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Toll Free Number :1-877-5491212

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The Top 4 Health Care Plans in Ohio

Toll Free Number :1-877-5491212

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1. PPO: Preferred Provider Organization PPO is a very well known and used very often. Using the doctors that are inside the network of the insurance companies, PPO is a plus for those whose doctor is already in the PPO. Before you apply for PPO check to see if your family doctor is in the PPO network . If he is not you may need to find a new doctor if you want to go with this plan.

Toll Free Number :1-877-5491212

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2. HMO: Health Maintenance Organization The HMO plan functions within a network of providers that work only with HMO. Having an HMO plan allows you to choose a primary care physician. This is great to have for check-ups and immunizations. Note: Most of the Ohio carriers such as Blue Cross Blue Shield, Medical Mutual of Ohio, United Health Care, and Humana no longer offer HMO type plans. Toll Free Number :1-877-5491212

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Toll Free Number :1-877-5491212

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3. HSA Eligible Plans HSA stands for “Health Savings Account” and the best way to describe an HSA plan is that “it is like a PPO plan but with a higher deductible and no office or drug co-pays. This plan allows you to save money that will be used exclusively for medical needs. A great aspect of an HSA plan is that the money that is saved in the HSA rolls over to the next year if it is not used, and it is tax free. This is a well-liked plan for young healthy individuals who like the convenience of lower premiums even if it means higher deductibles. Toll Free Number :1-877-5491212

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4. Indemnity If you would like to have full reign over your health care, an Indemnity plan is the plan for you. With an Indemnity Plan you can choose the doctor or hospital of your choice. Note: Because of the freedom that Indemnity plans allow they usually run on the more expensive side, and you may sometimes have to pay for some visits upfront and get reimbursed later from the insurance company.

Toll Free Number :1-877-5491212

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The Top Four Health Care Plans in Ohio