Page 1

March 2013

Better ng i v Li This edition featuring . . . Staying Active

Trainers can help you get fit at any age See Page 2

Scams by the season: Tips to keep your money safe from fraud See Page 5

A special supplement to The Daily Nonpareil

See what’s cookin’ at your area Senior Center See Page 11


2 Friday, February 22, 2013

Better Living

The Daily Nonpareil

Trainers can help you get fit at any age tim johnson

tjohnson@nonpareilonline.com

You might think it sounds like something a young athlete would do, but getting a personal trainer could offer a senior citizen some important benefits. Just an initial consultation could be very informative, said Janielle Bell, a personal trainer at the Council Bluffs YMCA, 7 S. Fourth St. “They’re probably going to learn where they stand health-wise – (body mass index), weight and percent body fat,” she said. “Once they have that, we’ll be able to (turn our attention) to what they need.” “The main things that a trainer helps with are motivation, injury prevention and better and faster results,” said Shain, owner of Fit 4 Life Fitness Studio, 500 W. Broadway, Suite 100. “Injury is probably one of the main focuses with older people, just because it takes longer for them to recover if they get hurt.” Workout-related injuries often happen when someone is not using proper form or is allowing their back to curve, he said. At Fit 4 Life, an initial appointment includes going over health indicators and setting fitness goals, Shain said. The trainer will ask about the person’s past exercise habits and how long it has been since they have had an active exercise

Staff photo/Kyle Bruggeman

Retired teacher John Kinsel, 62, climbs a stair machine at Fit 4 Life in Council Bluffs on Feb. 13. “Working out should be like brushing your teeth,” said Kinsel. “You should do it every day.”

routine. “We have a big medical questionnaire” that asks about heart problems, diabetes, medications and other health issues, he said. But, again, one of the big advantages of a personal trainer is being accountable to someone, he said. Any exercise regimen needs to include both aer-

obics and strength training, Bell said. If the senior sticks with the program designed by his/her personal trainer, the person should see an improvement in his/her health in the form of lower blood pressure, a lower resting heart rate, lower risk of cardiovascular disease and perhaps less need for medication for those who are already taking blood pres-

sure or heart medicine. “I’ve seen someone come off diabetes medication, even after a couple months of training,” she said. In addition, the per-

son should experience increased range of motion, greater flexibility, an ability to lift more and better endurance, Bell said. An important side benefit is better balance, a stronger core and a reduced risk of falls, Shain said. Weight loss is a frequent goal. “A lot of times, you may not see weight loss the first couple weeks,” but you should see it within 30 days, he said. “Generally, the first couple weeks are usually the most uncomfortable.” Inches usually come off faster than pounds, Shain said. Ultimately, the results will depend on the client’s goals and commitment, he said. “There’s many, many benefits,” Bell said. “It’s just a matter of them being consistent in what we have shown them and what they’re doing.”


Better Living Women and Social Security I4a: Seniors in need are at risk of getting short-changed

The Daily Nonpareil

Friday, February 22, 2013

Denise Jones

Social Security District Manager in Council Bluffs

Governor’s 2014 budget would reduce Iowa Department on Aging funding by $600,000 Southwest 8 Senior Services is a member of the Iowa Association of Area Agencies on Aging (i4a). I4a is concerned that the most vulnerable and frail senior citizens in the state of Iowa are at risk of getting shortchanged. This concern is based in the release of the governor’s budget for Fiscal Year 2014 which would reduce the amount of funding to the Iowa Department on Aging by $600,000. The reduction will severely reduce the ability of Area Agencies on Aging to provide supports such as in-home meals, home health, case management, and transportation. These and other services are vital in allowing seniors to stay in their homes and to avoid unnecessary facility based care, and thereby they actually can reduce Medicaid spending overall. Barb Morrison, executive director of Southwest 8 Senior Services states, “By the year 2030, 88 of Iowa’s 99 counties will have at least 20 percent of their population aged 65 or older. We need to prepare for the needs of this aging demographic in a sensible way that allows seniors to age with dignity on their own terms. We know that

seniors prefer to remain in their own homes, and we know that we can do that in a cost effective way with home and community based services, but a $600,000 reduction to the Department on Aging can severely limit the services for Iowa’s seniors.” The Area Agencies on Aging are grassroots organizations that meet the needs of communities and individuals. The agencies promote independence and support seniors in their desire to live where they choose with dignity and respect. It is estimated that if the $600,000 reduction goes into effect, close to 50,000 seniors will be affected. The proposed budget may mean the reduction of almost 90,000 meals for seniors in need. The restoration of the $600,000 just returns the area agencies to current year funding. To fully make sure seniors don’t get short-changed, there are

84,604 units of unmet needs the area agencies compiled at the end of fiscal year 2012. This includes 19,763 transportation rides, 17,155 hours of chore service, 14,092 meals and 23 other services. To fill these gaps in services an additional $2,912,496 is needed. This means the Department on Aging budget should be $13,849,629. In addition, this reduction in service funding comes at a time that senior services are facing pending cuts at the federal level through the sequestration process. For more information on the impact of these cuts on the independence and choice for Iowa seniors in need, contact Southwest 8 Senior Services at (712) 328-2540 or (800) 4329209, on the web at www. southwest8.org, the Iowa Association of Area Agencies on Aging at (515) 2554004 or online at www. i4a.org. – Southwest 8 Senior Services

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March is Women’s History Month. The Social Security program treats all workers – men and women – exactly the same in terms of the benefits they can receive. But women may want to familiarize themselves with what the program means to them in their particular circumstances. Understanding the benefits may mean the difference between living more comfortably versus just getting by in retirement. One of the most significant things women need to remember about Social Security is the

importance of promptly reporting a name change. If you haven’t told us of a name change, your W-2 may not match the information in Social Security’s records and this could affect the amount of your future benefits. Not changing your name with Social Security also can delay your federal income tax refund. To report a name change, fill out an Application for a Social Security Card (Form SS-5). You can get the form by visiting www. socialsecurity.gov, or any Social Security office or card center, or by calling BENEFITS/See Page 12

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Better Living Senior Medicare Patrol monthly news you can use 4 Friday, February 22, 2013

Ring! Ring! Who’s calling now? Last month we sent press releases all across the state to quickly spread the word about a new round of suspicious calls; callers claimed to be from Medicare offering news about Medicare changes or new Medicare cards or wanting to make home visits. Medicare officials never call you to give you news or offer a new card. So many people phoned Iowa Senior Medicare Patrol’s hotline and the Area Agencies on Aging to say they’d received suspicious calls, we could barely keep up with all the reports! Already heard us say this before? Read on ... we have something new to tell you! After listening to these older Iowan’s stories, we did some research with our friends at SHIIP (Iowa Senior Health Insur-

The Daily Nonpareil

ance Information program) and with Medicare directly. We found out some Medicare Advantage plans (the Medicare plans offered through private companies) have been contacting people enrolled in their plans, to discuss their general health and look for preventive measures that might help improve or avoid chronic illnesses. Representatives of the health plans call and ask for permission to make a home visit. Many health insurance companies that offer supplements to Medicare are

calling, asking to visit to describe the policies they carry in order to see if you’d like to become their customer. Iowans are wise and getting very cautious about cold calls that mention Medicare; we might jump to a conclusion that a scammer is on the phone every time Medicare is mentioned. We just need to keep staying one step ahead! That means if a caller mentions Medicare, be sure to have them tell you exactly where they are calling from and what their purpose is.

If they say they are from Medicare or Social Security and want to give you news or a new Medicare card – this is almost certainly a scam attempt. If they say they are with your Medicare Advantage or prescription drug plan and you are worried about providing information over the phone or question if the call is legitimate, tell the caller that you are going to hang up and call the number on your member ID card to verify what the call was about. If they say they are with an insurance com-

pany, and you don’t have a policy with that company, ask them what they’re selling, so you can decide if you want to visit with them. If you have a complaint with the behavior of an insurance salesperson, call SMP to learn who to contact to file a complaint. You may contact Iowa Senior Medicare Patrol at 1-800-432-9209 or locally in Council Bluffs call Southwest 8 Senior Services at (712) 3282540, Ext. 1032 to report a suspicious call or learn where to file complaints. – Iowa Senior Medicare Patrol

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Better Living

The Daily Nonpareil

Friday, February 22, 2013

5

Scams by the season: Tips to keep your money safe from fraud Some scams are new and unexpected, but so many are so predictable. Here’s what to keep an eye out for this year – and next, and the year after that too. Winter: The sweepstakes swindles Sweepstakes and lottery scams are a 365-day concern for older Americans, who are specifically targeted – and most likely to fall victim. Here’s how these scams work: You receive a series of letters and emails notifying you that you’re a winner. The problem is, you’re requested to pay processing fees or expenses to receive your jackpot and to “prove” your identity by providing personal information prized by identity thieves. Scammers go after your money and identity all year. Know when to watch out for them. Here’s what you should know: • If you didn’t enter, you didn’t win. Period. • You never have to pay anything upfront to redeem a legitimate prize. • If you receive a partial-payment check for winning, it’s a scam. • Foreign lotteries are not open to U.S. residents. • Never provide personal information such as a driver’s license or passport number. • It’s a scam if the fine print lacks any of the following info: start and end dates; judging date; methods of entry, including judging criteria; type of proof of purchase required; description of prizes and approximate retail values; legal disclaimers; and sponsor’s name and

Submitted photo

address. Spring: The “Help me, Grandma!” scam As spring break begins for many college students, con artists behind the notorious Grandparents Scam get to work. You may get a call that a beloved grandchild was arrested, hospitalized or has endured some other hardship that requires your money. The usual request: Send a wire transfer (for bail, hospital bills, meal or travel expenses) to somewhere in the United States or abroad. Don’t take the bait. Thousands of other loving grandparents have – and in the process lost

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millions of dollars with their good intentions. Authenticate any claims of a grandchild’s alleged trouble by calling the home or cellphone number to ensure all is fine. If the caller alleges to be a lawyer, police officer or doctor “helping” a grandchild in need, a five-minute online

search can verify the reported law firm, police station or hospital for a callback on your part. Summer: The “dialing for diabetics” diversion Have you received a phone call telling you that you qualify for free or discounted medical supplies for diabetes, heart disease or other conditions? Pay attention to that caller’s next line: “Before the supplies can arrive, I need to confirm your condition with your age, Social Security number and the name and phone number of your doctor.” It’s another scammer out to steal your identity. Don’t be fooled, no matter what caller ID says. These offers – usually by unsolicited phone call but sometimes via email or letter – are attempts to extract personal informa-

tion from Medicare-age folks, whose names and numbers are gleaned from purchased lists. It’s illegal for a medical supplier to make unsolicited telephone calls to people who use Medicare unless you have given written consent to have that supplier call you, the call is about an item the supplier already provided to you, or you received delivered equipment in the previous 15 months. The same applies to telemarketers calling on behalf of suppliers. To be sure, legitimate businesses such as pharmacies or booths operated by a charity, health agency or association offer flu shots and other free services. But they will not ask you for revealing personal SCAMS/See Page 10


Better Living

6 Friday, February 22, 2013

The Daily Nonpareil

Rice & Roses

j Birthdays j Birthdays j Birthdays j Birthdays j Birthdays j Birthdays j Birthdays j 1st Annabelle Sillik Carter Lake 90 yrs 1st Max Goodner Harlan 89 yrs 1st Bernard Lewis Harlan 81 yrs 3rd Donald Lorensen Clarinda 84 yrs 4th Mary Price Clarinda 103 yrs 4th Robert Brundige Irwin 92 yrs 4th Wilma Freshour Villisca 92 yrs 4th Bill Gold Clarinda 84 yrs 6th Lawrence Lewis Villisca 96 yrs 6th Merrill Stolz Harlan 96 yrs 6th Ethel Robinson Irwin 94 yrs 6th Rose Vance Clarinda 89 yrs 6th Lynn Dent Irwin 88 yrs 6th Arlo Sunderman Clarinda 87 yrs 6th Lillian Lewis Clarinda 86 yrs 6th Irene Peterson Shelby 85 yrs 6th Donna Crawford Sidney 83 yrs 7th Vernal Henriksen Harlan 101 yrs 7th Dorothy Gridley Villisca 90 yrs 7th Betty Schafer Shelby 87 yrs 7th Sara Koucor Missouri Valley 80 yrs 9th John Hunter Clarinda 93 yrs 9th Jim Myrick Clarinda 89 yrs 9th Don Obrecht Missouri Valley 86 yrs 11th Ciarra Tice Carter Lake 95 yrs 11th Arvona Forsythe Villisca 94 yrs 12th Lola Peterson Villisca 94 yrs 12th Myrna Carley Carson 87 yrs 12th Gail White Glenwood 86 yrs 13th Ardith Clark Clarinda 85 yrs 14th Arlene Gans Irwin 87 yrs 14th Gertrude Shaver Carter Lake 86 yrs

15th Pat Burgett Oakland 82 yrs 16th Lois Frazee Villisca 97 yrs 16th Bill Wager Shelby 87 yrs 17th Vera Tackett Glenwood 93 yrs 17th Martha Dahlstrom Stanton 80 yrs 18th Mary Belle Pokorney Harlan 90 yrs 18th Martha Williams Clarinda 86 yrs 22nd Harold Nihsen Shelby 86 yrs 22nd Harry Wetzel Irwin 80 yrs 24th Alfred Olson Harlan 87 yrs 24th Warren Bates Clarinda 86 yrs 24th Richard Merkle Oakland 81 yrs 25th Forrest Dreiver Sidney 84 yrs 26th Dwight Lewis Villisca 85 yrs 30th Ritz Reisz Panama 91 yrs 31st Evelyn Deines Villisca 89 yrs 31st Miles Patterson Clarinda 80 yrs

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Better Living

The Daily Nonpareil

Mary Jane Steenhausen celebrates her retirement after serving 15 years as the Senior Center Manager at Irwin. She will be missed by everyone at the center and at Southwest 8.

Submitted photo

Friday, February 22, 2013

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Better Living

8 Friday, February 22, 2013

The Daily Nonpareil

Area Senior Centers The following centers are affiliated with the Southwest 8 Nutrition Department. Meals from Southwest 8 Senior Services Senior Centers follow the menu on the last page of the Better Living Courier, and meals are based on a suggested contribution of $3.25 to individuals age 60 or older. For the following centers please make meal reservations at 11 a.m. one day in advance. Council Bluffs at The Center 714 S. Main St. (712) 323-5995 M-F 12 p.m.

Irwin Senior Center 520 Ann St. (712) 782-3367 M-F 11:30 a.m.

Carter Lake Senior Center 626 E. Locust St. (712) 347-6102 M-W, F 12 p.m. Thurs. 5 p.m. Logan Senior Center 108 W. Fourth St. (712) 644-2229 M-F 12 p.m.

Sidney Senior Center 2820 N. Ridge Road (712) 374-3053, M-F 12 p.m.

Woodbine Senior Center 411 Walker St. (712) 647-3011 M-F 11:30 a.m. Open 8:30 a.m. to 12:30 p.m. Lunch at 11:30 a.m.

Clarinda Senior Center 1140 E. Main St. (712) 542-2932 M-F 11:30 a.m.

Malvern Senior Center 201 E. Fourth St. (712) 624-8985 M-F 11:30 a.m.

Stanton Senior Center 326 Broad Ave. (712) 826-2782 Tue./Wed./Thurs. 11:45 a.m.

Dunlap Senior Center 619 Iowa St. (712) 643-2244 M-F 12 p.m.

Missouri Valley Senior Center 100 S. Fourth St. (712) 642-3215 M-F 11:30 a.m.

Please note: the Lakin Campus, Shenandoah (Meal Site) and Hamburg Senior Centers have closed, contact Southwest 8 at 1-800-432-9209 with questions.

Glenwood Sr. Center 20 N. Vine St. (712) 527-4213 M-F 11:30 a.m.

Neola Senior Center 110 Fourth St. (712) 485-2179 M-F 12 p.m.

Hello from Carter Lake. Spring is right around the corner so we have finished up with the bowling and movies. We will be starting

Oakland Senior Center 618 N. Hwy (712) 482-3353 M-F 12 p.m.

Villisca Senior Center 312 S. Third Ave. (712) 826-5182 M-F 11:30 a.m.

Red Oak Senior Center 109 E. Washington (712) 623-3497 M-F 12 p.m.

300 W. Broadway, Suite 114 Council Bluffs, IA 51503

(712) 325-6802 Glenwood Hospice House 357 Indian Hills Drive, Glenwood, IA 51534

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The following centers are not affiliated with Southwest 8 Senior Services: Atlantic Senior Center 411 Walnut St. (712) 243-3599 M–F 9 a.m. to 4p.m.; Meals served Tues./ Wed./Thurs., 11:30 a.m.

Shenandoah Senior Activity Center 405 W. Sheridan Ave. (712) 246-2002, M/W/F 12:30 to 4 p.m.; T, Th 9:30 a.m. to 4 p.m. Meal 2nd Wednesday of the month.

Goings On Carter Lake

Harlan Senior Center* 706 Victoria (712) 755-2757 M-F 12 p.m.

croquet soon. I will have the dates for that in the April newsletter. April will also be the last noon birthday celebration! We will begin having our birthday celebrations at dinner time (5 p.m.)

starting in May. Here are some of the things that we have going on in March: • We will have CARTER LAKE/See Page 9

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The Daily Nonpareil

Better Living

Friday, February 22, 2013

9

Goings On CARTER LAKE/From Page 8

Flexibility, Mobility, Stability classes on Friday mornings at 10:30 a.m. • Monday, March 11, is the blood pressure clinic at 10:30 a.m. • Wednesday, March 13, is crafts at 10:30 a.m. • Thursday, March 14, is our birthday celebration at noon. • Wednesday, March 20, is Site Council. And don’t forget, March 10 marks the beginning of Daylight Saving Time! Be sure to spring your clocks forward when you go to bed on Saturday, March 9.

Harlan

Spring is in the air, and we have lots of activities going on in March at the Harlan Senior Center. • March 11 – Alzheimer’s Support Group at 9 a.m. • March 12 – Movie Day at 9:30 a.m. • March 14 – Senior Council at 9:30 a.m.; Evening meal with entertainment from Tiarks Dance Studio at 6 p.m. (performance at 7 p.m.) • March 18 – St. Patrick’s Day Rally Noon Meal with prizes and entertainment by Helen Warren. • March 21 – Myrtue Clinic Blood Pressure Checks at 11:30 a.m. We will end the month with our evening meal at 6 p.m. and entertainment by Janet Leader at 7 p.m.

As it is Nutrition Month, we will devote a great deal of time to good nutrition all month long, in discussion and presentations! In addi-

tion, our regular groups will continue to meet. Crafts will meet on Mondays and Fridays at 9 a.m. Wii games on Wednes-

days at 9 a.m. Bingo at 1 p.m. on Wednesdays. Dominos on Thursdays at 1 p.m. Card groups each

afternoon at 1 p.m. Men meet in the pool room for pool and cards. So you can see, we’ve got a lot going on at the Harlan Senior Center!

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Better Living

10 Friday, February 22, 2013

Keep your money safe from scammers

Better Living Better Living (Senior Courier) is a publication of The Daily Nonpareil and Southwest 8 Senior Services, Inc., the Area Agency on Aging for southwest Iowa. The publication is distributed by The Daily Nonpareil to approximately 17,000 households in Pottawattamie, Mills and Harrison counties. An additional 8,000 copies are distributed through a volunteer distribution network to people age 60 and older in Cass, Fremont, Mills, Montgomery, Page and Shelby counties in Iowa. Address all correspondence to: Better Living/ Courier Coordinator, Southwest 8 Senior Services, 300 W. Broadway, Suite 240, Council Bluffs, IA 51503; or call (712) 328-2540 or tollfree at (800) 432-9209; or you can contact us via the Web at www.southwest8.org. Advertising Information The Daily Nonpareil of Council Bluffs represents the Better Living section. Advertising rates are available by contacting retail advertising at (712) 328-1811. The advertising deadline for the next issue is the 13th day of the month prior to the running of the ad. Policy Board Cass County: Burton Conn; Fremont County: Christina Hankins; Harrison County: Rollie Roberts; Mills County:

The Daily Nonpareil

Terry Amburn; Montgomery County: John Waltz; Page County: Open; Pottawattamie County: Marilyn Schroeder; Shelby County: Dwight Zimmerman. Advisory Council Cass County: Dorothy Teig, Kris Wernimont; Fremont County: Open, Open; Harrison County: Keith Oliver, Evelyn Lynch; Mills County: Rose Schoening; Sheri Bowen; Montgomery County: Open, Open; Page County: Open, Open; Metro Pottawattamie County: Nancy Coziahr, Bob Neuman, Gary Frederiksen, George Gillespie; Jean Palensky; Rural Pottawattamie County: Gale Brown; Julie Handbury; Shelby County: Open, Open.

care will never phone or email you to ask for such information. The information. only time Medicare will Autumn: Medicare open enrollment cons request verification is if Medicare scams occur you initiate contact. Don’t year round, but they dra- trust caller ID, which matically spike starting can be manipulated with in mid-October, when “spoofing” products or phone open enrollment begins. Internet-based During this period, iden- lines to display whatever tity thieves ramp up phone number or organivarious ruses to get you zation they choose. These scams are hapto reveal your Medicare number – which is your Social Security number. The most common ploys: cold-calling those who are retirement age. Scammers collect their names, ages and phone numbers from public telephone directories or purchased lists. The fraudsters then claim that Medicare is issuing new cards, entitlements or refunds that can be redeemed only if you provide or “verify” your Medicare eligibility. Some crooks also ask for credit card or bank account numbers. Don’t believe it. MediSCAMS/From Page 5

Are

Aches & Pains

Stopping You From Doing The Things You Love? Dr. Daniel Larose Dr. C. Kent Boese Dr. Huy Trinh Dr. Thomas Atteberry

Dr. Roy Abraham Dr. Caliste I. Hsu Dr. Inderjit Panesar Theresa Gallo, PA-C

It’s quality of life! www.millerortho.com One Edmundson Place, Suite 500, Council Bluffs • 712-323-5333 16221 Evans Plaza (S. of 162nd & Maple), Omaha • 402-991-9958

pening all the time, all around Iowa – so folks, do not fall for these scams and tell every retired person you know, to be on the lookout. Medicare officials are interested in knowing about the Medicare card scam calls, so you may call Iowa Senior Medicare Patrol at 1-800-423-2449 to report if you receive such a call. – Sid Kirchheimer, AARP Bulletin.


Better Living

The Daily Nonpareil

11

Friday, February 22, 2013

Senior Center Menu MARCH TUE

MON

THU

WED

FRI

All meals include coffee and 2% or skim milk. Please make reservations one day in advance. Modified diets may be requested when making reservations. Bring a friend! Meatloaf in onion gravy mashed potatoes lima beans wheat roll orange/cranberry muffin

4

11

Sweet and sour chicken breast over white rice Japanese vegetables grape juice cup fortune cookies (x2) cubed cantaloupe

18

Corned beef brisket (x2) baby red potatoes seasoned cabbage carrot coins, rye bread lime jello poke cake or white cake

25

Chicken dressing casserole with poultry gravy cowboy caviar apple juice cup wheat roll fresh orange

5

Taco salad taco meat/shredded cheese shredded lettuce/tomatoes kidney beans tortilla chips diced peaches

12

Italian goulash Italian vegetables shredded lettuce salad Vienna bread pineapple tidbits

19

Grilled turkey burger leaf lettuce/sliced tomato wheat hamburger bun ranch whip potatoes cowboy caviar orange cranberry muffin

26

Breaded pork fritter leaf lettuce/sliced onion wheat hamburger bun 1/2 baked sweet potato green and gold beans banana

6

Chicken burger baked potato broccoli dinner roll fresh orange

13

Country fried steak with country gravy mashed potatoes spinach Oroweat fiber bread strawberry pears

Chicken tetrazinni Brussells sprouts spinach side salad breadstick plum halves

20

27

Egg patty sandwich tater rounds orange juice cup Oroweat sandwich thin applesauce

Beef roast in gravy mashed potatoes glazed baby beets wheatberry roll cranberry apple crisp

7

14

Fried chicken (x2) baked potato peas and carrots wheat roll Birthday cake or white cake

21

Oven roast chicken breast in supreme sauce baked potato sliced beets wheatberry roll pineapple tidbits

Pork loin in gravy baby red potatoes mixed vegetables wheatberry roll cake brownie or white cake square

28

Breaded fish patty leaf lettuce and tomato cheesy whip potatoes wheat hamburger bun vegetable pasta salad banana

Macaroni and cheese Italian blend vegetables spinach side salad Oroweat fiber bread banana

1

8

15

Egg salad on deli rye bread chunky potato soup three bean salad Mandarin oranges

22

Cheesy tuna macaroni peas and pearl onions grape juice cup Oroweat fiber bread banana

29

Breaded fish wedge scalloped potatoes Oregon blend vegetables Oroweat fiber bread Pineapple cake or white cake


Better Living

12 Friday, February 22, 2013

The Daily Nonpareil

Women and Social Security BENEFITS/From Page 3

Social Security’s toll-free number, 1-800-772-1213 (TTY 1-800-325-0778). You must show us certain identity documents, including one recently issued to prove your legal name change. If expanding your family is in your plans, it’s a good idea to apply for a Social Security number for your baby in the hospital, at the same time that you apply for your baby’s birth certificate. Social Security will mail the card to you. If you wait, you must then separately provide evidence of your child’s age, identity, and U.S. citizenship status as well as proof of your identity. Then, we must verify your child’s birth record, which can add 12 weeks to the time it takes to issue a card. When women start receiving Social Security retirement or disability benefits, other family members may be eligible for payments as well. For example, benefits can be

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paid to a husband: • If he is age 62 or older; or • At any age, if he is caring for your child (the child must be younger than 16 or disabled and receiving Social Security benefits on your record). Benefits also can be paid to unmarried children if they are: • Younger than age 18; • Between 18 and 19 years old, but in elementary or secondary school as full-time students; or • Age 18 or older and severely disabled (the disability must have started before age 22). The family of a woman who dies may be eligible for survivors benefits based on her work. For more information about women and Social Security, ask for the publication, What Every Woman Should Know (SSA Publication No. 05-10127) or visit our special Women’s page online at www.socialsecurity.gov/ women.

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Better Living March 2013  

Better Living March 2013