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...A Brand You Can Trust Safe Hands Funeral Plans is endorsed by the National Federation of Funeral Directors – the UK’s only funeral trade body dedicated to increasing consumer choice, transparency, and pricing fairness within the industry. Combined, the services of Safe Hands Funeral Plans and the NFFD were utilised by almost 1 million people in 2015, including many thousands of happy funeral plan customers, forward-thinking funeral directors, associated businesses, and consumers seeking the best-value services in their local areas.

In addition to a regular advertising campaign, Safe Hands Funeral Plans, in conjunction with the NFFD, has also been featured in / on:

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The National Federation of Funeral Directors Here to help those affected by loss

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Safe Hands Funeral Plans are endorsed by the UK’s ONLY trade association dedicated to funeral cost transparency and pricing fairness.

FAIR PRICE CHARTER

Safe Hands Funeral Plans also conform with the NFFD’s Fair Price Charter - a national panel of funeral directors offering a standard cremation package for £3,200 or less

Dr Hilary Jones - Ambassador

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How Much Are Funeral Costs Rising? Protect your family’s future today

£10,203

£10,000

£5,938

£5,000 £3,456 £1,965 £1,230

1997

2005

2013

2021

2029

Sun Life Cost Of Dying report 2013

With funeral costs rising far in excess of the annual rate of inflation, it is an unfortunate fact that, for many families, budgeting for a funeral by traditional means may no longer be sufficient to cover the cost. According to the Sun Life Cost of Dying Report 2013, average funeral costs have risen from £1,230 in 1997 to around £4,000 today – an increase of over 225%. Conservative estimates suggest that by 2024 a funeral will cost, on average, between £7,000 and £8,000. We GUARANTEE that however long you live, and however expensive a funeral is when you pass away, there will always be sufficient funds to cover all the funeral director’s fees and services.

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How Does a Safe Hands Funeral Plan Work?

Customer purchases a Safe Hands Funeral Plan

Monies are invested securely in a ring-fenced, independent trust fund (in conjunction with Pitmans Trustees LTD).

Monies grow in value over the course of a plan-holder’s lifetime, guaranteed to cover the rise in funeral director’s fees and services

Plan-holder passes away

Monies released from the trust fund and used to pay the Funeral Director

Funeral is carried out in accordance with the instructions contained in the plan

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Why choose a Safe Hands Funeral Plan? The obvious choice

Peace of Mind Choosing a Safe Hands Funeral Plan is the most affordable and effective means by which to protect your loved ones from rising funeral costs, and to spare them the distress of having to make difficult decisions as to what your particular preferences for your funeral might be.

Choice Safe Hands offers a comprehensive range of plans to suit all tastes and budgets. Each can be tailored to suit particular preferences... from the big things - like whether you want a cremation or burial - to the smaller things, like your choice of music and flowers. Your plan can be changed or upgraded at any time.

Security In common with all funeral plan companies, the money you pay towards your Safe Hands Funeral Plan is held in a secure trust fund - ours is held by Pitmans Trustees Ltd. Set up in conjunction with specialist solictors, Wrigleys LLP, the trust fund is managed by multinational investment management firm, UBS. The purpose of the trust fund is to maximise the protection and growth of your investment over the course of your lifetime.

Quality of Service As you’d expect from one of the UK’s leading funeral plan providers, we take customer service very seriously indeed. We invest heavily in the training and development of our Funeral Plan Consultants, ensuring that every member of the team conducts themselves with the appropriate level of tact, empathy and sensitivity.

Flexibility Safe Hands Funeral Plans offer an ‘Either/Or’ option that allows a single plan to be ‘shared’ between 2 people . The benefit of the plan can be applied either at first death, or at second death. (INTEREST FREE OPTIONS AVAILABLE)

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The Safe Hands Trust Fund Your invesment’s in Safe Hands

It is of paramount importance to us that the money you pay for your funeral plans is safe and secure. Great care has been taken to ensure the Safe Hands Funeral Plans trust fund complies with all current legislation as set out in the Regulated Activities Order (Financial Services and Markets Act 2000). Key aspects of the trust fund are: TRUSTEES Pitmans Trustees Ltd (PTL) FUND MANAGERS UBS - Multinational investment management firm voted ‘Global Best Investment Bank at the Global Finance World’s Best Investment Bank Awards 2016 ACTUARIES AND AUDITORS Mazars - One of the UK’s largest accounting and auditing firms SOLICITORS Wrigleys LLP - Law firm specialising in trust funds The Safe Hands Trust Fund is entirely independent of the company, and is not an asset of the company, meaning were Safe Hands to cease trading for any reason , monies held in trust would remain entire, safe and secure.

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Plan Comparison

Unbeatable service at an unbeatable price

We have researched the funeral plan market to assess how our rates compare to the other major companies. Our findings prove that in addition to being one of the industry's most trusted and recognised funeral plan providers, we're also one of the most competitively priced.

Standard

Intermediate

Premium

Safe Hands

£3,155

£3,395

£3,700

Golden Charter

£3,625

£3,995

£4,540

Dignity

£3,535

£3,885

£4,285

Golden Leaves

£3,420

£3,800

£4,120

Age UK

£3,495

£3,845

£4,245

Liberty

£3,350

£3,800

£4,200

Please Note: Plans may vary in content, prices correct as of 06/06/2016

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An overview of our plans

Covering everyone’s needs

Safe Hands Funeral Plans offer 5 different options to suit different tastes and budgets. The table below shows the different plan options and the differences between each one.

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Topaz

Pearl

Sapphire

Ruby

Funeral Director’s fees and services (inc. care and preparation of the deceased) A standard, veneered coffin A standard, veneered coffin with nameplate An oak-veneered coffin with nameplate A funeral hearse and 2 bearers (additional bearers can be provided at £50 per bearer) A funeral hearse and 4 bearers 24 hour transfer of the deceased to funeral home / chapel of rest (within 20 miles)** Arranging the funeral service with the crematorium / cemetery Family support and guidance provided by the funeral director Funeral procession from home / funeral home to crematorium or cemetery Mutual agreement on date and time of funeral Visit to chapel of rest during office hours Open visiting times to chapel of rest One following limousine Two following limousines Floral coffin spray £1,200 contribution towards 3rd party fees Comittal service at crematorium (or graveside if a burial) Service at church or other place of worship

* Adapting your plan for burial may incur additional costs (see page 15). ** Additional mileage, if applicable, will be charged at the funeral director’s prevailing rate at that time.

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Topaz Plan £2,075 excluding 3rd Party Charges* The Topaz plan is the most affordable plan option. It includes all of the funeral director’s fees and services, a standard veneered coffin, a hearse and 2 bearers but excludes 3rd Party Charges.

Funeral Director’s fees and services (inc. care and preparation of the deceased) A standard, veneered coffin with nameplate A funeral hearse and 2 bearers (additional bearers can be provided at £50 per bearer) 24 hour transfer of the deceased to funeral home / chapel of rest (within 20 miles)** Arranging the funeral service with the crematorium / cemetery Family support and guidance provided by the funeral director Funeral procession from home / funeral home to crematorium or cemetery Mutual agreement on date and time of funeral Visit to chapel of rest during office hours

Monthly instalment options Safe Hands Funeral Plans can be paid for either as a single lump sum, or alternatively you can spread the cost over 12, 24, 36, 60 or 120 months (payments over 12 and 24 months are INTEREST FREE!).

Interest Free

Interest Free

12

24

£152.08 Per Month

Total Payable

£2,075.00

£76.04 Per Month

Total Payable

£2,075.00

36

£56.78 Per Month

Total Payable

£2,294.08

60

£36.50 Per Month

Total Payable

£2,440.00

120

£21.29 Per Month

Total Payable

£2,805.80

Where applicable, interest is charged at a 4% flat rate. The above instalment figures are calculated on the basis you pay a £250 deposit. To work out what effect paying a larger deposit will have on reducing your monthly instalments, either visit www.safehandsplans.co.uk and click on 'Calculator' function, or call us on 0800 917 7099. * 3rd Party Charges (also known as disbursements) are cost elements of a funeral that are outside of the funeral director’s control. They include cremation or interment (burial) fees, doctor’s medical fees, and minister’s fees. Should you choose the Topaz option, you are welcome to pay for the 3rd Party Fees at a later date, or alternatively, your family / estate can pay for them when you pass away (under such circumstances, 3rd Party Fees will be charged at the rate prevailing at that particular time). ** Additional mileage, if applicable, will be charged at the funeral director’s prevailing rate at that time. See our Terms and Conditions for more details.

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Pearl Plan £3,155 including 3rd Party Charges* Our Pearl plan is ideal for those who have relative simplicity in mind. Your loved ones will have the reassurance of a traditional, dignified ceremony with no compromise on our usual levels of care and attention.

Funeral Director’s fees and services (inc. care and preparation of the deceased) A standard, veneered coffin with nameplate A funeral hearse and 2 bearers (additional bearers can be provided at £50 per bearer) 24 hour transfer of the deceased to funeral home / chapel of rest (within 20 miles)** Arranging the funeral service with the crematorium / cemetery Family support and guidance provided by the funeral director Funeral procession from home / funeral home to crematorium or cemetery Mutual agreement on date and time of funeral Visit to chapel of rest during office hours

Monthly instalment options Safe Hands Funeral Plans can be paid for either as a single lump sum, or alternatively you can spread the cost over 12, 24, 36, 60 or 120 months (payments over 12 and 24 months are INTEREST FREE!).

Interest Free

Interest Free

12

24

£242.08 Per Month

Total Payable

£3,155.00

£121.04 Per Month

Total Payable

£3,155.00

36

£90.38 Per Month

Total Payable

£3,503.68

60

£58.10 Per Month

Total Payable

£3,736.00

120

£33.89 Per Month

Total Payable

£4,316.80

Where applicable, interest is charged at a 4% flat rate. The above instalment figures are calculated on the basis you pay a £250 deposit. To work out what effect paying a larger deposit will have on reducing your monthly instalments, either visit www.safehandsplans.co.uk and click on 'Calculator' function, or call us on 0800 917 7099. * 3rd Party Charges (also known as disbursements) are cost elements of a funeral that are outside of the funeral director’s control. They include cremation or interment (burial) fees, doctor’s fees, and minister’s fees. Currently, the national average for 3rd Party Fees is approximately £1,000. All Safe Hands Funeral Plans (with the exception of the Topaz plan) include an allowance of £1,200 towards 3rd Party Fees (see Terms & Conditions). ** Additional mileage, if applicable, will be charged at the funeral director’s prevailing rate at that time. See our Terms & Conditions for more details.

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Sapphire Plan £3,395 including 3rd Party Charges* Our Sapphire plan is the most popular in the range. It includes a standard lined and veneered coffin and a limousine to transport your loved ones to the ceremony.

Funeral Director’s fees and services (inc. care and preparation of the deceased) A standard, veneered coffin with nameplate A funeral hearse and 4 bearers One following limousine 24 hour transfer of the deceased to funeral home / chapel of rest (within 20 miles)** Arranging the funeral service with the crematorium / cemetery Family support and guidance provided by the funeral director Funeral procession from home / funeral home to crematorium or cemetery Mutual agreement on date and time of funeral Visit to chapel of rest during office hours

Monthly instalment options Safe Hands Funeral Plans can be paid for either as a single lump sum, or alternatively you can spread the cost over 12, 24, 36, 60 or 120 months (payments over 12 and 24 months are INTEREST FREE!).

Interest Free

Interest Free

12

24

36

60

120

£262.08

£131.04

£97.84

£62.90

£36.69

Total Payable

Total Payable

Total Payable

Total Payable

Total Payable

Per Month

£3,395.00

Per Month

£3,395.00

Per Month

£3,772.24

Per Month

£4,024.00

Per Month

£4,652.80

Where applicable, interest is charged at a 4% flat rate. The above instalment figures are calculated on the basis you pay a £250 deposit. To work out what effect paying a larger deposit will have on reducing your monthly instalments, either visit www.safehandsplans.co.uk and click on 'Calculator' function, or call us on 0800 917 7099. * 3rd Party Charges (also known as disbursements) are cost elements of a funeral that are outside of the funeral director’s control. They include cremation or interment (burial) fees, doctor’s fees, and minister’s fees. Currently, the national average for 3rd Party Fees is approximately £1,000. All Safe Hands Funeral Plans (with the exception of the Topaz plan) include an allowance of £1,200 towards 3rd Party Fees (see Terms & Conditions). ** Additional mileage, if applicable, will be charged at the funeral director’s prevailing rate at that time. See our Terms & Conditions for more details.

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Tel: 0333 023 0004 - Email: info@oakmontfutureplanning.co.uk


Ruby Plan £3,700 including 3rd Party Charges* Our Ruby plan provides a comprehensive package and is particularly suited to those with very large families or those rest visiting times and 24 hour bereavement support and advice.

Funeral Director’s fees and services (inc. care and preparation of the deceased) A funeral hearse and 4 bearers Two following limousines 24 hour transfer of the deceased to funeral home / chapel of rest (within 20 miles)** Arranging the funeral service with the crematorium / cemetery Family support and guidance provided by the funeral director Funeral procession from home / funeral home to crematorium or cemetery Mutual agreement on date and time of funeral Open visiting times to chapel of rest

Monthly instalment options Safe Hands Funeral Plans can be paid for either as a single lump sum, or alternatively you can spread the cost over 12, 24, 36, 60 or 120 months (payments over 12 and 24 months are INTEREST FREE!).

Interest Free

Interest Free

12

24

£287.50 Per Month

Total Payable

£3,700.00

£143.75 Per Month

Total Payable

£3,700.00

36

£107.33 Per Month

Total Payable

£4,113.88

60

£69.00 Per Month

Total Payable

£4,390.00

120

£40.25 Per Month Month Per

Total Payable Payable Total

£5,080.00

Where applicable, interest is charged at a 4% flat rate. The above instalment figures are calculated on the basis you pay a www.safehandsplans.co.uk and click on 'Calculator' function, or call us on 0800 917 7099. *3rd Party Charges (also known as disbursements) are cost elements of a funeral that are outside of the funeral director’s control. They include cremation or interment (burial) fees, doctor’s fees, and minister’s fees. Currently, the national average for 3rd Party Fees is approximately £1,000. All Safe Hands Funeral Plans (with the exception of the Topaz plan) include an allowance of £1,200 towards 3rd Party Fees (see Terms & Conditions). ** Additional mileage, if applicable, will be charged at the funeral director’s prevailing rate at that time. See our Terms & Conditions for more details.

Tel: 0333 023 0004 - Email: info@oakmontfutureplanning.co.uk

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Direct Cremation Plan £1,695 fixed price Here at Safe Hands we understand that not everyone wants an extravagant or all-inclusive funeral. To many, when life’s course is run, there seems little sense in spending heavily on what will be their final journey. In response to this, Safe Hands is unique in that we also offer a very simple funeral plan that includes all the essential aspects of a cremation, but without any additional elements.

Collection of the deceased Care of the deceased Basic coffin (crematorium approved) Transport of the deceased to the crematorium Cremation fees Doctor’s fees The Direct Cremation plan does not include a service, flowers, cortage, or any other extraneous elements. We will notify the relatives and friends of the time and date of the cremation but there will be no service or provision for mourners to attend.

Monthly instalment options Safe Hands Funeral Plans can be paid for either as a single lump sum, or alternatively you can spread the cost over 12, 24, 36, 60 or 120 months (payments over 12 and 24 months are INTEREST FREE!).

Interest Free

Interest Free

12

24

£120.42 Per Month

Total Payable

£1,695.00

£60.21 Per Month

Total Payable

£1,695.00

36

£44.96 Per Month

Total Payable

£1,868.40

60

£28.90 Per Month

Total Payable

£1,984.00

120

£16.86 Per Month

Total Payable

£2,273.00

Where applicable, interest is charged at a 4% flat rate. The above instalment figures are calculated on the basis you pay a £250 deposit. To work out what effect paying a larger deposit will have on reducing your monthly instalments, either visit www.safehandsplans.co.uk and click on 'Calculator' function, or call us on 0800 917 7099. See our Terms & Conditions for more details.

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Tel: 0333 023 0004 - Email: info@oakmontfutureplanning.co.uk


3rd Party Fees / Disbursements Explained These are cost elements of a funeral that are outside of the Funeral Director’s control. Safe Hands Funeral plans (except Topaz) include a £1,200 allowance towards the following 3rd party fees: 1 - Crematorium Fee 2 - Doctor’s Fee 3 - Minister’s fee for service at crematorium NOTE: The Topaz plan does not include any allowance for 3rd party fees.

I have changed my mind. Can I get a refund?

Payment Options

Single lump-sum payment 12 monthly instalments - INTEREST FREE 24 monthly instalments - INTEREST FREE 36 monthly instalments* 60 monthly instalments* 120 monthly instalments*

If paying by instalments, a minimum deposit of £250 is required. *Interest is charged at a 4% flat rate

Tel: 0333 023 0004 - Email: info@oakmontfutureplanning.co.uk

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Do You Wish To be Buried?

All of our plans can be adapted for those who wish to be buried. Burial plots vary enormously in price depending on location and availability. If you wish to be buried, please follow the process below to establish what effect, if any, it will have on the price of your funeral plan...

I wish to be buried rather than cremated

YES

Do you already own a burial plot?

NO

In that case, there’s no additional cost!

Call Safe Hands on 0800 917 7099 to obtain a plot price at your chosen cemetery.

On the application form, simply record the Cemetery, Row Number and Plot Number.

The price of your plot will be additional to the price of your plan.

You do not necessarily have to purchase your burial plot at the same time as you purchase your plan. You are welcome to leave the purchase of your plot until a later date. This will certainly be necessary if the cemetery in which you wish to be buried does not permit the pre-purchase of grave plots.

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Tel: 0333 023 0004 - Email: info@oakmontfutureplanning.co.uk

Oakmont and safe hands presenter 01 10 2016  

HOW DO FUNERAL PLANS WORK? REGULAR FUNERAL PLANS ARE SIMPLE; YOU PAY A ONE-OFF FEE OR A FIXEDMONTHLY FEE THAT CONTRIBUTES TOWARDS THE COST...

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