healthcare. At the Expo, guests were eligible for a variety of health screenings, all offered free. Screenings included blood pressure, hearing, bone density, glucose, foot health, and others. Sue Keller, of Boiling Springs, used her 50 plus Expo visit to check on her bone density with a heel scan. “You put your heel in [the device] … and it measures the density of your bone,” said Keller, no stranger to bone-density screenings. “I have rheumatoid arthritis, and that makes your bones weak, so I probably have to get [density screenings] more than others.” Kmart provided flu shots to visitors on a first-come, first-served basis, and students from Divine Crown Academy of Cosmetology offered free mini manicures and mini facials within the Expo’s Salon Spot. The day’s stage presentations began with Jan Reisinger, education and outreach coordinator for the Alzheimer’s Association’s Greater Pennsylvania Chapter, covering the basics of Alzheimer’s disease and dementia. Reisinger differentiated between normal forgetfulness and problematic changes that could signal dementia, such as difficulty planning and problem solving, forgetting often-traveled driving routes, wearing seasonally inappropriate clothing, and dramatic personality changes. Michael A. Hasco, AIFD, from Stauffers of Kissel Hill in Mechanicsburg, showed how to create an autumn-inspired mixed container of annuals, perennials, and faux florals. Hasco highlighted cold-tolerant plants that can withstand the season’s www.50plusLifePA.com

temperature fluctuations and incorporated pumpkins and grapevine into his designs to signal fall’s theme of abundance. Finally, Michael Gilbert, DPT, owner of Gilbert Physical Therapy in Mechanicsburg, conducted a workshop on sciatica and lower back pain to a full audience. Gilbert focused on nonsurgical, physical therapy-based techniques for lower back pain relief. “You don’t have to have one specific [incident] create your pain or problem, but what you do every day is going to affect your pain or problem,” Gilbert said. Gilbert said the decision to participate in the 50 plus Expo as its seminar sponsor was an easy one. “This enabled us to have a great captive audience for a back pain and sciatica workshop, and our primary [patient] that has back pain and sciatica is 50-plus,” Gilbert said. “And I must say I am quite surprised by the crowd … I think it’s been very encouraging to see so many people moving around, coming to the booth, getting information.” OLP Events’ 50 plus Expos will return in spring 2018 in Chester, Dauphin, and Lancaster counties. For more information and updates, visit www.50plusExpoPA.com. Brought to you by: &

CUMBERLAND COUNTY Principal Sponsors: Seminar Sponsor: Gilbert Physical Therapy

Guide Sponsor: UPMC Pinnacle Carlisle Auto Sponsor: Freedom Automotive

Visitor Bag Sponsor: OSS Health

Supporting Sponsors: Asbury Home Services • Menno Haven Retirement Communities OIP & Arlington Orthopedics – Family of Care Premier Eye Care Group • Vibra Health Plan Media Sponsors:

50plus LIFE ›

November 2017

19


CCACS Offering Events for Medicare Assistance

Give someone you love the gift that entertains, informs, and inspires, month after month!

The APPRISE program of Cumberland County Aging & Community Services will offer enrollment events this month during the Medicare open enrollment period. At enrollment events, people with Medicare can receive direct assistance with plan comparisons and enrollment. These events are by appointment only; interested persons must call to schedule an appointment prior to the event. Enrollees should bring their Medicare card, other insurance cards (e.g., VA, PACE, ACCESS, etc.), and a complete list of medications and dosages. The APPRISE program offers free and impartial information and assistance with Medicare benefits, Medicare Advantage plans, Medigap policies, Medicare prescription

Or renew an existing subscription! Get a 12-month subscription to 50plus LIFE for just $10. Mail form to: 50plus LIFE, 3912 Abel Drive, Columbia, PA 17512 Please start a gift subscription for: Beginning (month) _ ___________________________ Name_ _____________________________________ Street_ _____________________________________ Apt._ ______________________________________ City/State_ __________________________________ Zip_ _______________________________________ Sign card from: Your name___________________________________ Street_ _____________________________________ Apt._ ______________________________________ City/State_ __________________________________ Zip_ _______________________________________ Your phone number____________________________ Paper (or papers/$10 per edition): Expires 12/31/17 qChester qCumberland qDauphin qLancaster qLebanon qYork

advertisement

AFFORDABLE CREMATION SERVICES If you want a funeral with an expensive casket and embalming, go to a funeral home! If you are interested in affordable cremation services, we are the name to remember! We specialize in cremation only, statewide, no removal fees.

No Embalming

No Caskets

Cremation Society of Pennsylvania, Inc.

serving all of Cumberland county since 1981 Largest in the state of PA

For FREE brochures and pricing, call:

1-800-720-8221 (toll-free) or mail us ... Please send me FREE brochures and pricing! www.cremationsocietyofpa.com Name______________________________________________________ Address____________________________________________________ _______________________________ Phone (

)_________________

4100 Jonestown Rd., Hbg., PA 17109 Shawn E. Carper, Supervisor

20

November 2017

50plus LIFE ›

Code CUSN

benefits, long-term care insurance, and programs that can save money on healthcare expenses. For more information or to schedule an appointment, contact Trudy Kessler at (717) 240-6110 or tkessler@ccpa.net. Nov. 2, 9 a.m. to 3 p.m. Mechanicsburg Place 97 W. Portland St., Mechanicsburg Nov. 8, 9 a.m. to 3 p.m. Mechanicsburg Place 97 W. Portland St., Mechanicsburg Nov. 14, 9 a.m. to 3 p.m. Big Spring Senior Center 91 Doubling Gap Road, Newville Nov. 16, 9 a.m. to 3 p.m. Mechanicsburg Place 97 W. Portland St., Mechanicsburg

Traditional Books are Alive and Well Publishers and traditional readers alike have long been worried about the rise of electronic books as sales of Amazon’s Kindle and other devices have grown, but their concerns may have been at least somewhat overblown. New studies suggest that the growth of e-book sales is leveling out— and possibly declining. According to the Chicago Tribune website, during the first nine months of 2016, e-book sales dropped by 18.7 percent

compared with the same period a year earlier. On the other hand, hardcovers, paperbacks, and audiobooks did not suffer a similar decline. In the same timeframe, e-books’ share of the total market fell to 17.6 percent from 21.7 percent. In addition, sales of hardcover books in 2016 outpaced e-books for the first time in five years. Don’t panic—books don’t look like they’re being replaced any time soon.

Visit Our Website At:

50plusLIFEPA.com Central Pennsylvania’s Award-Winning 50+ Publication www.50plusLifePA.com


The Beauty in Nature

Sweet Gums and Bradford Pears

Clyde McMillan-Gamber

Sweet gum and Bradford pear trees chickadees and a variety of sparrows are planted on lawns and along streets and finches, which add much more in southeastern Pennsylvania, as beauty and intrigue to the sweet elsewhere, for their attractive shapes, gums. summer shade, colored leaves, and Bradford pears are domestic trees multitudes of white flowers on the that are not native to North America. pear trees in April. But this ornamental species is But autumn foliage is the greatest becoming ever more feral in this area. beauty on these And by late October trees. and well into Sweet gum and November, their Bradford pear leaves shiny leaves turn to don’t start turning maroon and bright colors until late red and are quite in October but attractive clinging to continue well into their twigs. November. Their This type of pear brightly colored, also grows oliveglossy fall foliage brown, berrylike glows in the lowfruits that are Photo by Bruce Marlin slanting fall sunlight mature by autumn. Bradford pear after most other Squirrels and mice autumn leaves have eat many of those fallen from their small fruits. twig moorings. And a variety of And the berry-eating birds— strikingly colorful including American foliage of sweet robins, eastern gums and Bradford bluebirds, cedar pears is beautiful waxwings, blue jays, against the green of and starlings—feast coniferous needles heartily on them as and the gray of Photo by Famartin well. These animals Sweet gum deciduous limbs add to the appeal of and trunks. Bradford pears in Sweet gums autumn and winter. are Southern trees, sparingly And the birds that digest the pulp established in scattered little thickets of those fruits pass the seeds from and woodland edges in the wild in them in their droppings as they fly southeastern Pennsylvania. Most sweet here and there across the countryside. gums we see here were planted. Baby trees sprout from some of those But all trees of this species bear seeds in many scattered pastures, beautiful yellow, red, and maroon abandoned fields, and roadsides, even leaves, all colors on the same tree, creating pure stands of feral Bradford during the latter part of October and pear trees that are especially lovely in into November. November. And they produce brown, This November, watch for these pingpong-ball-sized, bristly seed balls two species of trees on lawns, that have several openings in each one meadows, and roadsides. Their that release many small, dark seeds attractive autumn leaves—and the that are eaten by seed-eating birds pretty, interesting critters on them to during fall and winter. consume their fruits—brighten many Those birds include two kinds of a gray November day. www.50plusLifePA.com

50plus LIFE ›

November 2017

21


Cumberland County

Calendar of Events

Support Groups Free and open to the public

Senior Center Activities

Nov. 1, 1:30 p.m. The Bridges Support Group for the Alzheimer’s Association The Bridges at Bent Creek 2100 Bent Creek Blvd., Mechanicsburg (717) 795-1100

Big Spring Senior Center – (717) 776-4478 91 Doubling Gap Road, Suite 1, Newville Nov. 3, 8:30 a.m. – Ladies’ Breakfast Nov. 9, 6:30-8 p.m. – Caring for People with Dementia and Memory Impairment over the Holidays Nov. 13, 10 a.m. to 2 p.m. – Healthy Steps for Older Adults: Don’t Let a Fall Slow You Down

Nov. 8, 1:30 p.m. Parkinson’s Support Group Bethany Village West – Springfield Room 325 Asbury Drive, Mechanicsburg (717) 877-0624

Nov. 1, 6 p.m. CanSurmount Cancer Support Group HealthSouth Acute Rehab Hospital 175 Lancaster Blvd., Mechanicsburg (717) 691-6786

Nov. 8, 6:30 p.m. Amputee Support Team Meeting Outback Steakhouse 25 Gateway Drive, Mechanicsburg (717) 834-5705 grfoltz@embarqmail.com

Nov. 1, 7 p.m. Caregivers Support Group Claremont Nursing and Rehabilitation Center 1000 Claremont Road, Carlisle (717) 386-0047

Nov. 13, 1:30-3 p.m. Caregivers Support Group St. Elizabeth Ann Seton Church 310 Hertzler Road, Upper Allen Township (717) 766-8806

Nov. 2, 6:30 p.m. Too Sweet: Diabetes Support Group Chapel Hill United Church of Christ 701 Poplar Church Road, Camp Hill (717) 557-9041

Nov. 14, 6:30-8 p.m. Carlisle Area Men’s Cancer Support Group The Live Well Center 3 Alexandria Court, Carlisle (717) 877-7561 sirbrady12@gmail.com

Nov. 6, 4-5 p.m. Caregivers Support Group Messiah Lifeways Meetinghouse 1155 Walnut Bottom Road, Carlisle (717) 243-0447 Nov. 7, 6-7 p.m. Alzheimer’s Support Group Senior Helpers 3806 Market St., Suite 3, Camp Hill (717) 920-0707

Nov. 21, 1 p.m. Caregiver Support Group Mechanicsburg Church of the Brethren 501 Gale St., Mechanicsburg (717) 766-8880 Nov. 28, 6 p.m. Multiple Sclerosis Support Group HealthSouth Rehabilitation Hospital 175 Lancaster Blvd., Mechanicsburg (717) 486-3596 apcoulson@comcast.net

Community Programs Free and open to the public Wednesdays, noon SilverSneakers Exercise Class Susquehanna View Apartments Community Room 208 Senate Ave., Camp Hill (717) 439-4070 jesseswoyer.com@gmail.com

Nov. 13, 7-8:30 p.m. Speaker Series: Partners in Caring Messiah College – Hostetter Chapel 1 College Ave., Mechanicsburg (717) 691-6036

Nov. 8, 11:30 a.m. NARFE West Shore Chapter 1465 VFW Post 7530 4545 Westport Drive, Mechanicsburg (717) 774-4031 www.narfe1465.org Visitors welcome; meeting is free but fee for food.

22

November 2017

50plus LIFE ›

If you have an event you would like to include, please email information to mjoyce@onlinepub.com for consideration.

Branch Creek Place – (717) 300-3563 115 N. Fayette St., Shippensburg Carlisle Senior Action Center – (717) 249-5007 20 E. Pomfret St., Carlisle Mary Schaner Senior Citizens Center (717) 732-3915 98 S. Enola Drive, Enola Mechanicsburg Place – (717) 697-5947 97 W. Portland St., Mechanicsburg West Shore Senior Citizens Center (717) 774-0409 122 Geary St., New Cumberland Please call or visit their website for more information.

Library Programs Bosler Memorial Library, 158 W. High St., Carlisle, (717) 243-4642 Nov. 3, 7 p.m. – Music at Bosler Nov. 8, 1-2 p.m. – Wicked Wednesday Book Discussion Group Nov. 7, 14, and 28, 6:30-8:30 p.m. – Upstairs Stitchers Embroidery Group Cleve J. Fredricksen Library, 100 N. 19th St., Camp Hill, (717) 761-3900 Nov. 10, 4-7:30 p.m. – Blood Drive Nov. 14, 7 p.m. – Film and Discussion: Salam, Neighbor Nov. 28, 7 p.m. – Social Security Disability Program John Graham Public Library, 9 Parsonage St., Newville, (717) 776-5900 Joseph T. Simpson Public Library, 16 N. Walnut St., Mechanicsburg, (717) 766-0171 New Cumberland Public Library, 1 Benjamin Plaza, New Cumberland, (717) 774-7820 Nov. 8 and 15, 6:30 p.m. – Learn to Crochet Plus Nov. 9, 6:30 p.m. – Hospice and End-of-Life Wishes Nov. 14, 1  0:30-11:30 a.m. – Book Review: Secret Assault and Angel’s Revenge by Don Helin Shippensburg Public Library, 73 W. King St., Shippensburg, (717) 532-4508 www.50plusLifePA.com


Dear Pharmacist

Nootropes Help You Think with Clarity Suzy Cohen

In recognition of Alzheimer’s Disease Awareness Month, this month’s column will focus on natural remedies that support brain health and memory. Keep in mind that if there is anything you want to try, first ask your physician if it’s right for you. I am not a doctor, and besides, individual response varies. Now, for some intelligent, brain-loving options, all available at health food stores nationwide (and possibly in your garden!): Lion’s Mane This is a medicinal mushroom, not an animalderived furry ingredient. It is

Photo by J.M. Garg

Bacopa Monnieri

Division C Profile “Suspense Author Rewrites ‘Retirement’” by Megan Joyce

1st Place

Division C Annual Directory

3rd Place

Division C General Excellence

www.50plusLIFEpa.com www.50plusLifePA.com

Centella Asiatica

November is National Alzheimer’s Disease Awareness Month

50plus LIFE just earned 4 Media Awards! 1st Place

Photo by Shashidhara Halady

classified as a nootrope. Have you ever heard of that word before? Nootropics (“noah-tropeicks”) are defined as substances that can improve cognitive function. Nootropic substances, whether they are medications or supplements, simply contain supportive nutrients that will help you maintain optimal brain function. Lion’s mane is known botanically as Hericium erinaceus, and it possesses wellknown regenerative effects. There’s an active ingredient in lion’s mane mushroom that promotes the growth of nerve please see NOOTROPES page 27

Do you have an ear to the ground? Would you like to see your name in print? 50plus LIFE is looking for

3rd Place

Division C Profile “Get ‘Caught’ by Bluebirds” by Megan Joyce

Local Liaisons We want to include your neighborhood news in 50plus LIFE— but we need your help! We’re looking for volunteers to serve as our designated Local Liaisons in Central Pennsylvania. If you seem to always know what’s happening in your community and would be willing to send us brief stories, event info, and photos, email mjoyce@onlinepub.com for more information.

50plus LIFE ›

November 2017

23


Is This Thing On?

Is This Thing On? 10 Great Apps Abby Stokes

connect free of charge or bank money in your Skype account to make calls.

There are more than a million apps (programs for your smartphone and tablet) out there for fun, guidance, distraction, and information. Here are 10 apps handpicked just for you to enjoy:

Productive – Productive has a higher goal than other “to-do” apps. You don’t simply tick items off of a list; it encourages you to change routines and habits. Lists are simple to browse, and the calendar pages make tracking progress a breeze.

TED – TED is food for the brain (without the calories). The app offers access to truly brilliant, inspirational, and educational talks. Each talk is less than 20 minutes.

Pixify – Pixify transforms photos into tiny works of painted art. Simply select which artwork you’d like your photo to imitate, or use the custom tab to change brush size, style, and image resolution.

Find Friends – If you’re meeting up with someone and you want to know where they are, or if you want to check where your family member or friend is on the road without calling or texting, you can see their progress on a map. Everyone you track or who tracks you must optin, so you won’t be able to track your friends or be tracked without explicit consent. Skype – Skype allows you to video conference, text, or call for free or at a fraction of the price all over the globe. If you’re in a Wi-Fi area, you can

AEDWK\RX·OOORYH

for the home you love.

Triposo – Triposo elevates itself above most travel guide apps with 50,000 destinations worldwide complete with information on bars, restaurants, hotels, tours, and attractions. It works offline, which is perfect for when you’re ambling about somewhere new without a data connection. Citymapper – If you live in or visit one of the cities listed (which include London, Paris, Berlin, and New York), Citymapper is a great tool to easily find your way around. It zeros in on your location and then provides travel options, routing, and, where possible, live times for transit. Sleep Cycle Alarm Clock – Sleep Cycle analyzes your sleep and provides detailed statistics when you wake. It constantly checks out what phase of sleep you’re in and tries to wake you at the best possible time, in a gentle way. It helps you feel refreshed and relaxed on waking up. Pocket – Save for later what you can’t read or watch now. you store articles, videos, or pretty much anything into Pocket. It works directly with your browser or with apps like Twitter and Flipboard.

Kohler Belay™ Walk-In Bath

Easy-To-Grip Handrails

Backed by over 140 years of KOHLER® engineering expertise.

Multi-function hand shower

An easier and safer way to bathe

Bask™ heated back, neck and shoulder surfaces

A soothing and relaxing private spa experience The freedom and independence to stay in your own home

Fast Fill and Drain technology

Hydrotherapy BubbleMassage™ and whirlpool jets

(855) 982-0878

Extra wide door, 3” step-in height

Call now for your FREE quote and local promotions

*Limited time offer at participating dealers only. Not available in AK; HI; Nassau County, NY; Suffolk County, NY; Westchester Country, NY; and Buffalo County, NY. Also may not be available in other areas.

24

November 2017

50plus LIFE ›

Mint – Track, budget, and manage your finances all in one place so you can see where you’re spending and where you can save. Keep a record of your savings, checking accounts, and credit or debit cards; input transactions; and set reminders for dates, such as bill payments, to avoid late fees. Ask your friends to recommend apps to add to your smartphone, and be sure to check out the list of 100 free recommended apps under Helpful Guides on AskAbbyStokes.com. Happy apping! Abby Stokes, author of “Is This Thing On?” A Friendly Guide to Everything Digital for Newbies, Technophobes, and the Kicking & Screaming and its companion website, AskAbbyStokes.com, is the Johnny Appleseed of Technology, singlehandedly helping more than 300,000 people cross the digital divide.

www.50plusLifePA.com


Puzzle Page

CROSSWORD

Solutions for all puzzles can be found on page 26

Across SUDOKU

1. Stinging insect 5. Role play 10. Equal 14. Toward shelter 15. Morning prayers 16. ____ Godiva 17. Bellow 18. Zodiac sign 19. Exhort 20. Aerie 21. Common contraction 22. Kinsman 24. Grotesque 26. Scare word 27. Explosive

30. Gr. letter 33. Looney Tunes coyote 37. Food, e.g. 39. Veneration 41. Actress Jillian 42. Succeed 43. Curtain 46. Genetic material 47. Raiment 48. Adder 49. Young bird 51. Footfalls 54. Yes 56. In what place 57. Water (Fr.)

59. Ancestry 61. Defects 63. Newspaper workers (abbr.) 64. Chafes 68. Lager 69. Inn 71. Foresaw 72. And others (Lat.) 73. Delete 74. Thought 75. Sunburns 76. Catches oneâ&#x20AC;&#x2122;s breath 77. Curious

25. Precious metal 27. Salamanders 28. Moron 29. Shade 31. Euphoric 32. Be obliged 34. Scoop 35. Central 36. Maternal 38. Geological period 40. Before (poet.) 44. King of Judah 45. Gape 50. Pickle

52. Gems 53. Adage 55. Firstborn 58. Guide 60. Man and Wight 61. Gr. cheese 62. Skinny 63. Gr. letters 65. Change 66. Social affairs 67. Rock 68. Wager 70. Mineral

Down 1. Alert 2. Burn balm 3. Oceans 4. Vex 5. Spam medium 6. Thomas a Becket, e.g. 7. Elevator man 8. Dead heat 9. Result 10. Feisty 11. Above a viscount 12. Boundary 13. Cereal grass 23. Current

Your ad could be here on this popular page! Please call (717) 770-0140 for more information.

www.50plusLifePA.com

50plus LIFE â&#x20AC;ş

November 2017

25


Tinseltown Talks

Nick Thomas

Turning 90, L.Q. Jones Reflects on Hollywood Journey

Puzzles shown on page 25

Puzzle Solutions

For over 50 in the 1955 war years, L.Q. Jones drama like a was a familiar veteran. supporting After adopting character actor in his screen some 100 films character’s name, and hundreds the lad from Texas more television quickly settled shows. into Hollywood Lanky, tough, and soon became and athletic, he a favorite could tackle any supporting role, although he actor in Sam was often cast Peckinpah’s films, as the “heavy” Photo credit: Warner Bros such as The Wild L.Q. Jones over the years. Buchanan Rides Alone (Columbia, 1958), LQ Jones, right, clowning around in Bunch. in Westerns and Major Dundee (1965, Bresler Productions), The Patriot (1998, Interlight) his first film, Battle Cry. dramas, projecting “Sam was a the “bad guy” genius and I loved image with merely a sinister smirk or a menacing twinkle in the eye. him, but he was a basket case. He drove everybody nuts.” Over summer (Aug. 19) Jones turned 90, and two days later he hosted a That was evident during the production of Major Dundee with Charlton showing of The Wild Bunch at Grauman’s (now the TCL) Chinese Theatre. Heston. Born and raised in Texas as Justus McQueen, relatives took care of the “Heston was using a real saber for one scene. Sam made him so mad, Chuck young boy after his mother was killed in a car accident. came within an eyelash of cutting Sam in two—and it scared Chuck because “I was born in Beaumont, although they may try to disclaim me, but it’s he damn near did it. Sam found a way to get under your skin to get what he too late now!” said Jones from his home in LA. “We moved around quite a wanted out of you.” bit, to Houston to Dallas to Oklahoma City, back to Beaumont, and finally Jones calls The Wild Bunch a “hell of a movie,” but he believes Peckinpah’s Port Neches. I had a horse by the time I was 8 or 9 and grew up around tough “Ride the High Country was the best Sam ever made, just gorgeous to watch, rodeo people—my uncle was into roping—so Westerns were easy and fun.” although I cry like a baby at the ending.” He says it’s “one of the best SaturdayIn college, at the University of Texas at Austin, his roommate for over a afternoon Westerns you could ever sit and watch over a bowl of popcorn.” year was Fess Parker. While the future Daniel Boone actor moved west to And while he had a few lead roles in films, Jones was content as a supporting Hollywood, Jones headed south and took up ranching in Nicaragua. actor. When Parker sent his buddy a copy of Leon Uris’s war novel Battle Cry, “I suppose I could have worked my way up the acting food chain, but about to be filmed, Jones thought one character could be his ticket to fame and character work was very rewarding and great fun. I loved playing the heavies was encouraged by Parker to come out to Hollywood. because I could do what I wanted and got to work with the best in the “Within two days of arriving, I had the part of L.Q. Jones in Battle Cry and business, so I consider myself very lucky.” probably would never have been in the business had it not been for Fess.” Nick Thomas teaches at Auburn University at Montgomery, Ala., and has written Despite lacking Hollywood experience, Jones had worked some comedy acts during college to help pay the bills, so he played the comic-relief character features, columns, and interviews for over 650 newspapers and magazines.

26

November 2017

50plus LIFE ›

www.50plusLifePA.com


NOOTROPES from page 23 the neurotrophins. It helps maintain brain integrity and signals nerve cells to survive and differentiate. Gotu kola seems to help with mental fatigue.

cells in the brain. When you grow new nerve cells, itâ&#x20AC;&#x2122;s helpful, right? Nootropes are the way of the world, and even kids know about them because on the street, they are termed â&#x20AC;&#x153;smart pills.â&#x20AC;? Some college kids like nootropic supplements to help them get through finals and exams. Bacopa Monnieri There is a gorgeous white flower that is a nootropic herb. It helps you maintain optimal brain function due to its strong, protective effect on one particular memory compound called acetylcholine. Bacopa blocks acetylcholinesterase (which breaks down acetylcholine), and acetylcholine is a highly desired neurotransmitter! Gotu Kola (Centella asiatica) Gotu kola, commonly called pennywort, contains compounds that support neurotrophin secretion. Brain-derived neurotrophic factor, or BDNF, is the most well studied of

If your practitioner approves of these gentle remedies, you could certainly try them independently, or you can find multitasking formulas that contain these as well as other key nutrients and amino acids. Just be careful because some nootropic supplements are dangerous and, in fact, some are not supposed to be on the market anymore. Buy from trusted brands and companies. Itâ&#x20AC;&#x2122;s completely within your rights to ask for a companyâ&#x20AC;&#x2122;s â&#x20AC;&#x153;certificate of analysisâ&#x20AC;? for purity and heavy-metal testing. If they donâ&#x20AC;&#x2122;t provide that document to you, run. This information is not intended to diagnose, prevent, or treat your disease. For more information about the author, visit SuzyCohen.com

Pet of the Month

Jay Jay Hi, everyone! My name is Jay Jay, and I am an 8-yearold female Chihuahua who was surrendered by my owner because I was really sick and she couldnâ&#x20AC;&#x2122;t afford to pay for my vetting. Fortunately, a rescue agreed to help me, and I received the vetting I needed to get healthy again! I knowâ&#x20AC;&#x201D;I look pretty silly because my tongue hangs out! Thatâ&#x20AC;&#x2122;s because I donâ&#x20AC;&#x2122;t have any teeth! I get along well with other dogs and I love people. My favorite place is either buried under a blanket (which I can do all by myself!) or on someoneâ&#x20AC;&#x2122;s lap. I am a very sweet and easygoing dog and will be your new best friend! Jay Jay is spayed and current on vaccines and flea and tick preventative care. She is in a private foster home with Worthy Tails Animal Rescue. For more information, please call (717) 215-9452 or check out Jay Jay online at http:// worthytails.rescuegroups.org/animals.

New Device Stops a Cold

Research: Copper stops colds if used early.

New research shows you can stop a cold in its tracks if you take one simple step with a new device when \RXÂżUVWIHHODFROGFRPLQJRQ &ROGVVWDUWZKHQFROGYLUXVHVJHW LQ \RXU QRVH 9LUXVHV PXOWLSO\ IDVW If you donâ&#x20AC;&#x2122;t stop them early, they VSUHDGDQGFDXVHPLVHU\ But scientists have found a quick ZD\WRNLOODYLUXV7RXFKLWZLWKFRSSHU5HVHDUFKHUVDWODEVDQGXQLYHUVLWLHVDJUHHFRSSHULVÂłDQWLPLFURELDO´ ,WNLOOVPLFUREHVVXFKDVYLUXVHVDQG EDFWHULDMXVWE\WRXFK 7KDWÂśV ZK\ DQFLHQW *UHHNV DQG (J\SWLDQVXVHGFRSSHUWRSXULI\ZDWHU DQG KHDO ZRXQGV 7KH\ GLGQÂśW NQRZDERXWYLUXVHVDQGEDFWHULDEXW QRZZHGR 5HVHDUFKHUV VD\ D WLQ\ HOHFWULF FKDUJHLQPLFUREHFHOOVJHWVVKRUWFLUFXLWHG E\ WKH KLJK FRQGXFWDQFH RI FRSSHUGHVWUR\LQJWKHFHOOLQVHFRQGV 7HVWV E\ WKH (QYLURQPHQWDO 3URWHFWLRQ $JHQF\ (3$  VKRZ JHUPV GLHIDVWRQFRSSHU6RVRPHKRVSLWDOV switched to copper touch surfaces, OLNHIDXFHWVDQGGRRUNQREV7KLVFXW WKH VSUHDG RI 056$ DQG RWKHU LOOQHVVHVE\RYHUKDOIDQGVDYHGOLYHV 7KH VWURQJ HYLGHQFH JDYH LQYHQWRU 'RXJ &RUQHOO DQ LGHD :KHQ KH IHOWDFROGFRPLQJRQKHIDVKLRQHGD VPRRWK FRSSHU SUREH DQG UXEEHG LW JHQWO\LQKLVQRVHIRUVHFRQGV Âł,W ZRUNHG´ KH H[FODLPHG Âł7KH FROG ZHQW DZD\ FRPSOHWHO\´ ,W ZRUNHG DJDLQ HYHU\ WLPH KH IHOW D FROG FRPLQJ RQ +H UHSRUWV KH KDV QHYHUKDGDFROGVLQFH +H DVNHG UHODWLYHV DQG IULHQGV WR WU\LW7KH\VDLGLWZRUNHGIRUWKHP WRRHYHU\WLPH6RKHSDWHQWHG&RSSHU=DSÂ&#x152;DQGSXWLWRQWKHPDUNHW 6RRQKXQGUHGVRISHRSOHKDGWULHG LW DQG JLYHQ IHHGEDFN 1HDUO\  percent said the copper stops their colds if used within 3 hours after the ÂżUVWVLJQ(YHQXSWRGD\VLIWKH\ VWLOOJHWWKHFROGLWLVPLOGHUWKDQXVXDODQGWKH\IHHOEHWWHU 8VHUV ZURWH WKLQJV OLNH Âł,W VWRSSHGP\FROGULJKWDZD\´DQGÂł,V

LWVXSSRVHGWRZRUNWKDWIDVW"´ Âł:KDW D ZRQGHUIXO WKLQJ´ ZURWH 3K\VLFLDQÂśV$VVLVWDQW-XOLHÂł1RPRUH FROGVIRUPH´ 3DW 0F$OOLVWHU DJH  UHFHLYHG RQHIRU&KULVWPDVDQGFDOOHGLWÂłRQH RI WKH EHVW SUHVHQWV HYHU 7KLV OLWWOH MHZHOUHDOO\ZRUNV´ 3HRSOH RIWHQ XVH &RSSHU=DS IRU SUHYHQWLRQ .DUHQ *DXFL ZKR Ă&#x20AC;LHV RIWHQXVHGWRJHWFROGVDIWHUFURZGHG Ă&#x20AC;LJKWV7KRXJKVNHSWLFDOVKHWULHGLW several times a day on travel days for PRQWKVÂł6L[WHHQĂ&#x20AC;LJKWVDQGQRWD VQLIĂ&#x20AC;H´VKHH[FODLPHG %XVLQHVV RZQHU 5RVDOHHQ VD\V when people are sick around her she XVHV &RSSHU=DS PRUQLQJ DQG QLJKW Âł,WVDYHGPHODVWKROLGD\V´VKHVDLG Âł7KHNLGVKDGFROGVJRLQJURXQGDQG URXQGEXWQRWPH´ 6RPHXVHUVVD\LWDOVRKHOSVZLWK VLQXVHV$WWRUQH\ 'RQQD %OLJKW KDG D GD\ VLQXV KHDGDFKH 6KH WULHG &RSSHU=DSÂł,DPVKRFNHG0\KHDG cleared, no more headache, no more FRQJHVWLRQ´ 6RPH XVHUV VD\ FRSSHU VWRSV QLJKWWLPHVWXIÂżQHVVWRRLIWKH\XVHLW MXVWEHIRUHEHG2QHPDQVDLGÂł%HVW VOHHS,ÂśYHKDGLQ\HDUV´ Users also report success in stopSLQJFROGVRUHVDQGZDUWV,WFDQDOVR prevent infection in wounds, cuts and DEUDVLRQV 7KHKDQGOHLVVFXOSWXUHGWRÂżWWKH KDQG DQG ÂżQHO\ WH[WXUHG WR LPSURYH FRQWDFW7HVWVVKRZLWNLOOVJHUPVRQ ÂżQJHUVVR\RXGRQÂśWVSUHDGLOOQHVVWR \RXUIDPLO\ &RSSHUPD\HYHQVWRSĂ&#x20AC;XLIXVHG HDUO\ DQG IRU VHYHUDO GD\V ,Q D ODE WHVWVFLHQWLVWVSODFHGPLOOLRQOLYH Ă&#x20AC;X YLUXVHV RQ D &RSSHU=DS 1R YLUXVHVZHUHIRXQGDOLYHVRRQDIWHU 7KH (3$ VD\V WKH QDWXUDO FRORU FKDQJHRIFRSSHUGRHVQRWUHGXFHLWV DELOLW\WRNLOOJHUPV &RSSHU=DS LV PDGH LQ WKH 86 RI SXUH FRSSHU ,W KDV D GD\ IXOO PRQH\EDFNJXDUDQWHHDQGLV DW &RSSHU=DSFRP RU WROOIUHH 

(Paid Advertisement)

www.50plusLifePA.com

50plus LIFE â&#x20AC;ş

November 2017

27


Orange Spectacular! Petite Navel Oranges Tangerines

Petite Red Navels Navel Oranges

ONLY

$1999

*

Special limited time offer!

4 favorite varieties

SAVE $15!

delicious oranges

20 fresh from Florida

Reg. Price $34.99

WOW! Handpicked fresh from the grove! 4 unique varieties. 20 delicious oranges!

Handpicked and hand packed, our fresh, juicy oranges are delivered to your door fresh off the tree! Twenty plump, delicious oranges in 4 favorite varieties. • 5 Navel Oranges Juicy, sweet and seedless, they’re everyone’s favorite! • 5 Petite Red Navels Spicy sweet flavor with a bright red flesh. • 5 Tangerines Rich Honey-Sweet flavor with easy-to-peel skin. • 5 Petite Navel Oranges Snack-sized sweet treat.

Call 1-844-711-2042 to order item 453X or Visit HaleGroves.com/N19132 Order Item #453X, mention Code 8SH-N932 for your $15 savings.

Only $19.99* (reg. $34.99), plus $5.99 shipping & handling. Satisfaction completely guaranteed. This gift ships in December at the peak of freshness. Order by Dec. 16, 2017 for GUARANTEED Christmas delivery. Since ����. Hale Groves, Vero Beach, FL �����

IC: �SH�N���

Call now and

SAVE 43%!

*Plus $5.99 handling to the 48 contiguous states. Limited time offer, good while supplies last. Not valid with any other offer. Limit 5 boxes per customer.

50plus LIFE Cumberland County November 2017  
50plus LIFE Cumberland County November 2017  

50plus LIFE — formerly 50plus Senior News — is a monthly publication for and about Central Pennsylvania’s baby boomers and seniors, offering...