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April 5, 2011


NORFOLK DAILY NEWS, Tuesday, April 5, 2011

At Cornhusker Auto Center and Watson Motor Company, we strive for exceptional customer care. Buying a vehicle from us is just the beginning. We will exceed your expectations in every phase of your purchase and future service needs.


$19.95 Wheel Balance and Tire Rotation Includes: Remove four wheels from vehicle; balance and rotate. Special wheels and specialty vehicles slightly higher.


Offer expires on 06/30/2011. Not valid with any other offers/coupon. Cornhusker Auto Center 700 E. Norfolk Ave., Norfolk, NE 68701 (402) 371-3765 / 800-642-6629 Service Hours: Monday – Friday 8 am – 5:30 pm Saturday 8 am – Noon - NDN Car Care Tab

Free oil changes for one year (includes four oil and filter changes); Free first tire rotation



$19.95 Air Conditioning Check Includes A/C system performance check, refrigerant and testing components for leaks extra.

Free three months/3,000 mile power-train warranty (includes engine, transmission, drive-train, transfer case coverage with zero deductible); Free first tire rotation

Offer expires on 06/30/2011. Not valid with any other offer/coupon. Cornhusker Auto Center 700 E. Norfolk Ave., Norfolk, NE 68701 (402) 371-3765 / 800-642-6629 Service Hours: Monday – Friday 8 am – 5:30 p.m. Saturday 8 a.m - Noon - NDN Car Care Tab



Free Computerized Front End Alignment Check Includes: Check front wheel alignment & diagnosis for repairs. Regularly priced at $39.95. Any repair needed will be at additional cost to customer. Offer expires on 06/30/2011. Not Valid with any other coupons. Cornhusker Auto Center 700 E. Norfolk Ave., Norfolk, NE 68701 (402) 371-3765 / 800-642-6629 Service Hours: Monday – Friday 8 am – 5:30 p.m. Saturday 8 a.m - Noon - NDN Car Care Tab

Free car washes with every service visit. Free shuttle service. Free loaner vehicle for repairs requiring overnight stay. We will match any competitor’s service coupon or car deal. When you refer your friends and family to us, our referral program pays you $100 cash.

Remember...When We Buy Locally We All Win! WATSON MOTOR CO. OF PLAINVIEW




East Hwy 20, Plainview, NE 402-582-4211 • 888-299-2876

700 E. Norfolk Ave. 402-371-3765 • 800-642-6629

307 E. Norfolk Ave. 402-371-3002 • 888-371-4344

2200 West Pasewalk Ave. 402-644-8020 • 888-371-9633

See our web site at


Do your Homework

Finding the Right Shop and Mechanic Next to a home and a college education, an automobile could be one of the biggest investments many of us ever make. When buying a new car, the investment will likely be no less than $20,000, while a pre-owned vehicle could be in that neighborhood as well depending on its age, make and mileage.

Since cars are such a significant commitment, finding the right mechanic is similar to choosing the right contractor for your home. Should an accident happen, you’ll want to know you’re covered, and a trustworthy mechanic is as much a protection plan for your vehicle as car insurance. A good mechanic can


NORFOLK DAILY NEWS, Tuesday, April 5, 2011

staff that’s capable of keeping a car running longer, a significant benefit when considering the cost of vehicles today. * Is the staff courteous? Many people are not comfortable with having their vehicle’s maintenance needs handled by the mechanics at the dealership where they purchased their car. For some, this is simple paranoia, feeling that the maintenance department has an incentive to cover up or gloss over problems in the hopes that you’ll buy your next car from the dealership as well. While that’s highly unlikely, it’s still common for people to seek out an independent mechanic. Oftentimes, people find such independent mechanics to be more courteous and attentive. That’s probably because dealership mechanics often work on vehicles under warranty, and many of the jobs they’re performing are essentially free,

not only help fix a problem, but prevent problems from developing as well. When looking for a mechanic, it’s best to look for a few telltale signs that can indicate whether or not he is the auto professional for you. * What does the shop look like? A mechanic’s garage can offer several hints as to how good that mechanic and the staff are at their work. All garages are going to have some clutter, and parts lying around shouldn’t be a cause for concern. However, a shop that looks as though it hasn’t been cleaned in a while might be a red flag. It’s also a good idea to check out the vehicles that are in that shop for service. Car owners who take good care of their vehicles tend to find good mechanics, so if the cars in the shop appear well taken care of, that’s a good sign. Even if the cars aren’t new but appear well taken care of, that could be indicative of a talented

OPEN YS T A S URDA 0 PM :0 -1 M 7:00 A



10.00 $


% %


We W ill Check • Tires • Suspension • Lights • Wipers • Brakes • Filters • Fluid Levels • Rotate


5% OFF EACH TIRE Expires 5/18/11

Excludes All Other Coupons Expires 5/18/11

Expires 5/18/11





Kendall Oil Only Up To 5 Qts 2 Disp Of Oil & Filter And $1 Shop Supplies

“Make Your Best Deal” with the Guys at Firestone

the mechanic might not have won any. * What are the payment policies? Labor costs can change dramatically from garage to garage, and a reputable garage will spell out their costs, either on the wall or for you upon request, before you have any work done. If the person you speak with is reluctant to share such rates, that’s not a good sign. Mechanics understand that vehicle maintenance costs are a big expense, and most want you to know what to expect before the work is done and they hand you the bill. If they don’t, it’s best to avoid them and their shop.


2nd St. & Norfolk Ave. COUPON


giving them fewer reasons to be overly courteous or attentive. An independent mechanic and his staff should be courteous, and will likely want you to be a repeat customer. They’ll work hard to make that come true. A staff that’s not courteous or attentive, whether it’s at the dealership or not, should be avoided. * Are certifications prominently displayed? You’ll want a certified mechanic working on your vehicle. If such certifications, which include advanced course work and ASE certifications, aren’t prominently displayed, that could be an indicator the mechanic has something to hide or isn’t as upto-date as he could or should be. This is an easy sign to look for, as most mechanics proudly display their certifications in the front office of their shops. These offices will typically hang any service awards they might have won, too. So if those aren’t there,



Reg. 19 $

10 OFF




Expires 5/18/11


• Inspect & adjust A/C belt • Inspect hoses, fittings & compressor • Perform system leak test • Run performance test We Also Perform A/C Retrofit Service


Most Cars. Reg. $32 00 For Smoother Ride And Longer Tire Wear. Plus We Inspect Tire Tread, Air Pressure, Valve Stems. Expires 5/18/11



Most vehicles. Refrigeration extra. Certain states require added refrigeration to be removed from leaking system. Expires 5/18/11


201 NORFOLK AVE. • 402-371-5282 • 1-800-672-0034

15 OFF


Most Vehicles. Parts And Rear Shims Extra, If Needed. Expires 5/18/11

We fix ti the farm res on o job site r at the 371-5282 1-800-67 2-0034


Expires 5/18/11


Get A

• All Adjustable Angles Set To Mfr’s Specs. • Inspect Steering/Suspension System. • Road Test Vehicle



Most Vehicles, Per Axle, Disc Or Drum



with Tire Rotation


10 OFF 25







OIL CHANGE Or 1/2 OFF Alignment with purchase of four or more tires mounted at the store

Expires 5/18/11

We Will Fix Your Ride With Pride 74717


NORFOLK DAILY NEWS, Tuesday, April 5, 2011

Red Flags to Look for When Buying a Used Car Buying a car can be a nervewracking experience. Many people are aware that a vehicle’s value decreases dramatically once it’s driven off the lot, which only adds to the nervousness many people feel when committing so much money to a new vehicle. Those nerves only increase when buying a used, or pre-owned, vehicle. When buying a used car, doubt creeps in whether the seller is a private citizen or a dealership. Buyers often harbor fears that their investment will turn out to be a lemon, leaving them high and dry with little recourse. However, when buying a used or pre-owned vehicle, there are several red flags buyers should look for to help decide if the car is a diamond at the dealership or a dud from someone else’s driveway. * Title troubles. Perhaps nothing tells the tale of a vehicle’s history better than its title. Whenever a vehicle changes ownership, the vehicle’s title indicates when that sale was, and how many miles were on the vehicle at the time of the sale. This lets prospective buyers know how many owners a vehicle has had and just who it was that owned the vehicle, be it an individual or a company. Many buyers hope to steer clear of company cars, as drivers tend to treat them more poorly since they

don’t actually own the vehicles themselves. Vehicles that have changed hands too many times are likely not worth the investment. * Salvaged vehicles. The title or Carfax report will also indicate whether a car has been salvaged. Salvaged vehicles are rarely worth the risk, and buyer beware when purchasing a salvaged vehicle. An easy way of determining if a vehicle has been salvaged is to look at the buyer history. Oftentimes, insurance companies will purchase a vehicle that’s been totaled and later sell it at auction to a salvage yard. These transfers will be listed on the Carfax. Once a salvage company gets their hands

on the vehicle, it will then refurbish the car, often turning back the odometer and appearing to have a clean title. If a car suddenly has fewer miles on it than it did two years ago, it’s most likely a salvage job and should be avoided. * Inspection issues. No one buys a home without first having it inspected by a professional, and the same principle should be applied when shopping for a used or pre-owned vehicle. Simply put, buyers should insist on a prepurchase inspection by a mechanic of their choosing. If the seller objects, just walk away. Should the seller agree to a prepurchase inspection, be sure that

Distracted Driving a Big Danger Today’s drivers face more

distractions than ever before. Technological gadgets from smart phones to MP3 players give drivers new reasons to look away from the road. Distracted driving is any activity a person engages in that can distract him or her from the primary task of driving. There are three main types of distraction: 1. Visual: Taking eyes off the road. 2. Cognitive: Not thinking about what you’re doing. 3. Manual: Taking hands off the

wheel. Distracted driving may include talking on a cell phone, eating food in the car, thumbing through the maps on a GPS device, or even changing the radio station. But the type of distracted driving that has become an epidemic, particularly among younger drivers, is texting while driving. The National Highway Traffic Safety Administration says that 20 percent of injury crashes in 2009 involved reports of distracted driving. The age group with the

greatest proportion of distracted drivers was the under-20 age group. As texting has become the preferred method of communication, a large percentage of automobile accidents might be due to texting. When driving, the safest bet is to refrain from any activity that takes one’s eyes, hands or mind away from the road. If answering a cell phone or working with another device is necessary, drivers should pull over to the side of the road and take care of what they need to do.

inspection is all-encompassing. Have a mechanic check under the hood, inspecting the fluids and charging systems, and request the inspection includes a performance evaluation and compression test. The inspecting mechanic should hook the vehicle up to a computer to look for anything that might indicate a problem is on the horizon. In addition, an undervehicle inspection, including a look at the steering, suspension and brakes, should also be part of the process. * Looks that cringe. Another red flag should be the vehicle’s appearance. While some cars that look like clunkers might be decent, reliable vehicles, a car’s appearance could tell a thousand stories. Owners who don’t care how their car looks might not have cared much about maintenance, either. If a vehicle has bald tires, rust spots, dirt and grime all over, or other indicators of poor upkeep, it might be a disaster waiting to happen. While this isn’t always the case, it’s a red flag that’s worth considering. As more and more people purchased used or pre-owned vehicles, it’s increasingly important for buyers to beware of red flags that might indicate a car is more trouble than it’s worth.


NORFOLK DAILY NEWS, Tuesday, April 5, 2011

See Us For ...

Warranty Tips for Your Preowned Vehicle warranty might be unnecessary. Prospective auto buyers should keep in mind, however, that there is a flip side to this coin as well. For example, auto recalls might not be common, but they’re certainly not rare, either. Buyers considering a model with a history of recalls should hedge their bets and purchase an extended warranty. Where can the vehicle be taken? Many times, the terms of an extended warranty will dictate where a vehicle owner can take the car for repairs. These terms are strict and might eliminate the local mechanic a vehicle owner trusts and has a history with from consideration. Oftentimes, a manufacturer extended warranty will require the warranty holder bring the vehicle back to the shop where the warranty and vehicle was purchased. This is generally not so with aftermarket warranties, but buyers should read the fine print before deciding on a warranty. Do you know the company selling the warranty? Extended warranties require as much research before purchasing as the vehicle itself. Much like an educated consumer wants a vehicle history report before purchasing a car, that same consumer should also research their warranty company. In the case of manufacturer warranties, this really isn’t an issue, as most auto manufacturers are financially stable enough to trust. Where research into a warranty company truly comes into play is when a prospective buyer is considering an aftermarket company, or a company that acts independently and does not manufacture vehicles. As the economic downturn of 2008 and 2009 proved, not all financial institutions are as stable as they might seem, so it’s best to practice due diligence and extensively research an aftermarket company before signing on the dotted line.

* No Appointments Needed * Competitive Rates * Full Service-All Makes & Models * ASE Certified/Insured * Credit Cards Accepted


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Mon.-Fri., 8-6

1102 1/2 Riverside Blvd. Norfolk, NE 68701 Behind Canham Maytag

Phone: 402-379-1855

Complete Auto & Truck Repair • Front-end alignments & balance of tires • Brakes • Engine overhauls • General engine repair • Tune ups • Air conditioning • Computerized Diagnostics

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Few industries have undergone as much change as the auto industry since the dawn of the 21st century. An increased emphasis on environmentally-conscious behavior has led auto manufacturers to continually develop hybrid vehicles, while escalating fuel costs forced the auto industry to focus attention on producing more fuel-efficient vehicles. Another notable shift among auto manufacturers over the last decade is the increasing attention and emphasis placed on preowned vehicles. While there was once a time when preowned vehicles were left to used car dealerships, nowadays many auto manufacturers, including luxury lines such as Lexus and BMW, market their preowned vehicles. Couple that with the recent recession that has left many looking to get more bang for their automobile buck, and the market for preowned vehicles has likely never been better. One concern many prospective auto buyers routinely have with respect to preowned vehicles is the strength of their warranty, assuming the vehicle comes with a warranty at all. Oftentimes, a preowned extended warranty is a wise investment, especially in an economic environment where everyone is hoping to make the most of each dollar spent. Before purchasing an preowned vehicle extended warranty, it can help to take the following into consideration. Is it necessary? While a warranty might seem like one of those things that’s always worth it, that’s not necessarily true. Vehicle models with a proven track record for reliability might not require the purchase of an extended warranty. Keep in mind not all repairs are covered by a warranty, so for models that tend to keep going strong with just a minor repair here or there, an extended



NORFOLK DAILY NEWS, Tuesday, April 5, 2011

10 Tips for 10 Critical Minutes:

Important Steps for Reducing Your Financial, Legal and Medical Headaches After an Accident You swerve, hit the brakes and

hope for the best. But the worst occurs, sending your car careening into danger -- and a lot of damage. What you do in the next 10 minutes could have a critical impact on the outcome of your accident from a financial, legal and personal perspective. Who you call, what you say, and how you record the details of the event all are important in the long-term resolution and repair of your collision. “There are some six million auto accidents every year,” says Dan Bailey, president and chief operating officer for CARSTAR, the nation’s largest chain of collision centers. “That means one in eight people will be involved in a crash this year alone, according to the National Safety Center. With these kinds of odds, it is important to be prepared so you can react calmly, quickly and intelligently when an accident happens.” Bailey, a collision repair expert, offers the following tips for anyone involved in an accident. 1. Create a collision kit for your car. Include copies of your vehicle registration and insurance verification card so you can keep a copy and leave one in your vehicle in case it is towed for repairs. Also include a sketch pad and pencil, disposable camera, flares, bottled water, and a first aid kit. For a downloadable accident report form that will help you gather the information at the scene, visit 2. Call 911 first. Provide as much detail as possible about the location of the accident and the condition of those involved. 3. Remain calm and collected.

Even though you may be scared or even injured, it’s important to stay as calm as possible. Don’t say the accident was your fault or make any statement that might be used against you later. Be tactful and courteous, even if you’re angry. If the other people involved in the accident are belligerent, don’t argue with them. Let the police be the intermediary. 4. Turn off your car and avoid danger. Turn off the engine and leave the car where it is if you feel it is safe. Use the hazards if it is dark. If the car is in danger of being hit, drive slowly to the side of the road or a well-lit parking lot. Warn other motorists to proceed around the accident with caution. 5. Assess your condition. If you think you’re hurt in any way, stay in your car. Only accept medical help from a professional -- and

provide medical help to others ONLY if you’re trained to do so. Provide honest, detailed information to medical personnel so they can treat you. 6. Call a friend or family member. A close friend or family member can provide support and help collect the accident details. If you are transported for medical care, they can remain behind at the scene. 7. Record the accident details. Photograph the cars involved and traffic conditions. Sketch what happened, including street names, road signs and details on car movements. Get the names, addresses, phone numbers, and license plates of those involved. 8. Identify the witnesses. Look for other drivers and bystanders who may have seen the accident. Get their names, addresses, phone numbers, and their recollection of the accident.

9. Have a collision plan in place. Know where you’d like to have your car repaired ahead of time so you don’t have to make a sudden decision. 10. Collect your personal items. If your car is being towed, make sure you’ve collected your valuables, electronics, briefcase, purse, vehicle information, and any other items you may need while your car is being repaired. Also take your copies of your vehicle registration and insurance verification card. “While an accident may range from a minor inconvenience to a major incident, you need to be prepared for any situation,” offers Bailey. “With a bit of planning and quick action at the scene of the accident, you can greatly reduce the potential for financial, insurance and medical headaches afterward.

NORFOLK DAILY NEWS, Tuesday, April 5, 2011


How to Give a Car a Complete Clean Cleaning a car is a piece of

cake, right? Though the initial response might be a resounding yes, there’s more to a clean car than some soap and water. In fact, as the Car Care Council notes, cleaning a car is a far more intricate process than one might think. The first step in cleaning the car is to wash it. Give it a good rinsing from top to bottom, including the wheels and inside the fenders. Always clean the tires and wheels before washing the body, and don’t use the same mitt for both. This way you’ll avoid contaminating the vehicle’s paint with debris from the wheels and tires. Use a good tire cleaner with a stiff brush to improve your tires’ appearance, even if you don’t have white sidewalls or white letter tires. Next, clean the wheels

with a wheel cleaner that removes the brake dust, which often blackens the front wheels. Application of these cleaners varies, so be sure to follow the directions on the container. Now it’s time to wash the body. Use a product sold specifically for automobiles, as household cleaners can strip the wax from the paint and damage the finish. Starting at the top, wash one section at a time, thoroughly rinsing away the soap. Work your way down toward the front, sides and rear of the vehicle. Clean the rear last since it usually has the largest accumulation of dirt and grime, which can contaminate the wash mitt. Wash the inside door jams about once a month. To rinse, remove the spray nozzle from the hose. Starting at the top, let the water cascade down the surfaces of the vehicle.

402-371-6622 207 E. Omaha Ave., Norfolk

Then, to avoid water spotting, dry with a chamois or other product made for this purpose. Now is an excellent time for waxing, which not only protects the finish but also makes subsequent washing easier. Before proceeding, look for foreign particles on the paint. Use a car cleaner, available at auto supply stores, to remove contaminants imbedded in the paint. Once the surface is clean, apply the wax by following the manufacturer’s instructions for application of the product. Typically, manufacturers suggest

not applying wax in sunlight. While keeping your vehicle clean doesn’t require a lot of effort, says the Council, it does foster a feeling of pride and accomplishment. For more information on a variety of vehicle-related topics, visit the Car Care Council website at


NORFOLK DAILY NEWS, Tuesday, April 5, 2011

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Spring Service Package Service Hours M-F 8 AM-5:30 PM, Saturday 8 AM-12 PM


Oil Change Special




Limit one per customer. Expires 04/30/11

Includes 5 quarts of Motorcraft oil and new filter, FREE car wash and vac. Tax & disposal & shop supplies not included

Cooling System Flush




Limit one per customer. Expires 04/30/11

Includes 2 gallons antifreeze, diesel vehicles extra

Tax & disposal & shop supplies not included

Rotate and Balance & Free Brake Inspection

35 / 45


00 $


Limit one per customer. Expires 04/30/11

4995 $ 6995


Transmission Flush Package



Cars & SUVs & 1/2 Ton Trucks


Cars / SUVs / 1/2 Ton Trucks Up to 10 quarts of Mercon V fluid


Wheel weight & tax not included

Four Wheel Drive/ Pickups



3/4 Ton Trucks and Dually Trucks

Front Wheel Drive

Toe only. Caster/Camber Extra. Tax & disposal & shop supplies not included Limit one per customer. Expires 04/30/11



Alignment Special

Diesel Package Up to 15 quarts of fluid



Special fluid, tax & disposal & shop supplies not included Limit one per customer. Expires 04/30/11





Norfolk Main Bank 402-644-8901 W. 275 Branch 402-844-3668

7 Green Interior Car Care Tips


Making green changes to the way you care for your vehicle extends beyond the type of fuel you use or keeping your tires properly inflated. Modifications to the way you care for the interior can mean the difference between eco-friendly and not. Many times detailing the interior of a vehicle requires a lot of strong chemicals. But it doesn’t have to. 1. Keep up with mess. If you clean as items become soiled, you won’t have to rely on harsh chemicals to remove set-in stains. 2. Replace carpeted mats for rubberized ones. Choose recycled rubber mats, which will require a hosedown instead of shampooing with strong carpet cleaners. 3. Invest in a quality shop vacuum or high-powered vacuum. Routinely vacuum the interior of the vehicle to prevent ground-in dirt. 4. Buy seat covers. Instead of using harsh chemicals to clean upholstery, removable seat covers may be able to be washed in a washing machine and cleaned

with eco-friendly detergents. 5. Stock up on dusting cloths. Static-charged dusting cloths can be used to collect dust and debris from the dashboard and instrument panel. This reduces the need for spray dusting products. 6. Replace interior air filters. Most new vehicles have an air filtration system for the interior of the vehicle. Clogged filters can proliferate contaminants inside the cabin of the car. Frequently change the filters to ensure cleaner interior air quality. 7. Leather interior fixer. You don’t need expensive or harsh products to condition leather interior. To clean leather seats, for example, use a small drop of ecofriendly dish liquid worked into a damp rag. Clean the stain or seats. Use a damp, clean rag to collect any remaining moisture and soap residue. Buff with a dry cloth. Apply a miniscule amount of olive oil to a cloth and work it into the leather to condition it. Don’t use too much or you’ll be left with oily seats and a mess.


NORFOLK DAILY NEWS, Tuesday, April 5, 2011


• Gas/Diesel • Convenience Store • Kitchen (24 hrs.) • Trucking/Automotive Supplies • FedEx Box • Nebraska Lottery • Shower Facilities • Truck Park • Propane • Husker Merchandise • Beer/Ice • Piccadilly Circus Pizza

Mature Drivers Can Sharpen Their Road Skills While younger drivers are commonly perceived as the riskiest drivers on the road, insurance companies also consider more mature drivers to be big risks as well. Driver improvement courses -offered in a classroom setting or online -- can help mature drivers become safer behind the wheel. According to the AAA, the most common factors in collisions involving mature drivers are: * failure to yield right of way * improper left turns * confusion in heavy traffic * inattention * complications while backing up * Failure to maintain proper speed * Hesitation in responding to new traffic signs, signals or pavement markings Seniors, however, can reduce their risk of car accidents by taking a few easy precautions. * Move into an intersection only after checking the area for pedestrians, cyclists, hazards, and other motor vehicles. Don’t be pressured into sudden moves by other drivers. * Limit conversation and keep the radio volume low to minimize distraction. * Don’t drive when tired, depressed or in the grips of a strong emotion, such as anger. * Never drink and drive. Metabolism changes with age, and even one drink can make driving

unsafe at any speed. * Avoid driving while taking new medications. * Ensure that the windshield is clean and visibility is clear. Do not smoke inside the vehicle. Driving in heavy traffic can be the most difficult aspect of driving. If such a situation is unavoidable, try to stay in one lane, use turn signals, be patient and avoid frequent lane changes. Remain alert but relaxed, and try to enjoy the ride. Pedestrians, especially in urban settings, pose a special kind of problem for senior drivers because of their unpredictability. While most pedestrians use crosswalks and obey signals, expect the unexpected. Watch out for bicyclists and skaters, who usually move at a faster speed than walkers and runners. Remember that pedestrians always have the right of way. One of the most difficult aspects of driving at night is dealing with glare. Bright light from headlights can take a toll on the eyes and increase the chances of a collision at night. The effects of glare can be reduced by using the mirror’s “night” setting (all cars have day/ night interior mirrors to reduce glare from behind) and taking frequent breaks to recover from glare when driving long distances at night. For additional safe driving tips for mature drivers, visit

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NORFOLK DAILY NEWS, Tuesday, April 5, 2011

Money Saving Insurance Tips for Young Drivers Typically, young adults pay more for car insurance than anyone else under age 70 because they are considered the riskiest drivers on the road. While there is no way for young adults to speed up the aging process, that doesn’t mean they’re helpless in the face of high insurance premiums. Among the more popular ways for young and even seasoned drivers to lower their rates include the following: * take a defensive driver course * raise comprehensive and collision coverage deductibles * commute using public transportation and let the insurance company know * buy a home or renter’s policy with the same car insurance company * buy a safer car

Another way to save money on auto insurance is to purchase a vehicle with front and side airbags, antilock brakes, automatic seatbelts, and daytime running lights. Many insurance companies give discounts for these safety features. If the consumer owns an older vehicle, it may be a good idea to drop the collision and comprehensive coverages from the policy because both coverages require the insured to pay a deductible in the event they file a claim, and in some cases that may be more than the car is worth. Vehicle owners who were recently married or turned 25 years of age will also notice a considerable drop in auto insurance rates because insurance companies view married couples and people 25 and older as more

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“stable” and less of a risk. Young adult drivers who live with their parents but don’t own their own car can save money by staying on their parents’ policy. This saves money because parents are considered lower-risk drivers and will likely have a better auto insurance rate than a young driver with their own policy. Finally, look into what other insurance coverages you already have and see if you’re paying for double coverage. If you have health insurance through your employer, you can waive Personal Injury Protection (PIP), which pays for your medical expenses in the event of an accident. At times, some car insurance companies will allow you to limit medical damages under your uninsured motorist coverage in exchange for a lower premium.

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Monday-Saturday Call for Appointment/Walk-Ins Welcome

402-371-0211 (Bus.) • 402-640-8850 (Cell) 100 E. Omaha Avenue, Norfolk, NE 68701


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NORFOLK DAILY NEWS, Tuesday, April 5, 2011


Selecting a Teenage Driver’s First Car Motor vehicle crashes are the

leading cause of death among U.S. teenagers, accounting for more than one in three deaths, according to the Centers for Disease Control and Prevention (CDC). The good news is that, with a sturdy car and some well-ingrained safety lessons, many of these crashes are largely preventable. As the parent of a teenager, many mothers and fathers are reticent to have their children join the millions of drivers on the nation’s roadways. A teen driver can test one’s nerves. Once a teenager receives his or her license, the family will have to reassess their automotive needs or risk fighting over the family automobile somewhat regularly. There are certain practices that should be commonplace even if a teenager is anxious to simply run to the nearest dealership and pick out a car. One of the first things a parent may think to do is to surround their child in the biggest, bulkiest vehicle possible. If there were an army tank available, parents might consider it. But large trucks and SUVs have a tendency to rollover. Plus, a

teenager may think that a bigger vehicle means invincibility. Industry experts agree that there are some tips parents can follow when selecting a teen’s first car. * Shop for pre-owned vehicles. Most families are already feeling

the heat of overtaxed budgets. Another car payment could be unaffordable. Plus, insurance premiums for a teenage driver could be very expensive, especially if that teen is driving a brand new car. Shop for a car that is a few

years old. Not only will it have plenty of miles still left in it, but also, if an accident occurs, the repairs likely won’t be as expensive as they would if a new car gets dinged up. * Seek out sedans. Sure they may not be the ultra-cool sports car or the behemoth SUV, but sedans are large enough to effectively protect a driver in an accident and will have plenty of room to carpool friends to movies, sports games and such. * Make kids bear some of the financial burden. Parents should make their children financially responsible for the car in one way or another. Whether they contribute a few dollars to the monthly bill or are responsible for oil changes and fuel costs, having a financial investment may encourage kids to be more careful with the vehicle. * Teach defensive driving. A vehicle is only as safe as its driver. Consider defensive-driving courses in addition to the regular driving courses and exams the teen has taken. It will help him or her learn even more about being safe on the road. Of course, experience through road miles is another way to gain expertise.

Questions to Ask Car Dealers For consumers who know the right questions to ask car dealers, shopping for a car or truck can be a straightforward process. Before deciding what car to shop for, a few decisions must be made. Will you be looking for a new or pre-owned vehicle? Front-wheel drive or AWD? SUV, sedan or pickup? How much can you afford to spend, both on a down payment as well as monthly payments if financing the vehicle? According to the Better Business Bureau, preliminary research is an important part of the buying process. The local newspaper’s weekly auto section can be a great place to gather information, as can Web sites that provide reviews, comparisons and advice on an array of vehicles. Comparison shopping is also essential when shopping for a vehicle. Things to compare include safety record or rating, reliability history, fuel economy, warranties, operating costs, theft rates, and general features and options. It might also be a good idea for prospective buyers to request an insurance quote on a particular vehicle before making any purchase final, as insurance rates can vary greatly not only for drivers, but for specific makes and models as well. Once you’ve decided on which make and model you’d prefer, be sure

to ask the dealer the following questions to ensure you’re getting the best deal possible.

* Which vehicle features come standard and which are options? Ask to see an itemized list of all add-ons, options and fees separate from the cost of the vehicle. * Can pricey options be removed prior to the purchase, thus lowering the cost? * What is the trade-in value of a current vehicle? * What inspection standards or reconditioning processes does the dealer use to prepare pre-owned or even new vehicles for purchase? * Are maintenance and repairs provided on site? * What information or documents are required when financing the vehicle through the dealer? * What warranties are available on the vehicle? * Is the dealer accredited by the Better Business Bureau? Receiving satisfactory answers to these questions does not guarantee a perfect buyer-dealer relationship, but should give the buyer a much clearer understanding of the transaction


NORFOLK DAILY NEWS, Tuesday, April 5, 2011

Little Things to Lengthen Your Car’s Life In the current economic climate,

people are looking for ways to squeeze the most out of the dollars they spend. While that’s certainly a sound approach, there’s also a growing trend to get the most out of money you’ve already spent. Perhaps nowhere is that more possible than with the vehicle you drive. Whether you own your car outright or are among the many who are leasing or financing their vehicles, the dollars you’ve already spent and will spend can go much further with some simple vehicle maintenance. AMSOIL INC., the industry leader in motor oil, offers the following tips for drivers hoping to get the most out of their vehicles in these turbulent financial times. * Practice preventive maintenance. One of the best things about automobiles is that most of the problems they

encounter are entirely preventable. As banks begin to tighten their belts with respect to vehicle loans in light of the sagging economy, preventive vehicle maintenance has become even more important, as more and more drivers are hoping to keep their cars for longer periods of time. Routine preventive measures such as changing a car’s oil and filters, keeping the injectors and the fuel delivery systems clean, and maintaining proper tire pressure are easy jobs that greatly increase a vehicle’s life expectancy. Those aiming to have a vehicle reach the 100,000 or even 200,000 mile mark will find that the key to doing so is simple, preventive maintenance. * Coddle your car’s engine. One of the most effective ways to keep a vehicle running smoothly throughout the course of its life is to install synthetic lubricants.

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Premium synthetic lubricants provide superior wear protection, keeping engines running cleaner and longer. Synthetic motor oil, for instance, greatly enhances a vehicle’s performance. The uniform molecular structure of synthetic oil helps engines operate more efficiently by reducing friction and wear, improving performance in extreme temperatures that are often taxing on cars using conventional lubricants and, best of all, by improving fuel economy. * Embrace industry advancements. As recently as 15 years ago, many people had never heard of the Internet, and lots of homes still did not have personal computers. Nowadays, it’s hard to imagine getting by in a world without either. As those advances in techonology have changed our

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lives, advances in automotive technology can change a car’s life. For example, traditional petroleum motor oils have long been the blind choice of motorists. However, these oils have long been known to form sludge, gums and varnishes as they break down. But just like many people cannot imagine a home without the Internet, car owners who have embraced synthetic motor oils can’t imagine ever returning to traditional petroleum motor oils. Synthetic motor oils, because of their higher flash points and their ability to withstand oxidation and evaporation loss, are far more resistant to sludge development. As a result, engines run cleaner with synthetics, offering better fuel economy, wear protection and superior performance. For more information and tips, visit


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NORFOLK DAILY NEWS, Tuesday, April 5, 2011


Make Your Vehicle More Earth-Friendly Few social trends of the 21st century have been more popular and produced more positive results than the ‘go green’ movement. An effort to adopt a more environmentally friendly lifestyle, the go green movement is perhaps most prevalent in the automotive industry. More and more drivers are looking for ways to conserve fuel and even considering hybrid cars as a means to being more mindful of the environment. But even less drastic measures can make a big and positive impact on the environment. For instance, altering driving habits and taking good care of your existing vehicle are easy ways to make a positive impact. “Regular vehicle maintenance and better driving habits are two strategies that virtually every vehicle owner can embrace,” says Martin Lawson of the National

Institute for Automotive Service Excellence (ASE), a nonprofit organization dedicated to improving the quality of automotive service and repair. What’s more, according to a survey of ASE-certified Master Auto Technicians, a wellmaintained vehicle can last up to 50 percent longer than a poorly maintained counterpart. To help ensure your vehicle not only lasts longer but helps the environment along the way, ASE offers the following tips. * Keep the engine running at peak performance. A misfiring spark plug can reduce fuel efficiency as much as 30 percent and filters and fluids should be replaced in accordance with

guidelines in your vehicle’s manual. * Keep tires properly inflated and aligned to reduce the engine’s effort and conserve fuel. * Find a good technician. Ask friends for recommendations or check the reputation of a given repair shop with your local consumer group. Check out any prospective technicians’ credentials. * Have your vehicle’s air conditioner serviced only by a technician qualified to handle and recycle refrigerants. ASEcertified auto technicians have passed one or more national exams in specialties such as engine performance and air conditioning. Older air conditioners contain ozone-depleting chemicals, which could be released into the

atmosphere through improper service. * Avoid gas-guzzling habits like speeding and sudden accelerations. When waiting for friends or family, shut off the engine, and do your best to consolidate daily errands to eliminate unnecessary driving. * Remove excess items from the vehicle, since less weight means better mileage. Remove that rooftop luggage carrier after vacations to reduce air drag. * If you do your own repairs, properly dispose of engine fluids and batteries. Some repair facilities accept these items. If you can’t find one that does, call your local government for information. Visit for more seasonal car care tips and for information about the benefits of using ASE-certified technicians for auto repairs and service.



NORFOLK DAILY NEWS, Tuesday, April 5, 2011

Practice Safe Driving on Rural Roads Lions and tigers and bears ... oh my! It’s probably a safe bet that a driver navigating North America’s rural roads will not experience lions and tigers, but bears, deer, livestock, and other animals certainly are a possibility. Individuals who live in rural areas become accustomed to the subtleties of driving rural roads. However, those who are visiting the countryside on vacations or road trips may be less tuned-in to keep an eye for any animals with whom they might be sharing the road. According to research, there are twice as many accidents on rural roads as there are in urban areas. To be safe, keep these tips in mind: * Expect blind curves. In many cases, rural roads are built to be of minimal disturbance to the surrounding landscape. This could mean that roads bend and dip every which way. Pay attention to posted speed limits -- they’re very accurate for the road conditions. * Be on animal watch. In suburban and urban areas, the focus of driving leans toward watching for other drivers and pedestrians. However, in rural

areas, focus should be placed on watching out for animals. Certain times of the day, such as dawn and dusk, tend to be prime times for animals to be on the move, whether finding a new place to bed down or scout for food. A deer can total a car if hit, and even lowflying birds can cause damage. When passing farms, be on the lookout for livestock crossing the road and farmers driving equipment, such as tractors. Around lakes, one may come across geese or ducks. * The road may not be paved. Some drivers take paved roads for granted. In rural areas, the roads may be made of gravel or dirt. This calls for slower driving speeds to maintain traction and safety. * Expect minimal lighting. Driving at night in rural areas can be nerve-wracking for the inexperienced. Street lights are rare and may only appear at particularly dangerous curves or intersections. It will likely be necessary to use high beams while driving to maintain proper visibility. Extra caution to avoid animals should be exercised at night.

* Keep a map in the car. GPS systems have become the standard for most drivers -- many of which rely on them solely for navigation. However, in rural areas, mountains or trees may obscure the satellite signal that powers these systems. It’s easy to become lost when the GPS fails. Having a paper map on hand can give drivers peace of mind. Also, that same impaired satellite service could affect mobile

phone signals. This makes knowing where a driver is going even more important. * Be careful of soft and unmarked shoulders. Rural roads may be built on the side of mountains or ravines. Dirt on the side of the roads could be unstable. These roads also tend to be more narrow. Use caution when pulling to the shoulder or passing other cars.

Protect Your Automotive Investment foolish,” says ASE’s Editorial Director, Martin Lawson. most people cut back on major Among the items motorists purchases and try to make what they already own last longer. One sure way frequently neglect are oil changes, tire and brake service, wheel to make certain the family vehicle alignment, and air and fuel filters. gives you reliable service is to follow Some even ignore engine lights and the manufacturer’s maintenance warnings, which, if left unattended schedule. A survey of ASE-certified can cause a relatively minor master automotive technicians indicated that motorists could expect a problem, such as a problem with the air and fuel mixture, doing well-maintained vehicle to last up to damage to more expensive twice as long as one that’s neglected. components. “Putting off maintenance and service To help consumers choose a or, worse -- neglecting ongoing repair shop that fits their needs, problems, is penny-wise and dollar

In tough economic times like these,

ASE offers the following advice: * Look for a neat, well-organized facility, with vehicles in the parking lot equal in value to your own and modern equipment in the service bays. * Look for a courteous staff, with a service consultant willing to answer all of your questions. * Look for policies regarding estimated repair costs, diagnostic fees, guarantees, and acceptable methods of payment. * Ask if the repair facility specializes or if it usually handles

your type of repair work. * Look for signs of professionalism in the customer service area such as civic, community, or customer service awards. * Look for evidence of qualified technicians: trade school diplomas, certificates of advanced course work, and certification by ASE. * Look for the ASE sign or logo; it means the shop employs certified technicians. Visit for seasonal car care advice and more.

NORFOLK DAILY NEWS, Tuesday, April 5, 2011



Make a Wise Used Car Purchase Before searching for a used car, consumers should consider many of the same factors that apply to a new car purchase: including vehicle usage; life expectancy of the car and expenses, including insurance, operation, maintenance, and repairs. The State of California Bureau of Automotive Repair also recommends prospective buyers run through the following on-the-lot checklist before finalizing a deal. * Body -- Look for rust, particularly at the bottoms of fenders, around lights and bumpers, on splash panels, under doors, in the wheel wells and under trunk carpeting. Check for paint that does not match, gritty surfaces and paint spray on chrome -- all possible signs of a new paint job, masking body problems. Look for cracks, dents and loose bumpers -- warning signs of a past accident. * Tires -- Uneven wear usually indicates bad alignment or suspension damage. Check the condition of the spare tire. * Doors, windows, trunk -- Look for a close fit and ease of opening and closing. A door that fits unevenly may indicate a previous collision. * Window glass and lights -Look for hairline cracks and tiny holes. * Tailpipe -- Black, gummy soot

in the tailpipe may mean worn rings, bad valves and expensive repairs. * Shock absorbers -- Lean hard on a corner of the car and release; if the car keeps rocking, the shocks may need replacing. * Fluids -- Oil that is a whitish color, or has white bubbles, can be a sign of major mechanical problems. Check the radiator fluid; it should not look rusty. With the engine idling, check the transmission fluid; it should not smell rancid or look dark brown. Check for leaks and stains under the car, on the underside of the engine and around hoses. * Lights and mechanical parts -Make sure headlights, taillights, brake lights, backup lights and direction signals work properly. Test the radio, heater, air conditioner and wipers. * Interior -- Check the upholstery for major wear and tear and look under floor mats and seat covers. Inspect the steering wheel, as well. When unlocked with the engine off, it should have no more than two inches of “play.” Finally, a car with low mileage, but with a lot of wear on the driver’s seat or the brake and accelerator, may indicate tampering with the odometer. A musty smell could mean that the car was damaged in a flood, or that rain leaked inside.

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It used to be that to check tire tread wear, a driver inserted a penny into the tread gap. If you couldn’t see the top of Lincoln’s head, the tire tread was adequate -- or more than 1/16 of an inch. However, today it is recommended that a quarter be used for the test, and Lincoln has been swapped out for Washington. This is to allow for less time between tire changes and a safer amount of tire tread. If the top of Washington’s head can be seen, that means there is 1/8 of an inch of tread left and ample time to get those tires replaced.




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NORFOLK DAILY NEWS, Tuesday, April 5, 2011

Don’t Be Blind to the Problem of Sun Glare Snowy weather and icy roads may create their share of automobile accidents, but sun glare can be a hazard that few people anticipate. There are certain driving hazards that people often expect when getting behind the wheel, including slippery roads, an animal darting out or reduced visibility due to driving rains. But sun glare may not be something drivers expect to contribute to hazardous conditions. Sun glare can be a nuisance and make for dangerous driving, particularly in the early morning or late afternoon when the sun is low on the horizon. The angle of the rays may render sun visors useless. Accidents due to sun glare do occur and more frequently than drivers may know. In October

2007, sun glare was responsible for at least two accidents in Colorado. In the first few months of 2010, data compiled by the Abu Dhabi Traffic Department showed the sun’s glare was blamed for 22 minor crashes. Sun glare is a problem all around the world. To prevent sun glare from becoming a hazard when you’re driving, consider these safety tips. * Delay driving times to occur before or after sunrise or sunset. * Use polarized sunglasses that

can help prevent glare. * Do not use high-gloss products on the dashboard, which can contribute to extra glare. * Keep the inside and outside of the windshield clean. * Make use of sun visors. * If glare is a problem, leave extra space between your car and others in the event of sudden stopping or other road hazards. * Drive slowly and be mindful of obstructions. * Try taking another route that goes in a different direction than the one from which the sun is shining. * Leave extra time so that you don’t feel rushed getting to your destination. * Eye exams or surgery can make eyes more sensitive to the sunlight. Avoid driving after these appointments.

Cruise to Great Driving Songs

Few things can beat cruising the open road with your favorite music pouring through the car stereo speakers. Listening to music is not only fun, it may help you concentrate better on the road. Need some ideas for road trip tunes? Everyone’s taste is subjective, but these are a range of songs that may fit the bill. “I Drove All Night,” Roy Orbison, Cindy Lauper, or Celine Dion (you choose the version you like the best) “ Life is a Highway,” Lone Star or Tom Cochrane “Pink Houses,” John Mellencamp “Born to be Wild,” Steppenwolf “Lost Highway,” Bon Jovi “Learn to Fly,” Foo Fighters “Born to Run,” Bruce Springsteen and the E Street Band “Runaway,” Linkin Park “Little Deuce Coupe,” The Beach Boys “America,” Simon and Garfunkel “Drive,” The Cars “Life in the Fast Lane,” The Eagles “Fly on the Windshield,” Depeche Mode “Runnin’ Down a Dream,” Tom Petty and the Heartbreakers

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