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Heart of the Lakes property portfolio



Since 1974

fall 2013

Your Guides to the heart of t he l a k es sinc e 1974

contents 4 l ak e shor e 2 9 r e side nt ial 3 7

lots & l and

4 1 com m e r cial 4 6

l ak e m ap s

Watch for these icons!

p [

take a virtual tour vie w a pr opert y tr ailer

ann andale offic e

720 Elm Street East, PO Box 298 Annandale, MN 55302 Local: 320.274.5737 Fax: 320.274.8210

onl ine / find us on facebook visit our youtube channel

m aple l ake offic e

ON THE COVER: Fall harvest underway in Central Minnesota

501 Maple Avenue North, PO Box 564 Maple Lake, MN 55358 Local: 320.963.2088 Fax: 320.963.2089

ste ve bruggem an Broker, Realtor®, gri, crs (320) 274-6363

dean hoglund Associate Broker (320) 980-2445

gary dagner Realtor®, gri (320) 309-1739

mike mcnellis Realtor®, gri, lmc, a-reo™ (320) 266-0198

carl a sundbl ad Realtor®, gri (320) 493-1361

tiffini kiebel Realtor® (763) 464-2048

a my mcnellis Realtor® (612) 963-4190

to m g ay Realtor® (320) 492-1641

hollie dagner Realtor® (320) 309-1739

jenna potter Realtor® (612) 801-4967

core y czycalla Realtor® (320) 980-5897

angie wisner Office/Marketing (320) 274-5737

digital edition You can view a full interactive digital version of each Property Portfolio edition online. Sign-up at and be the first to receive each issue. You can also bookmark http://issuu. com/oakrealty on your computer or iPad and flip through pages of great properties, view virtual tours and property trailers by touching the a my miller Marketing (320) 274-5737

p and [ icons, and much more!

If you would like a print copy mailed directly to your home or business, just drop us an email, we would be happy to mail you one.

lakeshore gorgeous beaches

Sugar Lake

$639,900 | #4370547

Lake Sylvia

$695,000 | #4376843

Clearwater Lake

$274,900 | #4368422

Gorgeous level shoreline on Sugar’s East side. Spectacular level shoreline on Sylvia’s beauti- Enjoy 100’ of sand shoreline on the East end This property has 75’ of beautiful sand shore- ful East shore. This property has 100’ of gor- of 3,000+ acre Clearwater Lake. Level, gradual

geous sand beach, and a West-facing view that depth with a lovely home to take in spectacular Enjoy views of the lake from nearly the deck, gives you spectacular sunsets. Relax on a level sunset views down the length of the lake. The master suite and the patio with built-in camp- lot where kids can play in the sand and water largest lake in the area, and a haven for fishing line and a wonderful four bedroom home.

fire ring. Read more on Page 7.

just steps from the deck. Read more on Page 9.

and fun! Read more on Page 14.

Lake Sylvia

$1,499,000 | #4328707


Come home to this beautiful West Lake Sylvia lake home, and surround yourself with 5+ acres of mature woods and privacy. Perched above the

lake with spectacular views, this thoughtfully finished year-round home or vacation retreat was built in 2007 with quality and comfort in mind.

It is the details that make this home shine. Douglas Fir wood floors with a fascinating history, custom Knotty Alder cabinets that close silently, in-floor heat in every bathroom and wonderful top of the line appliances. Retreat to a master suite that has its own sliding doors to the lakeside deck, a customized walk-in closet, and spacious master bath with whirlpool tub. Use the expansive upper level recreation room for family fun and entertaining. A setting perfect for the couple or family seeking a spectacular home in the trees, this property is ready to be enjoyed.

www.oak r e al ty m n . c om


Cedar Lake $589,500| #4327529


Entertaining made easy! Enjoy a spacious kitchen and dining room with

stainless steel appliances, hickory cabinets, and granite counter tops. A mud/laundry room with tile floors and built-in lockers is great for com-

ing off the lake. Cedar ceilings, wood plank flooring and tons of windows facing the lake. Spacious lower level walkout includes a family room, 他 bath and dry bar. The master bedroom has vaulted ceilings and amazing

lake views. Wrap-around deck, boulder landscaping, fire pit, and granite steps with a stamped concrete sidewalk leading to the sandy shoreline.


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Lake Sylvia $279,000 | #4132396

Rolling, heavily wooded lot in the established Northridge Addition. This

scenic lot slopes to beautiful, hard bottom shoreline in Flannery’s Bay. Suitable for a walkout style home, this property is ready to build on.

Enjoy sunrise views, privacy and this wonderful, mature neighborhood. Northridge residents share a private boat landing at the end of Pleason Avenue. This quiet, paved road weaves around 2 large outlots that owners

can enjoy, and through the woods of this beautiful area at the North end of the lake. Soil tests already done and are available.

Sugar Lake $639,900 | #4370547 p[ One of a kind! This four bedroom, two bath-

be spent enjoying the gorgeous sunsets on

of land across the street. The lot is nearly

inside out! Nestled on sought after Sugar

colored concrete and exposed aggregate sur-

with a 24x40 section containing central air

room lake home is sure to impress from the

Lake, this home sits on 75’ of the lakes fin-

est shoreline. The open floor plan boasts tile

and oak floors, a stunning granite fireplace, and an extra spacious living room that walks

out to the lake. Many days and nights will

the expansive patio made of stamped and

rounded by new professional landscaping. The already stunning property just added a

new state of the art multi-flow septic system. Along with the home includes an 18x22

3 acres and includes a 50x40 pole building

and in-floor heat and a 24x20 triple garage. This remarkable year-round home is more than ready to enjoy!

heated workshop and an additional parcel

www.oak r e al ty m n . c om


Granite Lake $299,900 | #4361287


75’ of lakeshore! Updated main floor windows, new flooring and updated kitchen. Nice 4-season porch with hot tub, great views from a large deck.

Lake Marie $89,900 | #4362560

A wonderful lake lot to build a new home. Gorgeous mature trees, private. 150’ of natural shoreline. Approximately 1.2 acres. Great fishing!

Sheldon Lake $109,900 | #4378472


Gorgeous level lot with 203 feet of shoreline. All ready for you to build or bring in your camper with electricity and a well already in place.

Indian Lake $114,900 | #4394090

This level buildable lot has a steep slope and is surrounded by mature trees. Enjoy 102’ of lakeshore. Perfect spot for your dream home!

Sugar Lake $119,000 | #4338968

Buildable lot with 102’ of lakeshore. Over half acre lot on a tar road. Two sheds and a 1990 trailer currently on the lot, holding tank & well.

Maple Lake $347,500 | #4326596

Lovely home on Maple Lake with a large kitchen, gorgeous views of the lake, and a spacious lakeside deck. 1,280 finished sq. ft., 2 garages.

be au t i f ul 1 8 x2 4 wal l pr i n t s

High quality satellite images of our area lakes, printed on elegant, matte finish stock. Free and available at our Annandale Office. Stop in anytime to pick one up and grab extras

for friends! Lakes Available: Sylvia, Sugar/Indian, John, Pleasant, Cedar and Clearwater/ Augusta/Otter/Grass/Bass. 8

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Lake Sylvia

$695,000 | #4376843


This spectacular lakeside home has everything you are looking for as your summer getaway or year-round home. The stunning level lot is

nestled in a peaceful neighborhood set on Lake Sylvia. Spread out with four bedrooms, two bathrooms, office, huge laundry room/workshop, vaulted living room & dining room, upgraded kitchen with accent lights, family room with wood burning fireplace & Lake Sylvia rock accents, covered porch, and an extremely spacious lakeside deck. Invite everyone over and entertain with a full basement that includes a

recreational room and sauna. Enjoy beautiful natural woodwork, unique doors, and an abundance of storage throughout. Take in the views of 100 feet of Lake Sylvia shoreline all year long!

www.oa kr e al ty m n . c om


Clearwater Lake

$449,900 | #4351983


A majestic lake home on the area’s largest lake. Attention to detail is evident throughout this home with beautiful Colorado Stone and Colorado

White Pine. On the main level, you are welcomed by the views of the lake from the huge picture window. Magnificent workmanship make the

gas fireplace and entertainment center the focal point of this home. Field and Colorado stone, peeled cedar logs, Maple hardwood flooring and Alder kitchen cabinets add to the warmth and charm of the open floor plan. With .93 acres large, this property offers room to take pleasure in the

privacy of your yard. With 150’ of pristine lakeshore awaiting you, allow yourself to embrace the elevation, it provides the best views possible! This

state of the art electric lift will bring you up and down with ease, you will never have to lug coolers, kids or fishing tackle up and down the stairs, just hop on and enjoy the ride.


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Clearwater Lake

$179,000 | #4043052

Grass Lake


$149,900 | #4391470

Charming one-level, seasonal cabin on the water’s edge. Cabin comes

Just a hop, skip and a jump from the metro, this turn key home the

throughout and includes a spacious living room, bedroom, bathroom

do is relax and enjoy! Nice curb appeal and neatly landscaped with

fully furnished and ready to enjoy. Interior has a lovely knotty-pine

and kitchen. Screened in porch has spectacular views and is perfect

for those breezy summer nights. Enjoy a storage shed for all your lake toys and tools. You will love 90’ of shoreline on Clearwater Lake, with great waters for boating, fishing or just relaxing in the warm sun!

perfect get away! Property is being sold furnished so all you need to low maintenance perennials. The back yard has just enough shade to

provide a cool place to enjoy Grass Lake, easy access to Clearwater Lake and 3,000+ acres of fun, just under a bridge!

www.oa kr e al ty m n . c om


Mississippi River

$529,900 | #4401867


An absolute stunning riverfront property with

tion area. Tiger wood flooring shines through-

out lower level concrete patio. Enjoy 1.19 acres

Once you enter the home you will notice the

you part of the conversation. Main level private

with wonderful outdoor entertaining spaces.

over 3,200 finished square feet of living area. open floor plan, views of the river and the me-

ticulous craftsmanship this home has to offer. Come appreciate the attention to detail the builder accomplished. Main level living room

with corner fireplace makes for a great conversa-

out the main level. Well designed kitchen keeps

master suite with walk in closets and private bath. Many windows throughout the main level to showcase the river and let nature become a part of the home. Lower level 26x36 family

room with built-in bar area and fireplace. Walk-

of mature trees and a beautiful groomed yard

Cozy up to the fire down by the river. All the

recreational activities one can enjoy! Detached

heated and insulated 26x36 garage/shop area. Store all the extras and still have room for your private shop area.

Clearwater Lake

French Lake

Charming one-level home on the water’s edge. Home includes three

Looking for a great get-a-way? Here it is. Comfortable cozy cabin,

room with bay window, updated open and spacious kitchen & dining

sand lot. Views of entire length of the lake from lakeside deck or

$134,900 | #4371109 quarter bathroom, two bedrooms with great natural lighting, living room, and front porch with stunning views of the lakeshore. Have plen-

ty of room for your gardening tools and lake toys with a spacious shed. Clearwater Lake spreads across 3,196 acres with two public accesses on the West end. Enjoy 165 feet of natural shoreline, a haven for fishing! 12

$186,000 | #4360593 knotty pine interior, vaulted beamed ceilings, great level South shore

front yard fire pit. Property is furnished including tools in shed. Great fishing and boating. Lot is on both sides of the road. Includes storage

shed on back half of lot with plenty of room to store a pontoon or boat next to shed or extra parking for guests.

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Eagle Lake $389,900 | #4409883

Indian Lake $114,900 | #4406468

Grass Lake $69,900 | #4385738

Clearwater Lake $599,900

Three bedroom, two bath log home with 150’ hard bottom lakeshore. Two fireplaces, large deck, gazebo. Abundant garage and storage space.

Scenic and wooded 1+ acre lot on Indian Lake. Level lot slopes to 115’ of shoreline. Build a new home or cabin surrounded by mature trees.


Wonderful lot and location for your dream home. Use it now and build later. Access to Grass Lake, and the Clearwater Chain. Shared septic.

Year-round home, 3 bedroom/2 bath, plus guest cabin with 75’ of level lakeshore and additional parcel across the road, 4+ acres in all!

Lake Sylvia $695,000 | #4376843

Sugar Lake $464,900 | #4373755


Spectacular lakeside home. Wood burning fireplace with Sylvia stone surround, great views of the lake, natural woodwork throughout.


Charming year-round home with 170’ shore. Slate flooring, vaulted main floor, 3-season porch, lakeside screened porch, deck & patio.

l o c al and l ak e f un on pi n t er e st

Do you love all the fun on Pinterest? We do! Take a peek at our new boards, full of fun lake and home ideas, local resources, and more. Follow all or just some of the boards that interest you, and get pinning!

www.oak r e al ty m n . c om


Clearwater Lake $274,900 | #4368422


This lovely home has it all! Main level master bedroom includes a lakeside deck through the patio door. You will find a second bathroom and bed-

room on the main floor. Spacious kitchen and living room with vaulted

ceiling and French doors to a spacious deck with stunning lake views. Step out of the dining room into a private backyard great for grilling. The lower level has a third bedroom, laundry room, quarter bathroom and

walks out to the tuckunder double garage with additional workshop area Your favorite spot will be the 100’ of beach, enjoyed year round!


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Upcoming Local Events Downtown Art Crawl Thursday, Oct. 3 Halloween Spectacular at Pioneer Park Saturday, Oct. 26 Chamber Community Trick-or-Treat Thursday, Oct. 31 AHS Fall Play Friday-Sunday, Nov. 15-17 Pioneers Christmas at Pioneer Park Saturday, Dec. 7 Canadian Pacific’s Holiday Train & Show Early December Watch for dates to see if it will make a stop in Annandale!

Lion’s Club Breakfast with Santa Mid December

Mink Lake $199,799 | #4371926

Lake Marie $124,900 | #4352575

Lake Marie Access $49,900 | #4410997

Lake Union $79,000 | #4356655

Deeded access to Lake Marie for boat and dock rights. Gorgeous wooded, 1.6-acre lot with a creak running along the edge of the property.

Excellent North shore location. Great fishing and boating, quiet spot with good elevation, perfect gentle slope for a walkout basement.

Lake Marie $45,000 | #4357000

Lake Marie $99,900 | #4361658

Double lot at the end of the road with 233’ of level, hard bottom shoreline. Enjoy wonderful sunsets! Garage has attached bunkhouse too.

Six connecting lots in the Scenic Shores addition on Lake Marie. Mature trees and ultimate privacy in a peaceful and nature-filled setting.

Vacant .36-acre lot with a gentle slope to the water. Good lot to build your dream home on or just use for access to Lake Marie. Great fishing!

Panoramic Southern view with 150’ of shoreline. Mature trees, back portion of lot a perfect spot for future dream home. 12x12 shed.

t r ic k-or -t r e at er s w el c om e on t h ur s day, o c t. 3 1

Our Annandale Office will open our doors to hundreds of little ghosts and goblins during the Community

Trick-or-Treat event, to be held Thursday, October 31st from 3-5 p.m. Bring young kids to this safe and friendly event to collect some sweet treats and show off their costumes! 16

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Lake Sylvia Year-Round Getaway

6225 pilger avenue nw, annandale Set on 4 private acres of the renown Lake Sylvia Peninsula, this spacious waterfront home is available for rental throughout the year. Its thoughtful floor plan comfortably accommodates up to 8-10 adult guests. Families with children, don’t pass it by. With an expansive lakeside lawn that stretches along 450+ feet of pristine shoreline, this is a haven for fun and play all year long. Gathering spaces throughout invite you to relax, rejuvenate, and reconnect with family and friends. Numerous amenities include satellite television and high-speed wireless internet service. No need to leave your pets at home, they are more than welcome here. Isn’t it time you treated yourself to a week away?

Call for availability! Angie Wisner Office: 320.274.5737

Days Lake

$119,900 | #4067612

Cedar Lake

$259,900 | #4386943


Gorgeous private retreat or development. This 18-acre parcel is cur-

Charming cabin with two nice sized bedrooms, ¾ bathroom, living

a road and the opportunities are endless. Or, make it all your own and

furnished and the dock will stay! Your favorite spot might just be the

rently split into 5 lots, and the plat is already filed. Purchase it, put in

enjoy 1,100 feet of lakeshore on the South side of Days Lake which is 26 acres with a maximum depth of 24 feet. With a pond, the lake, and mature trees, this is a hunters dream, and ideal for anyone who is looking for seclusion and privacy in the country.


room, kitchen and dining room. Completely move-in ready, tastefully screened in porch with fantastic views of the lake. Enjoy a large lakeside

deck off the house along with a boathouse on waters’ edge. Lovely mature landscaping leading to 60’ of hard bottom natural shoreline. Yard has little maintenance, all ready for you to enjoy this season!

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French Lake $179,900 | #4370030

Level lot with sandy frontage exactly what you ordered. Charming cabin from yesteryear. Knotty pine interior give that lodge look

that you look for in your lake cabin. Spacious lakeside deck to enjoy barbecues, children enjoying the water or just the calmness that

lakeshore living has to offer. Single car garage and storage shed for

storing all those fun water toys. Great cabin to get you started in the area for lakeshore living. Barbecues, swimsuits and bonfires... the true essence of lakeshore living.

Clearwater Lake/Augusta Channel

Cedar Lake

Like to fish, like to relax? You’ll like this! Cabin is located on Clearwater

Charming cabin with two nice sized bedrooms, ¾ bathroom, living

This compact getaway is as neat and clean as you can find. Right at the

gle oversized garage is great for extra storage and the lawn mower.

$112,500| #4372458

River, 1 block to 3,200-acre Clearwater Lake or 178-acre Lake Augusta. water’s edge, only 15’ away, you can fish from the deck. Dock and boat lift

included, both stay in the water year round. Most furnishings will stay, list is at the property. Many recent improvements to interior and exterior. Garage is insulated could be heated and turned into a bunk house.

$279,900 | #4378168


room with wood burning fireplace and half walk-out basement. SinNew roof in 2011 and blacktop driveway. This is truly lakeshore living with a large lakeside deck off the house along with a spacious

deck on waters’ edge. Lovely mature landscaping leading to 65’ of hard bottom natural shoreline. All ready for you to enjoy this season!

www.oak r e al ty m n . c om


Lake Sylvia $209,900 | #4175775


You will find this charming A-frame style, 3-season cabin, tucked in the trees on Turtle Bay of West Lake Sylvia. Relax comfortably with a lofted bedroom, main floor bedroom, kitchen, full bathroom and a lakeside living room with views of the lake. Walk on out to a new

wrap around lakeside deck, the perfect spot to enjoy your favorite

beverage! Have extra storage room with an 8x12 storage shed just off the lake. Fall in love with 75 feet of Lake Sylvia shoreline! This could be a perfect family hideaway for years to come.

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Sugar Lake

$464,900 | #4373755


The stunning views begin as you arrive at this charming Sugar Lake home set on the waters’ edge. Enter into a foyer with slate floors that lead to the

kitchen. The spacious kitchen opens to the vaulted dining room and living room with new flooring and spectacular views of the lakeshore. Walk out

to a 3-season porch with a wall of glass, lakeside screened-in porch, and a large deck with views of the lake. Main level also offers a full bathroom, master bedroom with his/her closets and spiral staircase. Upper level loft is great for an extra sleeping area for visiting guests. Spread out with the

lower level offering full bathroom, bedroom, recreation room, tuck-under storage area, utility room and family room that walks out to the covered lakeside patio. Enjoy an expansive mature yard and 170 feet of natural shoreline any time of the year!

www.oak r e al ty m n . c om


Maple Lake $347,500 | #4326596

Cokato Lake $129,900 | #4328075

Lake Augusta $82,000 | #4312149

Grass Lake $108,900 | #4109330

Bring your RV and enjoy a summer getaway! 25-acre co-op resort. Great views, shared amenities: beach, boat launch, play center, trails.

Great 3-season cabin with resort amenities incl. beach, docks, outdoor pool, 17-acres of common grounds. Updated interior & exterior.

Clearwater Lake Access $64,900 | #4334222

Clear Lake, Watkins $89,900 | #4340095

Great livable year round home on a fantastic 150’ lot. Remodel or build new later. Three bedrooms, gorgeous views, two detached garages.

Wooded, level lot with access to Clearwater Lake. Nice, quiet neighborhood with paved streets. Access offers boat landing, swimming.

Alluring building lot with gentle slope to 539-acre Cokato Lake. 150’ of lakeshore. 45 minutes to the Metro. Stocked with walleyes in 2008.

Great investment opportunity! 60’ of shoreline, mature trees, great views of the lake. Bring your camper or tent, and enjoy nature!

f r e e ar e a l ak e m ap s !

New Clearwater Lake maps complete our one-of-a-kind series, created by hand by Steve over many years. These maps accurately show how property lines lay out around the lakes. Pick up a free wall-

sized print in our office. Others still in stock include: Pleasant Lake/Lake John, French Lake, Cedar Lake, Granite/Camp Lakes, and Sugar/Indian Lakes. 2 2

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Mink Lake

$199,799 | #4371926

Make one of the finest panoramic views on

bedroom could easily be added. Recent up-

that come your way. Mink and Somers Lakes

double lot at the end of a peninsula, approxi-

windows, central air and furnace. There is a

nel and together they offer 459 acres of quiet

the lake yours! This location is ideal, on a mately .57 acres, with 233’ of level lakeshore. Enjoy fishing right from your property! Enter the home on a nice 8x14 deck. The in-

terior offers 1,770 finished square feet with

two bedrooms and two baths, but a third

dates to the home include new roof, siding, spacious 12x33 lakeside deck to enjoy morn-

ing coffee and evening cocktails with family and friends as you take in a spectacular sun-

set view. Detached garage has bonus 16x24

are separate lakes adjoined by a small chanrecreational waters, great for fishing, pad-

dling and boating. The nearest town, just to the East, is Maple Lake.

man cave or bunkhouse for the extra visitors

www.oak r e al ty m n . c om


Clearwater Lake $299,000 | #4348939


This fantastic property is one full acre of level land with mature trees and 330’ of lakeshore on the area’s largest and best fishing lake. Store your boat and toys in the 60x26 quonset, with 2 oversized doors, cement floor and workshop area. Land your boat at one of 2 cement landings. A well maintained 1987 model manufactured home has vaulted ceilings, a great open

feel, a large kitchen and dining room, perfect place for hosting the fish fry after a day on the lake. With 3 bedrooms you will have lots of room for family and friends to make memories in this year round lake haven!


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Sugar Lake $464,900 | #4393327

Sharp and clean Sugar lake rambler on the North side shore, with a walkout lower level to wonderful lakeshore. Completely ready to move

in and start enjoying the lake. Large lakeside deck goes length of the house. Level lawn at lake and rip rapped to protect the shore. All fantastic professional landscaping, wonderful fenced area for kids and

pets. Sellers willing to leave some of the furnishings, dock, lifts, boat and pontoon.

Cedar Lake

$319,900 | #4342562


Wonderful home set on the shores of Ce-

and laundry room. Entertain in the spacious

sized deck, perfect for a picnic table or lawn

spacious kitchen, vaulted living room with

burning fireplace. Enjoy a maintenance free

to enjoy the sunshine. With a short drive to

dar Lake. Walk into a main lever offering a spectacular views of the lake. Snuggle up to

a wood burning fireplace on a chilly night. Main level also offers a full bathroom and spacious master bedroom. Lower level in-

cludes two nice sized bedrooms, workshop,

lower level family room with second wood

deck off the driveway side of the house any time of the year. You will find a detached garage across the road great for parking or stor-

age. Find a spot for all your rafts and beach toys with the boathouse that also has a great

www.oak r e al ty m n . c om

chair or it might just be your favorite spot

Annandale offering great schools and many shops you will find all you need with this year

round home. This is truly lakeshore living

with 70 feet of sandy shoreline and is waiting for you this season!


Lake Sylvia $279,900 | #4326752

Scenic lot in the quiet Northridge Addition on beautiful Lake Sylvia.

A 1.2-acre, wooded parcel with spectacular hillside views of the lake. Build your dream home in the trees overlooking 232’ of shoreline in

Madsen’s Bay. Property has completed survey and perk test done. Location on a serene, dead-end drive makes this an ideal location for total

relaxation and an escape from everyday life! Northridge residents enjoy

a shared outlot, a nice paved drive, and a private boat launch at the end of the road.

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Beautiful 18x24 lake prints for your home or cabin. Printed on an elegant, matte finish cardstock. Pick-up your free print at our Annandale Office the next time you’re in town.

lake sylvia shown, more lakes are available


We can help.

If you have questions about short sales, give us a call. Our experienced staff can guide you through the process and provide you with the resources you need. Annandale 320.274.5737 | Maple Lake 320.963.2088


Since 1974

residential live in town



Classic two-story home with the charm of yes-

Comfortable, quiet, affordable townhome Nice level lot in the city limits of Annandale

of some newer mechanicals and other work

on Candlestick Circle, it is walking distance home in the heart of town in a great location.


teryear! Three bedrooms, one baths and in need

throughout. Beautiful woodwork inside. Spa-

cious yard with a detached double garage. Lot is 1/2-acre in size.

$124,500| #4379445


$29,900 | #4384905

with a roomy 1,400 sq. ft. of living. Located with a 22x24 double garage. Build your new

to shopping and Pleasant lake. Great for a 1st Grab your fishing pole and drop a line off the time home buyer or empty nester. This prop- pier or cool off at the public beach on Pleasant erty is truly in move-in condition.

Lake, it’s just one block away!


$439,900 | #4391494


Spacious three bedroom, five bath country home with views of Clearwater Lake! Cozy up to a fireplace in your great room or relax with the breeze on your covered front porch. Enjoy a great kitchen with heated tile floors, pantry, corner sink with window shelf, custom cabinets and a center island. Spacious master bedroom is sure to impress with a walk-in closet, stunning views and private master bathroom with a whirlpool tub, separate

shower, heated tile floor and a linen closet. Home also includes formal and informal dining rooms, family room, recreational room, foyer, mud room, craft room, additional kitchen, 6-panel fir doors, four-zone in-floor heat and so much more. The grounds are stunning and include a play set, veg-

etable garden, in-ground fire pit, covered patio, long winding asphalt driveway, views of Clearwater Lake, and mature trees and gardens throughout.

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Annandale $274,900 | #4343836


Remarkable home on the 2nd fairway of Southbrook GC. Beautiful colors and finishings were used throughout, including custom maple cabine-

try, 6-panel doors, 9 foot ceilings, and 2 fireplaces. Relax in a master suite where the private bath has a whirlpool tub. Main floor living room, sun

room, and course side balcony offer perfect spaces to entertain. Enjoy an office, exercise/utility room, entertainment area, large family room, bedroom and more on the walkout lower level. Sliding doors lead to a patio overlooking the fairway. This is truly a course side dream home!

www.oak r e al ty m n . c om



$89,900 | #4370101

Quaint, affordable single-level home with

toys, hobbies and extras. You could turn the

tain, allowing you time to spend on all the

great year-round home for first time home

large yard is wonderful for all of your outdoor

well known fishing and recreational lake with

views of Sugar Lake. Built in 1940, this is a buyer or retiree. Relax on the large 15x15 backyard patio, great for entertaining with friends and family or just a peaceful day at home. Spacious 16x20 workshop and 8x12

storage shed on the property are useful for

workshop into guest quarters or a garage. The activities. Interior of the home has an open floor plan with a nice 8x9 entry porch. Ap-

pliances include range, refrigerator, washer and dryer, and water softener. This wonderful

home offers simple living and is easy to main-

3 2

fun stuff. Sugar Lake is over 1,000 acres and a beautiful water and shorelines. This mature

treed lot is approximately .33 acres in size. Septic was updated in 2000. This property is move-in ready!

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Cokato $154,900 | #4402402

Quiet country setting on 3 acres. Rambler has a nice layout with a large lower family room. Plenty of room to build a pole shed!

Kimball $164,900 | #4339787

New construction in Heritage Park of Kimball. Oversized lot, with views of Powder Ridge. Chose your colors and flooring!

Annandale $209,900 | #4347009


Private country setting that has it all. Remodeled kitchen and dining, triple garage with in-floor heat. Great views of 4+ acres from the deck!

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Clearwater $182,700 | #4384439


Great location! Well-maintained 2-story home. Many upgrades throughout! Lower level is all pine, with built-in bar area. Spacious patio!

Maple Lake $179,900 | #4404571

Spread out in the country but only minutes to town! Fresh paint throughout, and many recent updates. Spacious deck to take in the view!

Maple Lake $119,900 | #4004793

Great investment property in the heart of town. Duplex, rent both units or use as single-family home and rent upstairs unit. Corner lot.

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$219,900 | #4365918

This spacious walkout rambler has a lot to

also love the screened porch for mosquito-

equipment and toys. It features a concrete

has over 2,100 square feet of finished floor

supplements the homes electric heat. In ad-

a sand point well, and also has a separate

offer with 2.25 acres on two lots. The home

space, four bedrooms, three on one level, two bathrooms (one upstairs, one down), an oversized 2-car tuckunder, a heated garage, and two decks for catching the sun and

sharing time with family or friends. You will



free evenings. The wood stove in the garage dition, the lower level family room has an

energy efficient wood stove for added com-

fort. Set in a great location near Lake John, only 1.5 miles from Annandale. The second

floor in half with doors on two sides, has building entitlement. If you want a neigh-

borhood feel with a lot of elbow room, this spot is for you!

lot has a 30x60 pole shed for storing all your


Set on 4 ½ acres of mature landscaping, this

class and enjoy a built-in hutch with lights,

in closet. Lower level includes two bedrooms,

tail. Enter into a lovely foyer with built-ins.

and stunning Brazilian cherry wood floor-

gas fireplace, and extra eating area with tile

home was built in 2004 with stunning de-

Family will gather in the spacious kitchen

with custom cabinets, large picture window, breakfast bar and upgraded lighting. Keep organized with a roomy laundry room, desk

area, and walk-in pantry all in one! Dine with

the double sided gas fireplace, vaulted ceilings ing. The main floor also boasts a living room with double-sided gas fireplace and stunning views, ½ bathroom, gorgeous master suite

with full private bathroom, whirlpool tub,

a full bathroom, enormous family room with

floors. Walk out to a beautiful backyard that

is perfectly landscaped. This home is ready for you to enjoy!

heated tile floors, separate shower and walk-

3 4

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Maple Lake Hobby Farm $249,900 | #4329634

Five acres with 4 bedroom, 2 bath remodeled farmhouse. Several outbuildings, fantastic detached garage/shed with lounge area to entertain!

Annandale $129,900 | #4386587


Two bedroom rambler built in 2004, nice town location. Vaulted ceilings, granite counters, wood floors, appliances, and nice paver patio!

St. Cloud $95,000 | #4407647

Old, warm charm with modern updates. Corner, double lot across from a park. Detached garage with lean-in for storage. Spacious lower level.

Buffalo $159,900 | #4324357

Custom-built, open and spacious home with covered deck, main level laundry, master suite, potential for lower level rental. Friendly area!

Cokato $239,900 | #4366484


Gorgeous 4-level home on a quiet cul-de-sac. Grand living room, oversized patio to relax in the evenings, many extras. A must see!

Monticello $239,900 | #4384133

Large rambler that is well cared for! Spacious floor plan and many upgrades. Large master suite, fenced yard, mother-in-law apartment.

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Monticello $163,900 | #4401458

Large corner lot, conveniently located near schools and parks. Split

level home has 2 bedrooms up and 2 bedrooms down, each level has a full bathroom. Vaulted ceiling in the living and kitchen areas give this

home a open feel. The basement is completely finished, new carpet, paint and a gas fireplace ready for you to enjoy! Large laundry/utility

room with lots of storage. The attached 2 car garage also has additional storage. You will be the envy of the neighborhood as you enjoy the above ground pool with wrap around deck and full privacy fence.

Maple Lake

$244,900 | #4385496

Lovely home nestled in the country and

rolling hills, mature trees and an abundance of

chicken coop and indoor/outdoor kennel. This

the old charm with updated features includ-

perfect for a hobby farm or for a business from

Ney Memorial Park offering horseback riding,

tucked in beautiful mature trees. You will enjoy ing; new paint, updated lighting throughout, original maple and fur flooring, original builtins, gorgeous original stained glass door with original mail slot, updated bathrooms, and

wood burning fireplace. Luscious green grass,

perennials surround the home. This home is home. Enjoy a 57x38 pole shed, half heated with concrete floors, new 10x10 garage door

14x38 workshop and 2 new service doors. Spread out with a 30x20 lean-to with fenced

in area, 26x38 barn with another lean-to,

3 6

10 acre hobby farm is surrounded by Robert

biking, cross country skiing, snowmobile trails, fishing camping and much more. Ney Park spreads across 846 acres with an access onto

Lake Mary including 9 total miles of trails. Are you ready to enjoy country living?

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LAND thinking of building?

3.4 Acres, Camp Lake


This lot on the South side of Camp Lake (also

Wooded 10.73-acre parcel with some lowland. Four lots available in this large acreage devel-

ture trees and located on a dead-end road in

acreage. Must walk to appreciate! If privacy is ple Lake. Large lots with mature trees, trails

$135,000 | #4051779

known as Lake Henry) is covered with maa quiet neighborhood. East-facing lakefront

lot with wonderful privacy, that also overlooks a pond. Great fishing!

$109,900 | #4368550

Limestone Trails From $44,900

Many beautiful building sites throughout the opment along Limestone Lake, North of Ma-

what you are looking for, this parcel is for you. and a 25+ acre outlot and lake access. Ideal for Wildlife abundant throughout the acreage. those who want to be surrounded by nature! Whitetail heaven!

Private and secluded.

Meadows of South Haven


Silver Creek Heights, Maple Lake

5 lots available in Meadows of South Haven,

10.73-acre parcel with mixture of woods and

Upscale development offering private lots open

terms available.

Walk this parcel to appreciate it’s beauty!

districts. Call for full list of lots/acreage/prices.

From $54,900

all walkout lots. Excellent Contract for Deed

$109,900 | #4368577 grassland. Several building sites to chose from.

From $45,900


to any builder. Near I-94, choice of three school

Hunter’s Path, Annandale

South Haven / Lake Marie Shared Access


Build at the end of a quiet cul-de-sac in Hunt-

Non-buildable lot with shared access to Lake

26 Twinhome lots in the new Heritage Park of

1-acre. Neighborhood of quality-built homes.

site! Put the boat in and enjoy a day on the lake.

and gutter are in. Views of Powder Ridge!

$59,900 | #4017357

er’s Path. Great in-town location. Wooded,

$7,000 | #4380666

Marie. Clear some trees for a great camping

$399,900 | #4397899 Kimball development. Utilities, blacktop, curb


Hunter Lake Bluff, Clear Lake


Nice buildable level lot in town with a 22x24

7 scenic residential lots ready for your new

3 nice lots in the City of Cokato, ready for your

ing pier on Pleasant Lake are just a block away.

Lake. Each approximately a 1/3 acre in size.

Swanson and 3rd St. Your builder or ours.

$29,900 | #4384905 double garage. The public beach, park and fish-

From $19,900

home, located just off Highway 10 in Clear

From $17,900 new home! Beautiful trees mark the corner of

Hunter’s Cove, Annandale

8 Acres, Clearwater

South Haven

A quiet cul-de-sac with views of Pleasant Lake,

Buildable and beautiful 8-acre corner lot with

Beautiful 3.61-acre lot. Mature trees and pond,

to town, schools, park. Your builder or ours!

is already on the property.

this spectacular setting!

Lots from $18,900

now open to any builder. City sewer/water, walk

$74,900 | #4341421 mature pine trees. Easy access to I-94. A well

$59,900 | #4313380 abundant privacy! Build your dream home in

South Haven

Cedar South, Clearwater


Scenic, heavily wooded 2.1-acre lot on a dead-

Oversized city lots in a great neighborhood

Build your dream home on 40 acres and enjoy the

erty. Near many area lakes.

Lots are 1 block from the park.

preserve. Prime land, bordered by county roads.

$72,000 | #4378816 end road. County land backs up to the prop-

From $19,900

with easy access to St. Cloud or the metro.

$96,400 | #4367450 wildlife or use the acreage for your own hunting


Market Retreat, Annandale


22.54 acres of mature paradise. Woods, grass-

Large country lots located between Annan-

6 acres of heavily wooded land, very se-

Must walk to appreciate!

ment. Close to Hwy 55, town, and golf course.

throughout! Easy access to I-94.

$129,900 | #4368598 land, wetland are all present. Abundant wildlife.

From $65,000

dale and Cedar Lake. Quiet, wooded develop-

$64,900 | #4375140 cluded, with some ponds. Abundant wildlife


South Haven

Clearwater, 25+ Acres

Fantastic spot to build your home on over 7

Non-buildable lot with shared access to Lake

Prime acreage in a great location, 1 mile off

pond views and wildlife. Kimball Schools.

camping site! Great boating and fishing.

approaches. Develop now or later!

$77,900 | #4407152 acres. Enjoy the privacy of country living with

$7,000 | #4380666 Marie. Clear some trees and enjoy a great

$215,000 | #4371325

I-94. Approximately 8 acres is wooded. 2 road

Views of Lake Sullivan

Deeded Access to Lake Marie

Clear Lake

Privacy is yours and beautiful views. Heavily

Great .73-acre level lot to build a home or cabin.

Scenic 20-acre recreational property, lowland and

et, dead-end road. Calling the nature enthusiast!

from this hilltop location.

the property. Build, camp, hunt or all three!

$19,900 | #4112591

wooded 1/2-acre lot, ready for a new home. Qui-

$26,900 | #4407836

Deeded access to Lake Marie. Wonderful views

$99,900 | #4373037 woods. Elk River runs through the back side of

Cedar South, Clearwater

Southbrook Golf Course, Annandale

Clear Lake

71 oversized, city lots available in this com-

Beautiful building site on the 4th tee and fair-

10 acre, wooded parcel with some low land in

access to St. Cloud and the Metro.

quiet cul-de-sac. Build your dream home!

Nice hunting, great spot for a home in the woods.

From $19,900

munity located conveniently at I-94 with easy

$49,000 | #4348729

way at Southbrook Golf Course. Large lot on a

3 8

$119,900| #4373188 the center. Located on the East side of Elk Lake. w w w.o akr ea ltymn.c om

A quiet development

of large country lots, located

between the City of Annandale and Cedar Lake. An ideal location for families or retirees, just a few miles from Annandale Schools and neighboring the scenic Whispering Pines Golf Course. Convenient access to Highway 55.

l o t b l o c k 1 1 2 1 3 1 4 1 5 1 6 1 1 2 2 2 3 2 4 2 5 2 6 2


acreage wooded price

257x464x213x459 2.5 231x459x259x439 2.53 201x439x424x471 3.1 202x471x377x540 3.35 200x540x515x281 2.79 146x281x398x345 2.5 280x357x330x363 2.52 315x368x281x363 2.5 152x363x263x368 2.55 224x381x376x300 2.5 291x409x251x381 2.5 407x246x409x269 2.5

Excellent Contract for Deed f inancing terms available. Call today for more information.

Ful l y $89,900 Ful l y $99,900 Ful l y $99,900 Ful l y $107,900 Ful l y $105,900 Ful l y $105,900 Ful l y $84,900 None SOLD! None SOLD! Ful l y $99,900 Ful l y $99,900 Par tial l y $79,900

Cedar South Final phase of development 1 block from the park Oversized city lots starting at $19,900 Use our builder or your own Easy access to St. Cloud or Metro Financing available

Gary Dagner Realtor速, GRI

of Clearwater

(320) 309-1739

Heritage Park of Kimball n

A development with the future at heart n

Parks and Paths to enjoy together n



Rain Gardens, a beautiful solution to water pollution

Easy access to skiing, golfing, boating and shopping

Your own builder or use one of ours


Single Family and Twin Home Lots available.

Oversized city lots starting at $19,900 Carla Sundblad Realtor速, GRI

Gary Dagner Realtor速, GRI

(320) 493-1361

4 0

(320) 309-1739

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commercial location, space, opportunity!

New Germany

Downtown Clearwater

Fantastic business opportunity in a high traf-

Make your dreams a reality in this charming Great business opportunity for a single or

frontage on State Highway 27 and Carver

from the Mississippi on Clearwater’s historic includes 4 offices, conference room, 54x39

$999,900 | #4405490 fic area. This property has 21 acres of road County Road 33. Large vestibule, commercial

$85,000 | #4325636


$649,900 | #4182921

and tidy commercial building. Located across multiple businesses. Front 3,200 sq. ft. area

Main Street. The newly remodeled interior showroom, and his and hers handicap bath-

bathroom, large office area, 3 phase electric, boasts beautiful oak floors and Anderson rooms. Rear 20,000 sq. ft. area is heated and loading dock, and secure 4 acre fenced-in area. windows that let in plenty of natural sunlight. includes bathroom, 8 garage stalls, and 3 Take a look!

Bring your ideas!

loading docks.

New Germany

$999,900 | #4405490

Great opportunity to own a building in a high traffic area with great curb appeal and a large parking lot with marked handicapped parking. Lovely landscaping leads to a large and open vestibule that includes both men and women public bathrooms. The building boasts; a spacious front lobby and

reception area, private office, 60x120 commercial area constructed with 2x6 lumber and full footings, 600 amp and 3 phase electric, 4 1/2 inch concrete floor, commercial fans on both ends of the building for recycling air, two hanging LP gas forced air heaters, and one with an air conditioner. Have

a company gathering with a fully licensed commercial kitchen including a commercial grade refrigerator, large sink and serving window. Almost 22 acres includes a loading dock with easy access to the highway and two secured fenced in areas, one that is lit. This property is ready for your business!

4 2

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South Haven $339,900 | #4347985

Annandale $649,900 | #4182921

Monticello $525,000 | #4339936

Chanhassen $1,500,000 | #4127518

Personal Storage Condominium $59,900 | #4370270

Monticello $149,900

6 acres with 1,055’ of Hwy 55 frontage, 4,704 finished square foot building with full footings/foundation, in-floor heat. 22x22 2nd building.

Approximately 3 acres on high traffic East Broadway, close to other major retailers. Good visibility, easy access to I-94, near hospital campus.

Upgraded storage condo in Annandale. Wood shelving, heater, additional lighting, and Epoxy flooring. Currently used for storage/office.

Great business opportunity! 20,000 sq. ft. warehouse with 8 overhead doors, 3,200 sq. ft. showroom with offices/conference. Just off Hwy 55!

Turn-key auto salvage business on 5+ acres. Includes land, business, buildings, equipment and inventory. Approximately 750 vehicles.

Excellent .36-acre commercial lot, with frontage on busy Broadway Street, easy on/off I-94. High traffic. Close to hospital, large stores.

c ommer c ial opp ort uni t i e s

If you are interested in commercial or investment property in the greater Heart of the Lakes Area, there are a number of lots, existing buildings, and multiple-unit locations that could be a perfect fit for your new or existing business. We also represent opportunities in

larger communities like Monticello and St. Michael, where I-94 is at your doorstep. Give us a call and get set-up on a search if this is a market you’re watching.

www.oak r e al ty m n . c om


Personal Storage Condominium $70,560 | #4341706

Downtown Annandale / For Lease

Annandale $99,900 | #4180337

Cokato $395,000 | #4310211

Monticello $719,900

Winsted $259,900 | #4146663

Storage condo complete power, heat, 16 x 14 overhead door with opener, and 16’ side walls. Perfect for storing year-round recreational toys.

Numerous potential development possibilities. Beautiful .84 acre lot, in great location. 5,000 sq. ft. brick building with newer metal roof.

Excellent 1.8-acre commercial lot with easy access to I-94. Located in a busy part of town with high traffic, close to large stores and amenities.

Commercial building with prime main street location. 6,527 sq. ft., multiple offices, reception area, heated garage, parking in front of building.

Commercial opportunity in the heart of town. Great location with high foot traffic. Established businesses currently leasing. 8 units.

Great multi-unit commercial building in the heart of town. Four units, all full with long term leases. Nice exterior, 12,000 finished sq. ft.

i nt er e st ed i n pur sui ng r e al e stat e as a pr of e s s ion ?

Are you self-driven? A team player? Interested in real estate? If you are familiar with the Heart of the Lakes Area, and have or have thought about getting your real estate license, come talk to us. We are a fast-paced group of professionals who work independently but value how the team and company function as a whole. We are the area’s oldest brokerage, now in our 39th year. Call 320-274-6363. 4 4

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French Lake Auto Parts


A world leader in the automotive recycling business since 1956, French Lake Auto Parts is located 60 Miles west of the Twin Cities, with over 84 acres and 6,000 +/- vehicles that range from the early 1900’s to the present. The company is well-known for its large inventory of antique parts

and large inventory of late-model parts. They also offer customers many rust-free parts and rebuildables shipped in from Arizona. They specialize in hard to find classic auto and truck parts along with a large selection of quality, affordable used cars, trucks, SUV’s and classic cars for sale. While

60 percent of its customers are located within Minnesota, FLAP also ships nationwide and worldwide. Welcomes 250-300 walk-in customers on

a typical Saturday. This family owned and operated company is celebrating its 56th year in the auto parts, vehicle recycling and car sales business. Includes: Land, buildings, business, inventory, equipment.

www.oak r e al ty m n . c om


lake maps Explore and enjoy area waters

City Park, Beach, Fishing Pier, Public Access

599 acres

3 Public Access, Fishing Pier

City of Annandale

pleasant lake


Clearwater/Pleasant Regional Park

3 Public Access

french lake 346 acres

Grassy Island

granite lake 404 acres

3 Public Access

lake john 443 acres


Public Access

3 Public Access

3 Public Access

cedar lake 790 acres


Public Access

784 acres

maple lake

Public Access


Public Access

3 1,025 acres

lake francis


Bell Point

sugar lake 1,020 acres

indian lake 3

Public Access

141 acres

Public Access


n ne l

west lake s y lv i a l a k e s y lv i a 1,573 acres

(both lakes combined)

Lake Sylvia Peninsula

Bull’s Island

3 Public Access

otter lake

3 Public Access

Bungalow Island

3 Public Access

l a k e au g u s ta 187 acres

grass lake

bass lake 227 acres


Public Access

The Narrows

c l e a r wat e r l a k e 3,158 acres


School Section Lake

Grass L Otter Lake

f a i r h av e n


Lake Caroline Lake Louisa

Lake Marie

Clearwater River

Lake Augusta

Clear La

Clearwater River

s o u t h h av e n

Lake Betsy

Pleasant Lake Lake John

Lake Union


Lake Sylvia Pickerel Lake Moose Lake

Lake Francis French Lake Dan’s Lake

Granite L North Fork Crow River

water River

Limestone Lake


Bass Lake

Sugar Lake Silver Lake

Indian Lake

rwater ake Millstone Lake

Cedar Lake

Mink Lake Somers Lake Lake Mary

Swartout Lake

Maple Lake maple lake

Albion Lake Henshaw Lake

Ramsey Lake

Lake Rock Lake

SERIOUSLY LOCAL w w w . o a k r e a lt y m n . c o m

Heart of the Lakes Property Portfolio | Fall 2013  

Real estate opportunities in the scenic Heart of the Lakes area of Annandale, Minnesota. Offered by Oak Realty, the area's oldest brokerage....

Heart of the Lakes Property Portfolio | Fall 2013  

Real estate opportunities in the scenic Heart of the Lakes area of Annandale, Minnesota. Offered by Oak Realty, the area's oldest brokerage....