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EMPLOYEE NEWSLETTER | December 2013

As MAG’s ninth year draws to a close, we reflect on all the changes of the last several months and look forward to a successful 2014! Click here for a message from Tony Blodgett, President.

MAG Winter Outreach Program — Give a gift of warmth and comfort! Brrr… It’s cold outside! Time to bundle up, head out to the garage or up to the attic, and sort out all those winter clothes that still have a lot of useful life in them. January is the month we can make a difference in our communities by “re-gifting” gently used, warm outdoor clothing, including coats, scarves, mittens and hats. We’ll be collecting these items in all our branches to give to our local emergency and homeless shelters at the end of the month. As you start off the New Year with the “let’s get organized” bug and feel motivated to clean out your closets, please put aside the extra garments you find, and drop them off at your office Front Desk. Thank you for your compassion and outreach to those in our community who need a helping hand. n

MAG Winter Outreach Program January 2 through

aime

January 31

While cleaning out your closets, share what you don’t use with those who would welcome the warm comfort! 1

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December 2013


Companywide Top Producer: November Team Keller. . . . . . . . . . . . . . . . . . . . . . . Mill Creek

Total Closings Daniel Keller. . . . . . . . . . . . . . . . . . . . . . . 3,177,281 Sharon Crockett. . . . . . . . . . . . . . . . 1,596,959 Traci Dry.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,527,829 Jason Austin. . . . . . . . . . . . . . . . . . . . . . 1,159,633 Rob Hallum.. . . . . . . . . . . . . . . . . . . . . . . . 1,113,200 Stubrud-Morton Team. . . . . . . . . . 962,788 Jeff Jensen. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 905,710 Leticia Ramos. . . . . . . . . . . . . . . . . . . . . . . . 896,835 David Gardner.. . . . . . . . . . . . . . . . . . . . . . . 650,032 Rosa Briggs. . . . . . . . . . . . . . . . . . . . . . . . . . . . 601,750

Purchase Closings Daniel Keller. . . . . . . . . . . . . . . . . . . . . . 2,841,281 Sharon Crockett. . . . . . . . . . . . . . . . 1,596,959 Traci Dry.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,175,529 Jason Austin. . . . . . . . . . . . . . . . . . . . . . 1,066,983 Stubrud-Morton Team. . . . . . . . . . 962,788 Jeff Jensen. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 905,710 Leticia Ramos. . . . . . . . . . . . . . . . . . . . . . . . 896,835 Rosa Briggs. . . . . . . . . . . . . . . . . . . . . . . . . . . . 601,750 Janie Shrader.. . . . . . . . . . . . . . . . . . . . . . . 584,500 Wrayanne Wallace.. . . . . . . . . . . . . . . 572,821

New Applications Concierge Team. . . . . . . . . . . . . . . . 2,129,913 Kevin Everett.. . . . . . . . . . . . . . . . . . . . . 1,988,267 Sharon Crockett. . . . . . . . . . . . . . . . . 1,897,453 Jeff Jensen. . . . . . . . . . . . . . . . . . . . . . . . . . 1,517,798 Anne Ramsey. . . . . . . . . . . . . . . . . . . . . 1,136,425 Wrayanne Wallace.. . . . . . . . . . . 1,131,442 David Gardner.. . . . . . . . . . . . . . . . . . . 1,059,400 Daniel Keller. . . . . . . . . . . . . . . . . . . . . . 1,000,728 Tom Pessemier. . . . . . . . . . . . . . . . . . . . . . 965,951 Rob Hallum.. . . . . . . . . . . . . . . . . . . . . . . . . . . . 941,972 Stubrud-Morton Team. . . . . . . . . . 932,695

ENCOMPASS Tip

Customizing Your Pipeline View One of the best features of Encompass is its ability to be customized to the user. A simple yet powerful section that each Encompass user should take the time to customize is the pipeline view. You can make it so the primary data that’s pertinent to you is displayed and saved as your default view. From there, you can go on to create views for specific tasks – for instance, you can set up a status view that shows all your active files, current milestones, and the ‘next steps’ listed by processing. Or, you can set up a view that displays your active files with rate locks set to expire in 10 days or less. Whatever the situation, if it relates to your borrower data housed in Encompass, you can make it display in your view. Here’s how to customize your view: 1. Right click on any of the column headers in your pipeline view:

2. Click on ‘customize columns’. 3. The window that pops up will display most of the standard fields in Encompass – those with the box checked are data that will show in your pipeline view. To add fields, locate them in this list and check the ones you’d like to display. And of course, uncheck any that you do not care to see in your view. 4. Once you have the headers chosen for the fields you’d like to see, click ‘OK’ and these items will be added to your pipeline view. From here, you can rearrange the order they show up by simply left clicking on the header and dragging it left or right to change the order in which the columns appear. You can also resize the columns by clicking on the line dividing one column header from another and dragging it left or right. 5. Once you have the view set up to your liking, you can save it by clicking the save icon up next to the ‘Pipeline View’ dropdown – use the ‘save as’ section if creating a new view; use the ‘update current view’ if you want to save over the view you were using previously. And you can check the ‘Set as my default view’ box if you want this to be the view that opens each time you log in to Encompass.

If you have any scenarios/questions on how to set up a desired view in Encompass, please do not hesitate to reach out to the encompasshelp@ magloans.net team and we’ll work with you to make Encompass work for you! n Erik Noet 2

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December 2013


Sasha Job Branch Manager Assistant Dallas Sasha hit the ground running in the mortgage industry when — about a year ago — a mutual friend introduced her to Wrayanne Wallace, who was looking for a personal and MA assistant. Sasha brought her experience in real estate, having worked extensively with national and international diplomats on transactions involving embassy properties. Prior to that, Sasha was the Sales Operation Manager for the hotel chain Blackstone, a global leader in private equity real estate. Now at MAG’s Dallas office as the Branch Manager Assistant, Sasha combines her sales, marketing, and real estate background with administrative and office management duties, and she handles start-of-loan processes for Wrayanne. She enjoys the interaction with clients and real estate agents, and strives to ensure that every customer is happy and satisfied when they work with MAG. “I know constantly reaching out to people and developing those relationships is so important,” she says, and she considers her relationship-building and listening skills to be her strengths. Sasha plays on those strengths to achieve her primary goal at MAG: to build a consistent, incoming business all year round. Even as she succeeds in business, however, Sasha identifies her biggest accomplishments as those achieved outside of work. “First and most important, I’m proud of the son I am raising”, she says. Taj is nine, plays basketball, and —together with Sasha — enjoys playing the drums. Sunday is their meditation day, as Sasha places great value on fostering spiritual growth and connectedness to nature. “Tuning in to the power of the mind and spirit enables me

What can you find in the MAG Credit Reference Guide? Guidelines for all agencies on the following topics:

to be a more empathetic, caring, healthy, and active person,” says Sasha, and she applies that belief and focus to everything. “If I want something, I will find a way to make it happen. My motto is: Whatever the mind can conceive and believe, it can achieve.” A few things you may not know about Sasha: • She and her son spent two years with a Buddha. • She has no fear— she believes fear is learned, and she never learned the feeling. • She wanted to be an author when she “grew up.” • If she could have lunch with any three people, she’d choose Napoleon Hill, Albert Einstein, and Michael Beckwith. • Her favorite office machine is her laptop, as she can use it to work anywhere, day or night! • Her nickname in high school was Gypsy. • If she could be on the cast of a TV show, it would be The Apprentice with Donald Trump. • Her biggest pet peeve is being around negative, narrow-minded people. • Her three favorite bands are The Eagles, ABBA, and The Bee Gees.

• Minimum Tradeline Requirements • Minimum Credit Score Requirements • One Credit Score Exception • Derogatory Credit Waiting Periods • Disputed Accounts • Collections • Student Loans • Paying off Installment Debt to Qualify • Paying off Revolving Debt to Qualify • Open 30-Day Charge Accounts • Using Seller Concessions to Pay Borrower Debt • Credit Inquiries • Credit Alerts • Interest Credits • Principal Curtailments • Age of Credit Documents • Loan Prospector and Desktop Underwriter • Maximum Exposure • Financed Property Limitations n Shawnna Alexander

The MAGnifier gets better with ideas from everyone!

Email your submission to: ngriffin@magloans.net

• Her favorite cuisine is Nigerian. n 3

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COMPANY SPONSORED Events

A letter of Thanks from Overseas Troops receive MAG gratitude quilts Hi there, Jeryl, sorry this took so long to pull off. We had a massive flood, visitors (our replacements were here planning their deployment), and to top it off we have had multiple people out on missions all over the Middle East and Central Asia. A little story about the quilts… We actually broke them out for our guests. When they arrived, it was uncharacteristically cold, and they didn’t have any sleeping bags. They were so happy to have been able to use them; the quilts to them were a lifesaver. In fact, their commander asked for your email and physical address to give you a personal thanks. If you have not heard from him, please don’t be surprised if you do. Again, thank you for the beautiful quilts. Not only are they appreciated, but they were put to good use, too. Best, Dan

I received an email from SFC Daniel Dofelmier, S3 Battle NCO, 96th MET, WAARNG, Camp Arifjan, Kuwait (Fwd) with many thanks for the quilts from the troops overseas. ~ Jeryl Torick

Volunteers at Solomon’s Porch

Fall Food Drive Totals From 2004 through our 2013 summer drive, Team MAG’s food donations totaled 56,000 pounds. That’s over $9,000 worth of food! We’re still waiting for totals from a few branches for our fall drive, but as of now we’ve received another 336 pounds and an additional $867.67 in donations from MAG employees, clients, and friends across the country. Thank you all for your gifts of heartfelt generosity! ~ Jeryl Torick

On December 5th, the entire Wenatchee MAG office went to the local teen shelter called Solomon’s Porch and cooked dinner for the kids there. We cooked them breakfast for dinner: ham, eggs, breakfast cheese potatoes, biscuits and gravy, apple slices, and homemade cookies, beautifully decorated and provided by Tanya. Stephanie and Traci got there early to get the ham in the oven and to prep the food. Jason was on egg duty and cooked over three dozen eggs. Janie did the gravy, and everyone else jumped in to work on biscuits, setup, serving, cleanup, and spreading cheer all around. We know that it meant a lot to the kids, as they said thank you and smiled endlessly. One of the kids told Stephanie he had 4

never had a homemade cookie before. Jason was given kudos on his amazing seasoned eggs, and a few kids asked for the recipe for the cheesy potatoes. We had so much fun working as a team cooking and cleaning, and we are already discussing what to cook next month. Thank you so much, Stephanie Matthews, for putting this together and giving us this opportunity to serve. It was much more than the spirit of Christmas and giving; it was just pure joy! ~ Traci Dry MAGnifier

December 2013


COMPANY SPONSORED Event

A Very Merry MAG Christmas!

Joanne Gerry, Rachael Pyle & Tracey Orr decorate the tree in the Everett lobby.

Omeed Salashoor, Michael Maher, Dave Gardner, Rob Hallum, and Sharon Crockett celebrate the season, corporate style!

Baby Mason Blodgett joins parents Tony Blodgett & Sheri Ferguson and Team Everett revelers at Scuttlebutt Brewery for the corporate office Christmas festivities.

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Above: Dave Wortham, Omeed & Tony bring holiday cheer to Everett; Michele Cantrell & Britni Wortham are very merry indeed! MAGnifier

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December 2013


COMPANY SPONSORED Event continued

Team Marysville gathers ‘round the dinner table at the home of Karen Stubrud.

Kevin Everett surprises all of Team Marysville with cozy robes and slippers at the Marysville branch Christmas party.

Bellevue Branch Events, clockwise from left: Kat Hughes in her holiday finery; Christmas carolers in the Bellevue office; David Lee enjoys the branch party hosted at the home of Sue & Steve Ahrens. | Jeff Jensen balances a tower o’ goodies received from Brickman Property Management.

MAG U grads from the new Ennis, Cleburne & Maypearl offices from left to right: Vanessa Zmolik, Samantha Beggs, April Renteria, Jana Moore and Ashley Johnson. 6

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December 2013


TO YOUR HEALTH

Aetna Navigator offers useful resources and a $50 gift card!

Woodstove Heat

Have you visited the Aetna Navigator website yet? I encourage everyone to log in and create an account and to see the array of resources available to support your healthy lifestyle! You’ll find an extensive list of discounted services and products available through MAG’s Aetna membership, including a $50 gift card for completion of the health survey! Here’s everything you need to know to get started: • Select the Human Resources tab on the MAG intranet homepage. • Click on the Benefits button • Scroll down to Medical & Vision, and click on Aetna Navigator

Enjoy consistent heat even during power outages, and cut home heating costs with a woodstove.

• First-time visitors will need to create a username & password

The oil shortages that hit in the mid-1970s brought about a woodstove revival that abated when oil prices dropped. Today, wood heat is back in style. However, it’s important to use caution when buying, installing, and using a woodstove.

simpler and easier to operate. Also, there’s no need to clean or replace the catalytic converter.

Clean-burning woodstoves (like those certified by the Environmental Protection Agency) can be 50 percent more efficient than lower-quality stoves. You’ll find good general information at www. woodheat.org and at the EPA’s website (www.epa.gov). If you start looking for a woodstove, you’ll find that most manufacturers offer both catalytic and noncatalytic models. In a catalytic woodstove, a special honeycombshaped insert is incorporated in the design to bring about a secondary combustion process. This burns off pollutants that remain after the primary combustion and helps the stove to burn more completely and, thus, more cleanly. Non-catalytic woodstoves provide for secondary combustion without a catalytic converter, so they tend to be

• Many woodstoves are manufactured in the United States, reducing transport costs.

• Enter your Member ID number (on your member card) or your social security number to proceed • Complete the other fields with your name, birthdate, and zipcode • Enter your user ID and password • Sha-zam! You’re now logged into Aetna Navigator’s homepage! • Click on the blue “Take a Health Assessment” tab on the left side of the page. Completion will earn you a $50 gift card (sent by mail). • Have fun exploring all the resources, information, and discounts available to you! n MAG Wellness Team

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Why heat with wood? • You can stay warm during power outages. • Wood is a sustainable resource.

• Heating with wood is greener and more economical than heating with oil, gas, or electricity (as long as you’re using a cleanburning woodstove). • A woodstove is easy to understand and operate. Unlike more complicated heating systems, it won’t break down or require expensive, expert maintenance. Wood species that burn cleanly and give off the most heat include hickory, white oak, sugar maple, beech, and yellow birch. Softwoods like pine and spruce make the poorest-burning firewood. n Reprinted from the Whole Green Catalog MAGnifier

December 2013


JANUARY ANNIVERSARIES Celebrating Six Years |January 30th! Sandy Morris | Branding Ambassador and Event Coordinator, Marysville I worked at MAG before I worked at MAG (ha!) processing closing gifts out of my home, and now I work with a group of great people and have made many friendships that I hope last a lifetime. It has been great working with the marketing team – I enjoy the creativity. Being part of the growth of a small company into a large company has been inspiring! I look forward to many more years at MAG.

Celebrating Four Years |January 4th! James Mark | Vice President of Capital Markets, Bellevue Congratulations, James! January 4th marks your fourth anniversary as a Team MAG member. We appreciate your years of dedicated service with the company, and we recognize your contribution to the development and growth of Mortgage Advisory Group. We want to congratulate you on your anniversary and wish you many more years to come!

Celebrating Four Years | January 4th! Stephanie Matthews | Mortgage Advisor, Wenatchee Another year goes by. After 30 years in this industry, I realize the one thing you can always guarantee is change right around the corner. It’s great to be part of a company and team that is striving for fairness and success for all of us. I truly appreciate the support of this company.

Celebrating Four Years | January 25th! Jason Austin | Mortgage Advisor, Wenatchee Congratulations, Jason! This month marks your fourth year with Mortgage Advisory Group. During your time here, you have significantly contributed to our success. No company is better than its people, and we have the BEST sales team at MAG. We thank you for your enduring loyalty and diligence.

Celebrating Three Years | January 3rd! Hallie Free | Loan Production Specialist, Bellevue Working with Team MAG over the last three years has meant a lot of hard work, dedication, growth and appreciation for our end goal. The most important thing I’ve learned here so far is that teamwork is imperative. We have such an amazing group of people here at MAG and I feel lucky to have the coworkers I have. If I could offer you some words of wisdom based on my experience here at MAG, it is to absorb everything possible, I still learn something new every day, that is the only way to get better! The best part of my job is my co-workers; everyone from the Support Staff to the Underwriters and especially my wonderful MA’s who make coming to work every day possible and who I adore! We have such an awesome, hard working team, I love my job! I appreciate you and all that you have done to make us who we are today! 8

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December 2013


JANUARY ANNIVERSARIES Celebrating Three Years | January 26th! Melanie Braum | Mortgage Advisor, Bellevue Working with my team at MAG – Carol Johnson, Brooke Barron and Hallie Free – is awesome. They make me look good to my customers and referral partners. Thank you!

Celebrating Two Years | January 3rd! Dave Gardner | Mortgage Advisor, Everett Wow, how quick a year can go. I am never one to wish life away, but I am truly thankful that 2013 will soon be in the rear view mirror. I hope that 2014 will not be nearly as challenging as this last year has been. The support from my MAG family has been incredible. I just want to thank you all for all you have done to help me and my family get through some very tough and scary times this year. 2014 is going to be great!

Celebrating One Year | January 2nd! Sally Miller | Mortgage Advisor Assistant, Marysville My first year at MAG has been amazing! It was a very hard decision for me to return to the workforce after being home with my kids for two years, but the experience I have had here at MAG has made it all worth it! I am so grateful to Kevin for taking a chance on me and for just being an AWESOME boss! I have learned so much this year, and I truly feel part of the team – an AMAZING team at that!! Thank you, MAG, for a great first year!

Celebrating One Year | January 2nd! Heather McVay | Loan Production Specialist, Mill Creek On my anniversary, I just want to thank all of you for making me feel at home and for trusting me with your brokered loans! I love my job here at MAG, and the people here make it special. Thank you!

Celebrating One Year — January 7th! Michael Maher — Mortgage Advisor Assistant, Everett Sharon Crockett was at MAG for about five months before bringing me on, and she spoke so highly of the company I figured I really had nothing to lose and everything to gain by joining her amazing team! I’d compare my first few months at MAG to taking your first year of Spanish in college with no prior experience. However, after learning some of the basics and asking tons of questions (aka bugging Tammy Heaton), I started to get the hang of what this business is about. I’m far from knowing everything, and after a year I am still amazed at how much I have to learn. I appreciate the opportunity that Sharon and everyone at MAG has given me and hope to only continue to grow and become an even more valuable asset to our team. I can honestly say that as an employee of MAG I have been WOWED! 9

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JANUARY ANNIVERSARIES Celebrating One Year | January 14th! Stephanie Kemple | Human Resources Generalist, Everett I cannot believe that I have been a part of Team MAG for a year already! This year has been quite the whirlwind, but in a good way! I have been able to learn so much and to take on new challenges during my first year at MAG. I am forever grateful for the support and opportunities provided to me by my manager, Bonni Tuley, and the rest of the great team members here at MAG. From my very first week, I knew I had found a place to call “home.” It was my first time at a company that was so welcoming and made sure that each new member of the team really had a WOW experience. I am looking forward to continual growth with MAG, and can’t wait to see what the future holds!

Celebrating OneYear | January 14th! Nicole Huber | Senior Marketing Assistant, Marysville This last year with MAG has been fantastic. I am so grateful to work with an astounding group of individuals, all of whom are at the top of their game. The family atmosphere that we have is unlike anything I’ve experienced in my career. Coming to MAG as a total newcomer, not only to the company but also to Washington State, there hasn’t been a day that’s gone by in which I didn’t feel completely welcomed. I get the opportunity every day to challenge myself and to learn new things. I love working for a company that truly recognizes the hard work of its employees and understands the importance of each individual’s contribution. I’m thrilled with my first year here and so excited for many more years to come!

Celebrating One Year | January 22nd! Tracy Joy | Mortgage Advisor, Mill Creek My first year at MAG has been a blessing. One of my favorite things about the company is the spirit to help our local communities and military members through so many heartwarming activities. My goal is to keep the business focus on implicitly helping others; the true joy that is returned is immeasurable.

Commitment to WOW

Positive and Professional

Kudos to the Broker Team from Stephanie Matthews: Can I say WOW!? I have a brokered loan that was submitted to processing 11/25 on a manufactured home (going to AFR). I already had my conditional approval from AFR on 12/2! This Broker Team takes the WOW factor seriously!

Kudos to Chris Wortham, Erik Noet, and Michele Cantrell from Lori Larsh: for their huge help with answering my never-ending issues and always with a smile on their faces! I appreciate you guys so much!

Kudos to Karen and Stacey – Stubrud-Morton Team from Lisa Britton: for treating the Funding and Underwriting Department to an awesome homemade breakfast! It was such a nice treat.

Kudos to Brooke Barron & Carol Johnson from Hallie Free: A special thank you to my wonderful team members! These two ladies are so awesome; they go above and beyond every day and always have a positive attitude! They are an absolute pleasure to work with. Brooke, you are always five steps ahead and always know exactly

what is going on with every file at any given time. Carol, thank you for doing such an amazing job on the front end of our loans; you are a rock star! I feel very lucky to work with you guys and appreciate you both so much! Kudos to Erik Noet from The Sauve Team: Thank you for always being there to answer our questions! You are a lifesaver and so helpful! Kudos to Shannon Cordova, Danielle Facey & Erin Meade from The Sauve Team: Thank you for being the best processing team ever! We really appreciate everything you all do and we couldn’t do this without you! Continues on next page

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December 2013


Special Recognition

continued Kudos to Omeed Salashoor from The Sauve Team: Thank you for all of your encouragement, support and enthusiasm! We have really enjoyed having you in Mill Creek! Kudos to Dan Keller from The Sauve Team: Thank you for being such an inspiration to us and for being so willing to help us get our business to the next level! We love having you as our neighbor! Kudos to The Sauve Team from the marketing department for being our top purchaser of MAG SWAG in 2013. Thank you for taking advantage of the marketing tools available! As a special thank you, Nikki & Ashlee will receive 10 complimentary prospecting bags along with 10 company holiday cards to address to their clients or business partners. ~ We appreciate you!

Special Acknowledgement From Sharon Crockett: Thank you to the marketing department for doing such a good job for all of us employees and our marketing! My holiday MAG SWAG order (fulfilled by Sandy Morris) is amazing! You guys rock! Thank you thank you thank you!

Special Acknowledgement From Ian Williams: I just wanted to put out a message regarding a recent purchase. The listing agent called me while the seller was considering offers and grilled me about MAG’s abilities to close quickly. She’d heard of us but never closed a deal with us. I went over the calendar with her and we agreed on a realistic close date. I later got the impression that my conversation with the listing agent was a big part of the seller’s acceptance of the offer. I received the purchase and sale late on a Friday night. The following Monday, I put in for a rush, submitted the file to Carol and — including that day — the entire deal was done in 14 business days. In this competitive market, it’s fantastic to be able to close a deal quickly and to be able to have confidence telling a real estate agent what we can realistically do. I met with the buyer’s agent, and the listing agent asked me to follow up after two weeks, as she was booked pretty tight right at the moment. I really appreciate management’s commitment to a system that allows for a quick close when we need it and just to an efficient system in general. Thanks to all involved; I’m especially grateful to Carol, Brooke and Hallie here in Bellevue. They’re the best processing team I’ve had in my 10year mortgage career. I’ve never been as “hands off” as I’m able to be with them in charge of my paycheck and reputation. I don’t know who was involved in docs or funding but thanks to them as well and, as always, to Shawnna for my endless pre-submission questions. Thanks again! n

Congratulations to Doug Prutsman for earning kudos in the USDA Washington State Rural Housing Newsletter! The December publication included the following: We applaud

Douglas Prutsman at Global Advisory Group for his wellorganized and complete applications. Thank you for your perfection and professionalism that assists us in our processing times. Great Job!

Last day: to sign refi’s. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12/26 Closed: Skagit County. . . . . 12/24 and 12/25 All other counties. . . . . . . . . . . . . . . . . . . 12/25 All documents back in Everett no later than 10:30am on 12/27

Birthdays January Lori Larsh. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2nd Vanessa Zmolik. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5th Cody Thompson. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7th Kellie McNulty. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13th Lorrie Hartman. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20th

Dec 24th. . . Christmas Eve (1/2 day) Dec 25th. . . . . . . . . . . . . . . . . . . . Christmas Day Jan 1st. . . . . . . . . . . . . . . . . . . . . New Year’s Day

Sharon Crockett recognizes the importance of networking and WOWs her agents with some customized holiday MAG SWAG! 11

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December 2013


Recipe

Seattle Half Marathon

Cinnamon Rolls

Ingredients: 20-24 Rhodes Dinner Rolls, frozen 3-ounce box vanilla cook & serve pudding (not instant) 6 tablespoons butter ½ cup brown sugar

On December 1st, Joanne Gerry ran the Seattle Half Marathon with her brother and a friend. Way to go, Joanne!

¾ teaspoon cinnamon Directions: Drop frozen dinner rolls into a greased bundt cake pan. Sprinkle pudding mix on top of the rolls. On stovetop, melt butter, and add brown sugar and cinnamon. Drizzle over the rolls and pudding powder. Let rise overnight. Do not refrigerate. (Best if started around 9pm.) In the morning, preheat oven to 350 degrees. Cook rolls for about 30 minutes. Enjoy! ~ Stacey Morton

Holiday Lights & Festive Decorations Wildlights, Woodland Park Zoo, Seattle. Open nightly from now to Jan 4th (closed Dec. 24th and 25th). 5:30-8:30. Tickets: $6.50-$9.50. Country Village, Bothell. Light display and other holiday activities through Dec. 24th. Free admission. Garden d’Lights at Bellevue Botanical Garden. Open nightly through Jan 4th. Tickets: $5.00. Lights of Christmas at Warm Beach, Stanwood. Dec. 18-23 and 26-29, 5-10pm. Tickets: $10-$15.

Team Pyle participated in the Jingle Bell 5K Run this month to raise money for arthritis research. From left to right; Father-in-law Tom Pyle, Rachael, son Austen, husband Bret, and son Aiden. ~ Rachael Pyle 12

MAGnifier

December 2013

Magnifier november 2013  

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