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Still the best way for local merchants to reach local communities For advertising information call 914-592-5222

I Love Our Youth Used Clothing Donations Look for our conveniently located clothing bins in your neighborhood and make a donation.



JULY 26 2012

Beautiful Smile Not everyone was born with it Affordable Gentle Dental Care At Sparkle Dental NEW PATIENTS* • Thorough Examination • Oral Cancer Screening • X-Rays • Basic Teeth Cleaning

Specialists on staff: Endodontist (Root Canal Specialist) • Periodontist (Gum Specialist) • Orthodontists (Braces) • Prosthodontist (Implants & Bridges Specialist) • Hygienist



• Bleeding • Red, Sore or Swollen • Loose Teeth • Bad Breath • Dentures Aren’t Fitting

Restore the simple pleasures in life. We repair, replace and provide full and partial denture for your chewing pleasure.

We are pleased to inform you that our office is now in network with the following dental insurance plans: Cigna, Guardian, Empire Blue Cross Blue Shield, Aetna, Careington, Delta Dental, Assurant, DentaQuest, White Plains Teachers Association

Sparkle Dental


Call 914.668.1722



Reg. $465

*unless gum disease is present


1,600 DISCOUNT Orig.$6,300 and up

Payment as low as $119 a month (with approval)


No dental insurance? No problem. We offer in-office patient healthcare payment plans through: Carecredit, Springstone, Medchoice, Allcare


Former Assistant Clinical Professor of Dentistry Columbia University

153 Stevens Ave., Suite 1• Mt. Vernon, NY

DENTAL IMPLANTS Permanent teeth that replace dentures and partials.

Most insurance will cover 100% preventive treatments.

*We reserve the right to submit for insurance reimbursement to the doctor for exam, consultation & X-ray

Nós Comprendemos e Falamos o Portugues • Se Habla Español



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Pennysaver • July 26, 2012 • For Advertising Information Call (914) 592-5222







Offeringg Select O S Service from: Bronx, Bronx, o Ne New w Rochelle, Riverdale River e dale and YYonkers oonkers Call ffor or da dates. tes.

Bonus packages packages are are issued issued ttoo individuals 21 years of age or older. Offer subject to change without notice.


961-2500 800-379-4-CASH


READER ADS SPONSORS/ FOOTBALL PLAYERS WANTED Local Minor League Football Team. Ages 18 & up. Call for information: Coach Booker 347-451-8887

$$$ BUYING $$$ Highest prices paid for Diamonds, Gold & Silver in all forms, U.S. & Foreign Coins. Rolex, Patek Philippe, & all fine watches. Estate Jewelry, Tiffany glass, bronzed, objects of art, complete estates, Georg Jensen silver, Tiffany, Cartier, and all signed pieces. Coin & Jewelry Exchange. 273 N. Central Ave. Hartsdale, NY 914-949-0481

MOVERS 1-3 Strong Men w/Vans & Trucks. MOVING? No Job Too Small MOVING SUPPLIES PROVIDED Free Estimates, LOW RATES N.Y.DOT 35314 U.S. DOT 1073953 Serving all East Coast. Also Rubbish Removal available. A&T TRUCKING 914-318-8838/845-371-4593 Lic&Ins

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Check Out Hot Summer Fun at Mohegan Sun!


(2 Blocks West of Central Ave.) (1/3 Mile Off Sprain Pkwy) (Opposite Bally’s Fitness) (5 Min. Off Hutch) (5 Min. From Cross County Pkwy) (10 Min. from White Plains) (10 Min. from I-287) (1 Min. from I-87)



hile not yet approved by the F.D.A. (Food And Drug Administration), Reginokine therapy is neither illegal or unethical, and America’s rich and famous are flocking to Dusseldorf, Germany and Dr. Peter Wehling for his special treatments. Yes, Los Angeles Laker Super Star, Kobe Bryant, who journeyed to Dusseldorf last year, and the New York Yankees future Hall of Famer, Alex (A-Rod) Rodriguez, who flew to Germany last winter, are confirmed patients and enthusiasts. So too is the world’s former number one golfer, Vijay Singh. If that is not impressive enough how about Pope John Paul II who the gregarious Dr. Wehling also treated successfully. Wehling’s treatments differ from the established P.R.P. (Platelet rich plasma) blood spinning technique in that in Regenokine the blood is heated before it is spun, in this cell free solution, to increase the concentration of anti-inflammatory proteins, rather than the platelets. Wehling’s background is also a bit unusual. His great uncle was the arch Bishop of Cologne. The uncle, unlike his medical descendent, never played keyboard in two bands, one jazz, in his leisure time. Here’s what Singh says about his treatments.“ The results were incredible. It’s like somebody has put oil all over your body. It lubes you up, and you’re able to move more freely, especially pain-free.” Sounds good to me…and Kobe…and A-Rod….. (This community service represents the views of Jules W. Rabin only)




Westchester Jewelry & Coins, Inc.

$15 Meal/Retail Coupon Two $10 Free Bets & One $5 Free Bet

Whyy Drive? FFor or Inf Information forma o tion Call: Enchant Enchanted ed Coach Coach 914. 914.423.9700 423.9700 or 1.866.423.9700 1.866. 423.9700


In Any Condition - Broken Jewelry Accepted WE ALSO BUY






Jules W. Rabin




Round Trip Bus Fare


Pennysaver • July 26 2012 • Visit Us Online:

For the Week of July 26, 2012 August 1, 2012

ARIES - Mar 21/Apr 20

SCORPIO - Oct 24/Nov 22

Sometimes as challenging as life can be, you take chances and push yourself further, Aries. This could prove a week to do some risk-taking and exploring new ideas.

Don’t set yourself up for frustration, Scorpio. Avoid any people who cause you conflict and any activities that bring you grief. Enjoy yourself instead.

TAURUS - Apr 21/May 21 It could take a lot to raise your ire this week, Taurus. However, if your mood is already set to simmer, you may have a full-blown boiling over at the slightest taunt.

SAGITTARIUS Nov 23/Dec 21 Sagittarius, although you didn’t think things could get much busier, this week you will find more on your plate. Don’t be overly concerned. There will be time to get things done.

GEMINI - May 22/Jun 21 It is easy to bury something and ignore it, Gemini, but it’s not always easy to face a problem head-on. Make an effort to figure out issues that keep recurring in your life.

CANCER - Jun 22/Jul 22 Take a few moments to focus on your future, Cancer, rather than just what needs to be done in the present. Open your mind to real long-term goals.

LEO - Jul 23/Aug 23 Arguments can quickly turn stressful, Leo. So try your best to avoid any confrontations this week and your body will thank you. Unresolved issues could pop up.

VIRGO - Aug 24/Sept 22 You are overly focused on the minute details of the things you do, Virgo. But somehow the bigger picture has escaped your perusal lately. Remedy that this week.

LIBRA - Sept 23/Oct 23 Your curiosity could get the best of you this week, Libra. You may end up delving into things that are better left unturned. Take a step back and find a new focus.

CAPRICORN Dec 22/Jan 20 More enjoyable things are on the horizon, Capricorn, and you could find yourself distracted by so many enjoyable activities. Try to schedule one per week.

AQUARIUS - Jan 21/Feb 18 No one can solve your conflicts better than you, Aquarius. Although your options seem to be a little stifled as of late, you’ll find the way to impart changes.

PISCES - Feb 19/Mar 20 The planets are giving you the cosmic go-ahead to get things done, Pisces. So don’t delay your actions any longer.

Born This Week:

JULY 26: Kevin Spacey, Actor (53) JULY 27: Alex Rodriguez, Athlete (37) JULY 28: Sally Struthers, Actress (64) JULY 29: Martina McBride, Singer (46) JULY 30: Peter Bogdanovich, Director (73) JULY 31: Mark Cuban, Entrepreneur (54) AUGUST 1: Adam Duritz, Musician (48)


Pennysaver • July 26, 2012 • For Advertising Information Call (914) 592-5222



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Helping Communities Prepare For Wildfires (NAPSA)—For the nearly 70,000 U.S. communities threatened by wildfires, it isn’t a matter of if, but when fire will be a natural occurrence in their ecosystem. Wildfires cost billions of dollars each year in suppression costs and damage to homes, infrastructure, the economy and resources. In addition, wildfires put both civilian and firefighter lives at risk. But there is help. The nation’s leaders in wildfire mitigation have partnered to develop Fire Adapted Communities, a prefire strategy to help communities at risk of wildfire save lives and reduce risk to homes, infrastructure and resources. The U.S. Forest Service and the National Fire Protection Association partnered with a coalition of other prominent nonprofit organizations and government agencies to create the Fire Adapted Communities initiative. The campaign website,, provides straightforward information on national programs, tools and funding sources to help communities at risk from wildfire prepare for fire before it starts. The program takes a community-based approach, encouraging homeowners, land managers, civic leaders and first responders to take proactive steps to make their communities fire adapted. The Ad Council has partnered with the U.S. Forest Service to help deliver the Fire Adapted Communities message nationwide. This national public service advertising campaign raises awareness that those living in fire-prone communities must prepare in advance to mitigate wildfire damage when it occurs. The more proactive actions a community takes, the more fire adapted it becomes. Partnering to Reduce Wildfire Risk According to U.S. Forest Service Chief Tom Tidwell, the campaign will help individual homeowners

A new Web portal is available to help communities deal with the threat of wildfires. and communities safeguard their homes from wildfire threats. Said Tidwell, “We are pleased to partner with the Ad Council and the National Fire Protection Association to help educate communities— especially those next to wooded areas—on simple steps they can take to help protect their property and families when wildfires strike.” A History of Collaboration The campaign was created pro bono by advertising agency Draftfcb, which has worked with the Ad Council and U.S. Forest Service for more than 68 years, to address the issue of wildfire prevention with the iconic character Smokey Bear and his famous tagline “Only You Can Prevent Wildfires.” Said Peggy Conlon, president and CEO of the Ad Council, “We hope that our efforts will influence property owners and community leaders in fire-prone areas to take the necessary steps to prepare in advance of a wildfire, improving the safety and resiliency of their communities.” To learn more, visit Fire

Pennysaver • July 26, 2012 • For Advertising Information Call (914) 592-5222


Improving A Home’s Value And Curb Appeal (NAPSA)—Selling a house in today’s market can be a challenge. The solution may be to think outside the box—or, in this case, outside the structure. In the past, a little paint and some minor renovations might have done the trick, but with so many homes for sale, homeowners are finding interesting new ways to boost curb appeal and buyer interest. While steps such as cleaning up and investing in some landscapes can still deliver results, more homeowners are attracting buyer interest with a system of exterior insulation known as “Outsulation®.” Exterior insulation has been shown to lower energy bills and raise buyer interest. Susan Malone of Warwick, Rhode Island, used Outsulation by Dryvit to replace the drab clapboard on her home with a new stonelike exterior complete with architectural flourishes and decorative window accents. The makeover raised her appraisal value and attracted new buyers. “The transformation of my home has been nothing short of amazing—both from the standpoint of how much more beautiful it is and the effect the renovation had on increasing the value of my home. I have been able to save so much money on my energy bills,” said Malone. She used Outsulation by Dryvit, which lets you create an entirely new image. It can be adhesively or mechanically fastened over a building code– approved water-resistive barrier to plywood or OSB substrate. The system offers the look of any traditional finish, including brick, limestone, stucco and stone, plus three-dimensional

Besides improving the way it looks, such exterior insulation makes a home more energy efficient. details like arches, window borders, decorative columns and dramatic doorways. Besides improving the way it looks, such exterior insulation makes a home more energy efficient. It reduced air leakage in Malone’s home by 19 percent—the equivalent of closing up a hole in the wall that would be the size of a soccer ball, or of leaving your front door open for 25 minutes every day. The Outsulation system reduced Malone’s energy bills by 35 percent and helped dampen noise. “My dogs used to wake me up barking at just about any noise they would hear, including the airplanes constantly coming and going over the house,” said Malone, who lives in a fly zone. “But since the renovation, the dogs don’t hear all the sounds they used to, so we are all getting a lot more sleep.” For more information, call (800) 556-7752; in Canada, call (800) 263-3308; or visit www.dryvit


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Essential Party-Planning Tips (NAPSA)—Whether you’re planning a backyard get-together or celebrating a special summer occasion, a few easy-to-follow tips can help make your party simply spectacular. 1. Make a list: Create a party prep list the week before your event. Pick up all ingredients, food, beverages, tableware, decorations and so on one to two days prior, so you can avoid last-minute trips to the store. 2. Showcase your own go-to recipes: Rely on simple yet triedand-true crowd-pleasers. Everyone has a signature dish—it’s time to show off yours! 3. Take shortcuts: You can cut down prep time and still offer guests unique dishes by adding your own twist on ready-made salsas and dips. 4. Match the foods you serve with your guests’ tastes: •If you are expecting a chatty group, stock up on Tostitos Scoops! tortilla chips so guests can dip and socialize all party long. •Thrill the guys by serving snacks that taste like foods they already love, like the new Smokehouse Style BBQ flavored Ruffles potato chips. 5. Consider this great-tasting dip by Chef Stephen Kalil, Frito-Lay executive chef and a seasoned professional who’s accustomed to prepping for parties:

Chef Stephen Kalil Tostitos Salsa Five Finger Shrimp Ceviche 1 (15.5-oz.) jar of Tostitos All-Natural Chunky Salsa 1 ⁄2 cup cucumber (peeled, seeded and diced) 1 Tbsp. chopped cilantro 1 ⁄2 lime, juiced 1 cup shrimp (cooked, peeled, diced into bite-size pieces) Pour Tostitos All-Natural Chunky Salsa into a large bowl. Add in 1 cup of cooked, peeled and diced shrimp. Add in 1⁄2 cup cucumber. Squeeze in the juice of half a lime. Fold in 1 Tbsp. chopped cilantro. Mix contents and transfer to serving bowl(s). (Prep time: 15 minutes. Cook time: 5 minutes. Servings: 20.) Learn More For more information, recipes and cooking tips, you can go to

Pennysaver • July 26, 2012 • For Advertising Information Call (914) 592-5222


Keep Your Lawn Mower Running Right (NAPSA)—Lawn care is a lot easier when you have a mower that starts quickly and gets the job done week after week. The key to making that happen can be as simple as doing a few easy and inexpensive mower maintenance tasks once a year. “It’s like preventive medicine for your equipment,” says Synoilva Shaw, a Briggs & Stratton marketing coordinator and lawn mower expert. “For a few dollars and few minutes once a year, you can make your lawn mower last longer and run better.” For the typical push mower, an annual lawn mower tune-up includes changing the oil, spark plug and oil filter and adding a fuel preservative. It takes about 30 minutes and provides great benefits, including: •A lawn mower that starts easily and runs smoothly at full power; •Extended mower life, potentially avoiding major repairs; •Reduced engine emissions because the engine will run cleaner; •A small savings in the amount of gasoline used. “Even homeowners who have never done a mower tune-up can do it right the first time,” adds Shaw. In fact, Todd Teske, the CEO of Briggs & Stratton Corporation, demonstrates how easily it is done by tuning up his own lawn mower on a how-to video on the Briggs & Stratton YouTube channel. The company offers all-in-one

Giving your lawn mower a tuneup is a lot easier and more important than many people realize. tune-up kits that include everything needed to do a tune-up: the right amount of oil, an air filter, a fuel filter for riding mowers, a spark plug and fuel preservative. The kits are available at Briggs & Stratton dealers, home improvement stores or online at The firm also helps homeowners dispose of their used mower engine oil easily and at no cost at participating Briggs & Stratton dealers. The used oil can be dropped off in any closed container. To find a dealer, visit recy As the largest maker of gas engines for outdoor power equipment, the company encourages homeowners to maintain the estimated 65 million lawn mowers in the United States as both a costsaving measure and an environmentally responsible action.


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Lightening The Home-Buying Financial Load (NAPSA)—Buying a home today involves making choices that can save you time and money—up front and over the long term. These tips can help you avoid delays and hold down costs. •Shop for the right mortgage. Before determining which mortgage product is right for you, familiarize yourself with all available loan products. For example, if you are looking to purchase a home with a down payment of less than 20 percent, be sure to compare a loan guaranteed by the Federal Housing Administration (FHA) with a conventional lowdown-payment mortgage backed by private mortgage insurance (MI). Because of higher premiums for FHA mortgages that took effect this year, many borrowers find that conventional mortgages with MI offer lower monthly payments. Ask your mortgage professional for a price comparison. •Lower your interest rate. Borrowers can often reduce their mortgage interest rate by paying down “points.” Often referred to as a buydown, one point equates to about 1 percent of your loan. If you plan to stay in the home for more than five years, it could be worth the cost. •Don’t delay shopping for homeowner’s insurance. Homeowner’s insurance is required on a home purchase to protect yourself and your lender in case of vandalism, fire and other unplanned occurrences. Unfortunately, this critical part of the home-buying process is often overlooked by many buyers, leaving them stuck choosing an expensive policy at the last minute. To avoid this situation, shop for homeowner’s insurance early to allow yourself ample time to find the best coverage at the most affordable rates. •Invest in home and pest inspections. A home inspection

Use a mortgage interest rate calculator to determine if paying down points is a smart move for you financially. can determine the quality and condition of the house you are seeking to purchase and can reveal potential problems such as a weakened roof, poor structural integrity or antiquated plumbing. While the typical cost is between $300 and $600, the value or benefit to you is usually far greater. A pest inspection can determine if there are any unwanted guests (e.g., termites, rats, roaches) in the home before you buy. These inspections range from $50 to $150, but the benefits far outweigh what could be a costly proposition to eliminate on your own. •Know your closing costs. Closing costs include fees for the appraisal, lender, title and recording. These costs can be confusing and can really add up. In order to protect consumers from excessive fees, lenders are required to provide a good-faith estimate and a closing statement that spells out the costs associated with purchasing a home. Request that your lender provide these documents in advance of closing day so you’ll know what additional payments may be expected of you. To learn more about low downpayment mortgages, visit www.

Pennysaver • July 26, 2012 • For Advertising Information Call (914) 592-5222


“One Of A Kind” Daylily Program Celebrates 25 Years (NAPSA)—All-American Daylilies celebrates 25 years of scientifically proven superior performance testing nationwide. This daylily test program is unlike any other in the nation; perhaps in the world. Based on a scientific methodology that evaluates daylilies on 52 characteristics, this program began in 1987 in response to the need to “sift” through more than 40,000 different varieties to create a benchmark for daylilies and identify the best varieties. The All-American Daylily winners that have emerged from this rigorous testing have established quite a track record for themselves. Not only have the very best cultivars been identified, but their availability across the U.S. has allowed home gardeners everywhere to validate these varieties in their own garden. Since the first winner, “Black-Eyed Stella,” was announced in 1994, 18 additional varieties have qualified for the coveted award and been distributed to garden centers nationwide in the official “blue pot.” More than a million All-Americans have found their way into home gardens in virtually every state across the country. It appears that All-American daylilies have become a household name among serious daylily gardeners. “Black-Eyed Stella” and “Bitsy” are known for near continuous blooming and superior landscape performance, whereas “Dream Soufflé” and “Lavender Vista” ™ scored highest in bloom beauty and overall performance. The test program verified anecdotal information that most daylilies natu-

Lady Elizabeth (Hemerocallis Lady Elizabeth) features sparkling diamond-dusted white blooms. For decades, near-white to white daylilies have been considered weak novelties best grown by collectors, but this new flower has defied these stereotypes by delivering dependable performance and a hearty display of blooms throughout the growing season. Lady Elizabeth blooms 30 to 110 days per year in USDA zones 4 through 10 and adds a stunning highlight to any garden or container. rally fall into two distinct categories: Landscape (performance) and Exhibition (beauty). On rare occasions, a variety will qualify as a winner in both categories, such as “Summer Valentine” and “Leebea Orange Crush.” Typically, most daylilies perform well in only two USDA hardiness zones. However, All-American winner varieties must perform in the top 15 percent of daylilies across at least five USDA zones. As daylily breeding has increased through the years, there has been a plethora of awesomely beautiful blooms come onto the scene. This

has brought the potential for greater bloom beauty into the program, but also the challenge of identifying those that also meet the performance requirements. “Lady Elizabeth,” the most recent winner, is a prime example of this. For decades, near-white to white daylilies have been considered weak novelties best grown by collectors, but this new plant has defied these stereotypes by delivering dependable performance and a hearty display of beautiful, diamond-dusted white blooms throughout the growing season. It is stunning either en masse or as a focal accent plant. Regardless of your desired garden application, there is an AllAmerican best suited for that use. They are the perfect perennial for borders, mass plantings, balcony and patio containers, ground covers or focal accents. Try a stunning double border of “Frankly Scarlet” (4” sun-fast red) or “Red Volunteer” (6–7” red) behind “Black-Eyed Stella” (gold with red eye). For maximum, long-term color, you can plant a mass of “Buttered Popcorn,” which has been called a large-bloomed Stella de Oro, due to its constant blooming. Daylilies are perfect for those with a creative mind. The possibilities for use are endless. Perhaps the best idea of all is to create an All-American Daylily garden and collect them all! Gardeners have been reaping the rewards of 25 years of unmatched daylily testing and there is so much more to come! For more information, visit or find them on Facebook at AllAmerican Daylilies.


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Easy Homemade Dressings Add Zest to Nature’s Bounty (NAPSA)—Enjoying gardenfresh fruits and vegetables can help you look and feel good, especially once you learn how to dress them up as mouthwatering sensations. Making your own dressings is easy and pays off in terms of both taste and nutrition. “Take advantage of farmers markets and enjoy fresh produce,” says Robin Miller, M.S., host of the Food Network’s “Quick Fix Meals with Robin Miller,” who developed the CanolaInfo “Get Dressed for Summer” Recipe Collection. “Homemade salad dressings add so much flavor and can be prepared in minutes.” The recipe collection showcases the bounty of fresh produce and flavor advantages of homemade dressings. Each recipe can be prepared in just 10 to 15 minutes and is made with canola oil, which has the least saturated fat and most omega-3 fat of all common cooking oils. Recipes include: •Zucchini, Squash and Grape Tomato Salad with Basil Vinaigrette •Mixed Berry, Cucumber and Mint Salad with Lime Dressing •Wilted Rainbow Chard with Seared Eggplant and Parsley Vinaigrette •Fennel-Orange Salad with Lemon Vinaigrette •Caramelized Corn and Red Pepper Salad with Chives The collection also features: Spinach Salad with Seared Bok Choy, Ginger and Cilantro 1 Tbsp canola oil 1 bunch bok choy, rinsed well and chopped (4 cups) 1 ⁄3 cup chopped whole green onions

A “well-dressed” salad star ts with canola oil. 2 cloves garlic, minced 1 tsp minced fresh ginger 1 Tbsp reduced-sodium soy sauce 1 ⁄4 tsp freshly ground black pepper 2 Tbsp chopped fresh cilantro 4 cups fresh baby spinach leaves In large skillet, heat canola oil over medium-high heat. Add bok choy, green onions, garlic and ginger and cook 2–3 minutes or until bok choy is tender-crisp. Add soy sauce and pepper, stir to coat and cook 1 minute. Remove from heat and stir in cilantro. Arrange spinach leaves on serving platter. Spoon bok choy mixture over spinach and serve. Yield: 4 servings. Serving size: 2 ⁄3 cup bok choy mixture, 1 cup spinach. The complete collection is available at To find a nearby farmers market, go to farmersmarkets.

Pennysaver • July 26, 2012 • For Advertising Information Call (914) 592-5222


TRI-STATE MEDIA Westchester Edition



ommunity alendar

Friedrichs Residence AT THE WARTBURG

By R. Moore

3 Wartburg Place, Mount Vernon Westchester County, New York

Registration for FREE Programs •The State University of NY’s North Bronx Career Counseling & Outreach Center is currently offering a number of Tuition FREE services for educational and vocational training. The services that are offered daily include Career Counseling, College Assistance, Financial Aid Assistance, Job Readiness Training and Resume and Cover Letter Assistance. They are also offering “Tuition Free” Computer Literacy or GED Programs during the day & evening. Other computer based training programs such as Pre: Home Health Aid, CNA, Security, Building Maintenance, Office Skills, Customer Service and more are available. 2901 White Plains Road, Bronx. For info, call (718)547-1001.


New Affordable Rental Housing for Seniors 62 & Older

Musical •Fri, July 27 & Sat, July 28, 8pm Ray of Hope presented by the Hope For Change Foundation. A new musical featuring classic theater tunes. The Ursuline School, New Rochelle. For tickets call, 914-206-9617. Proceeds benefit breast cancer research.

*Includes Heat. Rents & Income Limits subject to change

Amenities: Free parking, elevators, security, fitness center, on-site laundry, park like setting


Accepting Applications as of July 23, 2012

Housing Action Council 914-332-4144 295953

•Sat., July 28, 7pm, The Music of Mozambique Comes to Riverdale! The horns will sing, the djembes will roar and the words of Africa will sing out as the Afro-pop party that is Kina Zore (a diverse group of musicians) comes to Riverdale. Kina Zore is not only a party band, but also a group that cares deeply about social issues. Suggested donation - $15. A portion of the proceeds goes to fund the band’s future trip to Africa. The concert will be held at the Meeting Hall of the Riverdale-Yonkers Society for Ethical Culture located at 4450 Fieldston Road, corner of Manhattan College Parkway.

IT'S HERE!!!!! To All Businesses

Outdoor Family Workshop •Sat, July 28, 10am-1pm Handmade River Rafts

Meeting •Sat July 28, 5-7pm “Westchester County Tea Party” special guest speaker will be Barbara from Harlem. Monthly meeting at Sports Page, 200 Hamilton Avenue, White Plains. For information call, 914-831-8252.


Submit your group’s event for publication, by MAIL OR FAX ONLY to: Tri-State Media, 510 5th Avenue, Pelham, NY 10803. FAX: 914-220-4949 Submissions should be received at least 3 weeks in advance of event.


•Thurs, Aug. 9, Mon, Aug.13 & Thurs., Aug. 16, 7pm The Boy Friend presented by the Play Group Theater. The Jazz Age lives on in this light romantic spoof of 1920’s musical comedy. With its catchy tunes, period dances (including the Charleston, of course) and winning sense of humor, The Boy Friend is a sparkling, fast moving, tongue-in-cheek 1920’s romp. One North Broadway, White Plains, Tickets, $15; $12 srs & children under 12.

PENNYSAVER ONLINE! Free QR Readers are available for iPhones & Android users We recommend these apps:

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Make an all-natural tiny raft or boat and then see if it floats. Send your vessel downstream in a specially designed water trough. Free with admission to the grounds. Wavehill Public Garden and Cultural Center, West 249th Street and Independence Avenue, Ecology Building, Bronx


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Getting The Iron You Need Without The Side Effects (NAPSA)—According to the World Health Organization, iron deficiency is the most common and widespread nutritional disorder in the world, affecting up to a third of the population. Iron is an essential mineral and is required to transport oxygen throughout your body. Exhaustion and fatigue set in when you’re low on iron, which can affect everything from brain function to your immune system. Do You Need More Iron? Your daily iron needs depend on a number of factors, including age, gender and overall health. While many people can get the iron they need from foods such as red meat, leafy greens and egg yolks, sometimes supplementation is needed. Initial symptoms of iron deficiency can include fatigue, general lack of energy and decreased ability to concentrate. If you are experiencing any of these symptoms or think you’re not getting enough iron, ask your doctor if iron supplementation can help. Iron Deficient? Research Your Options Whether in your diet or a daily supplement, iron is a very difficult mineral for the body to absorb. For example, menstruating women need to absorb only 2 mg of iron daily, yet most traditional iron supplements contain 50 to 65 mg. Of this, very little is absorbed. The result is excess iron, which can lead to uncomfortable side effects such as stomach irritation, nausea, vomiting, constipation and other gastrointestinal problems. To minimize the likelihood of such side effects, look for a lowdose supplement with a high absorption rate. This will let the

Just as not enough iron in your diet can hurt your health, so can too much. Fortunately, there are solutions. body absorb the iron it needs without the excess. Spatone pur-Absorb Iron has a clinically proven high absorption rate and is 100 percent natural. With only 5 mg of iron and a higher absorption rate than many conventional iron supplements, it delivers the right amount of absorbed iron in a lower, gentler dose. Talk to your doctor. If you do need iron, remember: A lower-dose iron supplement with high absorption means side effects are less likely. pur-Absorb can be found at CVS, Walgreens and Rite Aid. For more information, visit www.

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How Kids Can Help Kids—And Have A Great Time (NAPSA)—When life gives you lemons, they say, you should make lemonade. Now, a growing number of families have found that when life gives you lemonade, you can make it into a source of delight for children around the world. The Way it Works As part of a program aptly named “Make a Stand,” a youngster sets up a lemonade stand. Proceeds from the stands are sent to the Toy Industry Foundation and used to distribute toys and make play possible for children in crisis or other stressful situations. The Benefits The program empowers young entrepreneurs to make a difference and learn about the importance of charity and giving back to the community and those who are less fortunate. And it provides a fun and engaging way for children, communities and companies to help give the gift of toys and play to children in need. The Possibilities In addition to lemonade, some stands also sell iced tea, brownies, cookies, apple cider and hot chocolate, depending on the weather. Some young people also leave out a donation jar or ask customers to make a cash donation to the Foundation in addition to anything they purchase. The Chance to Share The fun doesn’t have to end once a kid closes the stand. Young people can submit their “Make a Stand for Kids” stories to the Foundation to inspire others to make a difference. Stories can be

Young people can help bring happiness to children in crises while having a great time themselves. about unique customers, creative recipes and interesting ways to draw traffic to the stand. All stories can be sent to makeastand Supported by toy companies that donate new toys and by companies and individuals who provide monetary donations, the Foundation then donates to children’s charities. Toys are distributed to national partners serving military families and foster children, as well as to groups dealing with underserved, at-risk and homeless children throughout the U.S. and around the world. The Way to Learn More For more information or guidelines on how to get involved, visit


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Lawn And Garden Watering Tips (NAPSA)—Scorching-hot weather can drain even the most water-smart landscape. Here are a few tips to help make the most of the water applied to your lawn and garden while protecting your landscape from the harsh heat: Let it Soak The greatest waste of water comes from applying too much, too often—much of the water is never absorbed. Instead of watering for one long session, water a few times for shorter periods and take 15-minute breaks in between each session. This will allow water to soak in, while minimizing runoff. Also, check to see if water is penetrating six to eight inches beneath the surface of the soil. If not, then another cycle may be needed to encourage root growth. Watch the Clock Water in the morning when the sun is low, winds are calm and temperatures are cool and less conducive to evaporation. Consider Dripping When it comes to watering individual trees, flowerbeds, potted containers or other nongrassy areas, consider applying water directly to the roots using low-volume drip irrigation. This will reduce water waste through evaporation or runoff, and will prevent unwanted weeds from growing. Mulch it Good A great way to conserve water and help plants stay healthy is to spread mulch in shrub beds, tree rings and flower gardens. Mulch is a protective covering that is placed around the base of plants, preventing evaporation and weed growth. Mulching helps drainage, encourages root development and cools the soil—reducing water use during hot summer months.

Using an automated irrigation system is one of the best ways to keep your lawn and landscape beautiful and healthy. Get Automated Using an automated irrigation system is one of the best ways to keep your lawn and landscape beautiful and healthy, while minimizing water waste. Automatic underground sprinkler systems distribute water evenly, preventing overwatering and ensuring that the watering is done at the right time. If you still use a hose to water, then consider using an automated garden hose timer to transform it into an automatic water-saving tool. For example, Rain Bird’s Electronic Garden Hose Sprinkler Timer is a lowcost, battery-powered timer that attaches directly to the outdoor faucet and allows you to schedule watering automatically. More watering tips are available from Rain Bird at www.rain

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On-The-Go Sun Protection (NAPSA)—You can give sunburn the brush-off in a delightful new way. That’s because you can now brush on your sun protection, so you don’t have to worry about it messing up your makeup, getting in your eyes or making your hands greasy.

Here’s a bright idea: A mineralbased sun protection powder you can brush on. You need both UVA and UVB protection every day, no matter the weather or the season. You can get that at any time from a mineral-based powder sunscreen with SPF 30. Sweat and water resistant, it protects against broad-spectrum rays with zinc oxide and titanium dioxide, while flower oils and extracts from green tea, safflower, chamomile and honeysuckle soothe and replenish skin. The sunscreen offers on-the-go invisible protection for the whole family, making it ideal for all your everyday activities—tennis, golf, walking, cycling and more. You can take it everywhere for nearly effortless sun protection whenever you need it. Contend no more with messy, greasy lotions, sticks and sprays. Brush On Block comes in a patent-pending, self-dispensing brush. Learn more at www.brushon


Shopping Used Cars On The Go (NAPSA)—Using your phone while driving is dangerous but using your phone before you drive can help put you on the road to success the next time you consider getting a used car.

From start to finish, you can save time finding a great used car with help from mobile apps. That’s because mobile apps can help you shop used cars on the go—anytime, anywhere. You can: 1. Compare vehicles by searching local listings with apps from and 2. Get a quote on insurance. With apps such as those from, you can get a quote as soon as you find the right car. 3. Check history and get important vehicle history information, so you can know more about the used car before you buy it. All you have to do is enter the license plate or scan the VIN when you have the Carfax app. A Carfax Report can reveal: •Accidents or reported damage •Maintenance and service •Previous owners, mileage and so on. The Carfax and other mobile apps are available for iPhones, iPads and Android devices. Learn More Further facts and tips on used car buying are available at


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Australia—A Country So Unique It Has Its Own App (NAPSA)—From world-class cities to natural wonders, Australia is home to stunning landscapes, immersive nature and the friendliest locals around. With a country as big as Australia and with so many travel options, most can’t wait to visit, but get overwhelmed and don’t know where to start planning. To make trip planning fun and easy, Tourism Australia has created a suite of tools, including an inspirational film found on that features highlights of Australia’s top destinations and an interactive tablet app that takes you further into the stories in the film in a unique, memorable way. The innovative new tablet application “There’s nothing like Australia” is compatible with iPad and Android™ and is presented in the form of a rich interactive coffee-table book about Australia. The multimedia content takes you through journal entries about 13 “best of Australia” destinations, providing information on worldclass experiences, attractions and places to stay using striking imagery, full-screen integrated video and an itinerary planning tool. The app takes explorers through the sights, sounds and experiences of Australia. For example, on the Great Ocean Road, surf, meet kangaroos on the golf course, hike near waterfalls and get personal with a koala. Tilt your iPad back and forth to fly a helicopter over the world-famous Twelve Apostles.

Exotic and exciting yet easygoing, Australia has a lot to offer American visitors. To learn about the world’s oldest culture, embark to Uluru on a voyage of self-discovery at the world’s largest monolith—an iconic symbol of the Australian outback. Experience tours with the traditional custodians of the land, the Anangu. For another look at the outback, The Kimberley is nearly the size of California, but offers a bush and coastal experience. At El Questro Wilderness Park, experience majestic waterfalls like Amaroo Falls that are still being discovered and fish and fly over the extraordinary vistas of the tigerstriped Bungle Bungles. Feel like visiting Kangaroo Island, which is known as a “zoo without fences”? Here, you can pet a baby kangaroo, meet a seal on the beach, and luxuriate at one of the world’s finest resorts, Southern Ocean Lodge. Ready to head to Australia? Download the “There’s nothing like Australia” app from the iTunes store or visit for more information about Australia.

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How To Avoid Elder Financial Abuse (NAPSA)—While elder financial abuse decimates incomes, affects the health of its victims and fractures families, the MetLife Mature Market Institute offers free resources and tools, including steps you can take to protect yourself and those you care for: •Know the Facts and Stats. According to “The MetLife Study of Elder Financial Abuse,” most elder financial abuse is committed by strangers but about a third is by family, friends or neighbors. •Stay Active. Socialize with family members and friends. Get involved in activities you enjoy. Isolation can leave you more vulnerable to exploitation. •Monitor Your Affairs. Take your time and consult with people you trust before making important financial decisions. Check credit card and bank statements and bills for accuracy. Use direct deposit to prevent mail theft. Sign your own checks when possible. •Be Organized. Keep important papers and legal documents in a secure place. Review them at least annually. •Be Cautious. Be careful when responding to solicitations. Don’t let anyone pressure you into making an immediate decision. If something sounds too good to be true, it probably is. Speak with a family member or trusted friend before sending money or providing bank account, credit card or Social Security numbers. •Protect Your Passwords. Don’t share passwords. Change them if you feel they’ve been seen or used by someone else. Immediately notify the company or bank if, when reviewing your financial statements, you see charges or transactions you didn’t make. •Beware of Telephone Solicitations. Planning Tips: Pre-

Take your time and consult with people you trust before making important financial decisions. venting Elder Abuse, produced by the Mature Market Institute, notes that billions of dollars are lost each year to fraudulent telemarketers. Consider using an answering machine or caller ID to screen calls. You can add your name and phone number to the National Do Not Call Registry at (888) 382-1222. •Know What to Do if You’re a Victim. Don’t be afraid or embarrassed to discuss your concerns with someone you trust— relative, clergyman, bank manager, attorney. Knowing the resources you can turn to, including the police, your bank and Adult Protective Services, can be the first steps in addressing the problem. •Learn More. Excellent resources include “The MetLife Study of Elder Financial Abuse”; “The Essentials: Preventing Elder Abuse”; “Planning Tips: Preventing Elder Financial Abuse for Older Adults”; and “Planning Tips: Preventing Elder Financial Abuse for Family Caregivers.” Created by the MetLife Mature Market Institute, MetLife’s center of expertise in aging, longevity and the generations, they may be downloaded from www.Mature



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Backroom Deals Threaten American Interests (NAPSA)—Billions of dollars in mining assets belonging to companies like Alcoa, BHP Billiton, Rio Tinto, American oil company Hyperdynamics Corporation and their shareholders could be handed off to middlemen thanks to a secret deal struck by the government of Guinea. Not long after the Obama administration lifted sanctions against Guinea, a new mining code was passed that gives 15 percent of every mine in Guinea to the state mining company free of charge, including another 20 percent at market rates. This law will cost billions of dollars in current assets to U.S. and European freemarket businesses and their shareholders. The agreement, which may be in violation of the Foreign Corrupt Practices Act and the Dodd-Frank Act, has taken place between Guinea and a well-known businessman known for trading diamonds in Angola and the Democratic Republic of the Congo named Walter Hennig, who is based out of South Africa. The deal could prove an embarrassing election year misstep for the Obama administration, which restored the country to privileged trade partner status last October. The deal, which puts billions of dollars of U.S. investments at risk, was made between Mvelaphanda Holdings, whose founder is listed in the United Nations report on illegal transactions under the Oilfor-Food Program, and the U.S.based firm Och-Ziff. Och-Ziff’s billionaire CEO has given hundreds of thousands of dollars to U.S. politicians and PACs and continues to provide support for candidates in the upcoming elections.

Recently, a new law gave 15 percent of every mine in Guinea to the state mining company, free of charge. This could cost U.S. companies billions of dollars. Widely documented media reports published recently show that last April, five months before the code became law, Mohamed Lamine Fofana, the mining minister, agreed to a $25m loan with Palladino Capital, an investment vehicle registered in the British Virgin Islands. The deal was signed by Fofana, Kerfalla Yansane, the finance minister, and Samuel Mebiane, listed as “proxy holder” for Palladino. Hennig set up Palladino Holdings in 2003 as a vehicle for “mining, energy and other assets in Africa.” The company is close partners with U.S. investment company Och-Ziff. As reported in London’s Sunday Times recently, the terms of the loan are rumored to include a provision that if the cash-strapped government defaults, Palladino can convert the debt into a 30 percent stake in the operations of the national mining company. This would potentially be worth billions. Simandou alone—owned by Rio Tinto, China’s state giant Chinalco, resources tycoon Beny Steinmetz and Vale, a Brazilian iron ore group—is worth at least $10 billion.

The Palladino agreement was signed less than a month after Hennig signed a memorandum of understanding under which another vehicle, Floras Bell, would become a “partner” with the government in the mining industry. Guinea has the world’s largest reserve of bauxite and is home to Simandou, a huge undeveloped iron ore deposit. These resources are vital to U.S. business and national security interests. Some people have begun to protest the asset seizure tactics and the government has recently said publicly that it would repay the money, but so far Western governments appear, for the most part, unconcerned over the backroom deal. American oil company Hyperdynamics Corporation, Alcoa, BHP Billiton, steel group ArcelorMittal and Rusal, the Russian aluminum producer, all have assets in the country affected by the new code and each stands to lose billions. Many individuals, some politicians in the States and Europe, and some entities like the World Bank have been calling on political oversight committees and watchdog groups to further look into the recent Guinea laws and those involved. The United States may be forced to intervene, having previously signed an investment guarantee agreement with Guinea that offers political risk insurance to American investors through the Overseas Private Investment Corporation (OPIC). If this occurs, then the issue may not only gain the attention of legal oversight, but could very well become an issue for both Obama and Congress to contend with.

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Act Now For Tax Savings Later (NAPSA)—The average American must work 107 days to earn enough to pay federal, state and local taxes in 2012. Although nearly 30 percent of our wages go to taxes, many Americans do little in the way of tax planning. Tax planning involves reviewing tax benefits and implications of your income, expenditures, investments and retirement plans. How can you maximize the benefits of each in the most taxefficient way? Planning may also include taking a close look at your income tax return. “It’s never too late for tax planning,” said TaxACT spokesperson Jessi Dolmage. “There are things you can do anytime of year to maximize your tax savings. But the earlier you start, the better.” Dolmage shares several ideas for your tax planning checklist this year and every year: •Review your retirement plan. Can you contribute more in order to decrease your taxable income? If you don’t have a retirement plan, consider starting a 401(k) or IRA. If you want to start an IRA, remember the tax differences between traditional and Roth IRAs. Avoid early withdrawals, which often involve additional taxes. •Did you claim the standard deduction last year but have significant expenses for medical care, mortgage interest, state and local taxes, unreimbursed employee expenses, or charitable contributions? Review which expenses qualify in IRS Publication 17 at and consider paying an additional mortgage payment or medical expenses before December 31, 2012. That extra payment could make it more advantageous to itemize deductions. Keep receipts and detailed documentation for all deductions throughout the year. •Check tax return filing status options. You may qualify for more than one status, especially if you have qualified dependents. Changing your status may increase your standard deduction. IRS Publication 17 includes filing status and dependent criteria. •Check your federal withholding, especially if you’ve married, had children, bought a home, earned investment income or made capital gains profit in 2012. Conventional wisdom says withhold just enough tax to meet your tax liability. Although withholding too

A little tax planning now can help you save big on next year’s tax return. much means a refund, you’re also giving Uncle Sam an interest-free loan. Withhold too little and you’ll owe taxes plus possible penalties and interest. You can change withholding anytime of year by submitting a revised Form W-4 to your employer. TaxACT Free Federal Edition offers a free withholding calculator and helps complete new W-4s at •Paying tuition? The American Opportunity Tax Credit is scheduled to expire after 2012, so take advantage now. If you’ll be short of the $2,500 maximum credit amount by December 31, consider paying some of your 2013 spring tuition before year’s end to make up the difference. Details about all education tax breaks, including the expanded student loan interest deduction, can be found at and in IRS Publication 970. •If your will includes property, update the financial and family information and evaluate how scheduled tax changes will impact the value. The federal estate tax exemption for 2012 is $5.12 million, taxed at 35 percent. After 2012, the exemption will drop to $1 million, taxed at 55 percent. Dolmage warns taxpayers to be prepared for last-minute tax law changes. “Seventy-seven tax breaks expired at the end of 2011,” said Dolmage. “Congress will likely extend many of them after the presidential election, but we’re not sure when. Regardless of when legislation passes, tax solutions like TaxACT will update their programs right away. You can get a head start and estimate your 2012 federal and state taxes free starting in October at” For more planning information, visit and www.taxact. com/taxinfo. Do your federal return free and get free tax help at TaxACT guarantees your maximum refund and accuracy.


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Free Library Service Helps Blind Pianist Keep On Playing (NAPSA)—Ayaka Isono began studying piano at age 3 in her native Japan. After moving to the United States and graduating from Indiana University, she embarked on a successful career as a concert pianist. But when she was 29, she suddenly lost her eyesight because of a rare retinal disorder. A decade later, Isono, who lives in the San Francisco Bay area, is still performing—including a concert in Japan this past spring. She also gives private piano lessons to both sighted and visually impaired children and adults. Isono has been able to continue playing the piano thanks to the braille music scores she receives from the National Library Service for the Blind and Physically Handicapped (NLS). “I can’t imagine my career without them,” she says. “I really can’t.” NLS, part of the Library of Congress, has been producing and circulating audiobooks and braille books for more than 80 years. It also has the world’s largest collection of braille music scores, according to John Hanson, head of the NLS Music Section. “In the United States, there is no other source for a wide range of braille music, whether one is considering variety of instruments, types of music or extent of repertoire,” he says. But that’s not all that NLS offers music lovers. The collection includes more than 30,000 braille, audio and large-print music scores, texts and instructional materials, including some titles developed solely for NLS. Six music magazines are also available by subscription to registered users of the program. That is in addition to many music-related audiobooks and braille books in the broader NLS

Concert pianist Ayaka Isono has used the audiobooks and braille music scores provided by a branch of the Library of Congress for many years. collection, including best sellers such as Rolling Stones guitarist Keith Richards’ autobiography “Life” and rapper Jay-Z’s “Decoded.” Who Is Eligible? U.S. residents and American citizens living abroad who are blind, have low vision or cannot hold a book or turn its pages because of a physical disability are eligible for library service through NLS. Audiobooks, braille books and music materials are delivered and returned by mail, postage free. NLS also provides the necessary digital playback equipment. Those with computers and Internet service may download books—and soon, music scores—through the NLS Braille and Audio Reading Download (BARD) service. For more information or to request an application, visit or call (888) NLSREAD.

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Consumers Have Affordable Options When It Comes To Floor Covering (NAPSA)—Buttery-soft carpet, weathered hardwood and hard-asdiamonds surface treatments are some of the latest trends consumers will encounter the next time they shop for floor covering. That’s the word from scouts and experts attending one of the home market’s top international flooring trade shows—Surfaces. The show is sponsored by the World Floor Covering Association (WFCA). Reports from the show offer some insight on the latest products and trends in flooring. Less Is More Companies are concentrating on products that are sensible, low maintenance and easy on the budget. The new products making headlines include supersoft carpets that clean up “good as new” with lifetime stain warranties; affordable vinyl mimicking genuine stone; hardwood with precision detailing; and hard-surface flooring that has built-in antimicrobial properties. Vinyl flooring today offers the look of stone, ceramic tiles and hardwood—sometimes so closely that you have to get on your hands and knees to tell the difference. These products can put good looks at the feet of all homeowners at a fraction of the cost and with less maintenance than their higher-cost authentic cousins. Prices have come down on many eco-friendly floors thanks to high demand in the commercial industry. As a result, more people can install top-quality hardwood, bamboo or cork for several dollars per square foot less than a year ago. High Style, Low Maintenance A number of products across all flooring categories promise to cut maintenance, cleaning and care time. For example, hardwood manu-

Photo Courtesy of Beaulieu/Bliss Everclean

Products that come with lifetime “satisfaction-guaranteed” warranties and carpets that clean up “good as new” are among the latest trends in floor covering. facturers have introduced surface treatments that are as hard as diamonds. There are even new products said to have wear layers that can withstand just about any kind of wear and tear—large families, animals, dirt and grime. Other surfaces, including laminate and vinyl, are touting easyto-maintain wear-surface durability. Some are equipped with built-in antibacterial and antimicrobial properties, as well as stain resistance. In the carpet category, new products have built-in stain resistance, odor reducers, air fresheners and luxuriously soft fibers that maintain their integrity for years. Weathered and Reclaimed Weathered and distressed floors are taking hold across multiple categories. This finish increases sturdiness and allows the product to withstand the high traffic and heavy wear of large families and pets. In addition to distressed looks, homeowners now have the option of “reclaimed” wood floors. These floors are recycled from dismantled buildings, disassembled furni-

ture, wood and agricultural scrap. Repurposing saves money, is green and offers unique, designerquality looks. High Style and Durable Luxury Manufacturers are also introducing flooring of all varieties with add-ons such as fur, tassels, 14K gold and Swarovski crystals. Hard surfaces, including tile, are incorporating precious metals while soft surfaces, like carpet and area rugs, are showcasing jewelrygrade crystals, animal skins and metallic fibers in the final products. “Consumer demands for durability, low maintenance and lower prices have led to innovation and variety across all categories,” said Tom Jennings of the WFCA. Jennings says that consumers expect their purchases to withstand the test of time and be eco friendly. As a result, manufacturers have created a variety of low-maintenance, affordable options that meet the demand for comfort and style. Covering Consumer Interests The WFCA is the floor covering industry’s largest advocacy organization, representing floor covering retailers, contractors and allied service providers throughout North America. The Association’s website offers detailed information and practical tips on every flooring category available, including carpet, hardwood, laminate, ceramic, porcelain, resilient, vinyl, cork, stone, and area rugs. In addition, it provides answers to many common floor-covering questions. It also offers a searchable database of reputable retail members across the country. All users need to do is enter their zip codes to receive a list of local retailers. For more information, visit and



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Take Advantage Of The Benefits Of Credit Cards And Debit Cards (NAPSA)—While consumers have become savvy when it comes to managing their money, many could take greater advantage of using either a credit card or a debit card by better understanding the benefits of each. Below are considerations to help individuals choose for themselves when the benefits of using a credit card outweigh those of using a debit card, or vice versa. Benefits of Debit Cards: •Withdraw Cash When Making Purchases—Debit cards not only allow access to cash from ATMs, but also the ability to withdraw money when making a purchase. •No Balance Due at Month’s End—Charges made using a debit card are pulled directly from a checking account and not added to a credit card balance. Some consumers like the freedom of not worrying about a balance at the end of the month and are able to better establish a monthly budget. •N o D u e D a t e s — To a v o i d interest charges, credit card users must pay close attention to due dates and pay off their balance. Debit cards, on the other hand, pull money from a checking account immediately, eliminating worry about when a balance will be due and any interest that could result from missing the payment due date. Benefits of Credit Cards: •E a r n R e w a r d s o n D a i l y Purchases—Many credit cards earn rewards. And if consumers pay off their credit card when the payment is due, no interest will accrue on everyday purchases such as gas and groceries. •Building Credit History— Using a credit card responsibly may help to build good credit, which may make it easier to get loans and better interest rates. •Funds to Make Large or Unexpected Purchases—Whether it’s a large purchase, such as new furniture, or an unexpected expense like a last-minute home repair, credit cards offer access to

Use one card to make purchases more convenient and secure. spending limits typically greater than one’s checking account balance. •Security Benefits—Credit cards offer the security of funds not being tied directly to a checking account, as they are with debit cards. So if fraudulent activity occurs, the funds in a checking account are not depleted. However, Fifth Third Bank’s new DUO Card, which is the first and only option available to combine the benefits and features of both a credit card and a debit card into one, allows consumers to use a debit card without sacrificing this security feature. With this card, only transactions made using a security PIN are tied directly to a checking account (i.e., debit purchases), which adds an additional layer of protection. The decision as to when to use a credit card versus a debit card is a personal one, as there are benefits to both, and no two people manage their money in exactly the same way. With options like Fifth Third Bank’s DUO Card, these personal decisions are that much easier— with the security, convenience and flexibility of both a credit card and a debit card all in one. For more information, visit w w w. m y 5 3 c a r d . c o m / D U O o r a Fifth Third Banking Center in the following states: Ohio, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, North C a r o l i n a , P e n n s y l v a n i a , Te n nessee and West Virginia.

Note to Editors: The products featured within this story are only applicable to certain states in which Fifth Third Bank operates, including Ohio, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, North Carolina, Pennsylvania, Tennessee and West Virginia. Lending is subject to credit review and approval. Fifth Third Bank. Member FDIC.

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Five Innovative Solutions To Help Women Small-Business Owners Grow And Adapt To Today’s Economy (NAPSA)—The recession was tough on many small-business owners. But new research shows that many of today’s womenowned businesses have adapted and emerged stronger from their experiences during the tough economy. “Small Business: Lessons of the Recession” is an indepth look by Chase Card Services, the National Federation of Independent Business, and the Center for Women’s Business Research at how women smallbusiness owners fared during the recession. The research provides many valuable insights, including five innovative ideas that many women small-business owners can apply to their business plans no matter how the economy is doing: 1. Social media is not just for socializing. It became a valuable business tool during the recession. Half the women now use social media compared to 4 percent before the recession. Of those surveyed, 56 percent said social media is “very important” or “important” to their business. Social media sites are free platforms that can easily connect business owners to customers—a cost-effective way to promote your business. 2. It’s wise to constantly examine your customer base. Although 54 percent focused on generating new business among existing customers during the recession, one in four are now marketing to a customer base that’s different from prerecession targets. Always think critically about your customer base and make your decisions on the numbers. Targeting new types of customers requires a thorough analysis of profit and growth potential. 3. It’s good to become in-

Many of today’s women-owned businesses are led by recessiontested entrepreneurs whose experiences provide valuable insight into the challenges that may await aspiring small-business owners. volved in community activities. Nearly two out of five womenowned businesses increased their involvement during the recession in civic, social or school activities to increase exposure for their business while creating value for their community. It can be a particularly cost-effective way to strengthen sales efforts. 4. It pays to control costs. During the recession, 45 percent of the firms focused on controlling costs as a remedy to the economic times, while 31 percent concentrated on increased sales. Looking back, 59 percent feel their focus area was the right choice. 5. The right kind of help can pay off. Nearly a quarter of women-owned businesses that sought outside help to control costs or increase sales during the recession had slightly better sales records than those that did not. It’s important, however, to do your research and set expectations; otherwise, it can cost you more in the long run. Small businesses are the lifeblood of many communities in the

United States. Chase Card Services uses its financial expertise to create innovative products that help small businesses succeed. For example, Ink from Chase is a portfolio of business credit cards that were specifically designed with small-business owners in mind. They include everything from flexible payment options to rewards programs that they can reinvest in their business. To help businesses focus on what is really important, Chase created Jot, a mobile application and online tool that lets business owners easily track, categorize and organize business expenses on the go from an iPhone or Android device. This is especially useful for small-business owners who do not have the time to manually monitor and manage their expenses, or the resources to hire someone to do it for them. To learn more about credit cards for business owners, go to To learn more about the “Small Business: Lessons of the Recession” study, visit


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Tips On Taming A Computer For More Speed, Less Trouble (NAPSA)—Most people depend on personal computers for so much in daily life and when the computer seems sluggish, unresponsive or just generally underperforming, it can lead to frustration. Fortunately, if your computer is misbehaving, there are five simple steps you can take to help get it back up to speed. 1. Defrag Your Disk. Computer hard drives get fragmented when programs are installed and uninstalled and files are added and removed. The files end up scattered around the hard drive so it’s difficult for the drive to find everything you want in a timely manner. The built-in disk defragment tool can keep your computer running efficiently. 2. Stay Healthy. Just like humans, when a computer has a virus or is infected with spyware, it becomes sluggish and performance suffers. Keep your antivirus program up to date and fight off cyber attackers. Run a full system scan every three to six months. Install an anti-spyware program, too. 3. Don’t Be a Digital Hoarder. Whenever you install software updates, download images, save music files, edit documents or browse the Web, your computer accumulates files and programs, most of which are unnecessary. Use the built-in uninstaller to remove those unneeded files. 4. Blow it Out. Over time, the inside of your computer will accumulate a “blanket” of dust, which may result in a temperature rise inside your computer case. Open your computer case and blow out the dust using a canister of compressed air. Be sure to blow air through all fans in order to thoroughly clean them. 5. Upgrade Your Memory. Many computer performance issues can be resolved with a do-

Taming a troubled computer may be easier than you think. it-yourself (RAM) memory upgrade. Anytime you open your e-mail, surf the Web, watch a video, type a paper, play a game or just plain turn on your computer, the computer is using its internal memory. When a computer does not have enough internal memory to properly run its programs, it becomes slow and unresponsive. Installing computer memory is a fairly simple process that requires no special tools or skills. However, finding the correct upgrade can sometimes be confusing as there are hundreds of thousands of options to choose from. makes finding and installing the correct memory upgrade simple with free, easy-touse online tools designed to help you quickly find a compatible memory upgrade. Using the Crucial Memory Advisor ™ tool, you choose your computer make and model from a drop-down menu to see recommended memory upgrade options. Or, use the Crucial® System Scanner tool to automatically scan the computer to determine the current memory and view recommended compatible upgrades. Visit for more tips and information on getting your computer back up to speed!

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Cord Blood Banking: A Lifesaving Decision by Rallie McAllister, M.D. (NAPSA)—Expecting couples face dozens of important decisions—one of the most critical is whether to save their baby’s umbilical cord blood. They’ll only have one opportunity to do it: in the moments following their baby’s birth. Umbilical cord blood is a rich source of stem cells, which are considered to be the master cells of the body. For more than two decades, cord blood stem cells have been used in transplant medicine to treat a wide variety of serious diseases, including leukemia and other cancers and blood, immune and metabolic disorders. One of the most promising areas of stem cell research is regenerative medicine, in which an individual’s own stem cells are used to repair damaged or diseased tissues and organs. Clinical trials are now under way to evaluate the benefits of using a child’s cord blood stem cells in the treatment of type 1 diabetes, hearing loss, cerebral palsy and other brain injuries. “When cord blood cells are used to treat an illness, they’re simply administered to the individual intravenously, like a blood transfusion,” said obstetrician-gynecologist Marra Francis, M.D. Once in the body, stem cells can trigger natural repair processes by reducing inflammation and increasing blood flow to injured or diseased areas.

Saving a baby’s cord blood can mean better health for the whole family. Parents may choose to donate their baby’s cord blood to a public bank or store it in a private banking facility, but most times, it’s discarded as medical waste. Donation to public banks is free but the cord blood is not reserved for the family’s exclusive use. Parents who want to ensure that their baby’s cord blood will be available for their family’s future use can choose to store it with a private cord-blood bank. In many cases, interest-free payment plans and gift registries are available at private cord-blood banks. For more information, visit •Dr. McAllister is the cofounder of and the co-author of “The Mommy MD Guide to Pregnancy and Birth” and “The Mommy MD Guide to Your Baby’s First Year,” which all feature tips that doctors who are also mothers use for their own families.


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Tips For A Mess-Free Barbecue (NAPSA)—More Americans are firing up their grills for backyard cookouts—and many say the reason for grilling’s popularity is that it’s relaxing. According to the Hearth, Patio & Barbecue Association, Americans say backyard barbecues are more relaxing than dining out—especially if you don’t let cleanup and prep work spoil the mood. Rather than deal with the stresses of barbecue messes, here are some tips on throwing a mess-free cookout at home: •U s e d i s p o s e r s i n s t e a d o f trash cans. Chicken, ribs and burgers are among the most popular grilled foods, according to the Hearth, Patio & Barbecue Association. Many people may be surprised to learn that instead of tossing extra meat scraps and bones in a trash can, it’s possible to reduce large amounts of smelly trash by putting virtually any type of food—even bones— down a food waste disposer with advanced grinding capabilities, such as InSinkErator’s Evolution Excel ® with three-stage grind technology. •Serve food in decorative plastic containers instead of on platters. Dirty dishes can pile up fast, so serve food in decorative plastic containers that double up as serving plates and refrigerator storage. While guests are eating, you can also protect food from bugs and flies with the lids. •Reduce a messy kitchen by serving side dishes that can be prepared the day before. And while most cooks know the trick of marinating meats in baggies, do this the day before as well. In addition to having more-flavorful food, you’ll have no need for any

To reduce mess, cut fruits and vegetables by the sink and toss waste down your food waste disposer. messy food prep on the day of the barbecue. •Cut fruits and vegetables beside the sink. Vegetable peels and fruit rinds can pile up quickly in garbage cans. As you’re preparing fruits and vegetables for side dishes, cut them up beside the sink and toss them down the drain as you go along. Your disposer will thank you for this, as hard materials (like fruit pits) help scrape the inside of the grind chamber, removing any buildup. •Make kebabs with small pieces of leftover meats and vegetables: Leftover grilled steak, chicken and veggies may be too little for a stand-alone meal, but put them onto skewers for a fun lunch or dinner the following day. This keeps you from tossing the leftovers and avoids unnecessary clutter in the fridge from extra baggies and containers. For more information about disposers, visit www.InSink

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Retirement In Need Of Reinvention

Contest winner Joan Clary was thrilled to meet actress Betty White. (NAPSA)—Retirement is a concept that’s constantly being reinvented. A comfortable retirement wasn’t even a widespread economic goal until after World War II—and it’s changing again, as the economy is making that goal more difficult to reach. Fortunately, seniors do have options. According to executives at The Lifeline Program, seniors must now look well beyond traditional tools if they want some sort of retirement. For most seniors, the notion of ending their work life at age 65 with a golf course membership and a gold watch is no longer the norm. Recent studies show that most seniors are working longer with little hope of an idyllic retirement. Traditional sources of retirement income can no longer be relied on. Pensions have become rare and many seniors have not saved enough. The recession and housing crash have hurt retirement accounts and housing values. Financial-planning experts suggest saving more, but that’s not always possible. Other options do exist, though, and it’s important to do your research. For example, performing a reverse mortgage on a home, selling a life

insurance policy through a life settlement and exploring alternative investments are all tactics that can add financial security and help seniors realize some of their dreams for retirement. For Joan Clary (age 70), a substitute schoolteacher from Oakhurst, Calif., the dream was to meet actress Betty White. Fortunately, Clary won the recent Lifeline “Meet Betty White” Facebook contest and was flown to Los Angeles to meet the actress. Clary was thrilled to win. “As I turn 70, I realize Betty is one of my last role models. It’s a joy to meet her after admiring her for so many years,” said Clary. Founded in 1989, The Lifeline Program offers life settlements as a new financial planning option to baby boomers and retirees. The company partners with insurance agents, broker dealers and financial planners to establish life settlement business lines. For more information, visit, follow the company on Facebook at, on Twitter at l i n e P r o gram or on YouTube at gram. You can also call 855-GOBETTY (855-462-3889).



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4-H: Preparing Today’s Youth To Become Engineers Of Tomorrow (NAPSA)—4-H set a new record in 2012, celebrating the fourth year of its robotics program with 21 teams competing in the national FIRST Championship. The event culminates after six weeks of building, engineering and designing robots to play in games created by FIRST. The event brings together teamwork, sports and technology for thousands of high school youth. With support from jcpenney and Lockheed Martin, 4-H has established 87 FIRST Robotics teams over four years in cities such as Atlanta, Philadelphia, Salt Lake City and West Palm Beach. From urban to suburban, 4-H youth in FIRST Robotics come from incredibly diverse backgrounds to join a shared passion for engineering. That passion earned Scott Brenneman and the 4-H TechnoClovers of Accident, Md., second place overall. “I love this because there are so many things that can be done and discovered with robots,” Brenneman said. Nationwide, nearly 5 million 4-H youth each year participate in hands-on science, technology, engineering and math (STEM) learning experiences like robotics through afterschool programming, in-school enrichment programs and camps. With the launch of the 4-H Robotics Curriculum, those youth have the opportunity to begin exploring STEM year-round. “We are proud of our 4-H youth who stepped up to robotics, and devoted their time and talents in the name of engineering,” said Donald T. Floyd Jr., National 4-H Council president and CEO. “Their success is a testament to 4-H’s efforts to address the nation’s scientific workforce development

Members of the 4-H TechnoClovers (center) direct their robot (number 4240) during the final round of competition at the 2012 FIRST Championship. There are nearly 100 4-H teams across the country now involved in competitive robotics. challenges by expanding our STEM programming, sparking an early interest in the sciences and providing an environment where young people can discover the possibilities of pursuing degrees and careers in science.” The early introduction to STEM among 4-H’ers is key, according to a study by Tufts University. Through activities like robotics, youth in 4-H have better grades and higher levels of academic competence; are two times more likely to excel in STEM; and are more interested in pursuing science careers. “In order for our country to succeed tomorrow, we have to make critical investments in the technological education of our youth today,” Floyd said. “From food insecurity to environmental issues, many of the solutions to society’s problems will be solved with STEM. At 4-H, we want to be sure we are doing what we can to train those who will find the solutions to those problems.”

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Colic: Why It’s No Crying Matter (NAPSA)—While colic can be unbearable for the entire household, there are ways you can treat your baby’s discomfort. Usually presenting itself within the first month of life, colic is characterized by excessive and prolonged bouts of screaming and crying, often lasting until 4 to 6 months of age. The condition affects as many as one in five infants and poses a unique dilemma for parents and doctors.There’s no universally recognized cause for the Dr. Sears condition, so the challenge in treating colic lies in identifying the source of the problem. It is widely accepted that colic is a digestive problem in which something is irritating the intestinal system but the exact cause of the intestinal problems can vary. Two common causes are cow’s milk protein intolerance and a recently recognized condition called transient lactase deficiency (TLD), which is an intolerance to milk sugar. A cow’s milk protein allergy can easily be diagnosed by removing all dairy from a baby’s diet, or from the mother ’s diet if she is breast-feeding. If this does not put the colic symptoms at bay, a likely cause is TLD. Transient lactase deficiency occurs in babies who are born with insufficient levels of the digestive enzyme lactase in their intestines. This enzyme is needed to digest the milk sugar, or lactose, in breast milk or formula. The undigested lactose sugars create gas, bloating and irritation in

the intestines, leading to colicky symptoms. The symptoms caused by TLD are analogous to those presented in older children and adults with lactose intolerance; their lack of lactase enzyme leads to gas, pain and bloating when they drink milk. Fortunately, TLD is a temporary condition that resolves itself when the baby starts producing lactase in sufficient amounts. Before that, TLD can be treated by adding lactase enzyme drops, such as Colief, to breast milk or formula at every feeding. This reduces the lactose load in milk, making it easier for babies to digest. Lactase enzyme drops are completely natural, and can help facilitate continued breast-feeding or prevent the switch to an expensive, hypoallergenic formula. What’s more, with lactase enzymes, babies aren’t deprived of the natural and healthy milk sugar that contributes to brain development. Because colic is such an intricate and mystifying condition, nationally recognized pediatrician Dr. Bob Sears has engaged in an educational campaign aiming to spread awareness of the various causes and available treatments. Parents can get information and advice through Facebook ( Drops), Twitter ( Colief) or by tweeting with the hashtag #TummyTuesday. Additional information on colic and transient lactase deficiency is at Newly available to the U.S., Colief can be found at select drugstores and retailers, including Walmart and Walgreens.

Note to Editors: Colief is proud to partner with Dr. Bob Sears as part of a national effort to educate parents about colic. Dr. Sears is spokesperson for Crosscare Ltd., the manufacturer of Colief. The opinions expressed are his own.



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Let Simplicity Shine (NAPSA)—There’s a delicious flavor movement taking hold. Food lovers are embracing real, focused flavors over complex presentations that are more like science experiments than recipes. Guided by the motto that “the most memorable food is often the simplest,” now we are celebrating quality ingredients at their peak of flavor with straightforward preparations. This trend is identified in the McCormick® Flavor Forecast® 2012 as “Simplicity Shines.” “We’re seeing a new appreciaVanilla-Butter Shrimp Rolls tion for real, natural goodness, especially now, when warmer Vanilla-Butter Shrimp Rolls weather inspires a simpler apPrep Time: 15 minutes proach to eating,” said Chef Mark Cook Time: 10 minutes Garcia of the McCormick Kitchens. “In this case, ‘simplicity’ isn’t 8 New England–style hot just about quick and easy—it’s dog rolls (top split) or about a clarity of flavors that regular hot dog rolls, reminds us what ‘real’ food tastes split like.” The pairing of vanilla with 3 tablespoons butter, butter is a perfect example of this softened, divided trend. Together, these back-to1 tablespoon olive oil basics flavors have the power to 1 tablespoon finely chopped elevate everyday meals in a way shallots that’s anything but basic. 1 teaspoon finely chopped Pure essentials in baked goods, garlic these ingredients inspire new 1 pound large shrimp, savory recipes that bring the flapeeled, deveined and cut vors to the forefront in surprising in half 1 ways. Vanilla-Butter Shrimp Rolls ⁄4 teaspoon McCormick® are a new take on a regional AmerPaprika 1 ican favorite. Unmistakable ⁄4 teaspoon salt 1 vanilla highlights the natural ⁄4 teaspoon McCormick® sweetness of shrimp, while butter Ground Black Pepper adds richness to these classic 2 tablespoons dry sherry or sandwiches. The vanilla-butter white wine combination also enhances ice 1 teaspoon McCormick® cream sundaes with Easy Butter Pure Vanilla Extract 1 Toffee Sauce—a sumptuous blend ⁄4 cup mayonnaise of butter, sugar, vanilla and cream. 1 to 2 cups small salad For a delicious look at more greens, such as mâche, trends, flavors and recipes, visit baby spinach or baby arugula

1. Lightly brush rolls with 2 tablespoons of butter. Heat large skillet on medium heat. Place rolls, buttered-side down, in skillet. Toast 2 to 3 minutes per side or until golden brown. Remove from skillet. Set aside. 2. Heat oil and remaining 1 tablespoon butter in same skillet on medium heat. Add shallots and garlic; cook and stir 1 minute, until fragrant. Add shrimp, paprika, salt and pepper; cook and stir 3 to 4 minutes, just until shrimp turn pink. Stir in sherry and vanilla; cook until heated through. 3. Spread mayonnaise on each roll. Place baby greens in rolls. Spoon shrimp mixture into each roll. Drizzle shrimp with remaining sauce. Serve immediately. Makes 8 servings. Easy Butter Toffee Sauce Prep Time: 5 minutes Cook Time: 10 minutes ⁄2 cup (1 stick) butter ⁄2 cup sugar 1 ⁄2 cup heavy cream 1 ⁄2 teaspoon McCormick® Pure Vanilla Extract 1 1

1. Place butter and sugar in medium saucepan on medium heat. Cook and stir until mixture turns a deep amber color. 2. Carefully stir in cream and vanilla. (Mixture will be bubbly.) Whisking constantly, cook until sauce thickens and coats back of spoon. Makes 1 cup or 8 (2-tablespoon) servings.

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Smartphone Safety: What You Need To Know (NAPSA)—Smartphones make life so much more convenient, but if they are lost or stolen, your personal information may be exposed. Fortunately, there are steps you can take to protect your information. Here are a few tips from CTIA—the international wireless telecommunications association: Take steps to prevent theft. Before a phone is lost or stolen, protect your information by using passcodes and applications. Passcodes—Use a passcode to make it harder for a thief to access your smartphone if it is lost or stolen. Apps—Use apps that can track or locate a lost or stolen smartphone. Some apps may also enable you to remotely wipe a device or emit a loud alarm. If your device is lost or stolen, contact your wireless provider immediately to suspend your service. CTIA and its members always want America’s wireless users to be safe. Together with the Federal Communications Commission and major city police chiefs, CTIA and participating wireless companies have agreed to take steps to help protect consumers and their private information on smartphones. Paramount to preventing smartphone thefts is educating consumers about the tools and features that carriers, device manufacturers and app creators already offer. By using these pass-

If your smartphone is stolen, there is a way to remotely delete sensitive data. codes and apps, consumers can protect themselves and their personal information on their wireless devices. In addition, participating carriers have agreed to implement and deploy databases to prevent thieves from reactivating stolen smartphones in the U.S. and, when appropriate, internationally. By using a smartphone’s unique identifying number, wireless providers will help prevent smartphones that are reported by their customers as stolen from being activated and/or provided service on their own networks. The U.S. wireless industry has always been dedicated to advancing public safety and enhancing the security and protection of its customers. For more information, visit



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Add Some Life To Your Plate With Healthful Recipes (NAPSA)—For those people looking for a better-for-you change to their eating habits, the Mediterranean Diet, frequently touted by dietitians, includes foods that can boost overall health and even help prevent some diseases, such as cardiovascular disease and cancer. Olives and olive oil, the main sources of dietary fat in the Mediterranean Diet, contain heart-healthy monounsaturated fatty acids (MUFAs) and polyphenols, which contain antioxidant and anti-inflammatory properties. Incorporating these foods into your daily diet can have a positive impact on your overall health—without sacrificing flavor. There are many small steps you can take to reap the health benefits of olives and olive oil while enjoying the flavor they bring to dishes. For instance, try replacing butter with olive oil, satisfying salt cravings with a few olives versus a bowl of chips, or choosing a side salad drizzled with an olive oil vinaigrette in lieu of French fries when dining out. One easy, delicious recipe you can make at home is Edamame Hummus. Edamame, soybeans harvested prior to hardening, are used extensively in Asian cuisine and provide the foundation for this dip. Blend the protein- and fiberpacked edamame with olive oil, fresh kale or spinach, garlic and lemon juice and pair with pita wedges or crispy vegetables. The hummus can also be used as a better-for-you spread on sandwiches and wraps—perfect for a lazy day at the beach or an afternoon picnic.

Opting for healthier choices 2 tablespoons fresh lemon throughout your day will make juice your heart and waistline say, Vegetable dippers or pita “thank you.” For additional olivewedges, if desired and olive oil–inspired recipes, and for a full report on the health benCombine edamame, onion efits of olive oil and olives, visit and 1⁄3 cup water in large saucepan. Cover and bring to a boil. Reduce heat; simmer Edamame Hummus covered 8 to 10 minutes or 16 (2-tablespoon) servings until all the edamame is very Total Time: 15 minutes tender. Remove from heat. 1 (13-ounce) bag frozen Pulse garlic in food processor shelled edamame until well chopped. Add kale; (soybeans) pulse until chopped. Add 1 ⁄4 small onion, coarsely edamame mixture, including liqchopped uid. Blend until finely chopped. 1 clove garlic, peeled With machine running, add olive 1 ⁄2 cup firmly packed fresh oil and lemon juice. Serve with kale or spinach vegetable dippers or pita 1 ⁄3 cup extra-virgin or plain wedges. Also great on chicken olive oil or fish.

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Life After Vision Loss (NAPSA)—There is new hope for people whose vision has been compromised by macular degeneration, glaucoma and diabetic retinopathy. Many patients with these diseases have heard that nothing more can be done for them, but pioneering changes in recent months may offer them new options. Special types of highly sophisticated glasses prescribed by low vision physicians are quickly emerging as the answer to vision loss due to macular degeneration or other conditions that lead to limited vision. For example, member doctors in the International Academy of Low Vision Specialists (IALVS) use telescopic, microscopic and prismatic glasses to help those with vision deficiencies to perform daily activities such as reading, writing, playing cards, watching TV and even driving. New Lens Technology Recently developed E-Scoop lenses from Holland now enable doctors to help patients with one of the chief complaints associated with macular degeneration— cloudy vision. “Macular degeneration not only causes central blind spots but reduces clarity,” says Dr. Richard Shuldiner, low vision optometrist and IALVS founder. “Most of my patients ask me for clearer vision.” Glasses that use the new EScoop technology bridge the gap between standard eyeglasses and spectacle head-borne telescopes.

New lens technology helps correct a basic problem experienced by those with macular degeneration. Whether your difficulty is night driving, bright light, sunlight or simply seeing clearly into the distance, the E-Scoop lens placed over a standard eyeglass prescription can help. The lens has four distinct properties that make vision clearer and sharper, with reduced glare: •The yellow tint improves contrast. •The prism moves the image away from the damaged macular area. •The thickness of the lens, combined with its special “base” curve, makes objects appear slightly larger. •The anti-reflection coating allows more light through the lens. For More Information For more information, call 8 8 8 - 7 7 8 - 2 0 3 0 o r v i s i t w w w.


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Teething Tips (NAPSA)—For many babies, teething can be a painful experience. Finding safe and effective ways to ease a baby’s discomfort can challenge new parents, but there are many natural solutions that can help. Teething usually begins when a baby’s primary teeth come through the gums, somewhere between the ages of 3 to 12 months old. By age three, most children have all 20 of their first teeth. Lauren Feder, M.D. is a nationally recognized physician and author who specializes in primary care medicine, pediatrics and homeopathy. She says, “All babies experience teething differently. Some experience a lot of discomfort, while others may show no symptoms. And while a baby might experience one episode of teething with pain, a subsequent tooth may cause little to no pain.” The tell-tale signs of teething include irritability, drooling, chin rash, biting and gnawing, diarrhea, low-grade fever, and wakefulness at night about 3 to 5 days before a tooth breaks through the gum. Because a baby cannot communicate his or her needs, parents may want to try a variety of solutions to relieve the discomfort of these symptoms, starting with the most gentle and natural. “Cold washcloths, teething rings and massage can help soothe swollen, irritated gums,” notes Dr. Feder. “Hard frozen foods and vegetables can present a choking hazard, however, so it’s best to provide safe objects to chew on.” While many parents have used over-the-counter numbing benzocaine-based gels and liquids to ease teething pain, the FDA has advised that they can lead to a rare but serious condition called methemoglobinemia.

Teething babies can get relief from safe, natural products. Symptoms of methemoglobinemia may be difficult for parents to interpret because they can be attributed to other illnesses. Concerned parents should ask their doctor before using benzocaine teething gels on a child, particularly under the age of 2. A consumer update from the FDA on this topic can be found at “Natural medicines such as homeopathic teething tablets and gels can provide effective relief from mouth and gum pain,” says Dr. Feder. “They are formulated to temporarily relieve the symptoms of simple restlessness and wakeful irritability and to help reduce redness and inflammation of gums,” she adds. Hyland’s all-natural Baby Teething Tablets melt instantly upon contact and have been trusted by parents for over 85 years to ease teething discomfort without numbing a baby’s gums. (These statements are based upon traditional homeopathic practice. They have not been reviewed by the Food and Drug Administration.) For more natural medicine suggestions and valuable offers, visit Hyland’s products are available nationally in natural food stores, groceries, supercenters and pharmacies such as Walgreens.

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Ten Tips To Cut Home Energy Bills (NAPSA)—The secret to reducing your monthly energy bills is following the latest tips to cut down on your household’s everyday consumption, according to the Department of Energy. 1. Use the latest lightbulbs. Lighting-related costs add up to about 10 percent of your electric bill. Reduce your lighting usage by up to 75 percent by using the latest lighting technologies, including compact fluorescent lamps (CFLs) or light-emitting diode (LED) lightbulbs. 2. Keep the wattage low. Make sure that your lightbulbs aren’t a higher wattage than the listed wattage for sockets. 3. Hit the pool. Use 75 percent less wattage than incandescent pool lights with white Pentair IntelliBrite LEDs, and save up to $1,500 a year by switching from a single-speed pump to an IntelliFlo variable-speed pump, part of the Eco Select family (www.pentair 4. Install ceiling fans. You’ll be able to raise the thermostat for your air conditioner about 4 degrees without compromising relief from the heat. 5. Find and plug all air leaks. Save 5 to 30 percent on energy costs by caulking or weather stripping gaps where air flows: window frames, doors, baseboards, electrical outlets, mounted air conditioners, attic doors, fireplace dampers, pipes, wires, mail slots. If you can rattle or see daylight around a door or window, it’s likely leaking air. 6. Turn the water heater down. The energy used to heat your water accounts for up to 25 percent of your energy usage.

Homeowners cut energy costs up to 90 percent with Eco Select equipment in their pools, the second-largest consumer of home energy after HVAC, according to Pentair Aquatic Systems. Turn down the temperature on your water heater to 120 degrees. 7. Set up a programmable thermostat. Cooling and heating systems account for about 56 percent of your energy use. Set your thermostat for the morning, day, evening, overnight and vacation to control costs. 8. Replace your old cooling and heating equipment. Installing a high-efficiency air conditioner can help reduce related energy costs 20 to 50 percent. And if your forced-air furnace is more than 15 years old, consider replacing it. 9. Remember your filters. Change the filters on your forcedair furnace and air-conditioning unit about every month or two and have professionals check them annually. 10. Explore your insulation. Seal any gaps around attic openings for pipes, ductwork and chimneys with expanding foam caulk or other permanent sealant. And make sure there’s a vapor barrier such as a plastic sheet or specialized paint beneath insulation, including the attic door.

(Sources: Department of Energy; ENERGY STAR; Pentair Aquatic Systems)



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Tips For Avoiding Social Networking Disasters (NAPSA)—Small businesses need effective, low-cost marketing strategies, and tools like Facebook and Twitter deliver megahits for microbudgets. Yet while many business owners are being advised to engage customers via social media, not all are informed of the risks. Social network sites are fertile waters for Internet pirates who troll for unsuspecting victims, hoping to steal data by planting malware in the form of computer viruses, worms, Trojan horses and spyware. If you are a small-business owner, work for one or hope to become one, these tips can help keep your business data secure: •Share carefully. Clearly identify what kind of business information should be on social networks. Don’t post confidential information, such as financial information, passwords or anything else you would not want shared. •Guide employees. Develop a social media policy on the potential risks and ways to participate safely. Include personal and professional best practices, and teach your people how to avoid scams. Remind employees to limit personal comments to their own personal pages. •Beware new twists. Thirty percent of all viruses that infect computers originate from spam, targeting users with seemingly legitimate posts, such as “I just checked how many people have viewed my profile.” Cyber thieves target easy victims first: individuals and organizations that h a v e n ’t a d e q u a t e l y p r o t e c t e d their computers, networks, mobile devices, Wi-Fi and Internet connections. Another technique is “likejacking” or “clickjacking”: When users click on a link, the site steals their Facebook account and spreads the spam to all their contacts.

Small businesses that take the time to understand the dangers will find that social media can be a customer magnet, building brand exposure and creating engagement with potential customers. •Don’t automatically click on URL links. If an offer in a social post sounds too good to be true—“Click here to win an iPad”—it probably is. •Protect your passwords and privacy. Using the same password on every site can easily expose your business to account takeover. If that password is hacked or leaked, hackers can access your other site information. Instead, use different, strong alphanumeric (both letters and numbers) passwords for each of your social media accounts and keep them regularly updated. •Stay current with cybersecurity. Keeping your computer security updated is the smartest way to elevate your defenses against cybercrime. Deluxe Security Solutions is a good security resource for current protection products and services such as McAfee AntiVirus Plus 2012, which defends against online viruses, malware and spyware. Through Deluxe, you can subscribe to a fraud and identity protection service such as EZShield Business Identity Restoration. This service offers a fully managed identity process with certified resolution specialists to assist business owners.

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Irresistible Twist on Lunchbox Favorites

(NAPSA)—Great cooking and baking ideas can be a click away with access to the 100 recipes from the 45th Pillsbury Bake-Off® Contest. This perfectly portioned dessert from finalist Amy Siegel can delight at home and on the go. Strawberry-Swirl PeanutButter Brownie Cupcakes 24 foil baking cups 1 (14-oz.) can Eagle Brand® Sweetened Condensed Milk 3 ⁄4 cup Jif® Extra Crunchy Peanut Butter 1 (19.5-oz.) box Pillsbury® Chocolate Fudge Brownie Mix 3 Land O Lakes Eggs 1 ⁄2 cup Crisco® Pure Canola Oil 1 ⁄2 cup buttermilk 1 ⁄2 teaspoon McCormick Pure Almond Extract 1 (8-oz.) package cream cheese, softened 1 ⁄4 cup Land O Lakes Unsalted or Salted Butter, softened 1 teaspoon McCormick Pure Vanilla Extract 31⁄2 cups powdered sugar 1 ⁄4 cup Smucker’s® Seedless Strawberry Jam 12 small strawberries, halved

Heat oven to 350°F. Place foil cup in each regular-size muffin cup. In bowl, stir together condensed milk and peanut butter until blended. In large bowl, beat brownie mix, eggs, oil, buttermilk and almond extract with electric mixer on medium speed 2 minutes or until blended. Spoon 1 tablespoon brownie batter into muffin cup; top with 1 tablespoon of peanut butter filling. Spoon remaining brownie batter over filling. Bake 25–35 minutes or until toothpick inserted in center comes out almost clean. Cool 10 minutes. Remove cupcakes to cooling racks. Cool completely, about 1 hour. In large bowl, beat cream cheese, butter and vanilla with electric mixer on medium speed until fluffy, about 2 minutes. Gradually add powdered sugar, beating until smooth. Add jam; stir once or twice to create swirls. Spoon into decorating bag or large resealable plastic bag (cut 1⁄2-inch opening from 1 corner of plastic bag). Pipe frosting on cupcakes. Garnish with strawberry half. Store covered in refrigerator. Visit for all 100 45th Pillsbury Bake-Off Contest recipes.



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New Country Music Album Features The Hits (NAPSA)—If you listen closely, you may hear the sound of country music fans celebrating the release of a new record. It’s the latest installment of one of the most successful series in country music history. This collection— like the others in the series—features nothing but the hits. The release includes 15 No. 1 smashes and 18 total hits from some of today’s hottest country stars and a number of new artists. Universal Music Group Nashville’s NOW That’s What I Call Country Vol. 5, features artists such as Toby Keith (“Red Solo Cup”), Blake Shelton (“God Gave Me You”), Lionel Richie w/ Sugarland’s Jennifer Nettles (“Hello”), Lady Antebellum (“Just A Kiss”), Taylor Swift (“Sparks Fly”), Miranda Lambert (“Baggage Claim”) and The Band Perry (“All Your Life”). The album is available in stores and online now. Celebrated With A Sweepstakes To celebrate the release of the album, the label will sponsor a sweepstakes. One grand prize winner will have the opportunity to see and meet one of the NOW Country Volume 5 artists of his or her choosing live in concert. (Transportation not included and some restrictions apply.) Other lucky winners will receive a copy of NOW That’s What I Call Country Volume 5. For more information, visit A Multi Platinum Franchise NOW Country is a collabora-

The latest release in a successful series of country music compilations includes 15 No. 1 hits. tive project from Universal Music Group, EMI Music North America and Sony Music Entertainment. This release is part of the multi platinum NOW That’s What I Call Music! compilation series, the world’s best-selling multi-artist album series with sales topping 200 million worldwide and 85 million in the United States. The four previous NOW That’s What I Call Country releases have debuted in the Top 3 of the Billboard Country albums chart. NOW That’s What I Call Country Vol. 5 is distributed by Universal Music Group Distribution. NOW and NOW That’s What I Call Music! are registered trademarks of EMI (IP) Limited. To learn more, visit www. or www.face

Pennysaver • July 26, 2012 • For Advertising Information Call (914) 592-5222


Josh Duhamel Gives A “High-Five” For Adopted Pets (NAPSA)—Approximately half of the pets that end up in shelters in North America are euthanized before they find a home. That adds up to about 11,000 pets each day—or about 4 million pets this year—that will lose their lives even though the majority are healthy and adoptable. While these figures might seem staggering, ending pet homelessness is an achievable goal. Everyone can be part of the solution and it starts with adopting your next pet. Many Americans believe adopted pets are some of the best companion animals, yet there are many misconceptions about adoption that need to be overcome. PetSmart Charities has teamed up with leading actor Josh Duhamel to launch the High-Five for Pet Adoption campaign in an effort to educate the public about these misconceptions. Duhamel has been a pet adoption advocate since he adopted Meatloaf, a companion for Zoe, his 7-year-old dachshund. Though he’s passed away, Meatloaf left an indelible mark on Duhamel—that adopted pets are so grateful for the love you have to give them— and he’s committed to raising awareness about the joy that adopted pets bring to our lives. With Duhamel, the High-Five for Pet Adoption campaign celebrates the 5 million pets that have been saved through PetSmart Charities adoption centers in PetSmart stores, while raising awareness about adoption in an effort to save millions more pets. Duhamel urges others to take action by: •Donating to organizations that rely on public support to run shelters and programs that save pets. Text PETS to 80888 through August 6 or visit www.petsmart to donate $5 and help PetSmart Charities reach its goal of raising $250,000 to help save 10,000 homeless pets.

Josh Duhamel plays with Lucky, an adopted dog. Josh is working in par tnership with PetSmar t Charities to raise awareness of pet adoption. •Adopting a pet when you’re ready to add a four-legged companion to your family. •Sharing your story with others about how your adopted pet has brought joy to your life. One of the biggest barriers to adoption is the belief that “you never know what breed you’re going to get,” yet in the U.S., an average of 20 percent of all adoptable pets are purebred. No matter what type of pet you choose to adopt, consider these four things: 1. Space. Some breeds spend lots of time sleeping, while others need more room to run and explore. 2. Time. The need for training, attention, play and outings can vary depending on breed type. 3. Kids. If you have children, know the pet’s temperament before you adopt. Most shelters will offer a pet’s history, including temperament, when it’s available. 4. Coat. Some breeds must be professionally groomed to stay healthy and almost all dogs and cats, whether long- or shorthaired, shed. How much hair are you ready to handle? More tips, adoption stories and access to a list of local adoption agencies is available on


Pennysaver • July 26 2012 • Visit Us Online:

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5 ACRES SANDY CREEK FOREST, $14,900. 2.5 acres on West Bass Pond, $19,900. 1-888-6832626 BRONX Open House Sun 7/29 1-4pm 3238 Barker Ave. Single Family- 3BR, LR, FDR, Kit, full bsmt. Large backyard. $329,000 Call Frank @ 914-656-2480 Century 21 Royal DO YOU HAVE VACATION PROPERTY FOR SALE OR RENT? With promotion to nearly 5 million households and over 12 million potential buyers, a statewide classified ad can’t be beat! Promote your property for just $490 for a 15-word ad. Place your ad by calling 914-380-5825

COOPERSTOWN RIVERFRONT! 7 MT. VERNON /YONKERS acres - $59,900. 435 ft of gorgeous All Programs Welcome. Freshly Ren. waterfront! 4 miles from Village! Per- 3BR apt. starting at $1275. Rooms fect building site! Owner must sell as low as $395. Yard w/garage $495. NOW! 1-888-701-1864 No Fee 914-664-1820 Land for sale- 4ac+/10,900. Buyer representation available. Other land also available. Eagle River Realty LLC, Cabela’s Trophy Properties. 413-477-4776 LENDER SHORT SALE! 25 acres $39,900. Mature woods, great hunting, near State Land! Survey, g’teed buildable! Terms avail! Hurry! 1-888775-8114

PROFESSIONAL MEDICAL BUILDINGMAHOPAC- 1st Offering, pristine & 1578 WILLIAMSBRIDGE RD, BRONXsmashing 3BR, 2.5Bth Contemp, new 2 fl reception area, lg waiting rm, 2 Kitchen, gigantic FR w/huge wet bar, exam rms, nurse station, consult rm, bath rm. Parking available. 60ft deck. $359,900. $1000/month. 845-628-6700 WWW.TUMMOLOREALESTATE.COM Call Margie 914-860-6161 SOMERS- Totally rebuilt 4000 sq ft 3.5Bth converted Barn on famous estate, 25 ft high fplc, 480 sq ft balcony, breathtaking entry, handcut CROTON-ON-HUDSON stone, imported tiles, easy mother/daughter, plus, plus. $680,000. 914-232-5121 AGES 55 + located in Westchester County with NO MAXIMUM INCOME LIMIT! YONKERS EAST- Charming Raised Ranch. Move right in! Immaculate Efficiency starting at $730 maintained level property. Updated 1 Bedroom starting at $1035 3BR, 1BA, hardwood floors 2 Bedroom starting at $1,095 throughtout, FDR, EIK, LR, above Includes Heat/hot water, cooking ground basement use for family gas, in-house cable & more! room or future 4th BR, Updated Pet Friendly! kitchens & baths. New: front door, Only 45 min to NYC Metro No RR driveway pavers, 2 sets sliding doors Visit our website @ off DR to deck & FR to back yard or tio. All new windows, deck, (roof is 2 yrs old). $455,000. Call 914-737-6954 WWW.TUMMOLOREALESTATE.COM 914-860-6161 Margie


Greenwich, CT

Studio,1,2 & 3 BR’s R.I. VACATION CONDOS F r o m $35,900 Ninigret Inn @ Charlestown Southern Shore. 1 & 2 room suites, full ownership (not time-share). For brochure call 401-782-0555. Models open Sundays, 12-3pm. Ned Caswell REMAX FLAGSHIP.

20 Acres $99/mo. $0-Down, Owner Financing, NO CREDIT CHECKS! Money Back Guarantee, Near El Paso, Texas FREE Brochure. 1-800755-8953

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Stamford, CT HURRY IN LIMITED AVAILABILITY! Beautiful 2BRs Split level townhome design. • Gas ht & cntrl air. • EIK w/deluxe appliances • Private backyard decks. • Washer/Dryer hook-up. *income restrictions apply RIPPOWAM PARK APTS


White Plains

11 Lake St. Half Moon Apartments Spacious & Affordable Includes heat, hot water, & laundry facilities On premises parking avail. Studio, 1 & 2 bedroom apts. Centrally located near trains & shopping. No brokers fee Call for an appointment 914-761-4359 914-245-1100

COLUMBIA COUNTY HOMES Dramatic sunrise/sunset views from the two story windows overlooking Berkshire Mountain Valley from every room. Secluded, two separate master suites, open floor plan for elegant entertaining, close to Tanglewood and all Berkshire amenities. Just reduced $60,000 to $429,000. Call ANN LEVITT, BEACH AND BARTOLO REALTORS Phone 518-965-2595, ANN@ANNLEVITT.COM LONG EDDY, NY- Lake rights! For sale by owner. Renovated & expanded farmhouse! 4BRs, EIK, LR & Large Family Room. Located on 6.2+/- acres of fields & woods. The lake is a beautiful non motorboat, spring fed mountain top lake. Great for swimming, canoeing & fishing. Pack up the kids and get-a-way to the country. Asking only $99,990. Call 845-978-9395

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COLUMBIA COUNTY HOMES Lakefront living in this beautifully designed home with walls of glass overlooking your 100 feet of lakefront property and your own dock. Fireplace, screened porch, large open deck inviting family and friends for 4 seasons of fun. Now reduced to $389,000 Call ANN LEVITT, BEACH AND BARTOLO REALTORS Phone 518-965-2595, ANN@ANNLEVITT.COM COLUMBIA COUNTY HOMES Perfect retirement or weekend home in move in condition in New Lebanon. Built just a few years ago. Glassed in sunroom overlooks 4 acres of manicured lawn. 3 bedrooms, den, finished basement. All for $199,900. Call ANN LEVITT, BEACH AND BARTOLO REALTORS Phone 518-965-2595, ANN@ANNLEVITT.COM COLUMBIA COUNTY HOMES Village Victorian jewel. Walk to Chatham’s shops, restaurants, bookstores, theater. Old fashioned country village living only 2 hours from Westchester. Totally updated and yet with original wide board pine floors, graceful banister from the turn of the 19th century. Reduced to $189,000. Call ANN LEVITT, BEACH AND BARTOLO REALTORS Phone 518-965-2595, ANN@ANNLEVITT.COM COLUMBIA COUNTY HOMES Warm and wonderful family home with inground pool just 5 minutes from the Taconic Parkway near Chatham. Open floor plan, gleaming wood floors, new kitchen. Tennis courts nearby, Perfect for full time or weekend living. Offered at $329,000. Call ANN LEVITT, BEACH AND BARTOLO REALTORS Phone 518-965-2595, ANN@ANNLEVITT.COM 07/25/2012 Read

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Pennysaver • July 26, 2012 • For Advertising Information Call (914) 592-5222 Your ad Here for as low as $99 Westchester $59 Rockland $39 Bronx


**2012 POSTAL JOBS!** $14 to $59 TEACHER ASSISTANTS NEEDED hour + Full Federal Benefits. NO Ex- to start in Septmber for Day Treatperience Required. NOW HIRING! ment Program. We have interesting/ Green Card OK. 1-800-593-2664 Ext challenging classroom positions for 107. motivated, energetic indiv. interested ACTORS/MOVIE EXTRAS needed im- in mental health work w/ children & mediately! $150- $300/day depend- families.College and or experience ing on job. No experience, all looks helpful. EOE. Email resume to needed. 1-800-561-1762 Ext A-104 nsimpson@clearview APPLY NOW - F/T WORK

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Job Orientation Class

Interim Healthcare invites compassionate and reliable CNA’S to explore our opportunity for Hospital staffing in the Bronx.

Hourly & Live-in Cases waiting for Spanish/ Italian Speaking Bi-lingual Aides. Driving Aides Needed

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fulltime for irrigation company. Experience necessary as well as clean driver’s license. For interview

call 914 946-6666

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NYS licensed Respiratory Therapist sought to provide direct patient care. The best candidate for this positon will implement and evaluate the effectiveness of respiratory care provided to residents. Assist in the new development of clinical procedures. Salary commensurate with experience. Join Our Seasoned Rehab Team Today!

Bilingual applicants welcome YONKERS (914) 423-6410 CALL NOW FOR FREE TRAINING BRONX (718) 518-8500

Sunshine is a beautiful 50-bed licensed nursing facility that specializes in the care and treatment of medically complex children who require post acute care.


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07/25/12 Read


Pennysaver • July 26 2012 • Visit Us Online:

FOR YOUR INFORMATION Call: 914-592-3440

STORAGE AUCTION YONKERS Fri.July 27th 12 noon. Preview 11:30 a.m. 585 Palisades Ave. or other entrance at 600 N. Bdwy. $1.00 minimum bid on room or item. You can see items easily no walls up. Man available with PREGNANT? CONSIDERING ADOPsprinter van. TION? You choose family. LIVING EXPENSES PAID. Abby’s One True 15 sections to be sold and about 15 items to be sold separately, such as Gift Adoptions. 1-866-459-3369 signed Les Paul Guitar, pevey 300 watt amplifier (owned by synagogue) and other items. Same $1 minimum. Call 914 548-0611 Thursday I AM A CARING LOVING CERTIFIED (when we get in) You will have til HOME HEALTH AID- available to Mon. afternoon to get purchases out. care for your loved one in my Bronx home. 914-573-1164 718-881-0523 PREGNANT? CONSIDERING ADOPTION? Talk with caring adoption expert. You choose from families nationwide. LIVING EXPENSES PAID. Call 24/7 Abby’s One True Gift Adoptions 866-413-6296

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ATTN: GARAGE SALE ENTHUSIASTS! Buying or selling second-hand treasures? The NYS Department of State’s Division of Consumer Protection, in conjunction with the Free Community Papers of New York, recommends checking the following websites to help assure that the item has not been recalled or the subject of a safety warning: http:/ and the Consumer Product Safety Commission at For other important recall and product safety information visit the Division of Consumer Protection at

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Pennysaver • July 26, 2012 • For Advertising Information Call (914) 592-5222


TRI-STATE MEDIA Westchester Edition

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Level: Intermediate Here’s How It Works: Sudoku puzzles are formatted as a 9x9 grid, broken down into nine 3x3 boxes. To solve a sudoku, the numbers 1 thru 9 must fill each row, column and box. Each number can appear only once in each row, column and box. You can figure out the order in which the numbers will appear by using the numeric clues already provided in the boxes. The more numbers you name, the easier it gets to solve the puzzle!


CommunityCalendar By R. Moore

Music Series •Thurs., July 26, 6:30pm, Irish Celtic Night - RUNA, a quartet, draws on the diverse musical backgrounds of its band members & offers a contemporary & refreshing approach to traditional & more recently composed Celtic material. Spend a summer evening at the Nature Center enjoying music for the whole family. The concert offers a unique sound and provides an opportunity to walk the Nature Center’s woodland trails, meet some of the Center’s most popular animals, have a picnic dinner, or just sit back and enjoy the music (please note--alcoholic beverages are not permitted). Purchase tickets online or at the event. Fee per program: Members-$6, Non-members-$8, children 2 to 12 years-$4, children under 2 years free.Greenburgh Nature Center, 99 Dromore Road, Scarsdale. For info and to register, call 914-723-3470. Musical • Fri., July 27 & Sat., July 28 8pm, Ray of Hope presented the Hope For Change Foundation.Proceeds benefit breast cancer research. A new musical featuring classic theater tunes. The Ursuline School, New Rochelle. For ticket information call 914-206-9617. Concert • Sat., July 28 7:30pm, Yonkers Philharmonic Under the Stars. Maestro James Sadewhite will lead the orchestra in this “Music Around the World” concert including works by Lalo, Brahms, Tchaikovsky, Strauss and more. Free. Bring a chair or blanket for a wonderful evening of classical music. It is part of the Untermyer Performing Arts Council Summer Series. Untermyer Park, 945 N. Broadway, Yonkers. Children’s Program •Tues. July 31, 4:30pm 6-5-4 Let's Explore: African Masks a special program for 4th, 5th and 6th graders! Look at great examples of African Masks and create your own masterpiece! FREE. White Plains Public Library, 100 Martine Avenue, White Plains. Concert • Thurs. Aug 2, 7pm Alive & Kicking presented by the Town & Village of Harrison. West Harrison Village Green. Enjoy an energetic, fun-filled summer night of popular party music. Part of the Music in the Air Concert series. The Westchester Sandbox Theatre • Through Aug. 4, Saturdays @8pm, Sundays at 3pm “Into The Woods” This landmark Sondheim musical brings together all of your favorite fairy tale characters into one funny, emotional, and strikingly touching story. Appropriate for all ages, some younger kids may find certain elements scary. 931c East Boston Post Road, Mamaroneck. Tickets: $24 general admission; $20 students/seniors. For tickets call 914-630-0804 or visit Butterfly Program • Sat Aug 11, 2pm “Bold, Beautiful, Breathtaking Butterflies” From chrysalis to butterfly, learn all about butterflies and what makes them fascinating and important to our world. Join a Nature Center naturalist amid the live butterflies in the flight house, for a tour through the life of a butterfly. Stay and make your own beautiful butterfly craft! Recom- mended for children 8 and younger. Members $5, Non-Members $8 ($25 for family). Greenburgh Nature Center, 99 Dromore Road, Scarsdale. For info and to register, call 914-723-3470. Religious Program • Through Mid September First Communion & Confirmation Program St. Bartholomew’s Parish, 15 Palmer Road, Yonkers is accepting registration for their C.C.D program for schol age children and teens. Evening clases are available for all ages (6-16). For information call 914-476-6676. Members of other parishes should contact their Pastor regarding their program. SUBMIT YOUR GROUP’S EVENT FOR PUBLICATION, BY MAIL OR FAX ONLY TO: TRI-STATE MEDIA, 510 5TH AVENUE, PELHAM, NY 10803. FAX: 914-220-4949

Submissions should be received at least 3 weeks in advance of event.


Pennysaver • July 26 2012 • Visit Us Online:

CI Your ad here & Online






2011 GMC YUKON 15K MILES AUTO, 4WD, LEATHER, HTD SEATS CERTIFIED, Stk#2703U, $0 DOWN $519/mo. (BUY $38,595)

2012 GMC ACADIA SLT AUTO, AWD, PWR WINDOWS, LEATER, HTD SEATS, Stk#2684U, $0 DOWN $439/mo. (BUY $32,900)



2012 FORD ESCAPE LIMITED 26K MILES AUTO, 4WD SUNROOF, LEATHER LOADED, Stk#2677U, $0 DOWN $349/mo. (BUY $24,900) 2011 CHEVY TRAVERSE 8 2 5 MILES AUTO, PWR WINDOWS, PWR LOCKS, Stk#2764U, LOW MILES $0 DOWN $350/mo. (BUY $25,900) 2011 VW JETTA 2.5 SE 32K MILES AUTO, PWR WINDOWS, DOOR LOCKS, FWD, Stk#2623U, $0 DOWN $350/mo. (BUY $16,495) 2008 JEEP GRAND CHEROKEE 48K MILES AUTO, SUNROOF, LEATHER, 4WD, Stk#2658U, $0 DOWN $259/mo. (BUY $20,000) NEW ROCHELLE CHEVROLET 800-745-2568


NEW ROCHELLE CHEVROLET 800-745-2568 CHEVY MALIBUE 2010- 16,580 miles, alloys, sunroof, lthr, stk#2241 $19,990 White Plains Buick, GMC (914)761-5000

ACURA TL 1999MINT, auto, AC, V6, leather, warranty. Guaranteed credit approval CHEVY TRAILBLAZER 2009- 17,686 w/$1200 down. Car City of Danbury 203-730-9296 miles, v6, pwr windows, locks, alloys, stk#2243 $17,990 White Plains BMW 740IL 2000Buick, GMC (914)761-5000 Showroom new, auto, AC, leather, sunroof, loaded, low miles, $7995. CHRYSLER PACIFICA 2007Car City of Danbury 203-730-9296 MINT, auto, AC, V6, leather, 68k miles, warranty. Guaranteed credit BUICK LACROSSE 2011- 25,669 miles, V6, lthr, pwr windows, locks, w/$900 down. Car City of Danbury 203-730-9296 mirrors, gm certified. stk#2205 $24,990 White Plains Buick, GMC (914)761-5000

FORD EDGE 2008- 55,162 miles, awd, 6 cyl, power windows/locks. BUICK LUCERNE 2007- 29,245 miles, stk#2190 $17,990. White Plains power windows, locks, lthr, sunroof. Buick, GMC (914)761-5000 stk#2216 $16,990 White Plains FORD MUSTANG GT Buick, GMC (914)761-5000 CONV. 2002- Super Nice, auto, AC, CARS/TRUCKS & SUVs (160)V8, 88k mi.warranty, $8995. We fiGuaranteed credit approvals. nance all credit. Car City of Danbury Car City of Danbury, CT. 203-730-9296 203-730-9296 website HONDA ACCORD EX 2003MINT, auto, AC, loaded, warranty, CHEVROLET SUBURBAN 2000MINT, auto, AC, 4x4, 106k miles, 2 yr low miles. We finance all credit, only $1700 down. Car City of Danbury warranty, $5995. We finance all 203-730-9296 credit. Car City of Danbury 203-730-9296 SATURN VUE 2008- 48,946 miles, v6, awd, xr, stk#2227 $16,990 White Plains Buick, GMC (914)761-5000

HONDA ACCORDS & CIVICWe have 25 new Hondas, most credit. Car City of Danbury 203-730-9296S

HONDA CIVIC 2007- MINT, auto, AC, loaded, 2 yr warranty. We finance all credit, only $1500 down and your approved. Car City of Danbury 203-730-9296

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HONDA CIVIC HYBRID 2003- MINT, auto, AC, loaded, 79k miles, $8995 or we finance all credit. A-1 DONATE YOUR CAR! Breast CanCar City of Danbury 203-730-9296 cer Research Foundation! Most highly rated breast cancer charity in HONDA CRV 2010America! Tax Deductible/Fast Free MINT, auto, AC, loaded, 4x4, 23k Up. 1-800-771-9551 miles, warranty. All credit approved, Pick bad credit ok. Car City of Danbury 203-730-9296 LINCOLN TOWNE CAR Executive Series 1995. Original owner. Silver w/grey interior.35k miles. Mint condition. $8,000 OBO 845 553 0707 NISSAN ALTIMA 2009- 36,648 miles, alloys, lthr, roof, stk#2263 $19,990 White Plains Buick, GMC (914)7615000

***AAA*** AUTO BUYERS $HIGHEST CASH PAID$ ALL YEARS/CONDITIONS! WE VISIT YOU! OR DONATE, TAX DEDUCTIBLE PLUS CA$H. 1-516-297-2277 CARS/TRUCKS WANTED! Top $$$$$ PAID! Running or Not, All Years, Makes, Models. Free Towing! We’re Local! 7 Days/Week. Call Toll Free: 1888-416-2330

CASH FOR CARS and TRUCKS. Get A NISSAN MURANO 2009- 35,034 Top Dollar INSTANT Offer! Running miles, pwr windows, locks, leather, or Not! 1-888-416-2208 roof stk#2144 $23,990 White Plains DONATE A CAR - HELP CHILDREN Buick, GMC (914)761-5000 FIGHTING DIABETES. Fast, Free NISSAN MURANO 2010- 29,411 Towing. Call 7 days/week. miles, pwr windows, locks, alloys, Nonrunners OK. Tax Deductible. Call stk#2258 $24,990 White Plains Juvenile Diabetes Research FoundaBuick, GMC (914)761-5000 tion 1-800-578- 0408 NISSAN PATHFINDER 2003MINT, auto, AC, 4x4, leather, warranty. Guaranteed credit approval WANTED JAPANESE MOTORCYCLE w/$1700 down. Car City of Danbury KAWASAKI 1967- 1980 Z1-900, 203-730-9296 KZ900, KZ1000, ZIR, KZ1000MKII, W1-650, H1-500, H2-750, S1-250, SATURN AURA 2009- 19,859 miles, S2-350, S3-400 Suzuki GS400, 4cyl, pwr windows, locks, mirrors GT380, CB750 CASH PAID. FREE stk#2292 $14,990 White Plains NATIONAL PICKUP. 1- 800-772Buick, GMC (914)761-5000 1142, 1-310-721-0726 SUBARU FORESTER 2006Like new, auto, AC, 4x4, 2 yr warranty. EZ financing w/$1500 down. Car City of Danbury 203-730-9296 CHEVROLET CARGO VAN 2002 Perfect condition, auto, AC, V8, SUBARU FORESTER LTD 2010$4995. We finance all credit. 27,614 miles, pwr windows, locks, Car City of Danbury 203-730-9296 lthr, roof. stk#2192 $21,990 White CHEVROLET CONVERSION VAN 2001Plains Buick, GMC (914)761-5000 Like new, auto, AC, loaded, good SUBARU IMPREZIA 2002miles, $5995 or we finance all credit. MINT, AC, 99k miles, warranty, 4x4. Car City of Danbury 203-730-9296 EZ financing w/$1500 down. All credit ok. Car City of Danbury 203-730-9296 CHEVROLET CONVERSION VAN 2001Nice, auto, AC, loaded, low miles, $5995 or we finance all credit. TOYOTA COROLLA 2005Perfect, auto, AC, 2 yr warranty. EZ Car City of Danbury 203-730-9296 financing w/$1200 down. DODGE CARAVAN 2007Bad credit ok. Perfect, auto, AC, loaded, 2 yr warCar City of Danbury 203-730-9296 ranty, 7 passenger. EZ financing w/$900 down. TOYOTA RAV 4 2002Car City of Danbury 203-730-9296 Showroom new, auto, AC, loaded, 4x4, 2 yr warranty. EZ financing FORD 2004 F250 Perfect $10,995, w/$1500 down. we finance all credit Car City of Danbury 203-730-9296 Car City 203-730-9296 VW JETTA 2002MINT, 5 speed, AC, loaded, 79k miles, Guaranteed credit approval w/$900 down. Car City of Danbury 203-730-9296

FORD EXPLORER SPORT 2002 Perfect, auto, AC, V6, 4x4, 2 yr warranty. Guaranteed credit approval w/$1200 down. Car City of Danbury 203-730-9296

Pennysaver • July 26, 2012 • For Advertising Information Call (914) 592-5222

FORD F150 QUAD-CAB 2001 MINT, auto, AC, V8, 4x4, guaranteed credit approval, $1500 down. Car City of Danbury 203-730-9296

MERCEDES BENZ S430 2001 Perfect condition, auto, AC, leather, loaded, runs like new, $8995, or finance. Car City of Danbury 203-730-9296

HONDA ACCORD 2011 MINT, auto, AC, loaded, 2 yr warranty, $2500 down for credit approval, bad credit not a problem NISSAN FRONTIER EXTRA-CAB 2000Car City of Danbury MINT, 5 speed, AC, 4x4, 77k miles, 203-730-9296 $5900, all credit approved. Car City of Danbury 203-730-9296 HONDA PRELUDE 1996 Nice, auto, AC, loaded, red, runs very well, $3995 Car City of Danbury TOYOTA TACOMA 203-730-9296 EXTRA-CAB 2004 MINT, 5 speed, AC, 4x4, V6, $8995. JEEP GRAND CHEROKEE 2004 We finance all credit. Excellent condition, auto, AC, 4x4, Car City of Danbury 203-730-9296 loaded, extra clean, 2 yr warranty, $6500. We finance all credit. Car City of Danbury 203-730-9296 07/25/2012 Read


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