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June 2019


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~ June 2019 | BUSINESSWoman

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WHAT’S 4 LETTER FROM THE EDITOR 7 Workers’ compensation

Workplace injuries are more common than most people think.

9 Earning a College Degree

Without sacrificing family, compromising a job, or going broke.

11 University surge

New demands for nontraditional degrees and certificates.

13 Types of Schools

• Retirement Portfolio Analysis & Design • Investments • Long Term Care Insurance • Portfolio Analysis & Design • Financial Issues of Divorce • Securities Brokerage Services Deborah Pajak

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19 Testosterone

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21 Compounding medications

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22 meet and greet Regional networking events and meetings.

23 women to watch

New hires and promotions.

23 achievements & applause

Awards and accomplishments.

June 2019


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5 cover story Jane and Mike Rice stand in front of one of the chip-processing lines at Utz Quality Foods. Bill and Salie Utz started the Utz company back in the 1930s. In 2012, the family welcomed a fourth generation of the Utz family helping to lead the company worldwide. Dylan Lissette, son-in-law of Mike and Jane Rice, is now chief executive officer.



June 2019






June 2019 Vol. 16 - No. 6


Donna K. Anderson

s you know, each month we highlight a local will not only be educational, but also fun for your woman in business, revealing a glimpse of child! There is everything from animals, history, and who she is and how she got to where she is in science to taking an online adventure and an interactive the business community. However, in the June visit to the doctor. This could be a cure for the boredom issue, we feature a couple in business together because that sets in for many children over the summer months. June is Men’s Health Month. You probably have your summer vacation plans already You have enough to do, but made, but thinking ahead, you may sometimes, ladies, the men in our want to consider a getaway next year on lives need a little coaxing to take care a river cruise. Don’t know much about of themselves. In this issue we try to them? One of our writers recently went Trust in yourself. Your help raise awareness about common on a river cruise with a friend and medical conditions that affect men. found it to be more than she expected. perceptions are often far Another focus this month is on She shares her adventure and what more accurate than you are she experienced with us. It sounds education. If you are considering changing careers, brushing up on or like it is something I would love to do. willing to believe. enhancing current skills, or you just How about you? – Claudia Black want to learn something new, find We’re beginning to plan for our out how you can go back to school fall Women’s Expos, 50plus EXPOs, while balancing your family time and and Veterans’ Expo & Job Fairs. If you career growth, and without going would like to reach women, boomers broke. Learn some tips to help you make it through. and seniors, or veterans and their families, I hope you will Many of you have children and they’ll soon be give us a call. For more than 20 years, our events have helped getting out of school for the summer. Have you given businesses meet individuals in their community and thought to whether the school your child is currently increase brand and name recognition. May we help you? enrolled in is really your best option? If your kids are just beginning their education, have you considered all of your possibilities? Hear from a mom who was making the decision for her twins and the all the choices she was considering. Check out a descriptive list of many websites that Christianne Rupp, Vice President and Managing Editor


EDITORIAL Vice President and Managing Editor  Christianne Rupp Editor Megan Joyce Contributing Writers Kimberly Blaker Barbara Trainin Blank Sandra Gordon Lynda Hudzick Cheryl Maguire Barry Sparks

ART DEPARTMENT Production Coordinator Production Artist

LAUREN Phillips Renee mcwilliams

BUSINESS DEVELOPMENT Senior Marketing Consultants Josh Binkley Jennifer Schmalhofer Angie Willis Marketing Coordinator

Kelsey Fishburn

Account Service Coordinator

Emily Polito


Elizabeth Duvall

Events Manager

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was first involved with working at Utz when I was 11 years old,” Mike Rice, COB of Utz Quality Foods, recalls. It was September of 1953, during potato storage season. One evening after family dinner, Mike said that his father asked him if he wanted to go along to the factory. “I said yes, and he lifted me into a farmer’s truck loaded with freshdug potatoes and told me to start dumping the burlap sacks of potatoes into the chute,” he remembered. From that time on, Mike spent every summer working at the manufacturing facility on the “utility crew,” where he did nearly every job available. “It gave me a tremendous working knowledge of basic operations,” he said. Mike and his wife, Jane, both grew up in the Hanover area. He graduated from Mount St. Mary’s University in 1963 and from George Washington University Law Center in 1965, where he received a juris doctor degree in 1968. Jane Rice attended York Junior College, and when Mike moved to Washington to attend law school, she moved there with him. While in Washington, Jane handled FHA and VA mortgage loans where, according to Mike, her “ability to cultivate relationships with people, learn to know about them, and show personal interest,” made her quite successful. They were married in 1966 and have two children and nine grandchildren to whom they are totally devoted.

It was in 1968, upon the death of Mike’s grandfather, that he and Jane returned to Hanover to join the family business full time, “which was my long-term ambition,” Mike said. Although Grandpa Utz, the founder of the company, had only an eighth-grade education, Mike said that “his education was grounded on

very basic things that were directed more to an agrarian society in those days.” In 1937, Mike’s father had married Arlene Utz and joined the Utz family business, where he “basically developed the accounting and business systems to manage the business as it grew.”

Jane’s first experience as an Utz employee was when she was asked to give input into “creating a celebratory event relating to an anniversary of our company,” she said. “That began my involvement with the family business.” She admits that marrying into such a close-knit family company was


June 2019




intimidating at first. “Having worked in [Washington, D.C.] in a mortgage loan company, I learned early on to become a team player whose input was requested and respected,” she said. As a woman she felt she was able to “give a different perspective from my male counterparts. I do feel women give an intellectual contribution as well as a more emotional, sensitive viewpoint.” Although Jane is no longer employed on a daily basis with the Utz Company, she recalls how much she enjoyed having opportunities to get to know her co-workers and learn about their personal lives and said how much she misses it. “My being married to the boss didn’t mean I could solve my coworkers’ problems. My best memories during my years of employment are of the daily conversations I had with many individuals … I wanted to be liked for who I am and not for whom I was married to or the


daughter-in-law of … I think I achieved that.” As for Mike, his favorite part of the business world is the challenge it presents. “I love the competition and going against the biggest in the industry and many smaller ones … a good competitor may annoy you at times in different ways, but the challenge can make you better than you otherwise might be.” He credits the Utz management team for driving the success the company has enjoyed. “I realized early on that if you wanted to set goals for growth, you had to have a group of capable individuals who have the drive and also the responsibility to do things.” One particular success story Mike shared was when Sam’s Club came to the Utz Company and said “they had tested every pretzel they could find in North America, including Mexico and Canada, and our sourdough hard pretzels were the

~ June 2019 | BUSINESSWoman

best tasting they had found,” he said. “They wanted a higher-volume, higher-dollar sale item for all their stores. We had a large plastic barrel that could hold 4 pounds that could sell for $4.99, which was perfect … we then got Costco to do the same and became the largestselling pretzel nationwide in both chains. We achieved the second ‘category killer’ item, as they call it in the industry.” These days, Jane works tirelessly with many local charities, with a particular focus on organizations that help and encourage women facing female cancers. In 1992, Jane underwent a double mastectomy, during which she discovered there was not a lot of support available locally. She formed a group for her local community that grew to have over 100 members. Jane also created an event she called “Pink Out,” which takes place at the Rice family home. The threeday event raises more than $200,000

a year now to help women with various types of female cancer with living expenses and to help pay for testing and treatments they may not otherwise be able to afford. She is also heavily involved with a group of women called Sweet Charities, where money is raised to help other nonprofit service groups provide nonprofit needs or services. “My day-to-day commitments are overwhelming at times because there are so many great causes that I find it difficult to say no,” Jane said. But she also credits those she works with in helping get the job done. “My current team is comprised of committee members (philanthropic) that share my passion and vision. We come together, each with our own talents.” While she no longer has a daily work schedule at the Utz Company, Jane still works with Mike on company projects. They, and the rest of the Utz team, work hard to adapt and change as technology, food trends, and consumer preferences change. Jane said “working as a couple has been easy because we don’t have any conflicts — we respect each other’s roles.” Mike has been active on the Hanover Hospital Holding Company board as chairman for more than 20 years and has also served on the Hanover Area YMCA board of trustees. “Our family has always believed that we have been blessed to be so successful … and always felt it was important to give back a meaningful part of that success to the community and the people who helped to achieve it.” As for what the future holds for Mike Rice, he plans to “continue being involved in the business activities from primarily a strategic oversight/input position, as compared to day-to-day operating detail,” he said. And for Jane? She will keep working hard on the communityservice projects she has been doing because the need is great and because, as she said, “we are blessed to have opportunities to give back and to pay it forward.”


Workers’ Compensation Protects Employees By BARRY SPARKS


orkplace injuries are more common than most people think. More than 3 million nonfatal workplace injuries occurred in 2012, according to the U.S. Bureau of Labor Statistics. That works out to 3.5 injured workers for every 100 full-time workers. “Fortunately, most of Pennsylvania’s full-time and parttime workers are covered by the Workers’ Compensation Act,” says Liz Martin of Martin Insurance in Millersville. “The commonwealth requires employers to provide workers’ compensation coverage for their employees. Coverage begins on your first day of employment.” Employers can purchase workers’ compensation coverage through their insurance company. A number of payment options are typically available: annually, semi-annually, monthly, or per pay period.

Employees and supervisors should be trained on safety and emergency response plans, which should exist for various accident types. Minimize the risks and prepare for the worst, says Martin. Second, stress safety every day. Safety should be a top-of-the-mind awareness topic for all employees. Third, set up a certified safety

committee through the Labor and Industry Department. Employers who have been granted certification of their workplace safety committee are eligible to receive a 5% discount on their workers’ compensation insurance premium annually. Fourth, offer safety seminars on a regular basis. The Pennsylvania Labor and Industry Department

offers more than 150 free seminars, which can be presented onsite or via webinar. Topics include fall protection, heat-related injuries and illnesses, office safety, preventing back injuries, safe lifting, material handling, and more. Fifth, provide appropriate safety equipment, such as safety glasses, eyewash station, earplugs, and

What does workers’ compensation cover? • Medical costs: These costs may include transportation to the hospital via an ambulance, hospital bills, physical therapy, and more. • A percentage of lost wages. • Ongoing care: An employee may need surgery, rehabilitation, treatment from specialists, or other care. • Funeral costs and death benefits. Martin says there are several ways businesses can help diminish the likelihood of workplace injuries. The first step is to be prepared.


June 2019




personal protection equipment. If, however, an employee is injured on the job, Martin emphasizes that your response is extremely important. She recommends you respond quickly, get the employee to a safe place, administer assistance, gather information, and collect evidence. And, above all, don’t panic. You should immediately file a workers’ compensation claim with your company’s insurance provider and maintain open communication with everyone involved. How long employees can collect workers’ compensation depends on their injuries and the severity of their disability. They can receive medical benefits as long as they need them. In regard to lost wages benefits, the length of time an employee can collect workers’ compensation also depends on their level of disability. Martin recommends regularly reviewing information on employee injuries. Communicate with your insurance agent, employees, and

medical providers. This will help ensure that the information is up to date and errors are avoided. She says open, consistent communication also helps to avoid litigation. Martin encourages companies to build a strong back-to-work program. Make sure there are opportunities for your employees to return to work, either part time or on light duty. If you can keep your employees in the habit of coming to work, there’s less chance they will become permanently disabled and unable to work. Studies also have shown that injured employees heal faster if they are at work. There are a number of potentially confusing aspects of the Workers’ Compensation Act. One of those areas is how workers’ compensation premiums are established. Pennsylvania has different class codes for different jobs, determined by the Pennsylvania Compensation Rating Bureau. “Your business class codes are based on the jobs performed and potential risk for physical illness

or injury,” says Martin. “Physically demanding jobs have higher premiums than office jobs. There are different rates for roofers, plumbers, and clerical workers.” Workers’ compensation premiums are based on a company’s payroll, not its number of employees. Depending upon the nature of your business, workers’ compensation premiums can range from a few hundred dollars annually to thousands of dollars annually, according to Martin. It is important to work with your insurance carrier to make sure you have selected the appropriate class codes and estimated payroll. A proper classification helps insurers estimate expenses or losses related to the risk they are insuring. Job code misclassification is the most frequent reason as many as 70 percent of companies overpay on their premiums. If you intentionally misclassify class codes, it can cost you more money later. Insurers also consider your experience modification factor,

which is based on your history of claims. If your company demonstrates above-average workplace safety, it will mean lower premiums. Conversely, below-average workplace safety will lead to higher premiums. Your experience modification factors drive your workers’ compensation premium, so it is important to analyze the factors. Work with your insurance agent to review your experience modification before you are required to submit payroll and loss data to the rating bureau. If you have a new business with no history of claims or prior coverage, you can expect to pay more in premiums. With no experience modification history, workers’ compensation costs may be higher the first three years of your business. “Stressing safety every day and making it a priority is paramount,” says Martin. “Generally, the fewer workers’ compensation claims you have, the lower your workers’ compensation premiums.”

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How Women Can Earn a College Degree —

without Sacrificing Family, Compromising Their Job, or Going Broke By KIMBERLY BLAKER


o you’d like to further your education, but with a job and a family, you don’t know where you’d find time for the commute and classes, let alone to study? Even if you could, there are the ever-increasing costs for classes and books to squeeze into your budget. Fortunately, today there are many ways to overcome these obstacles. To get started, read What Color is Your Parachute? by Richard Nelson Bolles or Who Do You Think You Are? by Keith Harary and Eileen Donahue, or check with a local institution for the Myer-Briggs Type Indicator test to discover your interests and strengths. Next, list your educational goals and discuss the importance of them with your partner to gain his or her support. Finally, research institutions to learn which offer the courses, degree, and options for earning credit that suit your needs. Most can be found on the web or in a resource center at a college nearby.

Nontraditional College Credit Many accredited colleges offer a variety of options for earning nontraditional course credit, which should be sought first, to save time and money. You can earn self-acquired competency (SAC) credits (may have different name at various institutions) for a wide range of skills and life experiences. This requires compiling a portfolio for faculty evaluation to include but is not limited to on-the-job training, work and volunteer experience, workshops, and seminars. If you served in the military, you may be eligible for military service credit for education you gained through schools, experience, or service. Credits for college-level examination programs (CLEP), advanced placement examinations (AP), and defense activity for nontraditional education support (DANTES) are also available. Check with your institution before enrolling since credit may not be awarded

following admission. If you’ve completed any noncollegiate or in-company sponsored programs or courses, find out if they are any of the thousands reviewed by the American Council on Education. If so, ask your academic institution if they award credits based on ACE recommendations. Credit by examination can also save time and money if you have knowledge in a particular area or if you study and test well. Correspondence and Online Courses Independent study programs offer a couple of options. Online courses can be taken in the convenience of your home. These usually require attendance (at your computer) at specific times. Correspondence courses are a good option for many because there are no schedules and usually allow six to 18 months for completion, with extensions up to one year. Evening and weekend courses as well as accelerated programs also offer some flexibility.

How to Pay for Tuition and Books There are many options for financing your education. The Federal Pell Grant is awarded based on financial need. The maximum award amount for the 2018–19 award year (July 1, 2018, through June 30, 2019) was $6,095. Another grant based on financial need is the Federal Supplemental Education Opportunity Grant (FSEOG). Similarly, the Federal Work Study program is awarded based on financial need, giving students the opportunity to work on campus to help cover education costs. And the Federal Perkins Loan, Federal Subsidized Stafford Loan, and Federal Unsubsidized Stafford Loan are all available with different eligibility requirements, interest rates, and payment terms. If you are a single mother, you may qualify for grants and scholarships available to single parents. Ask your academic institution what it offers. A wide variety of other scholarships are also available. Check with your institution as well as a


June 2019




At Conestoga Business Solutions, we offer usable solutions that help boost your office productivity in all aspects of the document life cycle. We care about your business and we care about you. You are part of this community and so are we.

scholarship guide or online scholarship search. Ask your employer if they offer reimbursement for college courses. If the classes pertain to your job, your employer may cover some or all of the cost. Finally, don’t forget the HOPE Scholarship, a tax credit available for eligible taxpayers, totaling $1,500, and the Lifetime Learning tax credit. Certain requirements and restrictions apply. Coordinating Multiple Responsibilities Like most women, you probably wear many hats. But with a little planning and finesse, you can develop workable solutions to allow time for your studies. Make a list of all of your responsibilities, and then cross off anything unnecessary. Where can you save time?

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• Do housecleaning every 10–14 days rather than weekly. Skip cleaning anything that isn’t in dire need until the next time. Straighten up main rooms only on a daily basis. Others can wait. • Make a pact to limit volunteering your time until you’ve reached your educational goals. If “no” isn’t in your vocabulary, create reminder cards to keep by the phone and in your purse so you’ll be prepared to say “no” at all times. • Assign your children some additional chores. • Discuss the importance of furthering your education with your partner. Ask which responsibilities he or she would be willing to take over until you’ve accomplished your goals. • Trade babysitting with a friend, neighbor, or relative for some quiet study time. • Set a schedule with your partner for watching the kids so you can study at the library. • Ask your employer if you can take shorter lunch breaks and leave earlier or to allow you fewer but longer workdays for an extra day of study each week.




demographic shift has taken place among college students over the last decade, and many universities have embraced the changing face, age, and achievement goals of modern learners. In addition to the blossoming of online learning options, a greater percentage of today’s enrolled college students are considered “nontraditional” — broadly defined as postsecondary students age 25 and older. What’s more, a large percentage of those nontraditional students are female. In spring 2018, the National Center for Education Statistics released data indicating a 35% increase in college students aged 25– 34 between 2001 and 2015. Furthermore, NCES projected nontraditional student enrollment to increase 11% between 2015 and 2026. BusinessWoman asked Grand Canyon University and Temple University Harrisburg what they’re doing to attract and retain the interest of nontraditional students, specifically working women looking to advance their careers through higher education or additional certifications. Is there a larger contingency of “nontraditional” students in your school now than, say, 10 years ago? Enrollment in Grand Canyon University’s online courses has more than tripled in the last 10 years, according to Mandie Levan, GCU’s university development counselor. Of those online students, approximately

half are studying at the graduate level. Grand Canyon’s online programs allow adults to continue their education one class at a time, every seven to eight weeks, Levan said. “Now more than ever, working adult students are looking to further their education online,” she said. “Many professionals are doing this while working full time, raising a family, and having a busy lifestyle.” Temple University Harrisburg has also seen its roster of continuingeducation students explode over the last decade, growing from 65 participants in two classes in 2007 to 10,963 participants in 15 courses in 2017-18, according to Demeshia

Rochelle Davis, Temple Harrisburg’s marketing and media specialist. “Temple University Harrisburg is a hub for nontraditional students,” Davis said. “A majority of the courses we offer are continuingeducation and professionaldevelopment opportunities that cater to the working adult in central Pennsylvania and beyond.” What percentage would you say are women? Of the more than 21,000 students who enrolled at Temple Harrisburg from 2016-19, 83% were women. “We find that a lot of women are seeking professional development and continuing education as a

means to get promoted within an organization, forge a new career path for themselves, and get professional skills that can be transferable in starting their own business, such as our grant-writing certificate,” Davis said. Of GCU’s online students, approximately 75% are female, Levan said, “in large part due to the large number of working adults seeking advanced degrees in the fields of teaching and healthcare.” How are you able to help adult professionals who want or need to refine their skills or move into a different career? Levan cites GCU’s small class


June 2019





Emergence Skin Care Studio, LCC

Does Anyone Really Understand SPF? Does anyone really understand SPF? Do I actually need it, and if so, how much? As a licensed esthetician, I can tell you that SPF, or, as I refer to it, “daylight protection,� is the No. 1 product I recommend to all my clients. If you have skin, you need to protect it with SPF. Having discovered skin cancer on 17 of my clients in the past 13 years during facials (and referring them to their doctor), I can’t stress enough the importance of wearing sunscreen. SPF, a.k.a., sun protection factor, is a relative measure of how long a sunscreen will protect you from ultraviolet rays of the sun. The chief cause of reddening and sunburn, UVB rays, tend to damage the epidermis, the skin’s outermost layers, where the most common and least dangerous forms of skin cancer occur. Those cancers are linked to sun accumulation over the years. Another type of cancer, melanoma, is thought to be caused by brief, intense exposures, such as from a blistering sunburn. UVA rays penetrate deep into the dermis. Aside from the cancer concern, unprotected exposure can lead to premature aging and wrinkling. To protect yourself, use a broadspectrum sunscreen. These protect against both UVB and UVA rays, although no sunscreen blocks 100% of UVB rays. The best rule of thumb is this: Use a broad-spectrum SPF 30–50 if you are going to be outside for any length of time, and reapply every two hours and after swimming. For daily life, a lesser number, such as SPF 15–20, would be appropriate. We receive

UV rays through our house and car windows. Mineral sunscreen contains zinc oxide and titanium dioxide. These ingredients reflect the sun’s rays away from the skin. These are great for people who may be sensitive to SPF, including children. They also contain no oxybenzone or octinoxate, which may be harming our marine life. Remember, water resistant is not waterproof, and even those labeled waterproof do not necessarily meet the definition and may need to be reapplied after becoming wet. Don’t waste your money on highnumbered SPFs like 100. You do not gain much additional protection to warrant the cost. Everyone needs protection from UVA and UVB rays. It doesn’t matter if you are fair skinned or dark skinned: You can still burn and be at risk for skin damage to your body and face when spending time in the sun (lighter skin needs the higher number; darker skin can use the lower number). Yes, the SPF can be in your moisturizer or makeup, but no, it does not add up. In other words, if your moisturizer has an SPF 20 and your makeup has a 20, you do not now have a 40. You have only an SPF 20. The highest number wins.


Emergence Skin Care Studio, LLC Rashell Brunner, Owner, Esthetician, and Make-Up Artist 0BLSJEHF%St.PVOUWJMMF 1"t  


~ June 2019 | BUSINESSWoman

sizes both online and on campus that emphasize collaboration, critical thinking skills, and writing. GCU has also published research on its use of full-time online faculty members rather than adjunct instructors to teach online courses. “GCU also recognizes that traditional 18- to 22-year-old students on our Phoenix campus learn differently from working adult students taking classes online and tailors its instruction to meet the social maturity of those differing student bodies,� Levan said. Davis noted that Temple Harrisburg offers noncredit courses and certificate programs, which are “offered in flexible formats and are designed for the attainment of specific competencies and skills,� such as grant writing, clinical supervision, leadership, business plan development, and working with veterans and their families. “This is an excellent option for folks who are looking to improve their professional skills but don’t have the time or resources to pursue a degree program,� Davis said. “Professionals seem to be getting the message that it is essential for them to get training and develop new skills throughout their work life in order to keep pace with changes in the workplace.� Temple Harrisburg also provides training programs for specific careers, such as its personal care home administrator 100-hour course and its medication administration training program. These offerings appeal to adults interested in pursuing a completely new line of work. Davis added that Temple University Harrisburg is looking to create “stackable� opportunities and courses, where “if you take enough small things in the right order, they can and should stack up to earning credit.� The university is also working on designing more online and hybrid-format noncredit courses and expanding its conference and event-planning services. Levan stressed that “by taking one class at a time, online students

can refine their skills or move into a different career field while they are working full time.� She said GCU’s course-by-course financial aid model — rather than financial aid that is granted per term — enables students who must withdraw from a course to face the loss of a smaller financial investment. Grand Canyon University continues to aid its working online adult students beyond the enrollment process, offering free tutoring services that pair high-achieving “traditional-age� GCU student tutors with online adult students re-entering higher education. “While these [adult learners] are experienced and successful students, many of them have been out of higher education for years and are for the first time experiencing higher education in an online learning environment,� Levan said. How are you reaching professionals to let them know about your career paths and learning options? Levan and Davis both said a targeted focus on establishing community connections is the key to reaching potential nontraditional students. Grand Canyon University employs representatives throughout the country to work with online students from enrollment to graduation, Levan said. “We talk to professionals about different career paths and learning options,� Levan added. “We also form partnerships with area businesses, schools, and hospitals to share degree-program information and offer discounts for their staff.� “A lot of our participants are from local organizations, companies, and corporations seeking inservice training and professional development opportunities for their employees,� Davis said. Temple University Harrisburg staff also attends and presents at local and national conferences, Davis said, and attends career and college fairs, helping to establish “lasting partnerships within the community and beyond.�


What Type of School is Best for Your Child? By CHERYL MAGUIRE


ext year my twins will be entering the ninth grade, their first year of high school. Their grades will soon “count” if they apply to colleges. The type of high school they attend will also be a considered factor by the college admission boards. I attended a typical public high school, but my husband attended a public magnet high school, and he went to a private school for elementary through middle school. We both feel as if we received a good high school education that prepared us for college, but since we attended different types of high schools, we wanted to explore all of the options for our twins. We also are considering if they should attend the same school since they have different needs and personalities. Before we are able to answer those questions, we researched all the different types of high schools. Even though I’m focusing on high

schools, most of these options are also available at younger grades. Types of Schools   Public Public schools offer a “free” education to students living within the district. The funding for public schools is from local, state, and federal tax dollars. These schools are supervised by local government authorities. There are different types and options of public schools, such as school choice, vouchers, taxcredit scholarships, magnet, and charter schools. School Choice: Some public schools offer school choice, which means you can attend a school outside of your district. The tuition is still taxpayer funded, but normally you must provide your own transportation. Most schools have a limited number of openings, and students are selected based on a lottery system.

Vocational Schools: Vocational schools are taxpayer-funded public high schools that offer specific trade or career training programs. In the past, these programs focused on mechanics, carpentry, plumbing, and construction, but now some schools offer other trades such as engineering, performing arts, and nursing. Vouchers: Vouchers are a type of school choice. Currently, 12 states and Washington, D.C., have a voucher program. A voucher (taxpayer funds) is issued to students who can then use it to pay for private school tuition. The amount of money received through a voucher varies by state and may cover part or all of the private school tuition. Tax-Credit Scholarships: This is another type of school choice. Seventeen states offer this program. These programs enable people and businesses to pay some of their state taxes to private, nonprofit,

scholarship-granting organizations that issue scholarships to K–12 students. Similar to vouchers, a student uses a tax-credit scholarship to pay for private school tuition. Magnet: Magnet schools are taxpayer-funded public schools, receiving additional funding to enable them to spend more money on their students, supplies, teachers, and educational programs. Magnet schools are highly selective and competitive. Students must submit applications and complete tests to be admitted. Today, magnet schools offer special curricula, such as STEM and performing arts programs. Their educational approach is different too, incorporating the Gardner’s learning styles or the Montessori style of education. Charter: Charter schools are “free” public schools that are independently run by teachers,


June 2019




parents, community leaders, and businesspersons. Charter schools do not adhere to the same rules and regulations of a typical public school. These schools receive funding from the sending public school, state and federal grants, and private fundraising. Private A student must pay tuition and submit an application to attend a private school. A private school is funded by student tuition payments, endowments, grants, and donations. Some private schools are affiliated with a religion. Homeschool A homeschool is when a student is educated at their home by a parent, a tutor, or an online program. States regulate and have requirements for homeschools. Factors to Consider When Making a Decision Cost: If you are unable to afford the private school tuition, which

averages $10,000 per year nationally, you may be limited to the public school options. However, depending on the state in which you live, you could use vouchers or the taxcredit scholarships to help fund the tuition, although the cost of transportation to the alternative school should be considered. School Size: The class size may be an important factor if your child is easily distracted or requires assistance to learn. Even though public schools can make accommodations for students with special needs, sometimes a smaller class is more helpful to the child. A private school usually offers small class sizes. How Your Teen Learns: If your teen is more of a hands-on learner, then he or she may benefit from attending a vocational school, charter school, or other similar, less traditional public schools, whereas if your child thrives from competition, they might benefit

from attending a magnet school. Friendships: Friends are a key component for teens in developing their identity. Through their friend relationships, they can learn about trust, respect, and acceptance. If you are considering other schools, you should have your teen visit for the day to see how they interact with the other students. Also find out about the social clubs, sports, and other activities offered. School Reputation: There are many different resources for comparing a school’s reputation, including the school’s graduation rate, spending per pupil, and college readiness. Some websites that review these factors are U.S. News and World Reports, GreatSchools. org, and the National Assessment of Educational Progress (NAEP). What Will We Decide? After my twins receive their grades this year, we will then

determine if their educational needs are being best served at their current school. We will discuss with them the decision factors, such as class size and ways they feel they learn best. Then we will visit other schools in the surrounding area to compare those options to their current public school. We will also ask our twins which type of school they would prefer to attend, since they are the ones who will be going there. Since we are actively involved in their education, hopefully any school they attend will help prepare them for college or the workforce. • Cheryl Maguire holds a Master of Counseling Psychology degree. She is married and the mother of twins and a daughter. Her writing has been published in Parents Magazine, Upworthy, Chicken Soup for the Soul: Count Your Blessings, and Twins Magazine. You can find her on Twitter @ CherylMaguire05.

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~ June 2019 | BUSINESSWoman

Fun, Educational Websites You Won’t Want Your Kids to Miss Websites that Take the Work Out of Learning By KIMBERLY BLAKER



imiting the time kids spend on the computer in this digital era can be a daunting task. But there are plenty of fun, educational sites kids will love that make learning a blast.

Animals Abound Travel to faraway states and countries to discover all kinds of critters and cool places at National Geographic for Kids’ website. In addition to freaky creatures, there are things you can make, games to play, and photo tips with Hilary. Your child can click on and learn about hundreds of animals and reptiles, bugs, mammals, and more. (http://kids.nationalgeographic. com) Space is a Blast At NASA’s Star Child, there’s plenty to discover. Do fun activities and learn which orbit each planet belongs to, match planets to their descriptions, and even calculate what your own weight and age are on each planet. Teens, also, can click on a link to NASA’s teen site and explore webpages to solve problems. (http://starchild.gsfc.nasa. gov/docs/StarChild/StarChild.html)


June 2019




Pop, Dong, Kerplunk This site will keep your child busy for hours. Brain Pop is a fun site dedicated to health, science, and technology. Thrill at the awesome background sounds and find experiments, activities, cartoons, quizzes, and animated movies. (www. Basics & Beyond offers all levels of educational games in every subject. Play “Grammar Gorillas”; connect the dots by ones, fives, and even backward; or take the Brain Bowl quiz. There are even parent-kid challenges and parent quizzes. Click “Search for Games,” and discover many more awesome activities. ( Make Me a Genius Exercise the left side of your brain with this fun science and math site. Starfall is loaded with fun games, quizzes, jokes, and videos. (www.

DON’T CHANGE THE WAY THEY LEARN. CHANGE THE WAY THEY’RE TAUGHT. Agora’s online school uses an individualized teaching approach to guide and inspire students in kindergarten through 12th grade to reach their highest potential. A rigorous curriculum is delivered by Pennsylvania-certified, highly qualified teachers using innovative technology.

Forest Fire Facts Visit Smokey Bear and get the “Bear Facts,” learn fire safety, and help Smokey in one of the interactive games. ( Discovery! At DiscoveryKids, your kids can watch fascinating videos about alien planets; play a selection of games, such as “Build Your Own Rollercoaster”; and explore interesting topics. (http:// Sensational Animal Sounds Kids Planet by Defenders of the

Wild is an animal-sound delight. Calls from the wild welcome you while you choose between taking an animal quiz, touring the “Web of Life,” learning how to defend the environment, or playing a game of “Who Am I?” ( Medicine Madness At PBS’s A Science Odyssey, take an interactive visit to the doctor, play a game show called “That’s My Theory,” read comic stories about scientists, and learn about the discovery of penicillin. (www.pbs. org/wgbh/aso) Math, Money, & More Math has never been as cool as at Solve brain benders, do jigsaw puzzles, and play the lemonade stand game to improve your math and money skills. (www. Online Adventures Take a journey to The Greatest Places and visit the Amazon, Tibet, Greenland, and other fascinating countries and regions. Your child can learn neat facts, watch videos, send postcards, play games, and find great activities to do at home. (www. Presidential Probe There’s plenty to learn at The American Presidency — even for parents. Do activities and read interesting facts about the campaign trail, life in the White House, and assassinations. Then, take a poll, and share your thoughts. ( presidency/home.html)

This is the personalized education you have been searching for.

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Quiet and Smooth Sailing After setting sail in Basel that first night, the Viking Hlin traveled 60 miles at 60 miles per hour overnight to Breisach, Germany. The Hlin, a longship designed for Europe’s grand rivers rather than an ocean, was like a duck, gliding on the surface, with its four rudders and hybrid, ecofriendly electric engine working hard below to quietly propel us forward. Other than the burbling water outside my well-appointed stateroom and the passing river bank, I couldn’t tell we were moving. A heads up: On river cruises, motion sickness isn’t an issue. At every river cruise port, Viking offers a complimentary shore

excursion, such as a guided walking tour. On our first day, the freebie was a trip by motor coach to Hofgut Sternen, a tourist village known for its cuckoo clocks and Black Forest cake. On the ride, the Black Forest belied its name. It was so lush and verdant that I wondered if the famed mountainous region in southwest Germany, bordering France, needed rebranding. In May, green is the new black. Motor coaches and river cruising go together like German beer and wienerschnitzel. When destination hot spots aren’t near a port, a motor coach gets you there. But European roads, like the one to Hofgut Sternen, can be windy. If you’re prone to motion sickness, that’s where some Dramamine might come in handy. Taste the Best of Alsace The next morning, five of us motor coached from Kehl, Germany, where the Viking Hlin had sailed overnight, to Strasbourg, France, in the historic region of Alsace, which was just over the bridge and a few miles away. In Strasbourg, we met up with Valerie, of Food and City Tours of Strasbourg, who led us on a sevenhour Alsatian walking food tour through Strasbourg’s cobblestoned streets. On Viking river cruise ships like the Hlin, guests can book add-on excursions. Our foodie frenzy turned out to be a cruise highlight and well worth the splurge. Before our first stop, Pâtisserie Christian, the famed chocolate shop and tea room at the base of the Strasbourg Cathedral, Valerie relayed Strasbourg’s whiplash history through our audio listening devices (supplied by the ship). On a river cruise, be prepared to listen up. Your headset is a lifeline. With Valerie in our ears, we

View of the Rhine.


ecently, I had the chance to leave my husband and hormonal teen daughters behind (darn!) and sail with a friend on the Rhine Getaway, one of Viking’s most popular river cruise itineraries. The plan? We’d sail on the Rhine through Germany from the gateway city of Basel, Switzerland, to Amsterdam, the Netherlands, on the Viking Hlin (pronounced “Lin”), covering four countries in eight days. I imagined leaving my laptop behind, lounging on the deck, enjoying lavish meals and cocktails, and maybe using the spa. After all, cruising has that reputation, and I was a newbie. River cruising has its own identity. While ocean cruises focus on the amenities of the ship, such as the pool and the fitness center, river cruises are more about the easy access the ship offers to the world’s top destinations, with the details — accommodations, destinations, food, and transfers — taken care of for you. Read on and you’ll see what I mean.

Marksburg Castle viewed behind the village of Spay in Germany.

Street with half-timbered medieval houses in Eguisheim village along the famous wine route in Alsace, France.

learned how the residents of Strasbourg were forced to change their nationality, including their language and customs, from French to German four times over the course of 75 years. Today, Strasbourg has a decidedly double culture, half German, half French.    After tasting dry and sweet Alsatian pinot noirs at a local wine shop, we sat down at a restaurant for tartes flames/flammenkuchen, the national Sunday dinner dish of Strasbourg.

Sunday dinner in Strasbourg always ends with a sweet tartes flambé, often made with apples. “Ooh la la,” Valerie said. Psst! Want to try this at home? Check out Trader Joe’s Tarte D’Alsace, which is produced by Maître Pierre, in Alsace. It’s a close cousin. Heidelberg – College Town on Steroids Day three brought us to Heidelberg, our next stop along the Rhine. Home to Heidelberg


June 2019




University (Germany’s version of Oxbridge), Heidelberg is Germany’s nerd epicenter, according to Will, an American philosophy Ph.D. graduate candidate from Arkansas and our prolific tour guide. Because Heidelberg wasn’t bombed during World War II, it’s a historic architecture mecca. We toured the Heidelberg castle (Schloss Heidelberg), with its grass moat, and imagined that tigers once filled it over 300 years ago. Heidelberg castle is home to the world’s largest wine barrel, a 250year-old vat shaped from 130 oak trees; it once held 50,000 gallons of wine. Will informed us that wine was safer to drink than water in the Middle Ages. Castle Convention Midway through our cruise, the Hlin took us on a scenic tour of the castles along the Middle Rhine, from Koblenz to Rüdesheim. It was a chilly and cloudy day on the upper deck, but Candi, our cruise director, brought the region to life with castle commentary over the loudspeaker. “Medieval noblemen built soaring castles to oversee trade, collect tolls, and defend kingdoms from marauders and power seekers.” Day five took us to Marksburg Castle, a 700-year-old hilltop fortress that offered fantastic views of the Rhine Valley from its 550-foot perch. Robert, our guide, unlocked the castle with a skeleton key, and we set out to imagine knights in armor and life in the Middle Ages by touring the citadel’s impressive rooftop herb garden and cavernous rooms, including its eerie torture chamber and impressive kitchen and bedrooms. The Middle Ages were more interesting than I had remembered. But a guided tour could turn any location into a textbook come to life. “Medieval people slept sitting up so that death wouldn’t take them,” Robert said. Lying down to sleep was considered too vulnerable a position. Climbing the Dom in Cologne The next morning, we disembarked the Viking Hlin in Cologne, Germany’s oldest city.


We followed Udo, our tour guide for the morning, to Cologne’s magnificent Gothic Cathedral (“Dom”), with its pointed arches, beautiful stained-glass windows, and two soaring spires, one deliberately higher than the other by 7 centimeters “because the only perfect thing in the world is God,” Udo said. From the ground, the cathedral’s spires did appear close to God and impassibly pointy. But Udo informed us that the second spire was navigable — just 533 stairs from top to bottom — so I took the challenge. With all the touring and now the cathedral climb, river cruising was turning out to offer plenty of exercise. And it’s a good thing.

Strasbourg, France, and its beautiful cobblestone streets.

Artisanal Dutch Cheesemaking After sailing overnight, the Viking Hlin docked in Gorinchem, the Netherlands, which turned out to be another favorite stop on the Rhine. It was an overcast day, the kind the Dutch take in stride. Like rain on your wedding day bringing good luck, the Dutch have an expression to make themselves feel better: “As long as the sun is shining in your heart, the rain will stop.” Rainfall in the Netherlands averages 145 days per year. In the birthplace of gouda (pronounced “howda”), we motor coached through Holland’s flat, lush countryside to Booij Kaasmakers, a family artisanal, small-batch cheese farm near Rotterdam. There, we met Marika, a young cheesemaker who took over her grandmother’s cheesemaking operation. In Marika’s dining room, 10 of us sampled her awardwinning gouda, the product of a recipe that has been in the family for generations. The hint of manure in the air was a further reminder that we were in farm country. Holland’s plentiful rainfall helps the grass grow, which keeps the milk cows happy. “The grass is why the gouda is so creamy,” Marika said.

Netherlands. Twelve million people live on half the country, which is below sea level. In conjunction with the Delta Law, passed in 1959 to protect all Netherlands residents from floods, the windmills of Kinderdijk have an important job: to pump water from one side of the dyke to another to prevent flooding. The windmills have a 90-foot blade span and spin at a max of 120 miles per hour. They’re also for rent. Families live in 16 out of the 19 of them, though the waitlist is a decade long!

The Windmills of Kinderdijk After a short ride on our motor coach, we found ourselves in Kinderdijk with its 19 historic windmills, the largest group in the

Viking River Cruise Trip Tips Because I’m a nerd at heart, I enjoyed this maiden voyage much more than I anticipated. And because it’s a supremely convenient way to

~ June 2019 | BUSINESSWoman

Pâtisserie Christian pastry shop.

travel through Europe, we could focus on just taking it all in rather than on the trip’s logistics, such as hiring our own tour guides or getting from country to country. With so much to see and do, we didn’t spend much of our free time in our staterooms, which were as upscale as you might imagine on a cruise ship. They featured a streamlined Scandinavian aesthetic and nice touches, such as a 40inch flat-screen TV, Wi-Fi access, a refrigerator, hair dryer, a heated floor in the bathroom, and a hotelstyle bed with luxurious linens and pillows. Viking longships are four decks high, with guest cabins on levels two and three, and hold up to 190 people.

More Men Inquiring about Their Testosterone Levels By BARRY SPARKS


Those symptoms, however, also are very common to men over the age of 50. While the pharmaceutical companies promote testosterone replacement therapy, it may not be appropriate for everyone with low testosterone. According to the commercials, testosterone replacement therapy can make men feel more alert, energetic, mentally sharp, and sexually functional. A Journal of the American Medicine Association study linked the television commercials to greater testosterone testing and new use of testosterone therapies for men who likely weren’t appropriate candidates for treatment. “It’s important to look for the root cause of the decline in testosterone,” stresses Yan. “Many men think that if they’re tired, they have low testosterone. There can be many reasons for being tired. Sleep apnea, malnutrition, poor health, and obesity can all contribute to being tired.” Yan says some men may be born

with genetic factors that cause low testosterone. Low T also can be temporary. Other factors that affect low testosterone may include depression, diabetes, coronary heart disease, high blood pressure, opioid use, or loss or harm to the testicles. “If the cause for low testosterone is irreversible, testosterone replacement therapy is usually appropriate,” says Yan. “But if the cause is reversible, we try to correct the root cause first.” Blood tests should be ordered to determine a man’s testosterone level. A second blood test should be conducted to confirm low testosterone, according to Yan. “Just having low testosterone isn’t enough to require testosterone replacement therapy,” she says. “Many men want to take testosterone to reverse reductions that are normal results of aging. You need symptoms to be on testosterone replacement therapy. We don’t treat numbers; we treat people.” According to the American Urological Association, testosterone

Dr. Meijuan Yan replacement therapy should only be prescribed to men who meet the clinical and laboratory definition of testosterone deficiency. The Endocrine Society recommends in the absence of symptoms, men 65 or older with low testosterone levels alone shouldn’t routinely be prescribed testosterone replacement therapy. While testosterone replacement therapy can be beneficial, it also can have long-term complications, such as a higher risk of heart attacks, strokes, and deaths from heart disease. Some men also may experience acne, rashes, disturbed breathing while sleeping, breast swelling or tenderness, and swelling in the ankles. Men with prostate cancer,


June 2019




ou may have seen the television commercials that tell men they may have low testosterone, or low T, if they are feeling tired or have a low sex drive. As a result of this aggressive, directto-consumer television advertising, more men are requesting to have their testosterone levels tested. Dr. Meijuan Yan, an endocrinologist at Penn Medicine Lancaster General Health Physicians Diabetes & Endocrinology, says over the past several years she has seen an influx of men requesting a testosterone test. She says it’s a nationwide trend. “I think it’s definitely the result of television advertising,” says Yan. She adds that because there’s more testing done, there have been more diagnoses of low testosterone. Testosterone is a hormone integral during male puberty. It puts hair on a male’s chest, deepens his voice, builds his muscles, and boosts the size of his penis and testes. In adulthood, it keeps a man’s muscles and bones strong and maintains his interest in sex. After age 30, however, most men begin to experience a gradual decline in testosterone. A recent study by the New England Research Institute revealed that 1 in 4 men over the age of 30 have low testosterone levels, but only 1 in 20 have clinical symptoms linked to such a deficiency. Signs of low testosterone may include depression, difficulty concentrating, declining muscle and bone mass, increased body fat, fatigue, lower sex drive, erectile dysfunction, and loss of body hair.

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uncontrollable heart disease, or heart failure should not be on testosterone replacement therapy, according to Yan. After starting therapy, which may last a lifetime, Yan says men need to follow up with their physician periodically to have their testosterone levels checked and undergo other lab tests to make sure the therapy is not causing other problems. There are several different forms of testosterone replacement therapy. Gels or injections are the most popular. Gels are applied once a day and are absorbed directly through the skin. You must be sure the gel is fully absorbed and the skin dry before anyone can touch that area. Testosterone can have a negative effect on women and babies. It can harm a pregnant woman’s developing fetus. It also can cause the development of masculine characteristics in women and children. With injections, testosterone is injected directly into the muscles. Pellets, about the size of a grain of

rice, are one of the newest forms of testosterone replacement therapy. They are implanted under the skin and supply a low dose of the hormone for up to six months at a time. If testosterone replacement therapy is recommended, what should expectations be? “Men need to be realistic,� says Yan. “Testosterone replacement therapy is not the fountain of youth. Some men actually feel worse on testosterone.� Karen Herbst, M.D., Ph.D., an endocrinologist at University of California – San Diego, specializes in testosterone deficiency. She estimates about 1 in 10 men are “ecstatic� about their response to testosterone replacement therapy, while about the same number “don’t notice much.� She says the majority have generally positive, but varying, responses to testosterone replacement. Yan encourages men who have questions about their testosterone levels to consult an endocrinologist.


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~ June 2019 | BUSINESSWoman

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Compounding Medications Making a Comeback By BARBARA TRAININ BLANK


— using these tools and more, compounding pharmacies work with prescribers to fill a gap in healthcare through customized solutions for specific patient needs.” Compounding, she added, can be a great option for patients who “may fall between the cracks and may have limited choice with manufactured medications.” It’s personalized medicine; it’s a kind of last-chance pharmacy. For patients, compounding can be life changing, even lifesaving. And it’s “highly rewarding for compounding pharmacists and practitioners, helping them solve some of healthcare’s toughest challenges.” Compounding pharmacists compound both sterile and nonsterile medications for patients based on their providers’ wishes. Examples of sterile medications — created in an environment free from viruses, bacteria, or any other potentially infectious microorganisms — are antibiotic ophthalmic drops for corneal ulcers, injections for erectile dysfunction, nutritional injections, and anesthetic injections for triggerpoint injections. For dermatologists, compounding pharmacists also compound lotions and creams, which combine multiple ingredients. “Compounding pharmacists don’t compound chemotherapeutic medications,” said Boomsma. “However, we do compound medications that ease side effects, such as transdermal anti-nausea

medication, mouthwashes for mouth ulcers and irritation, and lotions for radiation burns, among others.” Where does compounding fit historically? It’s difficult to pinpoint the ancestries of compounding, as the process of combining different agents began in a basic pharmacycompounding timeline from before the term “compounding” ever existed, Boomsma explained. However, the art of compounding medications can be linked to the origins of pharmacy itself; the first documented chemical processes can be traced as far back as the time of the ancient Egyptians. “Originally, it was commonplace for physicians to both prescribe and compound a patient’s medication themselves,” she said. “Only late in the 19th century did we began to see a clear distinction between the role of a physician and that of a pharmacist.” There was also a time when compounding was indistinguishable from general pharmacy practice. “Historically, compounding has been an integral part of the process,” said Boomsma. “In the early 1900s, the majority of all medications were still the result of pharmaceutical compounding. However, as the 20th century progressed, the need for compounding pharmacies diminished due to the advent of mass drug manufacturing.” Today, the compounding pharmacy industry is experiencing a resurgence

as the importance of custom-made medications becomes more prevalent and the demand for customized prescription medication is on the rise. Compounding also offers yet another opportunity for female entrepreneurship. Boomsma had been an employee for a number of years and then wanted to “round out her career” by becoming a business owner. She went back to school to obtain her doctorate in pharmacy, which follows a B.A. program. Pharmacists who wish to specialize in compounding can focus their training in continuing education courses. Compounding pharmacists have their own professional organization. The International Academy of Compounding Pharmacists is an association representing more than 4,000 pharmacists, technicians, students, and members of the compounding community who focus on the specialty practice of pharmacy compounding. The mission of the IACP is to protect, promote, and advance the art and science of pharmacy compounding. One proviso: Pharmacies can only fill compounded prescriptions and ship in the state in which they are licensed. If they are not licensed in a particular state, these pharmacists have a compoundingpharmacy locator system to guide patients and providers to the service where they need it.


June 2019




e frequently hear today about personalized practice of medicine. There are a few different definitions, but a general one might be: a medical model that separates people into different groups — with medical decisions, practices, interventions, and/ or products tailored to the individual patient based on their predicted response or risk of disease. But what about personalized medicating? Does it exist? Yes! Known as compounding, it’s the art and science of creating personalized medicine. It all starts with a problem: the child who can’t swallow pills; the patient with an allergy to common, mass-produced medicine fillers, such as casein, gluten, dyes, etc.; or a much-needed drug that’s in short supply. For whatever reason, many people aren’t served by mass-produced medications. It could also mean a patient who’s not taking medication as prescribed because of unpleasant side effects or lack of improvement. Or someone who needs customized medicine strengths and dosage forms (like creams or suppositories). A compounding pharmacy is able to provide a solution, said Diane Boomsma, pharmacist and owner of Custom Prescriptions of Lancaster, LLC. “That’s where compounding pharmacies come in,” she explained. “Special flavorings, unique dosage forms, innovative delivery methods

Meet and


5th Wednesday Networking Lunch 11:30 a.m. – 1 p.m. Held ONLY 5th Wednesdays of the year Rotating location – West Shore Area 30 S. Main St., Mechanicsburg Mitzi Jones


American Business Women’s Association (ABWA) Camelot Chapter 6 p.m. 3rd Monday of the month The Radisson Penn Harris Hotel & Convention Center, Camp Hill Marianne Troy, President 717.802.5622 Lancaster Area Express Network 7:15 – 9 a.m. 3rd Wednesday of the month Lancaster Country Club 1466 New Holland Pike, Lancaster Amy Winslow-Weiss Lebanon Valley Chapter 6 p.m. 4th Wednesday of the month Hebron Fire Hall 701 E. Walnut St., Lebanon Penny Donmoyer 717.383.6969


Penn Square Chapter 11:45 a.m. – 1 p.m. 1st Thursday of the month Hamilton Club 106 E. Orange St., Lancaster Laurie Bodisch, President 717.571.8567 Yellow Breeches Chapter 6 p.m. 4th Wednesday of the month Comfort Suites 10 S. Hanover St., Carlisle Kerina DeMeester Central PA Association for Female Executives (CPAFE) 1st Wednesday of each month Refer to website for the meeting location Lori Zimmerman, President 717.648.0766 Executive Women International Harrisburg Chapter 5:30 p.m. 3rd Thursday of the month Rotating location Julie Young 717.713.7255


~ June 2019 | BUSINESSWoman

Insurance Professionals of Lancaster County (IPLC) 5:45 p.m. 3rd Tuesday of the month, Sept. – May Heritage Hotel 500 Centerville Road, Lancaster Krista Reed, Treasurer International Association of Administrative Professionals Capital Region of Pennsylvania LAN Meeting locations vary Pam Newbaum, CAP-OM, LAN Director 717.782.5787 Pennsylvania Public Relations Society 5:30 p.m. Last Thursday of the month Larissa Bedrick, President Shippensburg Women’s Area Networking (SWAN) Noon 1st Wednesday of the month Rotating location Lisa Mack, President Women’s Business Center Organization (WBCO) – A program of the York County Economic Alliance 11:30 a.m. – 1:30 p.m. 2nd Tuesday of the month September through May Heritage Hills Golf Resort & Conference Center Windows Ballroom (next to Oak Restaurant) 2700 Mount Rose Ave., York For more information on registering or membership, contact Sully Pinos at Women’s Capital Area Networking (WeCAN) 11:30 a.m. – 1:30 p.m. 3rd Wednesday of the month Radisson Hotel 1150 Camp Hill Bypass, Camp Hill Abeer Allen, President Women’s Network of York 11:30 a.m. 3rd Tuesday of the month Out Door Country Club 1157 Detwiler Drive, York Laura Combs, President


Women to

Karen Shreiner has joined Berkshire Hathaway HomeServices Homesale Realty as a REALTOR® and member of the Page/Leber Team.

Gail Gardner has joined Berkshire

Hathaway HomeServices Homesale Realty as a REALTOR®. She is a lifelong resident of York County and a second-generation REALTOR®.


Jessica Zepp recently joined the Landis Homes team as director of admissions and social services. She will be responsible for the direction of the overall social services program and supervise the departmental team. Zepp most recently was a community liaison with Caring Hospice Services.


Veronica L. Boyer (left) and Victoria P. Edwards (right), attorneys with Mette,

Evans & Woodside, were recently appointed to serve on the Supreme Court of Pennsylvania Disciplinary Board as hearing committee members. The Supreme Court of Pennsylvania has the inherent and exclusive power over the practice of law in the Commonwealth of Pennsylvania.

Esther Keyser has been named to the

board of United Zion Retirement Community. She is the Lititz branch manager and commercial lender for Jonestown Bank & Trust Co. and is a member of the Lititz Rotary Club, Lititz Lions Club, and Lititz Rec Child Care Services committee.

Do you have an announcement?

Please email your announcements of career advancements and professional new hires to Electronic photos should be saved as a tiff, jpeg, pdf or eps at 300 dpi. Or mail to: BUSINESSWOMAN, 3912 Abel Drive, Columbia, PA 17512. Photos sent through mail will not be returned. Please – no duplicate releases.

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Convenient print edition plus extensive, searchable directory. On-Line Publishers, Inc. • 3912 Abel Drive, Columbia, PA 17512 • 717.285.1350 •


June 2019




Discover support and services available to meet challenges you may encounter as a senior, as someone who is caring for an older loved one, or as a person with a disability.

Helping You Generate Leads! EARLY-BIRD PROMOTION! Register NOW and get $100 OFF!* (Promotion ends June 30, 2019)

Face-to-face in a comfortable environment.


Oct. 5, 2019 9 a.m. – 2 p.m.

Lebanon Expo Center

omen’s Expo Lancaster County

80 Rocherty Road Lebanon

Oct. 12, 2019 9 a.m. – 2 p.m. Spooky Nook Sports 2913 Spooky Nook Road Manheim

omen’s Expo Cumberland County

Nov. 9, 2019

Sponso rship and ex hib applica itor tio now be ns ing accept ed.

9 a.m. – 2 p.m. Carlisle Expo Center 100 K Street Carlisle

*Restrictions apply 717.770.0140 • 717.285.1350

FREE advance guest registration online! ($5 at the door) 717.285.1350

3912 Abel Drive Columbia, PA 17512

~ career ~ lifestyle ~ wellness ~ connections

Profile for On-Line Publishers, Inc.

Business Woman June 2019  

What's Inside: A Delicious Legacy; Earning a Degree; Come Sail Away; Men and Testosterone; and more!

Business Woman June 2019  

What's Inside: A Delicious Legacy; Earning a Degree; Come Sail Away; Men and Testosterone; and more!

Profile for onlinepub