How to Save and Spend Money Wisely? This is my personal experience
para sa PA M I LYA
by Raquel Padilla (Canada)
Some people might think that I have no social life (coz I don’t go out a lot unlike other people my age). I only want to see where my money goes. Not that I have sooo many savings but I rather stay home, save my hard-earned money and use it wisely (or give it to someone who needs it most). I don’t worship money, just wanna be clear on that, but I always think of what will happen to me and the people I am supporting in the future if, 1. I lose my job (which happened to me in the country where I was in 2009) 2. there’s an emergency (illness, accidents, unexpected happenings..)
Because of my unwise decision, I left my job in the country where I was in 2009. I had no full time job for 1 year (August 2009-August 2010). I thought that leaving my employer’s home and becoming a free lancer will benefit me but I was wrong because when you are renting a place and buying all your things is much more expensive.. I only worked part time and the money I was earning wasn’t enough. Good thing, I had some savings from my previous job which helped me survive through the first few months. I wasn’t really worried (well sometimes, I was) with my family back home because I left my jewelries (which I bought during my first 3 years in this country). They could pawn them anytime. Another reason was, since I went
3. I die (knock on wood!) or things will happen and I couldn’t work anymore
Staff Box OFW ako Magazine ONLINE Edition is published by
OFW ako
61 Kamagong Road, Pilar Village, Las Pinas City, Philippines +63 949 776 9282 * admin@ofwakomagazine.com Editor-in-chief: Dennis de Guzman * Country Editor(s): Mae Cayir (Austria); Emmanuel C. Roldan (Philippines); Eden R. Manabat (Russia); Dev Guintab (Israel) * Contributors: USA Anita Schon, Trsitan Tan; Canada Raquel Padilla; Philippines Alvin Tabanag; * Layout & Design: Dennis de Guzman
2
Articles, opinions, letters to the editor should be sent to admin@ofwakomagazine.com