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Heart of the Lakes property portfolio


summer 2010


Since 1974

Summer in Annandale Back in 1971 my parents purchased the laundromat on Main Street in Annandale and one in Kimball. My folks packed the family up and moved to Annandale. What a great move they made. I remember riding my bike to Swappers Meet to look for a great bargin, or to the

public beach where they had a swimming tower and we would play submarine tag. I remember driving a corvette in the Annandale parade

when I was 17 years old with a queen candidate on back. I remember watching my son holding the flag as a boy scout marching in the parade. I swam in Pleasant lake as a kid and had the pleasure of watching my two sons do the same as they grew into young men. I’m so thankful I was able to raise my family here.

Annandale’s Fourth of July parade will be its 121st this year, and I have not missed one since 1971. Oak Realty is celebrating its 36th year

in business and I’m truly grateful for my Oak family, they are a great group of folks. Thinking back, I remember making my very first real estate deal some 24 years ago. I am so thankful we are having a great year in business and thankful we have the work. Annandale is a great place to live, work, play and invest. Enjoy the summer! Please stop in and say hello when you take a break from the lake.

- Steve (Brugge) Bruggeman, Owner

Table of Contents lakeshore

General Contact 4

annandale office




lots & land


maple lake office



area map


p [

ta k e a v i rt ua l to u r wat c h a p r o p e rt y t r a i l e r

Find us on Facebook! [ cover photo ] Loon pair on Clearwater Lake

320.963.2088 by email online

Visit our YouTube Channel

The Oak Team

steve bruggeman don bruggeman Broker, Realtor®, gri, crs (320) 274-6363

Associate Broker Broker, Realtor® (320) 980-2445 (320) 274-5737

dean hoglund

gary dagner

mike mcnellis

carla sundblad

justin wisner

charlene wurm

t o m g ay

amy mcnellis

tiffini kiebel

angie wisner

amy miller

Realtor®, gri, wcr (320) 493-1361

Realtor® (763) 464-2048

Realtor®, gri (612) 226-6649

Office/Marketing (320) 274-5737

Realtor® (612) 759-0631

Marketing (320) 274-5737

Realtor®, gri (320) 309-1739

Realtor® (320) 492-1641

Realtor®, gri, lmc, reo specialist (320) 266-0198

Realtor® (612) 963-4190

Lakeshore ear ly spr ing 2010 | w w w.oakr ealt y

Lake Sylvia

$974,900 | #3891833


Exquisite home that offers everything you could ask for, with no detail overlooked. Walk in to a vaulted great room with spectacular views of the water. Along with a two-way fireplace, and wet bar, the great room includes a sliding glass door to a huge deck. The master suite on

the main level includes a gas fireplace, deck, and a private bathroom with jacuzzi tub that is nearly the size of the bedroom itself. You will

be amazed with a kitchen that features stainless steel appliances, cherry wood flooring and cabinets, a walk-in pantry and granite counter-

tops. Be the entertainer of the year with a lower level recreation room with pool table and wet bar. The upper level offers more great views

and tons of space including a den, office with spacious built-ins, family room with a gas fireplace and deck, bedroom and full bathroom. Boulder landscaping, boat house, firepit, mature trees, and 95’ of premiere shoreline make this property more than you could ask for!



Lake Sylvia p $568,000 | #3935337

Beautiful, well maintained home on one of the finest lakes in the

property is sure to impress. Open floor concept is perfect for entertaining guests. 80 feet of hard bottom lake shore and 18 x 22

boat house deck, makes enjoying the lake a breeze. Emerald green

grass covers this level lot which is bordered with mature trees. Enjoy the gentle call of the loon or chirping birds in the fabulous

3-season porch. Features include: 2 fireplaces, 2 spacious decks, main level laundry and screened in porch.

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area. With lake views from nearly every room in the house, this

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French Lake $299,000 | #3912024 Come home to 150’ of level shoreline on 335-acre French Lake. Ideal North shore

doors to the upper level deck. Spacious and book case and storage area. It also walks out level front yard with loads of elbow space

to the perfect level lakeside yard. Separate

location with cool breezes all summer long. for kids or pets to play. Lot size is 1.2 acres, kitchen in the lower level is perfect for a With over 1800 of finished square feet this with mature trees, including 2 beautiful mother-in-law unit or possibly even used 3 bedroom, 2 bath home is a perfect lake weeping willows, and has plenty of level

by two separate families. French Lake has a

sun awning, and multiple sliding glass doors “barn style” storage shed for easy access to

both white and black Crappies, so grab your

home property. Large lakeside deck with area in both the front and back yard. Nice maximum depth of 55 feet and is home to to the deck. Enjoy tons of light, fresh air, all of your water toys and yard tools. Lower

and soothing sounds from all 4 sliding glass level family room has a wonderful built in

fishing pole and start enjoying the lake.

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10 Acres, Pleasant Lake

$499,900 | #3861667


Breathtaking secluded country log home on 10 wooded acres. Enjoy a great open floor plan with 5 bedrooms and 3 bathrooms, perfect for a large family. Have a little extra privacy in your main floor master suite with a walk-in closet and private bath. A spacious kitchen has everything you are looking for including a center island and built-in phone desk, computer ready. Fall in love with amazing views from every corner

especially in the living room and lofted family room. Enjoy the Fourth of July fireworks and spectacular views from your gorgeous log deck. Perfectly landscaped yard with lovely walkways and mature trees that offer amazing privacy. Keep costs down with an energy efficient home

including an outdoor wood furnace and heat pump. Huge lower level walk-out is unfinished and ready to be turned into a great entertainment area. Enjoy 450’ of Pleasant Lake shoreline, privacy and seclusion yet town is just a mile away.



Clearwater Lake $164,900 | #3933898

Enjoy cabin life on beautiful Clearwater Lake without the uplaxing. This recently updated 2 bedroom, 1 bath condo is perfect

for a summer and winter retreat. Enjoy your private deck and

balcony, reading a book while taking in the pool and lake views. Home has a cozy wood burning fireplace which will make cool winters toasty warm. Many shared amenities including: heated outdoor pool, sandy beach, docks, 17 acres, and a party room.

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keep allowing more time for boating, fishing, swimming and re-

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Turtle Bay (Clearwater Lake) $272,500 | #3883595 Walkout rambler with large, wrap around deck to enjoy the view. Private, treed lot with 2 detached garages. Connected to Clearwater Lake.

Lake Francis $219,900 | #3902067 Year-round cabin with two great decks to enjoy the outdoors. Slid-

ing glass door from the living room walks out to a spacious deck with unbelievable views and 60’ of sand shoreline. Newer roof, siding, windows, paint and carpet in the living room. Have more than Lake Sylvia $535,000 | #3923153 A beautiful view and 136’ of pristine shoreline - yours! Boat/bunkhouse with large deck overlooking the lake. Lot is approximately .5-acre.

enough room with a 60x175 back lot (.24 acres) and storage shed near the lake. Enjoy the mature trees, lake and privacy!

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Mink Lake $169,900 | #3594199 Charming seasonal cabin with many updates in 2008: new roof, siding, well/septic. Newer windows, bath, stove, water heater. Fully-furnished!

Grass Lake $139,900 | #3877288 Great 3-season cabin with resort amenities incl. beach, docks, outdoor pool, 17-acres of common grounds. Updated interior & exterior.

Pleasant Lake lot $399,000 | #3676574 Build your dream home on this level, nicely treed, 2.3-acre lot. Great location, just a few miles North of town. Sunrise and sunset views!

Lake Sylvia $449,900 | #3919674 Very private 3/4-acre lot with 190’ of shoreline. Oversized newer double garage, old cabin on the property, plus boathouse at the water’s edge.

Indian Lake $319,900 | #3933312


Gorgeous home with the privacy you have been looking for and

beautiful mature landscaping. Have plenty of room for everyone

with three bedrooms. The spacious kitchen has all the appliances you need to entertain on the summer weekends at the lake. Huge master suite boasts a walk-in closet, oak floors and sliding glass

door to patio. The three season porch will be your favorite spot to

sit back and enjoy the views. Enjoy the comforts of a ceiling fan, electric heat, vaulted ceiling and door that walks out to your lake-


side deck. Call this peaceful setting your home or getaway!

Lakeshore ear ly spr ing 2010 |

$649,900 | #3837583


A magical lakeshore getaway hidden in the trees on 76’ of beautiful sandy Clearwater Lake shoreline. A retreat for the whole family and

a haven for the kids with separate spaces for everyone in a central carriage house, play house, garden/tool shed and cabin overlooking the

lake. Wander through trails in the woods, and along lush landscaping that surrounds the home. Four bedrooms offer room for all of your guests. Enjoy privacy with a well maintained yard with gravel walkways and a private driveway lined with mature trees. The home is unseen from the road. Hot tub with lake views and sunsets across the area’s largest lake. At 3,000+ acres, Clearwater is well known for excellent

fishing, quiet bays, and the space to head out on the lake for the day and never see the same area twice. Back on shore you have one of the

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Clearwater Lake

nicest beaches around. This one of a kind home is a blend of the present and the past, and is ready for you to be its future!

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Lakeshore ear ly spr ing 2010

Lake Sylvia

Lake Sylvia

$349,900 | #3652377

$529,900 | #3872140

Scenic lot in the quiet Northridge Addition on beautiful Lake Syl-

This completely remodeled year-round home is on the shoreline of

the lake. Build your dream home in the trees overlooking 232’ of

12x16 side deck. The interior features a beautiful new fireplace, new

via. A 1.2-acre, wooded parcel with spectacular hillside views of shoreline in Madsen’s Bay. Serene, dead-end drive makes this an

ideal location for total relaxation and an escape from everyday life! Northridge residents also share a private boat launch.


premiere Lake Sylvia. Enjoy the summer days on your 10x28 deck or Maple cabinets, tile floor, an updated kitchen, upper level loft that

overlooks the living room and so much more! Beautiful views and spectacular boulder landscaping complete this waters edge retreat.

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Cedar Lake

$498,900 | #3858926


Entertaining made easy! Enjoy a spacious kitchen and dining room

with stainless steel appliances, hickory cabinetry, and granite countertops. A mud/laundry room with tile floors and built-in lockers

is great for coming off the lake. Cedar ceilings, wood plank flooring

and tons of windows facing the lake. Spacious lower level walkout includes a family room, ¾ bath and dry bar. The master bedroom has vaulted ceilings and amazing lake views. You’ll appreciate the

wrap-around deck, boulder landscaping, fire pit, and granite steps

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with a stamped concrete sidewalk leading to the sandy shoreline.


Lake Sylvia

$849,900 | #3912095


The perfect summer getaway or year-round home! Two bath-

lower level. Beautiful knotty pine throughout the home provides a cabin feel. Entertain and dine in a great kitchen with a break-

fast bar and a huge formal dining room with amazing lake views. Step out to a wonderful wrap-around deck. The lower level boasts

a spacious family room, entertainment room, ¾ walk-through

bathroom and a newly remodeled master bedroom. Spacious patio, 100’ of sandy hard bottom shoreline, and a huge beach.

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rooms, four bedrooms and tons of living space with a walk-out

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Sugar Lake $799,000 | #3835379


Lake Sylvia $699,900 | #3911771

Gorgeous 1 1/2 story distinctive brick home. Lovely vaulted foyer

Spectacular full walkout chalet with breathtaking views from the

glass doors with balcony, walk-in closet, can lighting, French doors,

sand beach and 4 acres of privacy. Inside you’ll find vaulted ceilings

and marble floors. Amazing master bedroom with vaulted ceilings, and private master bath. Level lot with boulder landscaping, large stamped concrete patio and 131’ of great lakeshore. Spacious triple garage with oversized tuck under and heated floors.

wrap around deck. Enjoy swimming, fishing and boating, 100’ of

and maple wood floors, large upper bedrooms with walk in closets and French doors leading to a deck with more great views. Beautifully landscaped yard with gardens and cobblestone walkways.

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Come & Stay Experience the Heart of the Lakes finest waters with a vacation stay in a luxurious waterfront home, available to guests seeking a getaway to an exceptional lake country setting. Come, stay and see what the beauty of this area is truly all about.

6 2 2 5 p i l g e r av e n ue n w, a n n a n da l e Set on 4 private acres of the reknown Lake Sylvia Peninsula, this spacious waterfront home is available for year-round enjoyment. Its thoughtful floor plan comfortably accomodates up to 8 adult guests. Families with children, don’t pass it by. With an expansive

lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play. You will enjoy the crystal clear

waters of the private swimming beach, the beautiful apple orchard and mature trees, and certainly the home itself. A gourmet

kitchen and full screened porch allow you and your guests pleasant outdoor dining rain or shine. Gathering spaces throughout invite you to relax, rejuvinate, and reconnect with family and friends. Isn’t it time you treated yourself to a week away? Contact us for a full list of amenities for this home and other luxury vacation rentals in the Heart of the Lakes.

Rental Inquiries & Availability


hom e s @ oa k r e a lt y m n . c om

Lakeshore ear ly spr ing 2010 |

$387,900 | #3698068

Built in 1998, this beautiful four bedroom lake home is set on a mature lot with 100’ of lakeshore. With over 3,000 finished square feet, home

has room for the whole family. It has tons of fantastic features including vaulted ceilings, two gas fireplaces, hardwood floors, six panel doors and 3 car garage. The fabulous 3-season porch is perfect for entertaining or listening to the calm and serene setting. Home has many built

in features that make it a real gem including: built in desk and master bedroom vanity. Master bedroom has huge walk in closet and walk through bath with separate tub and shower. Open lower level family room has lots of light and walks out to lake side patio. Convenient main

level laundry, maintenance free siding and in ground sprinkler system making living easy. Spacious yard with mature trees, lilac bushes, rasp-

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Crooked Lake

berry patch and room for a bonfire pit. Stairs lead to environmental friendly Crooked Lake where fishing, fun, and relaxing times await!

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Lake Sylvia $624,900


Updated year-round lake home on the water’s edge! 93’ of flaw-

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less Lake Sylvia shoreline, expansive lakeside decks to enjoy nightly sunsets. New kitchen with granite countertops, vaulted

living room, casual dining with fireplace. Numerous decks and

patio space offer all the space necessary to relax and entertain, and the views of the lake are spectacular. Many updates throughout the home. Beautiful master suite with walk-in closet and 3/4 bath. Abundant storage in tuckunder garage. Nicely landscaped


shoreline. Ready to have and enjoy!

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Lake Sylvia

$1,195,000 | #3847173

This unique copper timber framed home is


lighting, tile and wood flooring, and slate

perfect for the whole family with four bed- counter tops. Entertaining is made easy with

mature trees and a spacious flagstone patio. Watch the seasons change on your very own

rooms and three bathrooms. The spectacular a spacious lower level including huge bed- rounded deck overlooking the lake. There is custom architecture including vaulted ceil- rooms, bathroom and a recreational area with

an idyllic cove in the shoreline, a perfect area

ings and a beautiful wall of glass will take

an abundance of lakeside windows. Retreat

home with all the extras including a central

vent for all of your outdoor cooking during the Lakes with 97’ of premiere Lake Sylvia

your breath away. You can finally have a

for kids to play in the sand or picnic along-

to a three season porch with an overhead side the water. Enjoy the best of the Heart of

vacuum system, ceiling fans, an energy ef- those calm summer nights. Take a walk out- hard bottom lakeshore. ficient geothermal heating system, specialty side and enjoy amazing boulder landscaping,

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Sugar Lake

$384,900 | #3674943

p[ ing, or a garden shed. Just north of Maple

was built in 1974 and has a gorgeous wa- tertaining on those rainy or hot summer

on 1,015 acres of sparkling water with 8’

water, and 80’ of shoreline with water that

hanging on your wall? Get your gear ready,

Lake! This beautiful, three bedroom home with a large recreation area, perfect for en- Lake, Sugar Lake offers ultimate recreation terfront and view. Ideal level yard along the

days. Grab your morning coffee and enjoy clarity. Looking for that prize fish worthy of

is crystal clear. Set on a quiet, end of the

bonfire on a clear and calm July night at the

road lot, this home boasts two fireplaces, a

the views from your lakeside deck or build a

Sugar Lake is Wright County’s only Muskie

water’s edge. Need a little more room? The lake! Maple Lake School District.

basement kitchenette, a new 10x32 lakeside septic system is located on an extra lot across deck, beautiful mature trees and fabulous the road, offering more space for play, park-

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A sweet opportunity on well-known Sugar landscaping. The basement is fully finished

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Lake Francis $625,000


This elegant home was designed for lakeshore living. High qual-

ity craftsmanship is visible throughout, with no detail overlooked. Take in the view of your shoreline from a wall of glass. The great room is sure to impress with a stunning two story fireplace and wood vaulted ceilings. With spacious room sizes that include

walk-in closets and a separate guest cabin with a full kitchen, you will be able to invite the whole family to stay the weekend. Stun-

ning paver brick patio and fire pit by water’s edge truly makes this home everything you are looking for in a waterfront home!

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Lake Sylvia

$649,900 | #3898962


Beautiful lake home with amazing views of Lake Sylvia. You’ll

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love the vaulted ceilings and wood burning fireplace. Spend re-

laxing evenings in the sauna, three season porch, hot tub or on one of the many decks. Entertain with a wet bar and living area

on the lower level. 24x24 detached garage with new door and bunk house, plus 12x20 boat house. Beautiful lakeside lawn, and

145’ of sandy lakeshore, perfect for swimming or just catching a

tan. At over 2,600 finished sq. ft., this will be a home everyone can relax in and enjoy.

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Under the Water Tower!

110 Star Street, Maple Lake Open 7 Days a Week (320) 963-6660 French Lake $199,500 | #3908648


Sunrise and sunset, you get them both with this property. 300+ feet of level shoreline ready for fun! Large lakeside entertaining area perfect for gathering with family and friends. Two large lakeside rooms

walk out to a large deck. Living room has a cozy, wood burning fireplace. All living facilities are on one-level! 1+ acre to play any type of

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outdoor activity. A great lakehome to make lasting memories.

Lakeshore Cokato Lake $159,900 | #3856386 Alluring building lot with gentle slope to 539-acre Cokato Lake. 150’ of lakeshore. 45 minutes to the Metro. Stocked with walleyes in 2008.


$189,900 | #3922668 It’s a little slice of heaven! Beautiful level lake lot with 75’ of sandy beach. Hard bottom, perfect for all water activities. Lush green

grass and several mature trees for just the right amount of shade. Enjoy a screened porch, maintenance free decking and glorious

lake views. Park Model is like brand new, completely furnished, equipped with gas appliances, furnace and central air conditioning.

$429,900 | #3917508

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Cedar Lake


Bathroom has customized cabinets for additional storage.

Mink Lake $95,000 Over a half acre lot on Mink Lake. Level, with 105’ of lakeshore and mature trees. 300 sq. ft. cabin on the property.

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Lake Augusta


Step on in to your very own secluded Cedar Lake home. Enjoy a main floor bedroom and lofted master bedroom with a master

bath. This home has 3 bathrooms all having great tile or marble

floors. Grab your morning newspaper and enjoy the breeze on a spacious 10x24 screened porch and connected 12x10 deck. Home

has over 2,300 finished square feet. The mature, level yard has

plenty of room for your summer get-togethers. With 93’ natural shoreline there is nothing left to wish for!

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Lakeshore p

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French Lake $199,500 | #3895260 One level living at its finest! Spacious floor plan with hardwood floors and tile, huge master with gas fireplace. Vaulted family room.

Clearwater Lake $299,900 | #3900156 Charming seasonal cabin on the water’s edge. Brand new siding, nice wrap-around deck, stone fireplace, master with sliding glass door.

Clearwater Lake $215,000 | #3909502 Updated, neat and clean year round home on the West end of the lake. Room for all to play, fish, relax. Walk to bait shop and 2 supper clubs.

Lake Minnie Belle, Litchfield $420,000 | #3676217 Secluded 2.4-acre lot with 600+ feet of level, hard bottom shoreline. Private lagoon for use. Fantastic lake, a great spot to build your home!

French Lake $498,900 | #3858926


Luxurious home with 142’ of shoreline, four bedrooms and three

bathrooms. Spacious floor plan with a master bedroom that fea-

tures sliding glass doors to a 13x64 stamped concrete patio with

an amazing view. Enjoy a master bath with jacuzzi tub, large walk-in closets and all the extras. Fabulous custom kitchen with granite counter tops, walk-in pantry, center island. Too many upgrades to name them all! Beautifully landscaped, this is a perfect private lakeshore setting.

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New Clearwater Lake Maps Includes Lake Augusta, Otter Lake, Grass Lake & Bass Lake

Stop in for a limited edition 24x20 wall-sized print

Last in series! Others still in stock include:

Pleasant Lake/Lake John

French Lake

Sugar/Indian Lakes

Cedar Lake

Granite/Camp Lakes

Lake Sylvia (only a few remaining!)

Residential ear ly spr ing 2010 | w w w.oakr ealt y

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Beautiful Log Retreat, South Haven

$499,900 | #3896449


A truly breathtaking country home nestled in mature trees with a private asphalt drive. Enjoy the view of wildlife on your very own rap

around long railed deck. Meticulous landscaping with stone walls compliments the spectacular cedar siding. With a three car attached garage and a 36 x 56 pole shed you will never run out of room for your toys. A great spacious kitchen with stainless steel appliances may

just be what you were looking for. Get away from it all with your own master suite with a whirlpool and walk-in closet. With a two-story vaulted ceiling and spectacular windows you will never miss a sunrise. Along with 5 bedrooms, 3 bathrooms and separate walk-out lower living quarters there is plenty of room for the whole family! Enjoy beautiful landscaping and a huge level yard for all your summer games and bonfires.


Cedar Lake Views $209,000 | #3534249 Walkout rambler on scenic lot overlooking the lake. Deeded access just down the road. 3 main br’s, newly remodeled baths. 36x40 pole shed!

Clearwater $199,000 | #3852340 Northwoods living close to the metro! Very private, 3-acre lot. Live surrounded by towering pines and wildlife. Charming, 3 bedroom home.

Annandale $114,900 | #3619684 Charming 2 bedroom home in town. Numerous updates in recent years: roof, windows, paint, carpet and blinds. Large backyard with shed.


Annandale $299,900 | #3929826 Country living only a few miles from town! 2.5 acres, all living facilities on one level, no steps from the garage make this very accessible for all.

Watkins $133,900 | #3906474 Huge corner lot with well-maintained home. Recently-finished basement, insulated garage, upgraded appliances, jacuzzi tub. Take a look!

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Hanover $449,900 | #3872636 Gorgeous rambler, all one level. Large master suite, 10’ ceilings, in-floor heat throughout. Perfect setting on 5 beautifully landscaped acres.


Albion Township $219,900 | #3836915 Three bedroom home on nearly 4 acres, with newly finished basement, updated septic, interior, siding and roof. Heated 40x40 pole barn.

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Annandale $169,900 | #3852409 Twinhome in Hunter’s Cove. Quality-built, 1,400 sq. ft. two bedroom floor plan with vaults, huge master, attached double garage, blacktop.

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The Summer Lake Season

Annandale 320.27 Try our lake map pro

It’s what brought folks to Annandale a long time ago. For many it’s what living in Minnesota is all about.

Welcome to Summer, Heart of the Lakes.

320.963.2088 74.5737 | Maple Lake operty search at www.

you made it!


Since 1974

Residential ear ly spr ing 2010

Annandale $214,900 | #3921039


$164,900 | #3924226


Spotless country home set on 2 acres of mature landscaping, a

You will fall in love with the view of the 7th fairway and neigh-

kitchen with new side-by-side refrigerator, 3-season porch and

kitchen opening up to the living room and dining room is great for

great setting for a large family! Features five bedrooms, a large

attached 10x12 deck with storage below. Lower level family room

has newer carpeting. Enjoy a large laundry room with cabinets. Beautifully wooded backyard is the perfect setting for the kids


with plenty of room to play.

boring pond from this family home in Southbrook. A spacious entertaining. Lower walk-out level is ready to be finished to your

liking. Great convenience with a quick drive to town and school. Ideal neighborhood for families, and those who enjoy the sweeping views of a rolling golf course, and the game!

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A first of its kind development in the Annandale Area

ear ly spr ing 2010

Pintail Ponds


Bring your ideas - Your own builder!

Hwy 55

Each and every BayHome model given a price reduction.

BayHome and Single Family Lots available.

Ask about Contract for Deed options!

Excelsior/ County 5

Ash St.

Pintail Ponds

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New & Improved Pricing!

Downtown Annandale

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Residential p[

Dassel $149,900 | #3937333 Great location on a large corner lot. New development on the edge of town. Well cared for with modern updates and wood floors.

ear ly spr ing 2010

Annandale $155,900 | #3929420 New construction in Pintail Pond’s single family residential area! Split-entry style with a grand exterior appeal from the road. Two

bedroom floorplan with an unfinished bonus room - your spacious, future master suite, recreation or hobby room. A great design, new to the area. Models in other price ranges available. Call to learn

more about this exciting new development located just South of


town on County Road 5.

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Annandale $144,900 | #3859204 Wonderful three bedroom home on nearly a half acre in town. Backs up to acres of lawn and wetland, walking distance to all three schools.

South Haven $269,900 | #3856042

Nestled perfectly on 5.6 wooded acres, this picturesque modified

A-Frame is in immaculate condition. Many fantastic features in-

cluding a vaulted ceiling, wood burning fireplace, pergo flooring,

updated kitchen with cement counters and knotty pine cabinets, private master suite, and a loft with wet bar and built-ins. Brick

paver patio wraps around the exterior of the house. Enjoy a lovely garden with relaxing waterfall and pond. This ideal setting is be-

tween Annandale and Clearwater, making it a quick trip to St.

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Cloud and easy access to I-94.



Annandale $389,900 | #3860440 Country home surrounded by 5 acres of mature woods. Five bedrooms, 3 baths, master suite, 2 gas fireplaces, great deck. 64x40 pole building.


Annandale $164,900 | #3867860 Four bedroom home (three on one level), with vaulted ceilings, finished walkout basement, open floor plan. Southbrook neighborhood!


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Annandale $94,900 | #3914492 Great three bedroom rambler, bedrooms and laundry on main floor. Newer windows, huge 3-car garage, city walking path goes right by!


Kimball $199,900 | #3881474 Lovely country home on almost 2 acres. Spacious kitchen, walkout to huge backyard deck from dining room. Mature lot, mostly wooded.

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South Haven $99,900 | #3844951 Great 1-acre building lot with views of Lake Caroline. Quiet, dead-end road. Well and septic in. Large garage/shop already on the property.

Clearwater $139,900 | #3885030 Newer, well cared for end unit townhome with fantastic view. Nice deck, insulated garage. Carefree living awaits! Great location for commuters.

27 Holes of Championship Golf

Pro Shop 320.963.5500

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Residential ear ly spr ing 2010

Annandale $425,000 | #3922056



$259,000 | #3909511

Breathtaking property on 30 acres of heavily wooded land, bor-

Spectacular, quality-built home in a quiet neighborhood in town.

Hot Tub, Sauna, fireplaces, granite counter tops and stainless ap-

warmly invite you in. Formal and informal dining rooms, wonder-

dering Stanley Eddy Park. Secluded home with all the extras!

pliances. Exterior boasts cultured stone, boulder landscaping and

stamped concrete patio. All set up for horses with maintenance free fencing and 24x8 shelter with 2 box stalls and tack room.

From the large foyer to the spacious living room, this house will ful 4-season porch, and plenty of room for family and friends. Un-

finished basement is ready to expand your living space. Beautifully landscaped yard, nice mature trees, large deck to enjoy.

| w w w.oakr ealt y Not actual home. Similar as pictured.




$179,900 | #3887421

New construction in Pintail Ponds! Split-entry style with a grand

Beautiful three bedroom, two bathroom home in the Southbrook

finished sq. ft. You’ll love the master suite with walk-in closet, and

ings. The dining area has a sliding glass door to the deck which

exterior appeal from the road. Three bedroom floorplan with 1,340

private bath. Full basement ready to be finished. A great design, new to the area. Models in other price ranges available. Call to learn more. Pintail Ponds is just South of town on County Road 5.

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Golf community. Featuring an open floor plan with vaulted ceiloverlooks a pond. Huge lower level family room has ample space

for family activities. Over 2,000 finished sq. ft. Beautifully landscaped yard with in-ground sprinkler system.


Fairhaven $49,900 Quaint home in quiet downtown Fairhaven. Updated exterior, septic, well, furnace and more. Would make a great starter or rental house.

$299,900 | #3902458 The perfect country setting! Spacious home with great lower level entertainment area that includes a huge second kitchen. Main level

boasts vaulted ceilings and awesome views from a spacious deck. Great kitchen with stainless steel appliances. Your master suite also

includes a second private deck. Enjoy 2 ½ acres abundant with wildlife. Plenty of room for your toys with a 30x45 pole shed.




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Annandale $229,900 Distinctive, custom-built 3 bedroom rambler on a large lot. Elaborate 19x16 wrap around deck, bonfire patio, in-floor heat and heated garage.

ear ly spr ing 2010


Our Open House program is powerful but simple. We open more properties at one time that share a similar price, style or location. Sellers get more traffic. Buyers see more of what they want, and save time. For a full list of all area opens visit our web site: Click on Buyers > Open Houses

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Residential ear ly spr ing 2010 | w w w.oakr ealt y

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Maple Lake $149,900 | #3919825 Your new home is under construction on this large city lot! Choose flooring, paint colors, appliances! Close to amenities. Floor plan in office.

South Haven $315,900 | #3858659 New home to be built in the Meadows of South Haven. Walkout rambler, nice 3 acre lot, 1,860 finished square feet on the main level.

Darwin $79,000 | #3926546 Nicely cared for home in a small town setting. Corner lot with huge Oak trees, pleasant back yard. Clean home with recent updating.

Maple Lake $149,900 | #3922823 Affordable new home to be built on a beautiful lot with tree line in the back. Less than a mile off Hwy 55. Close to area lakes and parks.

Maple Lake $99,900 | #3596713 Three bedroom rambler in the heart of town. Nicely wooded lot, just 2 blocks to downtown. Walkout lower level. Great backyard for kids!

Maple Lake $144,900 | #3865174 Townhome living with the feel of the country! One level, with master suite, open living area, patio overlooking a pond, oversized garage.

Kimball $159,900 | #3683696 New home to be built in Heritage Park of Kimball. Learn more about this new development by visiting

Annandale $399,900 | #3909228 Wooded haven! Custom built home on 10 acres. Huge 30x36 heated garage plus 30x44 pole shed. Fantastic patio, porch, fire pit!



South Haven $249,000 Classic two-story on 2.7 acres, ready to move in! High ceilings, gas fireplace, luxury master suite. Access to Clearwater River and large outlot.

Annandale $34,500 Great family community to reside in. Nice kitchen with island, full appliances, three bedrooms, nice deck, and close to schools and town.

Annandale $139,900 | #3924453 Country rambler with private setting on dead end road. Wood burning fireplace. Updated roof, siding, windows & more. Great location!

Clearwater $154,900 | #3882014 Spacious 4-level in a great neighborhood. Large master, game day family room, approx. 2,000 finished sq. ft. One block from park. Ideal spot!

South Haven $259,900 | #3924579 Impressive country home on 3.46 acres. Hickory cabinets, tiled floors, whirlpool tub, upgraded appliances. 4-car heated attached garage!

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Annandale $79,900 | #3937498 Park model on scenic 4 +/- acre lot North of Annandale. Overlooks a pond, with beautiful views of the countryside.


Clearwater $349,900 | #3897386 Sprawling rambler, sure to impress. Quality throughout! 3,700+ finished sq. ft., beautiful stone fireplace, wrap-around porch, close to I-94.

ear ly spr ing 2010



Annandale $324,000 | #3821892 Elegant custom built rambler near Whispering Pines GC and Cedar Lake. Host the big games in lower entertainment level. Master suite!



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Lots & Land

Cedar South

of Clearwater

ear ly spr ing 2010 | I-94

Final phase of development 1 block from the park Oversized city lots starting at $19,900 Use our builder or your own Easy access to St. Cloud or Metro Financing available


Gary Dagner Realtor速, GRI (320) 309-1739

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Hwy 24

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to St. Cloud

Cty Rd 7 Cedar South

to metro

Lots & Land Annandale $32,900 | #3897812 Beautifully wooded, 1.73-acre lot in an established neighborhood. Enjoy privacy with the comfort of homes nearby. Not far to town!

Cokato ea. $37,500 Three nice lots in the City of Cokato, ready for your new home! Beautiful trees mark the corner of Swanson and 3rd St. Your builder or ours.

70+ Acres, Monticello $299,900 | #3918533 Endless possibilities for this gently rolling acreage close to Maria State Park. Fantastic views, lots of wildlife, pond. One building entitlement.

Annandale $75,000 | #3627279 1.87-acre lot on the SW edge of Annandale. Build with privacy and elbow room, with the conveniences of town just blocks away!

Kimball $399,900 | #3681618 26 Twinhome lots in the new Heritage Park of Kimball development. Utilities, blacktop, curb and gutter are in. Views of Powder Ridge!

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Sauk Rapids $394,900 | #3927594 Private hunting preserve. 80 gorgeous acres of woods and water. Keep it to yourself or split into beautiful building sites. Will sell as 40’s also.


75 Acres, Clearwater $259,900 | #3855861 Rolling acreage with pond and light tree coverage. Located within 5 miles of I-94. Seller will split off and sell a 40 acre parcel.

ear ly spr ing 2010

25+ Acres, Clearwater $175,000 | #3670234 Prime acreage ready for investors, developers or builders. One mile off I-94. Approximately 8 acres of this rolling parcel is wooded.

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Lots & Land ear ly spr ing 2010 | w w w.oakr ealt y

Meadows of South Haven $64,900 | #3835974 Six lots available in this plat, priced from $64,900-$91,900. Lots vary from 3 to 3.9 acres each. Excellent Contract for Deed terms!

50 Acres, South Haven $199,900 | #3889611 Tillable land just north of Lake Sylvia. Beautiful parcel, good open farm land is hard to find! Edge of South Haven, more land available.

Annandale $59,900 | #3872202 Build at the end of a quiet cul-de-sac in Hunter’s Path. Great in-town location. Wooded, 1-acre. Neighborhood of quality-built homes.

39+/- Acres, South Haven $154,900 | #3670930 Just South of South Haven on County Road 2. Gravel buyers take a look! More land available. Corner parcel.

A.M. Boutique

Home of Ada Magdalene Skin Care

Limestone Trails starting at $75,000 Four lots available at Limestone Trails. Large acreage lots with mature trees, trails, 25+ acre outlot and lake access. Ideal for nature lovers.

read testimonials on our web site!

Offering Women’s Tops & Accessories Open Thursday, Friday and Saturday 9:30 a.m. - 3:30 p.m. 46 Oak Ave. N, Annandale

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Heritage Park of Kimball $24,900-$34,900 28 oversized, single family lots available in this new “green” neighborhood! Views of Powder Ridge. Bring your builder or use ours!

Lots and Land 9+ Acres, Clearwater $119,000 | #3894745 Rolling acreage with amazing countryside views, sunsets and wildlife. Area of newer, prestigious homes. Ideal location, quick access to I-94.

Maple Lake, 16 Acres $169,900 | #3911140 Nice location on County Road 8 North and 36th St. Close to schools, churches, shopping and walking path. Choice of parcel! 2 available.

10 Acres, Annandale $129,900 | #3810292 Blend of trees and lowland between Clearwater and Bass Lakes. Great hunting, abundant wildlife! Build now or later.

Views of Lake Sullivan $69,900 | #3847548 Privacy is yours with beautiful views. Heavily wooded 1/2-acre lot, ready for a new home. Quiet, dead-end road. Calling the nature enthusiast!

40 Acres, Clearwater $160,000 | #3864256 Great opportunity to own a 40 acre parcel in a great location. Rolling terrain, with field, trees and pond. Needs to be split from larger parcel.

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Lake Marie Access $29,900 | #3889534 Perfect lot for RV’s and tents, make this your summer hideaway! 3 storage sheds on the property. Mature trees offer shade.


10 Acres, South Haven $99,900 | #3903062 Build in the scenic back hills of South Haven. This rolling parcel has mature trees, abundant wildlife. Located on County Road 2.

ear ly spr ing 2010

Lake Marie Access $39,900 | #3678083 Wooded, 1.6-acre lot. Ideal, quiet location. Few miles to Fairhaven, short drive to St. Cloud. Access to 270-acre Lake Marie/Lake Louisa.

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Lots & Land ear ly spr ing 2010

A quiet development of large country lots, located between the

City of Annandale and Cedar Lake. An ideal location for families


or retirees, just a few miles from Annandale Schools and neighbor-

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ing the scenic Whispering Pines Golf Course. Convenient access to Highway 55. Call today to learn more about Market Retreat!

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pr ic e

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257x464x213x459 231x459x259x439 201x439x424x471 202x471x377x540 200x540x515x281 146x281x398x345 315x368x281x363 152x363x263x368 224x381x376x300 291x409x251x381 407x246x409x269

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Ful l y Ful l y Ful l y Ful l y Ful l y Ful l y None None Ful l y Ful l y Par tial l y

$113,900 $115,900 $119,900 $124,900 $127,900 $122,900 $94,900 $79,900 $118,900 $118,900 $99,900

Now Offering!

Well and septic installation included in price. Ask us for more details. Excellent Contract for Deed financing terms available.

36 4

Lots & Land 18+/- Acres, Fairhaven $199,900 | #3440865 Open views of the countryside, approximately 2 acres wooded, with a trout stream winding through. Could be split into (3) 5-acre lots.

Stop in this Summer!

Fine Jewelry Retailer | Clock, Watch & Jewelry Repair

Main Street Annandale (320) 274-5313

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93 Acres, South Haven $320,000 | #3903363 Rolling farmland bordering the city limits of South Haven. Two building eligibilities. Frontage on Hwy 55. Pond in the NW corner.


South Haven 10, 56 and 66-acre tracts 10-acre lot on the Clearwater River in the beautiful back hills of South Haven. 56-acre parcel available, excellent hunting. Or buy all 66 acres!

ear ly spr ing 2010

13 Acres, Kimball $119,900 | #3890325 Open acreage on the West side of Kimball City Limits. Great investment potential. Currently leased for crop use on a year by year basis.

on Clearwater Lake 12635 Bayview Road, South Haven (320) 274-7224

Dining and Spirits Where Friends Come Together

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Highway 55, Annandale $699,900 | #3845933

The perfect location right in the Heart of the Lakes! Entrepre-

ear ly spr ing 2010

neur’s, with 260’ frontage on busy Highway 55 and a huge parking area, this beautifully remodeled building could be exactly what you’re looking for! A true log, canopy entry into a large vestibule

offers the possibility of two entry ways. Finished with half log sid-

ing and cultured stone, the 9,000 sq. ft. building includes newer

roof, interior cement floor, plumbing, sidewalks and large asphalt parking lot. The interior of the building is open with no supporting beams to limit your options. Bring your ideas to this opportunity!

| w w w.oakr ealt y Cokato

Main Street, Annandale

$499,900 | #3805068

$134,900 | #3902412

Commercial opportunity in the heart of town. This is a great loca-

Successful Coin Operated Laundromat located in the Hub of

established businesses in the town hub of Cokato. This property

building has two upper level rental apartments. Convenient on and

tion with high foot traffic. Currently leased with successful, well has instant income making potential. It is a well maintained build-

ing with 8 individual units. Units can be purchased individually, customize a retail or office space that fits your needs!

38 4

Annandale. Situated on a high traffic corner lot, this stately brick off road parking for customers and tenants. Ready to be your own

boss or make an investment? Here’s your opportunity. Real estate, business and equipment are all offered in this transaction.

Commercial Fairhaven $129,900 | #3492263 Corner downtown commercial building with adjacent home, currently used for rental. 9x9 office, 1,152 sq. ft. vaulted room with wood floors.

$199,9000 | #3851536 Great business opportunity on the West side of Annandale. Parcel

has 675’ of frontage on busy Highway 55. This 3.5-acre lot has few limitations to challenge an eager entrepreneur. Bring your ideas to

life in a great location with excellent visibility and extremely high traffic. The timing would be perfect with new development coming

soon on the South side of the highway, just across the street. Loca-


tion is just a few blocks from Main Street.

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Annandale $135,000 | #3865254 Numerous potential development possibilities. Beautiful .84 acre lot, in great location. 5,000 sq. ft. brick building with newer metal roof.

ear ly spr ing 2010

Highway 55, Annandale

Maple Lake $449,900 | #3844346 Dare to dream big! Commercial Property with two large buildings located on four acres with easy access to Highway 55. City

sewer and water. The possibilities for this commercial facility are unlimited! Office building has an elevator and kitchen facili-

ties in the lower level. The large warehouse has a loading dock. Warehouse has 6 inch concrete floor, ceiling height that ranges from 12-30 feet, natural gas radiant heat, 3 phase electrical power available. Nice level lot with options to expand or possibly split.

39 4

Commercial Highway 55, Kimball $119,900 | #3890786 Commercial/business land with State Highway 55 frontage. Located within city limits. Many possible uses, more with conditional use permit.

ear ly spr ing 2010

Lets put your property here!


Personal Storage Condominiums $59,360 | #3574974 Got stuff? Own your own storage condo! Power, heat, 16x14 overhead door with opener, 16’ side walls. for more info.

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The Snooty Fox Gallery & Gifts

20 East Cedar Street, Annandale (320) 274-2700 Hours: Tues-Fri 9-5 & Sat 9-4 Sun 10-2 Memorial - Labor Day

40 4

40 Acres $299,900 | #3637600 Gravel buyers take a look! All tillable. One building right. Excellent location 4 miles North of Kimball on Hwy 15, close to Powder Ridge.

700 Norway Drive, Annandale

(320) 274-2019

Open 8 am - 10 pm Mon-Sat

Commercial ear ly spr ing 2010 |


French Lake Auto Parts has been a world leader in the automotive recycling business since 1956. Located 60 Miles west of the Twin Cities, with over 84 acres and 6,000 +/- vehicles that range from the early 1900’s to the present. The company is well-known for its large inven-

tory of antique parts and large inventory of late-model parts. They also offer customers many rust-free parts and rebuildables shipped in

from Arizona. They specialize in hard to find classic auto and truck parts along with a large selection of quality, affordable used cars, trucks, SUV’s and classic cars for sale. While 60 percent of its customers are located within Minnesota, FLAP also ships nationwide and worldwide.

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French Lake Auto Parts

Welcomes 250-300 walk-in customers on a typical Saturday. This family owned and operated company is celebrating its 54th year in the auto parts, vehicle recycling and car sales business. Includes: Land, buildings, business, inventory, equipment.

41 4

Grass L Otter Lake


Lake Caroline Lake Louisa

Lake Marie Lake Augusta

Clearwater River

Clear La s o u t h h av e n

Lake Betsy

Pleasant Lake Lake John

Lake Union


Lake Sylvia Pickerel Lake Moose Lake

Lake Francis French Lake

Granite L Crow River

Limestone Lake


Bass Lake

Sugar Lake Silver Lake

Indian Lake

rwater ake

Cedar Lake

Mink Lake Somers Lake Lake Mary

Swartout Lake

Maple Lake maple lake

Ramsey Lake

Lake Buy this image online at

call. click. come in.

annandale office 720 Elm Street East Annandale, MN 55302 Local: 320.274.5737

maple lake office


501 Maple Avenue North Maple Lake, MN 55358 Local: 320.963.2088 |

Heart of the Lakes Property Portfolio | Summer 2010  
Heart of the Lakes Property Portfolio | Summer 2010  

Real estate opportunities in the scenic Heart of the Lakes area of Annandale, Minnesota. Offered by Oak Realty, the area's oldest brokerage....