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beat the challenge

the cash challenge Each month we create a new challenge for our readers to try to improve their health and wellness. Last month the challenge was to walk 10,000 steps a day, and now that you’re taking care of your bodies, we challenge you to take care of your bank account.

MONEY © ULTRASHOCK / SHUTTERSTOCK.COM

HE ALT H Y

THE CHALLENGE: save $100 this month Here are some painless ways to have an extra $100 in H your pocket come May 31.

coffee By now, you have probably noticed the huge markup price on designer lattes, but we don’t expect you to quit cold turkey and suffer through the caffeine headache. Instead, brew your coffee at home twice a week. The average medium-sized latte costs $3.53, so bringing your own java twice a week saves you $7.06 each week or $28.24 for the month.

commute

Lunchtime can be an important time for networking and making new connections at work, but eating at a restaurant every day adds up quickly. If you bring a packed lunch to work once a week, you will save approximately $8 each week or $32 for the month.

If your vehicle gets 20 miles to the gallon and your workplace is 10 miles from home, cost of transportation averages to about $18 per week. If you take public transportation or ride a bike to work once a week, you will save about $3.60 per week or $14.40 per month.

pay yourself

loose change

Set up a high yield savings account and contribute $10 from each paycheck. If you get paid biweekly, you’ll save $20 for the month. If the money goes straight from the check to the savings account, you won’t miss it, and a high yield savings account will accrue interest with time.

Search your car, house and piggy bank for loose change to cash in at the bank. If you can find 20 quarters, that’s an extra $5 in your pocket. You can even take your change to a CoinStar machine where it does the work for you for a small service charge. If you can conjure up $5.36 in change this month, you’re up to $100 for the month.

BY MAKING THESE LIT TLE CHANGES THIS MONTH, YOU’VE MANAGED TO SAVE AN EXTRA $100. THAT’S AN EXTRA $1,200 AT THE END OF THE YEAR THAT YOU NEVER EVEN KNEW YOU MISSED.

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marionhealthyliving.com | MAY 2013

Sources: duke.edu, humuch.com

bagged lunch

Marion Healthy Living May'13  

Inspiring A Healthier, Balanced Lifestyle

Marion Healthy Living May'13  

Inspiring A Healthier, Balanced Lifestyle