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T G A G E

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N U M B E R

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Survival of the Fittest: Weathering the Storm With a Robust Management Internal Control Function By Vincent Spoto ........28 A Look Back at the NCRA’s 23rd Annual Conference By Terry W. Clemans ......................................................................................42 Lykken on Leadership: Five Important Things to Know About Millennial Buyers By David Lykken ....................................................48

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Industry Updates: December 2015 By Melanie A. Feliciano Esq.................50 Shaving Cost Out of the Loan Origination Process: A Competitive Imperative By Joe Dahleen ..................................................51 The Long & Short: The Business of Short Sales By Pam Marron ..............52 Just Ask Eric & Laura By Eric Weinstein & Laura Burke ..............................54 Operation VA SITREP “Your VA Situation Report” By Richard M. Bettencourt Jr., CRMS, CMHS................................................69 How Will You Protect Borrower Data in 2016? By Andrew Liput ..............70 Tales From the Closing Table By Andrew Liput ..........................................71 Important Numbers to Know About Your Mortgage By David Hosterman ........................................................................................72 OrigiNation: By Originators, For Originators By Andy W. Harris ................73 3

MBA’s Mortgage Action Alliance: A Message From MAA Chairman Fowler Williams ..................................................................77

The Five Forbidden Words By Ralph LoVuolo Sr. ........................................80 Dealing With Challenging Co-Workers By Kurt Rasmussen ......................82 NMP’s Economic Commentary: A Season of Thanks By Dave Hershman ..........................................................................................83

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Mortgage News Network (MNN) .......................... www.mortgagenewsnetwork.com ..............................30-31 MortgagePlannerMarketing.com.......................... www.mortgageplannermarketing.com ............................41 NAMB+ ............................................................ www.nambplus.com ......................................................23 NAPMW ............................................................ www.napmw.org ....................................................51 & 64

Go to NMPMag.com/TopMortgageEmployers to vote for your company. Please only one submission per person or your company may be disqualified. Your company must be involved in originating mortgages, be at least two years old with a minimum 15 employees.

NAWRB ............................................................ www.nawrb.com ............................................................69 New England Mortgage Expo .............................. www.nemortgageexpo.com ............................................61 New York Community Bancorp, Inc. .................... www.nycbmortgage.com ................................................19 Paramount Residential Mortgage Group, Inc. ...... www.prmg.net ..........................44, 45 & Inside Back Cover PB Financial Group Corp..................................... www.calhardmoney.com ................................................47 REMN Wholesale ................................................ www.remnwholesale.com ................................................5 Secure Insight....................................................www.secureinsight.com ..................................................15 TagQuest .......................................................... www.tagquest.com ........................................................27 Texas Mortgage Roundup.................................... www.txmortgageroundup.com ........................................67 The Bond Exchange............................................ www.thebondexchange.com ..........................................63 The National Real Estate Post.............................. www.thenationalrealestatepost.com ..............................49 United Wholesale Mortgage ................................ www.uwm.com ..............................................................9

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Marketing Services Agreements: What’s a Lender to Do? By H. Burton Embry ........................................................................................78

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National Mortgage Professional Magazine December 2015  

National Mortgage Professional Magazine December 2015  

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