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Parent View Side-by-side. Step-by-step. Planning for College With Your Child. •

CASE STUDIES & FAMILY FEATURES see how oc became the perfect fit for families


majors & areas of study Accounting Advertising Art Bible Biblical Languages Biochemistry Biology Broadcast Management Broadcast Journalism Business Chemistry Child Development Church History Communication Studies Pre-Law Computer Science Creative Media Drama Ministry Early Childhood Education Education Elementary English Math Music Physical Religious Science Secondary Social Studies

Electronic Media Engineering Computer Electrical Mechanical English Education Pre-Law Teaching English as a Foreign Language Writing Family Studies Finance Forensic Science Gaming & Animation Graphic Design (Communication Design) History Pre-Law Illustration Information Systems Interior Design Interactive Media Interdisciplinary Studies International Business International Studies Journalism Languages Management

Marketing Mass Communication Master of Arts in Ministry Master of Business Administration Master of Divinity Master of Science in Engineering Mathematics Medical Technology Military Science Ministry Missions Music Instrumental Vocal New Media Nursing Organizational Communication Performance Arts Management Photography Physical Education Physical Science Political Science Preaching Ministry Pre-Chiropractic Pre-Clinical Dietetics Pre-Dental Pre-Dental Hygiene

Campus of 200-plus acres includes new science facilities, revamped University Center and recently-built and renovated student housing (including Honors House, a residence hall dedicated to students participating in OC’s Honors Program)

13-to-1 student-to-faculty ratio

More than 50 student organizations

Member of the Council for Christian Colleges and Universities

More than 1,000 students participate in more than 30 service and ministry opportunities, including outreach to communities in the United States and around the world (just some of the countries served include Argentina, Australia, Austria, China, Ghana, Honduras, Japan, Mexico, New Zealand, the Philippines, and Rwanda)

Pre-Law Communication Studies English History Pre-Medical Pre-Occupational Therapy Pre-Optometry Pre-Pharmacy Pre-Physical Therapy Pre-Physician Assistant Pre-Radiological Science Pre-Veterinary Psychology Public Relations Social Science Spanish Sport, Wellness and Recreation Management Theater Performance Videography Vocational Ministry Writing Youth Ministry

FAST FACTS Founded in 1950 by members of the churches of Christ Located in Oklahoma City, the state capital of Oklahoma, the university borders the city of Edmond. Students enjoy the academic, cultural and recreational benefits of a big city in a safe and comfortable suburban atmosphere.

More than 2,250 undergraduate (50% male, 50% female) and graduate students from 46 states and 33 countries

Accredited by the Higher Learning Commission of the North Central Association of Colleges and Schools, with discipline-specific accreditation for business, education, engineering, interior design, music, and nursing

Parent View 2011

On The Cover: Marilyn (Hinds) LaRue, David Hinds, Emily Hinds, Michael Hinds


Step-by-step guides for enrollment and financial assistance.


Three brothers from the Pacific Northwest have combined to send 10 children to OC.


Single mom finds OC’s education and environment worth the sacrifice.


A sample of the financial aid available through OC.

22 CAse Studies

Scholarship and grants can add up in your favor see how it can be done.

Follow us online

18 Federal Loans & Financial Aid

Get your student’s piece of the government pie.

26 Glossary

A quick primer on financial aid terms.

29 Calendar

Important dates to keep in mind.

Parent VIew STAFF President:


Dr. Mike E. O’Neal (68)

Dr. Allison Garrett (84), Dawn Shelton (90), Josh Watson, Ann White (04)

Vice President for Enrollment Management: Risa Forrester (96)


Director of Student Financial Services:

Judson Copeland (02), Jonathan Curtis (03), Rachel O’Donnell (02)

Clint LaRue (97)

Editor: Wes McKinzie (98)


Parent View Alumni Magazine of Oklahoma Christian University (USPS 405-420) Volume 6, No. 1, 2011 POSTMASTER: Send address changes to Parent View Box 11000, Oklahoma City, OK 73136-1100

Steven Christy (01), Judson Copeland (02)

© Oklahoma Christian University 2011 Oklahoma Christian University admits students of any race, national and ethnic origin to all rights, privileges, programs and activities generally accorded or made available to students at the school. It does not discriminate on the basis of race, color, handicap, national and ethnic origin in administration of its educational policies, admissions policies, scholarships and loan programs, and athletic and other school administered programs.

I know what you’re going through right now. When our oldest son started college a couple of years ago, there were so many things to consider. I wondered … Will he be a name or a number? What are the professors like? Are there plenty of internships nearby? What are the dorms like? Is the university far enough away that I won’t have to do his laundry? But sending your child to college is primarily about making sure your teen gets a great education that will be a solid foundation for life. Sure, at Oklahoma Christian University, we have classes that are much smaller than at State U. We’re located in a major metropolitan area, where there are a lot of terrific internship opportunities with top companies. The professors at OC care tremendously about your sons and daughters; they will welcome them into their homes, see them at church and greet them by name around campus. But, on top of all of this, OC’s academic program is extremely strong. Our professors are experts in their fields; they write articles and books, and speak at conferences around the world. This expertise has a huge impact on our students.

Parent to Parent 2


OC was recently named a “Best in the West College” by The Princeton Review, and was ranked 44th among master’s degree universities in the West by U.S. News and World Report. The History and Political Science department has had the nation’s top chapter of Phi Alpha Theta (that’s the national history honor fraternity) among schools of our size for the past 15 years. The Princeton Review has named our Gaming and Animation program as one of the top 50 programs in the nation. One of our Art and Design graduates was the chief designer of visual and special effects for the 2008 Summer Olympics.

Our recent Biology graduates have a 95% acceptance rate to medical schools across the nation, and new to OC is a Forensic Science major in the Department of Chemistry and Physics. OC has brand-new and recentlyrenovated lab and classroom facilities for our science programs. Recently, two of our Language and Literature students were selected out of thousands of entries to have their work published in the English honor society journal, the Sigma Tau Delta Review. Our Accounting Club won first place in a prestigious Oklahoma CPA competition for the third time in four years. And OC’s American Marketing Association chapter was recognized for Excellence in Community Service at the International Collegiate Conference. Our School of Engineering continues to attract top students from around the world. The new master’s degree program in Engineering is experiencing strong growth. We continue to have tremendous success placing our graduates in some of the best graduate programs in the U.S. and abroad. We are also extremely proud that we are able to send many of our graduates into the mission field each year. So if you’re looking for a school where your son or daughter isn’t just a number, where the professors set a strong Christian example, and where the academics are first rate, take a close look at OC. Sincerely,

Dr. Allison D. Garrett Senior Vice President for Academic Affairs

Letter from the Student Financial Services Director

Thank you for taking the time to read through the 2011-2012 edition of Parent View. This issue of Parent View features information about OC scholarships, federal and state financial aid, helpful hints when completing the FAFSA, sample financial aid packages, and much more! Oklahoma Christian continues to invest millions of dollars in scholarships and grants. Every student who applies to OC has the opportunity to receive financial aid. OC is committed to awarding need-based grants, so students from lower- to middle-income families receive more financial aid today than ever before. Attending college requires a financial commitment from the student, the family, the government, and the school. We believe you’ll find an extraordinary commitment from Oklahoma Christian to make a high-quality Christian education affordable for your son or daughter. If you have any questions, please do not hesitate to contact me or your personal financial aid counselor at 800.877.5010. Sincerely,

Clint LaRue Director of Student Financial Services

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Lane, Lavon, Heather, Carl and Lauren Wheeler.

WHEELERS SAY ‘YES’ TO OKLAHOMA CHRISTIAN CARL AND HEATHER’S CHILDREN FOLLOW IN THEIR FOOTSTEPS Lauren Wheeler still gets a personalized tour when she walks around campus with her parents, OC grads Heather and Carl Wheeler. “Well, Mom always takes a few minutes to point out the first place she saw Dad, where they first talked, first kissed, and where he proposed. The proposal story is definitely my favorite,” said Lauren, a junior biology major from Topeka, Kansas. Indeed, that proposal story is legendary to alumni, circa 1984. It was during Homecoming, and Heather was starring as Laurie in the musical “Oklahoma.” Carl took a line from Curly, pulled Heather outside the Hardeman stage before the curtain opened, and popped the question. Heather’s real-life answer, of course, was less reluctant than Laurie’s “Why would I wanna marry you?” Heather said “yes” and the rest is OC history still in the making. Lauren and her sister LaVon are current OC students; their brother Lane, a high school junior, will attend Oklahoma Christian after he graduates. “If I had 1,000 re-dos of where to go to college, I’d choose OC every time. I love it here,” Lauren said. “OC has a very high acceptance rate into med school, an excellent music program, and I love being on a Christian campus. It’s close to home and feels like a second home since my family has gone through here.” Heather, a music teacher, and Carl, an attorney, have been very intentional about exposing their kids (and all of the other kids they know) to Oklahoma Christian through summer camps, visits and hosting OC groups at their home congregation. “I didn’t grow up in a Christian household so I didn’t have that Christian family to rely on other than at church. Then, when I came to OC, and all of a sudden I had two or three thousand Christian folks that became my family,” said Carl, who specializes in child support enforcement for Young Williams Support Services. “Some of my closest friends that I met and made here at OC, I’m still very close with and still feel like family, and their kids feel like family.”

“I’ve finally realized how wise my parents really are,” said Lavon, a biology major with a music minor, and a member of OC’s Honors Program. “They have always encouraged me to do my homework first, but to also go have fun with people in all my free time. Your college friends will be some of your best friends for the rest of your life.” That’s true for Heather and Laura Earp, who met their first week on campus about 30 years ago. They ended up becoming roommates, being unofficially adopted as another daughter in each other’s families, and were in each other’s weddings when Heather married Carl and Laura married Philip Autrey. They have stayed in touch, and they visit each other’s homes in Topeka and in Arlington, Texas, where Laura and Philip live with their three kids, including Victoria, a current OC student. Heather was there for Laura when she was diagnosed with cancer two years ago. As Laura battled the aggressive cancer that had advanced to her bones, Heather sprang into action to tend to Laura’s spirit. She set up a Facebook page for updates and prayer requests. “She can get action out of people, big time,” said Laura, who said she is very grateful for Heather’s energy and for the power of prayer. Heather also gave Laura a gift. After asking Laura’s friends for their favorite scriptures, Heather painstakingly highlighted them in a Bible she gave her. “She did this for me. And every time I open that Bible, I see something new and who sent it to me. It is the most precious gift,” Laura said. Laura recently received good news about her health. Her tumor markers are lower than they’ve been, and although she remains on chemo, she is very optimistic and grateful. “So many people prayed for me. That’s what did it,” she said. “That’s why I’m here today.” That’s what friends are for. By Dawn Shelton

Heather has encouraged her children to get involved and make friends because that’s what she did.

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Marilyn (Hinds) LaRue, David Hinds, Emily Hinds, Michael Hinds

If every first-time college parent could sit at the feet of Paul and Julie Hinds of Portland, Oregon, they’d get a calming perspective in the midst of the frantic season of applications, scholarships amounts, interest rates, deadlines, campus visits and separation anxiety. With six daughters, they’ve been there, done that … and have drawers full of OC t-shirts to prove it. Youngest daughter Emily will graduate with an OC nursing degree in 2012. That year will mark the 20th anniversary of sending their first daughter to college. The Hinds are just one family in OC’s Pacific Northwest pipeline. Among the hundreds of students who have come inland to Oklahoma City, four families by the last name of Hinds (including three brothers – Paul, Tom and James) have combined to send 10 children to OC. Fourth brother, John, actually started the trend when he came to OC himself in 1995.

Paul offers tips for going through the process of choosing college and weighing the investment of a Christian education. He encourages parents to pray unceasingly … and to pick up a new book by OC alumnus Brian Simmons, “Wandering in the Wilderness.” It discusses the faith journeys of young people from the time they leave high school through their 20s. “Reading through the book helped me appreciate in a new way this stage of life and how OC’s administration, faculty and environment help support our young people during this critical period in their lives,” Paul said. The Hinds family takes a long view of legacy – not just from one generation to the next, but for the children of their children’s children. It is a legacy of faith: how to faithfully live, how to defend the faith and how to advance the Kingdom.

Granted, the Hinds have written many checks for tuition, room and board to Oklahoma Christian, but Paul sees it as an investment that has eternal dividends.

Paul and his wife, Julie, took a holistic approach to discipling their children, with Christian higher education being a major tenet of their plan.

“OC has a unique sense of family and personal engagement between faculty and students to help guide one’s sense of mission in life. The OC culture is attractive to us, and our kids have benefitted greatly,” Paul said from his office at Hinds Instruments, a company that manufactures a broad range of instrumentation for evaluating polarization and light. (The company has hired several OC engineering graduates).

“We told THEM, ‘You do everything you possibly can, mom and dad will do the same, and the Lord will work it all out.’ And He did.”

Paul said their girls were able to cover, on average, about 35 percent of their college education with summer jobs, scholarships and savings. Paul and Julie, through a mix of college loans and their own funds, helped with the rest. “We told each daughter, ‘You do everything you possibly can, mom and dad will do the same, and the Lord will work it all out.’ And He did,” Paul said.

It will be their grandchildren’s turn before too long. With eight grandkids so far, Paul and Julie want to help send them (and their grandchildren’s grandchildren) to college, hopefully to OC.

Still, in swapping notes with other parents who have sent children to state schools or other private schools, Paul said he doesn’t feel they’ve paid a premium at OC. He said that is especially true when considering the quality of education received by his daughters, a brother, nieces and nephews, and OC grads hired by their second-generation business.

“It is not about us and what we can do. It’s about helping the next generation and seeing them use their talents in their careers, homes, communities and the church,” Paul said. “The Lord has blessed us, and whether he chooses to bless us or refine us, may he find us faithful.” By Dawn Shelton

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Cree Hammond was a single mom. Her daughter, Skye, wasn’t even thinking about Oklahoma Christian University as a potential college choice.

The numbers didn’t necessarily add up when Skye first made her decision to attend OC. But a cost-benefit analysis convinced Cree that this was the place for her daughter.

university. She started in the Student Life Office as a volunteer director. Then, after passing the bar exam, she became an attorney in the Advancement Office.

Then Skye visited OC’s campus, met OC’s people, and found out about OC’s academic programs and campus life.

“I let her come here despite the expense,” Cree said. “Although the cost of a school is important, the fact that my child gets to be in a safe environment with good Christian people, that she’s able to openly and freely praise God every day, that is worth the sacrifice for me.

Though her job helped with Skye’s tuition costs, there have been more financial obstacles. But Cree and her family (Skye has a younger brother, William, and Cree recently remarried to Derick Gathright) are committed to OC … just as the OC family is committed to them.

“Education is very important to our family. I looked at OC’s curriculum. I saw how students do as a whole – getting into grad schools and being successful. That was a big factor for me. I was impressed.”

“I feel like we’re making a difference here at OC. The love of the OC community – the faculty, staff and students – adds years to your life. It just fills my spirit,” Cree said. “To know that my daughter is at this place, as a mother, I’m overjoyed.”

The rest is history … in the making. Skye is a senior public relations major at Oklahoma Christian. She is really involved on campus and captains the cheer squad. “She loved how the OC community treated her,” Cree said. “The faculty and staff struck me as people who already cared about my daughter. She loved how it was an intimate campus where she could be a name, not just a number.”



OC made such an impact on Cree that she jumped at an opportunity to work at the

By Wes McKinzie


Beverly Floyd is a schoolteacher. Keith Floyd is a self-employed electrician whose business has suffered due to changing technologies. They’re in important professions. They’re doing things they love. But they don’t make the kind of money that makes having three college students easy (if there is such a thing). The Floyds have three kids at Oklahoma Christian. Tyler, a freshman this year, made the short trek from Mesquite, Texas (a Dallas suburb) to join older sisters Lindsey and Kalee. “This is the only school they’ve ever wanted to go to,” Keith said. “It’s a great school. It’s worth it to find a way for them to come here. It really is.” Lindsey and Kalee became familiar with Oklahoma Christian when the student performing groups New Reign and Summer Singers came to their summer camp. Lindsey visited campus after that … and instantly felt connected. “I loved it here,” Lindsey said. “The faculty and students were outgoing and friendly, even to people they didn’t know. It was a pleasant

atmosphere. Everyone was happy and nice.” The warm feelings continued after Lindsey became a student. A lot of people she knew from Texas also chose OC. After beginning undeclared, she became a psychology major and also got involved with the OC Chorale and Chamber Singers. Thanks to her musical ability and ACT score, Lindsey earned several scholarships that offset a good portion of her tuition costs. And even though Kalee qualified for similar scholarships, the Floyds weren’t sure they could afford to send her the next year. But they took a leap of faith … and it paid off when Kalee made New Reign. “I was really surprised when I made New Reign, and when I found out how much the scholarship was, I nearly cried. It was such a relief to know that more of my tuition would be covered,” Kalee said. “I truly feel like I am in the group for a reason, because I prayed so much that God would help me find a way to pay for my college. I thank God that He has blessed me to be able to do this, and that I can spread the word about Him in the process.”

OC’s focus on God in the classroom and throughout the campus appealed to the Floyds. Keith attended Oklahoma Christian in the early 80s while Beverly went to a state school and never felt the connection to her professors that Lindsey and Kalee do. “Our kids went to a big high school where you see and hear everything. I wanted them to be in a Christian atmosphere so they wouldn’t have to deal with all the stuff they dealt with in high school,” Beverly said. “I love the size of the campus, and I love that the instructors go to the churches they attend. It’s a different world.” And a world of opportunity. Lindsey now sings with New Reign, too. Tyler was seventh in his high school class, and had many scholarships available to him as he began pursuing his engineering degree at Oklahoma Christian. It’s all added up to make quality Christian education affordable for a family that wanted their kids to pursue their dreams. “We are really grateful for OC,” Keith said. “We feel blessed.” By Wes McKinzie

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WITHIN REACH OC alumni go on to successful careers in all walks of life and earn acceptance into the best graduate, law and med schools. Here are some of the graduate schools our students attend, along with some of the many workplaces where OC students and alumni are making an impact.


Highest state education certification exam pass rate in Oklahoma.


ABET-accredited engineering programs: One of only two members of the 111-school Council for Christian Colleges and Universities with three ABETaccredited programs.


Straight years National History Honor Society has received a “Best Chapter” award for all U.S. universities with 3,000 or fewer students.


Study abroad and off-campus learning opportunities.


Of classes/course sections have fewer than 30 students.


Graduate and law school placement rate for OC language and literature graduates.


Job placement rate for OC communication design (graphic design) graduates.


Job placement rate for OC interior design graduates.


Medical and graduate school placement rates for OC biology graduates.


Of OC history and political science graduates graduates who applied to history or political science graduate programs or to law school have been accepted in the last five years.


Graduate school acceptance rate for OC Honors Program graduates in 2010 and 2011.



Grad/Law/Med Schools


Baylor University Boston College Boston University College of William and Mary Colorado School of Mines Colorado State University Columbia University Cornell University Florida State University Georgetown University George Washington University Georgia Institute of Technology Harvard University Kirksville College of Osteopathic Medicine Louisiana State University New York University Ohio State University Oklahoma Christian University Oklahoma Medical Research Foundation Oklahoma State University Oregon State University Pepperdine University Purdue University Southern Methodist University Stanford University Texas A&M University Texas Tech University University of Alabama University of Arizona University of Arkansas University of Colorado University of Georgia University of Houston University of Kansas University of London University of Massachusetts University of Michigan University of Mississippi University of Missouri University of New Mexico University of Oklahoma University of Southern California University of Tennessee University of Texas University of Tulsa University of Virginia University of Wisconsin Vanderbilt University Washington University West Virginia University Wheaton College

Acappella Ministries American Fidelity Assurance Apple Associated Press BancFirst Bank of America Beijing Summer Olympics Boeing Chesapeake Energy Conoco Phillips Dell Deloitte & Touche Devon Energy Ernst & Young FBI Federal Aviation Administration General Electric Grant Thornton Harper’s Bazaar IBM Integris Baptist Hospital Lawson Software Let’s Start Talking Ministries MidFirst Bank MTM Recognition NASA NBC Northrop Grumman Oklahoma Medical Research Foundation Oklahoma Publishing Company Sandridge Energy Sonic Corporation Southwest Airlines Texas House of Representatives Trammell Crow United States Agency for International Development White House World Neighbors World Vision Many congregations and ministry organizations throughout the United States and the world Many broadcast, print and other media organizations throughout the United States and the world Many law firms, civic and executive offices throughout the United States and the world Many public and private schools throughout the United States and the world

One of Oklahoma Christian’s most beloved teachers is Dr. Scott LaMascus. Dr. LaMascus, an OC graduate, served as a professor of English and as chair of the Department of Language and Literature before he became director of OC’s Honors Program. The program is what the National Collegiate Honors Council calls the “most robust” model for Honors programs – a coherent, four-year experience built around integrated core courses designed exclusively for Honors students and taught by exceptional teacher-scholars. Through research and a high level of in-class participation, students are encouraged to accept intellectual challenges in order to understand and perform at the highest possible level; the program has a 100% acceptance rate into graduate schools the past two years. New in 2011-12, the Honors House at Reba Davisson offers a residential option for Honors students seeking to reach their academic potential. Tutorial, meeting, café, and activity spaces are included. “I know that academic achievers have the intellectual aptitude to successfully navigate any number of universities in the nation,” Dr. LaMascus said. “But we are seeking those on a quest to answer this question: Where will I find a Christian community of higher learning where I will best fit and, therefore, best flourish over four years to achieve my God-given potential?” During his tenure as chair, Dr. LaMascus helped bring national prominence to the Department of Language & Literature. The department established the Community Literacy service project and expanded the OC Writing Center, and saw student literary papers and journals win numerous national awards. He also championed the establishment of the McBride Center for Faith and Literature at Oklahoma Christian, which brings to campus highprofile speakers such as Pulitzer Prize winner Dr. Marilynne Robinson and former U.S. Poet Laureate Dr. Robert Pinsky. “I know I’m supposed to talk about our outstanding classrooms, innovative curriculum and nurturing community. But the real truth is that giving our best to Christ in all things is one of the amazing things about the atmosphere here,” Dr. LaMascus said. “We’re on a quest for meaning. Study hard, ask good questions and work together with friends and faculty. That’s my idea of a recipe for success.”

National Recognition Here are just some of the recent honors earned by OC and its students. For a complete list (updated frequently!), go to Named a “Best University - Master’s” in the western region in U.S. News and World Report’s “America’s Best Colleges”

Gaming design program selected as one of the top undergraduate programs by Princeton Review and GamePro magazine

Designated by Princeton Review as a Best Western College

One of only two members of the CCCU with ABET accreditation for three engineering programs

Named to the President’s Higher Education Community Service Honor Roll



START HERE Admission Process

The following are the items needed to complete OC’s admission process. Your child should complete each step below, with the corresponding paperwork, as soon as possible for priority consideration. Info and forms available at


Application for Admission


Pre-Admission Test (ACT or SAT)


Current High School or College Transcript


Character Recommendation Form


Housing Request Form


Campus Visit

To determine admittance to Oklahoma Christian University, the Admission Office must receive a student’s application for admission, test scores, current high school transcript and Character Recommendation Form. Notification of your child’s admission status will be mailed to your child within two weeks of receipt of completed information. Shortly after applying for admission, your student will receive an email (to the address they list on the application) with MyOC student portal login instructions. Encourage your student to pay special attention to this email! MyOC allows students and parents to check missing paperwork and reserve housing and orientation spots. It’s also where you’ll receive your scholarship and financial aid award letter.

Scholarship & Financial Aid Process The following is a step-by-step guide for completing the OC scholarship and financial aid process. Due to limited funding, it is best to complete this process early. For more information, visit our website at Ensure your child completes the OC Application for Admission. All students must complete this application, submit their ACT and/or SAT scores, and submit their most recent high school and/or college transcript(s) to be eligible for OC scholarships and grants. Complete the Free Application for Federal Student Aid (FAFSA) on the web at Be sure to include OC’s Title IV code (003165) in the school section. A renewal application must be completed each year. The completion of this form is a requirement for federal assistance. Receive a award letter notification from OC within two weeks after your student has submitted an ACT/SAT score and FAFSA (if you wish to receive federal assistance). Your student will receive (at the email address listed on the FAFSA or application for admission) an email with a link to view his/her award letter. The award letter will show all of the financial aid your student is eligible to receive from Oklahoma Christian and from the federal and/or state governments. Return additional documentation if necessary. After the financial aid award is sent to your student, additional documents may be necessary. Your student will receive emails notifying him/her which documents we need. (For example, the government may require that we request a copy of your tax forms). Most other types of documents we request can be completed on our website at Complete the Online Payment Plan Form. After your student’s award letter is sent, he/she will be sent a missing document email notifying him/her to complete the payment plan form. The online payment plan form can be accessed at



Personal Financial Counselors Your Advocates and Guides

You’ve been there for your children all of their lives. When it’s time for them to leave the nest, they’ll put on a brave face, but it can be scary for them. And even though you may put on a brave face, it can be scary for you, too. It helps to have someone you can count on … someone you can trust to help your student navigate the waters. That’s especially true in the financial services consultation. Those unfamiliar with the financial aid process need a friend and guide to help them, and that’s what OC provides. “First-time students have different financial aid needs than those of returning students,” said Clint LaRue, director of student financial services. “Our counselors for incoming students are specially trained to handle their unique needs and concerns.” The ability of OC financial aid counselors to tailor their skills for different types of students allows them to know students and families on a

personal level. Counselors know students by name and are able to give more of their time to help understand each student’s unique situation. Another distinct advantage of the OC Financial Services Office is that the same counselor handles a particular student’s financial aid awards and student account, and can work personally with students and parents if there is a concern in any area. The OC advantage is a personal touch. In a world where we’re lucky to hear a human voice on the other end of the phone after jumping through hoops of automated messages and menus, OC’s financial aid counselors are accessible advocates who go the extra mile, looking for ways to help students’ dreams become realities. “We are able to work with families step by step through this process, hopefully eliminating any extra concern as they enjoy what should be an exciting time of life,” LaRue said.

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Scholarships, Grants & Discounts Academic Merit Scholarships All academic awards are reviewed on an annual basis for each incoming class. Modifications for future incoming classes will not change your academic award. Presidential Academic Success Scholarship (PASS): This scholarship is available to first-time freshmen with an ACT score of 22 or above or an SAT score of 1020 or above. A student may receive this scholarship up to 10 semesters of undergraduate enrollment and must maintain a 2.8 cumulative GPA to keep the award. This scholarship will be prorated for part-time enrollment. Documentation of your ACT/SAT scores is required. Refer to the following chart to determine the amount of your Academic Scholarship. Please note: At this time, Oklahoma Christian does not incorporate the writing section of the SAT into the total SAT score. Therefore, only the combination of the verbal and math sections are used to determine the amount of the PASS award. ACT score SAT score Scholarship (yearly)

32-36 28-31 25-27 22-24

1400-1600 1250-1390 1130-1240 1020-1120

$10,000 $8,000 $6,000 $4,000

National Merit Finalist Scholarship: This scholarship is determined by the National Merit Corporation and is awarded in the spring of a student’s senior year. A student may receive this award up to 10 semesters and must maintain a 3.0 cumulative college GPA and participate in OC’s Honor program to keep the award. Finalists receive full tuition, mandatory fees, room and board (minus any other OC award). • This award is prorated for part-time students. • Scholarship room expenses provide for OC’s basic housing unit. If a student chooses to live in private room and/or a higher



priced dorm/apartment, the student will be responsible for the difference in housing prices. • Board expenses cover the cost of a full meal plan but do not cover add-on points. If a student chooses to add additional points beyond what may be covered on his/her meal plan, the student will be responsible for the incremental costs. • Mandatory fees do not include private music lessons, nursing clinical fees, and fees for special programs such as Pacific Rim, European Studies, CCCU off-campus study, and others that may be developed. • For National Merit Finalists, OC will apply $2,000 of the Oklahoma State Regents Scholarship (discussed below) to help cover the cost of full tuition, room and board. The additional $2,000 will be applied to the student’s account and can be used as a credit or may help pay for books, costs for available upgraded student housing options, etc.

school senior year will be considered transfer students for financial aid purposes. A student should submit complete college transcript(s) to OC for consideration. A student must maintain a 2.5 cumulative GPA to keep this award. Refer to the following chart to determine the amount of the scholarship.

Oklahoma State Regents Scholarship: This is awarded by the Oklahoma State Regents and is worth up to $4,000 per year for up to 8 semesters. Students from Oklahoma must have a total ACT subscore of 134 or above. National Merit Finalists who are not residents of Oklahoma can also apply for this scholarship. A student must maintain a 3.25 cumulative GPA. For more information, contact the Oklahoma State Regents Office by phone at (405) 225-9131 or (800) 858-1840. Additional information can also be found online at www.

Art/Design Scholarship: This scholarship is for first-time OC students majoring in art, design, or video gaming. It is worth $1,000 per year for up to 10 semesters. A student must maintain a cumulative GPA of 2.5. Students must submit 5 works of art to be considered for this scholarship. To apply, a student should complete the OC application for admission and contact the Department of Art and Design at (405) 425-5556. Early applications will be given priority.

Transfer Academic Merit Scholarships Transfer Scholarship: This scholarship is based on the cumulative GPA of all college transfer work. The scholarship is good for up to 10 semesters. This scholarship will be prorated for part-time enrollment. Students transferring more than 15 credit hours and who have attended another higher education institution starting in the fall semester after their high

Cumulative GPA Scholarship (yearly)

3.50-4.00 3.00-3.49 2.50-2.99

$5,500 $4,500 $3,500

Other OC Scholarships/Grants Maximum OC scholarships and tuition discounts may not exceed full tuition up to 18 hours. Awards will be prorated for parttime enrollment. Excluding OC Grant and the Church Match Scholarship, students may receive no more than one award from this section.

Biblical Studies SCHOLARSHIP: Oklahoma Christian University applicants interested in ministry majors are encouraged to apply for College of Biblical Studies endowed scholarship awards. Award amounts vary and include half and full tuition scholarships (when combined with other OC scholarships) for qualified applicants. Visit Select and complete the “New Student Bible Scholarship Major Application” no later than January 15, 2011. For more information, contact

the Admission Office at or Dr. Richard Wright at Christian Engineering Scholarship: The Christian Engineering Scholarship (CES) gives students a chance to earn a full-tuition scholarship in their third and fourth years. For more information, please visit ces. To apply, complete the OC application and contact the engineering department for additional requirements. Priority deadline for this scholarship is March 7. Church Match Scholarship: This scholarship is for students who receive a scholarship from a congregation of the churches of Christ. OC will match dollar for dollar up to $500 per student per academic year (August through May). To apply for this scholarship, the church must complete the Church Match Application Form ( with the signatures of two church officials. Music Scholarship: This scholarship is for first-time freshmen students who demonstrate exceptional musical ability and accomplishment. It is renewable for up to 10 semesters. Scholarship amounts will vary depending on student’s ability and music department need. A student must maintain a 2.5 cumulative GPA and continue to participate in music. To apply, a student should complete the OC application for admission and contact the music department at (405) 425-5530 for audition requirements. Students should schedule an audition in the fall semester or early in the spring semester. Additional information concerning OC’s music department is available at International Scholarship: This scholarship is for students who are citizens of foreign countries and ineligible for federal aid or for one of OC’s academic scholarship awards. It is worth $2,000 per year for up to 10 semesters. A student must maintain a 2.0 cumulative GPA. To apply, complete OC’s

international student application for admission. Northwest Endowment Fund: After the closing of Cascade College, OC’s branch campus in Portland, Oregon, a scholarship fund was created with the existing endowed scholarship assets from Cascade College. These endowed scholarship funds are now used as specified by the donors to provide scholarships for students from the region traditionally served by Cascade College. Students wishing to attend Oklahoma Christian from the Pacific Northwest are welcome to apply for a scholarship from the Northwest Endowment Fund. Scholarship applications are available at OC Grant: This grant is funded by the university and is based on a family’s demonstrated financial need. OC Grant will combine with any other award(s). A student must complete the Free Application for Federal Student Aid (FAFSA) to be considered for this award. ROTC Room & Board Discount: This scholarship is awarded to students who have been chosen for ROTC Academic Scholarships. It is valid for up to 10 semesters as long as the student maintains the academic scholarship requirements set by ROTC. A student must be enrolled at Oklahoma Christian and register for classes at other institutions through Oklahoma Christian. To apply, complete the OC application for admission with verification from ROTC of the academic scholarship and amount. The value of the Room and Board Scholarship will be determined by calculating the ROTC Academic Scholarships as a percentage of tuition. Oklahoma Christian will match the standard room and board rate. This will include all OC monies including the Academic Scholarship. Additional information about the Air Force ROTC Program can be found online at ROTC/air-force. Additional information about the Army ROTC program can be found online at

Theatre/Drama Scholarship: This scholarship is for first-time OC students demonstrating theatrical abilities. It is renewable for up to 10 semesters. Scholarship amounts will vary depending on student’s ability and theatre department need. A student must maintain a 2.5 cumulative GPA and continue to participate in theatre. To apply, a student should complete the OC application for admission and contact the theatre department at (405) 4255556 for audition requirements. University Athletic Scholarship : This scholarship is for first-time OC students desiring to play junior varsity sports. It is worth $2,000 per year for up to 10 semesters. A student must maintain a cumulative GPA of 2.5. To apply, a student should complete the OC application for admission and contact the athletic department at (405) 425-5350. Varsity Athletics: Oklahoma Christian University is a member of the NAIA and offers a wide variety of collegiate sports. For more information, please contact the athletic office (405) 425-5350.

OC Discounts OC policies allow students to receive no more than one discount. Children’s Home Discount: This $4,000/ year tuition discount is for first-time OC students (age 23 or under) whose parents work as house parents at a children’s home. To qualify, the parents must be the legal guardians of the applicant. The parents must also live fulltime at the children’s home, and they must have placed children living in the home. This discount is also intended for first-time students who have lived in a children’s facility for the past year with no parental support. This discount may be used for up to 10 semesters. A student must maintain a 2.0 cumulative GPA. To apply, complete the OC application for admission and provide verification of recent stay at a children’s

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home or verification of parent’s full-time employment as house parents. Children of Minister’s Discount: This $4,000/year tuition discount is for first-time OC students (age 23 or under) who are children of full-time ministers, provided the minister meets certain criteria. To qualify, the minister must be a full-time (40 hours/week paid vocation) Church of Christ pulpit and/or youth minister and have served at least five years. Applicants must submit the Children of Minister’s Discount application form as well as a youth census list (9th-12th grade) from your home congregation. This discount may be used for up to 10 semesters providing the parent continues to work as a full-time minister. Recipients must maintain a 2.0 cumulative GPA. To apply, complete the OC application for admission and the Children of Minister’s Discount application. Christian Academy/School Discount: This $4,000/year tuition discount is for firsttime OC students (age 23 or under) whose parents work full-time at a K-12 Christian academy or school. This discount may be used

for up to 10 semesters. Parents must continue to work full-time at a Christian academy or school, and the student must maintain a 2.0 cumulative GPA. To apply, a student should complete the OC application for admission and submit the Christian Academy/School Discount application. Foreign Missionary Discount: This $4,000/year tuition discount is first-time OC students (age 23 or under) whose parents are currently working in the foreign mission field under the provision and support of a congregation of the Church of Christ located in the United States. This discount may be used for up to 10 semesters. A parent must continue to work in the mission field and the student must maintain a cumulative GPA of 2.0. To apply, the student should complete the OC application for admission with verification of work in a foreign mission field.

College/University is one which participates in the Sister School Undergraduate Reciprocal Tuition Remission program. This discount may be used for up to 10 semesters. A parent must continue to work full-time at the sister college or university, and the student must maintain a 2.0 cumulative GPA. To apply, complete the OC application for admission and the Sister School Discount application.

Outside Scholarships For information about outside scholarships, please visit Sources for Other Scholarships at

Sister School Discount: This $4,000/year tuition discount is for first-time OC students (age 23 or under) whose parents work fulltime at a sister college or university. A Sister

Should My Family Complete the


Myth: My family should not complete the Free Application for Federal Student Aid (FAFSA) because my student will not qualify for any federal money. Reality: Every student is eligible to receive federal aid. Before making a decision about completing the FAFSA, ask yourself these questions:

1 Is our family interested in grants?

2 Is our family interested in loans?

• Approximately 30% of OC students qualify for federal and/or state grants. • Many students who do not qualify for federal or state grants qualify for the OC Grant (Oklahoma Christian’s need-based grant). • Completing the FAFSA doesn’t guarantee your student will receive a need-based grant, but you won’t know unless you apply.

• EVERY STUDENT CAN QUALIFY for a FEDERAL STUDENT LOAN. • The best kinds of student loans with the lowest interest rates are only available to students who complete the FAFSA. • The Parent PLUS loan is only offered to parents whose dependent children complete a FAFSA.


P A R E N T V I E W 2 0 1 01

3 is my student interested in working on campus? • The vast majority of OC students who complete a FAFSA qualify for work-study jobs. • On-campus employment is not guaranteed, but students who qualify for work study have a much greater opportunity to find a job.

Complete the FAFSA online at

PayinG F or College

Honest Talk about the Big Elephant

Some call it the elephant in the room. Sometimes it’s the 800-pound gorilla. It’s the topic no one is talking about, but what everyone is thinking about. We’re outing the elephant/gorilla of college admissions ... the cost and value debates. Obviously, affording a private Christian college education is a concern for many families, particularly when the cost of everything is going up from gasoline to groceries. The popularity of money-management programs such as The Dave Ramsey Show also has kicked the debate up a notch. “I think education is extremely important. However, going into major debt in order to get a degree that you will never use is ridiculous,” Ramsey wrote on his website, daveramsey. com. “When I hire people for my company, I don’t look only at the degrees they have. I look at desire, attitude, diligence, people skills, and other qualities. These are the things that will determine if they are successful, not necessarily a degree.” You might think that statements like that would make OC’s admissions folks squirm a little bit. No, in fact, he has helped us. OC’s foundation was built on transforming students’ lives to not only be successful in a career, but to be people who have the qualities that Ramsey admires. And, no, you can’t necessarily get that at any college or university. Jon Junker is an OC alumnus who facilitates Ramsey’s “Financial Peace University” at his congregation. He paid his own way through college in the 1980s – spurred on by his dad, who taught him to spend his money on things

that will appreciate over time, like education. “I believe that a Christian education has a lot of value that may be intangible to those that have not experienced it, such as a better studentteacher ratio, a better environment, lots of opportunities to grow spiritually, and making many good friends for life,” he said. Jon owns his own company, Redbud Technical Consulting, based in Edmond, Oklahoma. He says that his former professors still remember his name and are genuinely interested in his career and life when he sees them. He and his wife, Gayle, have three children who are rapidly heading toward college age. And they are planning for it. “I personally want my kids to have a stake in paying for their higher education, whether it is by earning scholarships or cold, hard cash,” he said. “I believe that if the kid puts a little bit of his or her treasure into it, their heart will follow.” That’s advice that OC admissions counselor Matt Johns has heard himself giving as he visits with potential students.

I was in high school, which means we didn’t have a lot of money growing up,” she said. “My parents had not been able to save much for my education, but I knew that I wanted to be at a Christian university. So I worked hard in school to get good grades and good test scores. Through hard work, good family support, and the grace of God, not only was I able to come to OC, but both of my younger brothers came here as well.” Granted, Crislyn, Matt and the other counselors are part of the OC Admissions Team. But you can train a counselor; you can’t force authenticity. “I do have student loans that I am paying off, but I tell students and parents that those loans are completely worth it. The lifelong friendships I made at OC, the things I learned from my professors, and the experiences I had as a student will always be worth that monthly student loan payment I make each month,” Crislyn said. Nancy and Steve Thomas are Ramsey followers who had two children at OC at the same time.

“My parents sent three kids to OC, all within eight years. My parents took out a Parent Plus loan after my scholarships and we knew we were not throwing away our money,” Matt said. “We paid for my education knowing that my life would forever be changed for the better.”

“I agree with Dave Ramsey in that I don’t believe we owe our children a college education, but we always wanted our children to be able to be independent and support themselves,” Nancy said. “If that education and the skills that come with it can help others, then they will always be able to serve in the Lord’s kingdom.”

Admissions counselor Crislyn Ward says she hears the value-versus-cost question a lot. She gives a response that offers both a “how to” and a passion that is hard not to catch.

Talking about elephants, gorillas, student loans, choices and value may not be so controversial after all. Talking it out might just turn dreams into reality.

“I tell students that my dad was a teacher and my mom was a stay-at-home mom until

By Dawn Shelton

W W W. O C . E D U r e a d m o r e a b o u t DY N A M I C A L LY E Q U I P P E D a l u m n i at w w w.o c. edu/ fai t h f ully


Piece of the pie PIE Federal grant and loan options to help sweeten your student’s financial aid packages



Pell Grant This grant is available to undergraduate students only who have an Expected Family Contribution (EFC) between $0 and 5,273. The EFC is based on the family’s financial need as determined by the Free Application for Federal Student Aid (FAFSA). Pell Grant awards do not require repayment and range between $555/year up to $5,550/year. Supplemental Educational Opportunity Grant (SEOG) This grant is only available to undergraduate students. The amount is determined by the student’s financial need and the availability of funds at the school. It does not require repayment. Policies may vary according to institutions. Federal Work-Study Program This program is available to both undergraduate and graduate students. Students typically work no more than eight hours per week at minimum wage (up to $1,750/year). The inclusion of workstudy on your financial aid offer only indicates eligibility. It is not a guarantee of a job. The student is responsible for contacting potential supervisors and finding a job. You may find job listings at Perkins Loan This loan is currently a needs-based 5% fixed interest loan. Repayment begins nine months after the student ceases to be enrolled at least half-time. The award is based on the family’s demonstrated financial need as determined on the Free Application for Federal Student Aid (FAFSA). Because of limiting funding, most qualified OC students typically are offered this loan in their freshman and sophomore years. THIS IS A LOAN AND MUST BE REPAID. Stafford Loan There are two types of Stafford loans. Eligibility is determined by a student’s demonstrated financial need as determined on the Free Application for Federal Student Aid (FAFSA). Subsidized - This loan is based on a student’s demonstrated financial need. The federal government pays the interest on the loan while the student is enrolled at least half-time. The subsidized Stafford loan interest rate for 20122013 is fixed at 6.8% for undergraduate students. Unsubsidized - This loan is not based on need, but on the cost of attendance. The federal government does not pay the interest while the student is in school. The student may choose to pay the interest quarterly or defer it by adding it to the loan principle while in school.

The unsubsidized Stafford loan interest rate for 2012-2013 is fixed at 6.8%. • Stafford loans will be divided between the fall/ spring semesters. • There will be a 0.5% fee automatically deducted from the disbursements. • REPAYMENT begins six months after the student drops below half-time enrollment. The minimum monthly payment is $50 per month. Multiple repayment plans exist. For more information about repayment options, visit • FIRST-TIME BORROWERS must complete loan entrance counseling and a Master Promissory Note (at before any funds can be issued. • THESE LOANS BUT BE REPAID! The following is a list of the maximum amounts that may be borrowed: Freshmen (0-29 hours) - $5,500 ($2,000 must be unsubsidized) Sophomores (30-59 hours) - $6,500 ($2,000 must be unsubsidized) Juniors & Seniors (60+ hours) - $7,500 ($2,000 must be unsubsidized) Graduate Students - $20,500 ($12,000 must be unsubsidized) PARENT LOAN FOR UNDERGRADUATE STUDENTS (PLUS) This is a loan available to the parents of a dependent student. A parent may borrow to cover the cost of a college education on behalf of a child regardless of the family’s income. • Parents may borrow up to the full cost of their dependent’s cost of education, less the amount of any financial aid received. • Parents are responsible for applying for the PLUS loan at Oklahoma Christian will be notified after application is made. • The PLUS loan interest rate is fixed at 7.9%. • Repayment begins 60 days after the loan is fully disbursed. Parents can request that the loan be deferred until the student finishes college. • The minimum payment is $50 per month. The typical repayment term is 10 years. • There will be a 4% fee (3% origination plus 1% default fee) automatically deducted from the disbursements. • The parent is responsible for paying the interest that accrues on the loan from the time the loan is disbursed until it is paid in full. • You must be a creditworthy borrower. FEDERAL STUDENT AID INFORMATION CENTER CALL 1.800.4.FED.AID (1.800.433.3243)

Oklahoma STATE MONEY Though Oklahoma Christian University is a private institution that doesn’t receive government money for operations, that doesn’t mean students are cut off from state grants. The Oklahoma State Regents for Higher Education offers several scholarships and grants to help students pay for college. For more information, call the Student Information Hotline at (800) 858-1840 or (405) 225-9239, or visit www. Academic Scholars Program – This award is worth up to $4,000 per year for up to eight semesters. Students must have a subscore of 134 or higher on the ACT. National Merit Finalists who are not residents of Oklahoma also may apply for this scholarship. You must maintain a 3.25 cumulative GPA. Oklahoma Tuition Aid Grant (OTAG) – This is a need-based grant worth up to $1,300 per year for qualifying Oklahoma residents. Oklahoma students should file their FAFSA before March 1 to receive this grant. Additional information can be found at Oklahoma Tuition Equalization Grant (OTEG) – This is a need-based grant worth up to $2,000 per year for qualifying Oklahoma residents. Students who submit FAFSA’s before March 1 receive priority. Oklahoma Higher Learning Access Program (OHLAP) – This scholarship is for students whose families meet certain income requirements and who have demonstrated a commitment to academic preparation in high school. Students must enroll in the eighth, ninth or 10th grade. In 2010-2011, this award was worth $116 per credit hour.

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Tax Benefits Higher Educational Expenses Can Benefit Your Bottom Line THE AMERICAN OPPORTUNITY TAX CREDIT The American Opportunity tax credit offsets the cost of tuition, fees, course-related books, supplies, and equipment for higher education by reducing the amount of income tax you are liable for. In addition, the credit is partially refundable—meaning that you may be able to claim the tax credit and receive a check from the IRS even if you owe no income tax! The amount of the credit can be up to $2,500 per student. Up to $1,000 of the credit can be refunded if your credit is more than the amount of tax you owe. You are eligible for the credit if your modified adjusted gross income is $90,000 or less ($180,000 or less for married couples filing a joint return). The credit amount varies depending on income and how much you spent on higher education expenses, and how many eligible students are in your family. The American Opportunity tax credit temporary replaces the Hope credit. It has more generous benefits than the Hope credit and was authorized by the economic stimulus bill, the American Recovery and Reinvestment Act of 2009, and is currently set to expire in 2011. Expenses that count towards this credit are tuition, fees, course-related books, supplies, and equipment for higher education (less the amount of certain scholarships and grants received) during 2010 for yourself, your spouse, or someone whom you claim as a dependent on your tax return. Only expenses incurred for the first four years of undergraduate study



count for purposes of this credit.

HOPE SCHOLARSHIP TAX CREDIT The Hope credit was temporarily replaced by the American Opportunity tax credit.

LIFETIME LEARNING CREDIT The Lifetime Learning Credit Is a tax credit available to individuals who file a federal tax return, owe taxes, and have a modified AGI of $60,000 ($120,000 for joint returns) or less. The amount of the credit is subtracted from the taxes owed, rather than reducing taxable income as with a tax deduction. Individuals who do not pay taxes are not eligible for a Lifetime Learning Credit. You can claim a tax credit of up to $2,000 per tax return (not per student). The Lifetime Learning Credit is non refundable—the maximum credit that you can receive is limited to the amount of tax you owe. The Lifetime Learning Credit is available for all years of postsecondary education and for courses to acquire or improve job skills.

TUITION AND FEES DEDUCTION The Tuition and Fees Tax Deduction can reduce taxable income by as much as $4,000. This deduction may be helpful to you if you are not eligible to take one of the tax credits. It is taken as an adjustment to income, which means you can claim this deduction even if you do not itemize deductions on Schedule A of Form 1040. You are eligible to take the deduction if your

modified adjusted gross income is $80,000 or less ($160,000 if filing a joint return). The amount of the deduction you are eligible for depends on the amount of qualified tuition and related expenses paid for eligible students. Up to $4,000 may be deducted from tuition and fees required for enrollment or attendance at an eligible postsecondary institution. Personal living and family expenses (including room and board, insurance, medical and transportation) are not deductible expenses. The exact amount of the Tuition and Fees Tax Deduction depends on the amount of qualified tuition and related expenses paid for one’s self, spouse or dependent for whom the taxpayer can claim an exemption. You cannot claim both an education credit and the tuition and fees deduction for the same student for the same year, but you can take the deduction for one student and a credit for another. You cannot take this deduction if you deduct tuition and fees expenses under any other provision of the law (for example, as a business expense). You can’t claim this deduction if your filing status is married filing separately or if another person can claim you as a dependent on his or her tax return. More information concerning these tax benefits is available at







Many families choose a combination of all the options below to pay for the costs that scholarships, grants and student loans do not cover. Parents may make a down payment and cover the remainder of the balance through a PLUS loan and the Tuition Payment Plan.

Installment Payment Plan – When all scholarships, grant and loans are calculated, most families have a remaining balance. A great way to pay this balance is with the monthly tuition payment plan. This service is available through the student’s account online. Additional information will be sent with your award letter. More info is available on request or at Alternative Student Loan – Alternative loans, also called private loans, are credit-based consumer loans that can be used for any educationrelated purpose. Most freshmen and students with no credit history require a co-signer. Private student loans should be used only after you have used all available federal Stafford and/or Perkins loans. For more information, please visit PLUS Loan – The Parent Loan for Undergraduate Students (PLUS) is a loan available to the parents of a dependent student. A parent may borrow to cover the cost of a college education on behalf of a child regardless of the family’s income. For complete information, please refer to the federal financial information in this magazine (on page 19) or visit Electronic Check/Credit Card – Parents/students may pay all or a portion of the remaining balance with cash through an Electronic Check transfer of funds. Parents/students may also pay using a credit card. The university accepts three major credit cards: Discover, MasterCard, and American Express (a 2.7 5% convenience fee will be assessed against all credit card transactions). Students should be prepared to make payment for tuition, fees and room/board by the first day of class each semester. Paper checks should be made payable to Oklahoma Christian University.

Reasons for Financial Aid Differences at Different Schools Special Circumstances – The federal government uses your previous year’s financial information to determine financial aid eligibility. However, if you (and your family) have unusual circumstances, such as tuition expenses at an elementary or secondary school, unusual medical or dental expenses not covered by insurance, a family member who recently became unemployed, or changes in income or assets that affect your eligibility for financial aid, please contact the financial aid office for guidance. NOTE: You must contact each financial aid office with whom you are corresponding. Cost of Attendance – Direct student costs such as tuition, fees, room and board are not constant. Indirect costs such as books and personal expenses will differ on an individual basis. To accurately compare aid awards from a different university, you need to compare the total student expense budget and OC’s financial aid award with similar information from other schools. The Amount of Funding a University Has Available to Award – Internal and government funding will differ between institutions. Students applying after published deadline dates may see a reduction in aid that could have been awarded. Summer Work – Students who work just 20 hours per week during the summer should be able to earn enough to pay for their books or apply some money toward their account.

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CASESTUDIES Sometimes it’s easier to see it in print. Though the examples below are simplified and can’t be used for direct comparison, they may give you an idea of how scholarships and grants can add up in your student’s favor. Estimated Net Cost does not include cost books or student health insurance. Amounts listed for Parent Plus loans only indicate amounts for which a parent can apply.

Higher education institutions don’t all price their product in the same way. You may look at the sticker price of one college and think to yourself, “Wow, ‘School A’ costs less than ‘School B.’” But that might not be the case.

Home state: Texas ACT: 25


Case Study 1

Other payment plan options can be found on page 21.

Schools may quote a price per hour based on a different number of semester units. Some may use block tuition pricing. Some may advertise their cheapest housing option or lowest meal plan.

Case Study 2

Think of it like buying a car … a dealer might advertise a base price that doesn’t include add-ons and even basic features like the radio, air conditioning, etc. When it’s all said and done, the car ends up being a lot more expensive than you were expecting.

Home State: Oregon ACT: 27

Some universities have all-inclusive fees with upgraded amenities (like laptop computer hardware and support or complimentary laundry service). Others have lower fees with fewer perks. Some colleges have very few course fees, while others may add several course fees to their standard tuition prices.

At OC, our sticker price includes everything, including course fees. And scholarships and grants help offset a lot of that cost.

$0 Student income $100 Student savings $53,537 Parent income $16,000 Parent savings 3 Number in household 1 Number in college $6,000 PASS Academic Scholarship $3,150 OC Grant $1,750 Federal Work Study $3,500 Subsidized Stafford Loan $2,000 Unsubsidized Stafford Loan $2,000 Perkins Loan $18,400 TOTAL $6,600 Estimated Net Cost after Financial Aid $8,000 $96.94

Parent PLUS Loan Approximate PLUS Loan monthly payment for 10 years

$2,700 $1,000 $86,000 $1,000 3 1

Student income Student savings Parent income Parent savings Number in household Number in college

$6,000 PASS Academic Scholarship $1,750 Federal Work Study $3,500 Subsidized Stafford Loan $2,000 Unsubsidized Stafford Loan $13,250 TOTAL $11,750 Estimated Net Cost after Financial Aid $13,000 $157.04

OC’s Student Financial Services Office encourages you to look beyond sticker price to carefully consider the most important number: net cost to your family.

Parent PLUS Loan Approximate PLUS Loan monthly payment for 10 years

Income Distribution of OC Student Families Family Aggregate Gross Income (AGI)

Total Students

New Students

Average Grant/ Scholarship*

Average Student Loan*

Average Financial Aid Package*

Below $20,000 $20,000-$40,000 $40,000-$60,000 $60,000-$80,000 $80,000-$100,000 Above $100,000

264 203 173 196 162 426

84 66 66 70 58 173

$11,787 $12,658 $11,570 $8,793 $7,820 $7,206

$6,336 $6,122 $5,815 $6,453 $6,263 $4,465

$17,916 $18,574 $17,107 $14,456 $13,669 $11,671

*The above chart reflects the average amount awarded in 2010-2011 in scholarships, grants, and loans to students in particular income brackets. It is not intended to reflect exact amounts that will be awarded during a given academic year, but is merely a means to demonstrate eligibility for scholarships and grant, regardless of family income.



Parent PLUS Loan Approximate PLUS Loan monthly payment for 47 months

$0 $0 $76,000 $1,600 $8,000 5 2

Student income Student savings Parent income Parent savings Net worth of investments Number in household Number in college

$8,000 PASS Academic Scholarship $2,800 OC Grant $1,750 Federal Work Study $3,500 Subsidized Stafford Loan $2,000 Unsubsidized Stafford Loan $2,000 Perkins Loan $20,050 TOTAL $4,950 Estimated Net Cost after Financial Aid

Case Study 4

$700 $3,900 $9,600 $122,000 $6,200 $95,000 3 1

Student income Student savings Student untaxed income Parent income Parent savings Parent Net Worth of Investments Number in household Number in college

$6,000 PASS Academic Scholarship $5,500 Unsubsidized Stafford Loan $11,500 TOTAL $13,500 Estimated Net Cost after Financial Aid

$15,000 Parent PLUS Loan $181.20 Approximate PLUS Loan monthly payment for 10 years

Case Study 6

$2,000 $50

Home State: California ACT: 25

$4,000 PASS Academic Scholarship $1,000 Art & Design Scholarship $1,300 Oklahoma Tuition Aid Grant (OTAG) $2,000 Oklahoma Tuition Equalization Grant (OTEG) $2,784 Oklahoma’s Promise (OHLAP) $5,550 Federal Pell Grant $525 Federal Supplemental Grant (SEOG) $1,750 Federal Work Study $3,500 Subsidized Stafford Loan $2,000 Unsubsidized Stafford Loan $24,409 TOTAL $600 Estimated Net Cost after Financial Aid

Home State: Florida SAT: 930

Student income Student savings Parent income Parent savings Parent untaxed income Number in household Number in college

$6,600 $50 $36,000 $200 $2,400 3 2

Student income Student savings Parent income Parent savings Parent untaxed income Number in household Number in college

$4,900 OC Grant $4,300 Federal Pell Grant $525 Federal Supplemental Grant (SEOG) $1,750 Federal Work Study $3,500 Subsidized Stafford Loan $2,000 Unsubsidized Stafford Loan $16,975 TOTAL $8,025 Estimated Net Cost after Financial Aid

Parent PLUS Loan Approximate PLUS Loan monthly payment for 10 years

$9,500 $114.76

Parent PLUS Loan Approximate PLUS Loan monthly payment for 10 years

$22,419 $0 $500 N/A N/A 1 1

Student income Student savings Student untaxed income Parent income Parent savings Number in household Number in college

$11,000 $50 $230,000 $2,000 4 2

Student income Student savings Parent income Parent savings Number in household Number in college

Home State: Kansas ACT: 28

$6,500 $78.52

Case Study 8

Case Study 3

Home State: oklahoma SAT: 1100 Home State: Colorado ACT: 29

Case Study 5 Case Study 7

Home State: Oklahoma Transfer GPA: 3.12 with 85 hours

$0 $0 $29,000 $500 $16,000 2 1

$4,500 Transfer Academic Scholarship $4,000 OC Grant $1,750 Federal Work Study $5,500 Subsidized Stafford Loan $7,000 Unsubsidized Stafford Loan $22,750 TOTAL $2,250 Estimated Net Cost after Financial Aid

$13,000 $157.04

Cost for 2011-2012 Oklahoma Christian is committed to helping your student receive the most financial aid possible. When your child applies to OC, your family will be assigned a personal financial counselor, who will walk you through the financial aid process and help your student receive scholarships and other aid.

$8,000 PASS Academic Scholarship $5,500 Unsubsidized Stafford Loan $13,500 TOTAL $11,500 Estimated Net Cost after Financial Aid Parent PLUS Loan Approximate PLUS Loan monthly payment for 10 years

Tuition (12-15 hours per semester) General Fee Technology Fee Student Senate Fee Meal Plan (210 meals per semester + 100 Eagle Bucks) Housing (Average price of freshman housing)



$8,300 $450 $450 $28 $1,450 $1,862.50

$16,600 $900 $900 $56 $2,900 $3,725

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Affordability Website The choice to invest in an education at Oklahoma Christian University is the choice to invest in your own future. Attending college requires a financial commitment from the student, the family, the government, and the school. We believe you’ll find an extraordinary commitment from Oklahoma Christian to make a high quality Christian education affordable for your family. Visit to see yourself in the examples given and calculate your own potential scholarship and aid package. The site features our Financial Aid and Scholarship Estimator, information on the average amounts awarded to students in particular income brackets, case studies, testimonials, links to our Financial Services blog, and much more! Think of the site as an online, interactive extension of Parent View. We hope you’ll find the tools and information on the Affordability Website extremely helpful as you plan to send your child to college. Here’s more info about some of our key online features:

OC STUDENT ACCOUNT ONLINE Oklahoma Christian University provides convenient payment and billing options that allow you to keep more of what’s important: your free time. Parents and/or Students Pay Student Accounts Online With online payments, student families have a faster way to pay OC charges and fees. It’s not only fast; it’s easy! You simply: • Choose the payment method that best fits your needs. • Pay over a secure and easy-to-use website ( In addition, you can set up and maintain recurring payments. Pay anytime, anywhere. Set Up Payment Plans

Financial Aid and Net Cost Estimator Your family doesn’t need to wait until spring to find out how much financial assistance (including scholarship and grant money) your child may qualify for. Simply visit and complete a few simple questions. In a matter of minutes, you’ll be provided with a net cost estimate including scholarships, grants, loans and work study.

We’ve all been there; sometimes you just can’t pay the entire bill all at once. OC payment plans are easy, convenient and designed to fit any financial situation. And they’re a snap to set up … just visit to get started. Receive Bills From OC Electronically

Blogs for Parents

Electronic billing is the easy way to keep track of

OC offers a Financial Services Blog and an Admissions Blog to further enhance our ability to communicate new and vital information quickly and efficiently.

a payment (it’s also good for the environment!).

your bills and get notified when it’s time to make It’s a secure and reliable way of integrating, consolidating, authorizing and processing all your

The Financial Services Blog ( explores the various types of financial aid, the amount that should be saved for college, and other important facts for future students and their parents. It focuses on four main topics: college savings, scholarship tips, federal and state aid, and outside scholarships. Readers also are provided useful links.

OC bills. We simply notify you by email that a bill is available online and allow you or a payer that the student authorizes to make a payment. You can even print receipts and students can set up PIN access for parents and family members.

This year, Shelley Kurt will continue to share her experience as an OC parent through her blog, “Leaving the Nest.” Shelley’s oldest daughter started at OC last year, and her other daughter will be an OC freshman this year. Share her experience and feel free to offer your own comments at

Set Up Electronic Refunds E-Refunds allow students to avoid the delay in receiving and cashing a refund check. OC simply notifies students by email the instant

Parent Website Oklahoma Christian offers an index of information on the university’s website specifically for parents. Visit

their refund has been deposited into their bank account. E-Refunds are convenient, fast and easy for students to set up. Students simply click on their Student Account Online at MyOC to enable E-Refund and they never have to wait for a paper check from OC again.




Student Life Answers COMMON Parent QUESTIONS Associate Dean of Students Jeff Bennett and the other dedicated people in the Office of Student Life help students have the best experience possible on campus. Dean Bennett answered a few questions for Parent View.

When it comes to sending your kids to college, it’s no wonder moms and dads want to be thrown a rope. There’s the emotional rollercoaster involved in sending your child to live and learn away from you. There’s the endless process of filling out applications for admissions, financial aid, scholarships, housing and meal plans. And there’s the financial implication involved in making it all happen. The OC Parent Association was formed in 1990 with one basic goal – to improve communication between parents and the university. Through our new combined student and parent orientation, called Take Flight, parents and students can learn about everything from how students can get involved on campus to how healthy the food in the cafeteria is. There also are tips about finding out about your student’s school bill, how to find that information online and what a PFC (Personal Financial Counselor) is. These summer orientations are designed to be informative, yet humorous, and to allow parents to unload a little stress before heading back home. The Parent Association also helps with care packages throughout the school year. You can order cakes for birthdays, late-night snacks for studying, a balloon and candy to say, “we love you,” and other items to stay in touch with and encourage your child. Above all, the Parent Association provides a network of parents who want the best for their children and can share experiences. Parents can be assured that OC’s staff and faculty care for their sons and daughters physically, academically and spiritually. Find out more about the Parent Association at

IF A STUDENT IS HAVING A DIFFICULT TIME, WHAT DOES YOUR OFFICE DO TO HELP? Dean Jeff Bennett: Our office is staffed with a number of personnel who serve as freshman advisers. They are available to assist new students with areas of difficulty. Both the Dean of Students and the Associate Dean of Students are available to counsel with students on particular issues. We also coordinate with the Wellness Center and refer students there if they have issues that are beyond the scope of this office. IS OC A SAFE CAMPUS? Dean Jeff Bennett: Our campus is extremely safe. Looking at our crime reports over the past three years, we find that our greatest problems come in the areas of vandalism and theft. Some of those are due in part to the trusting nature of our students, who often do not heed warnings to lock their rooms. We have increased lighting to better secure our parking areas at night. Campus security also is available to escort students from parking areas to their residence if desired. HOW DO STUDENTS GET INVOLVED IN CAMPUS LIFE? Dean Jeff Bennett: Students can run for various positions in the Student Government Association. Following freshman year, students also have the opportunity to join a social service club, which gives them an opportunity to connect with others with similar interests. Students also are encouraged to get involved in a local church, outreach programs and other clubs. WHAT IF MY STUDENT BECOMES ILL? Dean Jeff Bennett: We have a Wellness Center that is staffed with a school nurse, physician and psychologist. Students who become ill can report to the Wellness Center during the school day. After hours, students may seek the help of residence hall personnel and may be transported to an emergency room if necessary. WHAT CAN A PARENT DO TO HELP A STUDENT WHO IS HOMESICK? Dean Jeff Bennett: Parents should discuss this possibility prior to sending their student to school. Students need to know this is a natural and common occurrence. Frequent calls can help, but parents should help the student reduce excessive parental dependence early on. Students and parents are encouraged to contact the Director of Freshman Programs concerning a homesick situation. W W W. O C . E D U


GLOSSARY of FINANCIAL AID TERMS A AGI: (Adjusted Gross Income): All taxable income less IRS allowable adjustments to income. This figure is from U.S. IRS tax forms. Academic Year: A period of time used to measure a quantity of study. At OC, it is the fall and spring semester. Accrued Interest: Interest that accumulates on the unpaid principal balance of a loan. Alternative loans: (also called private student loans) are based on credit and do not require completing a FAFSA, but often carry a higher interest rate than federal loans. Much like a Stafford loan, repayment begins when a student drops below halftime hours. Alternative loans are used by students when federal financial aid cannot meet all educational financial needs. Amortization: The process of gradually repaying a loan over an extended period of time through periodic installments of principal and interest. Award Letter: An official document issued by a financial aid office listing all the financial aid awarded to the student. The award letter will include information about the cost of attendance and terms and conditions for the financial aid.

B-C Borrower: The person who receives the loan. Capitalization of Interest: Addition of unpaid interest to the principal balance of a loan, which increases the total outstanding balance due.

is not an orphan or ward of the court, nor a veteran of the U.S. Armed Forces. Parents of a dependent student must submit parental information on the FAFSA for their son or daughter to be considered for financial aid. Parents of dependent students are eligible for the PLUS Loan program. (See also Independent.)

interest rate remains the same for the life of the loan.

Direct Loan Program: A program administered through the U.S. Department of Education providing Stafford and parent PLUS loans.

Grants: Financial aid awards that do not have to be repaid. Grants are available through the government, state agencies and colleges.

Disbursement: The release of loan funds to the school for delivery to the borrower. Disbursements are usually made in equal multiple installments co-payable to the borrower and the school.

Independent Student: A student who is either married, 24 years of age or older, enrolled in a graduate or professional education program, has legal dependents other than a spouse, is an orphan or ward of the court, or a veteran of the U.S. Armed Forces.

Disclosure Statement: Statement of the total cost and amount of a loan, including the interest rate and any additional finance charges.

E EFC (Expected Family Contribution): The amount a family is expected to contribute to a student’s education. EFC is calculated based on family earnings, net assets, savings, and size of family and number of family members in college. Eligible Non-Citizen: Someone who is not a U.S. citizen, but is nevertheless eligible for federal student aid. Eligible non-citizens include U.S. permanent residents who are holders of valid green cards, U.S. nationals, holders of form I-94 who have been granted refugee or asylum status, and certain other non-citizens. Non-citizens who hold student visas or exchange visitor visas are not eligible for student aid.

Cosigner: A person who signs the promissory note in addition to the borrower and is responsible for the obligation if the borrower does not pay.

Enrollment Status: An indication of whether you are a full-time or part-time student. Generally you must be enrolled at least half-time in a degree or certificate program to qualify for financial aid.

Cost of Attendance: The total cost for one academic year - tuition, fees, room, board, supplies, transportation and personal expenses.

Entitlement: Entitlement programs award funds to all qualified applicants. Federal student loans are an example of such a program.

CPS (Central Processing System): The organization that processes the information submitted on the FAFSA and submits the results to students and colleges.


Credit-Worthy: An individual with no negative credit history per the criteria established by the lender.

D Deferment: A period during which a borrower, who meets certain criteria, may suspend loan payments. For some loans, the federal government pays the interest during a deferment. On others, the interest accrues and is capitalized, and the borrower is responsible for paying it. Dependent Student: An undergraduate student whose parents provide more than half of his or her financial support. A dependent student is not married, is under 24 years of age, has no legal dependents,



FAA (Financial Aid Administrator): A college or university employee who is involved in the administration of financial aid. Some schools call FAAs ‘Financial Aid Advisors,’ ‘Financial Aid Counselors’ or ‘Personal Financial Counselors.’ FAFSA (Free Application for Federal Student Aid): The form that must be completed by students and parents applying for Federal Title IV student aid. Financial Aid Package: A combination of financial aid (scholarships, grants, loans and/ or work-study) awarded by the financial aid office of a college or university. Financial Need: The difference between the cost of attendance at a college and the Expected Family Contribution (EFC). Fixed Interest: On a fixed interest loan, the

G-L Gift Aid: Financial aid, such as grants and scholarships, which does not need to be repaid.

Interest: An amount calculated as a percent of the principal loan amount that is charged for borrowed money. Loan: A type of financial aid that is available to students and their parents. Education loan programs have varying interest rates and repayment provisions. An education loan must be repaid. Loan Entrance and Exit Counseling: Students with educational loans are required to complete a loan counseling session before they receive their first loan disbursement and again before they graduate or otherwise leave school. During these counseling sessions, called entrance and exit interviews, the FAA reviews the repayment terms of the loan and the repayment schedule with the student.

N Need: The difference between the cost of education and the Expected Family Contribution (EFC) is the student’s financial need. Need Analysis: Calculation used to determine a student’s need for financial assistance for college expenses. The analysis determines the family’s ability to contribute to costs compared to the student’s cost of attendance. Need-Based: A means of determining eligibility for certain types of financial aid using financial need as the determining factor.

O Origination: The process whereby the lender, or a servicing agent on behalf of the lender, handles the initial application processing and disbursement of loan proceeds. Origination Fee: Fee payable by the borrower and deducted from the principal of a loan prior to disbursement to the borrower. For federally-backed loans, the origination fee is paid to the government to offset the cost of the interest subsidy to borrowers. For private loan programs, the origination fee is generally paid to the originator to cover the cost of administering and insuring the program.

Overaward: The amount of financial aid proceeds that, when added to other student financial assistance, exceeds the borrower’s educational need.

P PLUS (Parent Loans for Undergraduate Students): Federally-insured loans for parents of dependent students. Pell Grant Program: The largest grant program. Eligibility and award amounts are determined by the college based on established guidelines. Perkins Loans: Federally-insured loans funded by the government and awarded by the school. The loans feature a low interest rate and are repayable over an extended period. PFC (Personal Financial Counselor): This is your contact person for any questions you have about financial aid and your student account. Promissory Note: Contract between a borrower and a lender that includes all the terms and conditions under which the borrower promises to repay the loan.

S SAR (Student Aid Report): An output document sent to a student by the application processor. The SAR contains financial and other information reported by the student on the FAFSA. The student’s Expected Family Contribution (EFC) is printed on the front of the SAR and is the figure used by colleges to determine eligibility for aid. Self-Help Aid: Financial aid in the form of loans or student employment. SEOG: Supplemental Educational Opportunity Grant Program; grant funds made available through some schools to a limited number of undergraduate students with financial need. Subsidized Stafford Loans: Need-based loans.

T-W Transcript: A list of all the courses that a student has taken at a particular high school or college with the grades that the student earned in each course. Unsubsidized Stafford Loans: Non-needbased loans. Verification Worksheet: A form sent by the college to students who are selected for verification by the Department of Education’s Central Processing System. Work Study: A program, awarded by the college, through which students work parttime to help fund their education.

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Visit Campus

Some things you just have to see for yourself! Choose one (or even two or three!) of the options below and road trip to OC. Individual Campus Visit individual student/family visit | 1 day

If you can make just one visit to OC, this personalized campus visit experience is the option for you! Attend class and Chapel, enjoy a complimentary lunch, visit with a faculty member, and meet your admissions counselor.

Campus Connect small group program | 1 day

This comprehensive visit event includes a campus walk, class visit, complimentary lunch, financial aid session for parents and more. A limited number of slots are available for each session. Register online.

SUPER Connect

(premier fall visit opportunity!)

Friday, Sept. 23

Campus Connect Monday, Sept. 5 Monday, Oct. 10 Friday, Dec. 2 Friday, Jan. 27 Monday, Feb. 20 Friday, Mar. 30 Friday, Apr. 13

Campus Connect PLUS

(optional Homecoming activities)

Friday, Nov. 4

Spring Visit Spring Visit large group program | 2 days

Spring Visit, set for March 2-3, is OC’s largest visit event of the year. It features Spring Sing (with themed shows by OC’s social service clubs), special academic programming, scholarship auditions and an overnight stay in a residence hall. Register online.

To schedule a campus visit, visit our website or call our Admission Office. | 800.877.5010 28


(including Spring Sing)

Friday-Saturday, Mar. 2-3

For a complete list of OC events, visit

Important Dates and Events to Remember



september Encourage your student to apply to OC ‌ application fee waived through September. 6

Campus Connect (Group Visit Event)


Freshman Fanfare


SUPER Connect (Premier Fall Visit Opportunity)


Quest (


Campus Connect (Group Visit Event)


Fall Break


Campus Connect (Group Visit Event)




Thanksgiving Break


Lighting of the Commons


Campus Connect (Group Visit Event)


Early Admit Deadline


Christmas Break Begins

JANUARY Finish your taxes this month and complete FAFSA 9

Spring Classes Begin


Campus Connect (Group Visit Event)

FEBRUARY Reserve dorm space! 20

Campus Connect (Group Visit Event)


Spring Sing & Spring Visit (Weekend Visit Event)


Spring Break


Campus Connect

APRIL Register for Take Flight (New Student Orientation & Parent Orientation) 13

CLEP and ACT CLEP - Testing is available on campus. Students can test out of several basic courses and get full credit for the course. For more information, go to or contact OC’s Admission Office at 405.425.5050 or at Residual ACT Test - Oklahoma Christian University offers the residual ACT test beginning in January and continuing through the summer months. Your child can use residual test scores for admittance to Oklahoma Christian and for academic scholarships. Taking the residual test is also a great way for your student to practice for upcoming national test dates! To arrange a test time, call 800.877.5010 ext. 5050. Find scheduled test dates at www.

Campus Connect (Group Visit Event)


Housing Deposit Refund Deadline


Take Flight (New Student Orientation & Parent Orientation)


Take Flight (New Student Orientation & Parent Orientation)

JULY Plan a school shopping trip 22-28

Honors Summer Academy (For High School Students)


Take Flight (New Student Orientation & Parent Orientation)


Earn Your Wings


Classes Begin

W W W. O C . E D U


95% Medical & Graduate School Placement for Biology Grads Our Department of Biology’s outstanding medical and graduate school placement rates help make Oklahoma Christian one of the best universities in the west, as named by U.S. News & World Report and The Princeton Review. For more information about all of our high-quality programs, go to

OC’s Career Services Office helps students obtain internships and part-time or full-time work, plus these and other free services: Career Assessments ● Career Exploration ● Resume/Cover Letter Critiques Mock Interviews/Interview Preparation ● Online Job Databases

Parent View 2011  
Parent View 2011  

Helping parents navigate the college admission experience.