Page 1

June 2010

Better Living This edition featuring . . . Health & Wellness

Farmers market vouchers for seniors

Making sense of health care reform

Long-term care insurance program offered

See Page 2

See Page 3

See Page 8

A special supplement to The Daily Nonpareil

Better Living

2 Friday, May 28, 2010

The Daily Nonpareil

Farmers market vouchers for seniors Southwest 8 Senior Services is pleased to announce that the state is continuing the Farmers Market voucher program for senior citizens. This is a program where seniors meeting income requirements can obtain vouchers that they can use at participating area farmers markets to buy $30 worth of fresh, locally grown produce. Applications for the vouchers will be available at local senior centers the week of May 24. The application guarantees you a booklet, but there is a limited number, those interested should contact their local senior center if they are interested in these vouchers. Council Bluffs residents can pick up an application for the vouchers starting on May 24 at The Center and the distribution date is Thursday, June 17 from 9 to 11 a.m. Seniors (age 60 and older) in all other communities in Cass, Fremont, Harrison, Mills, Montgomery, Page, Pottawattamie and Shelby counties will receive

their vouchers through their local senior center after June 16. Program Criteria: Must be at least 60 years of age or older. Annual income must be less than $20,036 for singles

and $26,955 for married couples. Only one origi-

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copies or duplicate applications allowed.

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Passion Play and Branson • “The Great Passion Play” and “Living Bible” Tour in Eureka Springs, Arkansas • “Noah - The Musical” in Branson, Missouri • 12 Irish Tenors, Titanic Museum, “Smoke on the Mountain” • Precious Moments Chapel, Thorncrown Chapel

nal application allowed per individual. No photo-

In-home care that

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Better Living

The Daily Nonpareil

Friday, May 28, 2010 3

Making sense of health care reform The two health care reform laws signed into law March 2010 will lead to significant changes and opportunities for people on Medicare. “The regulations to implement these laws will be written over the next several years so details are limited at this time,” says Kris Gross from the State of Iowa’s Senior Health Insurance Information Program. “We can share some of the highlights of the changes coming in 2010 and 2011 however,” she adds. One of the 2010 changes will begin to close the Medicare Part D coverage gap or “doughnut hole.” A onetime $250 rebate will be paid to individuals who enter the coverage gap in 2010. This rebate will be distributed quarterly, but the specific distribution process has not yet been announced. Individuals who are eligible for the Part D extra help will not receive the rebate because they do not have a coverage gap. The coverage gap will continue to close in 2011. Effective January 1, 2011, drug manufacturers will provide a 50 percent discount on brandname drugs when a person enters the coverage gap. A seven percent discount on generic drugs will be provided by the government for those who fall in the gap. Important changes are

coming for Medicare preventive services next year. Cost sharing (deductibles and coinsurance) will be eliminated for most Medicarecovered preventive and screening services. An annual wellness visit will also be covered every 12 months. This visit will focus on a personal risk assessment and prevention plan. Another change coming at the beginning of 2011 is a new Medicare Advantage disenrollment period the first 45 days of the year. This replaces the current Medicare Advantage open enrollment. The disenrollment period will allow individuals enrolled in a Medicare Advantage plan to return to Original Medicare and enroll in a stand-along Part D drug plan if desired. Details about many other Medicare Advantage changes will be available in the upcoming months. The Medicare website,, includes a section on its homepage called “What’s New?” The “Latest on Health Care Reform” is included in this section. You can check this resource regularly for updates. As the new laws are implemented SHIIP will be available to answer your questions. Call (800) 351-4664 (TTY (800) 735-2942) or Southwest 8 Senior Services, Area Agency on Aging, Council Bluffs, Iowa (800) 432-9209 or (712) 328-2540 extension 14. SHIIP counselors across the state, and CHARLES L. SMITH JACK E. RUESCH WALTER P. THOMAS SHANNON DELL ‘ORFANO SIMPSON NICOLE ENGELHARDT AIMEE L. LOWE


ALL ATTORNEYS LICENSED IN IOWA AND NEBRASKA 25 Main Place, Suite 200 P.O. Box 248 Council Bluffs, IA 51502

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“The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. This disclosure by rule of the Supreme Court of Iowa.”

your local counselors, are ready to answer your Medicare questions. SHIIP is a free, confidential and objective service

of the state of Iowa. It does not sell, endorse or promote any insurance products. – SHIIP, Iowa Insurance Division

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Better Living

4 Friday, May 28, 2010

The Daily Nonpareil

As the weather heats up, so do SWI events Harlan Senior Center Hi from the Harlan Center. We had a busy month of May including 2 presentations that were great one was on storms by Mike Jensen with Emergency Management and the other by Sr. Linda Zahner, LMT EEMCP on the benefits of massage therapy for Seniors and also energy exercises. She also gave shoulder massages, which were absolutely wonderful. The Volunteer Brunch was well attended and everyone enjoyed the entertainment by the group of students from Shelby County Catholic Schools under the direction of Sara Early. The June events at the Center include the usual activities of Crafts held Monday and Fridays at 9 a.m. Wednesdays finds the Wii Game Morning at 9 a.m. and Bingo played at 1:15 p.m. Fridays is Exercise time at 10:30 a.m. Tuesday, June 1 will be 9 a.m. Exercise Time. Tuesday, June 8 at 9:30 a.m. is Movie Morning with The Video Place and HyVee. The Alzheimer’s Support Group will meet that afternoon at 2:30 p.m. Thursday, June 10, Senior Council meeting beginning at 9:30 a.m. and The Birthday & Anniversary Party to start 6 p.m. there will be blood pressure checks and entertainment by The Goldenairs. Monday, June 14 we’ll have a flag pro-

gram at the noon meal. Tuesday, June 15 at 9 a.m. Exercise time and 5 p.m. The Life After Loss Support Group will have a meal meeting. Blood Pressure checks will be held from 11:15 a.m. to noon on Thursday, June 17. The men will be honored on Friday the 18th at the noon meal. Tuesday, June 22 will be Exercise Time at 9 a.m. and The Farmer’s Market Check distribution beginning at 2 p.m. StoveCreek Music will provide the entertainment on Thursday, June 24 at the 6 p.m. meal. Blood Pressure checks will be given before the meal. Exercise time will be held on Tuesday, June 29 at 9 a.m. The Senior Center is a great place to go for fun, good food, conservation and a wealth of information, who knows if you try us you might just like us.

Until next month... Oakland Senior Center May: We all know May brings graduations but it also celebrates the Older Americans Month. Just a bit more trivia; May is also National Healthy Vision Month, National Asparagus Month, National Barbecue Month, National Egg Month, National Hamburger Month, National Military Appreciation Month, National Salad Month, National Stroke Awareness Month, and National Vinegar Month. There is quite a variety mentioned as such is the case at the Oakland Senior Center. Correct predictions for the winning teams of the NCAA Basketball Tournament include Frances Rollins, Wilma Leaders, Ginny Pend-

graft, Lilly Palmer, Leola Pendgraft and Dan Barnett. Our annual Easter Egg Hunt was fun and lots of eggs were hidden at the Center. Finding the prize egg was Lee Knudsen. Our Easter Trivia Game was won by the team of Gladys White, Frances Rollins, Ginny Pendgraft, Lee Knudsen and Neuonia Timberman. Congratulations to newly appointed Council Members Bob Calhoon, Betty Cleaveland and Audrey Hartje. We had two very interesting speakers at the Center recently. B.C. Thompson gave a fascinating presentation on bee keep-

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ing at Riverside School Superintendent, Jim Sutton, spoke on the district’s budget and answered questions about the school system. Many thanks to Oakland Heights for treating us to delicious cupcakes for lunch one afternoon. June: As we head into June there are three special days to remember. Flag Day is June 14. May our Old Glory fly proud. Father’s day is celebrated on June 20 and the first day of summer begins on June 21. Joe Taylor was our

“ A LIFESTYLE YOU’VE EARNED” The 1400 Franklin Ave. Council Bluffs, IA

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Better Living

The Daily Nonpareil

Friday, May 28, 2010 5

As the weather heats up, so do SWI events SWI/From Page 4

Merry Maker’s entertainer for the month of May and, as always, Joe played to an appreciative full house. We thank the Iowa West Foundation for supporting our Center with the Merry Makers Association. June will see Michael Lyon, a singer who is classically gifted and blends in Broadway show tunes in his act, back for a return engagement on Thursday, June 10. Reservations for the 5 p.m. meal, followed by Micheal Lyon performance, can be made by calling the Center at 482-3353 by June 9 at

11 a.m. During the month of June we have a couple of outings planned but not definite dates as of this writing. Please phone the Center for details. Join us on Tuesdays and Thursday for Bingo. You will most likely find a game of cards going strong most any day. Welcome Bud and Caroline Godden to our Center and to Robert and Gladys Hotze on our meal delivery route to Macedonia. Circle your calendars for Tuesday, August 3 to have your pillows cleaned or re-sized to fit your current needs. For the first time we are

offering free pick up and delivery if you wish. More details to follow, as we get closer to the August date. Thanks to Lee Knudsen for spearheading this project. Our latest attendance winners are Frances Rollins, Audrey Hartje, Bob Calhoon, Lee Knudsen and Gladys White. Before I sign off, I wish to thank the faithful who either attend our activities or receive meal delivery. Your participation allows to remain open. We currently draw seniors from Oakland, Carson, Macedonia and Hancock. Oakland was the only active Senior Center in a 25-mile radius.

We are grateful to the generosity of our drivers, Volunteers, Southwest 8 and the City of Oakland for their contributions. The Oakland Senior Centers serve YOU, the senior, Please feel free to call me with meal reservations, suggestions or questions at 382-3353. Missouri Valley Senior Center We have been busy

here at the site. The Community Wide Pot Luck that was held was a big success! I think we all like to eat, visit and enjoy a cup of coffee and then the cards and bingo! We like it when everyone is enjoying their friends and making new friends. The graduation parties are nearly over and what a happy time! The SWI/See Page 6 SWI/From Page 4

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Every Iowan 50+ Needs Colorectal Cancer Screening. People who are at risk for colorectal cancer because of family history or medical conditions should begin colorectal screening before age 50. Ask your health care provider for more information.


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Better Living

6 Friday, May 28, 2010

The Daily Nonpareil

As the weather heats up, so do the events in SWI SWI/From Page 5

smiles on the graduates’ faces are precious. I know some say the smile is because they are out of school but I prefer to think of the smile as a sign that they are happy to met a goal and achieve a dream. Now they have bigger and better dreams to reach out for and I am so happy for them. Some of the parties were held here at the center and it makes a fine place for them to meet with their families

and friends. We had our own party for own Volunteers here and it was enjoyed by those attending. On June 25th we have our Senior Prom (yes, for us Seniors) and we are looking forward to enjoying this gettogether. The Senor Site Council has been busy with many and exciting plans for everyone. Our next big party here at the Center will be the Fourth of July party. We have good num-

bers at our parties and are looking forward to visiting and seeing everyone again! The Missouri Valley High School Alumni are meeting here at the facility for their annual get-together. That is always an exciting time for reminiscing and seeing our old school friends again. And the citywide garage sale begins right here at the building so as you can see, everyone is busy and happy! See you next time!

Helping meet the needs of seniors. The Salvation Army is now parterning with Southwest 8 Senior Services to become a new host site for seniors at the Charles Lakin Campus to provide meals and special activities.

Located at the CHARLES LAKIN HUMAN SERVICES CAMPUS in Council Bluffs


Old appliances aren’t cool. Old appliances use more than twice the energy today’s models use. That’s not cool. MidAmerican’s qualified contractors will pick up your old refrigerator, freezer or window air conditioner free of charge and send you a $50 rebate check ($25 for air conditioners). Old appliances will be properly disposed of so the refrigerant won’t harm the environment. MidAmerican’s Appliance Recycling program is available to Iowa electric customers. Qualifying appliances must be in working condition, plugged in and empty at the time of removal. For more information on the program, visit us at or call us at 800-621-2757.

“Together, we’re saving money and benefiting the environment.” – Mr. Green

Better Living

The Daily Nonpareil

Friday, May 28, 2010 7

AREA SENIOR CENTERS Council Bluffs at The Center 714 S. Main St. (712) 323-5995 M-F 12 p.m.

Atlantic Senior Center 411 Walnut St. (712) 243-3599 M–F 9 a.m. to 4p.m.; Meals served Tues./Wed./Thurs., 11:30 a.m. * Call for menu Dunlap Senior Center 619 Iowa St. (712) 643-2244 M-F 12 p.m. Malvern Sr. Center 201 East Fourth St. (712) 624-8985 M-F 11:30 a.m.

Glenwood Sr. Center 20 N. Vine St. (712) 527-4213 M-F 11:30 a.m.

Missouri Valley Senior Center 100 S. Fourth St. (712) 642-3215 M-F 11:30 a.m.

Shenandoah Senior Activity Center 405 W. Sheridan Ave. (712) 246-2002 M/W/Thurs. 10 a.m. to 12 p.m.; Tue./Fri./Sat. 1 to 4 p.m.

Hamburg Senior Center 1008 Main St. (712) 382-1670 Mon/Wed/Fri 12 p.m.

Neola Senior Center 110 Fourth St. (712) 485-2179 M-F 12 p.m.

Sidney Senior Center 2820 N. Ridge Road (712) 374-3053 M-F 12 p.m.

Clarinda Senior Center 1140 E. Main St. (712) 542-2932 M-F 11:30 a.m.

Carter Lake Sr. Center 626 E. Locust St. (712) 347-6102 M-W, F 12 p.m. Thurs. 5 p.m.

Oakland Senior Center 618 N. Hwy (712) 482-3353 M-F 12 p.m.

Stanton Senior Center 326 Broad Ave. (712) 829-2782 Tue./Wed./Thurs. 11:45 a.m.

Irwin Senior Center 520 Ann St. (712) 782-3367 M-F 11:30 a.m.

Harlan Senior Center 706 Victoria (712) 755-2757 M-F 12 p.m.

Red Oak Senior Center 109 E. Washington (712) 623-3497 M-F 12 p.m.

Lightning Bowl 105 N. 12th St. CB, IA 51501 712-323-8467 12:00pm M-F Call 1 day before for reservation and menu.

Villisca Senior Center 312 S. Third Ave. (712) 826-5182 M-F 11:30 a.m.

Cumberland Senior Center 109 Main St. (712) 774-5727 M-F 11:30 a.m. Logan Senior Center 108 West Fourth St. (712) 644-2229 M-F 12 p.m. Shenandoah Sr. Center 707 W. Summit St. (712) 246-5200 M-F 11:30 a.m. Woodbine Senior Center 411 Walker St. (712) 647-3011 M-F 11:30 a.m. Center open 8:30 a.m. to 12:30 p.m.

BETTER LIVING Better Living (Senior Courier) is a publication of The Daily Nonpareil and Southwest 8 Senior Services, Inc., the Area Agency on Aging for southwest Iowa. The publication is distributed by The Daily Nonpareil to approximately 17,000 households in Pottawattamie, Mills and Harrison counties. An additional 8,000 copies are distributed through a volunteer distribution network to people age 60 and older in Cass, Fremont, Mills, Montgomery, Page and Shelby counties in Iowa. Address all correspondence to: Better Living/Courier Coordinator, Southwest 8 Senior Ser-

vices, 300 W. Broadway, Suite 240, Council Bluffs, IA 51503; or call (712) 328-2540 or tollfree at (800) 432-9209; or you can contact us via the Web at Advertising Information The Daily Nonpareil of Council Bluffs represents the Better Living section. Advertising rates are available by contacting retail advertising at (712) 328-1811. The advertising deadline for the next issue is the 13th day of the month prior to the running of the ad. Southwest 8 Board of Directors Harrison: Bonnie

Shannon – 2010; Shelby: Dwight Zimmerman – 2010; Pottawattamie: Robert Neumann – 2011; Cass: Burton Conn – 2010; Mills: Terry Amburn – 2011; Montgomery: Bob Crouse – 2010; Fremont: Open; Page: Leo Humphrey. Southwest 8 Advisory Council Cass County: Kris Wernimont – 2010; Dorothy Teig – 2011; Fremont County: Howard Braman – 2011; Open; Harrison County: Keith Oliver – 2010; Open, Mills County: Sheri Bowen – 2010; Rose M. Schoening – 2011; Montgomery County: Open; Page County: Charles Hooper

– 2010; Sue Witthoft – 2011 Pottawattamie County: (Metro Council Bluffs): Jean Palensky – 2010; George Gillespie – 2010; Shirley Benish – 2011; Nancy Coziahr – 2011; Ralph Smith – 2011; (Rural Pott County): Ginny Pendgraft – 2010;

Gale Brown – 2011 Shelby County: Jan Stuhr – 2011; Open.

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Better Living

8 Friday, May 28, 2010

The Daily Nonpareil

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LONG-TERM CARE INSURANCE PROGRAM OFFERED – The state of Iowa’s Senior Health Insurance Program and Southwest 8 Senior Services, Area Agency on Aging, are offering a program on Friday, June 4 from 11 a.m. to noon, to explain the partnership. Jason Cooper, long-term care insurance specialist for SHIIP and the Iowa Insurance Division, will present the program at The Council Bluffs Center, 714 South Main Street. Cooper will introduce the Partnership and explain how it coordinates with Medicaid.

BOOST your business! Call now to advertise your business in The Daily Nonpareil’s Business Bulletin Board.

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Better Living

The Daily Nonpareil

Friday, May 28, 2010 9

Rice & Roses

❊ Birthdays ❊ Birthdays ❊ Birthdays ❊ Birthdays ❊ Birthdays ❊ Birthdays ❊ 1st 1st 2nd 4th 5th 8th 9th 11th 12th 13th 15th 15th 16th 16th 16th 17th

❊ 1st 5th 8th 11th 13th

Tom Focht Pauline Mickey Marcus Gross Enid Adams Irene Sliger Mary Harris Robert Mann Ethel Albin Francis Hammock Ernest Carley Elvene Diggs June Grey Elton Marshall Vernon Rope Priscilla Schwab Jewell Payton

88yrs. 83yrs. 94yrs. 95yrs. 89yrs. 88yrs. 90yrs. 82yrs. 86yrs. 85yrs. 83yrs. 100yrs. 81yrs. 83yrs. 85yrs. 83yrs.


Villisca Mo. Valley Harlan Clarinda Clarinda Clarinda Clarinda Clarinda Mo. Valley Carson Clarinda Clarinda Mo. Valley Clarinda Clarinda Harlan


Mike & Elaine Goetz Richard & Rita Doran Wayne & Nadine Johnson Ernie & Lelia Smith Dr. Charles & Janet Early

57yrs. 60yrs. 64yrs. 72yrs. 62yrs.

18th 18th 19th 19th 20th 20th 22nd 22nd 22nd 24th 24th 25th 25th 26th 29th 29th

Vesta Andrew Marilyn Woltman Ken Coenen Roma Smith Mabel Lewis Raleigh Woltman Gwen Bunker Bob Crawford Lorena Hall Lorena Gubbels Gerald Marshall Lilly Palmer Leone Winger Leona Nothwehr Ardis Bangston Corinne Goecker


Westphalia Harlan Villisca Red Oak Harlan

13th 18th 25th 28th 30th

91yrs. 82yrs. 88yrs. 92yrs. 87yrs. 86yrs. 87yrs. 80yrs. 94yrs. 93yrs. 87yrs. 85yrs. 95yrs. 100yrs. 83yrs. 86yrs.


Don & Peg Obrecht Ray & Berniece Baucom Harlan & Dorothy Pond Leonard & Esther Griner Gerald & Reba Maxwell

Clarinda Avoca Harlan Oakland Villisca Avoca Clarinda Sidney Sidney Harlan Mo. Valley Oakland Clarinda Clarinda Villisca Clarinda

Anniversaries 61yrs. 64yrs. 55yrs. 57yrs. 65yrs.

Mo.Valley Stanton Villisca Sidney Villisca

Tip sheet if personal records lost during disaster or damage Senior Medicare Patrol has a tip sheet with information about handling personal documents that are lost or destroyed. Call us at (800) 423-2449 to request a copy of this information. The topics include: ■ Replacing a missing Social Security card. ■ Replacing a missing Medicare health insurance card. ■ Replacing a missing Medicaid (Title 19) or food assistance card. If you are concerned that your Social Security number and other personal information might

have gotten into the wrong hands, request free copies of your credit report. Find out how to do this. If you are concerned that your Medicare claim number is being used by someone else, read your Medicare Summary Notice that is mailed every 3 months. If there are benefits paid for medical services or products you did not receive, call Medicare at (800) 6334227. If you have difficulty resolving the problem, call Iowa SMP program at (800) 423-2449 for assistance.

If you cannot receive mail at your usual mailing address, be sure to contact your Postmaster to make alternative arrangements. Consider signing up for direct deposit for your retirement benefits now. Call the agencies that send your benefits, to give them your bank routing number and account number. Be careful of telemarketers and doorto-door salespersons if your home is damaged Scam artists move quickly into and out of the area and know how to tar-

get vulnerable people. Door-to-door salespeople can be pushy and make you believe you’ll miss out on services or products you need desperately, if you don’t sign up now! Don’t make a quick decision when someone calls or comes to your door. Ask them how you can re-contact them, ask them for written information and tell them you will think about it. If they are legitimate, they’ll allow you time to consider what you should do. Don’t fall for donation scams If someone calls, stating

they are from a charity, ask them to send you written information before you send money. Be especially careful of callers saying they are from your fire, police or sheriff’s department; call the department to make sure it’s a legitimate fundraiser before you donate. If you would like additional information contact Southwest 8 Senior Services, Area Agency on Aging, Council Bluffs, Iowa (800) 432-9209 or 328-2540 Ext. 21. – Deb Yankey, Iowa Senior Medicare Patrol Coordinator

Better Living

10 Friday, May 28, 2010

Preventing scams and disputes Spring is here -prime time for home improvement fraud and scams.We see it every year. Home repair needs pile up over the winter, and everyone is eager to make improvements. It’s prime time to beware of scams and questionable contractors. Home improvement fraud includes contractors who ask for substantial up-front payments, do little or no work, and never finish the job right. Other contractors offer a low price and then charge a lot more as the job progresses. Others are “flyby-night” traveling con artists working their roofing or paving or chimneyrepair scams. Follow these tips to avoid being taken by home repair scams and disputes: 1. Don’t fall for the “knock-at-your-door” scam, where someone shows up “out of the blue” and says your driveway needs repaving, or your house needs new shingles – and they “just happen to have materials left over” at a big discount! They are sure to take your money and run, without doing the job at all or doing it right. 2. Check out contractors before you sign a contract or pay any money. Request local references and check them out. Contact the Attorney General’s Office to see if it has complaints (call (515) 281SCAMS/See Page 11

The Daily Nonpareil

You are not alone. At Cutler-O’Neill we recognize the difficulties in adjusting to the passing of a loved one. Through our After Care program, adults who have experienced loss can come together in a safe and confidential environment to work through their grief. It’s another way we’re there for you in your time of need.

The After Care program meets the 2nd and 4th Thursday of each month from 4:30-6:00 P.M. at The Center, 714 South Main Street. Meetings are facilitated by Rev. Dick Sladky.

545 Willow Avenue • Council Bluffs • 322-7779

SERVICE DIRECTORY Thesee merchantss offerr genuinee discountss too seniorr citizens.

ACCOUNTING “Tax Time is FAST Approaching!”

Diana Bates

Accounting (712) 366-2300




Satisfaction Guaranteed! Senior & Pre-Payment Discounts

ATTORNEYS 5000 Westt Broadway,, Suitee 307 Councill Bluffs,, IA 2000 - Thee Omahaa Club 20022 Douglass Streett - Omaha,, NEE 68102 Email: Office: (402) 898-7000 Web Site: Fax: (402) 898-7130

AUTO RECYCLE Lakeside Autoo Recyclers 2813 N. 9th St. Carter Lake 402-657-1008 WE PAY CASH


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322-0102 For Scrap Metal & Car Bodies Show your support for the seniors in our area by advertising your senior discounts in the Better Living Service Directory! Call Gay at (712) 325-5704

The Daily Nonpareil

Stop scam artists and contention SCAMS/From Page 10

5926 or (888) 777-4590.) Contact the Better Business Bureau (515) 2438137, or Check to see if a contractor has been sued by unsatisfied customers (or sued them) – go to www.iowacourts.state.ia.u s. 3. Get several written estimates, choose the best, and get a contract in writing. Before any work begins, agree on a written contract detailing work to be done, the price, who’s responsible for permits, and any other terms. Ask for a copy of the contractor’s liability insurance certificate. Put start and completion dates in writing, and consequences if the contractor fails to meet them. It usually is safer and a better deal to obtain financing through your local bank or credit union, rather than a contractor. Note: if you sign a contract at a place other than the contractor’s regular place of business – such as at your home – you usually have three business days to cancel the contract. 4. Avoid paying large sums in advance. If you need to make a partial advance payment for materials, make your check out to the supplier and the contractor. Insist on a “mechanic’s lien waiver” in case the contractor fails to pay others for materials or labor.

Better Living

Friday, May 28, 2010 11

LEGAL SERVICES DIRECTORY Consult these local attorneys for all your legal needs.

25 Main Place, Suite 500

328-1566 Edmund A. McGinn Joseph F. McGinn William F. McGinn Edward F. Noethe Norman L. Springer, Jr.

TELPNER, SMITH, TELPNER,PETERSON, PETERSON, SMITH, RUESCH, THOMAS & SIMPSON RUESCH, THOMAS & SIMPSON, LLP Attorneys At Law 25 Main Place, Suite 200 • Council Bluffs Charles L. Walter P. Thomas Charles L. Smith Smith Shannon Dell ‘Orfano Simpson Jack E. E. Ruesch Shannon Dell Jack Ruesch Nicole Engelhardt‘Orfano Simpson Nicole Engelhardt Walter P. Thomas Aimee L. Lowe All Attorneys Licensed in Iowa & Nebraska

325-9000 •

The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. This disclosure is required by rule of the Supreme Court of Iowa. A description or indication of limitation of practice does not mean that any agency or board has certified such lawyer as a specialist or expert in an indicated field of law practice, nor does it mean that such lawyer is necessarily any more expert or competent than any other lawyer. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered. This notice is required by rule of the Supreme Court of Iowa.

Better Living

12 Friday, May 28, 2010

The Daily Nonpareil



In-Home Caregivers • (800) 991-7006 • Housekeeping • Meal Prep • Personal Care • Errands





14 Deluxe Hamburger Lettuce & Tomato, Earthgrain Sandwich Thins, Ranch Whip Potatoes, Cowboy Caviar, Fresh Orange

21 Sweet & Sour Chicken BreastOver White Rice, Vegetables, Grape Juice Cup, Fortune Cookies, Apricot Halves

28 Meatloaf in Onion Gravy, Baked Potato, Corn, Earthgrain Fiber Bread, Cranberry Muffin

Chicken Salad Sandwich, Lettuce & Tomato, Earthgrain Fiber Bread, Tater Rounds, Three Bean Salad, Red Seedless Grapes

15 Chicken & Dumplings, Peas, Tossed Salad, Earthgrain Fiber Bread, Pineapple Tidbits

22 Hearty Beef Stew, Cinnamon Apples, Fresh Baked Biscuit, Mandarin Oranges & Pineapple

29 BBQ Pork Ribette Patty, Mini Steak Bun, Cheesy Whip Potatoes, California Vegetables, Fresh Orange

Spaghetti & Meat Sauce, Italian Vegetables, Mixed Toss Salad, Earthgrain Fiber Bread, Apricot Halves

Sloppy Joe, Whole Grain Bun, Chunky Potato Soup, Vegetable Pasta Salad, Apple crisp


7 Swiss Steak in Tomato Vegetable Gravy, Baked Potato, Mixed Vegetables, Earthgrain Fiber Bread, Tapioca Pudding



1 Hearty Ham Shanks in Northern Beans, Cinnamon Pears, Corn Bread Muffin, Banana Pudding


9 Beef Macaroni Casserole, Green & Gold Beans, Shredded Lettuce Salad / Dressing, Bread Stick / Marg., Banana

16 Breaded Fish Wedge, Tartar Sauce, Scalloped Potatoes, Creamy Coleslaw, Rye Bread, Apricot Halves

23 Breakfast Sandwich, Egg Patty, Sausage, Cheese, Earthgrain Sandwich Thins, Tater Rounds, Orange Juice, Cubed Canteloupe

30 Cheeseburger Mac Casserole, Green Beans, Earthgrain Fiber Bread, Strawberry Pears

10 Pork Roast in Gravy, Mashed Potatoes, Glazed Baby Beets, Earthgrain Bread, Birthday Cake

17 Oven Roast Chicken Breast In Supreme Sauce, Baked Potato, Brussell Sprouts, Cake Brownie

24 Pit Ham Stake in Pineapple Raisin Glaze, Baked Sweet Potatoes, Peas & Carrots, Earthgrain Bread, Strawberry Shortcake w/ Whipped Cream

4 Corned Beef Brisket, Baby Red Potatoes, Seasoned Cabbage, Earthgrain Fiber Bread, Cubed Cantaloupe

11 Garlic Herb Chicken Breast Strips over Mixed Salad, Wheat Berry Roll / Marg., Mandarin Oranges

18 Beef Roast in Gravy, Mashed Potatoes, Corn, Earthgrain Fiber Bread Mom’s Peach Cobbler

25 Breaded Chicken Breast WithGravy, Mashed Potatoes, Spinach, Earthgrain Fiber Bread, Banana

All meals include coffee and 2% or skim milk. Please make reservations one day in advance. Modified diets may be requested when making reservations. Bring a friend!

June 2010 Better Living  
June 2010 Better Living  

The June 2010 edition of Better Living.