Page 1

Heart of the Lakes property portfolio


winter 2013


Since 1974

Your Guides to the heart of t he l a k es sinc e 1974

contents 4

l a k e shor e

2 5

r e side nt ial

3 2

lots & l and

3 7

com m e r cial

4 2

l ak e m ap s

Watch for these icons!

p [

take a virtual tour vie w a pr opert y tr ailer

ann andale offic e

720 Elm Street East, PO Box 298 Annandale, MN 55302 Local: 320.274.5737 Fax: 320.274.8210

onl ine / find us on facebook visit our youtube channel

m aple l ake offic e

ON THE COVER: Winter sunrise over Pleasant Lake and City of Annandale

501 Maple Avenue North, PO Box 564 Maple Lake, MN 55358 Local: 320.963.2088 Fax: 320.963.2089

steve bruggeman Broker, Realtor®, gri, crs (320) 274-6363

dean hoglund Associate Broker (320) 980-2445

gary dagner Realtor®, gri (320) 309-1739

mike mcnellis Realtor®, gri, lmc, a-reo™ (320) 266-0198

carla sundblad Realtor®, gri, wcr (320) 493-1361

tiffini kiebel Realtor® (763) 464-2048

a my mcnellis Realtor® (612) 963-4190

to m g ay Realtor® (320) 492-1641

hollie dagner Realtor® (320) 309-1739

jenna potter Realtor® (612) 801-4967

angie wisner Office/Marketing (320) 274-5737

a my miller Marketing (320) 274-5737

digital edition You can view a full interactive digital version of each Property Portfolio edition online. Sign-up at and be the first to receive each issue. You can also bookmark on your computer or iPad and flip through pages of great properties, view virtual tours and property trailers by touching the

p and [ icons, and much more!

If you would like a print copy mailed directly to your home or business, just drop us an email, we would be happy to mail you one.

lakeshore waterfront retreats

Lake Sylvia

Cokato Lake

Cedar Lake

Stunning custom home with impressive con-

Gorgeous lake home with 100’ of shoreline Waterfront cabin tucked in the trees, the perand beautiful views from throughout the fect hideaway for the family seeking privacy

$599,900 | #4190875 struction details throughout! Fabulous “cook’s” kitchen, maple floors, vaulted great room with

beautiful lake views. Gorgeous ceilings must been seen to believe! Master suite with private balcony and bath. Expansive lawn and 150’ of shoreline! Read more on Page 11.

$589,500 | #4327529

$599,900 | #4313290

home and a fabulous wrap-around deck! Built and beautiful water! Spacious interior with in 2004, and finished with quality materi- a warm cabin feel. Large wrap around deck. als throughout, this home is sure to impress. Guest house is great for welcoming guests for 3,240 finished sq. ft. and full of wonderful the weekend. You’ll love the gazebo with hot features! Read more on Page 6.

tub! Read more on Page 13.

Lake Sylvia


Lovely four-season cabin on water’s edge with 154 feet of shoreline is waiting to be enjoyed this summer. Walk into a spacious main level, perfect if you are looking for open concept living. Large kitchen with more than enough storage room and opens to the dining room and living room. Enjoy the lake any time of the day with a wall of glass that walks out to a lakeside deck overlooking the shoreline. Home offers a master with amazing views of Lake Sylvia and includes a walk-thru full bathroom. Spread out with an additional bedroom, office and

lakeside porch. The possibilities are endless with a wooded 1.2 acres. Detached double garage with a tuck under offers plenty of storage room for all your water toys. Are you ready to enjoy the lake this summer?

www.oakr e al ty m n . c om


Cedar Lake $589,500| #4327529


Entertaining made easy! Enjoy a spacious kitchen and dining room with

stainless steel appliances, hickory cabinets, and granite counter tops. A mud/laundry room with tile floors and built-in lockers is great for com-

ing off the lake. Cedar ceilings, wood plank flooring and tons of windows facing the lake. Spacious lower level walkout includes a family room, 他 bath and dry bar. The master bedroom has vaulted ceilings and amazing

lake views. Wrap-around deck, boulder landscaping, fire pit, and granite steps with a stamped concrete sidewalk leading to the sandy shoreline.



Lake Sylvia $279,000

Rolling, heavily wooded lot in the established Northridge Addition. This

scenic lot slopes to beautiful, hard bottom shoreline in Flannery’s Bay. Suitable for a walkout style home, this property is ready to build on.

Enjoy sunrise views, privacy and this wonderful, mature neighborhood. Northridge residents share a private boat landing at the end of Pleason Avenue. This quiet, paved road weaves around 2 large outlots that owners

can enjoy, and through the woods of this beautiful area at the North end of the lake. Soil tests already done and are available.

Clearwater Lake

$244,900 | #4198725

This adorable three bedroom, two bath, year

located on the lower level. A virtually main-

the meeting place ideal for friends, family

looking for! Featuring a recently updated

the lake and less time working on repairs!

at over 3,000 acres with access to other small

round home may be just what you have been kitchen with hickory cabinets and granite

countertops, wood floors and tongue and

groove interior, which give this bungalow a cozy up north feel with a modern touch!

Escape and relax in the private master suite

tenance free exterior gives you more time on

You will love the sandy beach and lakeside fire pit area. Do you like to entertain? Wait until you see the ultimate party room above

the garage! Built-in dry bar, loads of cabinet

and neighbors! Enjoy the area’s largest lake, lakes on the Clearwater Chain. If you love to boat, fish and be on the lake all day, this is the perfect spot for you!

space and room for lounging will make this

www.oakr e al ty m n . c om


Clearwater Lake $349,900 | #4050798

Cokato Lake $599,900 | #4190875

Grass Lake $119,900 | #4143289

Sugar Lake $129,000

Gorgeous lot with towering trees and 135’ of level, sand shore near the “Narrows.” Prime lot with sunrise views, .59 acres, enjoy now build later.

Lovely 3-season, 3-bedroom cabin with resort amenities incl. a nice beach, outdoor pool, and dock! Access to 3,000+-acre Clearwater Lake!

Clearwater Lake Access $179,900 | #4329089


Log-sided, two bedroom home in a quiet neighborhood with paved streets. Lake access has private landing, picnic area and nice shore.


Gorgeous custom home by award winning Werschay Homes. Stunning throughout. 150’ of sandy shoreline. This property is a must see!

Buildable lot with 102’ of lakeshore. Over half acre lot on a tar road. Two sheds and a 1990 trailer currently on the lot, holding tank & well.

Maple Lake $349,900 | #4326596

Lovely home on Maple Lake with a large kitchen, gorgeous views of the lake, and a spacious lakeside deck. 1,280 finished sq. ft., 2 garages.

be au t i f ul 1 8 x2 4 wal l pr i n t s

High quality satellite images of our area lakes, printed on elegant, matte finish stock. Free and available at our Annandale Office. Stop in anytime to pick one up and grab extras

for friends! Lakes Available: Sylvia, Sugar/Indian, John, Pleasant, Cedar and Clearwater/ Augusta/Otter/Grass/Bass. 8


Clearwater Lake

$180,000 | #4043052

Lake Sylvia



Charming one-level, seasonal cabin on the water’s edge. Cabin comes

Stunning lot with 224 feet of hard bottom lakeshore on West Lake

throughout and includes a spacious living room, bedroom, bathroom

less thing to check off the list with asphalt driveway already in. Lake

fully furnished and ready to enjoy. Interior has a lovely knotty-pine

and kitchen. Screened in porch has spectacular views and is perfect

for those breezy summer nights. Enjoy a storage shed for all your lake toys and tools. You will love 90’ of shoreline on Clearwater Lake, with great waters for boating, fishing or just relaxing in the warm sun!

www.oakr e al ty m n . c om

Sylvia. Enjoy 1.8 wooded acres perfect for your dream home. One

Sylvia spreads across 1,524 acres with water clarity of 17 feet. The lake

is made up of two lakes connected by a wide channel with a public access on the West side. Sale of the property includes an existing tennis court. Start enjoying the property right away!


Lake Louisa $369,900 | #4185194


What a wonderful place to call “home.� All necessary living needs on main level including laundry! Amazing lake views and pristine yard greet

you as you arrive. Try your luck at fishing from one of two docks located on 125 feet of sandy lakeshore. If you are looking for a place to store the

big toys, here it is! Drive down the side of the house on the asphalt drive-

way to the back of the house and there is another 3 car garage with access to the lower level, that makes a 6 garage stalls. Gorgeous landscaping including a boulder rock wall and an assortment of plants and flowers.

f r e e m a r k e t analysis A market analysis, also called a property evaluation or consultation, is provided by a real estate agent to educate you on the value of your property in today’s

market. They analyze sold, pending and current list-

ings that compare to yours. They consider location, condition, and quality. Inventory levels of that type of property can also play a role. An appraisal, which is a

certified document from a licensed appraiser, determines value based solely on past sales and is generally

used by banks for mortgage services. It is important to understand the difference.

Contact us for a free market analysis on your property.

Email us at or call 320-274-5737



Cokato Lake $599,900 | #4190875 p[

Gorgeous custom home constructed by award winning Werschay Homes of St. Cloud. This home is truly impressive from upgraded lighting to stun-

ning flooring. Enjoy entertaining with a ‘cooks kitchen’ including custom cabinets, marble and granite countertops, stainless steel appliances, detailed lighting and a spacious pantry. Home boasts 6” hand scraped maple wood flooring and custom blinds throughout, four season sunroom, living room with two-story vaults and spectacular views of the lake, office, dining room, and two upper level bedrooms. Find some time to relax in a true master

suite with ornate ceiling, door to balcony overlooking the lake, private bathroom with tile flooring, double sinks, marble countertops, separate open shower, whirlpool tub, and large walk-in closet. Spread out with an expansive landscaped yard and 150’ of sandy shoreline.

www.oakr e al ty m n . c om


Clearwater Lake $695,000 | #4131804


Remarkable four bedroom home set on 160’ of natural shoreline. Fall in love with an updated kitchen, complete with granite countertops, heated

tile flooring, custom cabinets, stainless steel appliances and two sinks. Enjoy a master suite with French doors, wood flooring, master bath, and lake-

side deck. Other details include a vaulted living room with wood burning fireplace, upper level office with views, family room with gas burning fireplace that walks out to a lakeside patio. There is a spacious yard to enjoy with plenty of room for yard games and a bonfire with views!



Lake Sylvia $599,900 | #4313290 p[ This spectacular lakeside cabin has everything you are looking for. Tucked in the trees, this chalet style retreat overlooks 128’ of shoreline. Enter into a kitchen with custom Alder cabinets. You will love the upgraded lighting and natural woodwork throughout. The spacious living room has a

gas fireplace with stacked stoned accents and walks out to a large wrap-around deck with stunning lake views. There is tile flooring throughout, a

master suite with a door to the deck, walk-in closet and full bathroom, formal dining room, large pantry, laundry room, open staircase with half log

accents, and lower level with bathroom, office and two additional bedrooms and walkout patio. Enjoy room for guests with a 10x10 guest house. Take in the scene in a 26x24 gazebo with hot tub. This is definitely a cabin you will love!

www.oakr e al ty m n . c om


Days Lake

Lake Sylvia

Gorgeous private retreat or development. This 18-acre parcel is cur-

Scenic lot in the quiet Northridge Addition on beautiful Lake Sylvia.

a road and the opportunities are endless. Or, make it all your own and

Build your dream home in the trees overlooking 232’ of shoreline in

$139,900 | #4067612 rently split into 5 lots, and the plat is already filed. Purchase it, put in

enjoy 1,100 feet of lakeshore on the South side of Days Lake which is 26 acres with a maximum depth of 24 feet. With a pond, the lake, and mature trees, this is a hunters dream, and ideal for anyone who is looking for seclusion and privacy in the country.


$319,900 | #4326752 A 1.2-acre, wooded parcel with spectacular hillside views of the lake. Madsen’s Bay. Serene, dead-end drive makes this an ideal location for total relaxation and an escape from everyday life! Northridge residents enjoy a shared outlot, a nice paved drive, and a private boat launch at the end of the road.


Lake Pokegama, Grand Rapids, Minn.

$3,500,000 | #4188212

Escape to Minnesota’s renown “North Woods.” This majestic 13.5-acre retreat, with 921’ of beautiful shoreline on Lake Pokegama, has only

changed hands once since 1895. Spread throughout its secluded woods are 4 simple cabins, each with two bedrooms and their own bath, a half-log sided home built in 1938, a pole building built in 2009, and new a-frame style cabin tucked in the pines that was completed in 2011. Its beauty and

privacy does not come at the expense of conveniences. Grand Rapids (Pop. 10,869) offers countless amenities and services, just a few miles away. A regional airport, shops, and new medical facilities are all close by, not to mention a championship 18-hole course is across the road. Enjoy this

remarkable setting with as few or many as you’d like for decades to come. A comfortable and easy drive on Highway 169 from Minneapolis directly to Grand Rapids takes approximately 3 hours. Itasca Regional Airport, just a few miles from the property, can accommodate any air travel.

www.oakr e al ty m n . c om


Lake Sylvia $219,900 | #4175775


You will find this charming A-frame style, 3-season cabin, tucked in the trees on Turtle Bay of West Lake Sylvia. Relax comfortably with a lofted bedroom, main floor bedroom, kitchen, full bathroom and a lakeside living room with views of the lake. Walk on out to a new

wrap around lakeside deck, the perfect spot to enjoy your favorite

beverage! Have extra storage room with an 8x12 storage shed just off

the lake. Fall in love with 75 feet of Lake Sylvia shoreline! This could be a perfect family hideaway for years to come.



Lake Sylvia

$1,550,000 | #4328707


Come home to this beautiful West Lake Sylvia lake home, and surround yourself with 5+ acres of mature woods and privacy. Perched above the

lake with spectacular views, this thoughtfully finished year-round home or vacation retreat was built in 2007 with quality and comfort in mind. It is the details that make this home shine. Douglas Fir wood floors with a fascinating history, custom Knotty Alder cabinets that close silently, in-floor heat in every bathroom and wonderful top of the line appliances. Retreat to a master suite that has its own sliding doors to the lakeside deck, a customized walk-in closet, and spacious master bath with whirlpool tub. Use the expansive upper level recreation room for family fun and entertaining. A setting perfect for the couple or family seeking a spectacular home in the trees, this property is ready to be enjoyed.

www.oakr e al ty m n . c om


Clearwater Lake $399,900

This fantastic property is one full acre of level land with mature trees and 330’ of lakeshore on the area’s largest and best fishing lake. Store your boat and toys in the 60x26 quonset, with 2 oversized doors, cement floor and workshop area. Land your boat at one of 2 cement landings. A well maintained 1987 model manufactured home has vaulted ceilings, a great open feel, a large kitchen and dining room, perfect place for hosting the fish fry

after a day on the lake. With 3 bedrooms you will have lots of room for family and friends to make memories in this year round lake haven!



Mink Lake

$204,900 | #4155922

Make one of the finest panoramic views on

bedroom could easily be added. Recent up-

that come your way. Mink and Somers Lakes

double lot at the end of a peninsula, approxi-

windows, central air and furnace. There is a

nel and together they offer 459 acres of quiet

the lake yours! This location is ideal, on a mately .57 acres, with 233’ of level lakeshore. Enjoy fishing right from your property! Enter the home on a nice 8x14 deck. The in-

terior offers 1,770 finished square feet with

two bedrooms and two baths, but a third

dates to the home include new roof, siding, spacious 12x33 lakeside deck to enjoy morn-

ing coffee and evening cocktails with family and friends as you take in a spectacular sun-

set view. Detached garage has bonus 16x24

are separate lakes adjoined by a small chanrecreational waters, great for fishing, pad-

dling and boating. The nearest town, just to the East, is Maple Lake.

man cave or bunkhouse for the extra visitors

www.oakr e al ty m n . c om


Maple Lake $349,900 | #4326596

Cokato Lake $159,900

Lake Augusta $82,000 | #4312149

Grass Lake $119,900 | #4109330

Great livable year round home on a fantastic 150’ lot. Remodel or build new later. Three bedrooms, gorgeous views, two detached garages.

Bring your RV and enjoy a summer getaway! 25-acre co-op resort. Great views, shared amenities: beach, boat launch, play center, trails.

Alluring building lot with gentle slope to 539-acre Cokato Lake. 150’ of lakeshore. 45 minutes to the Metro. Stocked with walleyes in 2008.

Great 3-season cabin with resort amenities incl. beach, docks, outdoor pool, 17-acres of common grounds. Updated interior & exterior.

for those who love the lake!

All ages will enjoy this annual show. As an exhibitor for

many years now, we have come to expect a great time be-

cause it always is! We meet some wonderful new people, and visitors can browse the latest products and services available for their lake home or cabin. The summer vibe

is a wonderful escape from a cold Minnesota weekend! Stop and see us Feb. 8-10th at Booth #710!

Find more info at 20


Beautiful 18x24 lake prints for your home or cabin. Printed on an elegant, matte finish cardstock. Pick-up your free print at our Annandale Office the next time you’re in town.

lake sylvia shown, more lakes are available

Vacation Rentals on Lake Sylvia 6633 county road 3 nw, annandale Experience lakeshore living from this charming cabin, located on the most spectacular shoreline in the Heart of the Lakes. You will relax in a large screened in porch overlooking the level, natural shoreline and crystal clear waters. This summer getaway has plenty of room for the whole family to gather and spend time with each other. Settle in comfortably with three bedrooms, a spacious living room with stone fireplace and full kitchen. Gather your fishing poles and water toys and take in the sun on 100 feet of pristine sand shore. Pets are always welcome here. Available for rent from Memorial Weekend thru fall. Could you use a quiet escape?

Spring & Summer 2013 Availability!

6225 pilger avenue nw, annandale Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for rental throughout the year. Its thoughtful floor plan comfortably accommodates up to 8-10 adult guests. Families with children, don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play all year long. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect with family and friends. Numerous amenities include satellite television and high-speed wireless internet service. No need to leave your pets at home, they are more than welcome here. Isn’t it time you treated yourself to a week away?

Year-Round Availability!

320.274.6363 10

w w w.oakr ealt y

Lake Sylvia $267,000 The opportunity to purchase a waterfront

beautiful parcel is for you. Build the home of

along Pilger Avenue and continues as you

nearly 2-acre lot is in Flannery’s Bay on the

natural rise in the land gives you panoramic

land is ideal for those seeking a surrounding

lot with acreage is rare on Lake Sylvia. This

North end of West Lake Sylvia. It’s a quiet, serene bay great for fishing and filled with wildlife, and offers easy access to bigger water. If you’re seeking privacy in the trees, this

your dreams in these mature woods, where a

views of this end of the lake. There is approx-

imately 500+ of shoreline, with a permanent wood dock on the property. Take 80th Street

turn onto 76th Street. This unique piece of

of woods and wildlife, with the added benefit of a quiet access to the lake.

to Pilger Avenue, this parcel extends from

www.oakr e al ty m n . c om




residential enjoy country living



Stately 2-story home on 15 rolling acres.

Peaceful, charming, and spacious is exactly Wonderful 5-acre hobby farm in Maple Lake.

in-floor heat, a gas fireplace, granite counter-

home. Set on 4 acres of mature trees and pri- The property has several large outbuildings, in-


Quality finishings include hardwood floors, tops, and a private deck off the master suite. Also enjoy a fabulous lower level workshop, and expansive views of the countryside!

$164,900 | #4326685


Maple Lake

$274,900 | #4329634

what to expect from this adorable country Four bedroom, two bath remodeled farmhouse. vacy! 26x72 detached storage shed/garage, a cluding a fantastic detached garage/shed with a great space for the handyman! Maple Lake lounge area that has a gas fireplace, hot tub and Schools.

kitchen. A great place to entertain!

South Haven $209,900 | #4193936

Spacious country home on 3.46 acres. Main floor laundry, hickory cabinets, whirlpool tub, covered porch. Fantastic 4-car heated garage!

Clearwater $199,700 | #4318956

Kimball $159,900

Maple Lake $129,900 | #4198810

Maple Lake $164,900| #4318848

Clearwater $165,900 | #4199180

New home to be built in Heritage Park of Kimball. Oversized lot, with views of Powder Ridge and an easy commute to St. Cloud.

This home has been well-maintained and cared for, original owners. Huge lot with open space in the backyard. Clean and ready to move-in!


Great location! Well-maintained 2-story home. Many upgrades throughout! Lower level is all pine, with built-in bar area. Spacious patio!

Well-kept home with new roof in ‘12 and fabulous vaulted 4-season porch new in ‘06 with gas fireplace. Fenced backyard, storage shed.

Private country home on 2.7 acres. Second kitchen on lower level. Triple garage, large deck, and a large storage shed. New septic in ‘12.

joi n u s on fac e b o ok

We appreciate all of our Facebook fans. If you aren’t already a fan, look us up! This is a great, casual way to stay in touch with us by following our involvement in the community, fun things we’re up to, and news that is new and important in our field. Many of our agents have Facebook pages too, if you want to connect with them personally! 26



$389,900 | #4153459


Set on 4 ½ acres of mature landscaping, this

class and enjoy a built-in hutch with lights,

in closet. Lower level includes two bedrooms,

tail. Enter into a lovely foyer with built-ins.

and stunning Brazilian cherry wood floor-

gas fireplace, and extra eating area with tile

home was built in 2004 with stunning de-

Family will gather in the spacious kitchen

with custom cabinets, large picture window, breakfast bar and upgraded lighting. Keep organized with a roomy laundry room, desk

area, and walk-in pantry all in one! Dine with

the double sided gas fireplace, vaulted ceilings

ing. The main floor also boasts a living room with double-sided gas fireplace and stunning views, ½ bathroom, gorgeous master suite

with full private bathroom, whirlpool tub,

a full bathroom, enormous family room with

floors. Walk out to a beautiful backyard that

is perfectly landscaped. This home is ready for you to enjoy!

heated tile floors, separate shower and walk-

www.oakr e al ty m n . c om



$106,000 | #4326928

South Haven

$174,900 | #4136318

2006 built, two bedroom home in newer development boasts cul-

Check out this fabulous three bedroom, two bath year-round home

entrance welcomes you into the home. Vaulted ceilings and open

stunning views of Lake Sylvia. The kitchen has updated cabinets

tured stone detail and attractive curb appeal. Impressive split level

floor plan create a spacious, comfortable living area. Bedrooms have

nice walk in closets! The lower level is partially finished with a family room and master suite. Enjoy the neighborhood park across the street with gazebo!


with large double garage. The upper level is spacious and open with and wonderful granite countertops. There are plenty of outdoor entertaining areas including a 12x26 deck and patio. Kick up your feet and enjoy a glass of wine and the fabulous views!


Clearwater $187,900 | #4155998

Well-maintained 4-level home built in 2004 on a large corner lot. Huge patio, lower level family room with wet bar. Lots of sunlight inside!

Buffalo $169,900 | #4324357

Custom-built, open and spacious home with covered deck, main level laundry, master suite, potential for lower level rental. Friendly area!

South Haven $89,900 | #4312663

Annandale $299,900 | #4187156

Maple Lake $274,900 | #4329634

Cokato $99,900 | #4316827

Neat and clean 3 bedroom home, completely remodeled. Front and back porch, main floor laundry. Large lot with 30x40 pole building.

Retreat to a charming 5-acre hobby farm, with a remodeled four bedroom home and great outbuildings including a wonderful garage/shed.

Clean, updated 3,500 sq. ft. home on 6+ acres just a few miles to town. Four bedrooms, 2 fireplaces, new 10x31 deck. Guest house, horse barn.

One owner, one level townhome. Double attached garage, nice location near to grocery store. Well-kept complex, concrete drive, ample parking.

joi n u s on fac e b o ok

We appreciate all of our Facebook fans. If you aren’t already a fan, look us up! This is a great, casual way to stay in touch with us by following our involvement in the community, fun things we’re up to, and news that is new and important in our field. Many of our agents have Facebook pages too, if you want to connect with them personally!

www.oakr e al ty m n . c om


Becker $199,900 | #4179360


Perfectly maintained 4-level home on a large lot. Main level walks out to a stunning patio w/fireplace, built-in grill, firepit. Near Hwy 10.

Clearwater $89,600 | #4324519

Spacious 2004 2 bedroom modular home. Vaulted ceilings, skylights, fresh paint, new roof. Unfinished basement for another bed and bath.

Maple Lake $124,900 | #4198454

Maple Lake $119,900 | #4004793

Annandale $95,000 | #4324585

Waverly $119,900

5-acre hobby farm in a great location. Exterior of the home recently updated. Beautiful country setting, with room to add a shed/garage.

Perfect starter home with two bedrooms, single attached garage, basement ready to finish. Fresh paint, new carpet, hardwood floors!

Watch Property Trailers on

When you see this symbol

Well maintained duplex with two spacious apartments. Live in one and rent the other, or rent both. Located in the heart of Maple Lake.

Charming 3 bedroom 2 bath home with large lot. Spacious deck and convenience of main level laundry. This one is sure to please!

[ next to a property description, it means you can view a Property

Trailer for that home on our YouTube Channel! Visit Or

if you’re looking at the digital version of our portfolio, go ahead and click on the icon. It will take you directly to that property’s trailer. They are a fun way to take a tour. Have you seen one yet? 30



B caught Upside down on your house?

We can help.

If you have questions about short sales, give us a call. Our experienced staff can guide you through the process and provide you with the resources you need. Annandale 320.274.5737 | Maple Lake 320.963.2088


Since 1974

LAND thinking of building?

3.4 Acres, Camp Lake

10 Acres, South Haven

This lot on the South side of Camp Lake (also

Beautiful 10-acre parcel just off County Road Perfect building site for your dream home!

ture trees and located on a dead-end road in

rolling hills. Tucked away from the main road, this secluded property one of its kind. Sloped

$99,900 | #4051779

known as Lake Henry) is covered with maa quiet neighborhood. East-facing lakefront

lot with wonderful privacy, that also overlooks a pond. Great fishing!

$79,900 | #4135210


$22,900 | #4319335

2, South of South Haven. Mature woods with Mature trees and pond in the backyard make

this lot offers a very private spot to build your lot is perfect for a lower level walkout. Buy dream home and enjoy an abundance of nature now and build in the Spring. Conveniently surrounding you.

located just minutes from I-94.

66 Acres, South Haven

Hunter’s Cove, Annandale

South Haven

66 +/- acres of scenic rolling hills. Build in the

A quiet cul-de-sac with views of Pleasant Lake,

Gorgeous wooded, 1.6-acre lot. Quiet and

winds through part of the property.

to town, schools, park. Your builder or ours!

home. Close to Fairhaven.

$259,000 | #4313318

woods or out in the open. Clearwater River

Lots from $18,900

now open to any builder. City sewer/water, walk

$29,900 | #4112590 secluded location to build your new country

Hunter’s Path, Annandale

St. Michael

Views of Lake Sullivan

Build at the end of a quiet cul-de-sac in Hunt-

55-acre parcel, 47 acres tillable. Zoned agri-

Privacy is yours and beautiful views. Heavily

1-acre. Neighborhood of quality-built homes.

rented out. Rolling land, within city limits.

et, dead-end road. Calling the nature enthusiast!

$59,900 | #4017357

er’s Path. Great in-town location. Wooded,

$484,900 | #4178986 culture, with homestead on property, currently

$29,900 | #4112591

wooded 1/2-acre lot, ready for a new home. Qui-

10 Acres, South Haven

Sauk Rapids

10 scenic acres set on the Clearwater River.

Private hunting preserve. 80 gorgeous acres of

Getaway lot, perfect for an RV or camping! Not

erty borders state land. Excellent hunting.

beautiful building sites. Will sell as 40’s also.

Clear some trees and have a great camp site!

$89,900 | #4313338

Build in the woods and enjoy the view! Prop-

$300,000 | #4164163 woods and water. Keep it to yourself or split into

Lake Marie Access $8,000

buildable. Ingress and Egress to Lake Marie.

Limestone Trails Limestone Trails

8 Acres, Clearwater


Four lots available at Limestone Trails. Large

Buildable and beautiful 8-acre corner lot with

Build your dream home on 40 acres and enjoy the

outlot and lake access. Ideal for nature lovers.

is already on the property.

preserve. Prime land, bordered by county roads.

From $44,900

acreage lots with mature trees, trails, 25+ acre

$79,000 | #4187939 mature pine trees. Easy access to I-94. A well


wildlife or use the acreage for your own hunting

56 Acres, South Haven

Cedar South, Clearwater

9+ Acres, Clearwater

56 acres of rolling hills and some of the best

Oversized city lots in a great neighborhood

Rolling acreage with spectacular countryside

Shau Valley - State Wildlife Mgmnt Area.

Lots are 1 block from the park.

homes. Close to I-94. Numerous building sites.

$190,400 | #4313345

hunting land in Wright County. Borders the

From $19,900

with easy access to St. Cloud or the metro.


views and wildlife. Area of newer, prestigious

South Haven

Market Retreat, Annandale

South Haven

From $65,000

$49,900 | #4192817

Great views of the Clearwater River from

Large country lots located between Annandale

Level 1/2-acre lot, with approximately 75’ of

through Grass. Sewer and water hook-up.

Close to Hwy 55, town, and golf course.

Grass into Clearwater Lake. Great views!

$39,900 | #4193237 this 1.5-acre lot. Access to Clearwater Lake

and Cedar Lake. Quiet, wooded development.

www.oakr e al ty m n . c om

Clearwater River frontage. Access through


Hunter’s Cove Silver Creek Heights, Maple Lake


Hunter Lake Bluff, Clear Lake

Upscale development offering private lots open

1.87-acre lot on the SW edge of Annandale.

7 scenic residential lots ready for your new

districts. Call for full list of lots/acreage/prices.

conveniences of town just blocks away!

Lake. Each approximately a 1/3 acre in size.

From $49,900


to any builder. Near I-94, choice of three school

$49,900 | #4005322 Build with privacy and elbow room, with the

From $19,900

home, located just off Highway 10 in Clear

10 Acres, Annandale



Buildable, 10-acre parcel. Great open land to

6 acres of heavily wooded land, very secluded,

Heavily wooded 5-acre parcel near Sugar

outbuildings. 2 miles from town, country feel!

cess to I-94. Two 6-acre parcels available.

tract for Deed financing available.

$89,900 | #4312226

build a dream house, with room for shed or

$71,000 | #4172721 with some ponds. Abundant wildlife! Easy ac-

$83,500 | #4192326 Lake and. Driveway in. Great hunting! Con-


Silver Creek

Annandale, Highway 55

Private country lot! 1.5 acres, with mature

Private, 3-acre country lot, perfect location for

3.5-acre lot with 675’ of frontage, and few limi-

to build your new home. On a quiet road.

views. Located on a quiet, dirt road.

on the South side of highway.

$35,000 | #4038618 trees, a great location for the nature enthusiast

$59,900 | #4039249 a new home. Overlooks a pond with wonderful

$199,900 | #4101681

tations. Excellent visibility! New development



Heritage Park of Kimball

26 Twinhome lots in the new Heritage Park of

Prime acreage in a great location, 1 mile off

28 oversized, single family lots available in this

and gutter are in. Views of Powder Ridge!

approaches. Develop now or later!

Ridge. Quick commute to St. Cloud!

$399,900 | #4175032 Kimball development. Utilities, blacktop, curb

$215,000 | #4153673 I-94. Approximately 8 acres is wooded. 2 road


new “green” neighborhood! Views of Powder


Meadows of South Haven


Three nice lots in the City of Cokato, ready for

7 lots available in Meadows of South Haven,

Rolling, wooded 1.8-acre lot on the corner of

of Swanson and 3rd St. Your builder or ours.

for Deed terms.

walkout site, close to parks and lakes.

From $17,900 your new home! Beautiful trees mark the corner

From $54,900

ranging from 3 to 3.9 acres. Excellent Contract

$29,000 | #4120820 Cty Rd 6 and 70th. 2 miles to town. Great

South Haven

Southbrook Golf Course, Annandale

South Haven

Two beautiful lots, 4.46 acres and 3.61 acres.

Beautiful building site on the 4th t-box and

Scenic, heavily wooded 2.1-acre lot on a dead-

your dream home in this spectacular setting!

on a quiet cul-de-sac. Build your dream home!

erty. Near many area lakes.

$59,900 each | #4313378 and #4313380 Mature trees and pond, abundant privacy! Build 34


fairway at Southbrook Golf Course. Large lot

$79,900 | #4155590 end road. County land backs up to the propwww.oakr

A quiet development

of large country lots, located

between the City of Annandale and Cedar Lake. An ideal location for families or retirees, just a few miles from Annandale Schools and neighboring the scenic Whispering Pines Golf Course. Convenient access to Highway 55.

l o t 1 2 3 4 5 6 1 2 3 4 5 6






1 1 1 1 1 1 2 2 2 2 2 2

257x464x213x459 231x459x259x439 201x439x424x471 202x471x377x540 200x540x515x281 146x281x398x345 280x357x330x363 315x368x281x363 152x363x263x368 224x381x376x300 291x409x251x381 407x246x409x269

2.5 2.53 3.1 3.35 2.79 2.5 2.52 2.5 2.55 2.5 2.5 2.5

Ful l y Ful l y Ful l y Ful l y Ful l y Ful l y Ful l y None None Ful l y Ful l y Par tial l y

$109,900 $115,900 $119,900 $124,900 $127,900 $122,900 $99,900 SOLD! $65,000 $118,900 $118,900 $94,900

Excellent Contract for Deed f inancing terms available. Call today for more information.

Cedar South Final phase of development 1 block from the park Oversized city lots starting at $19,900 Use our builder or your own Easy access to St. Cloud or Metro Financing available

Gary Dagner Realtor速, GRI


of Clearwater

(320) 309-1739


commercial location, space, opportunity!

Main Street, Annandale

Downtown Clearwater

Charming red brick storefront in a prime lo-

Make your dreams a reality in this charming Built in 1895, this landmark downtown prop-

foot traffic makes this a great location for of-

from the Mississippi on Clearwater’s historic arriving by train. Last operated as a B&B, it

$39,000 | #4315739

cation in downtown Annandale. Abundant fice, retail or service! 768 sq. ft., open, with an updated interior. Bring your ideas to Annandale’s charming, canopied downtown, the options are endless!

$85,000 | #4325636


$189,000 | #4150506

and tidy commercial building. Located across erty welcomed Annandale’s earliest visitors

Main Street. The newly remodeled interior offers 12 guest rooms, a fabulous commercial

boasts beautiful oak floors and Anderson kitchen, spacious dining room, beautiful bar windows that let in plenty of natural sunlight. and lobby, and adjacent outdoor space for garBring your ideas!

den or dining. Read more on Page 38.


$189,000 | #4150506

Fantastic opportunity to be part of history! The Historic Thayer Hotel offers 12 guest rooms, all with private bathrooms and unique decor. The

commercial kitchen is fully equipped including a 6 burner gas Wolf Range/Oven, Captive Aire hood-vent system, Alto-shaam Halo Heat oven,

several Victory freezer/refrigerators, Hoshizali Ice Maker, DCS Grill, exterior walk-in cooler and more! The bar has two Beverage-Air Coolers, Superior Beverage and Keg Cooler with tap, Manitowac ice maker and Supemetal 3 compartment sink with bottle wells, seats up to 8 with an

additional lounge area nearby. The dining area is large enough to accommodate 50 plus guests, with potential of 2 separate private dining areas for small private parties. Beautiful gardens and an area for outdoor dining to treat your guests in style. Property includes 3 PID’s and has plenty of parking. Previously operated as a Bed and Breakfast. Located right on Highway 55 in Annandale!



Personal Storage Condominium $70,560 | #4145805

Annandale $699,900 | #4182921

Annandale $69,900 | #4129691

Chanhassen $1,500,000 | #4127518

Highway 55 $199,900 | #4101681

Monticello $149,900 | #4327227

Storage condo complete power, heat, 16 x 14 overhead door with opener, and 16’ side walls. Perfect for storing year-round recreational toys.

Commercial lot on East side of Annandale. Great road frontage just off busy Highway 55. Level, open lot. Nice location for any business!

Parcel has 675’ of frontage on busy Hwy 55. 3.5-acre lot has few limitations. Excellent visibility. Development underway on South side.

Great business opportunity! 20,000 sq. ft. warehouse with 8 overhead doors, 3,200 sq. ft. showroom with offices/conference. Just off Hwy 55!

Turn-key auto salvage business on 5+ acres. Includes land, business, buildings, equipment and inventory. Approximately 750 vehicles.

Excellent .36-acre commercial lot, with frontage on busy Broadway Street, easy on/off I-94. High traffic. Close to hospital, large stores.

commer c ial opp ort un i t i e s

If you are interested in commercial or investment property in the greater Heart of the Lakes Area, there are a number of lots, existing buildings, and multiple-unit locations that could be a perfect fit for your new or existing business. We also represent opportunities in

larger communities like Monticello and St. Michael, where I-94 is at your doorstep. Give us a call and get set-up on a search if this is a market you’re watching.

www.oakr e al ty m n . c om


Personal Storage Condominiums $52,640 | #4146947

St. Michael $379,000 | #4184045

Annandale $99,900 | #4180337

Cokato $395,000 | #4310211

Monticello $719,900 | #4327229

Winsted $279,900 | #4146663

Got stuff? Own your own storage condo! Power, heat, 16x14 overhead door with opener, 16’ side walls. for more info.

Numerous potential development possibilities. Beautiful .84 acre lot, in great location. 5,000 sq. ft. brick building with newer metal roof.

Excellent 1.8-acre commercial lot with easy access to I-94. Located in a busy part of town with high traffic, close to large stores and amenities.

Fantastic business opportunity! High traffic road, great visibility from 241. Pumps and canopy are removed. Near a large retail center.

Commercial opportunity in the heart of town. Great location with high foot traffic. Established businesses currently leasing. 8 units.

Great multi-unit commercial building in the heart of town. Four units, all full with long term leases. Nice exterior, 12,000 finished sq. ft.

i nt er e st ed i n pur sui ng r e al e stat e as a pr of e s s ion ?

Are you self-driven? A team player? Interested in real estate? If you are familiar with the Heart of the Lakes Area, and have or have thought about getting your real estate license, come talk to us. We are a fast-paced group of professionals who work independently but value how the team and company function as a whole. We are the area’s oldest brokerage, now in our 38th year. Call 320-274-6363. 40


French Lake Auto Parts


A world leader in the automotive recycling business since 1956, French Lake Auto Parts is located 60 Miles west of the Twin Cities, with over 84 acres and 6,000 +/- vehicles that range from the early 1900’s to the present. The company is well-known for its large inventory of antique parts and large inventory of late-model parts. They also offer customers many rust-free parts and rebuildables shipped in from Arizona. They specialize in hard to find classic auto and truck parts along with a large selection of quality, affordable used cars, trucks, SUV’s and classic cars for sale. While 60 percent of its customers are located within Minnesota, FLAP also ships nationwide and worldwide. Welcomes 250-300 walk-in customers on a typical Saturday. This family owned and operated company is celebrating its 56th year in the auto parts, vehicle recycling and car sales business. Includes: Land, buildings, business, inventory, equipment.

www.oakr e al ty m n . c om


lake maps Explore and enjoy area waters

City Park, Beach, Fishing Pier, Public Access

599 acres

3 Public Access, Fishing Pier

City of Annandale

pleasant lake


Clearwater/Pleasant Regional Park

3 Public Access

french lake 346 acres

Grassy Island

granite lake 404 acres

3 Public Access

lake john 443 acres


Public Access

3 Public Access

3 Public Access

cedar lake 790 acres


Public Access

784 acres

maple lake

Public Access


Public Access

3 1,025 acres

lake francis


Bell Point

sugar lake 1,020 acres

indian lake 3

Public Access

141 acres

Public Access


n ne l

west lake s y lv i a l a k e s y lv i a 1,573 acres

(both lakes combined)

Lake Sylvia Peninsula

Bull’s Island

3 Public Access

otter lake

3 Public Access

Bungalow Island

3 Public Access

l a k e au g u s ta 187 acres

grass lake

bass lake 227 acres


Public Access

The Narrows

c l e a r wat e r l a k e 3,158 acres


School Section Lake

Grass L Otter Lake

f a i r h av e n


Lake Caroline Lake Louisa

Lake Marie

Clearwater River

Lake Augusta

Clear La

Clearwater River

s o u t h h av e n

Lake Betsy

Pleasant Lake Lake John

Lake Union


Lake Sylvia Pickerel Lake Moose Lake

Lake Francis French Lake Dan’s Lake

Granite L North Fork Crow River

water River

Limestone Lake


Bass Lake

Sugar Lake Silver Lake

Indian Lake

rwater ake Millstone Lake

Cedar Lake

Mink Lake Somers Lake Lake Mary

Swartout Lake

Maple Lake maple lake

Albion Lake Henshaw Lake

Ramsey Lake

Lake Rock Lake

Your Guides to the Heart of the Lakes w w w . o a k r e a lt y m n . c o m

Heart of the Lakes Property Portfolio | Winter 2013  
Heart of the Lakes Property Portfolio | Winter 2013  

Real estate opportunities in the scenic Heart of the Lakes area of Annandale, Minnesota. Offered by Oak Realty, the area's oldest brokerage....