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Heart of the Lakes property portfolio



Since 1974

fall 2010

Changing seasons Wow... where did the summer go? Labor Day has come and gone, kids are back in school and it’s getting darker earlier and earlier. Hello fall! What a great time of year. Cool nights, crisp clean air and autumn colors that will always bring you a smile.

2010 has been a great year for our company. Our closed sales are up 25% from this time last year. The foreclosure market is still leading the pack for sales. Securing contracts with some of the major foreclosure management companies put us in position to handle a large number of

bank owned homes in the western Wright County area extending into Meeker County as well. (Because of how quick they move we keep the majority of our foreclosed properties out of this portfolio – call for a current list). You will see within these pages that the heart of our business is where it has been for 36 years...working with local buyers and sellers. This edition is packed full of some of the finest opportunities in the Heart of the Lakes with many new listings and late season values worth taking a second look at.

We hope you take time and enjoy this beautiful area during throughout the fall. You’ll find a list of some area events inside. Please stop in our offices and say hello when you’re out and about!

- Steve (Brugge) Bruggeman, Owner

Table of Contents lakeshore

General Contact 4

annandale office




lots & land


maple lake office



area map


p [

ta k e a v i rt ua l to u r wat c h a p r o p e rt y t r a i l e r

Find us on Facebook! [ cover photo ] Private driveway on the Lake Sylvia Peninsula

320.963.2088 by email online

Visit our YouTube Channel

The Oak Team

steve bruggeman don bruggeman Broker, Realtor®, gri, crs (320) 274-6363

Associate Broker Broker, Realtor® (320) 980-2445 (320) 274-5737

dean hoglund

gary dagner

mike mcnellis

carla sundblad

justin wisner

charlene wurm

t o m g ay

amy mcnellis

tiffini kiebel

angie wisner

amy miller

Realtor®, gri, wcr (320) 493-1361

Realtor® (763) 464-2048

Realtor®, gri (612) 226-6649

Office/Marketing (320) 274-5737

Realtor® (612) 759-0631

Marketing (320) 274-5737

Realtor®, gri (320) 309-1739

Realtor® (320) 492-1641

Realtor®, gri, lmc, reo specialist (320) 266-0198

Realtor® (612) 963-4190

Lakeshore fal l 2010 | w w w.oakr ealt y

Lake Sylvia

$749,000 | #3891833


Exquisite home that offers everything you could ask for, with no detail overlooked. Walk in to a vaulted great room with spectacular views of the water. Along with a two-way fireplace, and wet bar, the great room includes a sliding glass door to a huge deck. The master suite on

the main level includes a gas fireplace, deck, and a private bathroom with jacuzzi tub that is nearly the size of the bedroom itself. You will

be amazed with a kitchen that features stainless steel appliances, cherry wood flooring and cabinets, a walk-in pantry and granite counter

tops. Be the entertainer of the year with a lower level recreation room with pool table and wet bar. The upper level offers more great views

and tons of space including a den, office with spacious built-ins, family room with a gas fireplace and deck, bedroom and full bathroom. Boulder landscaping, boat house, fire pit, mature trees, and 95’ of premiere shoreline make this property more than you could ask for!



Lake Francis

$379,900 | #3943860


This beautiful year-round lake home has 80’ breeze. Also enjoy a little bit of history with a

to spread out. Enjoy huge decks overlooking

of hard sandy beach on Lake Francis, with 1918 built-in wood cooking stove with brick the lake with stunning views. Have a gor-

plenty of room for lawn chairs and sand toys. hearth. Have more than enough room for geous lawn all summer long with a complete everyone to stay over for the weekend with sprinkler system. This amazing scenic lot

Also with new carpet and ceramic throughout

bedroom has a private entrance, just a little Never run out of room with a 10x12 lake-

2008 including a new roof and septic system. four bedrooms and three bathrooms. Fourth

has gorgeous trees and mature landscaping.

you will have little left to do with this home. added bonus. With spacious family rooms, side storage shed for all your beach and water toys. Invite your friends & family and come

there is more than enough room for everyone enjoy your summer here!


French Lake

Lake Sylvia

$299,000 | #3912024

$548,000 | #3935337

Come home to 150’ of level shoreline, and an ideal North shore

Beautiful, well maintained home on one of the finest lakes in the

deck, tons of light from 4 sliding glass doors. Separate kitchen on

lake shore and 18x22 boat house deck. Emerald green grass covers

location in this 1,800 finished sq. ft. 3 bedroom lake home. Large

lower level perfect for a mother-in-law unit. 1.2 acre lot with large level yard that has 2 beautiful weeping willow trees. Storage shed for yard tools and toys. Enjoy recreation on the lake year round!

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ances makes cooking those summer meals a


A large kitchen with stainless steel appli- dining rooms, living room and game room

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There have been many great updates done in

area. Lake views from nearly every room. 80 feet of hard bottom this level lot which is bordered with mature trees. Enjoy a fabulous

3-season porch. Features include: 2 fireplaces, 2 spacious decks, main level laundry and screened in porch.

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Lakeshore fal l 2010 | w w w.oakr ealt y

10 Acres, Pleasant Lake

$479,900 | #3861667


Breathtaking secluded country log home on 10 wooded acres. Enjoy a great open floor plan with 5 bedrooms and 3 bathrooms, perfect for a large family. Have a little extra privacy in your main floor master suite with a walk-in closet and private bath. A spacious kitchen has everything you are looking for including a center island and built-in phone desk, computer ready. Fall in love with amazing views from every corner

especially in the living room and lofted family room. Enjoy the Fourth of July fireworks and spectacular views from your gorgeous log deck. Perfectly landscaped yard with lovely walkways and mature trees that offer amazing privacy. Keep costs down with an energy efficient home

including an outdoor wood furnace and heat pump. Huge lower level walk-out is unfinished and ready to be turned into a great entertainment area. Enjoy 450’ of Pleasant Lake shoreline, privacy and seclusion yet town is just a mile away.


Lakeshore Clearwater Lake $315,000 | #3938149 Sensational views of the lake and 52’ of hard bottom shoreline waiting to be enjoyed. Level beach, huge lakeside porch overlooking the water.

Clearwater Lake $159,900 | #3933898

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Enjoy cabin life on beautiful Clearwater Lake without the up-

keep allowing more time for boating, fishing, swimming and relaxing. This recently updated 2 bedroom, 1 bath condo is perfect for

a summer and winter retreat. Private deck and balcony, and a cozy

Ramsey Lake $327,000 | #3952412 Updated lake home with 80’ of sandy shore. Boathouse with sitting room. Home has hardwood floors, large lakeside deck, new family room.

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outdoor pool, beach, docks, 17 acres, and a party room.


wood burning fireplace. Many shared amenities including a heated

Pleasant Lake $499,900 | #3946523 Attractive home designed for lake living. Filled with extras! Attached and detached garages. 100’ of sand, hard bottom beach. Close to town.

Lake Francis $219,900 | #3902067 Year-round cabin with two great decks to enjoy the outdoors. Slid-

ing glass door from the living room walks out to a spacious deck with unbelievable views and 60’ of sand shoreline. Newer roof, siding, windows, paint and carpet in the living room. Have more than Lake Sylvia $499,900 | #3923153 A beautiful view and 136’ of pristine shoreline - yours! Boat/bunkhouse with large deck overlooking the lake. Lot is approximately .5-acre.

enough room with a 60x175 back lot (.24 acres) and storage shed near the lake. Enjoy the mature trees, lake and privacy!

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Lakeshore Grass Lake $139,900 | #3877288 Great 3-season cabin with resort amenities incl. beach, docks, outdoor pool, 17-acres of common grounds. Updated interior & exterior.

Pleasant Lake lot $369,900 | #3676574 Build your dream home on this level, nicely treed, 2.3-acre lot. Great location, just a few miles North of town. Sunrise and sunset views!

Lake Minnie Belle, Litchfield $390,000 | #3913194 Secluded 2.4-acre lot with 600+ feet of level, hard bottom shoreline. Private lagoon for use. Fantastic lake, a great spot to build your home!

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Mink Lake $169,900 | #3594199 Charming seasonal cabin with many updates in 2008: new roof, siding, well/septic. Newer windows, bath, stove, water heater. Fully-furnished!

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Lake Sylvia

$539,000 | #3968848


This spectacular chalet-style home was built in 2001. Enjoy a lofted

bedroom with a walk in closet, full bathroom, a private deck with sliding glass door and gorgeous views of Lake Sylvia. The main

level boasts a spacious kitchen that opens to the living room with a gas fireplace, open staircase to upper level, full bathroom, second bedroom and stunning knotty pine throughout. Your favorite space

of the house will definitely be the screened-in porch with amazing

views! Enjoy the sun all summer long with 58’ of hard bottom Lake


Sylvia shoreline.

Lakeshore fal l 2010 |

$649,900 | #3944555


A magical lakeshore getaway hidden in the trees on 76’ of beautiful sandy Clearwater Lake shoreline. A retreat for the whole family and

a haven for the kids with separate spaces for everyone in a central carriage house, play house, garden/tool shed and cabin overlooking the

lake. Wander through trails in the woods, and along lush landscaping that surrounds the home. Four bedrooms offer room for all of your guests. Enjoy privacy with a well maintained yard with gravel walkways and a private driveway lined with mature trees. The home is unseen

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Clearwater Lake

from the road. Hot tub with lake views and sunsets across the area’s largest lake. At 3,000+ acres, Clearwater is well known for excellent

fishing, quiet bays, and the space to head out on the lake for the day and never see the same area twice. Back on shore you have one of the nicest beaches around. This one of a kind home is a blend of the present and the past, and is ready for you to be its future!

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Lakeshore fal l 2010

Lake Sylvia

Lake Sylvia

$349,900 | #3652377

$529,900 | #3872140

Scenic lot in the quiet Northridge Addition on beautiful Lake Syl-

This completely remodeled year-round home is on the shoreline of

the lake. Build your dream home in the trees overlooking 232’ of

12x16 side deck. The interior features a beautiful new fireplace, new

via. A 1.2-acre, wooded parcel with spectacular hillside views of shoreline in Madsen’s Bay. Serene, dead-end drive makes this an


ideal location for total relaxation and an escape from everyday life!

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Northridge residents also share a private boat launch.


premiere Lake Sylvia. Enjoy the summer days on your 10x28 deck or Maple cabinets, tile floor, an updated kitchen, upper level loft that

overlooks the living room and so much more! Beautiful views and spectacular boulder landscaping complete this waters edge retreat.

Cedar Lake

$649,900 | #3897952


Entertaining made easy! Enjoy a spacious kitchen and dining room

with stainless steel appliances, hickory cabinetry, and granite coun-

ter tops. A mud/laundry room with tile floors and built-in lockers is great for coming off the lake. Cedar ceilings, wood plank flooring

and tons of windows facing the lake. Spacious lower level walkout includes a family room, ¾ bath and dry bar. The master bedroom has vaulted ceilings and amazing lake views. You’ll appreciate the

wrap-around deck, boulder landscaping, fire pit, and granite steps

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with a stamped concrete sidewalk leading to the sandy shoreline.


Lake Sylvia

$849,900 | #3912095


The perfect summer getaway or year-round home! Two bath-

rooms, four bedrooms and tons of living space with a walk-out

lower level. Beautiful knotty pine throughout the home provides fast bar and a huge formal dining room with amazing lake views. Step out to a wonderful wrap-around deck. The lower level boasts

a spacious family room, entertainment room, ¾ walk-through

Indian Lake

Ramsey Lake

$349,900 | #3948155

$206,900 | #3943351

Beautiful lake home with 301’ of nice shoreline. Enjoy spacious one

Beautiful lake home with a wonderful view. Enjoy natural woodwork

porch with stunning views of the lakeshore will be your favorite room

a glass door that walks out to the lakeside deck. Lovely kitchen, din-

level living with two bedrooms and one full bathroom. A 3-season of the house. Curl up with a good book next to the wood burning stove. Breathtaking landscaping across a double lot. Make this your year-round home or the perfect spot for a summer getaway.

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tio, 100’ of sandy hard bottom shoreline, and a huge beach.


bathroom and a newly remodeled master bedroom. Spacious pa-

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a cabin feel. Entertain and dine in a great kitchen with a break-

throughout. Master bedroom has new carpet, his and her closets and ing room with wood flooring and views of the lake. Lower level

great for entertaining with a gas cultured stone fireplace. Enjoy 92’ of shoreline and a large sand area perfect for recreation close to shore!

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Escape this fall or winter Experience the Heart of the Lakes finest waters with a vacation stay in a luxurious waterfront home, available to guests seeking a getaway to an exceptional lake country setting. Come, stay and see what the beauty of this area is truly all about.

6 2 2 5 p i l g e r av e n ue n w, a n n a n da l e Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for rental throughout the year. Its thoughtful floor plan comfortably accommodates up to 8-10 adult guests. Families with children, don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play all year long. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect with family and friends. The amenities of the home and property

are numerous, and include the conveniences of satellite television and high-speed wireless internet service. No need to leave your pets at home, they are more than welcome here. Come to snowmobile, cross country ski, fish, or just unwind with a good book by the fire. Isn’t it time you treated yourself to a week away?

Rental Inquiries & Availability Contact us for more information about this home and other luxury vacation rentals in the Heart of the Lakes.


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Lakeshore fal l 2010 |

$382,900 | #3698068

Built in 1998, this beautiful four bedroom lake home is set on a mature lot with 100’ of lakeshore. With over 3,000 finished square feet, home

has room for the whole family. It has tons of fantastic features including vaulted ceilings, two gas fireplaces, hardwood floors, six panel doors and 3 car garage. The fabulous 3-season porch is perfect for entertaining or listening to the calm and serene setting. Home has many built

in features that make it a real gem including: built in desk and master bedroom vanity. Master bedroom has huge walk in closet and walk

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Crooked Lake

through bath with separate tub and shower. Open lower level family room has lots of light and walks out to lake side patio. Convenient main

level laundry, maintenance free siding and in ground sprinkler system making living easy. Spacious yard with mature trees, lilac bushes, raspberry patch and room for a bonfire pit. Stairs lead to environmental friendly Crooked Lake where fishing, fun, and relaxing times await!

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Lake Sylvia

$624,900 | #3938231


Updated year-round lake home on the water’s edge! 93’ of flawless Lake Sylvia shoreline, expansive lakeside decks to enjoy

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nightly sunsets. New kitchen with granite counter tops, vaulted living room, casual dining with fireplace. Numerous decks and

patio space offer all the space necessary to relax and entertain, and the views of the lake are spectacular. Many updates throughout the home. Beautiful master suite with walk-in closet and 3/4


bath. Abundant storage in tuckunder garage. Nicely landscaped

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shoreline. Ready to have and enjoy!

Lake Sylvia

$899,900 | #3948884


This chalet-style, three bedroom home was entertain, and a private lofted master suite full wet bar for drinks and snacks, another built on a gently sloping lot on the West

and home office with the most captivating

bedroom and a full bath. The detached ga-

views from walls of lake side glass. Beau- area is stunning, opening from the kitchen

to store your cars, boats and toys and the

side of Lake Sylvia, and features stunning

tiful landscaping with heated ponds and a waterfall make this a relaxing year-round

view of all. The vaulted main floor living

rage offers an abundant amount of space

into a dining and living area with built-in attached workout room is great for kids and cabinetry and stone fireplace and fabulous adults. Relax on 75’ of beach and enjoy the

or vacation setting. Designed with a com- lake view through a two-story wall of glass. most desired fishing, swimming and boatfortable floor plan featuring large gather- The lower level has a functional flagstone ing spaces for families, decks and patios to

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floor for coming in and out from the lake,

ing waters in the Heart of the Lakes Area.


Sugar Lake

$370,900 | #3674943


A sweet opportunity on well-known Sugar landscaping. The basement is fully finished

ing, or a garden shed. Just north of Maple

was built in 1974 and has a gorgeous wa- tertaining on those rainy or hot summer

on 1,015 acres of sparkling water with 8’

water, and 80’ of shoreline with water that

hanging on your wall? Get your gear ready,

Lake! This beautiful, three bedroom home with a large recreation area, perfect for en- Lake, Sugar Lake offers ultimate recreation

days. Grab your morning coffee and enjoy clarity. Looking for that prize fish worthy of

is crystal clear. Set on a quiet, end of the

bonfire on a clear and calm July night at the

road lot, this home boasts two fireplaces, a

the views from your lakeside deck or build a

Sugar Lake is Wright County’s only Muskie

water’s edge. Need a little more room? The lake! Maple Lake School District.


basement kitchenette, a new 10x32 lakeside septic system is located on an extra lot across

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terfront and view. Ideal level yard along the

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deck, beautiful mature trees and fabulous the road, offering more space for play, park-

Lake Francis $599,900 | #3940111


This elegant home was designed for lakeshore living. High qual-

ity craftsmanship is visible throughout, with no detail overlooked. Take in the view of your shoreline from a wall of glass. The great room is sure to impress with a stunning two story fireplace and wood vaulted ceilings. With spacious room sizes that include

walk-in closets and a separate guest cabin with a full kitchen, you will be able to invite the whole family to stay the weekend. Stun-

ning paver brick patio and fire pit by water’s edge truly makes this home everything you are looking for in a waterfront home!

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French Lake $479,900 | #3858926


Luxurious home with 142’ of shoreline, four bedrooms and three

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bathrooms. Spacious floor plan with a master bedroom that fea-

tures sliding glass doors to a 13x64 stamped concrete patio with

an amazing view. Enjoy a master bath with jacuzzi tub, large walk-in closets and all the extras. Fabulous custom kitchen with granite counter tops, walk-in pantry, center island. Too many up-


grades to name them all! Beautifully landscaped, this is a perfect

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private lakeshore setting.

Lake Francis

French Lake

$144,900 | #3959561

$194,500 | #3908648

Great opportunity to own beautifully mature wooded lot on Lake

Sunrise and sunset, you get them both with this 1+-acre property.

dock. Use the comfortable, 880 finished sq. ft. cabin as a summer

ing area perfect for gathering with family and friends. Two large

Francis! Enjoy 60’ of sandy natural shoreline to swim or fish off the retreat or rebuild and finally have your dream home. You will love

your privacy as you will be tucked away with mature trees. Make this

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your new summer getaway or year round home!


300+ feet of level shoreline ready for fun! Large lakeside entertain-

lakeside rooms walk out to a large deck. Living room has a wood burning fireplace. All living facilities are on one-level! New roof, facia, screens, and deck canopy.

Lakeshore Cokato Lake $159,900 | #3935556 Alluring building lot with gentle slope to 539-acre Cokato Lake. 150’ of lakeshore. 45 minutes to the Metro. Stocked with walleyes in 2008.

Clearwater Lake $279,000 | #3900156

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Charming one-level, seasonal cabin on the water’s edge. Updates include new exterior paint, new cedar wrap-around deck with new sliding glass door from the dining room. Master bedroom has lake

views and a second sliding glass door. Two of the bedrooms have

Enjoy a storage shed for all your lake toys and tools.

Granite Lake $184,900 | #3966879 Cute two bedroom year round home on Granite Lake. Lower level walks out to level shoreline and yard. Make it your home or getaway!

Cedar Lake

$399,900 | #3917508

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and beautiful shoreline views make the living room the place to be.


nice size closets and all rooms include ceiling fans. Stone fireplace


Step on in to your very own secluded Cedar Lake home. Enjoy a main floor bedroom and lofted master bedroom with a master

bath. This home has 3 bathrooms all having great tile or marble

floors. Grab your morning newspaper and enjoy the breeze on a spacious 10x24 screened porch and connected 12x10 deck. Home

has over 2,300 finished square feet. The mature, level yard has

plenty of room for your summer get-togethers. With 93’ natural shoreline there is nothing left to wish for!

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Lakeshore Lake Marie $244,900 | #3953326 Beautifully wooded lake lot with open floor plan split-entry home. Lakeside covered porch, wood fireplace. Home needs some updating.

Lake Sylvia $449,900 | #3919674

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Great opportunity to own beautifully mature wooded land on An-

nandale’s most pristine lakes! Enjoy 180’ of beautiful Lake Sylvia shoreline to swim or fish off the dock. Have more than enough

room to rebuild or remodel with .79 acres. You will love your pri-

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Clearwater Lake $215,000 | #3909502 Updated, neat and clean year round home on the West end of the lake. Room for all to play, fish, relax. Walk to bait shop and 2 supper clubs.

vacy as you will be tucked away on a private road. Great storage

with a triple garage and black top driveway is already there. Make this your new summer getaway!

Indian Lake $299,900 | #3933312


Gorgeous home with the privacy you have been looking for and

beautiful mature landscaping. Have plenty of room for everyone

with three bedrooms. The spacious kitchen has all the appliances you need to entertain on the summer weekends at the lake. Huge master suite boasts a walk-in closet, oak floors and sliding glass

door to patio. The three season porch will be your favorite spot to

sit back and enjoy the views. Enjoy the comforts of a ceiling fan, electric heat, vaulted ceiling and door that walks out to your lake-

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side deck. Call this peaceful setting your home or getaway!

Get to know the lakes Madsen’s Bay

Stony Point

Cedar Point

West Lake Sylvia Wulleiinda Point

n cha nel

Tree Farm Bay

Bull’s Island

Totem Pole Bay

Peninsula Point

Sunrise Bay

Sunrise Point

Lake Sylvia Pebble Beach Bay

Sunset Sunset Point Bay

Bull’s Point

Totem Pole Point

Lake Sylvia, 4 mi SW of Annandale

Flannery’s Bay

Coates Bay

Midget Bay

Scout Camp Bay


ge 1 a e r c ’ dA e 7-18’ n 1 i b y t m ri Co ’ Cla 4 9 pth e D x isnhthe state F Ma e u q si ni ng


rri lake few water he e h ft sh one o ith fre l w h fee t r o up n ter, a w ar l cle a t s y cr



n fo w o n k est

Residential fal l 2010 | w w w.oakr ealt y


$1,395,000 | #3941878


Come home in present day to the elegance of the past in this beautiful Queen Ann style Victorian home built in 1993. Filled with modern amenities and turn of the century architectural antiques, it is flawless and comfortable at the same time. From a spectacular main floor featuring a parlor and owner’s suite, to a spacious lower level ready to entertain, luxury and relaxation await you in every room. The home boats

9,966 finished sq. ft. with five bedrooms and five bathrooms. The attention to detail that goes into a Victorian home cannot be overlooked. The Hardie Board exterior, along with the palette of multiple colors used in ornamental accents on the exterior, were chosen carefully and

with reason. This spectacular property offers a peaceful country setting with the conveniences of city amenities nearby. An expansive lawn, mature trees, lush landscaping, pond and original 1917 barn only begin to describe what the 8 acres surrounding the home offer.

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Residential Annandale $99,000 | #3951733 Twinhome in Hunter’s Cove. Quality-built, 1,400 sq. ft. two bedroom floor plan, unfinished interior. Ready to complete to your liking.

Albertville $249,900 | #3965222 Beautifully-finished home on 1.99-acre lot in town. Hickory floors, alder doors/cabinets, fireplace, many extras! Walking distance to school.

Hanover $424,900 | #3872636 Gorgeous rambler, all one level. Large master suite, 10’ ceilings, in-floor heat throughout. Perfect setting on 5 beautifully landscaped acres.

Clearwater $187,500 | #3932781 Northwoods living close to the metro! Very private, 3-acre lot. Live surrounded by towering pines and wildlife. Charming, 3 bedroom home.

French Lake Township $289,900 | #3944003 Hunter’s dream with 40 acres and Crow River frontage. Three bedroom home, outbuildings. Newer roof, siding, carpet and furnace.

fal l 2010

Cedar Lake Views $199,900 | #3534249 Walkout rambler on scenic lot overlooking the lake. Deeded access just down the road. 3 main br’s, newly remodeled baths. 36x40 pole shed!

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Annandale $279,900 | #3929826 Country living only a few miles from town! 2.5 acres, all living facilities on one level, no steps from the garage make this very accessible for all.


Maple Lake $172,900 | #3960989 Great home with three bedrooms, two baths, vaulted ceilings, insulated garage in a quiet neighborhood. Walkout basement to nice backyard.

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Upcoming Local Events

Har vest Festival at Pioneer Park Saturday Oct. 2

Downtown Art Crawl Thursday Oct. 7

Chamber Community Trick-or Treat Friday Oct. 29, Annandale & Maple Lake Halloween Spectacular at Pioneer Park Sunday Oct. 31

ACT Holiday Home Tour Saturday Nov. 20

Immigrant ’s Christmas at Pioneer Park Saturday Dec. 4

Canadian Pacific’s Holiday Train & Show Early December, watch for date/time

Pioneer Park, Annandale

Lion’s Club Breakfast with Santa Sunday, Dec. 19

63.2088 37 | Maple Lake 320.9 Annandale 320.274.57 Get to know us at www.


Since 1974

Residential Annandale $214,900 | #3921039


Annandale $154,900 | #3924226


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Spotless country home set on 2 acres of mature landscaping, a

You will fall in love with the view of the 7th fairway and neigh-

kitchen with new side-by-side refrigerator, 3-season porch and

kitchen opening up to the living room and dining room is great for

great setting for a large family! Features five bedrooms, a large

attached 10x12 deck with storage below. Lower level family room


has newer carpeting. Enjoy a large laundry room with cabinets.

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Beautifully wooded backyard is perfect for kids to roam.

boring pond from this family home in Southbrook. A spacious entertaining. Lower walk-out level is ready to be finished. Great

convenience with a quick drive to town and school. Ideal neighborhood for families and those who love to golf!


$155,900 | #3929420

New construction in Pintail Pond’s single family residential area! Split-entry style with a grand exterior appeal from the road. Two

bedroom floor plan with an unfinished bonus room - your spacious, future master suite, recreation or hobby room. A great de-

sign, new to the area. Models in other price ranges available. Call to learn more about this exciting new development located just South of town on County Road 5.

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Residential fal l 2010

Pintail Ponds

A first of its kind development in the Annandale Area


Bring your ideas - Your own builder!

Hwy 55

Each and every BayHome model given a price reduction.

BayHome and Single Family Lots available.

Ask about Contract for Deed options!

Excelsior/ County 5

Ash St.

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New & Improved Pricing!

Downtown Annandale

Pintail Ponds

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Residential [

Buffalo $249,900 | #3961075 Updated home top to bottom, new windows, roof, furnace, A/C, appliances, carpet and tile. Nice country setting on a small lake. Must see!

Annandale $304,900 | #3958345 Enchanting 2,004 sq. ft. custom rambler with a four season porch, front porch, insulated garage, 46x30 pole shed and view of Lake John.

Clearwater $64,900 | #3966330 Affordable one level home on a huge, mature, corner lot. New roof in August 2010. Large rooms, maintenance free siding, two bedrooms.

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Fairhaven $47,900 | #3959216 Quaint home in quiet downtown Fairhaven. Updated exterior, septic, well, furnace and more. Would make a great starter or rental house.

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$189,900 | #3957288


This gorgeous home will be ideal for a family that enjoys living

in a neighborhood with kids to play with right next door! Southbrook is a great community to raise a family. Enjoy open concept

living with a unique and spacious floor plan. Stunning lower level is finished with ½ log siding and will be perfect for entertaining.

Great convenience with a quick drive to town and school, perfect for those families with after school activities. Enjoy a beautiful spacious yard with mature landscaping and a huge deck to take

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in all the views..



Kimball $199,900 | #3881474 Lovely country home on almost 2 acres. Spacious kitchen, walkout to huge backyard deck from dining room. Mature lot, mostly wooded.

Annandale $89,900 | #3914492 Great three bedroom rambler, bedrooms and laundry on main floor. Newer windows, huge 3-car garage, city walking path goes right by!

Annandale $389,900 | #3860440 Country home surrounded by 5 acres of mature woods. Five bedrooms, 3 baths, master suite, 2 gas fireplaces, great deck. 64x40 pole building.

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South Haven $99,900 | #3844951 Great 1-acre building lot with views of Lake Caroline. Quiet, dead-end road. Well and septic in. Large garage/shop already on the property.

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Annandale $164,900 | #3867860 Four bedroom home (three on one level), with vaulted ceilings, finished walkout basement, open floor plan. Southbrook neighborhood!



Annandale $129,900 | #3949656 Lovely country home set on almost an acre. Three nice size bedrooms, spacious kitchen with pantry. Private yard, close to conveniences of town.

27 Holes of Championship Golf

Pro Shop 320.963.5500

27 4

Residential Clearwater $104,900 | #3964853 All living facilities on one level. Fenced yard, huge deck for entertaining, spacious living room with fireplace. 26x26 garage with office space.

Annandale $274,900 | #3902458


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The perfect country setting! Spacious home with great lower level entertainment area that includes a huge second kitchen. Main level

boasts vaulted ceilings and awesome views from a spacious deck. Great kitchen with stainless steel appliances. Your master suite also

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Clear Lake $169,900 | #3968058 5 acres of scenic country living. One level home with newer granite countertops, flooring and fixtures. 30x50 pole shed, great for storage!

includes a second private deck. Enjoy 2 ½ acres abundant with wildlife. Plenty of room for your toys with a 30x45 pole shed.

Not actual home. Similar as pictured.



$189,500 | #3938284

$179,900 | #3887421

New construction in Pintail Ponds! Split-entry style with a grand

Beautiful three bedroom, two bathroom home in the Southbrook

finished sq. ft. You’ll love the master suite with walk-in closet, and

ings. The dining area has a sliding glass door to the deck which

exterior appeal from the road. Three bedroom floorplan with 1,340

private bath. Full basement ready to be finished. A great design, new to the area. Models in other price ranges available. Call to learn more. Pintail Ponds is just South of town on County Road 5.

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Golf community. Featuring an open floor plan with vaulted ceiloverlooks a pond. Huge lower level family room has ample space

for family activities. Over 2,000 finished sq. ft. Beautifully landscaped yard with in-ground sprinkler system.



$399,000 | #3922056


Breathtaking property on 30 acres of heavily wooded land, bordering Stanley Eddy Park. A secluded home with all the extras! Hot

Tub, sauna, fireplaces, granite counter tops and stainless appliances. concrete patio. All set up for horses with maintenance free fencing

and a 24x8 shelter with 2 box stalls and tack room. Stately brick columns define the entrance, welcoming guests to your wooded

The Snooty Fox Gallery & Gifts

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the perfect place for those with a love of the outdoors to call home.


wonderland. Home to an array of wildlife, this pristine acreage is

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Exterior boasts cultured stone, boulder landscaping and a stamped

Darwin $69,000 | #3926546 Charming story and a half home just blocks away from the Big

20 East Cedar Street, Annandale

area. Updated kitchen with new cabinets and windows providing

Hours: Tues-Fri 9-5 & Sat 9-4

Ball of Twine! Nice yard with majestic oak trees and small garden

(320) 274-2700

brilliant natural lighting! Upper level has one private bedroom and

great office space, or 2nd bedroom, which ever suits your needs! Maintenance free siding and newer windows. Move-in ready!

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Residential [

Monticello $191,900 | #3963071 Well kept and cared for 4 bedroom home in a quiet neighborhood. Open floor plan. Easy access to Hwy 25 and I-94 corridor.

Longville $109,900 | #3947604 Quaint getaway nestled in 4.3 heavily wooded acres. Great spot for hunting and enjoying the outdoors. Built in 2005. Quick close possible!

Maple Lake $149,900 | #3922823 Affordable new home to be built on a beautiful lot with tree line in the back. Less than a mile off Hwy 55. Close to area lakes and parks.

Annandale $132,000 | #3926964 A great neighborhood community to come home to. Spacious home with large kitchen, four bedrooms, walkout to backyard with play set.

Maple Lake $139,900 | #3865174 Townhome living with the feel of the country! One level, with master suite, open living area, patio overlooking a pond, oversized garage.

Kimball $159,900 | #3925519 New home to be built in Heritage Park of Kimball. Learn more about this new development by visiting

Maple Lake $179,500 | #3944123 Move-in ready, tri-level home. Large, open dining and kitchen area. Front porch, 14x14 deck off dining. Storage garage in backyard.

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Maple Lake $149,900 | #3919825 Your new home is under construction on this large city lot! Choose flooring, paint colors, appliances! Close to amenities. Floor plan in office.

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Annandale $49,000 | #3948350 Nicely-maintained seasonal cabin 1/2 block off Sugar Lake. Shaded patio, backyard with fire pit, several gardens, storage shed, furnished.


Annandale $324,000 | #3821892 Elegant custom built rambler near Whispering Pines GC and Cedar Lake. Host the big games in lower entertainment level. Master suite!

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Cedar South

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Clearwater $163,900 New construction! Large city lot, due to be completed Oct. 31. Walk thru bath from master suite, oversized 3-car garage, appliances, 1/2 sod.



Clearwater $329,900 | #3897386 Sprawling rambler, sure to impress. Quality throughout! 3,700+ finished sq. ft., beautiful stone fireplace, wrap-around porch, close to I-94.

of Clearwater

Final phase of development 1 block from the park Oversized city lots starting at $19,900 Use our builder or your own Easy access to St. Cloud or Metro Financing available

Gary Dagner Realtor速, GRI

(320) 309-1739

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Lots & Land fal l 2010 |

A quiet development of large country lots, located between the

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City of Annandale and Cedar Lake. An ideal location for families

or retirees, just a few miles from Annandale Schools and neighbor-

ing the scenic Whispering Pines Golf Course. Convenient access to Highway 55. Call today to learn more about Market Retreat!

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1 1 1 1 1 1 2 2 2 2 2 2

257x464x213x459 231x459x259x439 201x439x424x471 202x471x377x540 200x540x515x281 146x281x398x345 280x357x330x363 315x368x281x363 152x363x263x368 224x381x376x300 291x409x251x381 407x246x409x269

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$109,9 00 $115,9 00 $119,9 00 $124,9 00 $127,9 00 $122,9 00 $99,90 0 $75,00 0 $65,00 0 $118,9 00 $118,9 00 $94,90 0

Excellent Contract for Deed financing terms available.

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Lots & Land 75 Acres, Clearwater $239,900 | #3855861 Rolling acreage with pond and light tree coverage. Located within 5 miles of I-94. Seller will split off and sell a 40 acre parcel.

Sauk Rapids $394,900 | #3927594 Private hunting preserve. 80 gorgeous acres of woods and water. Keep it to yourself or split into beautiful building sites. Will sell as 40’s also.

Annandale $27,900 | #3897812 Beautifully wooded, 1.73-acre lot in an established neighborhood. Enjoy privacy with the comfort of homes nearby. Not far to town!

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25+ Acres, Clearwater $164,900 | #3915273 Prime acreage ready for investors, developers or builders. One mile off I-94. Approx. 8 acres of this rolling parcel is wooded. Can be split.

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A.M. Boutique

Home of Ada Magdalene Skin Care read testimonials on our web site!

on Clearwater Lake 12635 Bayview Road, South Haven (320) 274-7224

Offering Women’s Tops & Accessories Open Thursday, Friday and Saturday 9:30 a.m. - 3:30 p.m. 46 Oak Ave. N, Annandale

Dining and Spirits Where Friends Come Together

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Lots & Land 50 Acres, South Haven $189,900 | #3889611 Tillable land just north of Lake Sylvia. Beautiful parcel, good open farm land is hard to find! Edge of South Haven, more land available.

Annandale $59,900 | #3872202 Build at the end of a quiet cul-de-sac in Hunter’s Path. Great in-town location. Wooded, 1-acre. Neighborhood of quality-built homes.

39+/- Acres, South Haven $148,900 | #3670930 Just South of South Haven on County Road 2. Gravel buyers take a look! More land available. Corner parcel.

Annandale $65,000 2.5-acre lot ready for your new home, in a great location just East of town and close to Highway 55. Close to Cedar and Clearwater Lakes.

Limestone Trails starting at $69,900 Four lots available at Limestone Trails. Large acreage lots with mature trees, trails, 25+ acre outlot and lake access. Ideal for nature lovers.

93 Acres, South Haven $320,000 | #3903363 Rolling farmland bordering the city limits of South Haven. Two building eligibilities. Frontage on Hwy 55. Pond in the NW corner.

Heritage Park of Kimball $24,900-$34,900 28 oversized, single family lots available in this new “green” neighborhood! Views of Powder Ridge. Bring your builder or use ours!

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Meadows of South Haven $64,900 | #3835974 Six lots available in this plat, priced from $64,900-$91,900. Lots vary from 3 to 3.9 acres each. Excellent Contract for Deed terms!

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Lots and Land Annandale $89,900 | #3967255 Picturesque 3.75 acres located off County Road 3 near Lake Sylvia. Perfect location for your future dream home.

South Haven $64,900 | #3949813 Buildable 1.2-acre, wooded lot overlooking Lake Marie. Great hilltop location. Camp, snowmobile, fish and hunt from here!

9+ Acres, Clearwater $109,500 | #3894745 Rolling acreage with amazing countryside views, sunsets and wildlife. Area of newer, prestigious homes. Ideal location, quick access to I-94.

Annandale $99,900 Fully wooded, 2.5-acre lot in a new development of large lots near Cedar Lake. Great location, and a beautiful setting for your new home.

10 Acres, Annandale $125,900 | #3947433 Blend of trees and lowland between Clearwater and Bass Lakes. Great hunting, abundant wildlife! Build now or later.

Views of Lake Sullivan $69,900 | #3847548 Privacy is yours with beautiful views. Heavily wooded 1/2-acre lot, ready for a new home. Quiet, dead-end road. Calling the nature enthusiast!

40 Acres, Clearwater $140,000 | #3864256 Great opportunity to own a 40 acre parcel in a great location. Rolling terrain, with field, trees and pond. Needs to be split from larger parcel.

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South Haven 10, 56 and 66-acre tracts 10-acre lot on the Clearwater River in the beautiful back hills of South Haven. 56-acre parcel available, excellent hunting. Or buy all 66 acres!

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35 4

Lots & Land 70+ Acres, Monticello $299,900 | #3918533 Endless possibilities for this gently rolling acreage close to Maria State Park. Fantastic views, lots of wildlife, pond. One building entitlement.

Annandale $75,000 | #3627279 1.87-acre lot on the SW edge of Annandale. Build with privacy and elbow room, with the conveniences of town just blocks away!

Kimball $399,900 | #3942499 26 Twinhome lots in the new Heritage Park of Kimball development. Utilities, blacktop, curb and gutter are in. Views of Powder Ridge!

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Cokato ea. $37,500 Three nice lots in the City of Cokato, ready for your new home! Beautiful trees mark the corner of Swanson and 3rd St. Your builder or ours.

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Hunter’s Cove

A quiet cul-de-sac with views of Pleasant Lake, now open to any builder Y City sewer and water Y Walking distance to downtown, city park and beach, and schools Y Bring your own builder or use ours

north of Highway 55, One block West of the stoplight, Annandale

Lots from $18,900

36 4

Commercial fal l 2010 |


French Lake Auto Parts has been a world leader in the automotive recycling business since 1956. Located 60 Miles west of the Twin Cities, with over 84 acres and 6,000 +/- vehicles that range from the early 1900’s to the present. The company is well-known for its large inven-

tory of antique parts and large inventory of late-model parts. They also offer customers many rust-free parts and rebuildables shipped in

from Arizona. They specialize in hard to find classic auto and truck parts along with a large selection of quality, affordable used cars, trucks,

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French Lake Auto Parts

SUV’s and classic cars for sale. While 60 percent of its customers are located within Minnesota, FLAP also ships nationwide and worldwide. Welcomes 250-300 walk-in customers on a typical Saturday. This family owned and operated company is celebrating its 54th year in the auto parts, vehicle recycling and car sales business. Includes: Land, buildings, business, inventory, equipment.

37 4


Highway 55, Annandale $699,900 | #3845933

The perfect location right in the Heart of the Lakes! Entrepreneur’s, with 260’ frontage on busy Highway 55 and a huge parking area, this beautifully remodeled building could be exactly what

fal l 2010

you’re looking for! A true log, canopy entry into a large vestibule

offers the possibility of two entry ways. Finished with half log sid-

ing and cultured stone, the 9,000 sq. ft. building includes newer

roof, interior cement floor, plumbing, sidewalks and large asphalt


parking lot. The interior of the building is open with no supporting

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beams to limit your options. Bring your ideas to this opportunity!

Under the Water Tower!

110 Star Street, Maple Lake Open 7 Days a Week (320) 963-6660

700 Norway Drive, Annandale

(320) 274-2019

Open 8 am - 10 pm Mon-Sat

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Main Street, Annandale

$199,900 | #3851536

$134,900 | #3902412

Great business opportunity on the West side of Annandale. Parcel

Successful coin operated laundromat located in the hub of An-

limitations to challenge an eager entrepreneur. Bring your ideas to

building has two upper level apartments for rental. Convenient

has 675’ of frontage on busy Highway 55. This 3.5-acre lot has few life in a great location with excellent visibility and extremely high

tion is just a few blocks from Main Street.

Ready to be your own boss or make an investment? Here’s your opportunity. Real estate, business and equipment are all offered in this transaction.

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soon on the South side of the highway, just across the street. Loca-

on and off road parking available for customers and tenants.


traffic. The timing would be perfect with new development coming

nandale. Situated on a high traffic corner lot, this stately brick

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Highway 55, Annandale

Maple Lake $449,900 | #3844346 Dare to dream big! Commercial Property with two large buildings located on four acres with easy access to Highway 55. City

sewer and water. The possibilities for this commercial facility are unlimited! Office building has an elevator and kitchen facili-

ties in the lower level. The large warehouse has a loading dock. Warehouse has 6 inch concrete floor, ceiling height that ranges from 12-30 feet, natural gas radiant heat, 3 phase electrical power available. Nice level lot with options to expand or possibly split.

39 4

Commercial 40 Acres $299,900 | #3637600 Gravel buyers take a look! All tillable. One building right. Excellent location 4 miles North of Kimball on Hwy 15, close to Powder Ridge.

fal l 2010

Stop in this Fall! Fine Jewelry Retailer Clock, Watch & Jewelry Repair


Main Street, Annandale (320) 274-5313

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Personal Storage Condominiums $57,120 Got stuff? Own your own storage condo! Power, heat, 16x14 overhead door with opener, 16’ side walls. for more info.

Annandale $135,000 | #3865254 Numerous potential development possibilities. Beautiful .84 acre lot, in great location. 5,000 sq. ft. brick building with newer metal roof.

Fairhaven $109,000 | #3492263 Commercial opportunity in the quaint town of Fairhaven. Cor-

ner downtown commercial building with adjacent home currently

used for rental. Commercial building has 9x9 office, 1,152 sq. ft. large, vaulted room with wood floors, and abundant storage. Suit-

40 4

Cokato $499,900 Commercial opportunity in the heart of town. Great location with high foot traffic. Established businesses currently leasing. 8 units.

able for various business types. Bar, back bar, cooler and tables stay. Bring your ideas!

Commercial fal l 2010 |

$850,000 | #3953658


A clear favorite in dining and entertainment for years, The Bay Club has given residents and visitors to the scenic Heart of the Lakes area a destination to come back to time and again. With a pleasing atmosphere, both rustic and refined, the restaurant appeals to a wide range of

customers and has a reputation for excellence across Central Minnesota’s lake country. Fully remodeled in 1997 by its current owners, the

3,992 sq. ft. facility can accommodate a high volume of guests, with abundant parking and a fabulous outdoor setting. The Bay Club sits

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The Bay Club

on the edge of Turtle Bay, on 3,000+ acre Clearwater Lake, the largest in the Annandale Area. A turn-key business opportunity, it offers an

established business with a strong customer base, a quality structure, state of the art computer software systems, and upgraded kitchen equipment, just the start of an extensive list of enhancements.

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Grass L Otter Lake


Lake Caroline Lake Louisa

Lake Marie Lake Augusta

Clearwater River

Clear La s o u t h h av e n

Lake Betsy

Pleasant Lake Lake John

Lake Union


Lake Sylvia Pickerel Lake Moose Lake

Lake Francis French Lake

Granite L Crow River

Limestone Lake


Bass Lake

Sugar Lake Silver Lake

Indian Lake

rwater ake

Cedar Lake

Mink Lake Somers Lake Lake Mary

Swartout Lake

Maple Lake maple lake

Ramsey Lake

Lake Buy this image online at

call. click. come in.

annandale office 720 Elm Street East Annandale, MN 55302 Local: 320.274.5737

maple lake office


501 Maple Avenue North Maple Lake, MN 55358 Local: 320.963.2088 |

Heart of the Lakes Property Portfolio | Fall 2010  
Heart of the Lakes Property Portfolio | Fall 2010  

Real estate opportunities in the scenic Heart of the Lakes area of Annandale, Minnesota. Offered by Oak Realty, the area's oldest brokerage....