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We were proud to be lead partner with Mortgage Introducer to launch the inaugural Scottish Mortgage Introducer Awards Thank you for your support Let’s go forward

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Buy to Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. Registered in England. Registered number: 9740322. Registered office: 1 Churchill Place, London E14 5HP. IBIM9057 April 2019

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A big well done

Publishing Editor Robyn Hall Robyn@mortgageintroducer.com Managing Editor Ryan Fowler Ryan@mortgageintroducer.com News Editor Ryan Bembridge RyanB@mortgageintroducer.com Reporter Michael Lloyd Michael@mortgageintroducer.com Editorial Director Nia Williams Nia@mortgageintroducer.com Commercial Director Matt Bond Matt@mortgageintroducer.com Advertising Manager Francesca Ramsey Francesca@mortgageintroducer.com Campaign Manager Joanna Cooney joanna@mortgageintroducer.com Production Editor Felix Blakeston Felix@mortgageintroducer.com Head of Marketing Robyn Ashman RobynA@mortgageintroducer.com

Printed & distributed in England by The Magazine Printing Company, using only paper from FSC/PEFC suppliers. www.magprint.co.uk Information carried in Mortgage Introducer is checked for accuracy but the views or opinions do not necessarily represent those of Mortgage Introducer Ltd.

WeWork c/o Mortgage Introducer, 41 Corsham St, London, N1 6DR

The inaugural Mortgage Introducer Scottish Mortgage Awards took place last month at Edinburgh’s prestigious Ghillie Dhu. With focus so often being on London and the rest of England and Wales we launched the SMAs to celebrate the people, products and services that demonstrate excellence and originality within the Scottish intermediary mortgage market. Recognising and rewarding the best and brightest in the Scottish mortgage industry – individuals and businesses who stand out from their peers through their innovation and professionalism – is no easy task. With 17 categories and nearly 7,000 votes cast our 63 strong panel of judges had their work cut out. Hosted by comedy legend Fred MacAulay, the evening wasn’t just about shining a spotlight on the best of the best from Edinburgh and Glasgow. For the first time brokers from the regions also had a chance to shine, including those from Aberdeen/ Northern; Dumfries and Galloway; Dundee and East Fife; Perth, Stirling and Falkirk as well as the Highlands and Islands. And it wasn’t just brokers who took home the spoils The SMAs also rewarded Scotland’s best building society; lender; specialist lender; later life lender; GI provider; distributor as well as Scotland’s best business leader – an accolade that was collected by Barclays’ Graeme Muirhead, while a special lifetime achievement award went to Lloyds’ Douglas Cochrane. Congratulations to all our winners but also to all those who made the shortlist – no mean feat amongst such strong and diverse competition. A special thanks goes to all our sponsors, but especially our headline sponsor Barclays and our platinum sponsor, The Lending Channel as well as our media partner, UK Finance and our charity partner Crisis, the national organisation for homelessness. To find out who made the grade and who took the top prizes, read on.

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The Shortlists

Awards Part One 7

Lender of the Year

9

Specialist Lender of the Year

11

Later Life Lender of the Year

13

Building Society of the Year

15

Distributor of the Year

17

Surveyor of the Year

19

GI Provider of the Year

Event Photos 22 Looking back at the Scottish Mortgage Awards 2019 Awards: Part Two 21

Regional Best Broker - Glasgow

25 Regional Best Broker - Edinburgh 27 Regional Best Broker Aberdeen/Northern 29 Regional Best Broker - Perth/ Stirling/Falkirk (Central Region) 31

Regional Best Broker

- Dundee & East Fife 33 Regional Best Broker - Highlands & Islands 35 Regional Best Broker Dumfries & Galloway 37 Overall Broker Scotland 39 Business Leader of the Year 41

Lifetime Achievement Award

Dedicated to supporting Scotland Let’s go forward Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Buy to Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. Registered in England. Registered number: 9740322. Registered office: 1 Churchill Place, London E14 5HP. IBIM9057 April 2019

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Who is fighting your corner? Join your trade body and enjoy ther benefits... Representation and the voice for your industry Regular information, insight and analysis Factsheets and guides on industry issues Technical helpdesk for support and advice Events, networking and professional development

Find out more www.a-m-i.org.uk 01908 847021 info@a-m-i.org.uk 4

MORTGAGE INTRODUCER

SCOTTISH MORTGAGE AWARDS 2019

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BUILDING SOCIETY OF THE YEAR Nationwide Building Society, Leeds Building Society, Scottish Building Society

LIFETIME ACHIEVEMENT AWARD

REGIONAL BEST BROKER EDINBURGH

Douglas Cochrane – Lloyds Banking

Carrington Mortgage UK, Mortgage Advice Bureau Network Partner Scotland, Malleny Mortgage Solutions

BUSINESS LEADER OF THE YEAR

OVERALL BROKER SCOTLAND

REGIONAL BEST BROKER GLASGOW

Dominic Taddei (Mortgage Advice Bureau), Ian Andrew, (Nationwide Building Society), Graeme Muirhead (Barclays)

Carrington Mortgage UK

Carrington Mortgage UK, Mortgage Advice Bureau New Homes, The Glasgow Mortgage Company

DISTRIBUTOR OF THE YEAR The Lending Channel, Your Expert Group, Thistle Finance

REGIONAL BEST BROKER HIGHLANDS & ISLANDS

THE

SHORTLISTS GI PROVIDER OF THE YEAR Legal & General Home Insurance, Uinsure, Paymentshield

LATER LIFE LENDER OF THE YEAR Scottish Building Society, Legal & General, Aviva Financial Advisers

LENDER OF THE YEAR Nationwide Intermediary Solutions, Metro Bank, Barclays

www.mortgageintroducer.com

REGIONAL BEST BROKER ABERDEEN/ NORTHERN Carrington Mortgage UK, Phil Anderson Financial Services, Aberdeen Mortgage Company

REGIONAL BEST BROKER DUMFRIES & GALLOWAY DL Mortgage Services Ltd, RML Financial Management, Thomson Mortgages

REGIONAL BEST BROKER DUNDEE & EAST FIFE Carrington Mortgage UK, Mortgage Advice Bureau – Dundee, Alba Mortgage Solutions

Helen Mackenzie Mortgage & Protection Services, Hamish Malcolm (Munro & Noble), Craiglyon Financial Management

REGIONAL BEST BROKER PERTH/ STIRLING/FALKIRK/ CENTRAL REGION Beverley Callander, David Milloy, First Mortgage Direct – Falkirk Branch

SPECIALIST LENDER OF THE YEAR Aldermore, Scottish Building Society, Assetz Capital

SURVEYOR OF THE YEAR Shepherd Chartered Surveyors, Graham & Sibbald, Allied Surveyors

SCOTTISH MORTGAGE AWARDS 2019

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to all the winners at the

Scottish Mortgage Awards! From everyone at

mortgageadvicebureau.com

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WINNER

LENDER OF THE YEAR NATIONWIDE INTERMEDIARY SOLUTIONS

Award accepted by Donald MacVicar (centre left), Sarah Donaldson (centre) and Tom Lawrence (centre right)

Tom Lawrence, regional manager (North), intermediary relationships, Nationwide, said:

“Nationwide was absolutely delighted to be nominated and then short-listed for the award. To win however it was fantastic. We are grateful to all of our Intermediary partners who voted for us and who support us. Our BDM team in Scotland do a great job and are assisted by many people in the background all of which goes to make Nationwide such a compelling proposition. Lang may all of your lums reek!!!” www.mortgageintroducer.com

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&

SCOTTISH LENDING LEGAL SERVICES ARE OUR SPECIALISM

w w w. m m i l e g a l . c o m / o u r - s e r v i c e s / m m i l e n d e r

WINNER

SPECIALIST LENDER OF THE YEAR ALDERMORE

Award accepted by Matt McCullough (centre left), Craig Beattie, (centre right)

Matt McCullough, national sales manager, Aldermore, said:

We are extremely proud to pick up the ‘Specialist Lender of the Year’ award and thank Mortgage Introducer for organising a brilliant night in celebration of our industry in Scotland. The award is a credit to our expert staff that facilitates our operational commitment to Scotland and our fantastic sales team’s hard work and determination, which serves our intermediaries so well.” www.mortgageintroducer.com

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Proud to be recognised

as Scotland’s trusted mortgage expert. At Carrington Mortgage UK we’ve been helping people with mortgage and protection needs since 2014. Having just celebrated our 5th anniversary, we are committed to delivering an unrivalled level of service to our customers and the stakeholders with whom we work. We’re committed to helping clients at a time and place that suits them and with offices in Glasgow, Edinburgh, Aberdeen, Fife and Inverness, our aim is to make getting a mortgage simple and straightforward.

Named 2019 Best Overall Broker for Scotland and Regional Best Broker for Aberdeen & Northern.

We’re excited to continue our growth in 2019 by further strengthening our proposition, including Equity Release, Limited Company Buy to Let and Portfolio Landlord sectors of mortgage lending.

We believe in building relationships.

As a growing business in Scotland we’re dedicated to further developing our corporate client relationships as well as our ongoing commitment to help customers buy their dream home or save money on an existing mortgage arrangement. So, if you work in the home buying industry, or if you’re looking for a mortgage, Carrington UK has access to thousands of mortgage deals helping first time buyers, buy to let customers, homemovers and those looking to remortgage.

Simple and straightforward mortgages. Contact us today to get started.

CarringtonUK.com | 01592 773 772


Category sponsor

WINNER

LATER LIFE LENDER OF THE YEAR LEGAL & GENERAL

Award accepted by Francesca Ramsey (centre) of Mortgage Introducer on behalf of Legal & General

Harold Pritchard, distribution director at Legal & General Home Finance, said:

“We’re thrilled that our work in the later life lending market has been recognised by the Scottish Mortgage Awards. Uptake of lifetime mortgages in Scotland has increased by 62% over the past five years and we’re proud to lead innovation and flexibility in this market, helping more retirees enjoy the benefits of unlocking their property wealth.” www.mortgageintroducer.com

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Category sponsor

WINNER

BUILDING SOCIETY OF THE YEAR SCOTTISH BUILDING SOCIETY

Award accepted by Paul Alexander (centre), Alex Moffat (Centre right) and Gavin Holmes (centre left)

Paul Alexander, head of business development and sales strategy, Scottish Building Society, said:

We were delighted to win this award. We were particularly pleased to be recognised by a panel of industry experts against strong competition from much larger lenders. We provide a range of mortgages, including self-build, professional and guarantor and take great pride in treating every application on an individual basis, helping brokers find solutions for more complex cases.” www.mortgageintroducer.com

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NOT EVERYONE FANCIES 9–5, OR 2.4 KIDS — BUT WE DON’T SEE THAT AS A REASON TO STOP THEM FROM GETTING THEIR PERFECT MORTGAGE. REAL LIFE NEEDS REAL LIFE LENDING. THAT’S WHERE WE COME IN.

CHALLENGE THE STATUS QUO VISIT THEMORTGAGELENDER.COM OR GIVE US A BUZZ ON 0344 257 0418.


Category sponsor

WINNER

DISTRIBUTOR OF THE YEAR THE LENDING CHANNEL

Award accepted by The Lending Channel team

Murray Ewing (pictured centre), operations director, The Lending Channel, said:

We are delighted to be recognised by our industry as Distributor of the Year at the inaugural Scottish Mortgage Awards. This is a great honour and reflects the efforts of the team who always strive to provide an excellent service to the intermediary and consumer alike.”

www.mortgageintroducer.com

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Building for the future since 1848 At the Scottish, we’ve been helping people in Scotland buy their homes for 171 years. As Scotland’s only independent building society and a mutual organisation, we’re committed to giving all our customers a more personalised service. We underwrite every case individually and offer a range of specialist mortgages so customers can get the one that’s perfect for them.

To find out more, visit our intermediary website: www.scottishintermediaries.co.uk

Our mortgage range includes:

Self-Build Mortgages Guarantor Mortgages Professional Mortgages Guest House Mortgages Retirement Interest-Only Mortgages Official Partner

Rewarding Membership Scottish Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register No. 206034). Member of the Building Societies Association and UK Finance. Scottish Building Society, SBS House, 193 Dalry Rd, Edinburgh EH11 2EF.

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WINNER

SURVEYOR OF THE YEAR SHEPHERD CHARTERED SURVEYORS

Award accepted by Rory Waddell (left) of Mortgage Centre Partnership on behalf of Shepherd Charted Surveyors

Ian Fergusson, managing partner, Shepherd Chartered Surveyors, said:

This acknowledgement is a testament to our hard-working team who cover the length and breadth of the country from the Borders to the Northern Isles. While we were up against some tough competition, this award confirms that no one can rival our office network alongside our full complement of lender panel appointments across Scotland.” www.mortgageintroducer.com

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PROPERTY WIRE IS A MULTI-CHANNEL PROVIDER OF NEWS, DATA AND EVENTS. WE REPORT ON, AND SUPPORT THE UK PROPERTY INDUSTRY BY DELIVERING THE LATEST MARKET DEVELOPMENTS, EDUCATIONAL GUIDES AND NETWORKING OPPORTUNITIES ACROSS THE COUNTRY.

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PROPERTYWIRE Premier global property news service

WINNER

GI PROVIDER OF THE YEAR UINSURE

Award accepted by Angela Robertson (centre left) and Paul Kelly (centre right)

Angela Robertson, business development manager (Scotland & Northern Ireland), Uinsure, said:

We’re absolutely thrilled to have been named as the Best General Insurance Provider in Scotland, adding to our recent victory in the Scottish Mortgage Awards. I’d like to take this opportunity to thank our Scottish Advisors for their continued support as well as everyone who voted for us.”

www.mortgageintroducer.com

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A proposition worth shouting about.

At Newcastle Intermediaries we’re constantly improving our product range, criteria and service. We work closely with Intermediaries and value their feedback to shape our proposition, which is designed to reflect their clients’ lifestyle today.

We’re here to prove, it’s not just the big guys that can make a noise. Proud sponsors of the

Find out more 0345 602 2338 intermediary.lending@newcastle.co.uk newcastleis.co.uk FOR THE USE OF PROFESSIONAL MORTGAGE INTERMEDIARIES ONLY. TO SEE OUR RANGE OF PRODUCTS GO TO WWW.NEWCASTLEIS.CO.UK

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WINNER

REGIONAL BEST BROKER - GLASGOW MORTGAGE ADVICE BUREAU

Award accepted by Harry McGeough (centre), Paul Henderson (centre right) and Steven Kelly (far right)

Harry McGeough, business principal, MAB/Home Loan Services Ltd, said:

We are delighted to win the Mortgage Introducer Best Broker Glasgow award. It is a great recognition of our efforts and huge thanks to our staff for their excellent work. Our focus continues to provide expert mortgage advice with a first class customer experience.”

www.mortgageintroducer.com

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We lend up to 90% LTV for New Build houses Let’s go forward Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Buy to Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. Registered in England. Registered number: 9740322. Registered office: 1 Churchill Place, London E14 5HP. IBIM9057 April 2019

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We lend up to 90% LTV for like-for-like remortgages Let’s go forward Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Buy to Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. Registered in England. Registered number: 9740322. Registered office: 1 Churchill Place, London E14 5HP. IBIM9057 April 2019

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SPECIALIST LENDING SOLUTIONS HELP TO BUY SCOTLAND

Help to Buy Scotland now available We have developed a range of products in support of the Help to Buy Scotland scheme. With the government offering an equity loan up to 15% of the property value, this scheme could be ideal for customers who can meet mortgage repayments but do not have a large deposit. DD

Wide range of products from 3.99% at 80% LTV 2, 3 and 5 year Fixed rates Purchase and Remortgage options available All products include refund of valuation, remortgages also include cashback

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CCJs, Defaults and DAS accepted

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KA

Contact your local BDM 0800 116 4385 precisemortgages.co.uk

FOR INTERMEDIARY USE ONLY.

Precise Mortgages is a trading name of Charter Court Financial Services Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register Firm Reference Number 494549). Registered in England and Wales (company number 06749498). Registered office: 2 Charter Court, Broadlands, Wolverhampton WV10 6TD.

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01966 (3)

Get in touch

Cases assessed within 48 hours and offered within 21 days with our Priority Processing Service

KY


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WINNER

REGIONAL BEST BROKER - EDINBURGH MORTGAGE ADVICE BUREAU NETWORK PARTNER SCOTLAND

Award accepted by Craig Morrison (centre left) and Dylan Kelly (centre right)

Dylan Kelly, head of marketing and communications, Mortgage Advice Bureau Regional Network Partner, said:

We are committed to offering a fantastic customer experience and we are delighted to win an award. This is the fourth accolade for us in a few months and these awards are a clear indication of how well the company is performing. It is great to be recognised again for our innovation and client-focussed approach. We would like to thank everyone who voted for us.” 01966 (3)

.

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WINNER

REGIONAL BEST BROKER - ABERDEEN/NORTHERN CARRINGTON

Award accepted by Stuart Mair (centre left)

Stuart Mair, managing director - UK, Carrington, said:

On behalf of all the colleagues at Carrington UK, I’d like to say a huge thank you to the SMA and the judging panel for voting us as Best Regional Broker – Aberdeen/Northern. On top of that I’d also like to extend my huge gratitude to all our customers, friends and stakeholders for nominating us.”

www.mortgageintroducer.com

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WINNER

REGIONAL BEST BROKER - PERTH/STIRLING/FALKIRK BEVERLEY CALLANDER, PROFESSIONAL MORTGAGE ADVISERS

Award accepted by Bethany Kydd (centre left) and Beverley Callander (centre right)

Beverley Callander, managing director, Professional Mortgage Adviser, said:

“I was delighted and shocked to win the category of Regional Best Broker (Central Region). It was lovely to accept the award with my colleague Bethany Kydd. Often, small businesses get overlooked by the “big boys”. It was a fabulous night and one I will remember for years to come. Thank you Mortgage Introducer for acknowledging Scotland and the part we play in the sector.” www.mortgageintroducer.com

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IT’S OUR JOB TO MAKE YOURS EASIER • Lending in Scotland • Residential Lending (up to 95% LTV) • Buy To Lets & Holiday Lets • Self Build Mortgages (including Advanced Stage Payments) • Joint Ownership/Sole Proprietor mortgages • Short Term Lending

Call Furness for Intermediaries 0800 988 1561

T H E L E N D E R T H AT L I K E S T O S AY Y E S

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WINNER

REGIONAL BEST BROKER - DUNDEE & EAST FIFE MORTGAGE ADVICE BUREAU – DUNDEE

Award accepted by Vikki McKelvie (centre left) and Lee McKelvie (centre right)

Lee McKelvie, director, Mortgage Advice Bureau - Dundee, said:

“We started the business in 2016 with just two mortgage advisers offering advice to local customers and since then have grown to a team of 11 advisers with a sales and operations manager. We had really outgrown our previous offices and with the fantastic regeneration and redevelopment going on in Dundee, we were keen to be a part of this and move to the city centre.”

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IN ASSOCIATION WITH

Matt Bond matt@mortgageintroducer.com 07525 456 869 Francesca Ramsey francesca@mortgageintroducer.com 0203 883 9017

www.ssawards.co.uk FRIDAY 28 JUNE 2019 MADISON ROOFTOP ST PAUL’S | LONDON


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SFI

SPECIALIST FINANCE INTRODUCER

WINNER

REGIONAL BEST BROKER - HIGHLANDS & ISLANDS HELEN MACKENZIE MORTGAGE & PROTECTION SERVICES

Award accepted by Helen Mackenzie (centre)

Helen Mackenzie, managing director, Helen Mackenzie Mortgage & Protection Services, said:

“It’s been overwhelming for our small team of ladies to win this Award, voted for by our wonderful clients too. A great recognition in our industry and for the service that we provide to all our clients. It was a fantastic event organised by the wonderful team at Mortgage Introducer.”

www.mortgageintroducer.com

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WINNER

REGIONAL BEST BROKER - DUMFRIES & GALLOWAY DL MORTGAGE SERVICES

Award accepted by David Latimer (centre)

David Latimer, mortgage and protection adviser, DL Mortgage Services, said:

“I am delighted to pick up this award for DL Mortgage Services and to see the hard work put in every day by the team recognised. I am blessed to have such a talented and hardworking team behind me and all the credit for this award has to go to my staff members. Great night at an amazing venue!”

www.mortgageintroducer.com

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Congratulations to all the winners at this year’s inaugural Scottish Mortgage Introducer Awards barclays.co.uk/intermediaries Let’s go forward

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Buy to Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. Registered in England. Registered number: 9740322. Registered office: 1 Churchill Place, London E14 5HP. IBIM9057 April 2019

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WINNER

BEST OVERALL BROKER SCOTLAND CARRINGTON

Award accepted by (from left to right) Randal McLister, Ian Thomson, Stewart Allsop and Stuart Mair

Stuart Mair, managing director - UK, Carrington, said:

“I’d like to extend my huge gratitude to all our customers, friends and stakeholders for nominating us. To win this award in the year that we celebrate our fifth anniversary is very special and is reward for the huge effort and great commitment shown by our colleagues every day.”

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We are a true 360° master brokerage. Experts in providing bespoke solutions

Communicative, Responsive , Knowledgeable.

Trust the Experts.

• Specialist Residential Mortgages • Complex Development • Bridging Finance • Buy-to-Let • Commercial Mortgages

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WINNER

BUSINESS LEADER OF THE YEAR GRAEME MUIRHEAD - BARCLAYS

Award accepted by Graeme Muirhead (centre)

Graeme Muirhead, regional manager - north, mortgages, Barclays, said:

“Whilst immensely proud of this award on a personal level, it’s great recognition of the work Barclays has put in to developing the Scottish proposition. Differentiating the process for Scotland was absolutely the right thing to do. This coupled with the right policy and product changes has accelerated the growth we are now seeing in Scotland. We remain committed to building upon that.” www.mortgageintroducer.com

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THE TOWER OF LONDON

Wednesday 13 November 2019 To ямБnd out more, contact the team 0203 883 9010 M AT T B O N D COMMERCIAL DIRECTOR M AT T @ M O R T GAG E I N T R O D U C E R . C O M F R A N C E S CA R A M S E Y A DV E R T I S I N G M A N AG E R F R A N C E S CA @ M O R T GAG E I N T R O D U C E R . C O M


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WINNER

LIFETIME ACHIEVEMENT AWARD DOUGLAS COCHRAN - LLOYDS BANKING GROUP

Award accepted by Douglas Cochran (centre)

Douglas Cochran, head of housing development, Lloyds Banking Group said:

“I am honoured to be the first winner of this award. Reflecting on my career at Lloyds Banking Group, I have received endless support and encouragement to create and take opportunities and make a difference. I encourage all managers to adopt this approach to develop colleague potential.”

www.mortgageintroducer.com

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See you next year!


www.ssawards.co.uk FRIDAY 28 JUNE 2019 MADISON | ST PAUL’S LONDON

IN ASSOCIATION WITH

Place your nominations and contact the team to confirm your support today. www.sfiawards.co.uk Matt Bond matt@mortgageintroducer.com 07525 456 869 Francesca Ramsey francesca@mortgageintroducer.com 0203 883 9017

With thanks to


Thank you for your support in voting for Graeme as Business leader of the year Graeme Muirhead Barclays Regional Manager Business Leader of the Year Let’s go forward

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Buy to Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. Registered in England. Registered number: 9740322. Registered office: 1 Churchill Place, London E14 5HP. IBIM9057 April 2019

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Profile for mortgageintroducer

Scottish Mortgage Awards 2019 Winners Supplement  

Scottish Mortgage Awards 2019 Winners Supplement