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I’m on the home stretch Wife, mother, journalist ... PHILIPPA MANNAGH reveals the highs and lows, and the challenges in life ...


t was time to kick my own butt. It’s now the thick of winter and fitness wise, I have felt like i’m going backwards. This is a dangerous place for me. One sunny afternoon I decided to pull out my favourite coloured pens (stationary obsessed), a glass of “afternoon” wine and a massive piece of paper to stick to the fridge. Mapping out term three, I realistically added the fitness goals that I want to be seeing for myself again. Little Miss Fit began this journey and she is not going to give up! The finish line for my personal challenge is October and with this spring month fast approaching, I have calculated how many weeks are left and what I need to do. I firmly believe that if you

can get your thoughts to paper a transformation can happen. Don’t lock it all away in your head… get it out and start visualising your end result. I have now set aside days to fit in different types of exercise with a big focus on food these coming months. I am starting small again, a brisk walk around the block is 10 points! Winning. Recently, I stumbled across the Viking Diet and I have to say that it makes a lot of sense to me. Move over Mr Paleo. Oily fish, red meat only a couple of times a week, lots of fruit, vegetables and grains mixed in with plenty of outdoor time. My meals this month will revolve around routine and

planning. A soup focus twice a week, a Sunday night roast like the olden days and no bread until the weekend. Saturday… anything goes. You have got to have one of these days, usually it makes you realise how crap an “anything” day can make you feel once your body is healthy again. I am also trying for 3litres of water a day but the frosts have taken with them my love of the stuff. I am struggling with this. Early nights, epsom salt baths, belly breathing, positive thoughts, yoga and great company are the keys getting me through this winter. What are your secrets? I would love to hear from you. Follow the last few months of my fitness journey at facebook/littlemissfit Pip x LIKED MEDIA, 021-2960496 facebook/littlemissfit

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Credit card pitfalls on holiday DIANNE HARRIS is a budget advisor for the Anglican Care Centre

We went on holiday a few weeks back, needed to hire a car and check into a hotel. What happens when we pass over our credit card? When the person at the desk swipes your card, the bank is electronically asked to “block”* or reserve part of your line of credit to cover the expected cost before you go out and use it for other vacation purchases. At a hotel they often put a hold of $100-$150 (this is covering incidental expenses that may incur e.g. phone calls, mini bar purchases etc). When hiring a car they will take into consideration the cost of rental, petrol and sometimes insurance. There is nothing wrong in them doing this the only issue comes if, when you leave on your holiday, your credit card is getting close to its limit and this block means your credit limit has been met. *An authorisation (block) on a credit card works in the same way as a debit hold on a transactional account. Once the credit card transaction is authorised the funds are held aside until the transaction is presented by the merchant or for a maximum of 5 calendar days Make sure you contact your bank at least 2 -3 weeks before you go travelling to advise your travel plans. The bank

computer could put a freeze on your card should it see funds being removed from another country – this is done for your safety but can cause unpleasant moments should you be trying to pay for a product and your card is frozen. Pay your credit card bill before you leave therefore knowing funds are available, also check your credit card expiry date. Take back-up funds in other forms like cash, eftpos card, or even a second credit card Find out the banks that are a Global Alliance Bank with your bank to avoid fees. Note: Apologies - In Last month’s article on Twins acknowledgment to Dustin Rowles for some quotes was left off.

RECIPE: This is a tried and true recipe definitely worth a try, great in kids lunchbox or as a snack. Apricot Macadamia bliss balls: 300g dried apricots 110g toasted unsalted macadamias (I have halved this as macadamias are expensive) 1 tbsp coconut oil (I used butter instead) pinch of cinnamon pinch of salt 1 tbsp golden syrup Gather all ingredients. Combine the apricots, nuts, oil, cinnamon, salt and syrup in a food processor or blender. Blitz until well combined. Roll one tablespoon of the mixture into a ball and set aside on a plate or tray lined with baking paper. Repeat with the rest of the mixture then place in the fridge or freezer to firm up. Keeps 1 week in fridge or up to 3 months in freezer. You can get up to 26 balls from this mixture. — recipe from Kidspot NZ

Savvy 1august2015