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Vice President of Administration NorthStar Credit Union
Dealer of the Month .......... 2 New Benefits Program: Star REWARDS ................ 3 Benefits Plus+ ................... 5 NSCU Loan Products........ 6 CASH BACK Offer ............ 6 SAVE-THE-DATES ........... 7 NSCU Branches................ 7
Focused on your future...
Vice President of Administration Bernie received his degree in Economics from University of Illinois – Chicago and began his credit union career in 1992. He joined the NorthStar family in 1999. Bernie has been involved in all aspects of credit union service from the teller line, electronic services, Visa® processing, consumer lending, and commercial lending. He currently oversees NorthStar’s marketing and collection departments and serves as the credit union voice for the membership’s interaction with Spectrum Business Resources, our commercial underwriting CUSO. Bernie
currently serves on NorthStar’s in house MBL Business Loan Committee, as well as our Loan Committee. He is the primary contact for all of your small business needs and is well known in the community for his support and volunteer efforts. In his spare time, Bernie enjoys spending time with his family.
“I like doing business with you – wonderful people and great service!” ~ Stephen P ~
The Truth Behind Zero-Percent Financing A zero-percent auto loan sounds like a great way to finance a car, right? Wrong! An auto loan with zero-percent interest doesn't automatically mean it's a great deal, or that it's the right one for you. It can be a dream come true for people with near perfect credit. But for many shoppers, zero-percent financing is simply not feasible. What are the Drawbacks? • Shorter loan terms – 36 month terms are typical for these types of offers, which means higher monthly payments.
• Fewer models to choose from – You may be limited to what's in stock, and therefore, not able to buy the vehicle you really want. • No rebate – You may be asked to choose either zero-percent financing or a cash rebate. Can you do better than zero-percent financing? Sure, especially if you accept the dealer rebate and refinance with the credit union. Call us today at (630) 393-7201 option 3 and we will walk you through all of your options!
“Bianca and Bicky were very friendly, knowledgeable, and accommodating!” ~ Jennifer R ~
CASH BACK offer extended to June 30th!
OUR LOAN PRODUCTS Vehicle Loans
New/Used Autos, Boats, RVs and Motorcycles
100% Financing is available on all auto loans.
Home Equity Lines of Credit Fixed Rate Home Equity Loans Lifestyle Lines of Credit Personal Unsecured Loans
Please contact any one of our Financial Service Reps for assistance with your loan: 630.393.7201 ext. 217
VISA Credit Cards
VISA Gold, Platinum, Business and Student cards available. Travel and Reward benefits: call 800.558.3424 for rates.
Small Business Loans Programs tailored to the needs of your business.
Contact Bernie Niewoehner at 630.393.7201 ext. 151 for more information.
“Your Credit Union is Awesome!” ~ Edward Z ~
Wishing on the lottery?
OUR money is on you. We know you have big goals — purchase a car, consolidate your debt, or even refinance an existing loan you have elsewhere. You could bet on a lottery ticket to make your dreams a reality. But why not let us invest in you and your future?
NorthStar loans are smarter because they actually save you money. You can receive 1% cash back1 up to $250. And our competitive rate, simple interest loans mean that you only pay interest on the funds you borrow for as long as you borrow them. We won’t penalize you for paying early2 or charge you an application fee, and we offer quick approval and flexible terms.
So, relax. We’ve got your winning ticket right here. The smart money’s on a loan from NorthStar Credit Union. Contact your personal Financial Services Rep today and make that big wish come true!
Summer Community Picnic August 17th 9:00a‐2:00p More details in your next Newsletter...
Friday, June 14th Noon-4:00pm Learn more about the discount you are eligible for on auto and home insurance with Liberty Mutual because you are a Northstar CU Member!
Matt O'Connor Personal Sales Representative
Liberty Mutual Insurance (630) 232-8100 ext. 56704
BP Naperville Complex Employee Branch 150 WARRENVILLE ROAD NAPERVILLE, IL 60563 (630) 420‐5505 (630) 420‐4847 FAX
3 S. 555 WINFIELD ROAD WARRENVILLE, IL 60555 (630) 393‐7201 (630) 393‐7353 FAX
555 W. 31ST STREET CHICAGO, IL 60616 (312)225‐1258 (312)225‐4850 FAX
MON, TUE, WED, THR 8:30 AM‐5 PM
TUE, WED, THR, FRI 8:30 AM‐4 PM
FRIDAY • 8:30 AM‐5:30 PM
SATURDAY 8:30 AM‐1 PM
MON–FRI 10 AM‐2 PM
Audio Response Teller: (630) 393‐7201 ext. 222 Outside Chicagoland: (800) 983‐6828 Audio Response Teller: (888) 983‐2424
SATURDAY • 8:30 AM‐12:30 PM
MON, TUE, WED, THR 8 AM‐5:30 PM
FRIDAY • 8 AM‐6 PM
SATURDAY • 8:30 AM‐1 PM
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