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C real estate Get your garage in gear before the snow flies
Northfield News Saturday-Sunday October 25-26, 2008
The outdoors isnâ€™t where you want your car come winter. Itâ€™s time to get organized By BARBARA BALLINGER CTW Features Garages used to be for housing cars and odds and ends you didnâ€™t have room for in your house. Then, something happened. Homeowners purchased more stuff - bicycles, sports gear, Christmas ornaments, tools - and forgot to discard what they no longer used. Chaos reigned, and before long cars had to be parked on a driveway or street since there wasnâ€™t room in the garage. Not good with winter on the horizon. â€œThe average American two-car garage became a no-car garage because it was so crammed with clutter,â€? says Barry Izsak, a professional organizer and author of Organize Your Garage in No Time (Que, 2005). In addition, garages began to look terrible, he says. â€œThis was the one room
in the house where doors opened daily for the world to see, yet it was allowed to be the most unsightly and neglected,â€? he says. Fortunately, help arrived. After learning to spruce up closets with closet specialists, homeowners are taking to the garage with experts who know how to transform a 400-square-foot, two-car or 600-square-foot, three-car garage from an overstuffed disaster zone into good looking car-cum-storage room with cabinets, wall systems, lighting and insulated doors. In a small but growing number of homes, the garage has assumed additional functions - home office, hobby center, wine cellar or kidsâ€™ hangout. Such changes can get pricey. â€œThe most drop-dead 4,500-square-foot garage we did housed nine cars, power boat and motorcycles and cost $53,000,â€? says Brad Randolph, vice president business development of PremierGarage in Phoenix,, one of the countryâ€™s largest garage remodeling franchisers. Jeff Crane, president and CEO of
See GARAGE, 2C
1281 Bollenbacher Dr. (Hwy. 3 South) 507-645-4491 â€˘ 800-646-4491
www.edinarealty.com OPEN SUNDAY 1-3 NEW LISTING
27720 Denmark Ave. W.
OPEN SUNDAY 1-3
D L O
1101 Elm Street
Well kept rambler on 1.45 acres in Castle Rock Township with a 30x40 storage shed. Beautiful setting surrounded by many Linda trees. See the video on my Thielbar website. $234,000 952-826-9459
Great family home in one of Northfieldâ€™s fine established neighborhoods. Backyard and large deck, perfect for entertaining. $189,900
2422 Valley Dr.
1126 Spruce Ct.
OPEN SUNDAY 12:30-1:45
Everything on main level! 3 BR, 2 bath, huge unfinished LL. Great neighborhood by Target and Cub. $309,900
11900 Lamb Ave.
Paul Smith 612-685-0605
OPEN SUNDAY 12:30-1:30
Darling, low maintenance 3 BR on one floor rambler on a quiet cul-de-sac. Great 4 season porch with views of the yard. Full, Nancy Pat unfinished basement ready for McGregor Johnson 507-645-1171 expansion. $159,900 507-271-1656
OPEN SUNDAY 2-3
Country living minutes form Nfld. 3 BR, 3 bath, 3,227 sq. Judy Joan ft. finished on 4 McDonald Peterson 612-730-3160 acres. $389,900 952-240-6567
OPEN SUNDAY 1:45-2:45
2205 Carter Ct.
Beautiful Olson Bros. const. model townhome! Great all on one floor living. Granite and cherry in kitchen. Very open Pat floor plan. 4 season porch. Full Johnson basement. $237,900 507-271-1656
D L O
OPEN SUNDAY 3-4
1358 Bluff Street
So much space for your dollar! Traditional 2 story, 4 BR on one floor including spacious master suite. Hardwood floors, gas Pat fireplace. Main floor laundry. Johnson 507-271-1656 Back deck. $249,900
1119 Nevada St.
Fabulous family 4 BR, 2 bath home with many updates & new appliances. Huge yard. Lower walkout. $198,900
510 Washington St.
Nancy McGregor 507-645-1171
3 BR, 2 bath home with updates. Large fenced yard. Zoned SF & commercial. Blocks from downtown, Nancy library and Carleton. McGregor $179,500 507-645-1171
Why rent? This well maintained 2 BR home has been nicely updated and priced for todayâ€™s market. $159,900
Pete Mergens 612-741-4257
Incredible opportunity! 4 BR, 3 bath rambler. Nestled on 35 wooded acres. 48x96 outbuilding. A truly spectacular property! $799,900
2 story walkout in Mayflower. Spotless and gorgeous in every way. 4 BR, 3 baths. formal dining, living, 2 Paul & Juliette Reiland story family room, gourmet 952-292-5999 kitchen.
D L O
1011 Lonsdale Blvd.
300 9th Street W
604 Primrose Ct.
Pete Mergens 612-741-4257
701 Quie Lane
1817 Estate Lane
12770 Eaton Ave
Fantastic 2 + BR rambler set on 1 acre with the feel of much more. Very clean with recent updates. Amazing views! $299,900
Patrick Winter 612-701-7912
1704 Washington Street
Excellent value! Single level townhome with pond view. 2 bedroom, 2 bath, also features Pete a spacious design and a Mergens sunroom. $169,900 612-741-4257
6168 134th St.
Extrordinary views can be seen from the living room in this 4 BR custom built 2 story. Main floor master, 3 Patrick season porch, hot tub, sauna! Winter 612-701-7912 $749,900
1436 9th St. N.E.
Updated 2 story on 1.5 acres. Mature trees, private yard, workshop attached to garage. Many new upgrades including eco septic.
Linda Thielbar 952-826-9459
Circle Bluff Trail lots 4 lots available 1.54-3.2 acres lots from $59,900 to $299,900. One right on Circle Lake. The other have deeded Pat Johnson access. Northfield schools. 507-271-1656 Bring your own builder.
519 Miller Dr., Dundas
306 Waterwheel Dr., Dundas
1201 Highland Avenue
Fabulous town home, everything on one level. All new flooring and very well maintained. $107,900
13561 Fox Lake Trail
Incredible opportunity! 190â€™+ feet of lake shore with spectacular views. Build your own dream home or enjoy as is. Pete $129,900 Mergens
Nancy McGregor 507-645-1171
Beautiful ranch twin home, 2 BR, 2 bath, 2 car garage on a pond. Lots of space, best bang for your buck! A must see! $141,500
719 Sibley Dr.
Nice walkout rambler steps away from Sibley school. 3 BRâ€™s on one floor. Great deck. Great buy! $164,900
516 Prairie Street
Beautiful end unit, main floor living room with many, many updates and finished lower level. Seller pays $5,000 Pat towards buyers closing costs. Johnson 507-271-1656 $185,000
1515 Pheasantwood Tr.
Nancy McGregor 507-645-1171
209 Orchard St. N.
Newly painted, new carpet, Pergo floors and many updates. Vaulted 2 story living room with open stair case and Nancy balcony. A must see! $167,900 McGregor
Priced to sell! Cozy 11/2 story Fantastic rambler walkout house close to golf course & on a corner lot. Nice Carleton. Many features include landscaping & fenced back fenced back yard. Wood floors, yard. Wood and ceramic Leigh Leigh main floor BRâ€™s, bath and Schrader floors. Finished lower level. Schrader 612-290-1430 family room. $159,900 612-290-1430 $179,900 A must see!
2119 Hidden Valley Rd
20160 Hamburg Ave. LK.
Gorgeous acre lot close to downtown Lakeville. Bordered by lilac bushes, cute and cozy. 4 BR, 2 bath Leigh rambler with walkout huge Schrader 612-290-1430 deck $269,900
Nancy McGregor 507-645-1171
Business Hours: Monday thru Thurs. 8:30 a.m. - 6 p.m. Friday 8:30 a.m. -5 p.m. Saturday 9 a.m. - 4 p.m. OPEN SUNDAY 11 a.m. - 3 p.m.
www.northfieldnews.com Saturday-Sunday, October 25-26, 2008
Even with leaves falling, it’s not too late to do landscaping 8 Yard Notes Leif Knecht
Guest Columnist As October slides into November we often get asked if it is too late to do landscaping and planting. Late fall is actually a good time to do projects that you weren’t able to get to in the hustle and bustle of a busy spring and summer.
When planning for late fall landscaping, be sure to plan for a reasonable sized project. From mid-October through the month of November, there are many days with good working conditions, but it is important to plan so you know you will get done before winter. An alternative is to enlist some outside help to get done more quickly. First make a list of all the supplies and plants your landscaping will require, and go out now to purchase everything, so you know you will be all set. There are some really great deals
available near the end of the season, but quantities may be limited. Provide your usual supplier with a list of what is needed. Suppliers will be better able to meet your needs when there is a list in their hands. If you need help creating a plan for your landscaping, consider hiring a landscape designer to customize a plan that will be just right for you and your particular property. The designer can then provide a complete list of everything that is needed, and help you locate these supplies, or if you prefer, direct you to a landscaping
contractor to carry the project to completion. Temperatures are usually quite pleasant for working this time of year which usually translates into getting things done more quickly and efficiently. If your project requires large equipment on the site, soils are often quite firm in the fall, which helps keep the area in better shape. It is also not too late to plant most landscape plants. Each year during October and November customers flock to the nursery seeking good plants at bargain prices, and the vast
majority of these do well out in the landscape planted this time of year. Perhaps you don’t want to do a project, but would just like to get a few more trees planted. Again, this is a great time for tree planting and some nice savings. Don’t delay however, since some nurseries starting putting plants into winter storage about November 5th to the 10th! Plant Spotlight: Emerald Carousel Barberry. Gracefully arching canes growing to 4’ to 5’ maintain a clean and green look all season, and then put on a spectac-
ular display of yellow/orange and red fall color that is hard to miss and hard to beat. This plant performs best in ∏ day to full day sun and nicely drained soil. Used for a specimen plant, massed plantings and hedges. Notably useful where you want a hedge that becomes impenetrable, due to the very sharp and strong thorns. If you want to keep people from cutting across an area, Emerald Carousel Barberry will keep them at bay.
Garage: Get the garage in gear before snow flies
From Page 1C Concept to Creation, a home remodeling and consultation firm based in Gilbert, Ariz., has seen garages get fancier with hydraulic vehicle lifts to stack cars, HVAC and dehumidifying systems and subterranean work pits. But the majority of garage fix-ups cost far less - a few hundred to few thousand dollars, Randolph says. With the plethora of good organization systems for the DIY market, handy homeowners can do the work themselves. Gladiator GarageWorks, owned by
Whirlpool, offers a useful design tool on its Web site, GladiatorGW.com. Whether you go the DIY or professional route, many changes will help you enjoy your garage more and improve selling potential, though all costs may not be recouped. It all depends on what you add, your home’s price, and comparable area houses. “Having a garage versus no garage, whether it’s attached or not and how many cars it can accommodate are major selling points for a home these days,” says Haley Hwang, sales associate with Coldwell Banker
Residential Brokerage in Glenview, Ill. “Whether the garage is finished with all the bells and whistles won’t necessarily help you get more (dollars), but it may help you sell it faster versus a comparable home in the same price range,” Hwang says. Barb St. Amant, with Harry Norman Realtors in suburban Atlanta, agrees, and says it’s key to know your market. “Three-car garages are now the rage with higher-priced homes here, but overall the garages I’ve seen, even at the high end, are just basic and utilitarian,” she says.
Single family homes from the $190s offer a variety of styles and floor plans, with exceptional living spaces and architectural details. Luxury single and multi level townhomes from the $120s blend artistry and function to create impressive spaces.
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single family homes 507.645.9105
Consider these 5 key steps: 1. Don’t use it? Pitch it Professional organizer Linda Collier of Living Organized in St. Louis, suggests removing everything from your garage and deciding what you keep, give to friends and family, donate to a charity or have hauled away. Izsak recommends being tough. “Don’t be tempted to keep nine hammers and 15 screwdrivers. Ask yourself when was the last time you used each item,” he says. 2. Budget The sky’s the limit in purchases since anything that goes inside a house can go into a garage. Set a budget, which helps determine your choice of materials, number of cabinets, shelves and bells and whistles, Izsak says.
An ounce of prevention. Health & Wellness directory published every Saturday.
Featured Listings & Price Reductions OPEN SUNDAY 2-3
OPEN SUNDAY 12-1:30
single and multi level townhome 507.663.0576
1706 Harrison Ct.
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Move in ready home in fantastic area, next to schools. Updated throughout including new roof & windows. 3 BR, 2 baths. Fully enclosed backyard. Only available because of relocation. $199,900
15435 Cannon City Blvd.
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cold and heat. Painted floors look smarter, improve durability and avoid hot-tire pickup. Consider a tough paint, such as an epoxy. Gladiator GarageWorks produces a line of tiles, including drain tiles, which snap together. Painted walls reduce mold from developing. Fluorescent lights provide good illumination; ceiling fans with lights also do and circulate air. Sound systems, a refrigerator and TV make the space more pleasant if you spend a lot of time there; wire before painting.
5. Keep It Organized Once you’ve fixed up your garage, keep it organized by periodically throwing out items you don’t use, says Izsak. Collier includes a counter as a work surface, which, she says, also helps homeowners avoid bending 3. Decide on Goals 4. Improve Aesthetics over. Think through possible Insulated aluminum or (c) CTW Features uses besides housing cars steel garage doors keep out
Ask About Model Homes For Sale
before you begin to help you avoid costly remodeling later, says Crane. “If you want fans and extra lighting, plan for that before you drywall and paint. If you want a sink to wash off tools, put it in when you first make changes,” he adds. Izsak suggests dividing the garage into zones with areas for sports gear, work tools and toys. Maximize space by using all three walls, selecting a mix of closed, open and mobile cabinets, racks and individual lockers for family members. Gary Fraser, owner of North Shore Closet in Salem, Mass., also suggests building in flexibility by using adjustable shelves. And remember to make the ceiling your fourth wall. Racks can be hoisted manually or electronically above cars to keep rarely used goods out of the way.
MN BLDR LIC #20005657 WI BLDR LIC #946949 Information deemed reliable but not guaranteed.
Beautiful and well taken care of 4 BR, 4 bath home and hobby farm on 5 acres. 200x60 cement floor shed with heated shop. Second home and grain bins on property are rented providing income! Close to both Nfld. & Fblt. $568,900
1940 Tyler Ct.
Super clean and ready to move into. 2003 Steve Schmidt built home features 3 finished levels, main level laundry & tons of storage. 4 BR’s, 3 baths. Walking distance to three schools. Priced to sell. $299,000
304 Linden St. • Northfield
610 Southbridge Dr. • Nfld.
NEW LISTING! 2 BR, updated home with hardwood floors. 2 car garage, large yard. $149,900
One level living townhome, NO stairs anywhere! 2 BR, 1 bath immaculate. $179,900 MLS#3559712
416 Schuller Ct. • Dundas
1213 Jefferson Rd. • Nfld.
Fully finished up and down, beautiful townhome. $214,900 MLS#3546111
One level living, 2 BR, 1 bath fully updated. $154,900 MLS#3520624
16400 Giefer Ave. • Nfld.
2307 Greenfield Dr. • Nfld.
Custom built 4 BR, 4 bath, 40 acres. $799,900 MLS#3502052
Immaculate, 4+ BR, 3 bath one level living. $349,900 MLS#3328769
1008 Forest Dr. • Northfield
925 Newhall Dr. • Faribault
Front and back unit duplex, fully rented, Beautiful 5 BR, 4 bath next to Legacy Golf Course. $394,900 MLS#3530686 big yard. $185,000 MLS#3422442
130 Shumway Dr. • Faribault
914 Grand Ave. SW • Lonsdale
Quaint 2 BR, 2 bath priced to sell! $139,900 MLS#3524888
2 BR, 1 bath built in 2004. Private location. $184,900 MLS#3596803
301 Main St. • Lonsdale
1404 Lockwood • Northfield
Priced to sell, lots of space. Call to see. $149,900 MLS#3492271
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Saturday-Sunday, October 25-26, 2008
Ask Our Broker: Answering your real estate questions By PETER G. MILLER CTW Features Q: The new FHA reform bill will bail out some 400,000 borrowers who want better loans. This is unfair. Why should my tax dollars go to help people who in many cases lied on their loan applications and bought homes that they knew they couldn’t afford. Why should I help lenders who offered lousy loan products or didn’t property underwrite borrower applications? I pay my mortgage and would like a lower rate, but there’s no government program to help me. How is any of this fair?
A: This is a comment that I hear frequently, and it’s not an unreasonable view. In practice, though, there are good reasons to favor the Housing and Economic Recovery Act of 2008. First, lenders offered “stated
income” loan applications to many borrowers, applications where the lender did not verify income claims. Such applications are widely known as “liar loans” - with good reason. Second, lenders did offer option ARMs and other loan products that were bound to fail in large numbers because the terms were preposterous - low start rates, foolish qualification standards, negative amortization, huge payment resets and big prepayment penalties. Third - and most importantly - the Federal Reserve did not use the authority it has had since 1994 under the Home Ownership and Equity Protection Act to ban “unfair and deceptive acts or practices.” In effect, the Fed could have forced lenders to verify loan applications and it could have banned high-risk mortgages by simply defining them as unfair. Had the Fed acted in 2003 or 2004, we simply would not have today’s mortgage meltdown. So why should you favor help for some borrowers who may have lied and lenders who dumped traditional standards? The answer is self-interest.
The value of your home will not increase as long as your local market is swamped with a huge inventory of unsold properties. The marketplace has to absorb such homes because until it does supply will greatly outstrip demand - and that means lower prices, reduced property tax collections and less equity. The bottom line: The faster we get rid of unsold homes the sooner real-estate values will stabilize. It may be galling - and it may be unfair - but it’s the reality.
consideration” - love and affection - you both may be able to avoid big transfer taxes.) However, if you can buy the property then two other central issues arise: First, the fact that your wife has sold her interest to you does not mean she is no longer on the existing mortgage. It may well be that as a condition of the sale you will be required to refinance the property so that she’s no longer responsible for the debt. Second, speak with lenders to see how the income from someone else can be treated with a loan application. There will be a difference depending on the individual’s status - renter, resident coowner or non-resident co-owner. This is a discussion to have before you make a purchase offer to your wife.
Q: My wife and I purchased a home four years ago. We are now separated, and I would like to buy her out. Once we agree on a price what documents are involved and which folks should we contact to make this possible? I would also like to maintain Q: What is a “rent concesmy current loan and have a sion” lease and why is it good third party pay half to lower or bad? my monthly payments. A: At first, a rent concession sounds like a discount and that’s A: If you and your wife can something tenants should welagree to a purchase price, and if come. However, “rent concession” your respective attorneys agree, leases are actually banned in some then the property is yours. (And, jurisdictions and here’s why: if you can arrange a sale for “good Imagine that a landlord of-
fers to rent a property for $1,500 a month but if you pay by the 5th then you get a discount and only need to pay $1,200. So what’s the catch? Isn’t a rental discount a good deal? If there was a discount the answer might be yes, but in this situation like units nearby routinely rent for $1,200. In other words, at $1,200 you’re already paying the fair market rent for the property. If you’re late in this case you’re actually paying a $300 penalty plus a late fee. Many jurisdictions limit late fees to a given percentage of the rental amount, thus a rent concession arrangement can easily exceed the allowable penalty. For specifics, contact your local housing office or state attorney general. Need real estate advice? Peter G. Miller, author of “The Common-Sense Mortgage,” would like to hear from you. Send your questions to email@example.com. Due to the volume received, not all letters may be answered.
The New York Times Crossword Puzzle
507-663-1234 OPEN Saturday 12-2
1236 Woodley Street E
Great Detached Townhome with many updates (countertops, appliances, water purification system & roof). Spacious & Elegant.
BYJOE DIPIETRO Edited by Will Shortz
A c r oss 1 Titles for some monks OPEN Sat & Sun 1-5 5 Litter unit 2105 Ontario Circle $199,800 8 Wind with a wide MLS#3575322 range Main Level Living in an award winning 12 Fashion Cottage Home. Newly Constructed with Maple Cabinetry, doors & floors, and an 18 Tony’s cousin open floor plan. 19 Paul Anka’s “___ Beso” OPEN Sunday 1-3 20 “Too rich for my 417 Greenvale Avenue blood” $179,900 21 CarbohydrateMLS#3545007 binding protein This home is spic & span and ready to move into. 3 large bedrooms, hardwood 22 Be fooled floors, newer furnace, wonderful corner 24 Is completely lot… and lots of storage! hamstrung 1080 Highway 3 South Northfield, MN 55057 26 Cold sufferer’s See all our listings at www.ColdwellBankerNorthfield.com complaint 28 Completely cover 29 Fool 30 Contradict 31 Stream bank sliders Features, tips and 33 Mad workers: Abbr. recipes with a local twist. 34 Old printing Published the second process, for short Wednesday each month. 35 Big bore 38 And more: Abbr. 40 Musical set in Berlin www.northfieldnews.com 43 Dept. head 44 Stomach section 46 Way off 50 Ballet’s Markova or Alonso 51 “WarGames” org. 53 Photographer’s request, maybe 56 Opposite of comico 57 Part-time players 59 Some playground Published every shoes Wednesday. 60 Cut 61 Confines 62 Cooking meas. 63 Phlegmatic 65 Public persona www.northfieldnews.com AIR CON 67 Hospital procedure, e 24 H me! om for short dular Dealer of Mo ta Premier” A “Minneso 69 IV to III, maybe 71 Part of a bedroom suite 73 Pigskin pickoff: ails. llation sultant for det $ deo Insta advertising con Audio-Vi 15 or ask your re Abbr. 576 or 645-56 emory Ca M A g/ Call 507-645-8 S W in E Liv TIMAT Assisted d Customize e FREE ES Jun 74 Little bits l Stone & Til Living! Architectura Hub 77 Title of some e n ion tio Gaelic Sto lattio lla allla ta 2004 Summer Olympics preview shows of Faribault 81 “O.K., play!” mes Buying Ho pair 82 Not quite boiling Re at Bo 83 Security agreements 84 Spanish Harlem ir I.O. Repa Outboard grocery 85 Kitties 86 Double ___ Compose With 88 Have a date, say 89 It’s not a silk purse source, it’s said 90 Tennis center? 93 Cousin of “Voilà!” Create a winning ad by adding color to your palette. 95 Mixed bag Color will make your advertising stand out and get noticed faster. Research even shows that people are 96 You may have a more likely to remember and respond to a color ad than nightcap when you’re in one in black-and-white. And when your ad looks good, these you look good too. In other words: Color Sells! 99 Like some salons Get the Picture? 101 Platform introduced in 1981 To start advertising in color, call today: 103 1969 Nabokov novel 106 Certain feeds for horses 108 Atlantic City casino 112 Perjure oneself … 115 West Fifth Street, Northfield, MN 55057 or what can be found six www.northfieldnews.com times in this puzzle
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