Risk Management is available for both 2-Party and 3-Party transactions. Though risk rules can be configured only through the Merchant Administration or Merchant Manager portals, transactions processed through the Virtual Payment Client will be assessed for risk, and the overall risk result for each authorisation and purchase will be returned in the Transaction Response. However, merchants using the Virtual Payment Client will not be able to make a review decision on the order — orders can be reviewed for processing or cancellation only through the Merchant Administration portal. You can view the overall risk result details in the search results of an Order Search using the Merchant Administration or Merchant Manager portals on the Payment Server. Note: Merchants must have the May Use Risk Management privilege enabled to use Risk Management. To enable this feature contact your MSO.
Note: Risk Management is applicable only to Auth Then Capture and Purchase transaction modes. Standalone Captures, Standalone Refunds, etc., will not be assessed for risk.
The diagrams below illustrate the process flow of an order when risk management is enabled for an MSO and merchant respectively.
Diagram 1 Process Flow for an MSO when Risk Management is Enabled MiGS Virtual Payment Client Integration Guide - October 2010
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