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New York Mortgage Refinance Rates from October 19, 2009* 30 Year Fixed Conforming – rate & term Rate 4.875%

Disc Points 0.000%

APR 4.942%

Payment* $2,116.00

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30 Year Fixed FHA – rate & term Rate 4.750%

Disc Points 0.000%

APR 4.997%

Payment* $2,086

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* The above example is based upon a mortgage in zip code 10001, $500,000 home value, a $400,000 new mortgage and 720+ credit. *Rates can vary by location. Select the closest city or enter the ZIP code for where you're looking to get a mortgage. * Rates are not guaranteed until lender locks in your mortgage. * Rates are subject to change with the market. * To get an estimated payment enter the approximate amount you plan to borrow. Rates are quoted on expectation of either a 5% or 20% down payment. *If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table below. We recommend that you call 888-577-8338 to determine what rates may be available to you and your specific situation.

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New York Mortgage Refinance October 19 2009 rate and term