NNYWISE
EATING OUT AND DRINKING COFFEE OR SODA MAKES YOU POOR. MAKE A HABIT OF PUTTING FOOD TO EAT IN YOUR BAG, EVEN IF IT’S ONLY BREAD AND FRUIT.
Budget. Yes, work out how much you have to spend each week and allocate it to categories such as: rent, utilities, groceries, bus fares, entertainment and so on. Follow your weekly spending with an app, so you stop spending when the allocation for that category runs out.
Refuse credit. If you’ve made it to uni or other tertiary provider, you’re smarter than the average person. Use that intelligence wisely and avoid interest-bearing debt such as credit cards and hire purchase. Otherwise you’ll add interest to your monthly budget and that buys you nothing. Finally, even two or three of these tips will save you hundreds, if not thousands of dollars by the time you graduate, so take heed. For advice, budgeting tools and more, visit www.sorted.org.nz or www.familybudgeting.org.nz Find budgeting services in your area by searching ‘budgeting service providers’ at www.familyservices.govt.nz
LEAVING SCHOOL 2015 / issue #5
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FINE ARTS PHOTO MEDIA FASHION DESIGN GRAPHIC DESIGN ARTS MANAGEMENT ARTS THERAPY
L-R: Karma Scretching, Keewin Fam, Victoria Cullington, Suhee Kang
ILY RAG
Get the Whitecliffe Edge Whitecliffe graduates are articulate, innovative creative thinkers with broad skills and a high level of industry standard technical proficiency. They create powerful and compelling visual expressions of their ideas, are leaders in the creative industries, and shape contemporary culture. www.whitecliffe.ac.nz