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DECEMBER 2018–JANUARY 2019

Homes.NewsMiner.com

How to employ

STAGING TO IMPRESS BUYERS 30 ways to

CELEBRATE A MERRY MONTH Get the best

MORTGAGE FINANCING DEAL


FOR LEASE 200 N. Cushman Street 2nd Floor of the Aurora Building

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For more information, contact Virginia Farmier at

907-458-1040

Hundreds of Listings Open Houses • Loan Calculators Industry Information • Featured REALTORS® Homes.NewsMiner.com 2 homes.newsminer.com


contents

December 2018–January 2019

Products 12 AKTickets.com

8 Homes.NewsMiner.com

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The Pampered Chef; Robyn Neilko

Services

9

Duszynski & Associates/Inspection & Energy Rating

6

Florcraft Carpet One

7

Golden Valley Electric Association

15

Labrenz Landscaping

13

Mongold Insurance Agency

10

Mt. McKinley Bank

7

Nessbuilt Remodelers

14

Residential Mortgage

22

Sourdough Transfer

Real Estate 19

Agent Directory

11

Coldwell Banker: Melissa Richardson

8

Crown Real Estate Inc.; Ginger Orem

5

Fortune Properties; Janet Shafer

17

Grace Minder Realty, Inc.

23

Homes Featured Realtors

24

RE/MAX Associates of Fairbanks; Ray Brasier

4

RE/MAX Associates of Fairbanks; Gene Duval

13

Somers & Associates, REALTORS® Inc

22

Somers & Associates; Lana Hebert

21

Somers & Associates; Angie Tallant

20

Somers & Associates; Property Management

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Featured How to employ staging to impress buyers Make moving much easier Holiday appetizers perfect for entertaining Workplace gifting etiquette 4 tips to simplify cooking for a crowd this holiday season 30 ways to celebrate a merry month Maximize free time for a productive winter break Spiritual Christmas traditions to embrace Kids’ Corner Agent directory Get the best mortgage financing deal Celebrate safely this New Year’s Eve

To advertise, call Janessa Vinson at (907) 459-7547 jvinson@newsminer.com Homes.NewsMiner.com

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Homes is published and distributed free by the Fairbanks Daily News-Miner Advertising Department

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How to

employ staging to impress buyers Homeowners must consider a variety of factors when putting their homes on the market. One of the more important things to remember is the benefits of making a strong first impression on prospective buyers. That’s why many homeowners rely on staging when selling their homes. Staging requires more than just clearing out clutter or baking a batch of cookies to create a welcoming aroma. Staging helps potential buyers visualize the potential of a home and see themselves owning and living in the property.

Land for Sale

Associate Broker

452-4363

gene@geneduval.com www.geneduval.com Associates of Fairbanks

343 WELL STREET

$735,000 Quality home, custom-built by Tilly Construction, 2,785 sf of living area, 3 bedroom, 4 bath, large 2 car garage, over half an acre in town.

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• Greer S/D., by Nordale Rd and Peede, 5 lots from $14,500. • Beaver Pond S/D., 19 mile CHSR, PRICE REDUCED 6 lots from $17,500. • Chena Ridge View 4 lots with a view from $95,000. • Roland Acres S/D., by Chena Pump and Roland, 14 lots from $24,000. • Anders S/D., 22.5 mile CHSR, 8 lots from $28,000. • Polkadot Drive, near Goldmine Trail, 16 lots from $12,000. • Ridgepoint Drive on Chena Ridge, 2 lots from $95,000. • Clarkson Drive, by Chena Pump, 2 lots $30,000 each. • Hopper Creek S/D., 5.6 mile CHSR, 2 lots from $75,000. • Illinois St., by Denali Bank, .49 acres, $75,000. • City Lights Blvd, by Birch Hill, 5 lots from $96,000. • Sky Summit S/D., by Summit Dr., 2 lots, $99,500 each. • Deere St., near Aurora Dr., 1.7 acres, $118,500. • Chena Pump & Nebula, 2.28 acres, $175,000. Price Reduced • Eagle Ridge Rd., 2.21 acres, $58,000. Price Reduced

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Gene DuVal


chitecture and feel of the space. Here are ing an open house. some additional staging suggestions. Maximize lighting. Whenever posRemove personal effects. Homeownsible, take down or open window ers are urged to replace personal treatments to display architectural moldphotographs with neutral artwork and re- ings and let in as much natural light as move other decorative items that reflect possible. their personalities. As an example, an avid outdoorsman probably will want to Opt for neutral colors and furnishremove hunting trophies. The goal is to ings. Use neutral taupe and gray help buyers see themselves in the home, paint to keep homes prime for buyers. and that can be difficult if existing resi- Homeowners who have more eclectic dents’ personal effects are everywhere. or colorful tastes can put their items in storage and rent neutral furnishings until Put away nonessential items. Staging the home sells. helps homeowners create dream spacCertain rules should be followed when es. Coffeemakers, backpacks hanging taging can improve the chances that on the wall and dishes in the drainboard staging a home. Furniture, decor and a house sells quickly. Staging helps may be part of daily living, but they can potential buyers see themselves in the other amenities in the home should not make it hard for buyers to see a home’s space without distractions from the predetract from the house itself. Instead, potential. Store such items before hold- vious owners’ decorating or belongings. such items should complement the arWhile homeowners can effectively stage their own homes, sometimes it is well worth the investment to call in a professional designer or stager. Stagers often work their magic on vacant properties or those that have been sitting on the market awhile. A stager conducts careful research into the market of a particular area and learns about the neighborhood before deciding how to appeal to likely buyers. For example, when staging a coastal home, a stager may go with nautical themes and create the impression of a relaxing and laid-back property for entertaining by the beach.

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PROPERTIES

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homes.newsminer.com 5


Make moving much easier

It should come as no surprise that spring kicks off one of the busiest times of year in the housing market. Warm weather makes it more comfortable to see and display homes, leading to more listings and open houses.

DESIGN SERVICES

VINYL

CERAMIC

LAMINATE

HARDWOOD

CABINETS

CARPET

AREA RUGS

WINDOW COVERINGS

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According to the U.S. Census Bureau, the average person in the United States changes residences more than 11 times in his or her lifetime. With each move, the process of moving may become more familiar. But even the most practiced nomad can find moving to be an overwhelming experience. Those on the cusp of moving and nervous about packing up and leaving can employ a few tricks to make moving much easier.

tions regarding real estate companies, real estate attorneys, home inspectors, insurance agents, and all of the other people who will assist with buying, selling and moving. Carefully vet these professionals, relying on third-party reviews as well as any information provided by the Better Business Bureau.

SECURE TEMPORARY STORAGE

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4 51-0632

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Remodeling Alaska since 1977 We’ll be here next year!

HAVE A FIRST-WEEK SURVIVAL KIT

New homeowners can pick up takeout restaurant menus and premade grocery store meals. In addition, stock up on staples such as paper plates, toilet tissue, light bulbs, and cleaning supplies in advance of the move so you won’t have to unpack everything at mealtime or when you want to clean after arriving at your new home.

It can help to put some belongings into a storage center prior to moving, and then gradually take items from the storage unit to your new home. This will Buyers are advised to do their research free up space to make repairs to your when seeking new towns or cities to call new home and give you time to figure home. There are many factors to conout decorating schemes while ensuring sider, including school district ratings, clutter won’t get in the way of renovaproximity to shopping, distance from tion projects. New homeowners also can take their time sorting through boxes and work/commute times, availability of transportation, climate, and crime ratgetting rid of items they may not need in their new homes. ings. Before falling in love with a particular home, potential buyers can visit the area in which the home is located during a typical weekday to get a feel for the atmosphere. Check out shopping centers, The BBB advises consumers to verify observe the residents and drive by the all licensing for movers. Solicit at least schools and businesses. This can help three in-home estimates and get those paint an accurate picture that may or figures in writing. Confirm insurance may not differ from that depicted in the coverage for the company chosen, and real estate listing. be sure to have all agreed upon informa-

RESEARCH AREAS CAREFULLY

GET ESTIMATES AND VERIFY LICENSING

tion spelled out explicitly in a written contract. Red flags to consider include movers who don’t make on-site inWorking with qualified professionals who have gone through the moving pro- spections for estimates and those who cess before can make for easier work for demand payment in advance before the buyers and sellers. Ask for recommenda- move.

STACK THE DECK

homes.newsminer.com 7


Holiday

appetizers perfect for entertaining Presents may get much of the glory during the holiday season, but there is much to be said about the foods found throughout this time of year as well. During the holiday season, people frequently find that dinner invites, cocktail parties, office happy hour gatherings, and other opportunities for socialization are easy to come by. At the heart of these events are foods and beverages. Whether one is hosting a holiday soiree or plans to bring something to a potluck party, it’s helpful to have a list of fail-proof recipes at the ready. Tasting menus, bite-sized treats and finger foods are always a hit at holiday functions — and this recipe for “Mini Merry Meatballs,” courtesy of the Cattlemen’s Beef Board and National Cattlemen’s Beef Association, is sure to please. Paired with a cranberry barbecue sauce, these savory appetizers are bursting with flavor and holiday appeal.

Host a cooking show and learn new recipes!

Robyn Neilko Independent Sales Director for the Pampered Chef (#375559)

907-978-9630

www.pamperedchef.biz/RNeilko 8 homes.newsminer.com

F69535381

Janessa Vinson 907-459-7547

Shop my website and have your order(s) shipped anywhere you wish!


Mini Merry Meatballs (Serves 24) 1⁄2 1⁄4 1⁄4 1 1 3 1 1⁄4 1⁄8

pound ground beef brisket pound ground beef ribeye steak boneless pound ground beef (80 percent lean) cup seasoned stuffing mix egg, beaten tablespoons water teaspoon minced garlic teaspoon salt teaspoon pepper

Cranberry Barbecue Sauce: 2 teaspoons vegetable oil 1⁄2 cup chopped white onion 1 tablespoon minced garlic 21⁄2 cups fresh cranberries 1⁄2 cup orange juice 1⁄2 cup water 1⁄3 cup ketchup 1⁄4 cup light brown sugar 2 tablespoons cider vinegar 2 tablespoons molasses 1⁄2 teaspoon ground red pepper Salt

Preheat oven to 400 F. Combine brisket, ribeye, ground beef, stuffing mix, egg, water, garlic, salt, and pepper in a large bowl, mixing lightly but thoroughly. Shape into 24 11⁄2-inch meatballs. Place on a rack in a broiler pan that has been sprayed with cooking spray. Bake for 13 to 15 minutes until the internal temperature reads 160 F. Meanwhile, prepare the Cranberry Barbecue Sauce. Heat oil in a medium saucepan over medium heat. Add onions and garlic; cook and stir 2 to 3 minutes, or until tender, but not brown. Add remaining ingredients, stirring to combine. Bring to a boil; reduce heat and simmer for 20 minutes, or until cranberries burst and the mixture has been reduced to a thick consistency, stirring occasionally. Remove from heat; cool slightly. Transfer mixture to blender container. Cover, allowing steam to escape. Process until smooth. Season with salt, as desired. Serve meatballs with barbecue sauce

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Gift giving in the workplace can be challenging territory to navigate. And as anyone who has received an inappropriate gift or something that really wasn’t useful can attest, he or she probably doesn’t want to face a situation in which a gift leads to office gossip.

Workplace gifting etiquette

F17535185

10 homes.newsminer.com


KEEP IT IMPERSONAL.

Impersonal doesn’t mean it’s acceptable to grab anything off the shelf. But the gift should not be something that would offend tastes or sentiments. Avoid clothing, perfume, jewelry, or accessories. Lotions and other scented items are also ill-advised.

SKIP YOUR BOSS.

Etiquette experts say that gifts should flow downward not upward in the realm of employment ranking. That means it’s best to stick with gifting colleagues who are on the same level as you. Buying a gift for the boss may look like you’re simply trying to score brownie points instead of offering a meaningful gift.

GIVE GROUP GIFTS

Rather than gifting individuals, it can be safer to give a group gift from which many can benefit. This can include coffee and pastries from a nearby bakery, or a bouquet of flowers to brighten up the office environment.

KEEP PRICES MODEST.

Office giving is not about illustrating who can afford the most expensive gift. Remember, some people will not be able to reciprocate, and they shouldn’t feel uncomfortable for being on the receiving end of a lavish gift.

Melissa Richardson

REALTOR ®

(907) 388-2175 456-4653

Melissa@worryfreealaska.com www.cbgoldcountry.com

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According to a poll conducted by Harris, around half of workers plan to gift at least one business associate around the holidays but are confused about what to give. Too often it’s up to workers to navigate these etiquette minefields on their own, but the following tips can help the process go smoothly.

FOLLOW THE RULES.

Gift exchanges should be cleared with supervisors or human resources professionals. It pays to check if there are rules in place for gifting others.

AVOID CASH GIFTS.

Giving cash or checks is not a good idea. Money should only come by way of bonuses from higher-ups. If you’re stuck on what to give, a gift card to a store that a coworker visits is acceptable.

Gifting at work is complicated, and certain etiquette should be followed so no lines are crossed.

homes.newsminer.com 11


4 tips

to simplify cooking for a crowd this holiday season At some point during the holiday season, celebrants who host family and friends will no doubt prepare a

1. PREPARE A FAMILIAR DISH. Hosts may agonize over their holiday

invite guests to bring along a side dish or dessert. Guests who live nearby can make something in advance of the

homecooked meal for their loved ones.

menus, and some may feel compelled to

big meal, while hosts can hand over

Cooking for a crowd can seem like a

prepare a family specialty or the same

their kitchens to overnight guests who

daunting task, especially for first-time

dishes their parents or grandparents

express a willingness to contribute their

hosts. However, there are various ways

prepared for holiday dinners when they

own homecooked dish to the party.

for hosts to simplify cooking for a

were children. But holiday hosts can

Sharing the cooking duties gives hosts

crowd this holiday season.

make things easy on themselves by

more time to connect with friends and

choosing dishes they’ve made in the

family and serves as a great way to plan

past, regardless of their place in family history.

are already in the pantry,

3. ONLY MAKE WHAT GUESTS ARE LIKELY TO EAT.

saving a potentially time-

Hosts also should not feel pressured

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consuming trip to the

to cook more food than is necessary.

grocery store. And thanks

Holiday meals have a tendency to be

to the familiarity factor,

lavish, but hosts don’t have to spend all

hosts’ own specialties likely day in the kitchen preparing food that won’t require as much time will likely end up as leftovers or trash. to prepare.

2. SHARE SOME COOKING DUTIES. Another way to simplify cooking for a crowd is to

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the menu in advance.

Get a final headcount in the days before everyone comes over and adjust your recipes accordingly.

4. START EARLY. If the big is on Christmas Day, that does not mean hosts have to start


Families big and small typically celebrate the holiday season together. For some, celebrating the holidays with family requires traveling, while others stay put and welcome family and friends into their homes.

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cooking while everyone unwraps their presents. Hosts who are uncertain about what to cook can look for meals that

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process of cooking for a crowd this holiday season.

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homes.newsminer.com 13


30 ways

to celebrate a merry month The holiday season begins in late November and runs through New Year’s Day. It is marked by various gatherings of friends and family, decadent foods, cocktails, traveling, and gift exchanges. The National Retail Federation says consumers will spend an average of $967 during the holiday season. However, the joy of the holidays also is about all of the memorable experiences that tend to make the season so beloved.

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With that in mind, here are 30 ways to make the holiday season that much more merry. 1. Visit with an elderly or housebound neighbor and share conversation. 2. Donate gently used toys to a children’s hospital. 3. Research the history of the holiday and share it with people you care about. 4. Make handmade Christmas tree ornaments. 5. Donate money to a charity or other good cause. 6. Encourage “pay it forward” movements in your community. Start by doing something simple like buying a coffee for a complete stranger. 7. Feed birds facing the cold, winter weather. 8. Take a ride or walk around the neighborhood to look at decorated houses. 9. Make a fire in a fire pit in the yard and toast marshmallows while sipping hot chocolate. 10. Binge watch holiday movies. 11. Attend the concert of a children’s choir. 12. Help a friend decorate his or her home. 13. Host a tree-trimming party. 14. Schedule a day for baking cookies. 15. Sing Christmas carols at a nursing home.

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16. Put together care packages of items and send them to troops overseas. 17. Share the holidays with a military family whose spouse is in service and can’t make it home. 18. Offer to shop for someone who is homebound due to age, a chronic illness or injury. 19. Visit a large city to look at Christmas window displays.

parents can get errands done or just catch up on rest. 23. Volunteer at a soup kitchen. 24. Share the religious traditions of your holiday with someone of a different faith. 25. If weather permits, go sledding, build a snowman or have a snowball fight. 26. Share favorite memories at family holiday dinners. 27. Remember a deceased loved 20. Buy and hang real mistletoe … one with a special tribute. and use it. 28. Construct a gingerbread house. 21. Make a new friend and invite 29. Teach someone how to make a him or her to a holiday party for the cherished family recipe. first time. 30. Surprise a distant relative with 22. Babysit a newborn so his or her an impromptu visit.

homes.newsminer.com 15


Maximize

free time for a productive winter break It may seem like only yesterday that the school year began anew, but before students (and their parents) know it, winter break will have arrived. College and university students may have several weeks off between semesters, while some may be off just a week or two. Regardless of how much time you have, these are some ways to make your winter break as productive as possible. It may seem like only yesterday that the school year began anew, but before students (and their parents) know it, winter break will have arrived. College and university students may have several weeks off between semesters, while some may be off just a week or two. Regardless of how much time you have, these are some ways to make your winter break as productive as possible.

• MAKE TIME FOR PLAY. Don’t discount the importance of using your downtime to rest and recharge. Prior to winter break, many students face year- or semester-end exams. Such students can use their winter break to refuel their brains.

• EARN SOME MONEY.

Use your time off to make some money. Students who attend school close to home can speak with their employers about increasing their hours during the winter break.

• FIND TIME TO STUDY.

A phenomenon called “summer slide” refers to when students lose a portion

16 homes.newsminer.com

of what they’ve learned during summer vacation. The same phenomenon can occur during winter break, albeit on a smaller scale. To avoid back sliding on lessons over winter break, read a book or do some other things to keep your mind sharp.

• CLEAR CLUTTER.

Use your down time to go through your school paperwork and discard those things you won’t need. You also can organize supplies for the upcoming semester.

• UPDATE YOUR RÉSUMÉ.

Update your résumé to include any new experience you have. In addition, start to look for internships or summer jobs in your field of study.

• DO SOMETHING ARTISTIC OR HANDY.

Work on fine arts projects or crafts. A report by Americans for the Arts states that young people who participate regularly in the arts are four times more

likely to be recognized for academic achievement, to participate in a math and science fair or to win an award for writing an essay or poem than children who do not participate. Catch up on creative pursuits during the break.

• NETWORK AND SOCIALIZE.

The adage, “it’s not what you know but who you know” is as applicable as ever. Use winter break as an opportunity to visit with friends, former classmates, alumni groups, and others to continue to build a strong network.

Students can utilize winter breaks to keep their minds sharp and stay productive.


FOR RESULTS CALL GRACE Happy Holidays! Grace Minder - BROKER

Your Hometown Realtor GRACE MINDER REALTY, INC.

(907) 378-8934 graceminder@yahoo.com www.graceminder.com

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Custom home built in 2016 with 3 beds 2 bath on almost 4 acres. Open floor plan with radiant heat, hardwood & tiled floors, granite counter tops, custom cherry cabinets. Walk-in custom tiled showers, 95% finished, priced for a quick sale.

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Rare Find: Above the ice fog and close to trail system. Custom 3 sided log home on almost 4 private acres. Open floor plan, 2 beds, 1 bath, 2 car detached garage.

Spiritual

Christmas traditions to embrace The holiday season is a special and spiritual time of year. It can sometimes be easy to get lost in the more commercial aspects of the holiday season, and there’s certainly nothing wrong with shopping for gifts that will show your loved ones how much you love and appreciate them. For those who want to focus back on the spiritual side of this special time of year, the following suggestions can help in those efforts.

SHARE THE STORY OF CHRISTMAS

The Gospels of Mark and Luke offer differing accounts of the birth of Jesus Christ. Both indicate that Jesus was born to Mary, who was engaged to Joseph, a carpenter. Mary became pregnant through immaculate conception, as she was a virgin when visited by an angel who informed her that she was to carry God’s son. At the time of Christ’s birth, all Jewish people had to be counted by Roman soldiers for tax purposes. That required people to return to their places of birth. As a result, Mary and Joseph set out on an arduous journey to Bethlehem. Upon arriving in

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Bethlehem, inns had no vacancies, but Mary and Joseph were given shelter in a stable where Jesus was ultimately born.

ATTEND MASS

Churches traditionally hold religious services on Christmas Eve and Christmas. These services are joyful expressions of faith, music and community spirit. But Christmas mass is not the only time to head to church. During Advent, the four-week period preceding Christmas, Catholics prepare and repent. Advent calendars help count down the days until Christmas.

SET OUT A NATIVITY SCENE

Make a nativity scene the primary focus of Christmas decorations and encourage children to play with the figures and act out the Christmas story.

3 beds, 2.5 baths, 2 car garage This home was gutted and rebuilt in 2010. Very nice finishes. Open floor plan, 6 person breakfast bar with granite tiles, stainless appliances. Tiled floors, radiant heat, family room, southern exposure, large deck, fenced yard, huge paved driveway. F69535392

FOCUS ON GIFTS FOR GOOD

Families can focus their energies on faithful endeavors and the spirit of giving that’s synonymous with the season. Do good deeds for others, embrace peace and love and share special time with others.

SING CAROLS

Spread the holiday spirit through song. Get together with a group of friends or neighbors and go door-todoor, or hold a caroling performance at a centralized location. Select religious hymns, but also include some secular favorites. The holiday season is a great time of year to reconnect with one’s faith and spirituality.

homes.newsminer.com 17


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Find Your Agent Find Your Home AGENT BARBARA BOTTOMS Alaska Life Realty

219 E. 5th Avenue North Pole, AK 99705

(907) 460-0759

barb29alaska@gmail.com www.akliferealty.com

RICH KELLEY Rich Kelley Realty 452-7424

www.richkelleyrealty.com rich@richkelleyrealty.com

GINGER OREM

Crown Real Estate AK, Inc. 452-8000

www.AskForGinger.com ginger@askforginger.com

ANGIE TALLANT

Somers & Associates REALTORS® Inc. 456-7653 Cell 347-3622 mysomers.net angie@mysomers.net

DIRECTORY GENE DUVAL

RE/MAX Associates of Fairbanks 452-4363 GeneDuVal.com gene@geneduval.com

LANA HEBERT

Somers & Associates REALTORS® Inc. (907) 590-3330 LanaHebert.com akrealtorlhebert@gci.net

GRACE MINDER

GRACE MOORE

www.graceminder.com graceminder@yahoo.com

Fairbanks-NorthPolehomes.com gracemoore@alaska.net

TRACI SCHACHLE

JANET SHAFER

Grace Minder Realty, Inc. 378-8934

Somers & Associates REALTORS® Inc. 322-0228

RealEstateInFairbanks.com traci@alaskarealtor.com

BRUCE WAMMACK Interior Alaska Realty 322-2177

interiorrealty.com interiorrealty@ak.net

Fairbanks First Realty 590-0306

Fortune Properties 388-1400

Fortune@polarnet.com

DOUG WELTON Fox Realty (907) 456-8000 Cell: 978-4965

www.alaska-land.com dwelton56@gmail.com

To have your information here for as low as $30 in our next issue . . . CALL

Janessa Vinson 907-459-7547

newsminer.com homes.newsminer.com 19


Homes are substantial, decades-long investments, so it’s smart to shop around to find the best rates and lenders available. These tips can make the process of applying and getting a mortgage go smoothly, and may even help borrowers save some money.

• LEARN YOUR CREDIT SCORE.

Your credit score will be a factor in determining just how much bargaining power you have for lower interest rates on mortgage loans, according to the financial resource NerdWallet. The higher the credit score, the better. Well before shopping for a mortgage, manage your debt, paying it off if possible, and fix any black marks or mistakes on your credit report.

F69535395

• INVESTIGATE VARIOUS LENDERS

20 homes.newsminer.com

The Federal Trade Commission says to get information from various sources, whether they are commercial banks, mortgage companies, credit unions, or thrift institutions. Each is likely to quote different rates and prices, and the amount they’re willing to lend you may vary as well. Investigating various lenders can help you rest easy knowing you got the best rate for you. Lenders may charge additional fees that can drive up the overall costs associated with getting a mortgage. Compare these fees as well so you can be sure you get the best deal.


Get the best mortgage financing deal

tallanted. by Angie Tallant

456-7653 • mysomers.net 456-7653 • somersandassociates.net 456-7653 • somersandassociates.net

Angie M. Tallant 456-7653 x 101 Office Owner 347-3622 Cell 347-3622 Cell Owner angie@mysomers.net Broker / REALTOR®Broker / REALTOR® angie@mysomers.net

• CONSIDER A MORTGAGE BROKER.

Mortgage brokers will serve as the middle person in the transaction. A broker’s access to several different lenders can translate into a greater array of loan products and terms from which to choose.

F69535390

2085 Rust Ave, North Pole AK • $314,900 Few people are able to walk into 1775/1777 Dr. • $219,900 1775/1777 Dr. • suite, $219,900 3 bed, 2.5Bridgewater bath, over 2Bridgewater acres, Master dog run, additional area to a home, like what they see and build• aHuge shopcorner with•electrical already income potential Huge lot present • Fully fenced Great incomeGreat potential lot • corner Fully fenced has been remodeled, bed 1 bath then pay for a house in cash. In theUpper unit hasUpper been unit remodeled, 2 bed 1 bath •2 Lower unit is• 1Lower bed, 1unit bathis 1 bed, 1 bath vast majority of home purchases, mortgages make the dream of home ownership a reality. Getting a mortgage requires research 2195 Old2731 ElliotRegal Highway, Fairbanks AK • $139,900 and some preparation on the part Ave. • $279,900 2731 Regal Ave. • $279,900 2 bedroom, rustic living in Fox 2 Bath Style • Master suite 3 Bed, 2 Bath3 •Bed, Ranch Style• 1Ranch • bath, Master suite of borrowers if they hope to get the Open kitchen and living, ample storage, 2 sheds Updated kitchen • Almost 3 acres Updated kitchen • Almost 3 acres friendliest terms possible. Angie M. Tallant 456-7653 x 101 Office

you’re unfamiliar with points, discuss the concept with your financial advisor. The vast majority of homeowners secured a mortgage to purchase their homes. Learning about the mortgage process can help new buyers navigate these sometimes tricky financial waters.

• LEARN ABOUT RATES.

Become informed of the rate trends in your area. Lower rates translate into significant savings amounts per month and over the life of the loan. Rate may be fixed, though some are adjustable-rate mortgages (also called a variable or floating rate). Each has its advantages and disadvantages, and a financial consultant can discuss what might be in your best interest.

• DISCUSS POINTS WITH YOUR FINANCIAL ADVISOR AND LENDER.

Some lenders allow you to pay points in advance, which will lower the interest rate. Get points quoted in dollar amounts so they’ll be easier to compare. If homes.newsminer.com 21


New Year’s Eve is a time to celebrate. But for hundreds of people each year, the week between Christmas and New Year’s Day proves fatal. According to fatality data from the National Highway Traffic Safety Administration, over the last five years an average of 300 people died in drunk driving fatalities between Christmas and New Year’s Day. Holiday celebrations, and New Year’s Eve festivities in particular, tend to include alcohol, raising the stakes during this festive yet too often fatal time of year.

Celebrate safely this New Year’s Eve

NEW OFFICE LOCATION: 220 PARK WAY, NORTH POLE, AK 99705 RIGHT BEHIND PIZZA HUT

22 GLACIER, UNIT 10 Nice downtown location condo! 2 bedroom, 1 full bath, large living room with scenic fireplace and private deck.

$129,000

2995 GLIDE COURT Looking for a big house at a great price? This beautiful 4 bedroom, 3 bath, 2 car garage is ready for you to make it your home.

$330,000

1096 BRADWAY Cozy 2 Bedroom/1 bath home with 3 outside storage units with lots of potential

2756 FREEMAN ROAD Beautiful 3 bedroom, 2 bath, plus garage log home on the Chena River in North Pole

$392,000

TOK CABIN Looking for a place to hunt, fish and trap or just plain relax... this is the cabin for you!! Outside Tok, Alaska on almost 5 acres of land.

163 SECOND AVE Quaint home in the city limits!! This corner house has been updated and filled with charm throughout

523 KETCHIKAN

$276,000

Alaskans

for over 100 year

s

My 3 Steps as your Realtor: 1.) FOR SALE 2.) PENDING 3.) SOLD 3 Tok Lots with each 5 Acres

Lana Hebert, Realtor®

Cell: 907-590-3330 | LanaHebert.com | akrealtorlhebert@gci.net

~ S er ved in the Militar y for over 20 years...time to ser ve you ~ F69535396

22 homes.newsminer.com

MOVING

$80,000

$120,000

Beautiful updated 4 bedroom/2 bath home with garage. Nice fenced in area with greenhouse and room to enjoy!!

BRADLEY SKY RANCH AIRPORT, NORTH POLE 2BD/2BA Apartment and hanger. Own a piece of the sky!

$1,100,000

$70,000

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BACK ON THE MARKET!!

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FREE consultation!

Visit www.SourdoughTransfer.com or call 907.456.6040 or 800.478.3976 in Fairbanks

F40527717 F40527772

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The sobering statistics provided by the NHTSA don’t have to prevent people from toasting a new year. In fact, there are many ways to have fun this New Year’s Eve without putting yourself in harm’s way.

• DON’T OVERINDULGE IN ALCOHOL.

For many people, overindulging in alcohol is part and parcel during New Year’s Eve celebrations. Such behavior puts everyone at risk, even people who don’t drive. According to the National Institute on Alcohol Abuse and Alcoholism, conservative estimates suggest that roughly one-half of sexual assaults on American women involve alcohol consumption by the perpetrator, victim or both. While alcohol and its relationship to traffic fatalities draw the bulk of the attention on New Year’s Eve, even people who don’t intend to drive should recognize the dangers of overindulging in alcohol and drink responsibly.

• ARRANGE FOR TRANSPORTATION.

If you need a car to get around on New Year’s Eve and plan to drink alcohol, arrange for someone else to do your driving for you. Groups of friends should choose someone to be their designated driver or pool their money and hire a taxi or bus service for the night so no one who’s been drinking gets behind the wheel. The NHTSA even offers a free app called SaferRide that is compatible with Apple and Android devices and enables users to call a taxi or a friend to be picked up.

• HOST RESPONSIBLY.

Even people who don’t intend to leave their homes can take steps to make New Year’s Eve safer for everyone. If you’re hosting a party at home, do so responsibly, making sure none of your guests overindulge and making the party less about drinking and more about having fun. Shift the focus from

toasting drinks to games and activities that don’t include alcohol. Make sure to have plenty of food and nonalcoholic beverages on hand and encourage people who are drinking to eat full meals and drink water throughout the night. People who fill up on food and water during the party may feel full, which may discourage them from having extra drinks. While many people will expect to drink alcohol on New Year’s Eve, don’t stock up on too much alcohol, the availability of which may encourage guests to overindulge. Hosts also should keep the phone numbers of local taxi services handy just in case some guests cannot drive themselves home safely. New Year’s Eve should be as festive as possible. Celebrating responsibly can ensure everyone has a fun and safe time.

Become a featured REALTOR® on homes.newsminer.com Basic Agent - FREE • All of your MLS listings • Company Name • Call Me • Email Me • Contact REALTOR®

Featured Agent - as low as $200/mo • All of your MLS listings • REALTOR® Profile with photo • Links: Email, Visit my website, Contact Me (basically, all of your contact info in multiple spots with multiple access). • About (profile information - up to 900 words) • Online ad for 30 days - 300x250 or 728x90

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homes.newsminer.com homes.newsminer.com 23


Homes Listed by

RAY BRASIER @ ASSOCIATES OF FAIRBANKS

(907) 750-3920 • HomesForSaleFairbanksAK.com

584 Slater Drive

1534 Stacia St

$236,500

This clean, well kept 4 bedroom 2 bath home, shows pride of ownership throughout. The spacious backyard is complimented by the large deck that ajoins the dining area, and would make a great area for summer barbecues. Recent upgrades include flooring, lighting, and painting. Over the years the home has been upgraded with low maintenance metal roofing, vinyl siding and vinyl windows. It is a great home for the money.

LAND FOR SALE Great opportunity to build your new home. 2.17 acres.

Lot 25 George Lake $15,920

Boat in, snow machine in or fly into lake. Great Pike fishing. Close to Fairbanks but far enough out that the recreational possibilities are unlimited. There are a total of 11 lots to choose from. Lots are from 1.99 acres to 5.8 acres. Most lots are around 2 to 3 acres. All lots have Lake frontage. Priced from $15,900 to just over $31,000 for the 5.8 acres.

NHN Bias Drive $22,000

Close to town GU-1 Zoned lot. 4.66 acres.

6010 Telemark Trail $25,000

Extraordinary Parcels at the top of a hill. Good road access. Big Trees, Trails, some lots have stupendous view potential after a few trees are cleared.

812 Nordale Road $280,000

Great location for Fairbanks/North Pole newest subdivision, this 73 plus acre lot is zoned GU-1 with no Covenants. Has electricity on three sides of it, phase 3 electric on the Nordale side. Originally was a federal homestead, so you have legal rights to the gravel. The acreage fronting on the corner lot of Nordale and Freeman would make a great location for a gas station/convenient store, the side fronting Freeman Road is a half mile deep.

*3 MILE CHENA HOT SPRINGS ROAD Lot 1 $450,000 - 47.56 Acres Lot 2 $375,000 - 35 Acres Lot 3 $225,000 - 10 Acres Lot 4 $395,000 - 55 Acres Lot 5 $675,000 - 160 Acres Lot 6 $157,000 - 40 Acres Lot 7 $99,500 - 120 Acres Huffman Lakes on Nordale Rd

Waterfront Properties there are 11 lots ranging in price from $16,500 - $39,500

$149,900

ON THE WATER

This 3 bed 2 bath 2 car home is on the slough. Great home, home needs some TLC, totally livable, great home for flipping or building sweat equity.

518 Sun Way

$195,000

Duplex with additional cottage as a rental. “Zone RR” cottage rents for $400 per month. Property being sold “As-Is”. Great property to build sweat equity in, very livable does need some updating and cosmetic work.

150 Eagle Street

$625,000

Great opportunity with high exposure, approx. 19,000 vehicles pass this location each day, with great highway sinage. Property is 22,000sqft and use to be an athletic club. Building’s last usage was for office space, other potential usages could be micro brewery/ restaurant, small scale theatre, heated storage, or medical suite. Property is zoned GU-1 very few limitations on use.

INCOME PROPERTY $ $ $ $ $ $

Gross Income is $49,200

Gross Income is $84,000

341 Brandt Street $239,900

2085 Van Horn Road $299,900

5-PLEX! Triplex and duplex located on 1 lot close to downtown just behind the Newsminer. Property has had some recent upgrades including heating, electrical and roof.

24 homes.newsminer.com

2013 Plack Road

GETTINGER'S FIELD ALL VIEW LOTS

NHN Senate Drive $14,500

$$$$$$

$69,900

Great little investment or starter home. Home appears to be partially wood crib and concrete foundation. Current owneres use proprty as a rental. Financing options are cash or in-house type loan.

1904 Rickert

$530,000

Totally renovated energy efficient 14 plex on city utilities. Upgrades include, all new windows, new rafters, roofing siding, unit’s are If you are looking for a lot of rental income potential and an equity updated as needed. Energy include upgrades, remote walls insulated building project then this 5-PLEX property is for you! The construction is a to R43 walls. Non MLS property, listiing licensee is part owner. combination of furred out, 2x6 and 2x8 walls.

F69535380

Fairbanks Homes & Real Estate - December 2018-January 2019  

Trends and tips for home buyers and sellers in Fairbanks, Alaska

Fairbanks Homes & Real Estate - December 2018-January 2019  

Trends and tips for home buyers and sellers in Fairbanks, Alaska