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Heart of the Lakes property portfolio


spring 2013


Since 1974

Your Guides to the heart of t he l a k es sinc e 1974

contents 4 l ak e shor e 2 8 r e side nt ial 3 6

lots & l and

4 1 com m e r cial 4 6

l ak e m ap s

Watch for these icons!

p [

take a virtual tour vie w a pr opert y tr ailer

ann andale offic e

720 Elm Street East, PO Box 298 Annandale, MN 55302 Local: 320.274.5737 Fax: 320.274.8210

onl ine / find us on facebook visit our youtube channel

m aple l ake offic e

ON THE COVER: Geese in Early Morning Fog

501 Maple Avenue North, PO Box 564 Maple Lake, MN 55358 Local: 320.963.2088 Fax: 320.963.2089

ste ve bruggem an Broker, Realtor®, gri, crs (320) 274-6363

dean hoglund Associate Broker (320) 980-2445

gary dagner Realtor®, gri (320) 309-1739

mike mcnellis Realtor®, gri, lmc, a-reo™ (320) 266-0198

carl a sundbl ad Realtor®, gri, wcr (320) 493-1361

tiffini kiebel Realtor® (763) 464-2048

a my mcnellis Realtor® (612) 963-4190

to m g ay Realtor® (320) 492-1641

hollie dagner Realtor® (320) 309-1739

jenna potter Realtor® (612) 801-4967

angie wisner Office/Marketing (320) 274-5737

a my miller Marketing (320) 274-5737

digital edition You can view a full interactive digital version of each Property Portfolio edition online. Sign-up at and be the first to receive each issue. You can also bookmark on your computer or iPad and flip through pages of great properties, view virtual tours and property trailers by touching the

p and [ icons, and much more!

If you would like a print copy mailed directly to your home or business, just drop us an email, we would be happy to mail you one.

lakeshore waterfront retreats

Lake Sylvia

Cokato Lake

Cedar Lake

Stunning custom home with impressive con-

Gorgeous lake home with 100’ of shoreline Waterfront cabin tucked in the trees, the perand beautiful views from throughout the fect hideaway for the family seeking privacy

$589,900 | #4190875 struction details throughout! Fabulous “cook’s” kitchen, maple floors, vaulted great room with

beautiful lake views. Gorgeous ceilings must been seen to believe! Master suite with private balcony and bath. Expansive lawn and 150’ of shoreline! Read more on Page 13.

$589,500 | #4327529

$584,900 | #4313290

home and a fabulous wrap-around deck! Built and beautiful water! Spacious interior with in 2004, and finished with quality materi- a warm cabin feel. Large wrap around deck. als throughout, this home is sure to impress. Guest house is great for welcoming guests for 3,240 finished sq. ft. and full of wonderful the weekend. You’ll love the gazebo with hot features! Read more on Page 6.

tub! Read more on Page 15.

Clearwater Lake


This extraordinary property has everything. Over 4 acres of magnificently treed, level land and 280’ of professionally landscaped shoreline on the Gold Coast of the area’s largest lake. A true estate for any buyer looking to entertain friends and family. In addition to a guest house, 2 more bunk houses accommodate 6+ guests. The main house features a 588 sq ft great room with a wall of windows facing the lake. The gas fireplace with

original lake stone surround is the focal point of the room. Distinctive Cypress paneling throughout the home is the perfect combination with the Mahogany ceiling tiles. A spacious deck graces the front of the home, connecting to a covered walk way spanning the side of the home. You’ll love the 4-car garage with plenty of storage and workshop space. Opportunities like this come once in a lifetime, don’t let this one pass you by!

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Cedar Lake $589,500| #4327529


Entertaining made easy! Enjoy a spacious kitchen and dining room with

stainless steel appliances, hickory cabinets, and granite counter tops. A mud/laundry room with tile floors and built-in lockers is great for com-

ing off the lake. Cedar ceilings, wood plank flooring and tons of windows facing the lake. Spacious lower level walkout includes a family room, 他 bath and dry bar. The master bedroom has vaulted ceilings and amazing

lake views. Wrap-around deck, boulder landscaping, fire pit, and granite steps with a stamped concrete sidewalk leading to the sandy shoreline.


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Lake Sylvia $279,000 | #4132396

Rolling, heavily wooded lot in the established Northridge Addition. This

scenic lot slopes to beautiful, hard bottom shoreline in Flannery’s Bay. Suitable for a walkout style home, this property is ready to build on.

Enjoy sunrise views, privacy and this wonderful, mature neighborhood. Northridge residents share a private boat landing at the end of Pleason Avenue. This quiet, paved road weaves around 2 large outlots that owners

can enjoy, and through the woods of this beautiful area at the North end of the lake. Soil tests already done and are available.

Lake Sylvia


This spectacular lakeside home has everything

& dining room is sure to impress. Upgraded

maintained with an in ground sprinkler sys-

or year-round home. This stunning level lot

rock fireplace is perfect for entertaining. Take

in the front and back and storage shed pro-

you are looking for as your summer getaway is nestled in a peaceful neighborhood set on the North shore of Lake Sylvia. Spread out with 4 bedrooms, 2 bathrooms and a main level laundry room/workshop with cabinets

and countertops. Open vaulted living room

kitchen and family room with Lake Sylvia

in the views of the shoreline with a covered porch and an extremely spacious lakeside

deck. Invite everyone over and entertain with

a full basement that includes a recreational

room and sauna. Mature landscaping is easily

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tem. An oversized double garage with doors vide plenty of room for your vehicles and lake

toys. Everyone will enjoy relaxing or playing on the sandy beach. Take in the views of 100 feet of hard bottom Lake Sylvia shoreline all year long!


Clearwater Lake $349,900 | #4050798

Moose Lake (Lake Moses) $179,900 | #4347962

Grass Lake $119,900 | #4143289

Sugar Lake $129,000 | #4338968

Gorgeous lot with towering trees and 135’ of level, sand shore near the “Narrows.” Prime lot with sunrise views, .59 acres, enjoy now build later.

Lovely 3-season, 3-bedroom cabin with resort amenities incl. a nice beach, outdoor pool, and dock! Access to 3,000+-acre Clearwater Lake!

Clearwater Lake Access $169,900 | #4329089


Log-sided, two bedroom home in a quiet neighborhood with paved streets. Lake access has private landing, picnic area and nice shore.

138’ of level shoreline on a quiet, clean lake. Year-round home with a cozy knotty-pine 3-season porch. Two lots. Motivated seller!

Buildable lot with 102’ of lakeshore. Over half acre lot on a tar road. Two sheds and a 1990 trailer currently on the lot, holding tank & well.

Maple Lake $349,900 | #4326596

Lovely home on Maple Lake with a large kitchen, gorgeous views of the lake, and a spacious lakeside deck. 1,280 finished sq. ft., 2 garages.

be au t i f ul 1 8 x2 4 wal l pr i n t s

High quality satellite images of our area lakes, printed on elegant, matte finish stock. Free and available at our Annandale Office. Stop in anytime to pick one up and grab extras

for friends! Lakes Available: Sylvia, Sugar/Indian, John, Pleasant, Cedar and Clearwater/ Augusta/Otter/Grass/Bass. 8

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Lake Sylvia

$550,000 | #4339729


Lovely four-season cabin on water’s edge with 154 feet of shoreline is waiting to be enjoyed this summer. Walk into a spacious main level, perfect if you are looking for open concept living. Large kitchen with more than enough storage room and opens to the dining room and living room. Enjoy the lake any time of the day with a wall of glass that walks out to a lakeside deck overlooking the shoreline. Home offers a master with amazing views of Lake Sylvia and includes a walk-thru full bathroom. Spread out with an additional bedroom, office and

lakeside porch. The possibilities are endless with a wooded 1.2 acres. Detached double garage with a tuck under offers plenty of storage room for all your water toys. Are you ready to enjoy the lake this summer?

www.oa kr e al ty m n . c om


Clearwater Lake

$449,900 | #4351983


A majestic lake home on the area’s largest lake. Attention to detail is evident throughout this home with beautiful Colorado Stone and Colorado

White Pine. On the main level, you are welcomed by the views of the lake from the huge picture window. Magnificent workmanship make the

gas fireplace and entertainment center the focal point of this home. Field and Colorado stone, peeled cedar logs, Maple hardwood flooring and Alder kitchen cabinets add to the warmth and charm of the open floor plan. With .93 acres large, this property offers room to take pleasure in the

privacy of your yard. With 150’ of pristine lakeshore awaiting you, allow yourself to embrace the elevation, it provides the best views possible! This

state of the art electric lift will bring you up and down with ease, you will never have to lug coolers, kids or fishing tackle up and down the stairs, just hop on and enjoy the ride.


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Clearwater Lake

$179,000 | #4043052

Lake Sylvia


$349,900 | #4332971

Charming one-level, seasonal cabin on the water’s edge. Cabin comes

Stunning lot with 224 feet of hard bottom lakeshore on West Lake

throughout and includes a spacious living room, bedroom, bathroom

less thing to check off the list with asphalt driveway already in. Lake

fully furnished and ready to enjoy. Interior has a lovely knotty-pine

and kitchen. Screened in porch has spectacular views and is perfect

for those breezy summer nights. Enjoy a storage shed for all your lake toys and tools. You will love 90’ of shoreline on Clearwater Lake, with great waters for boating, fishing or just relaxing in the warm sun!

Sylvia. Enjoy 1.8 wooded acres perfect for your dream home. One Sylvia spreads across 1,524 acres with water clarity of 17 feet. The lake

is made up of two lakes connected by a wide channel with a public access on the West side. Sale of the property includes an existing tennis court. Start enjoying the property right away!

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Lake Louisa $369,900 | #4185194


What a wonderful place to call “home.� All necessary living needs on main level including laundry! Amazing lake views and pristine yard greet you as you arrive. Try your luck at fishing from one of two docks located on 125 feet of sandy lakeshore. If you are looking for a place to store the

big toys, here it is! Drive down the side of the house on the asphalt drive-

way to the back of the house and there is another 3 car garage with access to the lower level, that makes a 6 garage stalls. Gorgeous landscaping including a boulder rock wall and an assortment of plants and flowers.

f r e e m a r k e t analysis A market analysis, also called a property evaluation or consultation, is provided by a real estate agent to educate you on the value of your property in today’s

market. They analyze sold, pending and current list-

ings that compare to yours. They consider location, condition, and quality. Inventory levels of that type of

property can also play a role. An appraisal, which is a

certified document from a licensed appraiser, determines value based solely on past sales and is generally

used by banks for mortgage services. It is important to understand the difference.

Contact us for a free market analysis on your property.

Email us at or call 320-274-5737


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Cokato Lake $589,900 | #4190875 p[

Gorgeous custom home constructed by award winning Werschay Homes of St. Cloud. This home is truly impressive from upgraded lighting to stun-

ning flooring. Enjoy entertaining with a ‘cooks kitchen’ including custom cabinets, marble and granite countertops, stainless steel appliances, detailed lighting and a spacious pantry. Home boasts 6” hand scraped maple wood flooring and custom blinds throughout, four season sunroom, living room

with two-story vaults and spectacular views of the lake, office, dining room, and two upper level bedrooms. Find some time to relax in a true master suite with ornate ceiling, door to balcony overlooking the lake, private bathroom with tile flooring, double sinks, marble countertops, separate open shower, whirlpool tub, and large walk-in closet. Spread out with an expansive landscaped yard and 150’ of sandy shoreline.

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Clearwater Lake $695,000 | #4131804


Remarkable four bedroom home set on 160’ of natural shoreline. Fall in love with an updated kitchen, complete with granite countertops, heated tile flooring, custom cabinets, stainless steel appliances and two sinks. Enjoy a master suite with French doors, wood flooring, master bath, and lake-

side deck. Other details include a vaulted living room with wood burning fireplace, upper level office with views, family room with gas burning fireplace that walks out to a lakeside patio. There is a spacious yard to enjoy with plenty of room for yard games and a bonfire with views!


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Lake Sylvia $584,900 | #4313290 p[ This spectacular lakeside cabin has everything you are looking for. Tucked in the trees, this chalet style retreat overlooks 128’ of shoreline. Enter into a kitchen with custom Alder cabinets. You will love the upgraded lighting and natural woodwork throughout. The spacious living room has a

gas fireplace with stacked stoned accents and walks out to a large wrap-around deck with stunning lake views. There is tile flooring throughout, a

master suite with a door to the deck, walk-in closet and full bathroom, formal dining room, large pantry, laundry room, open staircase with half log

accents, and lower level with bathroom, office and two additional bedrooms and walkout patio. Enjoy room for guests with a 10x10 guest house. Take in the scene in a 12’ gazebo with hot tub. Detached garage is 24x26. This is definitely a cabin you will love!

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Clearwater Lake $330,000 | #4334847

Lake Marie $139,900 | #4352575

Cedar Lake $499,900 | #4334743

Lake Union $79,900 | #4356655

Build your new dream home or cabin on this incredible lot. Most preliminary work done. Large lot at 148x299. Area’s largest lake!


Three bedroom walkout rambler in exceptional condition. Two gas fireplaces, over 2,000 fsf, large detached double garage w/living area above.

Vacant .75-acre lot with about 130’ of lakeshore. Good lot to build your dream home on or just use for access to Lake Marie.

Excellent North shore location. Great fishing and boating, quiet spot with good elevation, perfect gentle slope for a walkout basement.

Put Your Property Here! Lake Marie $45,000 | #4357000

Six connecting lots in the Scenic Shores addition on Lake Marie. Mature trees and ultimate privacy in a peaceful and nature-filled setting.

l o c al and l ak e f un on pi n t er e st

Do you love all the fun on Pinterest? We do! Take a peek at our new boards, full of fun lake and home ideas, local resources, and more. Follow all or just some of the boards that interest you, and get pinning!


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Lake Pokegama, Grand Rapids, Minn.

$3,500,000 | #4188212


Escape to Minnesota’s renown “North Woods.” This majestic 13.5-acre retreat, with 921’ of beautiful shoreline on Lake Pokegama, has only

changed hands once since 1895. Spread throughout its secluded woods are 4 simple cabins, each with two bedrooms and their own bath, a half-log

sided home built in 1938, a pole building built in 2009, and new a-frame style cabin tucked in the pines that was completed in 2011. Its beauty and

privacy does not come at the expense of conveniences. Grand Rapids (Pop. 10,869) offers countless amenities and services, just a few miles away. A regional airport, shops, and new medical facilities are all close by, not to mention a championship 18-hole course is across the road. Enjoy this

remarkable setting with as few or many as you’d like for decades to come. A comfortable and easy drive on Highway 169 from Minneapolis directly to Grand Rapids takes approximately 3 hours. Itasca Regional Airport, just a few miles from the property, can accommodate any air travel.

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Days Lake

Lake Sylvia

Gorgeous private retreat or development. This 18-acre parcel is cur-

Scenic lot in the quiet Northridge Addition on beautiful Lake Sylvia.

a road and the opportunities are endless. Or, make it all your own and

Build your dream home in the trees overlooking 232’ of shoreline in

$139,900 | #4067612 rently split into 5 lots, and the plat is already filed. Purchase it, put in

enjoy 1,100 feet of lakeshore on the South side of Days Lake which is 26 acres with a maximum depth of 24 feet. With a pond, the lake, and mature trees, this is a hunters dream, and ideal for anyone who is looking for seclusion and privacy in the country.


$279,900 | #4326752 A 1.2-acre, wooded parcel with spectacular hillside views of the lake. Madsen’s Bay. Serene, dead-end drive makes this an ideal location for total relaxation and an escape from everyday life! Northridge residents enjoy a shared outlot, a nice paved drive, and a private boat launch at the end of the road.

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Lake Sylvia $495,000

Completely remodeled, year-round home on 75’ of gorgeous Lake

Sylvia shoreline. Beautiful views, nicely-finished boulder landscap-

ing. Enjoy the view from a nice 10x28 deck with side 12x16 deck, plenty of room to entertain. Interior has vaulted ceilings, gas fire-

place, Maple 6-panel doors, kitchen island and breakfast bar, Maple cabinets and tile floor. Main floor bedroom has his/her closets and walk-through bath. 22x16 insulated, detached garage.

Cedar Lake

$349,900 | #4342562


Wonderful home set on the shores of Ce-

and laundry room. Entertain in the spacious

sized deck, perfect for a picnic table or lawn

spacious kitchen, vaulted living room with

burning fireplace. Enjoy a maintenance free

to enjoy the sunshine. With a short drive to

dar Lake. Walk into a main lever offering a spectacular views of the lake. Snuggle up to

a wood burning fireplace on a chilly night. Main level also offers a full bathroom and spacious master bedroom. Lower level in-

cludes two nice sized bedrooms, workshop,

lower level family room with second wood

deck off the driveway side of the house any time of the year. You will find a detached garage across the road great for parking or stor-

age. Find a spot for all your rafts and beach toys with the boathouse that also has a great

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chair or it might just be your favorite spot

Annandale offering great schools and many shops you will find all you need with this year

round home. This is truly lakeshore living

with 70 feet of sandy shoreline and is waiting for you this season!


Lake Sylvia $219,900 | #4175775


You will find this charming A-frame style, 3-season cabin, tucked in the trees on Turtle Bay of West Lake Sylvia. Relax comfortably with a lofted bedroom, main floor bedroom, kitchen, full bathroom and a lakeside living room with views of the lake. Walk on out to a new

wrap around lakeside deck, the perfect spot to enjoy your favorite

beverage! Have extra storage room with an 8x12 storage shed just off the lake. Fall in love with 75 feet of Lake Sylvia shoreline! This could be a perfect family hideaway for years to come.

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Lake Sylvia

$1,550,000 | #4328707


Come home to this beautiful West Lake Sylvia lake home, and surround yourself with 5+ acres of mature woods and privacy. Perched above the

lake with spectacular views, this thoughtfully finished year-round home or vacation retreat was built in 2007 with quality and comfort in mind.

It is the details that make this home shine. Douglas Fir wood floors with a fascinating history, custom Knotty Alder cabinets that close silently, in-floor heat in every bathroom and wonderful top of the line appliances. Retreat to a master suite that has its own sliding doors to the lakeside deck, a customized walk-in closet, and spacious master bath with whirlpool tub. Use the expansive upper level recreation room for family fun and entertaining. A setting perfect for the couple or family seeking a spectacular home in the trees, this property is ready to be enjoyed.

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Maple Lake $349,900 | #4326596

Cokato Lake $159,900 | #4328075

Lake Augusta $82,000 | #4312149

Grass Lake $119,900 | #4109330

Bring your RV and enjoy a summer getaway! 25-acre co-op resort. Great views, shared amenities: beach, boat launch, play center, trails.

Great 3-season cabin with resort amenities incl. beach, docks, outdoor pool, 17-acres of common grounds. Updated interior & exterior.

Clearwater Lake Access $64,900 | #4334222

Clear Lake, Watkins $89,900 | #4340095

Great livable year round home on a fantastic 150’ lot. Remodel or build new later. Three bedrooms, gorgeous views, two detached garages.

Wooded, level lot with access to Clearwater Lake. Nice, quiet neighborhood with paved streets. Access offers boat landing, swimming.

Alluring building lot with gentle slope to 539-acre Cokato Lake. 150’ of lakeshore. 45 minutes to the Metro. Stocked with walleyes in 2008.

Great investment opportunity! 60’ of shoreline, mature trees, great views of the lake. Bring your camper or tent, and enjoy nature!

f r e e ar e a l ak e m ap s !

New Clearwater Lake maps complete our one-of-a-kind series, created by hand by Steve over many years. These maps accurately show how property lines lay out around the lakes. Pick up a free wall-

sized print in our office. Others still in stock include: Pleasant Lake/Lake John, French Lake, Cedar Lake, Granite/Camp Lakes, and Sugar/Indian Lakes. 2 2

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Mink Lake

$204,900 | #4155922

Make one of the finest panoramic views on

bedroom could easily be added. Recent up-

that come your way. Mink and Somers Lakes

double lot at the end of a peninsula, approxi-

windows, central air and furnace. There is a

nel and together they offer 459 acres of quiet

the lake yours! This location is ideal, on a mately .57 acres, with 233’ of level lakeshore. Enjoy fishing right from your property! Enter the home on a nice 8x14 deck. The in-

terior offers 1,770 finished square feet with

two bedrooms and two baths, but a third

dates to the home include new roof, siding, spacious 12x33 lakeside deck to enjoy morn-

ing coffee and evening cocktails with family and friends as you take in a spectacular sun-

set view. Detached garage has bonus 16x24

are separate lakes adjoined by a small chanrecreational waters, great for fishing, pad-

dling and boating. The nearest town, just to the East, is Maple Lake.

man cave or bunkhouse for the extra visitors

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Clearwater Lake $399,900 | #4348939


This fantastic property is one full acre of level land with mature trees and 330’ of lakeshore on the area’s largest and best fishing lake. Store your boat and toys in the 60x26 quonset, with 2 oversized doors, cement floor and workshop area. Land your boat at one of 2 cement landings. A well maintained 1987 model manufactured home has vaulted ceilings, a great open

feel, a large kitchen and dining room, perfect place for hosting the fish fry after a day on the lake. With 3 bedrooms you will have lots of room for family and friends to make memories in this year round lake haven!


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Beautiful 18x24 lake prints for your home or cabin. Printed on an elegant, matte finish cardstock. Pick-up your free print at our Annandale Office the next time you’re in town.

lake sylvia shown, more lakes are available

Vacation Rentals on Lake Sylvia 6633 county road 3 nw, annandale Experience lakeshore living from this charming cabin, located on the most spectacular shoreline in the Heart of the Lakes. You will relax in a large screened in porch overlooking the level, natural shoreline and crystal clear waters. This summer getaway has plenty of room for the whole family to gather and spend time with each other. Settle in comfortably with three bedrooms, a spacious living room with stone fireplace and full kitchen. Gather your fishing poles and water toys and take in the sun on 100 feet of pristine sand shore. Pets are always welcome here. Available for rent from Memorial Weekend thru fall. Could you use a quiet escape?

Spring & Summer 2013 Availability!

6225 pilger avenue nw, annandale Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for rental throughout the year. Its thoughtful floor plan comfortably accommodates up to 8-10 adult guests. Families with children, don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play all year long. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect with family and friends. Numerous amenities include satellite television and high-speed wireless internet service. No need to leave your pets at home, they are more than welcome here. Isn’t it time you treated yourself to a week away?

Year-Round Availability!

320.274.6363 10

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Lake Sylvia $267,000 | #4333216 The opportunity to purchase a waterfront

beautiful parcel is for you. Build the home of

along Pilger Avenue and continues as you

nearly 2-acre lot is in Flannery’s Bay on the

natural rise in the land gives you panoramic

land is ideal for those seeking a surrounding

lot with acreage is rare on Lake Sylvia. This

North end of West Lake Sylvia. It’s a quiet, serene bay great for fishing and filled with wildlife, and offers easy access to bigger water. If you’re seeking privacy in the trees, this

your dreams in these mature woods, where a

views of this end of the lake. There is approx-

imately 500+ of shoreline, with a permanent wood dock on the property. Take 80th Street

turn onto 76th Street. This unique piece of

of woods and wildlife, with the added benefit of a quiet access to the lake.

to Pilger Avenue, this parcel extends from

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residential enjoy country living


$229,900 | #4347009



$164,900 | #4326685


Maple Lake

$274,900 | #4329634

A private country setting that has it all. Re-

Peaceful, charming, and spacious is exactly Wonderful 5-acre hobby farm in Maple Lake.

of room to host and entertain. Triple attached

home. Set on 4 acres of mature trees and pri- The property has several large outbuildings, in-

modeled kitchen and dining room with plenty garage boasts in-floor heat making it cozy all year long. Enjoy views of the 4+ acre lot on the spacious 21x24 deck.

what to expect from this adorable country Four bedroom, two bath remodeled farmhouse. vacy! 26x72 detached storage shed/garage, a cluding a fantastic detached garage/shed with a great space for the handyman! Maple Lake lounge area that has a gas fireplace, hot tub and Schools.

kitchen. A great place to entertain!


$224,900 | #4341790


City living with a country feel! This won-

includes a spacious living room flooded with

room. Your favorite spot will be relaxing on

boasts acreage and privacy. Walk in to a main

The lower level has a large entertainment

pool. If you need extra room you will find

derful home in the city limits of Annandale

level offering; a family room with a gas fire-

place and door to backyard, recently updated

kitchen with beautiful oak hardwood floors, dining room with bay window, full bath-

room and three bedrooms. Main level also


natural light and a main entry with a foyer. room with a second gas fireplace and is great for entertaining. Lower level also includes a

ž bathroom, office and completely updated and spacious laundry room with new wash-

er and dryer and an abundance of storage

the deck off of your very own above ground

it with a second three car detached garage with an overhead door. All finished off with beautiful mature landscaping throughout

three lots on over an acre and ready for you to enjoy!

$179,900 | #4342133

No fluff needed in this home, just look at

and lower level patio to relax with a view

community bike paths and a new path that

fall in love the the vaulted ceilings, numer-

will appreciate! Enjoy new carpeting, ce-

The home looks and shows like new con-

this list of extras! On the upper level you’ll

ous ceiling fans, master suite with a pri-

vate master bath, walk-in closet, hardwood floors, and an spacious kitchen with center island and nice Oak cabinets. A large

foyer, a back deck off of the dining room

of the wooded backyard are all features you

ramic floor and more. On the lower level, stay cozy with in-floor heating and a corner gas fireplace. Located in the established

takes bikers and walkers safely into town. struction only better. It offers a great open, family-friendly design.

and friendly Southbrook development, this

is a great neighborhood for families. Enjoy

www.oak r e al ty m n . c om


Maple Lake $249,900 | #4332331

Great hobby farm on 5+ acres. Well kept, with several outbuildings. Oversized and heated attached garage. Near access to Ramsey Lake.

Kimball $159,900 | #4339787

New construction in Heritage Park of Kimball. Oversized lot, with views of Powder Ridge. Chose your colors and flooring!

Clearwater $187,700 | #4318956


Great location! Well-maintained 2-story home. Many upgrades throughout! Lower level is all pine, with built-in bar area. Spacious patio!

Maple Lake $149,900

Fully-finished split entry on large, corner lot. Huge master suite, updated interior with warm colors. Walkout lower level to big backyard!

Photo Not Actual Home Maple Lake $164,900| #4318848

This home has been well-maintained and cared for, original owners. Huge lot with open space in the backyard. Clean and ready to move-in!

Clear Lake $189,900 | #4332735

New construction! Beautiful 3 bedroom on a large, wooded lot. Wonderful neighborhood between Hwy 25 and 23 in Becker School District.

joi n u s on fac e b o ok

We appreciate all of our Facebook fans. If you aren’t already a fan, look us up! This is a great, casual way to stay in

touch with us by following our involvement in the community, fun things we’re up to, and news that is new and important in our field. Many of our agents have Facebook pages too, if you want to connect with them personally! 3 0

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Set on 4 ½ acres of mature landscaping, this

class and enjoy a built-in hutch with lights,

in closet. Lower level includes two bedrooms,

tail. Enter into a lovely foyer with built-ins.

and stunning Brazilian cherry wood floor-

gas fireplace, and extra eating area with tile

home was built in 2004 with stunning de-

Family will gather in the spacious kitchen

with custom cabinets, large picture window, breakfast bar and upgraded lighting. Keep organized with a roomy laundry room, desk

area, and walk-in pantry all in one! Dine with

the double sided gas fireplace, vaulted ceilings ing. The main floor also boasts a living room with double-sided gas fireplace and stunning views, ½ bathroom, gorgeous master suite

with full private bathroom, whirlpool tub,

a full bathroom, enormous family room with

floors. Walk out to a beautiful backyard that

is perfectly landscaped. This home is ready for you to enjoy!

heated tile floors, separate shower and walk-

www.oak r e al ty m n . c om




This beautiful home, well kept and main-

flooring and luxurious Maple cabinetry. Ma-

bar and family room are spacious and ready

and look out the oversized windows in the

the home. The 9’ cherry wood fireplace in

yard is beautifully landscaped. Relax on the

tained, offers gorgeous lake views as you sit family room! Wonderful vaulted ceilings and

upgrades throughout the home, including the woodwork. The kitchen is stunning with

granite countertops, commercial grade Vi-

king gas range with upgraded exhaust, tiled


ple flooring and cabinets extend throughout the living room came from a 1920’s hotel, bringing history into the home. Retreat to

a tropical escape in the lower level hot tub room with in-floor heat, gas fireplace, steam

to entertain your friends and family. The 12x26 deck with great lake views. This gor-

geous stucco home set on a mature lot is sure to impress!

room and lots of character! The lower level

$182,900 | #4155998

Well maintained 4-level home built in 2004

three spacious bedrooms with a main floor

eryone to play. If you’re looking for a great

out to a huge exposed agregate patio with

Nice and open kitchen with breakfast island

near I-94 for easy commuting, don’t pass

on a large corner lot. The lower level walks

privacy fence, great for outdoor gatherings. Spacious walkout lower level family room

with a wet bar allows you to bring the en-

tertainment inside. Game night will now be held at your place. The upper level offers

dining and kitchen area full of natural light. and dining room area. This home has been

meticulously cared for and it shows. Total finished sq. ft. is 1,824. Yard has in-ground

neighborhood atmosphere with a location this home by. It is ready for a new family to enjoy.

sprinkler system, along with a second meter. Large corner lot means more room for ev-

3 2

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Annandale $164,900 | #4357609

Spotless, like-new home with lots of windows and natural light, three bedrooms, concrete drive and a triple garage. In-ground sprinklers!

Buffalo $159,900 | #4324357

Custom-built, open and spacious home with covered deck, main level laundry, master suite, potential for lower level rental. Friendly area!

Howard Lake $98,500 | #4347740

Annandale $299,900 | #4187156

Becker $159,900 | #4345740

Cokato $99,900 | #4316827

Full of charm and character, this well preserved home has original woodwork and updates. Double lot with wonderful landscaping.

Own a new home in a perfect location. Savannah Village is minutes from Hwy 10, Becker schools, parks, bike paths and more. Pick your colors!

Clean, updated 3,500 sq. ft. home on 6+ acres just a few miles to town. Four bedrooms, 2 fireplaces, new 10x31 deck. Guest house, horse barn.

One owner, one level townhome. Double attached garage, nice location near to grocery store. Well-kept complex, concrete drive, ample parking.

joi n u s on fac e b o ok

We appreciate all of our Facebook fans. If you aren’t already a fan, look us up! This is a great, casual way to stay in

touch with us by following our involvement in the community, fun things we’re up to, and news that is new and important in our field. Many of our agents have Facebook pages too, if you want to connect with them personally!

www.oak r e al ty m n . c om


Becker $199,900 | #4352684


Perfectly maintained 4-level home on a large lot. Main level walks out to a stunning patio w/fireplace, built-in grill, firepit. Near Hwy 10.

Ramsey $264,900


Spacious, well-constructed walkout rambler on an oversized city lot. Full of upgrades, 2 fireplaces, great paver brick patio for entertaining!

Annandale $92,000 | #4324585

Perfect starter home with two bedrooms, single attached garage, basement ready to finish. Fresh paint, new carpet, hardwood floors!

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South Haven $164,900 | #4136318

Fabulous 3 bedroom, 2 bath year-round home with stunning views of Lake Sylvia. Granite countertops, great 12x26 deck and patio.

Maple Lake $119,900 | #4004793

Well maintained duplex with two spacious apartments. Live in one and rent the other, or rent both. Located in the heart of Maple Lake.

Waverly $114,900 | #4330993

Charming 3 bedroom 2 bath home with large lot. Spacious deck and convenience of main level laundry. This one is sure to please!

[ next to a property description, it means you can view a Property

Trailer for that home on our YouTube Channel! Visit Or

if you’re looking at the digital version of our portfolio, go ahead and click on the icon. It will take you directly to that property’s trailer. They are a fun way to take a tour. Have you seen one yet? 3 4

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Annandale $274,900 | #4343836


Remarkable home on the 2nd fairway of Southbrook GC. Beautiful colors and finishings were used throughout, including custom maple cabine-

try, 6-panel doors, 9 foot ceilings, and 2 fireplaces. Relax in a master suite where the private bath has a whirlpool tub. Main floor living room, sun

room, and course side balcony offer perfect spaces to entertain. Enjoy an office, exercise/utility room, entertainment area, large family room, bedroom and more on the walkout lower level. Sliding doors lead to a patio overlooking the fairway. This is truly a course side dream home!

www.oa kr e al ty m n . c om


LAND thinking of building?

3.4 Acres, Camp Lake

10 Acres, South Haven

This lot on the South side of Camp Lake (also

Beautiful 10-acre parcel just off County Road Perfect building site for your dream home!

ture trees and located on a dead-end road in

rolling hills. Tucked away from the main road, this secluded property one of its kind. Sloped

$135,000 | #4051779

known as Lake Henry) is covered with maa quiet neighborhood. East-facing lakefront

lot with wonderful privacy, that also overlooks a pond. Great fishing!

$79,900 | #4135210


$22,900 | #4319335

2, South of South Haven. Mature woods with Mature trees and pond in the backyard make

this lot offers a very private spot to build your lot is perfect for a lower level walkout. Buy dream home and enjoy an abundance of nature now and build in the Spring. Conveniently surrounding you.

located just minutes from I-94.

66 Acres, South Haven

Hunter’s Cove, Annandale

South Haven

66 +/- acres of scenic rolling hills. Build in the

A quiet cul-de-sac with views of Pleasant Lake,

Gorgeous wooded, 1.6-acre lot. Quiet and

winds through part of the property.

to town, schools, park. Your builder or ours!

home. Close to Fairhaven.

$259,000 | #4313318

woods or out in the open. Clearwater River

Lots from $18,900

now open to any builder. City sewer/water, walk

$29,900 | #4112590 secluded location to build your new country

Hunter’s Path, Annandale

South Haven

Views of Lake Sullivan

Build at the end of a quiet cul-de-sac in Hunt-

Scenic, heavily wooded 2.1-acre lot on a dead-

Privacy is yours and beautiful views. Heavily

1-acre. Neighborhood of quality-built homes.

erty. Near many area lakes.

et, dead-end road. Calling the nature enthusiast!

$59,900 | #4017357

er’s Path. Great in-town location. Wooded,

$79,900 | #4155590 end road. County land backs up to the prop-

$29,900 | #4112591

wooded 1/2-acre lot, ready for a new home. Qui-

10 Acres, South Haven

Sauk Rapids

10 scenic acres set on the Clearwater River.

Private hunting preserve. 80 gorgeous acres of

Rolling, wooded 1.8-acre lot on the corner of

erty borders state land. Excellent hunting.

beautiful building sites. Will sell as 40’s also.

walkout site, close to parks and lakes.

$89,900 | #4313338

Build in the woods and enjoy the view! Prop-

$300,000 | #4164163 woods and water. Keep it to yourself or split into


$29,000 | #4120820 Cty Rd 6 and 70th. 2 miles to town. Great

Limestone Trails Limestone Trails

8 Acres, Clearwater


Four lots available at Limestone Trails. Large

Buildable and beautiful 8-acre corner lot with

Heavily wooded 5-acre parcel near Sugar

outlot and lake access. Ideal for nature lovers.

is already on the property.

tract for Deed financing available.

From $44,900

acreage lots with mature trees, trails, 25+ acre

$74,900 | #4341421 mature pine trees. Easy access to I-94. A well

$77,700 | #4192326 Lake and. Driveway in. Great hunting! Con-

56 Acres, South Haven

Cedar South, Clearwater

9+ Acres, Clearwater

56 acres of rolling hills and some of the best

Oversized city lots in a great neighborhood

Rolling acreage with spectacular countryside

Shau Valley - State Wildlife Mgmnt Area.

Lots are 1 block from the park.

homes. Close to I-94. Numerous building sites.

$190,400 | #4313345

hunting land in Wright County. Borders the

From $19,900

with easy access to St. Cloud or the metro.

$84,900 | #4345543

views and wildlife. Area of newer, prestigious

Hunter Lake Bluff, Clear Lake

Market Retreat, Annandale

South Haven

From $65,000

$49,900 | #4192817

7 scenic residential lots ready for your new

Large country lots located between Annandale

Level 1/2-acre lot, with approximately 75’ of

Lake. Each approximately a 1/3 acre in size.

Close to Hwy 55, town, and golf course.

Grass into Clearwater Lake. Great views!

From $19,900

home, located just off Highway 10 in Clear

and Cedar Lake. Quiet, wooded development.

www.oak r e al ty m n . c om

Clearwater River frontage. Access through


Hunter’s Cove Silver Creek Heights, Maple Lake


Silver Creek

Upscale development offering private lots open

Three nice lots in the City of Cokato, ready for

Private, 3-acre country lot, perfect location for

districts. Call for full list of lots/acreage/prices.

of Swanson and 3rd St. Your builder or ours.

views. Located on a quiet, dirt road.

From $49,900


to any builder. Near I-94, choice of three school

From $17,900 your new home! Beautiful trees mark the corner

$59,900 | #4039249 a new home. Overlooks a pond with wonderful


South Haven

Clearwater, 25+ Acres

Beautiful building site that is nicely wooded,

Beautiful 3.61-acre lot. Mature trees and pond,

Prime acreage in a great location, 1 mile off

pole building with cement floor & electric.

this spectacular setting!

approaches. Develop now or later!

$47,900 | #4330907 with easy access to I-94. 36x28 pole insulated

$59,900 | #4313380 abundant privacy! Build your dream home in

$215,000 | #4153673

I-94. Approximately 8 acres is wooded. 2 road



$35,000 | #4038618

$49,900 | #4005322

Private country lot! 1.5 acres, with mature

1.87-acre lot on the SW edge of Annandale.

6 lots available in Meadows of South Haven,

to build your new home. On a quiet road.

conveniences of town just blocks away!

terms available.

trees, a great location for the nature enthusiast

Build with privacy and elbow room, with the

Meadows of South Haven From $54,900

all walkout lots. Excellent Contract for Deed



$399,900 | #4175032

$71,000 | #4172905

26 Twinhome lots in the new Heritage Park of

6 acres of heavily wooded land, very secluded,

Beautiful building site on the 4th t-box and

and gutter are in. Views of Powder Ridge!

cess to I-94. Two 6-acre parcels available.

on a quiet cul-de-sac. Build your dream home!

Kimball development. Utilities, blacktop, curb

with some ponds. Abundant wildlife! Easy ac-

3 8

Southbrook Golf Course, Annandale $49,000 | #4348729

fairway at Southbrook Golf Course. Large lot

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A quiet development

of large country lots, located

between the City of Annandale and Cedar Lake. An ideal location for families or retirees, just a few miles from Annandale Schools and neighboring the scenic Whispering Pines Golf Course. Convenient access to Highway 55.

l o t b l o c k 1 1 2 1 3 1 4 1 5 1 6 1 1 2 2 2 3 2 4 2 5 2 6 2


acreage wooded price

257x464x213x459 2.5 231x459x259x439 2.53 201x439x424x471 3.1 202x471x377x540 3.35 200x540x515x281 2.79 146x281x398x345 2.5 280x357x330x363 2.52 315x368x281x363 2.5 152x363x263x368 2.55 224x381x376x300 2.5 291x409x251x381 2.5 407x246x409x269 2.5

Excellent Contract for Deed f inancing terms available. Call today for more information.

Ful l y $109,900 Ful l y $115,900 Ful l y $119,900 Ful l y $124,900 Ful l y $127,900 Ful l y $122,900 Ful l y $99,900 None SOLD! None $65,000 Ful l y $118,900 Ful l y $118,900 Par tial l y $94,900

Cedar South Final phase of development 1 block from the park Oversized city lots starting at $19,900 Use our builder or your own Easy access to St. Cloud or Metro Financing available

Gary Dagner Realtor速, GRI

of Clearwater

(320) 309-1739

Heritage Park of Kimball A development with the future at heart



Parks and Paths to enjoy together n


Rain Gardens, a beautiful solution to water pollution


Easy access to skiing, golfing, boating and shopping

Your own builder or use one of ours

Single Family and Twin Home Lots available.

Oversized city lots starting at $19,900






Carla Sundblad Realtor速, GRI, WCR


(320) 493-1361


Ridgeview Street


Rain Garden










Elm Street















u ven dA


den Rain Gar





E lm






t S tr e e











(320) 309-1739


Grand Avenue

135th Street

Outlot A Park


Gary Dagner Realtor速, GRI



21 2



El i a s on En t e r pr i s es , Inc & T.N .C ., Inc Ki m bal l , M N Dave Sc h m i t z 720 Elm Street East Annandale, MN 55302 Cell: (320) 492-3519 Office: (320) 274-5737 Fax: (320) 274-8210 schmtzhh@lakedalelink.n e t

4 0

Note: This is an artistic rendering. Please consult with a Heritage Park of Kimball sales representative for exact home site features and size.

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commercial location, space, opportunity!

Main Street, Annandale

Downtown Clearwater

Charming red brick storefront in a prime lo-

Make your dreams a reality in this charming Built in 1895, this landmark downtown prop-

foot traffic makes this a great location for of-

from the Mississippi on Clearwater’s historic arriving by train. Last operated as a B&B, it

$39,000 | #4315739

cation in downtown Annandale. Abundant fice, retail or service! 768 sq. ft., open, with an updated interior. Bring your ideas to Annandale’s charming, canopied downtown, the options are endless!

$85,000 | #4325636


$189,000 | #4334297

and tidy commercial building. Located across erty welcomed Annandale’s earliest visitors Main Street. The newly remodeled interior offers 12 guest rooms, a fabulous commercial boasts beautiful oak floors and Anderson kitchen, spacious dining room, beautiful bar windows that let in plenty of natural sunlight. and lobby, and adjacent outdoor space for garBring your ideas!

den or dining.

French Lake Auto Parts


A world leader in the automotive recycling business since 1956, French Lake Auto Parts is located 60 Miles west of the Twin Cities, with over 84 acres and 6,000 +/- vehicles that range from the early 1900’s to the present. The company is well-known for its large inventory of antique parts

and large inventory of late-model parts. They also offer customers many rust-free parts and rebuildables shipped in from Arizona. They specialize in hard to find classic auto and truck parts along with a large selection of quality, affordable used cars, trucks, SUV’s and classic cars for sale. While

60 percent of its customers are located within Minnesota, FLAP also ships nationwide and worldwide. Welcomes 250-300 walk-in customers on

a typical Saturday. This family owned and operated company is celebrating its 56th year in the auto parts, vehicle recycling and car sales business. Includes: Land, buildings, business, inventory, equipment.

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South Haven $339,900 | #4347985

Annandale $699,900 | #4182921

Monticello $525,000 | #4339936

Chanhassen $1,500,000 | #4127518

Monticello $549,000 | #4338609

Monticello $149,900 | #4327227

6 acres with 1,055’ of Hwy 55 frontage, 4,704 finished square foot building with full footings/foundation, in-floor heat. 22x22 2nd building.

Approximately 3 acres on high traffic East Broadway, close to other major retailers. Good visibility, easy access to I-94, near hospital campus.

Prime location in Monticelo for commercial business! Close to other major retailers, with easy access to I-94. Large corner lot, approx. 1 acre.

Great business opportunity! 20,000 sq. ft. warehouse with 8 overhead doors, 3,200 sq. ft. showroom with offices/conference. Just off Hwy 55!

Turn-key auto salvage business on 5+ acres. Includes land, business, buildings, equipment and inventory. Approximately 750 vehicles.

Excellent .36-acre commercial lot, with frontage on busy Broadway Street, easy on/off I-94. High traffic. Close to hospital, large stores.

c ommer c ial opp ort uni t i e s

If you are interested in commercial or investment property in the greater Heart of the Lakes Area, there are a number of lots, existing buildings, and multiple-unit locations that could be a perfect fit for your new or existing business. We also represent opportunities in

larger communities like Monticello and St. Michael, where I-94 is at your doorstep. Give us a call and get set-up on a search if this is a market you’re watching.

www.oak r e al ty m n . c om


Personal Storage Condominium $70,560 | #4341706

St. Michael $379,000

Annandale $99,900 | #4180337

Cokato $395,000 | #4310211

Monticello $719,900 | #4327229

Winsted $279,900 | #4146663

Storage condo complete power, heat, 16 x 14 overhead door with opener, and 16’ side walls. Perfect for storing year-round recreational toys.

Numerous potential development possibilities. Beautiful .84 acre lot, in great location. 5,000 sq. ft. brick building with newer metal roof.

Excellent 1.8-acre commercial lot with easy access to I-94. Located in a busy part of town with high traffic, close to large stores and amenities.

Fantastic business opportunity! High traffic road, great visibility from 241. Pumps and canopy are removed. Near a large retail center.

Commercial opportunity in the heart of town. Great location with high foot traffic. Established businesses currently leasing. 8 units.

Great multi-unit commercial building in the heart of town. Four units, all full with long term leases. Nice exterior, 12,000 finished sq. ft.

i nt er e st ed i n pur sui ng r e al e stat e as a pr of e s s ion ?

Are you self-driven? A team player? Interested in real estate? If you are familiar with the Heart of the Lakes Area, and have or have thought about getting your real estate license, come talk to us. We are a fast-paced group of professionals who work independently but value how the team and company function as a whole. We are the area’s oldest brokerage, now in our 38th year. Call 320-274-6363. 4 4

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lake maps Explore and enjoy area waters

City Park, Beach, Fishing Pier, Public Access

599 acres

3 Public Access, Fishing Pier

City of Annandale

pleasant lake


Clearwater/Pleasant Regional Park

3 Public Access

french lake 346 acres

Grassy Island

granite lake 404 acres

3 Public Access

lake john 443 acres


Public Access

3 Public Access

3 Public Access

cedar lake 790 acres


Public Access

784 acres

maple lake

Public Access


Public Access

3 1,025 acres

lake francis


Bell Point

sugar lake 1,020 acres

indian lake 3

Public Access

141 acres

Public Access


n ne l

west lake s y lv i a l a k e s y lv i a 1,573 acres

(both lakes combined)

Lake Sylvia Peninsula

Bull’s Island

3 Public Access

otter lake

3 Public Access

Bungalow Island

3 Public Access

l a k e au g u s ta 187 acres

grass lake

bass lake 227 acres


Public Access

The Narrows

c l e a r wat e r l a k e 3,158 acres


School Section Lake

Grass L Otter Lake

f a i r h av e n


Lake Caroline Lake Louisa

Lake Marie

Clearwater River

Lake Augusta

Clear La

Clearwater River

s o u t h h av e n

Lake Betsy

Pleasant Lake Lake John

Lake Union


Lake Sylvia Pickerel Lake Moose Lake

Lake Francis French Lake Dan’s Lake

Granite L North Fork Crow River

water River

Limestone Lake


Bass Lake

Sugar Lake Silver Lake

Indian Lake

rwater ake Millstone Lake

Cedar Lake

Mink Lake Somers Lake Lake Mary

Swartout Lake

Maple Lake maple lake

Albion Lake Henshaw Lake

Ramsey Lake

Lake Rock Lake

SERIOUSLY LOCAL w w w . o a k r e a lt y m n . c o m

Heart of the Lakes Property Portfolio | Spring 2013  

Real estate opportunities in the scenic Heart of the Lakes area of Annandale, Minnesota. Offered by Oak Realty, the area's oldest brokerage....