Come Join Us
Thursday, November 7, 2013 3:00pm - 6:00pm The Center - 714 Main Street Council Bluffs, IAâ€ˆ51503
Please join us and learn what you need to know BEFORE you need to know it. PLUS Free appetizers to please every palate! Register to win door prizes! Free parking
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A special thank you to our sponsors and friends. Without you, our festival would not be possible!
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Boomer’s Roadmap an information jackpot tim johnson
Connections Area Agency on Aging, formerly Southwest 8 Senior Services, is gearing up for one of its biggest events of the year. Boomer’s Roadmap: Navigatin’ the Art of Aging will be held from 3 to 6 p.m. Nov. 7 at The Center, 714 S. Main St. The event, previously called the Better Living Fest, is in its eighth year, said Holly Senrick, family caregiver specialist. “Our goal is to get as much information out to family caregivers and the baby boom generation to help them learn about the different services available for seniors in our area before it becomes a crisis situation,” ROADMAP/See Page 4
Photo courtesy/MCC Boomer’s Roadmap: Navigatin’ the Art of Aging will be held from 3 to 6 p.m. Nov. 7 at The Center, 714 S. Main St.
Making Life Accessible
2701 W. Broadway, Council Bluffs, IA 51501
(712) 328-2288 Fax: (712) 328-2299 Toll Free: (888) 798-2288 www.mobilismed.com Monday-Friday 9am-5:30pm, Saturdays 10am-2pm
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Boomer’s Roadmap promotes ‘Navigatin’ the Art of Aging’ ROADMAP/From Page 3
she said. “We hope to have about 300 people. We had about that last year.” This year’s festival will include almost 50 exhibitors offering information on topics of interest to seniors, Senrick said. Among them will be Connections AAA. “We’ll have several booths highlighting several of our programs,” including the Foster Grandparent and Senior Companion programs, Senior Health Insurance Information Program counseling and Senior Medicare Partners, she said. Connections Area Agency on Aging Inc. is part of a national network of more than 650 area agencies on aging governed by the Older Americans Act, first passed by Congress in 1965. The network’s purpose is to work with seniors and their families in finding services that will allow them to remain independent and in their own homes as long as possible. Connections AAA is one of six area agencies on aging serving Iowa. Its service area includes Adair, Adams, Cass, Clarke, Cher-
okee, Decatur, Fremont, Harrison, Ida, Mills, Monona, Montgomery, Page, Plymouth, Pottawattamie, Ringgold, Taylor, Union and Woodbury counties. Its mission is to enhance the quality of life for elders in its service area through education, planning and coordination of services, according to a statement on its website. Its mission is met through: • Assessing current needs of older Iowans in its service area • Determining what services and programs are already available • Developing plans to address service gaps • Advocating for the needs of older Iowans • Financing service contracts • Working one-on-one with individual clients through case management • Providing information and assistance to older Iowans, their families and caregivers • Identifying available payment sources for services to seniors Connections Area Agency on Aging provides services without regard to race, color, national origin, sex, age or handicapping condition.
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The Center is located at 714 S. Main St. in Council Bluffs.
The Center a hub for local boomers TIM ROHWER
Recently, a woman set up an informational booth detailing senior services at The Center.
“She later said, ‘I can’t believe how many people came in,’” said Tom Jensen, The Center’s director. CENTER/See Page 6
Classes and activities include land and water exercise, resistance training, swimming, fall prevention classes, dances, card clubs, travel, art classes, health fairs, holiday celebrations and more!
Where People 50 and Over Meet for Fitness & Fun!
Join on or before November 30th and receive
FREE JOINING FEES! Free Fitness & Balance Assessments Free Equipment Orientation (Act now and save up to $75.00!)
Coupon must be presented to receive this offer. Cannot be combined with any other offer. Offer expires November 30, 2013
714 S. Main Street • Council Bluffs, IA 51503 712-323-5995 www.thecbcenter.org
Membership application requires one year commitment and physician’s consent. Monthly bank draft and annual payment options available. New members only.
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Plenty for Boomers to do at The Center CENTER/From Page 5
Considering what The Center, 714 S. Main St., offers, it’s not surprising how popular its becoming. “Our parking lot was full today,” Jensen said on the day he was interviewed. More than 1,800 adults, ages 50 and up, belong to the Center, he said. “We also serve thousands of non-members who come in for various activities. We are actually a community center.” Civic organizations like the local Noon Rotary Club hold frequent meetings there, as well as many different support groups that deal with the emotional issues, such as bereavement, that seniors may face, he said. “Sure, there are needs that are physical, but also there are social and emotional needs seniors face, and the Center provides a lot of programs for those needs,” Jensen said. It’s not hard for seniors who have lost
their spouses or who spend many hours with children and grandchildren to lose touch with others their own age, he said. To help them meet new friends, the Center offers dances and learning classes in music, arts and crafts, book reading clubs, computer training and so much more, Jensen said. To help seniors with the physical issues, The Center offers a large Wellness Room and a giant warm water pool to offer relief for aches and pains. “Our pool helps a lot of people with special needs,” Jensen said. There’s also plenty of exercise classes to get people moving, he added. The Center also offers balance testing as a way to prevent falls. There’s also a dining area where members come often, Jensen said. “We’re seeing new members all the time because of the width and depth of the programs that serve them,” he said.
Staff photo/Tim Rohwer Council Bluffs Senior Center members take part in an exercise class as part of The Center’s goal of improving fitness, while decreasing issues that could lead to falls.
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Caretech helps clients stay independent Mike Brownlee
As people age, the ability to remain independent faces some hardships. That’s where Caretech can help. The family-owned business provides nonmedical services to seniors – and the disabled – providing housekeeping, meal preparation, transportation, bathing and more. The company serves clients in all parts of the lifespan, from babies to seniors. Founded in 1999, Caretech employees about 200 caregivers, whose job is to go to
‘Often times we don’t think of where we’ll put Mom and Dad, or how we’ll help them, if something goes wrong until they end up in the hospital and can’t go home. What options are available, what’s possible? That’s what we want to help with.’ – Frank Velinsky CEO, Caretech
CARETECH/See Page 8
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Caretech helps clients CARETECH/From Page 7
individuals homes on a regular basis to help them with activities they find challenging. “Our purpose is to help people remain independent in their own home for as long as is safe and healthy for them,” said Jason Velinsky, operations director with Caretech. Velinsky said independence is important for clients. “Remaining in your own home is extremely important for the well-being of each individual. They get to keep their routines, neighbors, friends,” Velinsky said. “Keep a consistent lifestyle. That’s important. They know their environment and are very comfortable knowing their day-today routine. “I always tell potential clients and family members, when someone goes from home to a facility and doesn’t want to, it causes a lot of stress on that client,” Velinsky said. “Care facilities are not bad places for individuals, if that’s where they want to go. But if home is where they want to be, that’s the best place for them.” At Boomer’s Roadmap, Caretech’s booth will offer information on the services provided by the company, along with raffles for a set of pots and pans and a shop vacuum. Frank Velinsky, CEO of Caretech and Jason’s dad, said the festival will help the elderly, their children, and the disabled and their families look at the options available to them for service. “Ways to stay healthy, independent, and live a long, healthy life,” he said. Frank Velinsky said he hopes his company – and the many others at Boomer’s Roadmap – will help with decisions before problems come up. “Often times we don’t think of where we’ll put Mom and Dad, or how we’ll help them, if something goes wrong until they end up in the hospital and can’t go home,” he said. “What options are available, what’s possible? That’s what we want to help with.”
Submitted photo Frank Velinsky, left, and his son, Jason, right, are the CEO and operations director of Caretech.
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Helping People Remain Independent • Housekeeping • Respite • Personal Care • Errands
(800) 991-7006 www.caretechinc.com Medicaid Waiver Approved
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Mobilis helps meet the needs of the disabled Ashlee Coffey
Mobilis Home Medical Equipment is a god-send for local disabled individuals with mobility assistance needs. The company, which has a location in Council Bluffs at 2701 W. Broadway, provides home medical equipment that can help make life easier for those who are disabled, including vehicle and stair lifts, custom wheelchairs, walking aids, power rehab chairs, manual rehab chairs, lift chairs, ramps and hospital beds. The company was founded in 2002 with the primary purpose of serving western Iowa and Nebraska Veterans Administration as a central repair and service center for Power Mobility and all other home medical equipment provided to veterans in the company’s service area. “In the beginning we mainly worked with disabled veterans and the VA hospital,” said Colleen Brabec, president of Mobilis. “We still work with the VA in both Iowa and Nebraska today.” In August of 2006, Mobilis expanded its business operations to provide home medical equipment and services to Medicare and Medicaid beneficiaries, as well as all other private insurance companies. “Council Bluffs didn’t have anything like it before and still doesn’t,” Brabec said of why a local store was established. “We have an aging population, as well, so it seemed like a natural fit.” In 2007, the company obtained accreditation from the Joint Commission on Accreditation of Health Care Organizations. Together, the staff at Mobilis has more than 25 years of experience in home medical equipment, power mobility and assistive technology services. Overall, the company’s main focus, Bra-
Products Mobilis offers: Wheel Chairs Walking Aids Power Rehab Chairs Manual Rehab Chairs Lift Chairs Ramps Hospital Beds Stair Lifts Vehicle Lifts bec said, is to “keep people safely in their homes so they are not in any kind of nursing home.” “That’s our main goal,” she said. “And we want to improve their quality of life.” And people are very appreciative, she said. “We get all kinds of nice letters from people – but that’s the nature of our business,” she said. “People who couldn’t get around before and now can, well, they’re pretty thankful – even if we’re just a small part of it.” Brabec said the company is very thankful for the local community’s support. “I know a lot of folks that shop with us like to shop locally,” she said. “So we do appreciate our community and we try, and give back in any way we can.” Mobilis is open Monday through Friday from 9 a.m. to 5 p.m. After hours appointments are also available. For more information, visit mobilismed. com or call (712) 328-2288.
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Hoy-Kilnoski staff dedicated to service Kirby kaufman
Hoy-Kilnoski Funeral Home and Crematory set the bar for proper funeral services. The facility was the first in southwest Iowa to have an on site crematory, said Mike Hoy, who opened the funeral home in August 2011 with his grandfather, Bud Kilnoski. Hoy was always dedicated to providing funeral services for families and their loved ones. Before opening the Hoy-Kilnoski Funeral Home and Crematory in Council Bluffs, Hoy worked for a local familyowned funeral home. At age 14, Hoy worked after school and through the summer. He washed cars, provided lawn care services and helped with other tasks. After leaving the funeral home, Hoy took a position as a corrections officer for
the Pottawattamie County Sheriff’s Office. He was eventually promoted to a sheriff’s deputy. He also worked for the Division of Criminal Investigations for the Iowa Department of Public Safety and as a trooper for the Iowa State Patrol. Hoy, now 35, then realized he still wanted to serve those who needed funeral services. “We’re always exploring options for people or opportunities to make the services as much about the person that’s passed away as possible,” Hoy said. “We want to make every service as unique as the life lived.” Hoy-Kilnoski Funeral Home and Crematory provides several services, which includes an area for lunches and receptions. Other features include a chapel that allows the funeral home to accommodate a family of any size. Funeral home staff also can stream services live over the Internet.
Mike Hoy, owner of Hoy-Kilnoski Funeral Home & Crematory stands in the funeral home’s display room. File photo
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Iowa Food Bank Association
Primrose Retirement Community
Iowa Hospice by Harden Healthcare
Humana Market Point, Inc.
Food Station – Hy-Vee
Visiting Nurse Association
Recover Health, Inc.
Midlands Living Center
Physicians Choice Home Health Care
Premier Alert Systems
12-15 Food Station – Hy-Vee
Hospice of Southwest Iowa
16-17 Mobilis, Inc.
Miller Orthopedic Specialists
Age Advantage Senior Care Services
Care Consultants for the Aging
Butterbaugh Insurance Center
League of Human Dignity
AA Windows N Doors
Angels Home Health Care
Total Home Access Solution - A Division of Total Respiratory & Rehab
Food Station – Hy-Vee
Asera Care Hospice
Hoy-Kilnoski Funeral Home
Connections AAA - Senior Health Insurance Information Program & Senior Medicare Patrol
Connections AAA - Senior Companions/Foster Grandparents
Connections Area Agency on Aging
Food Station – Hy-Vee
Westmont Healthcare Community
Saint Jude Hospice
Medicare Insurance Solutions
Methodist Jennie Edmundson Hospital
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ON THE OUTSIDE
Have great looking skin at any age One of the customary perks of getting For example, DerMend Moisturizing older is growing a little wiser along the Bruise Formula can help improve skin way. You’ve most likely come to appretexture, as well as maintain collagen ciate your “thicker skin” when dealing and elastin production. DerMend Moiswith life’s sticky situations. turizing Bruise Formula can help to However, when you look in the mirror, boost moisture and suppleness, and help all you seem to see is thinning skin – lessen the appearance of skin discoloryour epidermis that is, not your ego. ation. The good news is there are steps you The formula is non-irritating, fracan take to grance-free help mainand rich in tain your skin penskin’s firmetrating ness and ingredients, elasticity such as and improve ceramides, its appearretinol, arance. nica oil and Eat Right glycolic acid. Avoid Best of all, eating too this formula many highly absorbs easprocessed ily into skin carbohyand won’t drates and stain clothunhealthy ing. fats, as reDerMend, search sugwhich is Photo courtesy/Monkey Business – Fotolia.com available gests that online and at these foods can promote skin aging, according to the select CVS stores, is a great step to work into your daily morning and evening Mayo Clinic. skin care routine. Your skin, which is a reflection of your Protect Yourself wellness, benefits from a healthful diet. Too much exposure to the sun and the Opt for fruits, vegetables, whole grains, ultraviolet radiation that comes with low-fat dairy and protein from lean it, are contributing factors to sunburn, meat. premature aging and even skin cancer, These choices will provide you with a according to the Environmental Protecvariety of nutrients for your skin and tion Agency. overall health. Their SunWise health education Rejuvenate program advises everyone to wear Does your skin bruise easily? Unforsunscreen every day, even on cloudy tunately, this is a common problem that days, and to protect skin with hats, long can cause you to feel insecure about sleeves and sunglasses. exposing your skin. Don’t let time reflect itself poorly in With the use of certain topical treatments, you can help repair and maintain your skin. With vigilance, you can protect your skin and improve its appearelasticity that may have been lost due ance. to medication, UV damage, genetics or simply getting older. – StatePoint
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PLANNING TO RETIRE?
Pointers to help make the most of the Golden Years If you or someone you love is among the 13 percent of Americans over 65 – or soon will be – there are a number of things that may pay to know when it comes to retirement planning. According to the U.S. Census Bureau, persons reaching age 65 have an average life expectancy of an additional 18.6 years, meaning retirement could last for decades. To make the most of your retirement years, careful and strategic planning is critical. There will be many decisions to make, including whether you need to make lifestyle changes, whether you want to continue working, what goals and priorities you have, sources of income and benefits, and how you want to spend your time. Often times, it can be helpful to consult with a financial services professional to make these decisions – and maybe, the place that you work. 6 Decisions to Consider Financial professionals say it’s important for your financial plan to include products that provide lifetime income. Six key planning elements to think about before retiring include: 1. Decide how you want to structure your retirement savings. If you are married you may wish to consolidate accounts, while others will choose to keep accounts separate. 2. Communicate openly with your significant other and talk through your financial differences. Set goals and spending budgets so you are in agreement about how to spend during retirement. 3. Learn about your pension and what rules apply to your pension and retirement savings. 4. Establish a Social Security game plan. Work through the numbers and decide if it’s more beneficial to draw those benefits through your spouse’s working years or your own. 5. Consider age when purchasing financial protection products. Is one spouse significantly older? 6. Seek legal counsel about all your estate planning options. Wills, living wills,
trusts and powers of attorney are all legal means of ensuring your wishes are carried out. It is also important to update all these documents any time there is a change in your marital status or family structure. An easy, but often overlooked resource in retirement planning is your current employer and the resources it offers. Through the workplace, many Americans can take advantage of a program that provides an opportunity for personalized guidance. For example, one St. Louis woman never knew she’d be an entrepreneur in retirement until she participated in an employeroffered program, and met Todd Gentry, CFP, ChFc, CAP, a Financial Services Representative and Special Needs Planner. Through the retirewiseSM program, a MetLife-driven comprehensive educational program offered to individuals in the workplace, Gentry was able to assist this woman facing early retirement reach unexpected success. “Through the retirewise program, we help participants identify and achieve their retirement goals,” Gentry noted. “We cover topics from savings and investments, employer benefits and creating an income plan for retirement years.” Tim Essman, a Financial Services Representative with Wealth Strategies Group in San Diego, helped another woman who had worked for 35 years achieve her dream of visiting her Italian relatives, which included the purchase of a condo in Italy. “Programs like retirewise encourage individuals to think about their retirement and provide tools and resources to help them reach success,” said Jeff Tulloch, vice president at MetLife. “At the conclusion of our program, for example, participants and their spouses have the opportunity for a complimentary face-to-face consultation with a specially trained representative to take the training to the next level and move toward execution. It can be extremely helpful to ask your employer or HR representative if they offer such a program.” – North American Precis Syndicate
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New technology helps boomers have fun Whether you’re a technophobe who is reluctant to make new purchases, or you warmly embrace every trend, you may be excited to hear about user-friendly innovations, such as touch screen computers, that can make life easier and more fun: • Show and tell: Miss your grandkids? New desktop computers, laptops and two-in-one detachable PCs like the HP SlateBook x2 make it possible to communicate face-to-face without the need for travel. Use a Skype account and a built-in webcam to video chat with loved ones and friends. Set up afternoon appointments with your grandkids where they can share the big news of the school day with you in real time or read them a bedtime story from hundreds of miles away. • Dig up the past: Get the family together to take a quick trip back through time and explore your family heritage. Discover the root of your surname and explore your history. You’ll spark great conversation and maybe even a few funny stories from the past. Online software can help you create a family tree. • Be artistic: Need a stress-relieving activity? Why not take up painting? But rather than get your hands dirty, try a free application, such as Windows 8 FreshPaint, which offers a realistic
alternative to oil painting, without the mess. And you don’t have to shell out for painting supplies. • Be a chef: You may already have a collection of favorite tried and true recipes. But it’s never too late to enlarge your collection. If you have an Internet connection, use it to find new recipes and save them to a computer program, such as HP Recipe Box, which is an easy way to organize and store them. You can even print out a grocery list to save you time while planning. • Take it easy: For those with arthritis or carpal tunnel syndrome, or those who just like things to be plain and simple, a touchscreen desktop PC such as the HP ENVY 23 TouchSmart Allin-One can provide much needed relief. You can browse the web, play games, and keep in touch without the need for a keyboard and mouse. More information can be found at HP.com. • Play a game: From Scrabble to poker, you can play any of your favorite games even when you’re home alone. Either compete against the computer or play with far-away friends. You may not jump on board every consumer technology trend, so if you’re going to be selective, look for those technologies that can enrich your life. – StatePoint
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What to know about estate planning
As the economy stabilizes, you may be thinking about putting more of your money away for the future. But no matter how much money you have, as your wealth grows, it becomes more important to think about what will happen to your assets after you’re gone. Regardless of the size of your assets, estate planning is important. Establishing a trust ensures your intentions are granted and simplifies the estate settlement process for your beneficiaries. “Many people often overlook the importance of incorporating their bank accounts into their estate planning strategy,” said Diane Morais, a deposits and business integration executive with Ally Bank. If you have questions about whether or not a trust is right for you, you may want to consult an attorney or financial advisor. An attorney can also help you obtain a legal trust agreement and name the trustee, who is the person who will manage the trust once it has been established. If you’re considering establishing an ac-
count for trust, consider these benefits: • A trust helps ensure your assets are protected and that your beneficiaries are cared for in the future. • It can potentially reduce tax liability. • It may help to avoid probate, which is the sometimes long and complicated process of settling an estate, saving time and court fees. • Accounts for trusts are insured up to at least $250,000 per depositor at Member FDIC banks. When evaluating bank accounts for trusts, consumers should look for accounts that offer competitive interest rates, stable growth and a straightforward approach to banking – such as no monthly maintenance fees, no minimum deposit and daily compound interest. It’s not always pleasant to think about the very distant future, but estate planning can help your family. Take steps now to protect your nest egg for your loved ones and beneficiaries. – StatePoint
Someday is not the time to plan your funeral or memorial service. Call to start Pre-Planning
1221 N. 16th Street • Council Bluffs, IA
712-256-9988 Mike Hoy
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Five ways baby boomers can stay active While it’s difficult to encapsulate the moods of tens of millions of people born between 1946 and 1964, one thing has often been said about boomers – they share a determination to stay forever young. Next to improving diet and shunning tobacco, nothing a person does increases life expectancy more than exercising, according to the National Institute on Aging. As such, many boomers are busy with their quest for immortality on the bike paths and exercise mats of America. While exercise is great for body and mind, it doesn’t come without risk. And an injury can derail a routine quickly. Here are five ways boomers can ensure they’re staying safe and having fun with exercise: • Know your limitations: Don’t increase the intensity of physical activity too quickly, especially if you have existing cardiovascular, joint or muscle problems that could be aggravated as a result. Work with a licensed trainer at first, who can assess your strength, flexibility, balance and endurance, and create a custom workout program accordingly. • Try something new: New activities can keep you motivated and help you avoid over-working particular joints and muscles. Consider something totally different, such as pickleball, a fast-paced court sport combining elements of tennis, badminton and table tennis. • Take control: Whether gardening, golfing or dancing, it’s inevitable that physical activity will create occasional muscle pain, stiffness, swelling and bruising. Pain can be immobilizing and depressing, so managing it is important. “Avoid medications that mask pain coming from strained or damaged tissues,” says Jyl Steinback, author of “Superfoods: Cook Your Way to Health,” and executive director of ShapeUpUS. org. “Instead, consider a homeopathic medicine, such as Arnicare Gel, that works naturally with the body to help it heal and won’t interfere with other medications you’re taking. I bring it with
Photo courtesy/Monkey Business – Fotolia.com
me whenever I exercise.” Unscented and non-greasy, the gel is quickly absorbed by the skin. More information about natural muscle pain treatment can be found at Arnicare.com. • Spice rack resources: Turmeric, ginger and cayenne pepper all have anti-inflammatory properties, as well as many other health benefits. Stick to your good-for-you, energy-boosting diet by giving your bland foods a low-calorie kick with spices, roots and herbs. • Boost your metabolism: As we age, our metabolism slows down. Avoid compounding this with stress or fatty, heavy meals. To maintain a healthy weight and avoid insulin spikes or hypoglycemia, try eating small, balanced meals six times a day, rather than three big ones. Eating at the same time each day in a relaxed and convivial atmosphere speeds up digestion and makes energy more readily available. • Recharge at night: You’ll need your shut eye with your new active lifestyle. Luckily, exercise can contribute to longer, deeper sleep, helping replenish and rebuild every cell in the body. This goes beyond beauty sleep. Great sleep can aid longevity. Don’t let potential aches and pains stop you from exercising regularly. The sooner you start moving, the better you’ll look and feel. With a few tricks, you can exercise more safely and pain-free. – StatePoint
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Ringing ears could be a problem sign In a world full of noise – from everything from city traffic and lawnmowers to hairdryers and earbuds on personal music devices – hearing problems are a growing issue. Chief among these problems is tinnitus, a medical condition affecting 50 million Americans. Tinnitus is the sensation of hearing sound when no external sound is present, and is most commonly caused by exposure to loud noises. Typically, those suffering describe it as “ringing ears,” though others describe it as hissing, buzzing, whistling or chirping. For some, it’s a minor annoyance. For others, it can be debilitating, causing hearing loss, sleep disruption, changes in cognitive ability, anxiety and depression. If you’re concerned you may have tinnitus, consult a hearing professional to discuss treatment options. To learn more, visit TinnitusHearing.com. – StatePoint
Photo courtesy/Starkey Hearing Technologies
November is National Hospice and Palliative Care Month. Our staff provides the following hospice and palliative care services: •Hospice House •Medications and treatments related to patient’s terminal diagnosis •Durable Medical Equipment (i.e. hospital bed, walker, oxygen, etc.) •Nursing services •Nurse on call 24 hrs a day for emergencies •Social work services •Chaplain services
•Hospice aide services •Volunteers •In-patient respite care at an approved facility for up to 5 days •Acute continuous care •Dietician services •Physical, occupational and speech therapies •Continuous care in a patient’s home in an acute crisis
300 W. Broadway, Suite 114 Council Bluffs, IA 51503 (712) 325-6802
•Short stay in-patient care at an approved facility to treat outof-control symptoms which are unable to be managed at home •Bereavement services for up to 13 months following the death of a loved one •Pet Therapy •Pet Pet of Mind Program •Music Therapy
Glenwood Hospice House 357 Indian Hills Drive • Glenwood, IA 51534 (712) 527-4660
www.hospicewithheart.org Proud MeMber of the CounCil bluffs ChaMber of CoMMerCe
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Considerations when inviting a relative to move in As many seniors age, their ability to live independently is compromised. An older adult may suffer from a medical condition that makes it difficult or impossible for him or her to drive an automobile or manage day-to-day life independently. In such instances, many younger relatives opt to invite an aging parent or grandparent into their homes, a decision that men and women should not take lightly. Asking an aging relative to move into your home is often a selfless decision rooted in the affection you feel for that person. But there are certain things to consider about your home as well as your finances before inviting an aging relative to move in. Space in the Home When your household is taking on a new member, you will obviously need to find some space for that person. But if you’re currently at full capacity, then you will need to determine if the space you have is truly capable of handling an additional member of the household. Seniors often value their privacy, so sharing a room is not an ideal option nor one that your relative is likely to embrace. If you determine you’ll need to remodel or add a new suite to your home, it’s important to know that such projects can be very expensive, with a room addition very likely costing close to or more than six figures. But men and women with lots of available space in their home may find their home is not ideal for seniors, either. For example, seniors whose physical condition is less than ideal might not be able to get up or down stairs easily and might find walking from room to room in a large house to be too physically taxing. Before inviting an aging relative into your home, be sure the space available
in your home is suitable that person and their particular condition. Proximity to Medical Facilities Many seniors need to visit medical facilities more frequently than younger men and women. This makes the proximity of your home to doctors’ offices a significant factor to consider before inviting an aging relative to move into your home. If your home is far off the beaten path or in an area where access to medical care is sparse, then your loved one’s health may be compromised if he or she moves into your home. Discuss your loved one’s medical condition and history with them before extending an invitation. If he or she has considerable medical needs and your access to reliable medical facilities is limited, then you might need to move before you can comfortably house an aging relative or explore other housing options for this person. Personal Finances The cost of caring for an aging relative is considerable. According to the MetLife Mature Market Institute, the average cost of inhome care for a parent who requires a home health aide was slightly less than $22,000 per year in 2011. That’s a considerable amount of money, especially for men and women whose own retirement is imminent. Because those costs are so substantial, many men and women care for their aging relatives on their own, which can still prove quite costly over the long haul. Taking on that role might impact income you sorely need, especially if you’re forced to scale back your workload so you can better care for an aging relative. Inviting an aging relative to move into your home is a decision that requires careful consideration of a host of factors. – Metro Creative Connection
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Eye exams could save more than your sight Regular eye exams are crucial to more to your overall health routine, if you’re than just good vision. They can also aid among the 50 million households in the in early detection of health problems, United States without access to vision such as diabetes, high cholesterol and insurance, it’s tempting to forgo when high blood pressure. cost is an issue. For those without vision insurance, the This is possible because the eye is a unique window into one’s overall health. only options were to work for an employer that offered vision coverage, pay It’s the only place in the body where, out-of-pocket or simply go without. without surgery, medical professionals Now, affordable individual and family can see blood vessels, arteries and a cravision plans nial nerve. are available During directly to a comprethe consumhensive eye er from VSP exam, your Vision Care, eye care prothe nation’s fessional will only not-foruse drops profit vision to view the care compaback of your ny. Through eyes to check VSP Direct, for damage VSP’s indior disease. vidual vision There are insurance several difproduct, conferent eye conditions Photo courtesy/Family Features sumers in and diseases Regular eye exams can detect other health issues out- every state side of vision. can receive your eye high-quality doctor will be looking for during an exam, including vision care. These plans allow for individuals and families to gain direct access but not limited to the following: to the same high-quality vision coverage Diabetic Eye Disease: This disease many employers offer. occurs when diabetes damages the tiny Even if you think your vision is fine blood vessels inside the retina. It is the and your eyes are healthy, an eye exam most common cause of blindness. is the only way to be sure. Individual Dry Eye: This occurs when the eye plans from VSP Direct cover eye exdoes not produce tears properly. It can ams with a low co-payment. They also make it difficult to perform some activiprovide fully covered lens options with ties, including reading or using a comallowances for a wide selection of glasses puter for an extended period of time. or contacts. Age-Related Macular DegeneraTo find out more, visit vspdirectplans. tion: AMD for people aged 50 and over com. in the U.S. has increased by 25 percent Annual eye exams are an important over the last decade. The disease causes part of your overall health routine. dim images or black holes at the center Remember, vision care isn’t just about of vision. AMD rarely causes complete blindness, but there is currently no cure. seeing well – it’s about being well. While annual eye exams are critical – Family Features
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ON THE LEVEL
Lower your cholesterol with easy lifestyles changes Maintaining a healthy cholesterol level is an important part of good health. While many Americans try to keep their cholesterol in check, some take medication to improve it. According to the Centers for Disease Control, nearly one in four American adults currently take statin medications to help reduce their cholesterol levels. David Grotto, registered dietitian and best-selling author of “The Best Things You Can Eat,” has shared a few tips for those who need advice on how to support their overall health, including ways to help lower cholesterol naturally*. Eat a healthy diet Many people may believe that once they are taking a statin medication, they can resume their regular eating habits. Unfortunately, that’s not the case. To achieve healthy cholesterol levels, it’s important to eat wholesome foods rich in essential nutrients that will help nourish your body, such as fruits, vegetables, whole grains and lean proteins. “Eliminate trans fat, and reduce saturated fat sources in your kitchen and your diet,” said Grotto. “When cooking, opt for canola and olive oil. In general, add foods rich in omega-3 fatty acids to your diet, as this ‘good’ fat can help lower your ‘bad,’ or LDL cholesterol levels.” The National Cholesterol Education Program also recommends 2,000 milligrams of plant sterols and stanols as part of a therapeutic diet to help lower cholesterol. Plant sterols and stanols are naturally present in small quantities of vegetable oils, nuts, legumes and whole grains; however, most people only consume about 200 milligrams through their regular diet. Take quality supplements There are dietary supplements that may help lower your cholesterol*. Grotto recommends looking for quality supplements from trusted brands verified by a credible third-party organization, such
Photo courtesy/Family Features Maintaining a healthy cholesterol level is an important part of good health.
as the United States Pharmacopeia. He has partnered with Nature Made, the first national vitamin brand in the U.S. to earn United States Pharmacopeia verification on many of its products. “I always recommend Nature Made CholestOff Plus* to my patients because CholestOff Plus is clinically proven to lower cholesterol in just six weeks and provides an additional 1,800 milligrams of plant sterols and stanols to help meet the NCEP recommendation for cholesterol reduction. Nature Made is also the number one recommended brand among pharmacists in eight key product categories† including Cholesterol Management- Natural,” said Grotto. Stick to your prescription regimen and talk to your doctor Statin medications work on an ongoing basis, so make sure you stick to the prescribed dosage. Speak with your health care provider or pharmacist to ensure your medications and supplements can be taken together. In addition, make sure to check in with your doctor as dosage adjustments may be required over time. For more information on Nature Made CholestOff Plus, visit naturemade.com and for more heart healthy tips from Grotto, visit davidgrotto.com. – Family Features
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Keeping fit and having fun as we age Regular physical activity at any age can help you live longer, feel better and reduce health problems. But far too many people, including baby boomers, don’t get the exercise they need. According to the 2012 Participation Report from the Physical Activity Council, 35 percent of Americans over the age of 55 are physically inactive. Since regular exercise helps control blood pressure, body weight, cholesterol and so much more, boomers need to find ways to get their bodies moving so they can live longer, healthier lives. “Though any amount of exercise is beneficial, ultimately adults should work up to getting at least 30 minutes most days of the week, as long as they feel comfortable and pain-free,” said world-renowned nutritionist Joy Bauer. “From taking a Zumba class to walking and stretching, getting regular physical activity helps the joints stay loose, maintains muscle mass, and gets the blood flowing – all of which make everyday tasks easier.” The American Council on Exercise recommends older Americans choose exercise programs that include cardiovascular, muscle conditioning, and flexibility exercises. Low-impact, non-jarring exercises such as walking and swimming are good options. A key to sticking with a fitness program is making sure it’s enjoyable. A fun new program for older adults is Zumba Gold, a low-impact dancebased workout designed specifically for boomers and seniors. Workout routines combine salsa, merengue, flamenco and cumbia moves with fun music. The program was created by 71-yearold Joy Prouty, a veteran in the fitness industry and a former Rockette. “From cardio to toning, this collection brings together some of Zumba’s most popular offerings in a format enabling older adults to rediscover the energy of their youth,” said Prouty. To learn more about Zumba Gold and find a class near
Photo courtesy/Family Features Zumba Gold is one of many workout options designed specifically for older adults.
you, visit zumbagold.com. Workout Safety Tips Whenever beginning a new fitness activity or program, make sure you do it safely. • Wear comfortable shoes that fit well. • Stay hydrated with plenty of fluids. • Listen to your body. If it hurts or it feels like too much, stop. You also need to be aware of danger signs while exercising. Stop the activity and call your doctor or 911 if you experience pain or pressure in your chest, arms, neck or jaw; feel lightheaded, nauseated or weak; become short of breath; develop pain in your legs, calves or back; or feel like your heart is beating too fast or skipping beats. “It’s important to see your doctor before beginning any workout routine to receive a thorough cardiovascular evaluation,” said Bauer. “Once you’ve been cleared by your doctor, I recommend starting out slowly.” Pick an Activity that You Will Enjoy The best way to find a regimen that will stick is to choose something that you enjoy. You’ll be more likely to stick with it and reap all the benefits the physical activity has to offer. “Combining physical activity with social time is a total win-win,” Bauer said. – Family Features
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Quality of Life for
At Connections Area Agency on Aging, we know how to handle the challenges aging brings. Through education, planning and the coordination of services, we provide a broad range of support services for seniors, caregivers,and their families in Iowa.
300 W. Broadway, Ste 240, Council Bluffs, IA 51503 1-800-432-9209 or online at www.connectionsaaa.org