Page 15

EXAMPLE SEVEN

These premiums apply to a renter in a 25-year-old two-story apartment complex with 15 units without wood stoves. The contents are valued at $25,000. There have been no claims in the last three years. Coverages: Deductible $500; Personal liability $100,000 and Medical Payments $1,000 per person. All other coverages are rated according to an HO4 or comparable policy.

Billings

Bozeman

Butte

Glendive

Great Falls

Helena

Kalispell

Missoula

Scobey

City

Rural

City

Rural

City

Rural

City

Rural

City

Rural

City

Rural

City

Rural

City

Rural

City

Rural

Allstate Indemnity Co.

$148

$199

$124

$165

$124

$165

$148

$199

$148

$199

$148

$199

$124

$165

$124

$165

$156

$199

Allstate Insurance Co.

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Allstate Vehicle & Property Ins. Co.

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

CSAA Fire & Casualty Ins. Co.

$82

$91

$82

$90

$81

$84

$81

$87

$80

$85

$80

$84

$80

$84

$80

$83

$81

$87

Depositors Insurance Co.(Nationwide)

$189

$218

$193

$235

$201

$245

$181

$220

$190

$212

$183

$226

$166

$205

$167

$206

$179

$218

Farmers Insurance Exchange

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Fire Insurance Exchange

$309

$368

$262

$312

$281

$334

$270

$322

$296

$358

$272

$324

$273

$325

$281

$334

$303

$357

Garrison Property & Casualty Ins. Co.

$176

$176

$171

$171

$192

$192

$197

$197

$180

$180

$180

$180

$180

$180

$180

$180

$197

$197

Mountain West Farm Bureau Ins. Co.

$137

$176

$140

$180

$140

$180

$137

$176

$140

$180

$140

$180

$140

$180

$140

$180

$144

$176

Safeco Insurance Co. of America

$150

$270

$136

$246

$177

$317

$177

$317

$160

$289

$165

$296

$126

$227

$155

$279

$177

$317

State Farm Fire & Casualty Co.

$115

$115

$115

$115

$115

$115

$121

$121

$115

$115

$115

$115

$115

$115

$115

$115

$115

$115

Travelers Home & Marine Ins. Co.

$167

$223

$149

$199

$161

$212

$166

$228

$171

$229

$156

$211

$159

$216

$148

$197

$157

$211

United Services Auto Association

$176

$176

$171

$171

$192

$192

$198

$198

$180

$180

$180

$180

$180

$180

$180

$180

$198

$198

USAA Casualty Insurance Co.

$185

$185

$180

$180

$202

$202

$208

$208

$189

$189

$189

$189

$189

$189

$189

$189

$208

$208

USAA General Indemnity Co.

$191

$191

$186

$186

$210

$210

$216

$216

$196

$196

$196

$196

$196

$196

$196

$196

$216

$216

Please note: The above premium rates reflect surveys completed by the insurers and only those insurers who chose to respond to the survey are included.

13

2018 Homeowners and Renters Insurance Rate Comparison Guide  
2018 Homeowners and Renters Insurance Rate Comparison Guide  
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